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Florida 2022 FHA Loan Limits

Learn about the 2022 FHA loan limits for residential single family homes and multi-family homes for Sarasota and Manatee County

This blog includes a chart that shows the mortgage purchase value limits that are used to determine of a property purchase of a primary residence could potentially qualify for a FHA (federal housing authority) guaranteed loan. These rates are set for the state of Florida by county and differ by single family, duplex, tri-plex and fourplex properties. 

County One-Family Two-Family Three-Family Four-Family
ALACHUA $ 420,680 $ 538,650 $ 651,050 $ 809,150
BAKER $ 432,400 $ 553,550 $ 669,100 $ 831,550
BAY $ 420,680 $ 538,650 $ 651,050 $ 809,150
BRADFORD $ 420,680 $ 538,650 $ 651,050 $ 809,150
BREVARD $ 420,680 $ 538,650 $ 651,050 $ 809,150
BROWARD $ 460,000 $ 588,850 $ 711,800 $ 884,600
CALHOUN $ 420,680 $ 538,650 $ 651,050 $ 809,150
CHARLOTTE $ 420,680 $ 538,650 $ 651,050 $ 809,150
CITRUS $ 420,680 $ 538,650 $ 651,050 $ 809,150
CLAY $ 432,400 $ 553,550 $ 669,100 $ 831,550
COLLIER $ 552,000 $ 706,650 $ 854,200 $ 1,061,550
COLUMBIA $ 420,680 $ 538,650 $ 651,050 $ 809,150
DESOTO $ 420,680 $ 538,650 $ 651,050 $ 809,150
DIXIE $ 420,680 $ 538,650 $ 651,050 $ 809,150
DUVAL $ 432,400 $ 553,550 $ 669,100 $ 831,550
ESCAMBIA $ 420,680 $ 538,650 $ 651,050 $ 809,150
FLAGLER $ 420,680 $ 538,650 $ 651,050 $ 809,150
FRANKLIN $ 420,680 $ 538,650 $ 651,050 $ 809,150
GADSDEN $ 420,680 $ 538,650 $ 651,050 $ 809,150
GILCHRIST $ 420,680 $ 538,650 $ 651,050 $ 809,150
GLADES $ 420,680 $ 538,650 $ 651,050 $ 809,150
GULF $ 420,680 $ 538,650 $ 651,050 $ 809,150
HAMILTON $ 420,680 $ 538,650 $ 651,050 $ 809,150
HARDEE $ 420,680 $ 538,650 $ 651,050 $ 809,150
HENDRY $ 420,680 $ 538,650 $ 651,050 $ 809,150
HERNANDO $ 420,680 $ 538,650 $ 651,050 $ 809,150
HIGHLANDS $ 420,680 $ 538,650 $ 651,050 $ 809,150
HILLSBOROUGH $ 420,680 $ 538,650 $ 651,050 $ 809,150
HOLMES $ 420,680 $ 538,650 $ 651,050 $ 809,150
INDIAN RIVER $ 420,680 $ 538,650 $ 651,050 $ 809,150
JACKSON $ 420,680 $ 538,650 $ 651,050 $ 809,150
JEFFERSON $ 420,680 $ 538,650 $ 651,050 $ 809,150
LAFAYETTE $ 420,680 $ 538,650 $ 651,050 $ 809,150
LAKE $ 420,680 $ 538,650 $ 651,050 $ 809,150
LEE $ 420,680 $ 538,650 $ 651,050 $ 809,150
LEON $ 420,680 $ 538,650 $ 651,050 $ 809,150
LEVY $ 420,680 $ 538,650 $ 651,050 $ 809,150
LIBERTY $ 420,680 $ 538,650 $ 651,050 $ 809,150
MADISON $ 420,680 $ 538,650 $ 651,050 $ 809,150
MANATEE $ 420,680 $ 538,650 $ 651,050 $ 809,150
MARION $ 420,680 $ 538,650 $ 651,050 $ 809,150
MARTIN $ 431,250 $ 552,050 $ 667,350 $ 829,350
MIAMI-DADE $ 460,000 $ 588,850 $ 711,800 $ 884,600
MONROE $ 710,700 $ 909,800 $ 1,099,750 $ 1,366,750
NASSAU $ 432,400 $ 553,550 $ 669,100 $ 831,550
OKALOOSA $ 539,350 $ 690,450 $ 834,600 $ 1,037,200
OKEECHOBEE $ 420,680 $ 538,650 $ 651,050 $ 809,150
ORANGE $ 420,680 $ 538,650 $ 651,050 $ 809,150
OSCEOLA $ 420,680 $ 538,650 $ 651,050 $ 809,150
PALM BEACH $ 460,000 $ 588,850 $ 711,800 $ 884,600
PASCO $ 420,680 $ 538,650 $ 651,050 $ 809,150
PINELLAS $ 420,680 $ 538,650 $ 651,050 $ 809,150
POLK $ 420,680 $ 538,650 $ 651,050 $ 809,150
PUTNAM $ 420,680 $ 538,650 $ 651,050 $ 809,150
SANTA ROSA $ 420,680 $ 538,650 $ 651,050 $ 809,150
SARASOTA $ 420,680 $ 538,650 $ 651,050 $ 809,150
SEMINOLE $ 420,680 $ 538,650 $ 651,050 $ 809,150
ST. JOHNS $ 432,400 $ 553,550 $ 669,100 $ 831,550
ST. LUCIE $ 431,250 $ 552,050 $ 667,350 $ 829,350
SUMTER $ 420,680 $ 538,650 $ 651,050 $ 809,150
SUWANNEE $ 420,680 $ 538,650 $ 651,050 $ 809,150
TAYLOR $ 420,680 $ 538,650 $ 651,050 $ 809,150
UNION $ 420,680 $ 538,650 $ 651,050 $ 809,150
VOLUSIA $ 420,680 $ 538,650 $ 651,050 $ 809,150
WAKULLA $ 420,680 $ 538,650 $ 651,050 $ 809,150
WALTON $ 539,350 $ 690,450 $ 834,600 $ 1,037,200
WASHINGTON $ 420,680 $ 538,650 $ 651,050 $ 809,150

Standard mortgage limits for FHA insured loans for 2022 in Manatee and Sarasota