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3147 Ridge Rd

Palmyra, VA, 22963

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☆☆☆☆☆★★★★★
Five Stars
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3 Bedrooms
2 Bathrooms
1,080 Sq Ft
Unknown Sq Ft

Description

Welcome to 3147 Ridge Road in the Bybee area of Fluvanna County! This one-level home sits on 2.5 acres and is conveniently located just minutes from Zion Crossroads and I-64. Discover the potential of this spacious 3-bedroom, 2-bathroom residence, perfect for first-time buyers or anyone looking for single-level living. Enjoy the screened-in porch during warm summer days, and take advantage of the large yard, which provides ample space for gardening, or outdoor enjoyment. All three storage sheds on the property will also convey. As you enter the home, you are welcomed by a cozy wood-burning fireplace and a spacious family room. The primary bedroom features a walk-in closet and an ensuite bathroom. On the other side of the home, you will find two additional bedrooms and a full bathroom. The eat-in kitchen is conveniently located near the laundry room. Schedule your tour today to see all that this home has to offer!,Formica Counter,Fireplace in Living Room

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$205,000
Property Type	Single Family Homes
Usable Sqft	1,080
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1995
Last Sold	Unknown
Sold Price	Unknown

APN #	Unknown
MLS #	662567
Property ID	321405447
Lot Sqft	Unknown
Zoning	A-1
Days on Market	23
Original List Price	Unknown
Applicances	Washer/Dryer Hookups Only%
Date Updated	April 04, 2025
Date Created	March 31, 2025

Listing Provided By

RUTH DELONG an agent of . Lic #0225261339[107315]

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 23, 2025.

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$1,600
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Estimated payment	$1,600 /mo
Loan amount	$205,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,600
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $311,405 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,433	$152	$1,281	$204,848
2	$1,433	$153	$1,280	$204,696
3	$1,433	$154	$1,279	$204,542
4	$1,433	$155	$1,278	$204,387
5	$1,433	$156	$1,277	$204,232
6	$1,433	$157	$1,276	$204,075
7	$1,433	$158	$1,275	$203,918
8	$1,433	$159	$1,274	$203,759
9	$1,433	$160	$1,273	$203,600
10	$1,433	$161	$1,273	$203,439
11	$1,433	$162	$1,271	$203,278
12	$1,433	$163	$1,270	$203,115
13	$1,433	$164	$1,269	$202,952
14	$1,433	$165	$1,268	$202,787
15	$1,433	$166	$1,267	$202,621
16	$1,433	$167	$1,266	$202,455
17	$1,433	$168	$1,265	$202,287
18	$1,433	$169	$1,264	$202,118
19	$1,433	$170	$1,263	$201,949
20	$1,433	$171	$1,262	$201,778
21	$1,433	$172	$1,261	$201,606
22	$1,433	$173	$1,260	$201,433
23	$1,433	$174	$1,259	$201,259
24	$1,433	$175	$1,258	$201,084
25	$1,433	$176	$1,257	$200,908
26	$1,433	$177	$1,256	$200,730
27	$1,433	$178	$1,255	$200,552
28	$1,433	$180	$1,253	$200,372
29	$1,433	$181	$1,252	$200,192
30	$1,433	$182	$1,251	$200,010
31	$1,433	$183	$1,250	$199,827
32	$1,433	$184	$1,249	$199,643
33	$1,433	$185	$1,248	$199,458
34	$1,433	$186	$1,247	$199,271
35	$1,433	$188	$1,245	$199,084
36	$1,433	$189	$1,244	$198,895
37	$1,433	$190	$1,243	$198,705
38	$1,433	$191	$1,242	$198,514
39	$1,433	$192	$1,241	$198,322
40	$1,433	$193	$1,240	$198,128
41	$1,433	$195	$1,238	$197,933
42	$1,433	$196	$1,237	$197,737
43	$1,433	$197	$1,236	$197,540
44	$1,433	$198	$1,235	$197,342
45	$1,433	$200	$1,233	$197,142
46	$1,433	$201	$1,232	$196,942
47	$1,433	$202	$1,231	$196,739
48	$1,433	$203	$1,230	$196,536
49	$1,433	$205	$1,228	$196,331
50	$1,433	$206	$1,227	$196,125
51	$1,433	$207	$1,226	$195,918
52	$1,433	$209	$1,224	$195,710
53	$1,433	$210	$1,223	$195,500
54	$1,433	$211	$1,222	$195,289
55	$1,433	$212	$1,221	$195,076
56	$1,433	$214	$1,219	$194,863
57	$1,433	$215	$1,218	$194,647
58	$1,433	$216	$1,217	$194,431
59	$1,433	$218	$1,215	$194,213
60	$1,433	$219	$1,214	$193,994
61	$1,433	$221	$1,212	$193,773
62	$1,433	$222	$1,211	$193,552
63	$1,433	$223	$1,210	$193,328
64	$1,433	$225	$1,208	$193,104
65	$1,433	$226	$1,207	$192,877
66	$1,433	$228	$1,205	$192,650
67	$1,433	$229	$1,204	$192,421
68	$1,433	$230	$1,203	$192,191
69	$1,433	$232	$1,201	$191,959
70	$1,433	$233	$1,200	$191,726
71	$1,433	$235	$1,198	$191,491
72	$1,433	$236	$1,197	$191,255
73	$1,433	$238	$1,195	$191,017
74	$1,433	$239	$1,194	$190,778
75	$1,433	$241	$1,192	$190,537
76	$1,433	$242	$1,191	$190,295
77	$1,433	$244	$1,189	$190,051
78	$1,433	$245	$1,188	$189,806
79	$1,433	$247	$1,186	$189,560
80	$1,433	$248	$1,185	$189,311
81	$1,433	$250	$1,183	$189,061
82	$1,433	$251	$1,182	$188,810
83	$1,433	$253	$1,180	$188,557
84	$1,433	$255	$1,178	$188,303
85	$1,433	$256	$1,177	$188,047
86	$1,433	$258	$1,175	$187,789
87	$1,433	$259	$1,174	$187,529
88	$1,433	$261	$1,172	$187,269
89	$1,433	$263	$1,170	$187,006
90	$1,433	$264	$1,169	$186,742
91	$1,433	$266	$1,167	$186,476
92	$1,433	$268	$1,165	$186,208
93	$1,433	$269	$1,164	$185,939
94	$1,433	$271	$1,162	$185,668
95	$1,433	$273	$1,160	$185,396
96	$1,433	$274	$1,159	$185,121
97	$1,433	$276	$1,157	$184,845
98	$1,433	$278	$1,155	$184,568
99	$1,433	$279	$1,154	$184,288
100	$1,433	$281	$1,152	$184,007
101	$1,433	$283	$1,150	$183,724
102	$1,433	$285	$1,148	$183,439
103	$1,433	$287	$1,147	$183,153
104	$1,433	$288	$1,145	$182,865
105	$1,433	$290	$1,143	$182,575
106	$1,433	$292	$1,141	$182,283
107	$1,433	$294	$1,139	$181,989
108	$1,433	$296	$1,137	$181,693
109	$1,433	$297	$1,136	$181,396
110	$1,433	$299	$1,134	$181,097
111	$1,433	$301	$1,132	$180,795
112	$1,433	$303	$1,130	$180,492
113	$1,433	$305	$1,128	$180,188
114	$1,433	$307	$1,126	$179,881
115	$1,433	$309	$1,124	$179,572
116	$1,433	$311	$1,122	$179,261
117	$1,433	$313	$1,120	$178,949
118	$1,433	$315	$1,118	$178,634
119	$1,433	$317	$1,116	$178,318
120	$1,433	$319	$1,114	$177,999
121	$1,433	$321	$1,112	$177,678
122	$1,433	$323	$1,110	$177,356
123	$1,433	$325	$1,108	$177,031
124	$1,433	$327	$1,106	$176,705
125	$1,433	$329	$1,104	$176,376
126	$1,433	$331	$1,102	$176,046
127	$1,433	$333	$1,100	$175,713
128	$1,433	$335	$1,098	$175,378
129	$1,433	$337	$1,096	$175,041
130	$1,433	$339	$1,094	$174,702
131	$1,433	$341	$1,092	$174,361
132	$1,433	$343	$1,090	$174,018
133	$1,433	$345	$1,088	$173,673
134	$1,433	$348	$1,085	$173,325
135	$1,433	$350	$1,083	$172,975
136	$1,433	$352	$1,081	$172,623
137	$1,433	$354	$1,079	$172,269
138	$1,433	$356	$1,077	$171,913
139	$1,433	$359	$1,074	$171,554
140	$1,433	$361	$1,072	$171,194
141	$1,433	$363	$1,070	$170,831
142	$1,433	$365	$1,068	$170,465
143	$1,433	$368	$1,065	$170,098
144	$1,433	$370	$1,063	$169,728
145	$1,433	$372	$1,061	$169,356
146	$1,433	$375	$1,058	$168,981
147	$1,433	$377	$1,056	$168,604
148	$1,433	$379	$1,054	$168,225
149	$1,433	$382	$1,051	$167,843
150	$1,433	$384	$1,049	$167,459
151	$1,433	$386	$1,047	$167,073
152	$1,433	$389	$1,044	$166,684
153	$1,433	$391	$1,042	$166,293
154	$1,433	$394	$1,039	$165,899
155	$1,433	$396	$1,037	$165,503
156	$1,433	$399	$1,034	$165,105
157	$1,433	$401	$1,032	$164,703
158	$1,433	$404	$1,029	$164,300
159	$1,433	$406	$1,027	$163,894
160	$1,433	$409	$1,024	$163,485
161	$1,433	$411	$1,022	$163,074
162	$1,433	$414	$1,019	$162,660
163	$1,433	$416	$1,017	$162,244
164	$1,433	$419	$1,014	$161,825
165	$1,433	$422	$1,011	$161,403
166	$1,433	$424	$1,009	$160,979
167	$1,433	$427	$1,006	$160,552
168	$1,433	$430	$1,003	$160,122
169	$1,433	$432	$1,001	$159,690
170	$1,433	$435	$998	$159,255
171	$1,433	$438	$995	$158,818
172	$1,433	$440	$993	$158,377
173	$1,433	$443	$990	$157,934
174	$1,433	$446	$987	$157,488
175	$1,433	$449	$984	$157,040
176	$1,433	$452	$982	$156,588
177	$1,433	$454	$979	$156,134
178	$1,433	$457	$976	$155,677
179	$1,433	$460	$973	$155,217
180	$1,433	$463	$970	$154,754
181	$1,433	$466	$967	$154,288
182	$1,433	$469	$964	$153,819
183	$1,433	$472	$961	$153,348
184	$1,433	$475	$958	$152,873
185	$1,433	$478	$955	$152,395
186	$1,433	$481	$952	$151,915
187	$1,433	$484	$949	$151,431
188	$1,433	$487	$946	$150,945
189	$1,433	$490	$943	$150,455
190	$1,433	$493	$940	$149,963
191	$1,433	$496	$937	$149,467
192	$1,433	$499	$934	$148,968
193	$1,433	$502	$931	$148,466
194	$1,433	$505	$928	$147,961
195	$1,433	$508	$925	$147,453
196	$1,433	$511	$922	$146,941
197	$1,433	$515	$918	$146,427
198	$1,433	$518	$915	$145,909
199	$1,433	$521	$912	$145,388
200	$1,433	$524	$909	$144,863
201	$1,433	$528	$905	$144,336
202	$1,433	$531	$902	$143,805
203	$1,433	$534	$899	$143,271
204	$1,433	$538	$895	$142,733
205	$1,433	$541	$892	$142,192
206	$1,433	$544	$889	$141,648
207	$1,433	$548	$885	$141,100
208	$1,433	$551	$882	$140,549
209	$1,433	$555	$878	$139,995
210	$1,433	$558	$875	$139,436
211	$1,433	$562	$871	$138,875
212	$1,433	$565	$868	$138,310
213	$1,433	$569	$864	$137,741
214	$1,433	$572	$861	$137,169
215	$1,433	$576	$857	$136,594
216	$1,433	$579	$854	$136,014
217	$1,433	$583	$850	$135,431
218	$1,433	$587	$846	$134,845
219	$1,433	$590	$843	$134,255
220	$1,433	$594	$839	$133,661
221	$1,433	$598	$835	$133,063
222	$1,433	$601	$832	$132,462
223	$1,433	$605	$828	$131,857
224	$1,433	$609	$824	$131,248
225	$1,433	$613	$820	$130,635
226	$1,433	$617	$816	$130,018
227	$1,433	$620	$813	$129,398
228	$1,433	$624	$809	$128,774
229	$1,433	$628	$805	$128,146
230	$1,433	$632	$801	$127,514
231	$1,433	$636	$797	$126,878
232	$1,433	$640	$793	$126,238
233	$1,433	$644	$789	$125,593
234	$1,433	$648	$785	$124,945
235	$1,433	$652	$781	$124,293
236	$1,433	$656	$777	$123,637
237	$1,433	$660	$773	$122,977
238	$1,433	$664	$769	$122,313
239	$1,433	$669	$764	$121,644
240	$1,433	$673	$760	$120,971
241	$1,433	$677	$756	$120,294
242	$1,433	$681	$752	$119,613
243	$1,433	$685	$748	$118,928
244	$1,433	$690	$743	$118,238
245	$1,433	$694	$739	$117,544
246	$1,433	$698	$735	$116,846
247	$1,433	$703	$730	$116,143
248	$1,433	$707	$726	$115,436
249	$1,433	$712	$721	$114,724
250	$1,433	$716	$717	$114,008
251	$1,433	$720	$713	$113,288
252	$1,433	$725	$708	$112,563
253	$1,433	$729	$704	$111,833
254	$1,433	$734	$699	$111,099
255	$1,433	$739	$694	$110,361
256	$1,433	$743	$690	$109,618
257	$1,433	$748	$685	$108,870
258	$1,433	$753	$680	$108,117
259	$1,433	$757	$676	$107,360
260	$1,433	$762	$671	$106,598
261	$1,433	$767	$666	$105,831
262	$1,433	$772	$661	$105,060
263	$1,433	$776	$657	$104,283
264	$1,433	$781	$652	$103,502
265	$1,433	$786	$647	$102,716
266	$1,433	$791	$642	$101,925
267	$1,433	$796	$637	$101,129
268	$1,433	$801	$632	$100,328
269	$1,433	$806	$627	$99,522
270	$1,433	$811	$622	$98,711
271	$1,433	$816	$617	$97,895
272	$1,433	$821	$612	$97,074
273	$1,433	$826	$607	$96,247
274	$1,433	$831	$602	$95,416
275	$1,433	$837	$596	$94,579
276	$1,433	$842	$591	$93,737
277	$1,433	$847	$586	$92,890
278	$1,433	$852	$581	$92,038
279	$1,433	$858	$575	$91,180
280	$1,433	$863	$570	$90,317
281	$1,433	$869	$564	$89,448
282	$1,433	$874	$559	$88,575
283	$1,433	$879	$554	$87,695
284	$1,433	$885	$548	$86,810
285	$1,433	$890	$543	$85,920
286	$1,433	$896	$537	$85,024
287	$1,433	$902	$531	$84,122
288	$1,433	$907	$526	$83,215
289	$1,433	$913	$520	$82,302
290	$1,433	$919	$514	$81,383
291	$1,433	$924	$509	$80,459
292	$1,433	$930	$503	$79,529
293	$1,433	$936	$497	$78,593
294	$1,433	$942	$491	$77,651
295	$1,433	$948	$485	$76,704
296	$1,433	$954	$479	$75,750
297	$1,433	$960	$473	$74,790
298	$1,433	$966	$467	$73,825
299	$1,433	$972	$461	$72,853
300	$1,433	$978	$455	$71,876
301	$1,433	$984	$449	$70,892
302	$1,433	$990	$443	$69,902
303	$1,433	$996	$437	$68,906
304	$1,433	$1,002	$431	$67,903
305	$1,433	$1,009	$424	$66,895
306	$1,433	$1,015	$418	$65,880
307	$1,433	$1,021	$412	$64,859
308	$1,433	$1,028	$405	$63,831
309	$1,433	$1,034	$399	$62,797
310	$1,433	$1,041	$392	$61,756
311	$1,433	$1,047	$386	$60,709
312	$1,433	$1,054	$379	$59,656
313	$1,433	$1,060	$373	$58,596
314	$1,433	$1,067	$366	$57,529
315	$1,433	$1,073	$360	$56,455
316	$1,433	$1,080	$353	$55,375
317	$1,433	$1,087	$346	$54,288
318	$1,433	$1,094	$339	$53,195
319	$1,433	$1,101	$332	$52,094
320	$1,433	$1,107	$326	$50,987
321	$1,433	$1,114	$319	$49,872
322	$1,433	$1,121	$312	$48,751
323	$1,433	$1,128	$305	$47,623
324	$1,433	$1,135	$298	$46,487
325	$1,433	$1,142	$291	$45,345
326	$1,433	$1,150	$283	$44,195
327	$1,433	$1,157	$276	$43,039
328	$1,433	$1,164	$269	$41,875
329	$1,433	$1,171	$262	$40,703
330	$1,433	$1,179	$254	$39,525
331	$1,433	$1,186	$247	$38,339
332	$1,433	$1,193	$240	$37,145
333	$1,433	$1,201	$232	$35,945
334	$1,433	$1,208	$225	$34,736
335	$1,433	$1,216	$217	$33,520
336	$1,433	$1,224	$210	$32,297
337	$1,433	$1,231	$202	$31,066
338	$1,433	$1,239	$194	$29,827
339	$1,433	$1,247	$186	$28,580
340	$1,433	$1,254	$179	$27,326
341	$1,433	$1,262	$171	$26,064
342	$1,433	$1,270	$163	$24,794
343	$1,433	$1,278	$155	$23,515
344	$1,433	$1,286	$147	$22,229
345	$1,433	$1,294	$139	$20,935
346	$1,433	$1,302	$131	$19,633
347	$1,433	$1,310	$123	$18,323
348	$1,433	$1,318	$115	$17,004
349	$1,433	$1,327	$106	$15,678
350	$1,433	$1,335	$98	$14,343
351	$1,433	$1,343	$90	$12,999
352	$1,433	$1,352	$81	$11,648
353	$1,433	$1,360	$73	$10,287
354	$1,433	$1,369	$64	$8,919
355	$1,433	$1,377	$56	$7,541
356	$1,433	$1,386	$47	$6,156
357	$1,433	$1,395	$38	$4,761
358	$1,433	$1,403	$30	$3,358
359	$1,433	$1,412	$21	$1,946
360	$1,433	$1,421	$12	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.