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101 W 4th St

Frederick, MD, 21701

Off-Market Call for Pricing

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☆☆☆☆☆★★★★★
Five Stars
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3 Bedrooms
3 Bathrooms
2,056 Sq Ft
4,284 Sq Ft

Description

Historic Charm Meets Modern Elegance in Downtown Frederick
Nestled in the heart of downtown Frederick, 101 West 4th Street is a true historic masterpiece. Built in 1895, this exquisite colonial style home has been featured in three local and national home magazines, drawing admirers from near and far to experience its unmatched character and charm.
Boasting three spacious bedrooms, two beautifully remodeled full baths, and a convenient half bath on the main floor, this home perfectly blends historic elegance with modern comfort. Gleaming hardwood floors, fresh paint, and vintage chandeliers set the stage, while stunning hand-painted artwork, inspired by the owner’s international travels, adds a unique and artistic touch.
The kitchen is designed for cooking enthusiasts, featuring dark cabinetry, granite countertops, stainless steel appliances, and a floating breakfast bar for additional prep space. Cozy up by the gas fireplace in the living area, or restore the two original brick fireplaces in the upstairs bedrooms for added warmth and ambiance.
Outside, a beautifully maintained flower bed graces the front of the home, adding to its curb appeal, while the lushly landscaped backyard offers a serene retreat. Whether you enjoy entertaining or home gardening, this outdoor space is a dream come true.
Parking is effortless with a detached two-car garage plus additional parking space, a rare find in this coveted downtown location.
Located just minutes from Frederick’s vibrant shops, restaurants, and cultural attractions, this home offers the perfect blend of historic charm and modern convenience.
Don’t miss your chance to own a piece of downtown Frederick’s history—schedule your private tour today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$699,000
Property Type	Single Family Homes
Usable Sqft	2,056
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	1895
Last Sold	Unknown
Sold Price	Unknown

APN #	1102024306
MLS #	MDFR2061022
Property ID	321365642
Lot Sqft	4,284
Zoning	DR
Days on Market	13
Original List Price	Unknown
Applicances	Built-In Microwave,Dishwasher,Disposal,Dryer - Front Loading,Exhaust Fan,Oven/Range - Electric,Refrigerator,Stainless Steel Appliances,Washer - Front Loading%
Date Updated	March 24, 2025
Date Created	March 20, 2025

Listing Provided By

Gregory Reed Jimenez an agent of . Lic #5002334

© 2025 Copyright BRIGHT, All Rights Reserved

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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 02, 2025.

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$5,055
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Estimated payment	$5,055 /mo
Loan amount	$699,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$5,055
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,060,019 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,888	$519	$4,369	$698,481
2	$4,888	$523	$4,366	$697,958
3	$4,888	$526	$4,362	$697,432
4	$4,888	$529	$4,359	$696,903
5	$4,888	$532	$4,356	$696,371
6	$4,888	$536	$4,352	$695,835
7	$4,888	$539	$4,349	$695,296
8	$4,888	$542	$4,346	$694,754
9	$4,888	$546	$4,342	$694,208
10	$4,888	$549	$4,339	$693,659
11	$4,888	$553	$4,335	$693,106
12	$4,888	$556	$4,332	$692,550
13	$4,888	$560	$4,328	$691,991
14	$4,888	$563	$4,325	$691,428
15	$4,888	$567	$4,321	$690,861
16	$4,888	$570	$4,318	$690,291
17	$4,888	$574	$4,314	$689,717
18	$4,888	$577	$4,311	$689,140
19	$4,888	$581	$4,307	$688,559
20	$4,888	$585	$4,303	$687,975
21	$4,888	$588	$4,300	$687,386
22	$4,888	$592	$4,296	$686,795
23	$4,888	$596	$4,292	$686,199
24	$4,888	$599	$4,289	$685,600
25	$4,888	$603	$4,285	$684,997
26	$4,888	$607	$4,281	$684,390
27	$4,888	$611	$4,277	$683,780
28	$4,888	$614	$4,274	$683,165
29	$4,888	$618	$4,270	$682,547
30	$4,888	$622	$4,266	$681,925
31	$4,888	$626	$4,262	$681,299
32	$4,888	$630	$4,258	$680,669
33	$4,888	$634	$4,254	$680,035
34	$4,888	$638	$4,250	$679,397
35	$4,888	$642	$4,246	$678,756
36	$4,888	$646	$4,242	$678,110
37	$4,888	$650	$4,238	$677,460
38	$4,888	$654	$4,234	$676,806
39	$4,888	$658	$4,230	$676,148
40	$4,888	$662	$4,226	$675,486
41	$4,888	$666	$4,222	$674,820
42	$4,888	$670	$4,218	$674,150
43	$4,888	$675	$4,213	$673,475
44	$4,888	$679	$4,209	$672,796
45	$4,888	$683	$4,205	$672,113
46	$4,888	$687	$4,201	$671,426
47	$4,888	$692	$4,196	$670,734
48	$4,888	$696	$4,192	$670,038
49	$4,888	$700	$4,188	$669,338
50	$4,888	$705	$4,183	$668,633
51	$4,888	$709	$4,179	$667,924
52	$4,888	$713	$4,175	$667,211
53	$4,888	$718	$4,170	$666,493
54	$4,888	$722	$4,166	$665,771
55	$4,888	$727	$4,161	$665,044
56	$4,888	$731	$4,157	$664,312
57	$4,888	$736	$4,152	$663,576
58	$4,888	$741	$4,147	$662,836
59	$4,888	$745	$4,143	$662,090
60	$4,888	$750	$4,138	$661,340
61	$4,888	$755	$4,133	$660,586
62	$4,888	$759	$4,129	$659,826
63	$4,888	$764	$4,124	$659,062
64	$4,888	$769	$4,119	$658,293
65	$4,888	$774	$4,114	$657,520
66	$4,888	$779	$4,110	$656,741
67	$4,888	$783	$4,105	$655,958
68	$4,888	$788	$4,100	$655,170
69	$4,888	$793	$4,095	$654,376
70	$4,888	$798	$4,090	$653,578
71	$4,888	$803	$4,085	$652,775
72	$4,888	$808	$4,080	$651,967
73	$4,888	$813	$4,075	$651,154
74	$4,888	$818	$4,070	$650,335
75	$4,888	$823	$4,065	$649,512
76	$4,888	$829	$4,059	$648,683
77	$4,888	$834	$4,054	$647,850
78	$4,888	$839	$4,049	$647,011
79	$4,888	$844	$4,044	$646,167
80	$4,888	$849	$4,039	$645,317
81	$4,888	$855	$4,033	$644,462
82	$4,888	$860	$4,028	$643,602
83	$4,888	$865	$4,023	$642,737
84	$4,888	$871	$4,017	$641,866
85	$4,888	$876	$4,012	$640,990
86	$4,888	$882	$4,006	$640,108
87	$4,888	$887	$4,001	$639,220
88	$4,888	$893	$3,995	$638,328
89	$4,888	$898	$3,990	$637,429
90	$4,888	$904	$3,984	$636,525
91	$4,888	$910	$3,978	$635,615
92	$4,888	$915	$3,973	$634,700
93	$4,888	$921	$3,967	$633,779
94	$4,888	$927	$3,961	$632,852
95	$4,888	$933	$3,955	$631,919
96	$4,888	$939	$3,950	$630,981
97	$4,888	$944	$3,944	$630,036
98	$4,888	$950	$3,938	$629,086
99	$4,888	$956	$3,932	$628,130
100	$4,888	$962	$3,926	$627,168
101	$4,888	$968	$3,920	$626,199
102	$4,888	$974	$3,914	$625,225
103	$4,888	$980	$3,908	$624,245
104	$4,888	$986	$3,902	$623,258
105	$4,888	$993	$3,895	$622,266
106	$4,888	$999	$3,889	$621,267
107	$4,888	$1,005	$3,883	$620,262
108	$4,888	$1,011	$3,877	$619,251
109	$4,888	$1,018	$3,870	$618,233
110	$4,888	$1,024	$3,864	$617,209
111	$4,888	$1,030	$3,858	$616,178
112	$4,888	$1,037	$3,851	$615,141
113	$4,888	$1,043	$3,845	$614,098
114	$4,888	$1,050	$3,838	$613,048
115	$4,888	$1,056	$3,832	$611,992
116	$4,888	$1,063	$3,825	$610,929
117	$4,888	$1,070	$3,818	$609,859
118	$4,888	$1,076	$3,812	$608,783
119	$4,888	$1,083	$3,805	$607,700
120	$4,888	$1,090	$3,798	$606,610
121	$4,888	$1,097	$3,791	$605,513
122	$4,888	$1,104	$3,784	$604,409
123	$4,888	$1,110	$3,778	$603,299
124	$4,888	$1,117	$3,771	$602,182
125	$4,888	$1,124	$3,764	$601,057
126	$4,888	$1,131	$3,757	$599,926
127	$4,888	$1,138	$3,750	$598,787
128	$4,888	$1,146	$3,742	$597,642
129	$4,888	$1,153	$3,735	$596,489
130	$4,888	$1,160	$3,728	$595,329
131	$4,888	$1,167	$3,721	$594,162
132	$4,888	$1,174	$3,714	$592,987
133	$4,888	$1,182	$3,706	$591,806
134	$4,888	$1,189	$3,699	$590,616
135	$4,888	$1,197	$3,691	$589,420
136	$4,888	$1,204	$3,684	$588,216
137	$4,888	$1,212	$3,676	$587,004
138	$4,888	$1,219	$3,669	$585,785
139	$4,888	$1,227	$3,661	$584,558
140	$4,888	$1,235	$3,653	$583,323
141	$4,888	$1,242	$3,646	$582,081
142	$4,888	$1,250	$3,638	$580,831
143	$4,888	$1,258	$3,630	$579,573
144	$4,888	$1,266	$3,622	$578,308
145	$4,888	$1,274	$3,614	$577,034
146	$4,888	$1,282	$3,606	$575,753
147	$4,888	$1,290	$3,598	$574,463
148	$4,888	$1,298	$3,590	$573,165
149	$4,888	$1,306	$3,582	$571,860
150	$4,888	$1,314	$3,574	$570,546
151	$4,888	$1,322	$3,566	$569,224
152	$4,888	$1,330	$3,558	$567,893
153	$4,888	$1,339	$3,549	$566,555
154	$4,888	$1,347	$3,541	$565,208
155	$4,888	$1,355	$3,533	$563,852
156	$4,888	$1,364	$3,524	$562,488
157	$4,888	$1,372	$3,516	$561,116
158	$4,888	$1,381	$3,507	$559,735
159	$4,888	$1,390	$3,498	$558,345
160	$4,888	$1,398	$3,490	$556,947
161	$4,888	$1,407	$3,481	$555,540
162	$4,888	$1,416	$3,472	$554,124
163	$4,888	$1,425	$3,463	$552,699
164	$4,888	$1,434	$3,454	$551,265
165	$4,888	$1,443	$3,445	$549,823
166	$4,888	$1,452	$3,436	$548,371
167	$4,888	$1,461	$3,427	$546,911
168	$4,888	$1,470	$3,418	$545,441
169	$4,888	$1,479	$3,409	$543,962
170	$4,888	$1,488	$3,400	$542,474
171	$4,888	$1,498	$3,390	$540,976
172	$4,888	$1,507	$3,381	$539,469
173	$4,888	$1,516	$3,372	$537,953
174	$4,888	$1,526	$3,362	$536,427
175	$4,888	$1,535	$3,353	$534,892
176	$4,888	$1,545	$3,343	$533,347
177	$4,888	$1,555	$3,333	$531,792
178	$4,888	$1,564	$3,324	$530,228
179	$4,888	$1,574	$3,314	$528,654
180	$4,888	$1,584	$3,304	$527,070
181	$4,888	$1,594	$3,294	$525,476
182	$4,888	$1,604	$3,284	$523,872
183	$4,888	$1,614	$3,274	$522,258
184	$4,888	$1,624	$3,264	$520,635
185	$4,888	$1,634	$3,254	$519,001
186	$4,888	$1,644	$3,244	$517,356
187	$4,888	$1,655	$3,233	$515,702
188	$4,888	$1,665	$3,223	$514,037
189	$4,888	$1,675	$3,213	$512,362
190	$4,888	$1,686	$3,202	$510,676
191	$4,888	$1,696	$3,192	$508,980
192	$4,888	$1,707	$3,181	$507,273
193	$4,888	$1,718	$3,170	$505,555
194	$4,888	$1,728	$3,160	$503,827
195	$4,888	$1,739	$3,149	$502,088
196	$4,888	$1,750	$3,138	$500,338
197	$4,888	$1,761	$3,127	$498,577
198	$4,888	$1,772	$3,116	$496,805
199	$4,888	$1,783	$3,105	$495,022
200	$4,888	$1,794	$3,094	$493,228
201	$4,888	$1,805	$3,083	$491,423
202	$4,888	$1,817	$3,071	$489,606
203	$4,888	$1,828	$3,060	$487,778
204	$4,888	$1,839	$3,049	$485,939
205	$4,888	$1,851	$3,037	$484,088
206	$4,888	$1,862	$3,026	$482,225
207	$4,888	$1,874	$3,014	$480,351
208	$4,888	$1,886	$3,002	$478,466
209	$4,888	$1,898	$2,990	$476,568
210	$4,888	$1,909	$2,979	$474,658
211	$4,888	$1,921	$2,967	$472,737
212	$4,888	$1,933	$2,955	$470,804
213	$4,888	$1,945	$2,943	$468,858
214	$4,888	$1,958	$2,930	$466,901
215	$4,888	$1,970	$2,918	$464,931
216	$4,888	$1,982	$2,906	$462,949
217	$4,888	$1,995	$2,893	$460,954
218	$4,888	$2,007	$2,881	$458,947
219	$4,888	$2,020	$2,868	$456,927
220	$4,888	$2,032	$2,856	$454,895
221	$4,888	$2,045	$2,843	$452,850
222	$4,888	$2,058	$2,830	$450,793
223	$4,888	$2,071	$2,817	$448,722
224	$4,888	$2,083	$2,805	$446,639
225	$4,888	$2,097	$2,791	$444,542
226	$4,888	$2,110	$2,778	$442,432
227	$4,888	$2,123	$2,765	$440,310
228	$4,888	$2,136	$2,752	$438,174
229	$4,888	$2,149	$2,739	$436,024
230	$4,888	$2,163	$2,725	$433,861
231	$4,888	$2,176	$2,712	$431,685
232	$4,888	$2,190	$2,698	$429,495
233	$4,888	$2,204	$2,684	$427,291
234	$4,888	$2,217	$2,671	$425,074
235	$4,888	$2,231	$2,657	$422,843
236	$4,888	$2,245	$2,643	$420,597
237	$4,888	$2,259	$2,629	$418,338
238	$4,888	$2,273	$2,615	$416,065
239	$4,888	$2,288	$2,600	$413,777
240	$4,888	$2,302	$2,586	$411,475
241	$4,888	$2,316	$2,572	$409,159
242	$4,888	$2,331	$2,557	$406,828
243	$4,888	$2,345	$2,543	$404,483
244	$4,888	$2,360	$2,528	$402,123
245	$4,888	$2,375	$2,513	$399,748
246	$4,888	$2,390	$2,498	$397,359
247	$4,888	$2,405	$2,483	$394,954
248	$4,888	$2,420	$2,468	$392,534
249	$4,888	$2,435	$2,453	$390,100
250	$4,888	$2,450	$2,438	$387,650
251	$4,888	$2,465	$2,423	$385,185
252	$4,888	$2,481	$2,407	$382,704
253	$4,888	$2,496	$2,392	$380,208
254	$4,888	$2,512	$2,376	$377,696
255	$4,888	$2,527	$2,361	$375,169
256	$4,888	$2,543	$2,345	$372,626
257	$4,888	$2,559	$2,329	$370,067
258	$4,888	$2,575	$2,313	$367,492
259	$4,888	$2,591	$2,297	$364,900
260	$4,888	$2,607	$2,281	$362,293
261	$4,888	$2,624	$2,264	$359,669
262	$4,888	$2,640	$2,248	$357,029
263	$4,888	$2,657	$2,231	$354,373
264	$4,888	$2,673	$2,215	$351,700
265	$4,888	$2,690	$2,198	$349,010
266	$4,888	$2,707	$2,181	$346,303
267	$4,888	$2,724	$2,164	$343,579
268	$4,888	$2,741	$2,147	$340,839
269	$4,888	$2,758	$2,130	$338,081
270	$4,888	$2,775	$2,113	$335,306
271	$4,888	$2,792	$2,096	$332,514
272	$4,888	$2,810	$2,078	$329,704
273	$4,888	$2,827	$2,061	$326,877
274	$4,888	$2,845	$2,043	$324,031
275	$4,888	$2,863	$2,025	$321,169
276	$4,888	$2,881	$2,007	$318,288
277	$4,888	$2,899	$1,989	$315,389
278	$4,888	$2,917	$1,971	$312,472
279	$4,888	$2,935	$1,953	$309,537
280	$4,888	$2,953	$1,935	$306,584
281	$4,888	$2,972	$1,916	$303,612
282	$4,888	$2,990	$1,898	$300,622
283	$4,888	$3,009	$1,879	$297,613
284	$4,888	$3,028	$1,860	$294,585
285	$4,888	$3,047	$1,841	$291,538
286	$4,888	$3,066	$1,822	$288,472
287	$4,888	$3,085	$1,803	$285,387
288	$4,888	$3,104	$1,784	$282,283
289	$4,888	$3,124	$1,764	$279,159
290	$4,888	$3,143	$1,745	$276,016
291	$4,888	$3,163	$1,725	$272,853
292	$4,888	$3,183	$1,705	$269,670
293	$4,888	$3,203	$1,685	$266,467
294	$4,888	$3,223	$1,665	$263,245
295	$4,888	$3,243	$1,645	$260,002
296	$4,888	$3,263	$1,625	$256,739
297	$4,888	$3,283	$1,605	$253,456
298	$4,888	$3,304	$1,584	$250,152
299	$4,888	$3,325	$1,563	$246,827
300	$4,888	$3,345	$1,543	$243,482
301	$4,888	$3,366	$1,522	$240,116
302	$4,888	$3,387	$1,501	$236,729
303	$4,888	$3,408	$1,480	$233,320
304	$4,888	$3,430	$1,458	$229,890
305	$4,888	$3,451	$1,437	$226,439
306	$4,888	$3,473	$1,415	$222,966
307	$4,888	$3,494	$1,394	$219,472
308	$4,888	$3,516	$1,372	$215,956
309	$4,888	$3,538	$1,350	$212,417
310	$4,888	$3,560	$1,328	$208,857
311	$4,888	$3,583	$1,305	$205,274
312	$4,888	$3,605	$1,283	$201,669
313	$4,888	$3,628	$1,260	$198,042
314	$4,888	$3,650	$1,238	$194,391
315	$4,888	$3,673	$1,215	$190,718
316	$4,888	$3,696	$1,192	$187,022
317	$4,888	$3,719	$1,169	$183,303
318	$4,888	$3,742	$1,146	$179,561
319	$4,888	$3,766	$1,122	$175,795
320	$4,888	$3,789	$1,099	$172,006
321	$4,888	$3,813	$1,075	$168,193
322	$4,888	$3,837	$1,051	$164,356
323	$4,888	$3,861	$1,027	$160,495
324	$4,888	$3,885	$1,003	$156,610
325	$4,888	$3,909	$979	$152,701
326	$4,888	$3,934	$954	$148,768
327	$4,888	$3,958	$930	$144,809
328	$4,888	$3,983	$905	$140,827
329	$4,888	$4,008	$880	$136,819
330	$4,888	$4,033	$855	$132,786
331	$4,888	$4,058	$830	$128,728
332	$4,888	$4,083	$805	$124,644
333	$4,888	$4,109	$779	$120,535
334	$4,888	$4,135	$753	$116,401
335	$4,888	$4,161	$728	$112,240
336	$4,888	$4,187	$702	$108,054
337	$4,888	$4,213	$675	$103,841
338	$4,888	$4,239	$649	$99,602
339	$4,888	$4,265	$623	$95,337
340	$4,888	$4,292	$596	$91,044
341	$4,888	$4,319	$569	$86,725
342	$4,888	$4,346	$542	$82,379
343	$4,888	$4,373	$515	$78,006
344	$4,888	$4,400	$488	$73,606
345	$4,888	$4,428	$460	$69,178
346	$4,888	$4,456	$432	$64,722
347	$4,888	$4,483	$405	$60,239
348	$4,888	$4,512	$376	$55,727
349	$4,888	$4,540	$348	$51,188
350	$4,888	$4,568	$320	$46,619
351	$4,888	$4,597	$291	$42,023
352	$4,888	$4,625	$263	$37,397
353	$4,888	$4,654	$234	$32,743
354	$4,888	$4,683	$205	$28,060
355	$4,888	$4,713	$175	$23,347
356	$4,888	$4,742	$146	$18,605
357	$4,888	$4,772	$116	$13,833
358	$4,888	$4,802	$86	$9,032
359	$4,888	$4,832	$56	$4,200
360	$4,888	$4,862	$26	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.