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7724 River Rock WAY

Columbia, MD, 21044

Off-Market Call for Pricing

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☆☆☆☆☆★★★★★
Five Stars
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4 Bedrooms
4 Bathrooms
3,012 Sq Ft
2,835 Sq Ft

Description

Welcome to this beautiful end-unit townhouse that is perfect for multigenerational living with bedrooms and baths on all 3 floors. This home is one of twenty-four 55+ homes that are located within the larger (all ages) Simpson Mill neighborhood. Only one resident needs to be 55+, and additional residents must be over 18 years old. The main floor has an open-concept living room with a gas fireplace, dining room and kitchen plus a powder room. Hardwood floors and lots of light make this feel like a single family home. In addition, the main-floor primary bedroom, full bath, and walk-in closet make single-level living possible. The back deck includes an automatic sunshade and sunset views. The second floor has new carpeting, a loft-sitting area, two spacious bedrooms, a full bath and a laundry room with full-size washer/dryer. The finished lower level has tall ceilings, new carpet, a fourth bedroom, full bath, wet bar and plenty of room for relaxing or entertaining. This home has many thoughtful details including: Bump out and windows in dining area, keyless home entry, extra laundry hook-up on main floor, kitchen drawers instead of fixed shelving, large ceiling fans, custom blinds, and lots of cabinets for storage in the 2-car garage. You will also enjoy low energy costs thanks to the solar panels - which are owned, not leased. The HOA offers a club house and concierge-level service with lawn care, and snow plowing of sidewalks and driveway! If you were to build this home new, with all the upgrades, it would cost well over $800k and take months for delivery. Get ready to see it soon because it will not last!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$699,900
Property Type	Single Family Homes
Usable Sqft	3,012
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2017
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$425.00
Association Name:	Unknown
Association Amenities:	Club House,Common Grounds, Lawn Care Front,Lawn Care Rear,Lawn Care Side,Lawn Maintenance,Snow Removal

APN #	1405599163
MLS #	MDHW2049864
Property ID	321367706
Lot Sqft	2,835
Zoning	POR
Days on Market	36
Original List Price	Unknown
Date Updated	April 08, 2025
Date Created	March 19, 2025

Listing Provided By

Lisa Greaves an agent of . Lic #642164

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Information Deemed Reliable But Not Guaranteed

Data last updated: April 24, 2025.

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$5,061
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Estimated payment	$5,061 /mo
Loan amount	$699,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$5,061
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,061,674 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,894	$520	$4,374	$699,380
2	$4,894	$523	$4,371	$698,858
3	$4,894	$526	$4,368	$698,331
4	$4,894	$529	$4,365	$697,802
5	$4,894	$533	$4,361	$697,269
6	$4,894	$536	$4,358	$696,733
7	$4,894	$539	$4,355	$696,194
8	$4,894	$543	$4,351	$695,651
9	$4,894	$546	$4,348	$695,105
10	$4,894	$550	$4,344	$694,555
11	$4,894	$553	$4,341	$694,002
12	$4,894	$556	$4,338	$693,446
13	$4,894	$560	$4,334	$692,886
14	$4,894	$563	$4,331	$692,322
15	$4,894	$567	$4,327	$691,755
16	$4,894	$571	$4,323	$691,185
17	$4,894	$574	$4,320	$690,611
18	$4,894	$578	$4,316	$690,033
19	$4,894	$581	$4,313	$689,452
20	$4,894	$585	$4,309	$688,867
21	$4,894	$589	$4,305	$688,278
22	$4,894	$592	$4,302	$687,686
23	$4,894	$596	$4,298	$687,090
24	$4,894	$600	$4,294	$686,490
25	$4,894	$603	$4,291	$685,887
26	$4,894	$607	$4,287	$685,280
27	$4,894	$611	$4,283	$684,669
28	$4,894	$615	$4,279	$684,054
29	$4,894	$619	$4,275	$683,435
30	$4,894	$623	$4,271	$682,813
31	$4,894	$626	$4,268	$682,186
32	$4,894	$630	$4,264	$681,556
33	$4,894	$634	$4,260	$680,921
34	$4,894	$638	$4,256	$680,283
35	$4,894	$642	$4,252	$679,641
36	$4,894	$646	$4,248	$678,995
37	$4,894	$650	$4,244	$678,345
38	$4,894	$654	$4,240	$677,690
39	$4,894	$658	$4,236	$677,032
40	$4,894	$663	$4,231	$676,369
41	$4,894	$667	$4,227	$675,702
42	$4,894	$671	$4,223	$675,032
43	$4,894	$675	$4,219	$674,357
44	$4,894	$679	$4,215	$673,677
45	$4,894	$684	$4,210	$672,994
46	$4,894	$688	$4,206	$672,306
47	$4,894	$692	$4,202	$671,614
48	$4,894	$696	$4,198	$670,917
49	$4,894	$701	$4,193	$670,217
50	$4,894	$705	$4,189	$669,512
51	$4,894	$710	$4,184	$668,802
52	$4,894	$714	$4,180	$668,088
53	$4,894	$718	$4,176	$667,370
54	$4,894	$723	$4,171	$666,647
55	$4,894	$727	$4,167	$665,919
56	$4,894	$732	$4,162	$665,187
57	$4,894	$737	$4,157	$664,451
58	$4,894	$741	$4,153	$663,709
59	$4,894	$746	$4,148	$662,964
60	$4,894	$750	$4,144	$662,213
61	$4,894	$755	$4,139	$661,458
62	$4,894	$760	$4,134	$660,698
63	$4,894	$765	$4,129	$659,933
64	$4,894	$769	$4,125	$659,164
65	$4,894	$774	$4,120	$658,390
66	$4,894	$779	$4,115	$657,611
67	$4,894	$784	$4,110	$656,827
68	$4,894	$789	$4,105	$656,038
69	$4,894	$794	$4,100	$655,244
70	$4,894	$799	$4,095	$654,445
71	$4,894	$804	$4,090	$653,642
72	$4,894	$809	$4,085	$652,833
73	$4,894	$814	$4,080	$652,019
74	$4,894	$819	$4,075	$651,200
75	$4,894	$824	$4,070	$650,376
76	$4,894	$829	$4,065	$649,547
77	$4,894	$834	$4,060	$648,713
78	$4,894	$840	$4,054	$647,873
79	$4,894	$845	$4,049	$647,029
80	$4,894	$850	$4,044	$646,178
81	$4,894	$855	$4,039	$645,323
82	$4,894	$861	$4,033	$644,462
83	$4,894	$866	$4,028	$643,596
84	$4,894	$872	$4,022	$642,725
85	$4,894	$877	$4,017	$641,848
86	$4,894	$882	$4,012	$640,965
87	$4,894	$888	$4,006	$640,077
88	$4,894	$894	$4,000	$639,184
89	$4,894	$899	$3,995	$638,285
90	$4,894	$905	$3,989	$637,380
91	$4,894	$910	$3,984	$636,470
92	$4,894	$916	$3,978	$635,554
93	$4,894	$922	$3,972	$634,632
94	$4,894	$928	$3,966	$633,704
95	$4,894	$933	$3,961	$632,771
96	$4,894	$939	$3,955	$631,832
97	$4,894	$945	$3,949	$630,887
98	$4,894	$951	$3,943	$629,936
99	$4,894	$957	$3,937	$628,979
100	$4,894	$963	$3,931	$628,016
101	$4,894	$969	$3,925	$627,047
102	$4,894	$975	$3,919	$626,072
103	$4,894	$981	$3,913	$625,091
104	$4,894	$987	$3,907	$624,104
105	$4,894	$993	$3,901	$623,110
106	$4,894	$1,000	$3,894	$622,111
107	$4,894	$1,006	$3,888	$621,105
108	$4,894	$1,012	$3,882	$620,093
109	$4,894	$1,018	$3,876	$619,075
110	$4,894	$1,025	$3,869	$618,050
111	$4,894	$1,031	$3,863	$617,019
112	$4,894	$1,038	$3,856	$615,981
113	$4,894	$1,044	$3,850	$614,937
114	$4,894	$1,051	$3,843	$613,886
115	$4,894	$1,057	$3,837	$612,829
116	$4,894	$1,064	$3,830	$611,765
117	$4,894	$1,070	$3,824	$610,695
118	$4,894	$1,077	$3,817	$609,618
119	$4,894	$1,084	$3,810	$608,534
120	$4,894	$1,091	$3,803	$607,443
121	$4,894	$1,097	$3,797	$606,345
122	$4,894	$1,104	$3,790	$605,241
123	$4,894	$1,111	$3,783	$604,130
124	$4,894	$1,118	$3,776	$603,012
125	$4,894	$1,125	$3,769	$601,887
126	$4,894	$1,132	$3,762	$600,754
127	$4,894	$1,139	$3,755	$599,615
128	$4,894	$1,146	$3,748	$598,469
129	$4,894	$1,154	$3,740	$597,315
130	$4,894	$1,161	$3,733	$596,154
131	$4,894	$1,168	$3,726	$594,986
132	$4,894	$1,175	$3,719	$593,811
133	$4,894	$1,183	$3,711	$592,628
134	$4,894	$1,190	$3,704	$591,438
135	$4,894	$1,198	$3,696	$590,241
136	$4,894	$1,205	$3,689	$589,036
137	$4,894	$1,213	$3,681	$587,823
138	$4,894	$1,220	$3,674	$586,603
139	$4,894	$1,228	$3,666	$585,375
140	$4,894	$1,235	$3,659	$584,140
141	$4,894	$1,243	$3,651	$582,897
142	$4,894	$1,251	$3,643	$581,646
143	$4,894	$1,259	$3,635	$580,387
144	$4,894	$1,267	$3,627	$579,121
145	$4,894	$1,275	$3,620	$577,846
146	$4,894	$1,282	$3,612	$576,564
147	$4,894	$1,290	$3,604	$575,273
148	$4,894	$1,299	$3,595	$573,975
149	$4,894	$1,307	$3,587	$572,668
150	$4,894	$1,315	$3,579	$571,353
151	$4,894	$1,323	$3,571	$570,030
152	$4,894	$1,331	$3,563	$568,699
153	$4,894	$1,340	$3,554	$567,359
154	$4,894	$1,348	$3,546	$566,011
155	$4,894	$1,356	$3,538	$564,655
156	$4,894	$1,365	$3,529	$563,290
157	$4,894	$1,373	$3,521	$561,916
158	$4,894	$1,382	$3,512	$560,534
159	$4,894	$1,391	$3,503	$559,144
160	$4,894	$1,399	$3,495	$557,744
161	$4,894	$1,408	$3,486	$556,336
162	$4,894	$1,417	$3,477	$554,919
163	$4,894	$1,426	$3,468	$553,494
164	$4,894	$1,435	$3,459	$552,059
165	$4,894	$1,444	$3,450	$550,615
166	$4,894	$1,453	$3,441	$549,163
167	$4,894	$1,462	$3,432	$547,701
168	$4,894	$1,471	$3,423	$546,230
169	$4,894	$1,480	$3,414	$544,750
170	$4,894	$1,489	$3,405	$543,261
171	$4,894	$1,499	$3,395	$541,762
172	$4,894	$1,508	$3,386	$540,254
173	$4,894	$1,517	$3,377	$538,737
174	$4,894	$1,527	$3,367	$537,210
175	$4,894	$1,536	$3,358	$535,673
176	$4,894	$1,546	$3,348	$534,127
177	$4,894	$1,556	$3,338	$532,572
178	$4,894	$1,565	$3,329	$531,006
179	$4,894	$1,575	$3,319	$529,431
180	$4,894	$1,585	$3,309	$527,846
181	$4,894	$1,595	$3,299	$526,251
182	$4,894	$1,605	$3,289	$524,646
183	$4,894	$1,615	$3,279	$523,031
184	$4,894	$1,625	$3,269	$521,406
185	$4,894	$1,635	$3,259	$519,771
186	$4,894	$1,645	$3,249	$518,125
187	$4,894	$1,656	$3,238	$516,470
188	$4,894	$1,666	$3,228	$514,803
189	$4,894	$1,676	$3,218	$513,127
190	$4,894	$1,687	$3,207	$511,440
191	$4,894	$1,698	$3,197	$509,743
192	$4,894	$1,708	$3,186	$508,034
193	$4,894	$1,719	$3,175	$506,316
194	$4,894	$1,730	$3,164	$504,586
195	$4,894	$1,740	$3,154	$502,846
196	$4,894	$1,751	$3,143	$501,095
197	$4,894	$1,762	$3,132	$499,332
198	$4,894	$1,773	$3,121	$497,559
199	$4,894	$1,784	$3,110	$495,775
200	$4,894	$1,795	$3,099	$493,980
201	$4,894	$1,807	$3,087	$492,173
202	$4,894	$1,818	$3,076	$490,355
203	$4,894	$1,829	$3,065	$488,526
204	$4,894	$1,841	$3,053	$486,685
205	$4,894	$1,852	$3,042	$484,833
206	$4,894	$1,864	$3,030	$482,969
207	$4,894	$1,875	$3,019	$481,094
208	$4,894	$1,887	$3,007	$479,206
209	$4,894	$1,899	$2,995	$477,307
210	$4,894	$1,911	$2,983	$475,397
211	$4,894	$1,923	$2,971	$473,474
212	$4,894	$1,935	$2,959	$471,539
213	$4,894	$1,947	$2,947	$469,592
214	$4,894	$1,959	$2,935	$467,633
215	$4,894	$1,971	$2,923	$465,662
216	$4,894	$1,984	$2,910	$463,678
217	$4,894	$1,996	$2,898	$461,682
218	$4,894	$2,008	$2,886	$459,674
219	$4,894	$2,021	$2,873	$457,653
220	$4,894	$2,034	$2,860	$455,619
221	$4,894	$2,046	$2,848	$453,573
222	$4,894	$2,059	$2,835	$451,513
223	$4,894	$2,072	$2,822	$449,441
224	$4,894	$2,085	$2,809	$447,356
225	$4,894	$2,098	$2,796	$445,258
226	$4,894	$2,111	$2,783	$443,147
227	$4,894	$2,124	$2,770	$441,023
228	$4,894	$2,138	$2,756	$438,885
229	$4,894	$2,151	$2,743	$436,734
230	$4,894	$2,164	$2,730	$434,570
231	$4,894	$2,178	$2,716	$432,392
232	$4,894	$2,192	$2,702	$430,200
233	$4,894	$2,205	$2,689	$427,995
234	$4,894	$2,219	$2,675	$425,776
235	$4,894	$2,233	$2,661	$423,543
236	$4,894	$2,247	$2,647	$421,296
237	$4,894	$2,261	$2,633	$419,036
238	$4,894	$2,275	$2,619	$416,761
239	$4,894	$2,289	$2,605	$414,471
240	$4,894	$2,304	$2,590	$412,168
241	$4,894	$2,318	$2,576	$409,850
242	$4,894	$2,332	$2,562	$407,517
243	$4,894	$2,347	$2,547	$405,170
244	$4,894	$2,362	$2,532	$402,809
245	$4,894	$2,376	$2,518	$400,432
246	$4,894	$2,391	$2,503	$398,041
247	$4,894	$2,406	$2,488	$395,635
248	$4,894	$2,421	$2,473	$393,213
249	$4,894	$2,436	$2,458	$390,777
250	$4,894	$2,452	$2,442	$388,325
251	$4,894	$2,467	$2,427	$385,858
252	$4,894	$2,482	$2,412	$383,376
253	$4,894	$2,498	$2,396	$380,878
254	$4,894	$2,514	$2,380	$378,365
255	$4,894	$2,529	$2,365	$375,835
256	$4,894	$2,545	$2,349	$373,290
257	$4,894	$2,561	$2,333	$370,729
258	$4,894	$2,577	$2,317	$368,152
259	$4,894	$2,593	$2,301	$365,559
260	$4,894	$2,609	$2,285	$362,950
261	$4,894	$2,626	$2,268	$360,325
262	$4,894	$2,642	$2,252	$357,683
263	$4,894	$2,658	$2,236	$355,024
264	$4,894	$2,675	$2,219	$352,349
265	$4,894	$2,692	$2,202	$349,657
266	$4,894	$2,709	$2,185	$346,949
267	$4,894	$2,726	$2,168	$344,223
268	$4,894	$2,743	$2,151	$341,480
269	$4,894	$2,760	$2,134	$338,721
270	$4,894	$2,777	$2,117	$335,944
271	$4,894	$2,794	$2,100	$333,149
272	$4,894	$2,812	$2,082	$330,337
273	$4,894	$2,829	$2,065	$327,508
274	$4,894	$2,847	$2,047	$324,661
275	$4,894	$2,865	$2,029	$321,796
276	$4,894	$2,883	$2,011	$318,913
277	$4,894	$2,901	$1,993	$316,013
278	$4,894	$2,919	$1,975	$313,094
279	$4,894	$2,937	$1,957	$310,156
280	$4,894	$2,956	$1,938	$307,201
281	$4,894	$2,974	$1,920	$304,227
282	$4,894	$2,993	$1,901	$301,234
283	$4,894	$3,011	$1,883	$298,223
284	$4,894	$3,030	$1,864	$295,193
285	$4,894	$3,049	$1,845	$292,144
286	$4,894	$3,068	$1,826	$289,076
287	$4,894	$3,087	$1,807	$285,989
288	$4,894	$3,107	$1,787	$282,882
289	$4,894	$3,126	$1,768	$279,756
290	$4,894	$3,146	$1,748	$276,610
291	$4,894	$3,165	$1,729	$273,445
292	$4,894	$3,185	$1,709	$270,260
293	$4,894	$3,205	$1,689	$267,055
294	$4,894	$3,225	$1,669	$263,831
295	$4,894	$3,245	$1,649	$260,585
296	$4,894	$3,265	$1,629	$257,320
297	$4,894	$3,286	$1,608	$254,034
298	$4,894	$3,306	$1,588	$250,728
299	$4,894	$3,327	$1,567	$247,401
300	$4,894	$3,348	$1,546	$244,053
301	$4,894	$3,369	$1,525	$240,685
302	$4,894	$3,390	$1,504	$237,295
303	$4,894	$3,411	$1,483	$233,884
304	$4,894	$3,432	$1,462	$230,452
305	$4,894	$3,454	$1,440	$226,998
306	$4,894	$3,475	$1,419	$223,523
307	$4,894	$3,497	$1,397	$220,026
308	$4,894	$3,519	$1,375	$216,507
309	$4,894	$3,541	$1,353	$212,966
310	$4,894	$3,563	$1,331	$209,403
311	$4,894	$3,585	$1,309	$205,818
312	$4,894	$3,608	$1,286	$202,210
313	$4,894	$3,630	$1,264	$198,580
314	$4,894	$3,653	$1,241	$194,927
315	$4,894	$3,676	$1,218	$191,252
316	$4,894	$3,699	$1,195	$187,553
317	$4,894	$3,722	$1,172	$183,831
318	$4,894	$3,745	$1,149	$180,086
319	$4,894	$3,768	$1,126	$176,318
320	$4,894	$3,792	$1,102	$172,526
321	$4,894	$3,816	$1,078	$168,710
322	$4,894	$3,840	$1,054	$164,870
323	$4,894	$3,864	$1,030	$161,007
324	$4,894	$3,888	$1,006	$157,119
325	$4,894	$3,912	$982	$153,207
326	$4,894	$3,936	$958	$149,271
327	$4,894	$3,961	$933	$145,310
328	$4,894	$3,986	$908	$141,324
329	$4,894	$4,011	$883	$137,313
330	$4,894	$4,036	$858	$133,277
331	$4,894	$4,061	$833	$129,216
332	$4,894	$4,086	$808	$125,130
333	$4,894	$4,112	$782	$121,018
334	$4,894	$4,138	$756	$116,880
335	$4,894	$4,164	$731	$112,717
336	$4,894	$4,190	$704	$108,527
337	$4,894	$4,216	$678	$104,312
338	$4,894	$4,242	$652	$100,070
339	$4,894	$4,269	$625	$95,801
340	$4,894	$4,295	$599	$91,506
341	$4,894	$4,322	$572	$87,184
342	$4,894	$4,349	$545	$82,835
343	$4,894	$4,376	$518	$78,458
344	$4,894	$4,404	$490	$74,055
345	$4,894	$4,431	$463	$69,623
346	$4,894	$4,459	$435	$65,165
347	$4,894	$4,487	$407	$60,678
348	$4,894	$4,515	$379	$56,163
349	$4,894	$4,543	$351	$51,620
350	$4,894	$4,571	$323	$47,049
351	$4,894	$4,600	$294	$42,449
352	$4,894	$4,629	$265	$37,820
353	$4,894	$4,658	$236	$33,163
354	$4,894	$4,687	$207	$28,476
355	$4,894	$4,716	$178	$23,760
356	$4,894	$4,746	$149	$19,014
357	$4,894	$4,775	$119	$14,239
358	$4,894	$4,805	$89	$9,434
359	$4,894	$4,835	$59	$4,599
360	$4,894	$4,865	$29	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.