6403 Shimmering Shores Ln, St Cloud, FL 34771 | For Sale

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  • 6403 Shimmering Shores Ln

6403 Shimmering Shores Ln

St Cloud, FL, 34771

For Sale $527,900 ($314.79 per Sq Ft)

$527,900 ($314.79 per Sq Ft)
  • ☆☆☆☆☆★★★★★
    Five Stars
  • (0)
  • 3 Bedrooms
  • 2 Bathrooms
  • 1,677 Sq Ft
  • 6,098 Sq Ft

Description

Experience luxury living at its finest in this stunning new construction home, perfectly situated on a premium waterfront lot in one of St. Cloud’s most sought-after 55+ communities, just minutes from Lake Nona and all it has to offer. This never-lived-in 3-bedroom, 2-bathroom home is loaded with over $48,000 in builder upgrades not including the $70,000 premium waterfront lot upgrade, offering an elegant and low-maintenance lifestyle with resort-style amenities and modern conveniences. From the moment you arrive, the home's elegant stone facade and paver driveway make a lasting impression. Inside, the open-concept floor plan features upgraded tile flooring throughout—no carpet anywhere—custom blinds, and a bright, airy atmosphere. The chef’s kitchen is a showstopper, boasting premium Level 3 and Level 4 selections, a gas cooktop, and high-end finishes, seamlessly flowing into the dining and living areas. The primary suite is a private retreat, complete with a TV hookup, a spa-like en-suite bathroom featuring an upgraded shower enclosure, and custom touches throughout. Additional upgrades include WiFi extenders installed throughout, a state-of-the-art alarm system, and pull-down attic stairs with added decking in the attic for convenient storage. Designed for maximum comfort and outdoor enjoyment, the paver patio is fully screened, allowing you to relax while taking in the peaceful waterfront views. Plus, outdoor gas and plumbing hookups make it ready for your dream outdoor kitchen. Best of all, the community provides all-inclusive landscaping and 1 Gbps high-speed internet included with your HOA dues, ensuring a hassle-free, connected lifestyle. Just steps away from this home is the clubhouse making this one of the best waterfront lots in the community, residents enjoy unmatched amenities, including a 27,000 SF clubhouse, coffee and juice bar, arts & crafts rooms, a tech and seminar room, event catering and demo kitchen, onsite tavern with a patio bar and grille pavilion, fitness center, aerobics/movement studio, ballroom with a performance stage, and a health & wellness center. Outdoor enthusiasts will love the resort-style zero-entry pool with lap lanes, a resistance pool and heated spa, outdoor fire pits, poolside hammocks, pickleball and tennis courts, a dog park, and an outdoor amphitheater with an event lawn. A manned gated entry and full-time lifestyle director add to the security and vibrant social atmosphere. Located just minutes from Lake Nona’s world-class shopping, dining, medical facilities, and entertainment, this move-in-ready, waterfront home is a rare find. Don’t miss your opportunity—schedule your private tour today!

  • 6403 Shimmering Shores Ln
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Amenities

Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt

Income

Rental Units


The income description goes here to explain

Expenses

Property Details

List Price $527,900
Property Type Single Family Homes
Usable Sqft 1,677
Number of Stories 0 stories
Parking Spots 2 spots
Year Built 2024
Last Sold Unknown
Sold Price Unknown
HOA Fees: $426
Association Name: Stacy Peach
Association Amenities: Unknown
APN # 112531572200016140
MLS # O6289147
Property ID 321357472
Lot Sqft 6,098
Zoning 00
Days on Market 24
Original List Price $532,000
Applicances Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer%
Date Updated April 04, 2025
Date Created March 14, 2025

Mortgage Center

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Compare rates
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Show Advance Options
CanvasJS.com
Your payment
$3,858
per month
CanvasJS.com
Estimated payment $3,858 /mo
Loan amount $527,900
Down payment $0
Interest rate 7.5%
Loan term 30 years
Taxes & insurance included? YES
Property tax 1.2%/YR
Homeowner's insurance $67/mo
HOA dues $0/mo

Payment Breakdown

CanvasJS.com
Your payment
$3,858
per month

Amortization

CanvasJS.com

Principal vs. interest

CanvasJS.com

Amortization Schedule

Over 360 months you will spend $801,066 in interest.
MONTH PRINCIPAL & INTEREST PRINCIPAL INTEREST PRINCIPAL REMAINING
1 $3,691 $392 $3,299 $527,508
2 $3,691 $394 $3,297 $527,114
3 $3,691 $397 $3,294 $526,718
4 $3,691 $399 $3,292 $526,319
5 $3,691 $402 $3,289 $525,917
6 $3,691 $404 $3,287 $525,513
7 $3,691 $407 $3,284 $525,107
8 $3,691 $409 $3,282 $524,698
9 $3,691 $412 $3,279 $524,286
10 $3,691 $414 $3,277 $523,872
11 $3,691 $417 $3,274 $523,455
12 $3,691 $419 $3,272 $523,036
13 $3,691 $422 $3,269 $522,614
14 $3,691 $425 $3,266 $522,189
15 $3,691 $427 $3,264 $521,762
16 $3,691 $430 $3,261 $521,332
17 $3,691 $433 $3,258 $520,899
18 $3,691 $435 $3,256 $520,463
19 $3,691 $438 $3,253 $520,025
20 $3,691 $441 $3,250 $519,585
21 $3,691 $444 $3,247 $519,141
22 $3,691 $446 $3,245 $518,695
23 $3,691 $449 $3,242 $518,245
24 $3,691 $452 $3,239 $517,793
25 $3,691 $455 $3,236 $517,339
26 $3,691 $458 $3,233 $516,881
27 $3,691 $460 $3,231 $516,421
28 $3,691 $463 $3,228 $515,957
29 $3,691 $466 $3,225 $515,491
30 $3,691 $469 $3,222 $515,022
31 $3,691 $472 $3,219 $514,550
32 $3,691 $475 $3,216 $514,075
33 $3,691 $478 $3,213 $513,596
34 $3,691 $481 $3,210 $513,115
35 $3,691 $484 $3,207 $512,631
36 $3,691 $487 $3,204 $512,144
37 $3,691 $490 $3,201 $511,654
38 $3,691 $493 $3,198 $511,161
39 $3,691 $496 $3,195 $510,665
40 $3,691 $499 $3,192 $510,166
41 $3,691 $502 $3,189 $509,663
42 $3,691 $506 $3,185 $509,157
43 $3,691 $509 $3,182 $508,649
44 $3,691 $512 $3,179 $508,137
45 $3,691 $515 $3,176 $507,622
46 $3,691 $518 $3,173 $507,103
47 $3,691 $522 $3,169 $506,582
48 $3,691 $525 $3,166 $506,057
49 $3,691 $528 $3,163 $505,529
50 $3,691 $531 $3,160 $504,997
51 $3,691 $535 $3,156 $504,462
52 $3,691 $538 $3,153 $503,924
53 $3,691 $541 $3,150 $503,383
54 $3,691 $545 $3,146 $502,838
55 $3,691 $548 $3,143 $502,290
56 $3,691 $552 $3,139 $501,738
57 $3,691 $555 $3,136 $501,183
58 $3,691 $559 $3,132 $500,624
59 $3,691 $562 $3,129 $500,062
60 $3,691 $566 $3,125 $499,497
61 $3,691 $569 $3,122 $498,927
62 $3,691 $573 $3,118 $498,355
63 $3,691 $576 $3,115 $497,778
64 $3,691 $580 $3,111 $497,199
65 $3,691 $584 $3,107 $496,615
66 $3,691 $587 $3,104 $496,028
67 $3,691 $591 $3,100 $495,437
68 $3,691 $595 $3,096 $494,843
69 $3,691 $598 $3,093 $494,244
70 $3,691 $602 $3,089 $493,642
71 $3,691 $606 $3,085 $493,037
72 $3,691 $610 $3,081 $492,427
73 $3,691 $613 $3,078 $491,814
74 $3,691 $617 $3,074 $491,197
75 $3,691 $621 $3,070 $490,576
76 $3,691 $625 $3,066 $489,951
77 $3,691 $629 $3,062 $489,322
78 $3,691 $633 $3,058 $488,689
79 $3,691 $637 $3,054 $488,052
80 $3,691 $641 $3,050 $487,412
81 $3,691 $645 $3,046 $486,767
82 $3,691 $649 $3,042 $486,118
83 $3,691 $653 $3,038 $485,466
84 $3,691 $657 $3,034 $484,809
85 $3,691 $661 $3,030 $484,148
86 $3,691 $665 $3,026 $483,483
87 $3,691 $669 $3,022 $482,813
88 $3,691 $673 $3,018 $482,140
89 $3,691 $678 $3,013 $481,462
90 $3,691 $682 $3,009 $480,781
91 $3,691 $686 $3,005 $480,094
92 $3,691 $690 $3,001 $479,404
93 $3,691 $695 $2,996 $478,709
94 $3,691 $699 $2,992 $478,010
95 $3,691 $703 $2,988 $477,307
96 $3,691 $708 $2,983 $476,599
97 $3,691 $712 $2,979 $475,887
98 $3,691 $717 $2,974 $475,170
99 $3,691 $721 $2,970 $474,449
100 $3,691 $726 $2,965 $473,723
101 $3,691 $730 $2,961 $472,993
102 $3,691 $735 $2,956 $472,258
103 $3,691 $739 $2,952 $471,519
104 $3,691 $744 $2,947 $470,775
105 $3,691 $749 $2,942 $470,026
106 $3,691 $753 $2,938 $469,273
107 $3,691 $758 $2,933 $468,515
108 $3,691 $763 $2,928 $467,752
109 $3,691 $768 $2,923 $466,984
110 $3,691 $772 $2,919 $466,212
111 $3,691 $777 $2,914 $465,435
112 $3,691 $782 $2,909 $464,653
113 $3,691 $787 $2,904 $463,866
114 $3,691 $792 $2,899 $463,074
115 $3,691 $797 $2,894 $462,277
116 $3,691 $802 $2,889 $461,475
117 $3,691 $807 $2,884 $460,669
118 $3,691 $812 $2,879 $459,857
119 $3,691 $817 $2,874 $459,040
120 $3,691 $822 $2,869 $458,218
121 $3,691 $827 $2,864 $457,391
122 $3,691 $832 $2,859 $456,559
123 $3,691 $838 $2,853 $455,721
124 $3,691 $843 $2,848 $454,878
125 $3,691 $848 $2,843 $454,030
126 $3,691 $853 $2,838 $453,177
127 $3,691 $859 $2,832 $452,318
128 $3,691 $864 $2,827 $451,454
129 $3,691 $869 $2,822 $450,585
130 $3,691 $875 $2,816 $449,710
131 $3,691 $880 $2,811 $448,830
132 $3,691 $886 $2,805 $447,944
133 $3,691 $891 $2,800 $447,053
134 $3,691 $897 $2,794 $446,156
135 $3,691 $903 $2,788 $445,253
136 $3,691 $908 $2,783 $444,345
137 $3,691 $914 $2,777 $443,431
138 $3,691 $920 $2,771 $442,512
139 $3,691 $925 $2,766 $441,586
140 $3,691 $931 $2,760 $440,655
141 $3,691 $937 $2,754 $439,718
142 $3,691 $943 $2,748 $438,776
143 $3,691 $949 $2,742 $437,827
144 $3,691 $955 $2,736 $436,872
145 $3,691 $961 $2,730 $435,912
146 $3,691 $967 $2,724 $434,945
147 $3,691 $973 $2,718 $433,973
148 $3,691 $979 $2,712 $432,994
149 $3,691 $985 $2,706 $432,009
150 $3,691 $991 $2,700 $431,018
151 $3,691 $997 $2,694 $430,021
152 $3,691 $1,003 $2,688 $429,018
153 $3,691 $1,010 $2,681 $428,008
154 $3,691 $1,016 $2,675 $426,992
155 $3,691 $1,022 $2,669 $425,970
156 $3,691 $1,029 $2,662 $424,941
157 $3,691 $1,035 $2,656 $423,906
158 $3,691 $1,042 $2,649 $422,864
159 $3,691 $1,048 $2,643 $421,816
160 $3,691 $1,055 $2,636 $420,762
161 $3,691 $1,061 $2,630 $419,700
162 $3,691 $1,068 $2,623 $418,633
163 $3,691 $1,075 $2,616 $417,558
164 $3,691 $1,081 $2,610 $416,477
165 $3,691 $1,088 $2,603 $415,389
166 $3,691 $1,095 $2,596 $414,294
167 $3,691 $1,102 $2,589 $413,192
168 $3,691 $1,109 $2,582 $412,084
169 $3,691 $1,115 $2,576 $410,968
170 $3,691 $1,122 $2,569 $409,846
171 $3,691 $1,129 $2,562 $408,716
172 $3,691 $1,137 $2,554 $407,580
173 $3,691 $1,144 $2,547 $406,436
174 $3,691 $1,151 $2,540 $405,285
175 $3,691 $1,158 $2,533 $404,127
176 $3,691 $1,165 $2,526 $402,962
177 $3,691 $1,172 $2,519 $401,790
178 $3,691 $1,180 $2,511 $400,610
179 $3,691 $1,187 $2,504 $399,423
180 $3,691 $1,195 $2,496 $398,228
181 $3,691 $1,202 $2,489 $397,026
182 $3,691 $1,210 $2,481 $395,816
183 $3,691 $1,217 $2,474 $394,599
184 $3,691 $1,225 $2,466 $393,375
185 $3,691 $1,232 $2,459 $392,142
186 $3,691 $1,240 $2,451 $390,902
187 $3,691 $1,248 $2,443 $389,654
188 $3,691 $1,256 $2,435 $388,398
189 $3,691 $1,264 $2,427 $387,135
190 $3,691 $1,271 $2,420 $385,864
191 $3,691 $1,279 $2,412 $384,584
192 $3,691 $1,287 $2,404 $383,297
193 $3,691 $1,295 $2,396 $382,001
194 $3,691 $1,303 $2,388 $380,698
195 $3,691 $1,312 $2,379 $379,386
196 $3,691 $1,320 $2,371 $378,067
197 $3,691 $1,328 $2,363 $376,738
198 $3,691 $1,336 $2,355 $375,402
199 $3,691 $1,345 $2,346 $374,057
200 $3,691 $1,353 $2,338 $372,704
201 $3,691 $1,362 $2,329 $371,343
202 $3,691 $1,370 $2,321 $369,972
203 $3,691 $1,379 $2,312 $368,594
204 $3,691 $1,387 $2,304 $367,207
205 $3,691 $1,396 $2,295 $365,811
206 $3,691 $1,405 $2,286 $364,406
207 $3,691 $1,413 $2,278 $362,992
208 $3,691 $1,422 $2,269 $361,570
209 $3,691 $1,431 $2,260 $360,139
210 $3,691 $1,440 $2,251 $358,699
211 $3,691 $1,449 $2,242 $357,250
212 $3,691 $1,458 $2,233 $355,791
213 $3,691 $1,467 $2,224 $354,324
214 $3,691 $1,476 $2,215 $352,848
215 $3,691 $1,486 $2,205 $351,362
216 $3,691 $1,495 $2,196 $349,867
217 $3,691 $1,504 $2,187 $348,363
218 $3,691 $1,514 $2,177 $346,849
219 $3,691 $1,523 $2,168 $345,326
220 $3,691 $1,533 $2,158 $343,793
221 $3,691 $1,542 $2,149 $342,251
222 $3,691 $1,552 $2,139 $340,699
223 $3,691 $1,562 $2,129 $339,137
224 $3,691 $1,571 $2,120 $337,566
225 $3,691 $1,581 $2,110 $335,985
226 $3,691 $1,591 $2,100 $334,393
227 $3,691 $1,601 $2,090 $332,792
228 $3,691 $1,611 $2,080 $331,181
229 $3,691 $1,621 $2,070 $329,560
230 $3,691 $1,631 $2,060 $327,929
231 $3,691 $1,641 $2,050 $326,288
232 $3,691 $1,652 $2,039 $324,636
233 $3,691 $1,662 $2,029 $322,974
234 $3,691 $1,672 $2,019 $321,301
235 $3,691 $1,683 $2,008 $319,619
236 $3,691 $1,693 $1,998 $317,925
237 $3,691 $1,704 $1,987 $316,221
238 $3,691 $1,715 $1,976 $314,507
239 $3,691 $1,725 $1,966 $312,781
240 $3,691 $1,736 $1,955 $311,045
241 $3,691 $1,747 $1,944 $309,298
242 $3,691 $1,758 $1,933 $307,540
243 $3,691 $1,769 $1,922 $305,771
244 $3,691 $1,780 $1,911 $303,992
245 $3,691 $1,791 $1,900 $302,200
246 $3,691 $1,802 $1,889 $300,398
247 $3,691 $1,814 $1,877 $298,585
248 $3,691 $1,825 $1,866 $296,760
249 $3,691 $1,836 $1,855 $294,924
250 $3,691 $1,848 $1,843 $293,076
251 $3,691 $1,859 $1,832 $291,217
252 $3,691 $1,871 $1,820 $289,346
253 $3,691 $1,883 $1,808 $287,463
254 $3,691 $1,894 $1,797 $285,569
255 $3,691 $1,906 $1,785 $283,663
256 $3,691 $1,918 $1,773 $281,744
257 $3,691 $1,930 $1,761 $279,814
258 $3,691 $1,942 $1,749 $277,872
259 $3,691 $1,954 $1,737 $275,918
260 $3,691 $1,967 $1,724 $273,951
261 $3,691 $1,979 $1,712 $271,973
262 $3,691 $1,991 $1,700 $269,981
263 $3,691 $2,004 $1,687 $267,978
264 $3,691 $2,016 $1,675 $265,962
265 $3,691 $2,029 $1,662 $263,933
266 $3,691 $2,041 $1,650 $261,891
267 $3,691 $2,054 $1,637 $259,837
268 $3,691 $2,067 $1,624 $257,770
269 $3,691 $2,080 $1,611 $255,690
270 $3,691 $2,093 $1,598 $253,597
271 $3,691 $2,106 $1,585 $251,491
272 $3,691 $2,119 $1,572 $249,372
273 $3,691 $2,132 $1,559 $247,240
274 $3,691 $2,146 $1,545 $245,094
275 $3,691 $2,159 $1,532 $242,935
276 $3,691 $2,173 $1,518 $240,762
277 $3,691 $2,186 $1,505 $238,576
278 $3,691 $2,200 $1,491 $236,376
279 $3,691 $2,214 $1,477 $234,162
280 $3,691 $2,227 $1,464 $231,935
281 $3,691 $2,241 $1,450 $229,694
282 $3,691 $2,255 $1,436 $227,438
283 $3,691 $2,270 $1,421 $225,169
284 $3,691 $2,284 $1,407 $222,885
285 $3,691 $2,298 $1,393 $220,587
286 $3,691 $2,312 $1,379 $218,275
287 $3,691 $2,327 $1,364 $215,948
288 $3,691 $2,341 $1,350 $213,606
289 $3,691 $2,356 $1,335 $211,251
290 $3,691 $2,371 $1,320 $208,880
291 $3,691 $2,386 $1,306 $206,494
292 $3,691 $2,400 $1,291 $204,094
293 $3,691 $2,415 $1,276 $201,679
294 $3,691 $2,431 $1,260 $199,248
295 $3,691 $2,446 $1,245 $196,802
296 $3,691 $2,461 $1,230 $194,341
297 $3,691 $2,476 $1,215 $191,865
298 $3,691 $2,492 $1,199 $189,373
299 $3,691 $2,507 $1,184 $186,866
300 $3,691 $2,523 $1,168 $184,343
301 $3,691 $2,539 $1,152 $181,804
302 $3,691 $2,555 $1,136 $179,249
303 $3,691 $2,571 $1,120 $176,678
304 $3,691 $2,587 $1,104 $174,092
305 $3,691 $2,603 $1,088 $171,489
306 $3,691 $2,619 $1,072 $168,869
307 $3,691 $2,636 $1,055 $166,234
308 $3,691 $2,652 $1,039 $163,582
309 $3,691 $2,669 $1,022 $160,913
310 $3,691 $2,685 $1,006 $158,228
311 $3,691 $2,702 $989 $155,526
312 $3,691 $2,719 $972 $152,807
313 $3,691 $2,736 $955 $150,071
314 $3,691 $2,753 $938 $147,318
315 $3,691 $2,770 $921 $144,548
316 $3,691 $2,788 $903 $141,760
317 $3,691 $2,805 $886 $138,955
318 $3,691 $2,823 $868 $136,132
319 $3,691 $2,840 $851 $133,292
320 $3,691 $2,858 $833 $130,434
321 $3,691 $2,876 $815 $127,559
322 $3,691 $2,894 $797 $124,665
323 $3,691 $2,912 $779 $121,753
324 $3,691 $2,930 $761 $118,823
325 $3,691 $2,948 $743 $115,875
326 $3,691 $2,967 $724 $112,908
327 $3,691 $2,985 $706 $109,922
328 $3,691 $3,004 $687 $106,919
329 $3,691 $3,023 $668 $103,896
330 $3,691 $3,042 $649 $100,854
331 $3,691 $3,061 $630 $97,793
332 $3,691 $3,080 $611 $94,714
333 $3,691 $3,099 $592 $91,615
334 $3,691 $3,118 $573 $88,496
335 $3,691 $3,138 $553 $85,358
336 $3,691 $3,158 $533 $82,201
337 $3,691 $3,177 $514 $79,024
338 $3,691 $3,197 $494 $75,826
339 $3,691 $3,217 $474 $72,609
340 $3,691 $3,237 $454 $69,372
341 $3,691 $3,257 $434 $66,115
342 $3,691 $3,278 $413 $62,837
343 $3,691 $3,298 $393 $59,539
344 $3,691 $3,319 $372 $56,220
345 $3,691 $3,340 $351 $52,880
346 $3,691 $3,361 $331 $49,520
347 $3,691 $3,382 $310 $46,138
348 $3,691 $3,403 $288 $42,736
349 $3,691 $3,424 $267 $39,312
350 $3,691 $3,445 $246 $35,866
351 $3,691 $3,467 $224 $32,400
352 $3,691 $3,489 $203 $28,911
353 $3,691 $3,510 $181 $25,401
354 $3,691 $3,532 $159 $21,868
355 $3,691 $3,554 $137 $18,314
356 $3,691 $3,577 $114 $14,738
357 $3,691 $3,599 $92 $11,139
358 $3,691 $3,621 $70 $7,517
359 $3,691 $3,644 $47 $3,873
360 $3,691 $3,667 $24 $0


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Listing Provided By

Ryan Leitter an agent of .


© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of April 04, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.



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  • WE ARE REALTY
  • (310) 363-0452

  • 2708 Wilshire Blvd #197

    Santa Monica, CA 90403

    California ## 01956587

    Florida #CQ1065233

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