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10111-n-ruth-ter,citrus-springs,fl,34434

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10111 N Ruth Ter

Citrus Springs, FL, 34434

For Sale $244,900 ($174.31 per Sq Ft)

$244,900 ($174.31 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
1,405 Sq Ft
10,001 Sq Ft

Description

MOVE-IN READY NEW CONSTRUCTION HOME in Citrus Springs! This stunning Key West Model offers 3 bedrooms, 2 bathrooms, and a range of high-end finishes designed for both style and comfort. Built for durability, the home features concrete block construction, a 30-year architectural roof, energy-efficient double-pane windows, and a 10-year structural warranty. The vaulted ceiling in the spacious living area enhances the open, airy feel, while the modern kitchen boasts stainless steel appliances, custom white shaker cabinets with soft-close drawers, a pantry, sleek black granite countertops, and a beautiful white subway tile backsplash. Luxury vinyl plank flooring runs throughout, including in the generously sized master suite—the builder’s largest master bedroom model—which features an upgraded en suite bath with elegant tile and a glass-enclosed shower. Additional highlights include an attached 2-car garage with opener and remotes, a tub/shower combo in the main bathroom with upgraded tile, laundry room cabinet package, and a covered patio perfect for enjoying Florida evenings. With no HOA fees and a location in flood zone X (no flood insurance required), this home offers exceptional value in the desirable Citrus Springs community. Don’t miss this opportunity to own a brand-new home!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$244,900
Property Type	Single Family Homes
Usable Sqft	1,405
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2025
Last Sold	Unknown
Sold Price	Unknown

APN #	18E17S100030 02170 0050
MLS #	G5094973
Property ID	321397652
Lot Sqft	10,001
Zoning	PDR
Days on Market	25
Original List Price	$249,900
Applicances	Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator%
Date Updated	April 02, 2025
Date Created	March 28, 2025

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Your payment
$1,879
per month

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Principle & Interest

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Estimated payment	$1,879 /mo
Loan amount	$244,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

CanvasJS.com

Your payment
$1,879
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $371,927 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,712	$181	$1,531	$244,719
2	$1,712	$183	$1,529	$244,536
3	$1,712	$184	$1,528	$244,352
4	$1,712	$185	$1,527	$244,168
5	$1,712	$186	$1,526	$243,982
6	$1,712	$187	$1,525	$243,795
7	$1,712	$188	$1,524	$243,606
8	$1,712	$189	$1,523	$243,417
9	$1,712	$191	$1,521	$243,226
10	$1,712	$192	$1,520	$243,034
11	$1,712	$193	$1,519	$242,841
12	$1,712	$194	$1,518	$242,647
13	$1,712	$195	$1,517	$242,452
14	$1,712	$197	$1,515	$242,255
15	$1,712	$198	$1,514	$242,057
16	$1,712	$199	$1,513	$241,858
17	$1,712	$200	$1,512	$241,658
18	$1,712	$202	$1,510	$241,456
19	$1,712	$203	$1,509	$241,253
20	$1,712	$204	$1,508	$241,049
21	$1,712	$205	$1,507	$240,843
22	$1,712	$207	$1,505	$240,637
23	$1,712	$208	$1,504	$240,429
24	$1,712	$209	$1,503	$240,219
25	$1,712	$211	$1,501	$240,009
26	$1,712	$212	$1,500	$239,797
27	$1,712	$213	$1,499	$239,583
28	$1,712	$215	$1,497	$239,369
29	$1,712	$216	$1,496	$239,153
30	$1,712	$217	$1,495	$238,936
31	$1,712	$219	$1,493	$238,717
32	$1,712	$220	$1,492	$238,497
33	$1,712	$221	$1,491	$238,276
34	$1,712	$223	$1,489	$238,053
35	$1,712	$224	$1,488	$237,829
36	$1,712	$226	$1,486	$237,603
37	$1,712	$227	$1,485	$237,376
38	$1,712	$228	$1,484	$237,148
39	$1,712	$230	$1,482	$236,918
40	$1,712	$231	$1,481	$236,687
41	$1,712	$233	$1,479	$236,454
42	$1,712	$234	$1,478	$236,220
43	$1,712	$236	$1,476	$235,984
44	$1,712	$237	$1,475	$235,747
45	$1,712	$239	$1,473	$235,508
46	$1,712	$240	$1,472	$235,268
47	$1,712	$242	$1,470	$235,027
48	$1,712	$243	$1,469	$234,784
49	$1,712	$245	$1,467	$234,539
50	$1,712	$246	$1,466	$234,293
51	$1,712	$248	$1,464	$234,045
52	$1,712	$249	$1,463	$233,796
53	$1,712	$251	$1,461	$233,545
54	$1,712	$252	$1,460	$233,293
55	$1,712	$254	$1,458	$233,039
56	$1,712	$256	$1,456	$232,784
57	$1,712	$257	$1,455	$232,526
58	$1,712	$259	$1,453	$232,268
59	$1,712	$260	$1,452	$232,007
60	$1,712	$262	$1,450	$231,745
61	$1,712	$264	$1,448	$231,482
62	$1,712	$265	$1,447	$231,217
63	$1,712	$267	$1,445	$230,950
64	$1,712	$269	$1,443	$230,681
65	$1,712	$270	$1,442	$230,411
66	$1,712	$272	$1,440	$230,139
67	$1,712	$274	$1,438	$229,865
68	$1,712	$275	$1,437	$229,590
69	$1,712	$277	$1,435	$229,313
70	$1,712	$279	$1,433	$229,034
71	$1,712	$281	$1,431	$228,754
72	$1,712	$282	$1,430	$228,471
73	$1,712	$284	$1,428	$228,187
74	$1,712	$286	$1,426	$227,901
75	$1,712	$288	$1,424	$227,614
76	$1,712	$289	$1,423	$227,324
77	$1,712	$291	$1,421	$227,033
78	$1,712	$293	$1,419	$226,740
79	$1,712	$295	$1,417	$226,445
80	$1,712	$297	$1,415	$226,149
81	$1,712	$299	$1,413	$225,850
82	$1,712	$300	$1,412	$225,550
83	$1,712	$302	$1,410	$225,247
84	$1,712	$304	$1,408	$224,943
85	$1,712	$306	$1,406	$224,637
86	$1,712	$308	$1,404	$224,329
87	$1,712	$310	$1,402	$224,019
88	$1,712	$312	$1,400	$223,707
89	$1,712	$314	$1,398	$223,393
90	$1,712	$316	$1,396	$223,077
91	$1,712	$318	$1,394	$222,760
92	$1,712	$320	$1,392	$222,440
93	$1,712	$322	$1,390	$222,118
94	$1,712	$324	$1,388	$221,794
95	$1,712	$326	$1,386	$221,469
96	$1,712	$328	$1,384	$221,141
97	$1,712	$330	$1,382	$220,811
98	$1,712	$332	$1,380	$220,479
99	$1,712	$334	$1,378	$220,145
100	$1,712	$336	$1,376	$219,809
101	$1,712	$338	$1,374	$219,471
102	$1,712	$340	$1,372	$219,130
103	$1,712	$342	$1,370	$218,788
104	$1,712	$345	$1,367	$218,443
105	$1,712	$347	$1,365	$218,097
106	$1,712	$349	$1,363	$217,748
107	$1,712	$351	$1,361	$217,397
108	$1,712	$353	$1,359	$217,043
109	$1,712	$355	$1,357	$216,688
110	$1,712	$358	$1,354	$216,330
111	$1,712	$360	$1,352	$215,970
112	$1,712	$362	$1,350	$215,608
113	$1,712	$364	$1,348	$215,244
114	$1,712	$367	$1,345	$214,877
115	$1,712	$369	$1,343	$214,508
116	$1,712	$371	$1,341	$214,137
117	$1,712	$374	$1,338	$213,763
118	$1,712	$376	$1,336	$213,387
119	$1,712	$378	$1,334	$213,009
120	$1,712	$381	$1,331	$212,628
121	$1,712	$383	$1,329	$212,245
122	$1,712	$385	$1,327	$211,859
123	$1,712	$388	$1,324	$211,472
124	$1,712	$390	$1,322	$211,081
125	$1,712	$393	$1,319	$210,688
126	$1,712	$395	$1,317	$210,293
127	$1,712	$398	$1,314	$209,896
128	$1,712	$400	$1,312	$209,495
129	$1,712	$403	$1,309	$209,093
130	$1,712	$405	$1,307	$208,688
131	$1,712	$408	$1,304	$208,280
132	$1,712	$410	$1,302	$207,870
133	$1,712	$413	$1,299	$207,457
134	$1,712	$415	$1,297	$207,041
135	$1,712	$418	$1,294	$206,623
136	$1,712	$421	$1,291	$206,203
137	$1,712	$423	$1,289	$205,780
138	$1,712	$426	$1,286	$205,354
139	$1,712	$429	$1,283	$204,925
140	$1,712	$431	$1,281	$204,494
141	$1,712	$434	$1,278	$204,060
142	$1,712	$437	$1,275	$203,623
143	$1,712	$439	$1,273	$203,184
144	$1,712	$442	$1,270	$202,742
145	$1,712	$445	$1,267	$202,297
146	$1,712	$448	$1,264	$201,850
147	$1,712	$450	$1,262	$201,399
148	$1,712	$453	$1,259	$200,946
149	$1,712	$456	$1,256	$200,490
150	$1,712	$459	$1,253	$200,031
151	$1,712	$462	$1,250	$199,569
152	$1,712	$465	$1,247	$199,104
153	$1,712	$468	$1,244	$198,637
154	$1,712	$471	$1,241	$198,166
155	$1,712	$473	$1,239	$197,693
156	$1,712	$476	$1,236	$197,216
157	$1,712	$479	$1,233	$196,737
158	$1,712	$482	$1,230	$196,255
159	$1,712	$485	$1,227	$195,769
160	$1,712	$488	$1,224	$195,281
161	$1,712	$492	$1,221	$194,789
162	$1,712	$495	$1,217	$194,295
163	$1,712	$498	$1,214	$193,797
164	$1,712	$501	$1,211	$193,296
165	$1,712	$504	$1,208	$192,792
166	$1,712	$507	$1,205	$192,285
167	$1,712	$510	$1,202	$191,775
168	$1,712	$513	$1,199	$191,262
169	$1,712	$517	$1,195	$190,745
170	$1,712	$520	$1,192	$190,225
171	$1,712	$523	$1,189	$189,702
172	$1,712	$526	$1,186	$189,176
173	$1,712	$530	$1,182	$188,646
174	$1,712	$533	$1,179	$188,113
175	$1,712	$536	$1,176	$187,577
176	$1,712	$540	$1,172	$187,037
177	$1,712	$543	$1,169	$186,494
178	$1,712	$546	$1,166	$185,948
179	$1,712	$550	$1,162	$185,398
180	$1,712	$553	$1,159	$184,845
181	$1,712	$557	$1,155	$184,288
182	$1,712	$560	$1,152	$183,728
183	$1,712	$564	$1,148	$183,164
184	$1,712	$567	$1,145	$182,597
185	$1,712	$571	$1,141	$182,026
186	$1,712	$574	$1,138	$181,452
187	$1,712	$578	$1,134	$180,874
188	$1,712	$582	$1,130	$180,292
189	$1,712	$585	$1,127	$179,707
190	$1,712	$589	$1,123	$179,118
191	$1,712	$593	$1,119	$178,526
192	$1,712	$596	$1,116	$177,929
193	$1,712	$600	$1,112	$177,330
194	$1,712	$604	$1,108	$176,726
195	$1,712	$607	$1,105	$176,118
196	$1,712	$611	$1,101	$175,507
197	$1,712	$615	$1,097	$174,892
198	$1,712	$619	$1,093	$174,273
199	$1,712	$623	$1,089	$173,650
200	$1,712	$627	$1,085	$173,024
201	$1,712	$631	$1,081	$172,393
202	$1,712	$635	$1,077	$171,758
203	$1,712	$639	$1,073	$171,120
204	$1,712	$643	$1,070	$170,477
205	$1,712	$647	$1,065	$169,831
206	$1,712	$651	$1,061	$169,180
207	$1,712	$655	$1,057	$168,526
208	$1,712	$659	$1,053	$167,867
209	$1,712	$663	$1,049	$167,204
210	$1,712	$667	$1,045	$166,537
211	$1,712	$671	$1,041	$165,866
212	$1,712	$675	$1,037	$165,191
213	$1,712	$680	$1,032	$164,511
214	$1,712	$684	$1,028	$163,827
215	$1,712	$688	$1,024	$163,139
216	$1,712	$692	$1,020	$162,447
217	$1,712	$697	$1,015	$161,750
218	$1,712	$701	$1,011	$161,049
219	$1,712	$705	$1,007	$160,344
220	$1,712	$710	$1,002	$159,634
221	$1,712	$714	$998	$158,920
222	$1,712	$719	$993	$158,201
223	$1,712	$723	$989	$157,478
224	$1,712	$728	$984	$156,750
225	$1,712	$732	$980	$156,018
226	$1,712	$737	$975	$155,281
227	$1,712	$742	$971	$154,539
228	$1,712	$746	$966	$153,793
229	$1,712	$751	$961	$153,042
230	$1,712	$755	$957	$152,287
231	$1,712	$760	$952	$151,527
232	$1,712	$765	$947	$150,762
233	$1,712	$770	$942	$149,992
234	$1,712	$775	$937	$149,217
235	$1,712	$779	$933	$148,438
236	$1,712	$784	$928	$147,654
237	$1,712	$789	$923	$146,864
238	$1,712	$794	$918	$146,070
239	$1,712	$799	$913	$145,271
240	$1,712	$804	$908	$144,467
241	$1,712	$809	$903	$143,658
242	$1,712	$814	$898	$142,844
243	$1,712	$819	$893	$142,025
244	$1,712	$824	$888	$141,200
245	$1,712	$830	$883	$140,371
246	$1,712	$835	$877	$139,536
247	$1,712	$840	$872	$138,696
248	$1,712	$845	$867	$137,851
249	$1,712	$850	$862	$137,001
250	$1,712	$856	$856	$136,145
251	$1,712	$861	$851	$135,284
252	$1,712	$866	$846	$134,418
253	$1,712	$872	$840	$133,546
254	$1,712	$877	$835	$132,668
255	$1,712	$883	$829	$131,785
256	$1,712	$888	$824	$130,897
257	$1,712	$894	$818	$130,003
258	$1,712	$899	$813	$129,104
259	$1,712	$905	$807	$128,199
260	$1,712	$911	$801	$127,288
261	$1,712	$916	$796	$126,371
262	$1,712	$922	$790	$125,449
263	$1,712	$928	$784	$124,521
264	$1,712	$934	$778	$123,588
265	$1,712	$940	$772	$122,648
266	$1,712	$945	$767	$121,703
267	$1,712	$951	$761	$120,751
268	$1,712	$957	$755	$119,794
269	$1,712	$963	$749	$118,831
270	$1,712	$969	$743	$117,861
271	$1,712	$975	$737	$116,886
272	$1,712	$981	$731	$115,904
273	$1,712	$988	$724	$114,917
274	$1,712	$994	$718	$113,923
275	$1,712	$1,000	$712	$112,923
276	$1,712	$1,006	$706	$111,917
277	$1,712	$1,013	$699	$110,904
278	$1,712	$1,019	$693	$109,886
279	$1,712	$1,025	$687	$108,860
280	$1,712	$1,032	$680	$107,829
281	$1,712	$1,038	$674	$106,791
282	$1,712	$1,045	$667	$105,746
283	$1,712	$1,051	$661	$104,695
284	$1,712	$1,058	$654	$103,637
285	$1,712	$1,064	$648	$102,573
286	$1,712	$1,071	$641	$101,502
287	$1,712	$1,078	$634	$100,424
288	$1,712	$1,084	$628	$99,340
289	$1,712	$1,091	$621	$98,249
290	$1,712	$1,098	$614	$97,151
291	$1,712	$1,105	$607	$96,046
292	$1,712	$1,112	$600	$94,935
293	$1,712	$1,119	$593	$93,816
294	$1,712	$1,126	$586	$92,690
295	$1,712	$1,133	$579	$91,558
296	$1,712	$1,140	$572	$90,418
297	$1,712	$1,147	$565	$89,271
298	$1,712	$1,154	$558	$88,117
299	$1,712	$1,161	$551	$86,956
300	$1,712	$1,169	$543	$85,787
301	$1,712	$1,176	$536	$84,611
302	$1,712	$1,183	$529	$83,428
303	$1,712	$1,191	$521	$82,237
304	$1,712	$1,198	$514	$81,039
305	$1,712	$1,206	$507	$79,834
306	$1,712	$1,213	$499	$78,621
307	$1,712	$1,221	$491	$77,400
308	$1,712	$1,228	$484	$76,172
309	$1,712	$1,236	$476	$74,936
310	$1,712	$1,244	$468	$73,692
311	$1,712	$1,251	$461	$72,441
312	$1,712	$1,259	$453	$71,182
313	$1,712	$1,267	$445	$69,915
314	$1,712	$1,275	$437	$68,640
315	$1,712	$1,283	$429	$67,357
316	$1,712	$1,291	$421	$66,066
317	$1,712	$1,299	$413	$64,767
318	$1,712	$1,307	$405	$63,459
319	$1,712	$1,315	$397	$62,144
320	$1,712	$1,324	$388	$60,820
321	$1,712	$1,332	$380	$59,488
322	$1,712	$1,340	$372	$58,148
323	$1,712	$1,349	$363	$56,800
324	$1,712	$1,357	$355	$55,443
325	$1,712	$1,365	$347	$54,077
326	$1,712	$1,374	$338	$52,703
327	$1,712	$1,383	$329	$51,321
328	$1,712	$1,391	$321	$49,929
329	$1,712	$1,400	$312	$48,529
330	$1,712	$1,409	$303	$47,121
331	$1,712	$1,418	$295	$45,703
332	$1,712	$1,426	$286	$44,277
333	$1,712	$1,435	$277	$42,842
334	$1,712	$1,444	$268	$41,397
335	$1,712	$1,453	$259	$39,944
336	$1,712	$1,462	$250	$38,482
337	$1,712	$1,471	$241	$37,010
338	$1,712	$1,481	$231	$35,530
339	$1,712	$1,490	$222	$34,040
340	$1,712	$1,499	$213	$32,540
341	$1,712	$1,509	$203	$31,032
342	$1,712	$1,518	$194	$29,514
343	$1,712	$1,528	$184	$27,986
344	$1,712	$1,537	$175	$26,449
345	$1,712	$1,547	$165	$24,902
346	$1,712	$1,556	$156	$23,346
347	$1,712	$1,566	$146	$21,780
348	$1,712	$1,576	$136	$20,204
349	$1,712	$1,586	$126	$18,618
350	$1,712	$1,596	$116	$17,023
351	$1,712	$1,606	$106	$15,417
352	$1,712	$1,616	$96	$13,801
353	$1,712	$1,626	$86	$12,176
354	$1,712	$1,636	$76	$10,540
355	$1,712	$1,646	$66	$8,894
356	$1,712	$1,656	$56	$7,237
357	$1,712	$1,667	$45	$5,571
358	$1,712	$1,677	$35	$3,893
359	$1,712	$1,688	$24	$2,206
360	$1,712	$1,698	$14	$0

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