Possible Down Payment Assistance — Opportunities Like This Are Limited.
If you’ve been waiting for an affordable home with space, flexibility, and no HOA restrictions, this is one to act on. This Ocala Waterway Estates property may qualify for possible down payment assistance and USDA financing, helping make homeownership more attainable—especially with a new roof installed in March 2024.
Situated on a .46-acre cul-de-sac lot, this 3-bedroom, 2-bath home offers privacy and freedom that’s increasingly hard to find. The fully fenced yard with vinyl privacy fencing is ideal for pets, outdoor projects, or simply enjoying your own space without HOA rules.
Inside, the home features multiple living areas, including a formal living room, a comfortable family room, and a versatile bonus room perfect for a home office, gaming space, or potential fourth bedroom. The kitchen opens to a large, air-conditioned living area, creating a natural gathering space.
Two bedrooms offer private access to a screened porch—an ideal setup for roommates, guests, or future flexibility. Enjoy Florida living year-round with two screened porches, perfect for relaxing mornings and quiet evenings.
A screened block building with plumbing and electricity provides endless possibilities—workshop, studio, guest space, or home-based business. Front and rear irrigation systems help keep the yard green and easy to maintain.
Homes with this much land, no HOA, and financing possibilities do not last. Schedule your private showing today before this opportunity passes you by.
The income description goes here to explain
| List Price | $359,900 |
| Property Type | Single Family Homes |
| Usable Sqft | 2,055 |
| Number of Stories | 0 stories |
| Parking Spots | 2 spots |
| Year Built | 2004 |
| Last Sold | Unknown |
| Sold Price | Unknown |
| APN # | 3578030023 |
| MLS # | OM716750 |
| Property ID | 322512845 |
| Lot Sqft | 20,038 |
| Zoning | R1 |
| Days on Market | 44 |
| Original List Price | $359,900 |
| Applicances | Dryer, Washer% |
| Date Updated | February 09, 2026 |
| Date Created | January 15, 2026 |
Jennifer Hay an agent of . Lic #3150197
© 2026 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 09, 2026 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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2708 Wilshire Blvd #197
Santa Monica, CA 90403
California #02062862
Florida #CQ1065233
Robert Crawford
REAL ESTATE AGENT