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23003 Arjo Ln

Ramona, CA, 92065

For Sale $1,350,000 ($721.15 per Sq Ft)

$1,350,000 ($721.15 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
1,872 Sq Ft
182,516 Sq Ft

Description

It's not just a home it's a lifestyle. This strikingly remodeled ranch style home is on OVER 4 ACRES and is adjacent to THOUSANDS OF ACRES OF CLEVELAND NATIONAL FOREST. Enjoy the privacy, nature and endless trails to ride your horse or hike to a WATERFALL from your backyard. 2 car attached garage plus 24x36 HEATED SHOP w/100 amp service and sauna. Hook ups to add a TINY HOUSE or RV. Paid for SOLAR + back up GENERATOR have supplied 100% of the utilities. Stunning home features 100% waterproof luxury vinyl and slate style tile flooring, barn door detail, authentic masonry used brick fireplace. Furit tree orchard with orange, lemon, lime, peach, pear, plum, apple and pomegranate all on drip. Reroofed appx 4 years ago. Rhino 450 and John Deere 160 lawnmover/tractor included

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$1,350,000
Property Type	Single Family Homes
Usable Sqft	1,872
Number of Stories	1 stories
Parking Spots	5 spots
Year Built	1989
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$0
Association Name:	Unknown
Association Amenities:	Unknown

APN #	2441202900
MLS #	NDP2502756
Property ID	321380981
Lot Sqft	182,516
Zoning	R-1
Days on Market	5
Original List Price	$1,350,000
Date Updated	March 23, 2025
Date Created	March 22, 2025

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Your payment
$9,606
per month

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Principle & Interest

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Estimated payment	$9,606 /mo
Loan amount	$1,350,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$9,606
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $2,048,574 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$9,439	$1,002	$8,438	$1,348,999
2	$9,439	$1,008	$8,431	$1,347,991
3	$9,439	$1,014	$8,425	$1,346,977
4	$9,439	$1,020	$8,419	$1,345,956
5	$9,439	$1,027	$8,412	$1,344,930
6	$9,439	$1,033	$8,406	$1,343,896
7	$9,439	$1,040	$8,399	$1,342,857
8	$9,439	$1,046	$8,393	$1,341,811
9	$9,439	$1,053	$8,386	$1,340,758
10	$9,439	$1,059	$8,380	$1,339,699
11	$9,439	$1,066	$8,373	$1,338,633
12	$9,439	$1,073	$8,366	$1,337,560
13	$9,439	$1,079	$8,360	$1,336,481
14	$9,439	$1,086	$8,353	$1,335,395
15	$9,439	$1,093	$8,346	$1,334,302
16	$9,439	$1,100	$8,339	$1,333,203
17	$9,439	$1,106	$8,333	$1,332,096
18	$9,439	$1,113	$8,326	$1,330,983
19	$9,439	$1,120	$8,319	$1,329,862
20	$9,439	$1,127	$8,312	$1,328,735
21	$9,439	$1,134	$8,305	$1,327,601
22	$9,439	$1,142	$8,298	$1,326,459
23	$9,439	$1,149	$8,290	$1,325,310
24	$9,439	$1,156	$8,283	$1,324,155
25	$9,439	$1,163	$8,276	$1,322,992
26	$9,439	$1,170	$8,269	$1,321,821
27	$9,439	$1,178	$8,261	$1,320,644
28	$9,439	$1,185	$8,254	$1,319,459
29	$9,439	$1,192	$8,247	$1,318,266
30	$9,439	$1,200	$8,239	$1,317,066
31	$9,439	$1,207	$8,232	$1,315,859
32	$9,439	$1,215	$8,224	$1,314,644
33	$9,439	$1,222	$8,217	$1,313,422
34	$9,439	$1,230	$8,209	$1,312,192
35	$9,439	$1,238	$8,201	$1,310,954
36	$9,439	$1,246	$8,193	$1,309,708
37	$9,439	$1,253	$8,186	$1,308,455
38	$9,439	$1,261	$8,178	$1,307,194
39	$9,439	$1,269	$8,170	$1,305,925
40	$9,439	$1,277	$8,162	$1,304,648
41	$9,439	$1,285	$8,154	$1,303,363
42	$9,439	$1,293	$8,146	$1,302,070
43	$9,439	$1,301	$8,138	$1,300,769
44	$9,439	$1,309	$8,130	$1,299,460
45	$9,439	$1,317	$8,122	$1,298,142
46	$9,439	$1,326	$8,113	$1,296,817
47	$9,439	$1,334	$8,105	$1,295,483
48	$9,439	$1,342	$8,097	$1,294,141
49	$9,439	$1,351	$8,088	$1,292,790
50	$9,439	$1,359	$8,080	$1,291,431
51	$9,439	$1,368	$8,071	$1,290,063
52	$9,439	$1,376	$8,063	$1,288,687
53	$9,439	$1,385	$8,054	$1,287,302
54	$9,439	$1,393	$8,046	$1,285,909
55	$9,439	$1,402	$8,037	$1,284,507
56	$9,439	$1,411	$8,028	$1,283,096
57	$9,439	$1,420	$8,019	$1,281,677
58	$9,439	$1,429	$8,010	$1,280,248
59	$9,439	$1,437	$8,002	$1,278,811
60	$9,439	$1,446	$7,993	$1,277,364
61	$9,439	$1,455	$7,984	$1,275,909
62	$9,439	$1,465	$7,974	$1,274,444
63	$9,439	$1,474	$7,965	$1,272,970
64	$9,439	$1,483	$7,956	$1,271,487
65	$9,439	$1,492	$7,947	$1,269,995
66	$9,439	$1,502	$7,937	$1,268,494
67	$9,439	$1,511	$7,928	$1,266,983
68	$9,439	$1,520	$7,919	$1,265,462
69	$9,439	$1,530	$7,909	$1,263,933
70	$9,439	$1,539	$7,900	$1,262,393
71	$9,439	$1,549	$7,890	$1,260,844
72	$9,439	$1,559	$7,880	$1,259,285
73	$9,439	$1,568	$7,871	$1,257,717
74	$9,439	$1,578	$7,861	$1,256,139
75	$9,439	$1,588	$7,851	$1,254,551
76	$9,439	$1,598	$7,841	$1,252,952
77	$9,439	$1,608	$7,831	$1,251,344
78	$9,439	$1,618	$7,821	$1,249,726
79	$9,439	$1,628	$7,811	$1,248,098
80	$9,439	$1,638	$7,801	$1,246,460
81	$9,439	$1,649	$7,790	$1,244,811
82	$9,439	$1,659	$7,780	$1,243,152
83	$9,439	$1,669	$7,770	$1,241,483
84	$9,439	$1,680	$7,759	$1,239,803
85	$9,439	$1,690	$7,749	$1,238,113
86	$9,439	$1,701	$7,738	$1,236,412
87	$9,439	$1,711	$7,728	$1,234,701
88	$9,439	$1,722	$7,717	$1,232,979
89	$9,439	$1,733	$7,706	$1,231,246
90	$9,439	$1,744	$7,695	$1,229,502
91	$9,439	$1,755	$7,684	$1,227,747
92	$9,439	$1,766	$7,673	$1,225,982
93	$9,439	$1,777	$7,662	$1,224,205
94	$9,439	$1,788	$7,651	$1,222,417
95	$9,439	$1,799	$7,640	$1,220,619
96	$9,439	$1,810	$7,629	$1,218,808
97	$9,439	$1,821	$7,618	$1,216,987
98	$9,439	$1,833	$7,606	$1,215,154
99	$9,439	$1,844	$7,595	$1,213,310
100	$9,439	$1,856	$7,583	$1,211,454
101	$9,439	$1,867	$7,572	$1,209,587
102	$9,439	$1,879	$7,560	$1,207,708
103	$9,439	$1,891	$7,548	$1,205,817
104	$9,439	$1,903	$7,536	$1,203,914
105	$9,439	$1,915	$7,524	$1,202,000
106	$9,439	$1,927	$7,513	$1,200,073
107	$9,439	$1,939	$7,500	$1,198,135
108	$9,439	$1,951	$7,488	$1,196,184
109	$9,439	$1,963	$7,476	$1,194,221
110	$9,439	$1,975	$7,464	$1,192,246
111	$9,439	$1,987	$7,452	$1,190,258
112	$9,439	$2,000	$7,439	$1,188,259
113	$9,439	$2,012	$7,427	$1,186,246
114	$9,439	$2,025	$7,414	$1,184,221
115	$9,439	$2,038	$7,401	$1,182,184
116	$9,439	$2,050	$7,389	$1,180,133
117	$9,439	$2,063	$7,376	$1,178,070
118	$9,439	$2,076	$7,363	$1,175,994
119	$9,439	$2,089	$7,350	$1,173,905
120	$9,439	$2,102	$7,337	$1,171,803
121	$9,439	$2,115	$7,324	$1,169,688
122	$9,439	$2,128	$7,311	$1,167,559
123	$9,439	$2,142	$7,297	$1,165,417
124	$9,439	$2,155	$7,284	$1,163,262
125	$9,439	$2,169	$7,270	$1,161,094
126	$9,439	$2,182	$7,257	$1,158,912
127	$9,439	$2,196	$7,243	$1,156,716
128	$9,439	$2,210	$7,229	$1,154,506
129	$9,439	$2,223	$7,216	$1,152,283
130	$9,439	$2,237	$7,202	$1,150,046
131	$9,439	$2,251	$7,188	$1,147,794
132	$9,439	$2,265	$7,174	$1,145,529
133	$9,439	$2,279	$7,160	$1,143,250
134	$9,439	$2,294	$7,145	$1,140,956
135	$9,439	$2,308	$7,131	$1,138,648
136	$9,439	$2,322	$7,117	$1,136,326
137	$9,439	$2,337	$7,102	$1,133,989
138	$9,439	$2,352	$7,087	$1,131,637
139	$9,439	$2,366	$7,073	$1,129,271
140	$9,439	$2,381	$7,058	$1,126,890
141	$9,439	$2,396	$7,043	$1,124,494
142	$9,439	$2,411	$7,028	$1,122,083
143	$9,439	$2,426	$7,013	$1,119,657
144	$9,439	$2,441	$6,998	$1,117,216
145	$9,439	$2,456	$6,983	$1,114,759
146	$9,439	$2,472	$6,967	$1,112,288
147	$9,439	$2,487	$6,952	$1,109,800
148	$9,439	$2,503	$6,936	$1,107,298
149	$9,439	$2,518	$6,921	$1,104,779
150	$9,439	$2,534	$6,905	$1,102,245
151	$9,439	$2,550	$6,889	$1,099,695
152	$9,439	$2,566	$6,873	$1,097,129
153	$9,439	$2,582	$6,857	$1,094,547
154	$9,439	$2,598	$6,841	$1,091,949
155	$9,439	$2,614	$6,825	$1,089,335
156	$9,439	$2,631	$6,808	$1,086,704
157	$9,439	$2,647	$6,792	$1,084,057
158	$9,439	$2,664	$6,775	$1,081,393
159	$9,439	$2,680	$6,759	$1,078,713
160	$9,439	$2,697	$6,742	$1,076,016
161	$9,439	$2,714	$6,725	$1,073,302
162	$9,439	$2,731	$6,708	$1,070,571
163	$9,439	$2,748	$6,691	$1,067,823
164	$9,439	$2,765	$6,674	$1,065,058
165	$9,439	$2,782	$6,657	$1,062,276
166	$9,439	$2,800	$6,639	$1,059,476
167	$9,439	$2,817	$6,622	$1,056,659
168	$9,439	$2,835	$6,604	$1,053,824
169	$9,439	$2,853	$6,586	$1,050,971
170	$9,439	$2,870	$6,569	$1,048,101
171	$9,439	$2,888	$6,551	$1,045,213
172	$9,439	$2,906	$6,533	$1,042,306
173	$9,439	$2,925	$6,514	$1,039,382
174	$9,439	$2,943	$6,496	$1,036,439
175	$9,439	$2,961	$6,478	$1,033,477
176	$9,439	$2,980	$6,459	$1,030,498
177	$9,439	$2,998	$6,441	$1,027,499
178	$9,439	$3,017	$6,422	$1,024,482
179	$9,439	$3,036	$6,403	$1,021,446
180	$9,439	$3,055	$6,384	$1,018,391
181	$9,439	$3,074	$6,365	$1,015,317
182	$9,439	$3,093	$6,346	$1,012,224
183	$9,439	$3,113	$6,326	$1,009,111
184	$9,439	$3,132	$6,307	$1,005,979
185	$9,439	$3,152	$6,287	$1,002,828
186	$9,439	$3,171	$6,268	$999,656
187	$9,439	$3,191	$6,248	$996,465
188	$9,439	$3,211	$6,228	$993,254
189	$9,439	$3,231	$6,208	$990,023
190	$9,439	$3,251	$6,188	$986,772
191	$9,439	$3,272	$6,167	$983,500
192	$9,439	$3,292	$6,147	$980,208
193	$9,439	$3,313	$6,126	$976,895
194	$9,439	$3,333	$6,106	$973,562
195	$9,439	$3,354	$6,085	$970,207
196	$9,439	$3,375	$6,064	$966,832
197	$9,439	$3,396	$6,043	$963,436
198	$9,439	$3,418	$6,021	$960,018
199	$9,439	$3,439	$6,000	$956,579
200	$9,439	$3,460	$5,979	$953,119
201	$9,439	$3,482	$5,957	$949,637
202	$9,439	$3,504	$5,935	$946,133
203	$9,439	$3,526	$5,913	$942,608
204	$9,439	$3,548	$5,891	$939,060
205	$9,439	$3,570	$5,869	$935,490
206	$9,439	$3,592	$5,847	$931,898
207	$9,439	$3,615	$5,824	$928,283
208	$9,439	$3,637	$5,802	$924,646
209	$9,439	$3,660	$5,779	$920,986
210	$9,439	$3,683	$5,756	$917,303
211	$9,439	$3,706	$5,733	$913,597
212	$9,439	$3,729	$5,710	$909,868
213	$9,439	$3,752	$5,687	$906,116
214	$9,439	$3,776	$5,663	$902,340
215	$9,439	$3,799	$5,640	$898,541
216	$9,439	$3,823	$5,616	$894,718
217	$9,439	$3,847	$5,592	$890,871
218	$9,439	$3,871	$5,568	$887,000
219	$9,439	$3,895	$5,544	$883,104
220	$9,439	$3,920	$5,519	$879,185
221	$9,439	$3,944	$5,495	$875,241
222	$9,439	$3,969	$5,470	$871,272
223	$9,439	$3,994	$5,445	$867,278
224	$9,439	$4,019	$5,420	$863,260
225	$9,439	$4,044	$5,395	$859,216
226	$9,439	$4,069	$5,370	$855,147
227	$9,439	$4,094	$5,345	$851,053
228	$9,439	$4,120	$5,319	$846,933
229	$9,439	$4,146	$5,293	$842,787
230	$9,439	$4,172	$5,267	$838,616
231	$9,439	$4,198	$5,241	$834,418
232	$9,439	$4,224	$5,215	$830,194
233	$9,439	$4,250	$5,189	$825,944
234	$9,439	$4,277	$5,162	$821,667
235	$9,439	$4,304	$5,135	$817,364
236	$9,439	$4,330	$5,109	$813,033
237	$9,439	$4,358	$5,081	$808,676
238	$9,439	$4,385	$5,054	$804,291
239	$9,439	$4,412	$5,027	$799,879
240	$9,439	$4,440	$4,999	$795,439
241	$9,439	$4,468	$4,971	$790,971
242	$9,439	$4,495	$4,944	$786,476
243	$9,439	$4,524	$4,915	$781,952
244	$9,439	$4,552	$4,887	$777,401
245	$9,439	$4,580	$4,859	$772,820
246	$9,439	$4,609	$4,830	$768,211
247	$9,439	$4,638	$4,801	$763,574
248	$9,439	$4,667	$4,772	$758,907
249	$9,439	$4,696	$4,743	$754,211
250	$9,439	$4,725	$4,714	$749,486
251	$9,439	$4,755	$4,684	$744,731
252	$9,439	$4,784	$4,655	$739,947
253	$9,439	$4,814	$4,625	$735,133
254	$9,439	$4,844	$4,595	$730,288
255	$9,439	$4,875	$4,564	$725,414
256	$9,439	$4,905	$4,534	$720,508
257	$9,439	$4,936	$4,503	$715,573
258	$9,439	$4,967	$4,472	$710,606
259	$9,439	$4,998	$4,441	$705,608
260	$9,439	$5,029	$4,410	$700,579
261	$9,439	$5,060	$4,379	$695,519
262	$9,439	$5,092	$4,347	$690,427
263	$9,439	$5,124	$4,315	$685,303
264	$9,439	$5,156	$4,283	$680,147
265	$9,439	$5,188	$4,251	$674,959
266	$9,439	$5,221	$4,218	$669,739
267	$9,439	$5,253	$4,186	$664,485
268	$9,439	$5,286	$4,153	$659,199
269	$9,439	$5,319	$4,120	$653,880
270	$9,439	$5,352	$4,087	$648,528
271	$9,439	$5,386	$4,053	$643,142
272	$9,439	$5,419	$4,020	$637,723
273	$9,439	$5,453	$3,986	$632,270
274	$9,439	$5,487	$3,952	$626,783
275	$9,439	$5,522	$3,917	$621,261
276	$9,439	$5,556	$3,883	$615,705
277	$9,439	$5,591	$3,848	$610,114
278	$9,439	$5,626	$3,813	$604,488
279	$9,439	$5,661	$3,778	$598,827
280	$9,439	$5,696	$3,743	$593,131
281	$9,439	$5,732	$3,707	$587,399
282	$9,439	$5,768	$3,671	$581,631
283	$9,439	$5,804	$3,635	$575,827
284	$9,439	$5,840	$3,599	$569,987
285	$9,439	$5,877	$3,562	$564,111
286	$9,439	$5,913	$3,526	$558,197
287	$9,439	$5,950	$3,489	$552,247
288	$9,439	$5,987	$3,452	$546,260
289	$9,439	$6,025	$3,414	$540,235
290	$9,439	$6,063	$3,376	$534,172
291	$9,439	$6,100	$3,339	$528,072
292	$9,439	$6,139	$3,300	$521,933
293	$9,439	$6,177	$3,262	$515,756
294	$9,439	$6,216	$3,223	$509,541
295	$9,439	$6,254	$3,185	$503,287
296	$9,439	$6,293	$3,146	$496,993
297	$9,439	$6,333	$3,106	$490,660
298	$9,439	$6,372	$3,067	$484,288
299	$9,439	$6,412	$3,027	$477,876
300	$9,439	$6,452	$2,987	$471,423
301	$9,439	$6,493	$2,946	$464,931
302	$9,439	$6,533	$2,906	$458,398
303	$9,439	$6,574	$2,865	$451,824
304	$9,439	$6,615	$2,824	$445,209
305	$9,439	$6,656	$2,783	$438,552
306	$9,439	$6,698	$2,741	$431,854
307	$9,439	$6,740	$2,699	$425,114
308	$9,439	$6,782	$2,657	$418,332
309	$9,439	$6,824	$2,615	$411,508
310	$9,439	$6,867	$2,572	$404,641
311	$9,439	$6,910	$2,529	$397,731
312	$9,439	$6,953	$2,486	$390,777
313	$9,439	$6,997	$2,442	$383,781
314	$9,439	$7,040	$2,399	$376,740
315	$9,439	$7,084	$2,355	$369,656
316	$9,439	$7,129	$2,310	$362,527
317	$9,439	$7,173	$2,266	$355,354
318	$9,439	$7,218	$2,221	$348,136
319	$9,439	$7,263	$2,176	$340,873
320	$9,439	$7,309	$2,130	$333,564
321	$9,439	$7,354	$2,085	$326,210
322	$9,439	$7,400	$2,039	$318,810
323	$9,439	$7,446	$1,993	$311,364
324	$9,439	$7,493	$1,946	$303,871
325	$9,439	$7,540	$1,899	$296,331
326	$9,439	$7,587	$1,852	$288,744
327	$9,439	$7,634	$1,805	$281,110
328	$9,439	$7,682	$1,757	$273,428
329	$9,439	$7,730	$1,709	$265,697
330	$9,439	$7,778	$1,661	$257,919
331	$9,439	$7,827	$1,612	$250,092
332	$9,439	$7,876	$1,563	$242,216
333	$9,439	$7,925	$1,514	$234,291
334	$9,439	$7,975	$1,464	$226,316
335	$9,439	$8,025	$1,414	$218,292
336	$9,439	$8,075	$1,364	$210,217
337	$9,439	$8,125	$1,314	$202,092
338	$9,439	$8,176	$1,263	$193,916
339	$9,439	$8,227	$1,212	$185,689
340	$9,439	$8,278	$1,161	$177,411
341	$9,439	$8,330	$1,109	$169,080
342	$9,439	$8,382	$1,057	$160,698
343	$9,439	$8,435	$1,004	$152,263
344	$9,439	$8,487	$952	$143,776
345	$9,439	$8,540	$899	$135,236
346	$9,439	$8,594	$845	$126,642
347	$9,439	$8,647	$792	$117,994
348	$9,439	$8,702	$737	$109,293
349	$9,439	$8,756	$683	$100,537
350	$9,439	$8,811	$628	$91,726
351	$9,439	$8,866	$573	$82,861
352	$9,439	$8,921	$518	$73,940
353	$9,439	$8,977	$462	$64,963
354	$9,439	$9,033	$406	$55,930
355	$9,439	$9,089	$350	$46,840
356	$9,439	$9,146	$293	$37,694
357	$9,439	$9,203	$236	$28,491
358	$9,439	$9,261	$178	$19,230
359	$9,439	$9,319	$120	$9,911
360	$9,439	$9,377	$62	$0

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