124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floor—ideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland.
Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units.
The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option.
A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting.
Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland.
The income description goes here to explain
| List Price | $220,000 |
| Property Type | Triplex (3-units) |
| Usable Sqft | 2,340 |
| Number of Stories | 0 stories |
| Parking Spots | 0 spots |
| Year Built | 1895 |
| Last Sold | Unknown |
| Sold Price | Unknown |
| APN # | 0114005218 |
| MLS # | MDAL2013388 |
| Property ID | 322360177 |
| Lot Sqft | 1,760 |
| Zoning | Z-RC |
| Total Units | 3 |
| Days on Market | 34 |
| Original List Price | Unknown |
| Date Updated | November 17, 2025 |
| Date Created | November 16, 2025 |
Penni Walker an agent of .
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2708 Wilshire Blvd #197
Santa Monica, CA 90403
California #02062862
Florida #CQ1065233
Robert Crawford
REAL ESTATE AGENT