243 S Central Ave, Umatilla, FL 32784 | For Sale

Back to Search    

For Sale $639,900 ($326.31 per Sq Ft)

$639,900 ($326.31 per Sq Ft)
  • (0)
  • 3 Bedrooms
  • 3 Bathrooms
  • 1,961 Sq Ft
  • 70,955 Sq Ft

Description

Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.

View Map
View Map

Amenities

Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt

Income

Rental Units


The income description goes here to explain

Expenses

Property Details

List Price $639,900
Property Type Single Family Homes
Usable Sqft 1,961
Number of Stories 2 stories
Parking Spots 0 spots
Year Built 1875
Last Sold Unknown
Sold Price Unknown
APN # 131826000300006300
MLS # G5107014
Property ID 322527096
Lot Sqft 70,955
Zoning RP
Days on Market 32
Original List Price $639,900
Applicances Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer%
Date Updated January 22, 2026
Date Created January 20, 2026
$
%
Compare rates
%
Your payment

per month
Estimated payment
Loan amount
Down payment
Interest rate
Loan term
Taxes & insurance included?
Property tax
Homeowner's insurance
HOA dues

Payment Breakdown

Your payment

per month

Amortization

Principal vs. interest



Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.

Listing Provided By

John Whipple an agent of . Lic #3425845


© 2026 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of January 22, 2026 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.



Real Estate Broker
Santa Monica, CA
WE ARE REALTY PARTNER
5
7 Reviews
  • 79Sales
  • 16Listings
  • 36Posts
Love This Property

people love this property

Love This Property