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9365 SW 89th Ter #F

Ocala, FL, 34481

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☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,320 Sq Ft
2,219 Sq Ft

Description

This corner lot, end unit Sienna model villa is located in the highly sought-after On Top of the World 55+ gated, golf community, recently named one of the top 10 retirement communities in the country! As you step inside, you'll be greeted by high ceilings that create an inviting and open atmosphere. The spacious kitchen is perfect for any home chef, featuring ample storage and updated appliances, including a large farmhouse sink. The living room boasts meticulously maintained carpet, soaring ceilings, and an open floor plan that seamlessly flows into the dining area, making entertaining a breeze. Just off the living room, you'll find a cozy office or reading nook, providing the perfect spot to relax or work from home. The primary bedroom is generously sized, with a massive walk-in closet and a large step-in shower, offering plenty of space to unwind. The split floor plan places the guest bedroom across the home, providing privacy and comfort for your guests, with a spacious guest bedroom and a well-appointed bathroom. The garage is equipped with beautiful floor finishes, and the screens can be opened on a nice spring day to let in fresh air. Enjoy an additional 216 SqFt of living space in the enclosed lanai, ideal for a cozy sitting area or as a fantastic space for entertaining. Whether you're looking to relax or host friends, this lanai provides the perfect spot for enjoying the outdoors in comfort. With an array of community amenities and a well-designed floor plan, this home offers the best in 55+ living. Living in the On Top of the World community means endless entertainment and leisure activities at your fingertips. Enjoy concerts, dances, and parties, or join one of the 200 resident clubs! Stay active with swimming pools, tennis, fitness classes, pickleball, and more. Explore walking and biking trails, compete in horseshoes or shuffleboard, or unwind at the spa. With miniature golf, an RC flying field, basketball courts, and charming pubs and restaurants, there's something for everyone to enjoy! Don't miss out on this incredible opportunity to own a piece of paradise in a thriving community. Don’t miss the chance to make it yours!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$179,900
Property Type	Single Family Homes
Usable Sqft	1,320
Number of Stories	1 stories
Parking Spots	1 spots
Year Built	1992
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$530.99
Association Name:	Lori Sands
Association Amenities:	Unknown

APN #	3530222206
MLS #	OM696208
Property ID	321367050
Lot Sqft	2,219
Zoning	PUD
Days on Market	13
Original List Price	$179,900
Applicances	Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer%
Date Updated	March 21, 2025
Date Created	March 18, 2025

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Your payment
$1,425
per month

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Principle & Interest

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Estimated payment	$1,425 /mo
Loan amount	$179,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,425
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $272,828 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,258	$134	$1,124	$179,766
2	$1,258	$134	$1,124	$179,632
3	$1,258	$135	$1,123	$179,497
4	$1,258	$136	$1,122	$179,360
5	$1,258	$137	$1,121	$179,223
6	$1,258	$138	$1,120	$179,086
7	$1,258	$139	$1,119	$178,947
8	$1,258	$140	$1,118	$178,807
9	$1,258	$140	$1,118	$178,667
10	$1,258	$141	$1,117	$178,526
11	$1,258	$142	$1,116	$178,383
12	$1,258	$143	$1,115	$178,240
13	$1,258	$144	$1,114	$178,096
14	$1,258	$145	$1,113	$177,951
15	$1,258	$146	$1,112	$177,806
16	$1,258	$147	$1,111	$177,659
17	$1,258	$148	$1,110	$177,511
18	$1,258	$149	$1,109	$177,363
19	$1,258	$149	$1,109	$177,213
20	$1,258	$150	$1,108	$177,063
21	$1,258	$151	$1,107	$176,911
22	$1,258	$152	$1,106	$176,759
23	$1,258	$153	$1,105	$176,606
24	$1,258	$154	$1,104	$176,452
25	$1,258	$155	$1,103	$176,296
26	$1,258	$156	$1,102	$176,140
27	$1,258	$157	$1,101	$175,983
28	$1,258	$158	$1,100	$175,825
29	$1,258	$159	$1,099	$175,666
30	$1,258	$160	$1,098	$175,506
31	$1,258	$161	$1,097	$175,345
32	$1,258	$162	$1,096	$175,183
33	$1,258	$163	$1,095	$175,020
34	$1,258	$164	$1,094	$174,855
35	$1,258	$165	$1,093	$174,690
36	$1,258	$166	$1,092	$174,524
37	$1,258	$167	$1,091	$174,357
38	$1,258	$168	$1,090	$174,189
39	$1,258	$169	$1,089	$174,019
40	$1,258	$170	$1,088	$173,849
41	$1,258	$171	$1,087	$173,677
42	$1,258	$173	$1,085	$173,505
43	$1,258	$174	$1,084	$173,331
44	$1,258	$175	$1,083	$173,157
45	$1,258	$176	$1,082	$172,981
46	$1,258	$177	$1,081	$172,804
47	$1,258	$178	$1,080	$172,626
48	$1,258	$179	$1,079	$172,447
49	$1,258	$180	$1,078	$172,267
50	$1,258	$181	$1,077	$172,085
51	$1,258	$182	$1,076	$171,903
52	$1,258	$184	$1,074	$171,719
53	$1,258	$185	$1,073	$171,535
54	$1,258	$186	$1,072	$171,349
55	$1,258	$187	$1,071	$171,162
56	$1,258	$188	$1,070	$170,973
57	$1,258	$189	$1,069	$170,784
58	$1,258	$191	$1,067	$170,593
59	$1,258	$192	$1,066	$170,402
60	$1,258	$193	$1,065	$170,209
61	$1,258	$194	$1,064	$170,014
62	$1,258	$195	$1,063	$169,819
63	$1,258	$197	$1,061	$169,622
64	$1,258	$198	$1,060	$169,424
65	$1,258	$199	$1,059	$169,225
66	$1,258	$200	$1,058	$169,025
67	$1,258	$202	$1,056	$168,823
68	$1,258	$203	$1,055	$168,621
69	$1,258	$204	$1,054	$168,416
70	$1,258	$205	$1,053	$168,211
71	$1,258	$207	$1,051	$168,004
72	$1,258	$208	$1,050	$167,796
73	$1,258	$209	$1,049	$167,587
74	$1,258	$211	$1,047	$167,377
75	$1,258	$212	$1,046	$167,165
76	$1,258	$213	$1,045	$166,951
77	$1,258	$215	$1,043	$166,737
78	$1,258	$216	$1,042	$166,521
79	$1,258	$217	$1,041	$166,304
80	$1,258	$219	$1,039	$166,085
81	$1,258	$220	$1,038	$165,865
82	$1,258	$221	$1,037	$165,644
83	$1,258	$223	$1,035	$165,421
84	$1,258	$224	$1,034	$165,197
85	$1,258	$226	$1,032	$164,971
86	$1,258	$227	$1,031	$164,745
87	$1,258	$228	$1,030	$164,516
88	$1,258	$230	$1,028	$164,286
89	$1,258	$231	$1,027	$164,055
90	$1,258	$233	$1,025	$163,823
91	$1,258	$234	$1,024	$163,588
92	$1,258	$236	$1,022	$163,353
93	$1,258	$237	$1,021	$163,116
94	$1,258	$239	$1,019	$162,877
95	$1,258	$240	$1,018	$162,637
96	$1,258	$242	$1,016	$162,396
97	$1,258	$243	$1,015	$162,153
98	$1,258	$245	$1,013	$161,908
99	$1,258	$246	$1,012	$161,662
100	$1,258	$248	$1,010	$161,415
101	$1,258	$249	$1,009	$161,165
102	$1,258	$251	$1,007	$160,915
103	$1,258	$252	$1,006	$160,662
104	$1,258	$254	$1,004	$160,409
105	$1,258	$255	$1,003	$160,153
106	$1,258	$257	$1,001	$159,896
107	$1,258	$259	$999	$159,637
108	$1,258	$260	$998	$159,377
109	$1,258	$262	$996	$159,115
110	$1,258	$264	$994	$158,852
111	$1,258	$265	$993	$158,587
112	$1,258	$267	$991	$158,320
113	$1,258	$269	$990	$158,051
114	$1,258	$270	$988	$157,781
115	$1,258	$272	$986	$157,509
116	$1,258	$274	$984	$157,236
117	$1,258	$275	$983	$156,960
118	$1,258	$277	$981	$156,683
119	$1,258	$279	$979	$156,405
120	$1,258	$280	$978	$156,124
121	$1,258	$282	$976	$155,842
122	$1,258	$284	$974	$155,558
123	$1,258	$286	$972	$155,272
124	$1,258	$288	$970	$154,985
125	$1,258	$289	$969	$154,695
126	$1,258	$291	$967	$154,404
127	$1,258	$293	$965	$154,111
128	$1,258	$295	$963	$153,816
129	$1,258	$297	$961	$153,520
130	$1,258	$299	$960	$153,221
131	$1,258	$300	$958	$152,921
132	$1,258	$302	$956	$152,619
133	$1,258	$304	$954	$152,314
134	$1,258	$306	$952	$152,008
135	$1,258	$308	$950	$151,700
136	$1,258	$310	$948	$151,391
137	$1,258	$312	$946	$151,079
138	$1,258	$314	$944	$150,765
139	$1,258	$316	$942	$150,449
140	$1,258	$318	$940	$150,132
141	$1,258	$320	$938	$149,812
142	$1,258	$322	$936	$149,490
143	$1,258	$324	$934	$149,166
144	$1,258	$326	$932	$148,841
145	$1,258	$328	$930	$148,513
146	$1,258	$330	$928	$148,183
147	$1,258	$332	$926	$147,851
148	$1,258	$334	$924	$147,517
149	$1,258	$336	$922	$147,181
150	$1,258	$338	$920	$146,843
151	$1,258	$340	$918	$146,503
152	$1,258	$342	$916	$146,161
153	$1,258	$345	$914	$145,816
154	$1,258	$347	$911	$145,470
155	$1,258	$349	$909	$145,121
156	$1,258	$351	$907	$144,770
157	$1,258	$353	$905	$144,417
158	$1,258	$355	$903	$144,061
159	$1,258	$358	$900	$143,704
160	$1,258	$360	$898	$143,344
161	$1,258	$362	$896	$142,982
162	$1,258	$364	$894	$142,617
163	$1,258	$367	$891	$142,251
164	$1,258	$369	$889	$141,882
165	$1,258	$371	$887	$141,510
166	$1,258	$374	$884	$141,137
167	$1,258	$376	$882	$140,761
168	$1,258	$378	$880	$140,383
169	$1,258	$381	$877	$140,002
170	$1,258	$383	$875	$139,619
171	$1,258	$385	$873	$139,234
172	$1,258	$388	$870	$138,846
173	$1,258	$390	$868	$138,456
174	$1,258	$393	$865	$138,063
175	$1,258	$395	$863	$137,668
176	$1,258	$398	$860	$137,270
177	$1,258	$400	$858	$136,870
178	$1,258	$403	$855	$136,468
179	$1,258	$405	$853	$136,063
180	$1,258	$408	$850	$135,655
181	$1,258	$410	$848	$135,245
182	$1,258	$413	$845	$134,832
183	$1,258	$415	$843	$134,417
184	$1,258	$418	$840	$133,999
185	$1,258	$421	$837	$133,579
186	$1,258	$423	$835	$133,155
187	$1,258	$426	$832	$132,730
188	$1,258	$428	$830	$132,301
189	$1,258	$431	$827	$131,870
190	$1,258	$434	$824	$131,436
191	$1,258	$437	$821	$131,000
192	$1,258	$439	$819	$130,560
193	$1,258	$442	$816	$130,118
194	$1,258	$445	$813	$129,674
195	$1,258	$448	$810	$129,226
196	$1,258	$450	$808	$128,776
197	$1,258	$453	$805	$128,323
198	$1,258	$456	$802	$127,867
199	$1,258	$459	$799	$127,408
200	$1,258	$462	$796	$126,946
201	$1,258	$465	$793	$126,482
202	$1,258	$467	$791	$126,014
203	$1,258	$470	$788	$125,544
204	$1,258	$473	$785	$125,070
205	$1,258	$476	$782	$124,594
206	$1,258	$479	$779	$124,115
207	$1,258	$482	$776	$123,632
208	$1,258	$485	$773	$123,147
209	$1,258	$488	$770	$122,659
210	$1,258	$491	$767	$122,167
211	$1,258	$494	$764	$121,673
212	$1,258	$498	$760	$121,175
213	$1,258	$501	$757	$120,675
214	$1,258	$504	$754	$120,171
215	$1,258	$507	$751	$119,664
216	$1,258	$510	$748	$119,154
217	$1,258	$513	$745	$118,641
218	$1,258	$517	$742	$118,124
219	$1,258	$520	$738	$117,604
220	$1,258	$523	$735	$117,082
221	$1,258	$526	$732	$116,555
222	$1,258	$530	$728	$116,026
223	$1,258	$533	$725	$115,493
224	$1,258	$536	$722	$114,957
225	$1,258	$540	$718	$114,417
226	$1,258	$543	$715	$113,874
227	$1,258	$546	$712	$113,328
228	$1,258	$550	$708	$112,778
229	$1,258	$553	$705	$112,225
230	$1,258	$557	$701	$111,669
231	$1,258	$560	$698	$111,109
232	$1,258	$564	$694	$110,545
233	$1,258	$567	$691	$109,978
234	$1,258	$571	$687	$109,407
235	$1,258	$574	$684	$108,833
236	$1,258	$578	$680	$108,255
237	$1,258	$581	$677	$107,674
238	$1,258	$585	$673	$107,089
239	$1,258	$589	$669	$106,500
240	$1,258	$592	$666	$105,908
241	$1,258	$596	$662	$105,312
242	$1,258	$600	$658	$104,712
243	$1,258	$604	$654	$104,108
244	$1,258	$607	$651	$103,501
245	$1,258	$611	$647	$102,890
246	$1,258	$615	$643	$102,275
247	$1,258	$619	$639	$101,656
248	$1,258	$623	$635	$101,033
249	$1,258	$627	$631	$100,407
250	$1,258	$630	$628	$99,776
251	$1,258	$634	$624	$99,142
252	$1,258	$638	$620	$98,504
253	$1,258	$642	$616	$97,861
254	$1,258	$646	$612	$97,215
255	$1,258	$650	$608	$96,565
256	$1,258	$654	$604	$95,910
257	$1,258	$659	$599	$95,252
258	$1,258	$663	$595	$94,589
259	$1,258	$667	$591	$93,922
260	$1,258	$671	$587	$93,251
261	$1,258	$675	$583	$92,576
262	$1,258	$679	$579	$91,896
263	$1,258	$684	$574	$91,213
264	$1,258	$688	$570	$90,525
265	$1,258	$692	$566	$89,833
266	$1,258	$697	$561	$89,136
267	$1,258	$701	$557	$88,435
268	$1,258	$705	$553	$87,730
269	$1,258	$710	$548	$87,020
270	$1,258	$714	$544	$86,306
271	$1,258	$719	$539	$85,588
272	$1,258	$723	$535	$84,864
273	$1,258	$728	$530	$84,137
274	$1,258	$732	$526	$83,405
275	$1,258	$737	$521	$82,668
276	$1,258	$741	$517	$81,927
277	$1,258	$746	$512	$81,181
278	$1,258	$751	$507	$80,430
279	$1,258	$755	$503	$79,675
280	$1,258	$760	$498	$78,915
281	$1,258	$765	$493	$78,150
282	$1,258	$770	$488	$77,380
283	$1,258	$774	$484	$76,606
284	$1,258	$779	$479	$75,827
285	$1,258	$784	$474	$75,043
286	$1,258	$789	$469	$74,254
287	$1,258	$794	$464	$73,460
288	$1,258	$799	$459	$72,661
289	$1,258	$804	$454	$71,857
290	$1,258	$809	$449	$71,048
291	$1,258	$814	$444	$70,234
292	$1,258	$819	$439	$69,415
293	$1,258	$824	$434	$68,591
294	$1,258	$829	$429	$67,762
295	$1,258	$834	$424	$66,927
296	$1,258	$840	$418	$66,088
297	$1,258	$845	$413	$65,243
298	$1,258	$850	$408	$64,392
299	$1,258	$856	$402	$63,537
300	$1,258	$861	$397	$62,676
301	$1,258	$866	$392	$61,810
302	$1,258	$872	$386	$60,938
303	$1,258	$877	$381	$60,061
304	$1,258	$883	$375	$59,178
305	$1,258	$888	$370	$58,290
306	$1,258	$894	$364	$57,396
307	$1,258	$899	$359	$56,497
308	$1,258	$905	$353	$55,592
309	$1,258	$911	$347	$54,682
310	$1,258	$916	$342	$53,765
311	$1,258	$922	$336	$52,844
312	$1,258	$928	$330	$51,916
313	$1,258	$934	$324	$50,982
314	$1,258	$939	$319	$50,043
315	$1,258	$945	$313	$49,098
316	$1,258	$951	$307	$48,147
317	$1,258	$957	$301	$47,189
318	$1,258	$963	$295	$46,226
319	$1,258	$969	$289	$45,257
320	$1,258	$975	$283	$44,282
321	$1,258	$981	$277	$43,301
322	$1,258	$987	$271	$42,314
323	$1,258	$994	$264	$41,320
324	$1,258	$1,000	$258	$40,320
325	$1,258	$1,006	$252	$39,314
326	$1,258	$1,012	$246	$38,302
327	$1,258	$1,019	$239	$37,283
328	$1,258	$1,025	$233	$36,258
329	$1,258	$1,031	$227	$35,227
330	$1,258	$1,038	$220	$34,189
331	$1,258	$1,044	$214	$33,145
332	$1,258	$1,051	$207	$32,094
333	$1,258	$1,057	$201	$31,037
334	$1,258	$1,064	$194	$29,973
335	$1,258	$1,071	$187	$28,902
336	$1,258	$1,077	$181	$27,825
337	$1,258	$1,084	$174	$26,740
338	$1,258	$1,091	$167	$25,650
339	$1,258	$1,098	$160	$24,552
340	$1,258	$1,105	$153	$23,447
341	$1,258	$1,111	$147	$22,336
342	$1,258	$1,118	$140	$21,217
343	$1,258	$1,125	$133	$20,092
344	$1,258	$1,132	$126	$18,960
345	$1,258	$1,140	$119	$17,820
346	$1,258	$1,147	$111	$16,674
347	$1,258	$1,154	$104	$15,520
348	$1,258	$1,161	$97	$14,359
349	$1,258	$1,168	$90	$13,190
350	$1,258	$1,176	$82	$12,015
351	$1,258	$1,183	$75	$10,832
352	$1,258	$1,190	$68	$9,642
353	$1,258	$1,198	$60	$8,444
354	$1,258	$1,205	$53	$7,239
355	$1,258	$1,213	$45	$6,026
356	$1,258	$1,220	$38	$4,806
357	$1,258	$1,228	$30	$3,578
358	$1,258	$1,236	$22	$2,342
359	$1,258	$1,243	$15	$1,099
360	$1,258	$1,251	$7	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 21, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.