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545 S 20th St

Richmond, CA, 94804

For Sale $639,000 ($338.81 per Sq Ft)

$639,000 ($338.81 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
3 Bathrooms
1,886 Sq Ft
5,000 Sq Ft

Description

Wonderful 4 bedroom 3 full bath home. Recently spruced up! Close to I80, 580, and BART. Large home with beautiful bonus room and extra owners suite. Large eat-in kitchen with lots of cabinets, double ovens, Laundry room in kitchen area. All bathroom have been updated. Attached 2 car garage opens to front porch. Backyard has brick walls surrounding yard. All 4 large bedrooms have new carpet. Laminate floor in Bonus Room, Kitchen and Living Room. Close to Point Richmond and El Cerrito. ***DISCLOSURE LINK: https://app.glide.com/share/422HKRX6fowwiLqvkHj7Hw/

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$639,000
Property Type	Single Family Homes
Usable Sqft	1,886
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	1959
Last Sold	Unknown
Sold Price	Unknown

APN #	5442910138
MLS #	41090382
Property ID	321379202
Lot Sqft	5,000
Zoning	R
Days on Market	6
Original List Price	$639,000
Applicances	Gas Water Heater%
Date Updated	March 24, 2025
Date Created	March 21, 2025

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Your payment
$4,635
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$4,635 /mo
Loan amount	$639,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,635
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $969,454 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,468	$474	$3,994	$638,526
2	$4,468	$477	$3,991	$638,049
3	$4,468	$480	$3,988	$637,568
4	$4,468	$483	$3,985	$637,085
5	$4,468	$486	$3,982	$636,599
6	$4,468	$489	$3,979	$636,110
7	$4,468	$492	$3,976	$635,617
8	$4,468	$495	$3,973	$635,122
9	$4,468	$498	$3,970	$634,623
10	$4,468	$502	$3,966	$634,122
11	$4,468	$505	$3,963	$633,617
12	$4,468	$508	$3,960	$633,109
13	$4,468	$511	$3,957	$632,598
14	$4,468	$514	$3,954	$632,084
15	$4,468	$517	$3,951	$631,566
16	$4,468	$521	$3,947	$631,046
17	$4,468	$524	$3,944	$630,522
18	$4,468	$527	$3,941	$629,995
19	$4,468	$531	$3,937	$629,464
20	$4,468	$534	$3,934	$628,930
21	$4,468	$537	$3,931	$628,393
22	$4,468	$541	$3,927	$627,852
23	$4,468	$544	$3,924	$627,308
24	$4,468	$547	$3,921	$626,761
25	$4,468	$551	$3,917	$626,210
26	$4,468	$554	$3,914	$625,656
27	$4,468	$558	$3,910	$625,099
28	$4,468	$561	$3,907	$624,537
29	$4,468	$565	$3,903	$623,973
30	$4,468	$568	$3,900	$623,405
31	$4,468	$572	$3,896	$622,833
32	$4,468	$575	$3,893	$622,258
33	$4,468	$579	$3,889	$621,679
34	$4,468	$583	$3,885	$621,096
35	$4,468	$586	$3,882	$620,510
36	$4,468	$590	$3,878	$619,920
37	$4,468	$594	$3,875	$619,327
38	$4,468	$597	$3,871	$618,730
39	$4,468	$601	$3,867	$618,129
40	$4,468	$605	$3,863	$617,524
41	$4,468	$608	$3,860	$616,915
42	$4,468	$612	$3,856	$616,303
43	$4,468	$616	$3,852	$615,687
44	$4,468	$620	$3,848	$615,067
45	$4,468	$624	$3,844	$614,443
46	$4,468	$628	$3,840	$613,816
47	$4,468	$632	$3,836	$613,184
48	$4,468	$636	$3,832	$612,548
49	$4,468	$640	$3,828	$611,909
50	$4,468	$644	$3,824	$611,265
51	$4,468	$648	$3,820	$610,618
52	$4,468	$652	$3,816	$609,966
53	$4,468	$656	$3,812	$609,310
54	$4,468	$660	$3,808	$608,650
55	$4,468	$664	$3,804	$607,986
56	$4,468	$668	$3,800	$607,318
57	$4,468	$672	$3,796	$606,646
58	$4,468	$676	$3,792	$605,970
59	$4,468	$681	$3,787	$605,289
60	$4,468	$685	$3,783	$604,604
61	$4,468	$689	$3,779	$603,915
62	$4,468	$694	$3,774	$603,221
63	$4,468	$698	$3,770	$602,523
64	$4,468	$702	$3,766	$601,821
65	$4,468	$707	$3,761	$601,115
66	$4,468	$711	$3,757	$600,404
67	$4,468	$715	$3,753	$599,688
68	$4,468	$720	$3,748	$598,968
69	$4,468	$724	$3,744	$598,244
70	$4,468	$729	$3,739	$597,515
71	$4,468	$734	$3,734	$596,781
72	$4,468	$738	$3,730	$596,043
73	$4,468	$743	$3,725	$595,300
74	$4,468	$747	$3,721	$594,553
75	$4,468	$752	$3,716	$593,801
76	$4,468	$757	$3,711	$593,044
77	$4,468	$761	$3,707	$592,283
78	$4,468	$766	$3,702	$591,516
79	$4,468	$771	$3,697	$590,745
80	$4,468	$776	$3,692	$589,970
81	$4,468	$781	$3,687	$589,189
82	$4,468	$786	$3,682	$588,403
83	$4,468	$790	$3,678	$587,613
84	$4,468	$795	$3,673	$586,817
85	$4,468	$800	$3,668	$586,017
86	$4,468	$805	$3,663	$585,212
87	$4,468	$810	$3,658	$584,401
88	$4,468	$815	$3,653	$583,586
89	$4,468	$821	$3,647	$582,765
90	$4,468	$826	$3,642	$581,939
91	$4,468	$831	$3,637	$581,109
92	$4,468	$836	$3,632	$580,272
93	$4,468	$841	$3,627	$579,431
94	$4,468	$847	$3,621	$578,585
95	$4,468	$852	$3,616	$577,733
96	$4,468	$857	$3,611	$576,876
97	$4,468	$863	$3,605	$576,013
98	$4,468	$868	$3,600	$575,145
99	$4,468	$873	$3,595	$574,272
100	$4,468	$879	$3,589	$573,393
101	$4,468	$884	$3,584	$572,509
102	$4,468	$890	$3,578	$571,619
103	$4,468	$895	$3,573	$570,724
104	$4,468	$901	$3,567	$569,823
105	$4,468	$907	$3,561	$568,916
106	$4,468	$912	$3,556	$568,004
107	$4,468	$918	$3,550	$567,086
108	$4,468	$924	$3,544	$566,162
109	$4,468	$929	$3,539	$565,232
110	$4,468	$935	$3,533	$564,297
111	$4,468	$941	$3,527	$563,356
112	$4,468	$947	$3,521	$562,409
113	$4,468	$953	$3,515	$561,456
114	$4,468	$959	$3,509	$560,497
115	$4,468	$965	$3,503	$559,532
116	$4,468	$971	$3,497	$558,561
117	$4,468	$977	$3,491	$557,584
118	$4,468	$983	$3,485	$556,601
119	$4,468	$989	$3,479	$555,612
120	$4,468	$995	$3,473	$554,617
121	$4,468	$1,002	$3,466	$553,615
122	$4,468	$1,008	$3,460	$552,607
123	$4,468	$1,014	$3,454	$551,593
124	$4,468	$1,021	$3,447	$550,572
125	$4,468	$1,027	$3,441	$549,545
126	$4,468	$1,033	$3,435	$548,512
127	$4,468	$1,040	$3,428	$547,472
128	$4,468	$1,046	$3,422	$546,426
129	$4,468	$1,053	$3,415	$545,373
130	$4,468	$1,059	$3,409	$544,314
131	$4,468	$1,066	$3,402	$543,248
132	$4,468	$1,073	$3,395	$542,175
133	$4,468	$1,079	$3,389	$541,096
134	$4,468	$1,086	$3,382	$540,009
135	$4,468	$1,093	$3,375	$538,916
136	$4,468	$1,100	$3,368	$537,817
137	$4,468	$1,107	$3,361	$536,710
138	$4,468	$1,114	$3,354	$535,596
139	$4,468	$1,121	$3,347	$534,476
140	$4,468	$1,128	$3,340	$533,348
141	$4,468	$1,135	$3,333	$532,214
142	$4,468	$1,142	$3,326	$531,072
143	$4,468	$1,149	$3,319	$529,923
144	$4,468	$1,156	$3,312	$528,767
145	$4,468	$1,163	$3,305	$527,604
146	$4,468	$1,170	$3,298	$526,434
147	$4,468	$1,178	$3,290	$525,256
148	$4,468	$1,185	$3,283	$524,071
149	$4,468	$1,193	$3,275	$522,878
150	$4,468	$1,200	$3,268	$521,678
151	$4,468	$1,208	$3,260	$520,471
152	$4,468	$1,215	$3,253	$519,256
153	$4,468	$1,223	$3,245	$518,033
154	$4,468	$1,230	$3,238	$516,803
155	$4,468	$1,238	$3,230	$515,565
156	$4,468	$1,246	$3,222	$514,319
157	$4,468	$1,254	$3,214	$513,066
158	$4,468	$1,261	$3,207	$511,804
159	$4,468	$1,269	$3,199	$510,535
160	$4,468	$1,277	$3,191	$509,258
161	$4,468	$1,285	$3,183	$507,973
162	$4,468	$1,293	$3,175	$506,679
163	$4,468	$1,301	$3,167	$505,378
164	$4,468	$1,309	$3,159	$504,069
165	$4,468	$1,318	$3,150	$502,751
166	$4,468	$1,326	$3,142	$501,425
167	$4,468	$1,334	$3,134	$500,091
168	$4,468	$1,342	$3,126	$498,749
169	$4,468	$1,351	$3,117	$497,398
170	$4,468	$1,359	$3,109	$496,039
171	$4,468	$1,368	$3,100	$494,671
172	$4,468	$1,376	$3,092	$493,295
173	$4,468	$1,385	$3,083	$491,910
174	$4,468	$1,394	$3,074	$490,516
175	$4,468	$1,402	$3,066	$489,114
176	$4,468	$1,411	$3,057	$487,703
177	$4,468	$1,420	$3,048	$486,283
178	$4,468	$1,429	$3,039	$484,854
179	$4,468	$1,438	$3,030	$483,417
180	$4,468	$1,447	$3,021	$481,970
181	$4,468	$1,456	$3,012	$480,514
182	$4,468	$1,465	$3,003	$479,050
183	$4,468	$1,474	$2,994	$477,576
184	$4,468	$1,483	$2,985	$476,093
185	$4,468	$1,492	$2,976	$474,600
186	$4,468	$1,502	$2,966	$473,098
187	$4,468	$1,511	$2,957	$471,587
188	$4,468	$1,521	$2,947	$470,067
189	$4,468	$1,530	$2,938	$468,537
190	$4,468	$1,540	$2,928	$466,997
191	$4,468	$1,549	$2,919	$465,448
192	$4,468	$1,559	$2,909	$463,889
193	$4,468	$1,569	$2,899	$462,320
194	$4,468	$1,579	$2,890	$460,742
195	$4,468	$1,588	$2,880	$459,153
196	$4,468	$1,598	$2,870	$457,555
197	$4,468	$1,608	$2,860	$455,947
198	$4,468	$1,618	$2,850	$454,328
199	$4,468	$1,628	$2,840	$452,700
200	$4,468	$1,639	$2,829	$451,061
201	$4,468	$1,649	$2,819	$449,412
202	$4,468	$1,659	$2,809	$447,753
203	$4,468	$1,670	$2,798	$446,084
204	$4,468	$1,680	$2,788	$444,404
205	$4,468	$1,690	$2,778	$442,713
206	$4,468	$1,701	$2,767	$441,012
207	$4,468	$1,712	$2,756	$439,300
208	$4,468	$1,722	$2,746	$437,578
209	$4,468	$1,733	$2,735	$435,845
210	$4,468	$1,744	$2,724	$434,101
211	$4,468	$1,755	$2,713	$432,346
212	$4,468	$1,766	$2,702	$430,580
213	$4,468	$1,777	$2,691	$428,803
214	$4,468	$1,788	$2,680	$427,015
215	$4,468	$1,799	$2,669	$425,216
216	$4,468	$1,810	$2,658	$423,406
217	$4,468	$1,822	$2,646	$421,584
218	$4,468	$1,833	$2,635	$419,751
219	$4,468	$1,845	$2,623	$417,906
220	$4,468	$1,856	$2,612	$416,050
221	$4,468	$1,868	$2,600	$414,183
222	$4,468	$1,879	$2,589	$412,303
223	$4,468	$1,891	$2,577	$410,412
224	$4,468	$1,903	$2,565	$408,509
225	$4,468	$1,915	$2,553	$406,594
226	$4,468	$1,927	$2,541	$404,668
227	$4,468	$1,939	$2,529	$402,729
228	$4,468	$1,951	$2,517	$400,778
229	$4,468	$1,963	$2,505	$398,815
230	$4,468	$1,975	$2,493	$396,839
231	$4,468	$1,988	$2,480	$394,852
232	$4,468	$2,000	$2,468	$392,851
233	$4,468	$2,013	$2,455	$390,839
234	$4,468	$2,025	$2,443	$388,814
235	$4,468	$2,038	$2,430	$386,776
236	$4,468	$2,051	$2,417	$384,725
237	$4,468	$2,063	$2,405	$382,661
238	$4,468	$2,076	$2,392	$380,585
239	$4,468	$2,089	$2,379	$378,496
240	$4,468	$2,102	$2,366	$376,393
241	$4,468	$2,116	$2,352	$374,278
242	$4,468	$2,129	$2,339	$372,149
243	$4,468	$2,142	$2,326	$370,007
244	$4,468	$2,155	$2,313	$367,852
245	$4,468	$2,169	$2,299	$365,683
246	$4,468	$2,182	$2,286	$363,500
247	$4,468	$2,196	$2,272	$361,304
248	$4,468	$2,210	$2,258	$359,094
249	$4,468	$2,224	$2,244	$356,870
250	$4,468	$2,238	$2,230	$354,633
251	$4,468	$2,252	$2,216	$352,381
252	$4,468	$2,266	$2,202	$350,116
253	$4,468	$2,280	$2,188	$347,836
254	$4,468	$2,294	$2,174	$345,542
255	$4,468	$2,308	$2,160	$343,234
256	$4,468	$2,323	$2,145	$340,911
257	$4,468	$2,337	$2,131	$338,574
258	$4,468	$2,352	$2,116	$336,222
259	$4,468	$2,367	$2,101	$333,855
260	$4,468	$2,381	$2,087	$331,474
261	$4,468	$2,396	$2,072	$329,077
262	$4,468	$2,411	$2,057	$326,666
263	$4,468	$2,426	$2,042	$324,240
264	$4,468	$2,442	$2,027	$321,798
265	$4,468	$2,457	$2,011	$319,341
266	$4,468	$2,472	$1,996	$316,869
267	$4,468	$2,488	$1,980	$314,382
268	$4,468	$2,503	$1,965	$311,879
269	$4,468	$2,519	$1,949	$309,360
270	$4,468	$2,535	$1,934	$306,825
271	$4,468	$2,550	$1,918	$304,275
272	$4,468	$2,566	$1,902	$301,709
273	$4,468	$2,582	$1,886	$299,126
274	$4,468	$2,598	$1,870	$296,528
275	$4,468	$2,615	$1,853	$293,913
276	$4,468	$2,631	$1,837	$291,282
277	$4,468	$2,647	$1,821	$288,635
278	$4,468	$2,664	$1,804	$285,971
279	$4,468	$2,681	$1,787	$283,290
280	$4,468	$2,697	$1,771	$280,593
281	$4,468	$2,714	$1,754	$277,878
282	$4,468	$2,731	$1,737	$275,147
283	$4,468	$2,748	$1,720	$272,399
284	$4,468	$2,766	$1,702	$269,633
285	$4,468	$2,783	$1,685	$266,850
286	$4,468	$2,800	$1,668	$264,050
287	$4,468	$2,818	$1,650	$261,232
288	$4,468	$2,835	$1,633	$258,397
289	$4,468	$2,853	$1,615	$255,544
290	$4,468	$2,871	$1,597	$252,673
291	$4,468	$2,889	$1,579	$249,785
292	$4,468	$2,907	$1,561	$246,878
293	$4,468	$2,925	$1,543	$243,953
294	$4,468	$2,943	$1,525	$241,009
295	$4,468	$2,962	$1,506	$238,048
296	$4,468	$2,980	$1,488	$235,067
297	$4,468	$2,999	$1,469	$232,069
298	$4,468	$3,018	$1,450	$229,051
299	$4,468	$3,036	$1,432	$226,015
300	$4,468	$3,055	$1,413	$222,959
301	$4,468	$3,075	$1,394	$219,885
302	$4,468	$3,094	$1,374	$216,791
303	$4,468	$3,113	$1,355	$213,678
304	$4,468	$3,133	$1,335	$210,545
305	$4,468	$3,152	$1,316	$207,393
306	$4,468	$3,172	$1,296	$204,222
307	$4,468	$3,192	$1,276	$201,030
308	$4,468	$3,212	$1,256	$197,818
309	$4,468	$3,232	$1,236	$194,587
310	$4,468	$3,252	$1,216	$191,335
311	$4,468	$3,272	$1,196	$188,063
312	$4,468	$3,293	$1,175	$184,770
313	$4,468	$3,313	$1,155	$181,457
314	$4,468	$3,334	$1,134	$178,123
315	$4,468	$3,355	$1,113	$174,768
316	$4,468	$3,376	$1,092	$171,393
317	$4,468	$3,397	$1,071	$167,996
318	$4,468	$3,418	$1,050	$164,578
319	$4,468	$3,439	$1,029	$161,138
320	$4,468	$3,461	$1,007	$157,678
321	$4,468	$3,483	$985	$154,195
322	$4,468	$3,504	$964	$150,691
323	$4,468	$3,526	$942	$147,165
324	$4,468	$3,548	$920	$143,616
325	$4,468	$3,570	$898	$140,046
326	$4,468	$3,593	$875	$136,453
327	$4,468	$3,615	$853	$132,838
328	$4,468	$3,638	$830	$129,200
329	$4,468	$3,661	$808	$125,540
330	$4,468	$3,683	$785	$121,856
331	$4,468	$3,706	$762	$118,150
332	$4,468	$3,730	$738	$114,420
333	$4,468	$3,753	$715	$110,668
334	$4,468	$3,776	$692	$106,891
335	$4,468	$3,800	$668	$103,091
336	$4,468	$3,824	$644	$99,268
337	$4,468	$3,848	$620	$95,420
338	$4,468	$3,872	$596	$91,548
339	$4,468	$3,896	$572	$87,653
340	$4,468	$3,920	$548	$83,732
341	$4,468	$3,945	$523	$79,788
342	$4,468	$3,969	$499	$75,818
343	$4,468	$3,994	$474	$71,824
344	$4,468	$4,019	$449	$67,805
345	$4,468	$4,044	$424	$63,761
346	$4,468	$4,069	$399	$59,692
347	$4,468	$4,095	$373	$55,597
348	$4,468	$4,121	$347	$51,476
349	$4,468	$4,146	$322	$47,330
350	$4,468	$4,172	$296	$43,158
351	$4,468	$4,198	$270	$38,959
352	$4,468	$4,225	$244	$34,735
353	$4,468	$4,251	$217	$30,484
354	$4,468	$4,277	$191	$26,206
355	$4,468	$4,304	$164	$21,902
356	$4,468	$4,331	$137	$17,571
357	$4,468	$4,358	$110	$13,213
358	$4,468	$4,385	$83	$8,828
359	$4,468	$4,413	$55	$4,415
360	$4,468	$4,440	$28	$0

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© 2025 CRMLS. All rights reserved. Some listings on this website are from CRMLS as of March 24, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.