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118 Wagtail Ln

Stephenson, VA, 22656

For Sale $449,990 ($269.46 per Sq Ft)

$449,990 ($269.46 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,670 Sq Ft
2,000 Sq Ft

Description

Ready for move in!! Welcome home to your new single level Fitzgerald located within Hiatt Pointe, the active adult section of Snowden Bridge for those 55 or better!!
This beautifully designed home features a central kitchen finely appointed with upgraded stainless steel appliances, a combination of white and burlap cabinets and Carrara Morro quartz counters, perfect for both everyday living and entertaining. The main level includes two spacious bedrooms, including a luxurious primary suite with an expansive walk-in closet and an en suite bathroom with quartz counters and frameless shower door.
Additionally, you'll find a versatile den on the main level, ready to be adapted to suit your needs—whether it be a home office, library, or hobby room. The convenient laundry room is strategically located off the 2-car garage, making chores a breeze.
The rear has been enhanced with a patio ideal for relaxing and enjoying the fresh air.
This villa is designed with your lifestyle in mind, providing flexibility, comfort, and style.
Located in Hiatt Pointe at Snowden Bridge, a new gated community for those 55 or better!will offer a gated entrance, bocce & pickleball courts, clubhouse with event room, fitness and yoga studio, outdoor kitchen with gas grill and an outdoor pool with hot tub. Snow, trash and recycling included.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$449,990
Property Type	Single Family Homes
Usable Sqft	1,670
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2025
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$198.00
Association Name:	Unknown
Association Amenities:	Common Grounds,Community Center,Jog/Walk Path,Other,Picnic Area,Pool - Outdoor,Hot tub,Swimming Pool,Tennis Courts,Gated Community,Fitness Center,Exercise Room,Club House, Common Area Maintenance,Trash,Lawn Maintenance,Security Gate,Snow Removal

APN #	Unknown
MLS #	VAFV2032786
Property ID	321355859
Lot Sqft	2,000
Zoning	R
Days on Market	12
Original List Price	Unknown
Applicances	Washer/Dryer Hookups Only,Dishwasher,Oven/Range - Gas,Refrigerator%
Date Updated	March 14, 2025
Date Created	March 13, 2025

Listing Provided By

Elizabeth Ellis an agent of . Lic #0225267319

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 25, 2025.

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Your payment
$3,313
per month

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Estimated payment	$3,313 /mo
Loan amount	$449,990
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,313
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $683,103 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,146	$334	$2,812	$449,656
2	$3,146	$336	$2,810	$449,321
3	$3,146	$338	$2,808	$448,983
4	$3,146	$340	$2,806	$448,643
5	$3,146	$342	$2,804	$448,301
6	$3,146	$344	$2,802	$447,957
7	$3,146	$346	$2,800	$447,611
8	$3,146	$348	$2,798	$447,262
9	$3,146	$351	$2,795	$446,912
10	$3,146	$353	$2,793	$446,559
11	$3,146	$355	$2,791	$446,204
12	$3,146	$357	$2,789	$445,847
13	$3,146	$359	$2,787	$445,487
14	$3,146	$362	$2,784	$445,126
15	$3,146	$364	$2,782	$444,762
16	$3,146	$366	$2,780	$444,395
17	$3,146	$369	$2,777	$444,027
18	$3,146	$371	$2,775	$443,656
19	$3,146	$373	$2,773	$443,283
20	$3,146	$375	$2,771	$442,907
21	$3,146	$378	$2,768	$442,530
22	$3,146	$380	$2,766	$442,149
23	$3,146	$383	$2,763	$441,767
24	$3,146	$385	$2,761	$441,382
25	$3,146	$387	$2,759	$440,994
26	$3,146	$390	$2,756	$440,605
27	$3,146	$392	$2,754	$440,212
28	$3,146	$395	$2,751	$439,818
29	$3,146	$397	$2,749	$439,421
30	$3,146	$400	$2,746	$439,021
31	$3,146	$402	$2,744	$438,619
32	$3,146	$405	$2,741	$438,214
33	$3,146	$407	$2,739	$437,807
34	$3,146	$410	$2,736	$437,397
35	$3,146	$412	$2,734	$436,985
36	$3,146	$415	$2,731	$436,570
37	$3,146	$417	$2,729	$436,153
38	$3,146	$420	$2,726	$435,733
39	$3,146	$423	$2,723	$435,310
40	$3,146	$425	$2,721	$434,885
41	$3,146	$428	$2,718	$434,457
42	$3,146	$431	$2,715	$434,026
43	$3,146	$433	$2,713	$433,593
44	$3,146	$436	$2,710	$433,157
45	$3,146	$439	$2,707	$432,718
46	$3,146	$442	$2,704	$432,277
47	$3,146	$444	$2,702	$431,832
48	$3,146	$447	$2,699	$431,385
49	$3,146	$450	$2,696	$430,935
50	$3,146	$453	$2,693	$430,483
51	$3,146	$455	$2,691	$430,027
52	$3,146	$458	$2,688	$429,569
53	$3,146	$461	$2,685	$429,108
54	$3,146	$464	$2,682	$428,644
55	$3,146	$467	$2,679	$428,177
56	$3,146	$470	$2,676	$427,707
57	$3,146	$473	$2,673	$427,234
58	$3,146	$476	$2,670	$426,758
59	$3,146	$479	$2,667	$426,279
60	$3,146	$482	$2,664	$425,798
61	$3,146	$485	$2,661	$425,313
62	$3,146	$488	$2,658	$424,825
63	$3,146	$491	$2,655	$424,334
64	$3,146	$494	$2,652	$423,840
65	$3,146	$497	$2,649	$423,343
66	$3,146	$500	$2,646	$422,843
67	$3,146	$503	$2,643	$422,340
68	$3,146	$506	$2,640	$421,834
69	$3,146	$510	$2,636	$421,324
70	$3,146	$513	$2,633	$420,811
71	$3,146	$516	$2,630	$420,295
72	$3,146	$519	$2,627	$419,776
73	$3,146	$522	$2,624	$419,254
74	$3,146	$526	$2,620	$418,728
75	$3,146	$529	$2,617	$418,199
76	$3,146	$532	$2,614	$417,667
77	$3,146	$536	$2,610	$417,131
78	$3,146	$539	$2,607	$416,593
79	$3,146	$542	$2,604	$416,050
80	$3,146	$546	$2,600	$415,505
81	$3,146	$549	$2,597	$414,955
82	$3,146	$553	$2,593	$414,403
83	$3,146	$556	$2,590	$413,847
84	$3,146	$559	$2,587	$413,288
85	$3,146	$563	$2,583	$412,725
86	$3,146	$566	$2,580	$412,158
87	$3,146	$570	$2,576	$411,588
88	$3,146	$574	$2,572	$411,015
89	$3,146	$577	$2,569	$410,437
90	$3,146	$581	$2,565	$409,857
91	$3,146	$584	$2,562	$409,272
92	$3,146	$588	$2,558	$408,684
93	$3,146	$592	$2,554	$408,092
94	$3,146	$595	$2,551	$407,497
95	$3,146	$599	$2,547	$406,898
96	$3,146	$603	$2,543	$406,295
97	$3,146	$607	$2,539	$405,688
98	$3,146	$610	$2,536	$405,078
99	$3,146	$614	$2,532	$404,464
100	$3,146	$618	$2,528	$403,845
101	$3,146	$622	$2,524	$403,224
102	$3,146	$626	$2,520	$402,598
103	$3,146	$630	$2,516	$401,968
104	$3,146	$634	$2,512	$401,334
105	$3,146	$638	$2,508	$400,697
106	$3,146	$642	$2,504	$400,055
107	$3,146	$646	$2,500	$399,409
108	$3,146	$650	$2,496	$398,760
109	$3,146	$654	$2,492	$398,106
110	$3,146	$658	$2,488	$397,448
111	$3,146	$662	$2,484	$396,786
112	$3,146	$666	$2,480	$396,120
113	$3,146	$670	$2,476	$395,450
114	$3,146	$674	$2,472	$394,775
115	$3,146	$679	$2,467	$394,097
116	$3,146	$683	$2,463	$393,414
117	$3,146	$687	$2,459	$392,727
118	$3,146	$691	$2,455	$392,035
119	$3,146	$696	$2,450	$391,339
120	$3,146	$700	$2,446	$390,639
121	$3,146	$705	$2,441	$389,935
122	$3,146	$709	$2,437	$389,226
123	$3,146	$713	$2,433	$388,512
124	$3,146	$718	$2,428	$387,795
125	$3,146	$722	$2,424	$387,072
126	$3,146	$727	$2,419	$386,346
127	$3,146	$731	$2,415	$385,614
128	$3,146	$736	$2,410	$384,878
129	$3,146	$741	$2,405	$384,138
130	$3,146	$745	$2,401	$383,393
131	$3,146	$750	$2,396	$382,643
132	$3,146	$754	$2,392	$381,888
133	$3,146	$759	$2,387	$381,129
134	$3,146	$764	$2,382	$380,365
135	$3,146	$769	$2,377	$379,596
136	$3,146	$774	$2,372	$378,823
137	$3,146	$778	$2,368	$378,045
138	$3,146	$783	$2,363	$377,261
139	$3,146	$788	$2,358	$376,473
140	$3,146	$793	$2,353	$375,680
141	$3,146	$798	$2,348	$374,882
142	$3,146	$803	$2,343	$374,079
143	$3,146	$808	$2,338	$373,271
144	$3,146	$813	$2,333	$372,458
145	$3,146	$818	$2,328	$371,640
146	$3,146	$823	$2,323	$370,817
147	$3,146	$828	$2,318	$369,988
148	$3,146	$834	$2,312	$369,155
149	$3,146	$839	$2,307	$368,316
150	$3,146	$844	$2,302	$367,472
151	$3,146	$849	$2,297	$366,623
152	$3,146	$855	$2,291	$365,768
153	$3,146	$860	$2,286	$364,908
154	$3,146	$865	$2,281	$364,043
155	$3,146	$871	$2,275	$363,172
156	$3,146	$876	$2,270	$362,296
157	$3,146	$882	$2,264	$361,414
158	$3,146	$887	$2,259	$360,527
159	$3,146	$893	$2,253	$359,634
160	$3,146	$898	$2,248	$358,736
161	$3,146	$904	$2,242	$357,832
162	$3,146	$910	$2,236	$356,923
163	$3,146	$915	$2,231	$356,007
164	$3,146	$921	$2,225	$355,086
165	$3,146	$927	$2,219	$354,160
166	$3,146	$933	$2,214	$353,227
167	$3,146	$938	$2,208	$352,289
168	$3,146	$944	$2,202	$351,345
169	$3,146	$950	$2,196	$350,395
170	$3,146	$956	$2,190	$349,439
171	$3,146	$962	$2,184	$348,477
172	$3,146	$968	$2,178	$347,509
173	$3,146	$974	$2,172	$346,535
174	$3,146	$980	$2,166	$345,554
175	$3,146	$986	$2,160	$344,568
176	$3,146	$992	$2,154	$343,576
177	$3,146	$999	$2,147	$342,577
178	$3,146	$1,005	$2,141	$341,572
179	$3,146	$1,011	$2,135	$340,561
180	$3,146	$1,017	$2,129	$339,543
181	$3,146	$1,024	$2,122	$338,520
182	$3,146	$1,030	$2,116	$337,489
183	$3,146	$1,037	$2,109	$336,453
184	$3,146	$1,043	$2,103	$335,409
185	$3,146	$1,050	$2,096	$334,360
186	$3,146	$1,056	$2,090	$333,304
187	$3,146	$1,063	$2,083	$332,241
188	$3,146	$1,070	$2,077	$331,171
189	$3,146	$1,076	$2,070	$330,095
190	$3,146	$1,083	$2,063	$329,012
191	$3,146	$1,090	$2,056	$327,922
192	$3,146	$1,096	$2,050	$326,826
193	$3,146	$1,103	$2,043	$325,723
194	$3,146	$1,110	$2,036	$324,612
195	$3,146	$1,117	$2,029	$323,495
196	$3,146	$1,124	$2,022	$322,371
197	$3,146	$1,131	$2,015	$321,240
198	$3,146	$1,138	$2,008	$320,102
199	$3,146	$1,145	$2,001	$318,956
200	$3,146	$1,153	$1,993	$317,804
201	$3,146	$1,160	$1,986	$316,644
202	$3,146	$1,167	$1,979	$315,477
203	$3,146	$1,174	$1,972	$314,303
204	$3,146	$1,182	$1,964	$313,121
205	$3,146	$1,189	$1,957	$311,932
206	$3,146	$1,196	$1,950	$310,736
207	$3,146	$1,204	$1,942	$309,532
208	$3,146	$1,211	$1,935	$308,320
209	$3,146	$1,219	$1,927	$307,101
210	$3,146	$1,227	$1,919	$305,875
211	$3,146	$1,234	$1,912	$304,641
212	$3,146	$1,242	$1,904	$303,399
213	$3,146	$1,250	$1,896	$302,149
214	$3,146	$1,258	$1,888	$300,891
215	$3,146	$1,265	$1,881	$299,626
216	$3,146	$1,273	$1,873	$298,352
217	$3,146	$1,281	$1,865	$297,071
218	$3,146	$1,289	$1,857	$295,782
219	$3,146	$1,297	$1,849	$294,484
220	$3,146	$1,305	$1,841	$293,179
221	$3,146	$1,314	$1,832	$291,865
222	$3,146	$1,322	$1,824	$290,543
223	$3,146	$1,330	$1,816	$289,213
224	$3,146	$1,338	$1,808	$287,875
225	$3,146	$1,347	$1,799	$286,528
226	$3,146	$1,355	$1,791	$285,173
227	$3,146	$1,364	$1,782	$283,809
228	$3,146	$1,372	$1,774	$282,437
229	$3,146	$1,381	$1,765	$281,056
230	$3,146	$1,389	$1,757	$279,667
231	$3,146	$1,398	$1,748	$278,269
232	$3,146	$1,407	$1,739	$276,862
233	$3,146	$1,416	$1,730	$275,446
234	$3,146	$1,424	$1,722	$274,022
235	$3,146	$1,433	$1,713	$272,589
236	$3,146	$1,442	$1,704	$271,146
237	$3,146	$1,451	$1,695	$269,695
238	$3,146	$1,460	$1,686	$268,235
239	$3,146	$1,470	$1,676	$266,765
240	$3,146	$1,479	$1,667	$265,286
241	$3,146	$1,488	$1,658	$263,798
242	$3,146	$1,497	$1,649	$262,301
243	$3,146	$1,507	$1,639	$260,794
244	$3,146	$1,516	$1,630	$259,278
245	$3,146	$1,526	$1,620	$257,753
246	$3,146	$1,535	$1,611	$256,218
247	$3,146	$1,545	$1,601	$254,673
248	$3,146	$1,554	$1,592	$253,119
249	$3,146	$1,564	$1,582	$251,555
250	$3,146	$1,574	$1,572	$249,981
251	$3,146	$1,584	$1,562	$248,398
252	$3,146	$1,594	$1,552	$246,804
253	$3,146	$1,603	$1,543	$245,201
254	$3,146	$1,614	$1,533	$243,587
255	$3,146	$1,624	$1,522	$241,963
256	$3,146	$1,634	$1,512	$240,330
257	$3,146	$1,644	$1,502	$238,686
258	$3,146	$1,654	$1,492	$237,032
259	$3,146	$1,665	$1,481	$235,367
260	$3,146	$1,675	$1,471	$233,692
261	$3,146	$1,685	$1,461	$232,007
262	$3,146	$1,696	$1,450	$230,311
263	$3,146	$1,707	$1,439	$228,604
264	$3,146	$1,717	$1,429	$226,887
265	$3,146	$1,728	$1,418	$225,159
266	$3,146	$1,739	$1,407	$223,420
267	$3,146	$1,750	$1,396	$221,671
268	$3,146	$1,761	$1,385	$219,910
269	$3,146	$1,772	$1,374	$218,138
270	$3,146	$1,783	$1,363	$216,356
271	$3,146	$1,794	$1,352	$214,562
272	$3,146	$1,805	$1,341	$212,757
273	$3,146	$1,816	$1,330	$210,941
274	$3,146	$1,828	$1,318	$209,113
275	$3,146	$1,839	$1,307	$207,274
276	$3,146	$1,851	$1,295	$205,424
277	$3,146	$1,862	$1,284	$203,562
278	$3,146	$1,874	$1,272	$201,688
279	$3,146	$1,885	$1,261	$199,802
280	$3,146	$1,897	$1,249	$197,905
281	$3,146	$1,909	$1,237	$195,996
282	$3,146	$1,921	$1,225	$194,075
283	$3,146	$1,933	$1,213	$192,142
284	$3,146	$1,945	$1,201	$190,197
285	$3,146	$1,957	$1,189	$188,240
286	$3,146	$1,970	$1,177	$186,270
287	$3,146	$1,982	$1,164	$184,288
288	$3,146	$1,994	$1,152	$182,294
289	$3,146	$2,007	$1,139	$180,287
290	$3,146	$2,019	$1,127	$178,268
291	$3,146	$2,032	$1,114	$176,236
292	$3,146	$2,045	$1,101	$174,192
293	$3,146	$2,057	$1,089	$172,135
294	$3,146	$2,070	$1,076	$170,064
295	$3,146	$2,083	$1,063	$167,981
296	$3,146	$2,096	$1,050	$165,885
297	$3,146	$2,109	$1,037	$163,776
298	$3,146	$2,122	$1,024	$161,654
299	$3,146	$2,136	$1,010	$159,518
300	$3,146	$2,149	$997	$157,369
301	$3,146	$2,162	$984	$155,206
302	$3,146	$2,176	$970	$153,030
303	$3,146	$2,190	$956	$150,841
304	$3,146	$2,203	$943	$148,638
305	$3,146	$2,217	$929	$146,421
306	$3,146	$2,231	$915	$144,190
307	$3,146	$2,245	$901	$141,945
308	$3,146	$2,259	$887	$139,686
309	$3,146	$2,273	$873	$137,413
310	$3,146	$2,287	$859	$135,126
311	$3,146	$2,301	$845	$132,825
312	$3,146	$2,316	$830	$130,509
313	$3,146	$2,330	$816	$128,178
314	$3,146	$2,345	$801	$125,833
315	$3,146	$2,360	$786	$123,474
316	$3,146	$2,374	$772	$121,100
317	$3,146	$2,389	$757	$118,711
318	$3,146	$2,404	$742	$116,306
319	$3,146	$2,419	$727	$113,887
320	$3,146	$2,434	$712	$111,453
321	$3,146	$2,449	$697	$109,004
322	$3,146	$2,465	$681	$106,539
323	$3,146	$2,480	$666	$104,059
324	$3,146	$2,496	$650	$101,563
325	$3,146	$2,511	$635	$99,052
326	$3,146	$2,527	$619	$96,525
327	$3,146	$2,543	$603	$93,982
328	$3,146	$2,559	$587	$91,424
329	$3,146	$2,575	$571	$88,849
330	$3,146	$2,591	$555	$86,258
331	$3,146	$2,607	$539	$83,652
332	$3,146	$2,623	$523	$81,028
333	$3,146	$2,640	$506	$78,389
334	$3,146	$2,656	$490	$75,733
335	$3,146	$2,673	$473	$73,060
336	$3,146	$2,689	$457	$70,371
337	$3,146	$2,706	$440	$67,665
338	$3,146	$2,723	$423	$64,941
339	$3,146	$2,740	$406	$62,201
340	$3,146	$2,757	$389	$59,444
341	$3,146	$2,774	$372	$56,670
342	$3,146	$2,792	$354	$53,878
343	$3,146	$2,809	$337	$51,069
344	$3,146	$2,827	$319	$48,242
345	$3,146	$2,844	$302	$45,397
346	$3,146	$2,862	$284	$42,535
347	$3,146	$2,880	$266	$39,655
348	$3,146	$2,898	$248	$36,757
349	$3,146	$2,916	$230	$33,840
350	$3,146	$2,935	$212	$30,906
351	$3,146	$2,953	$193	$27,953
352	$3,146	$2,971	$175	$24,982
353	$3,146	$2,990	$156	$21,992
354	$3,146	$3,009	$137	$18,983
355	$3,146	$3,027	$119	$15,956
356	$3,146	$3,046	$100	$12,910
357	$3,146	$3,065	$81	$9,844
358	$3,146	$3,084	$62	$6,760
359	$3,146	$3,104	$42	$3,656
360	$3,146	$3,123	$23	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.