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1615 Reflection COVE

St Cloud, FL, 34771

For Sale $350,000 ($181.54 per Sq Ft)

$350,000 ($181.54 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
3 Bathrooms
1,928 Sq Ft
4,051 Sq Ft

Description

Welcome to this stunning 2-story end-unit townhouse located in the desirable Turtle Creek community in Saint Cloud, FL. Built in 2016, this spacious home features 4 bedrooms, 2 full bathrooms, and 1,928 sq. ft. of heated living space, with a total of 2,324 sq. ft. offering plenty of room for family living and entertaining. As you enter, you'll appreciate the open and airy layout, with a combined Living Room and Dining Area that seamlessly flows into the rear patio via a sliding glass door perfect for relaxing or entertaining. The well-appointed kitchen boasts sleek granite countertops, a center island with a breakfast bar, and ample cabinetry, creating an ideal space for meal prep and gatherings. The Primary Suite is a true retreat, complete with a walk-in closet and an en-suite bathroom featuring dual sinks, a stand-alone shower, and a separate water closet. Three additional spacious bedrooms, all with carpeting, provide plenty of room for family or guests, and share a full bath with a shower/tub combo. Enjoy the convenience of a 1-car garage, plus additional community amenities such as a playground, pool, and clubhouse, all just steps away from your front door. The location offers quick access to booming Saint Cloud, Lake Nona, Medical City, and major roadways including the 417 and 408, ensuring easy commutes to shopping, dining, and major Central Florida attractions. This home is move-in ready and perfect for anyone looking for a low-maintenance lifestyle in a prime location. Don't miss your chance to make this beautiful townhouse your new home!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$350,000
Property Type	Townhome
Usable Sqft	1,928
Number of Stories	0 stories
Parking Spots	1 spots
Year Built	2016
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$441
Association Name:	S. Etheredge
Association Amenities:	Clubhouse, Gated, Community Pool, Maintenance Structure, Maintenance Grounds

APN #	312531084000011800
MLS #	S5121938
Property ID	321355647
Lot Sqft	4,051
Zoning	SPUD
Days on Market	21
Original List Price	$350,000
Applicances	Dishwasher%
Date Updated	March 18, 2025
Date Created	March 13, 2025

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Your payment
$2,614
per month

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Principle & Interest

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Estimated payment	$2,614 /mo
Loan amount	$350,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,614
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $531,258 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,447	$260	$2,188	$349,741
2	$2,447	$261	$2,186	$349,479
3	$2,447	$263	$2,184	$349,217
4	$2,447	$264	$2,183	$348,952
5	$2,447	$266	$2,181	$348,686
6	$2,447	$268	$2,179	$348,418
7	$2,447	$269	$2,178	$348,149
8	$2,447	$271	$2,176	$347,878
9	$2,447	$273	$2,174	$347,605
10	$2,447	$274	$2,173	$347,331
11	$2,447	$276	$2,171	$347,055
12	$2,447	$278	$2,169	$346,777
13	$2,447	$280	$2,167	$346,497
14	$2,447	$281	$2,166	$346,216
15	$2,447	$283	$2,164	$345,933
16	$2,447	$285	$2,162	$345,648
17	$2,447	$287	$2,160	$345,361
18	$2,447	$288	$2,159	$345,072
19	$2,447	$290	$2,157	$344,782
20	$2,447	$292	$2,155	$344,490
21	$2,447	$294	$2,153	$344,196
22	$2,447	$296	$2,151	$343,900
23	$2,447	$298	$2,149	$343,603
24	$2,447	$299	$2,148	$343,303
25	$2,447	$301	$2,146	$343,002
26	$2,447	$303	$2,144	$342,699
27	$2,447	$305	$2,142	$342,393
28	$2,447	$307	$2,140	$342,086
29	$2,447	$309	$2,138	$341,777
30	$2,447	$311	$2,136	$341,467
31	$2,447	$313	$2,134	$341,154
32	$2,447	$315	$2,132	$340,839
33	$2,447	$317	$2,130	$340,522
34	$2,447	$319	$2,128	$340,203
35	$2,447	$321	$2,126	$339,883
36	$2,447	$323	$2,124	$339,560
37	$2,447	$325	$2,122	$339,235
38	$2,447	$327	$2,120	$338,908
39	$2,447	$329	$2,118	$338,580
40	$2,447	$331	$2,116	$338,249
41	$2,447	$333	$2,114	$337,916
42	$2,447	$335	$2,112	$337,581
43	$2,447	$337	$2,110	$337,244
44	$2,447	$339	$2,108	$336,904
45	$2,447	$341	$2,106	$336,563
46	$2,447	$343	$2,104	$336,220
47	$2,447	$346	$2,101	$335,874
48	$2,447	$348	$2,099	$335,526
49	$2,447	$350	$2,097	$335,176
50	$2,447	$352	$2,095	$334,824
51	$2,447	$354	$2,093	$334,470
52	$2,447	$357	$2,090	$334,113
53	$2,447	$359	$2,088	$333,754
54	$2,447	$361	$2,086	$333,393
55	$2,447	$363	$2,084	$333,030
56	$2,447	$366	$2,081	$332,664
57	$2,447	$368	$2,079	$332,297
58	$2,447	$370	$2,077	$331,926
59	$2,447	$372	$2,075	$331,554
60	$2,447	$375	$2,072	$331,179
61	$2,447	$377	$2,070	$330,802
62	$2,447	$379	$2,068	$330,423
63	$2,447	$382	$2,065	$330,041
64	$2,447	$384	$2,063	$329,656
65	$2,447	$387	$2,060	$329,270
66	$2,447	$389	$2,058	$328,881
67	$2,447	$392	$2,056	$328,489
68	$2,447	$394	$2,053	$328,095
69	$2,447	$396	$2,051	$327,699
70	$2,447	$399	$2,048	$327,300
71	$2,447	$401	$2,046	$326,899
72	$2,447	$404	$2,043	$326,495
73	$2,447	$406	$2,041	$326,088
74	$2,447	$409	$2,038	$325,679
75	$2,447	$412	$2,036	$325,268
76	$2,447	$414	$2,033	$324,854
77	$2,447	$417	$2,030	$324,437
78	$2,447	$419	$2,028	$324,018
79	$2,447	$422	$2,025	$323,596
80	$2,447	$425	$2,022	$323,172
81	$2,447	$427	$2,020	$322,744
82	$2,447	$430	$2,017	$322,315
83	$2,447	$433	$2,014	$321,882
84	$2,447	$435	$2,012	$321,447
85	$2,447	$438	$2,009	$321,009
86	$2,447	$441	$2,006	$320,568
87	$2,447	$443	$2,004	$320,125
88	$2,447	$446	$2,001	$319,678
89	$2,447	$449	$1,998	$319,229
90	$2,447	$452	$1,995	$318,778
91	$2,447	$455	$1,992	$318,323
92	$2,447	$457	$1,990	$317,865
93	$2,447	$460	$1,987	$317,405
94	$2,447	$463	$1,984	$316,942
95	$2,447	$466	$1,981	$316,476
96	$2,447	$469	$1,978	$316,007
97	$2,447	$472	$1,975	$315,535
98	$2,447	$475	$1,972	$315,060
99	$2,447	$478	$1,969	$314,582
100	$2,447	$481	$1,966	$314,101
101	$2,447	$484	$1,963	$313,617
102	$2,447	$487	$1,960	$313,130
103	$2,447	$490	$1,957	$312,640
104	$2,447	$493	$1,954	$312,147
105	$2,447	$496	$1,951	$311,651
106	$2,447	$499	$1,948	$311,152
107	$2,447	$502	$1,945	$310,650
108	$2,447	$505	$1,942	$310,144
109	$2,447	$509	$1,938	$309,636
110	$2,447	$512	$1,935	$309,124
111	$2,447	$515	$1,932	$308,609
112	$2,447	$518	$1,929	$308,091
113	$2,447	$521	$1,926	$307,569
114	$2,447	$525	$1,922	$307,045
115	$2,447	$528	$1,919	$306,517
116	$2,447	$531	$1,916	$305,986
117	$2,447	$535	$1,912	$305,451
118	$2,447	$538	$1,909	$304,913
119	$2,447	$541	$1,906	$304,372
120	$2,447	$545	$1,902	$303,827
121	$2,447	$548	$1,899	$303,279
122	$2,447	$552	$1,895	$302,727
123	$2,447	$555	$1,892	$302,173
124	$2,447	$558	$1,889	$301,614
125	$2,447	$562	$1,885	$301,052
126	$2,447	$565	$1,882	$300,487
127	$2,447	$569	$1,878	$299,918
128	$2,447	$573	$1,874	$299,345
129	$2,447	$576	$1,871	$298,769
130	$2,447	$580	$1,867	$298,190
131	$2,447	$583	$1,864	$297,606
132	$2,447	$587	$1,860	$297,019
133	$2,447	$591	$1,856	$296,429
134	$2,447	$594	$1,853	$295,834
135	$2,447	$598	$1,849	$295,236
136	$2,447	$602	$1,845	$294,634
137	$2,447	$606	$1,841	$294,029
138	$2,447	$609	$1,838	$293,420
139	$2,447	$613	$1,834	$292,806
140	$2,447	$617	$1,830	$292,190
141	$2,447	$621	$1,826	$291,569
142	$2,447	$625	$1,822	$290,944
143	$2,447	$629	$1,818	$290,315
144	$2,447	$633	$1,814	$289,683
145	$2,447	$636	$1,811	$289,046
146	$2,447	$640	$1,807	$288,406
147	$2,447	$644	$1,803	$287,761
148	$2,447	$648	$1,799	$287,113
149	$2,447	$653	$1,794	$286,460
150	$2,447	$657	$1,790	$285,804
151	$2,447	$661	$1,786	$285,143
152	$2,447	$665	$1,782	$284,478
153	$2,447	$669	$1,778	$283,809
154	$2,447	$673	$1,774	$283,136
155	$2,447	$677	$1,770	$282,459
156	$2,447	$682	$1,765	$281,777
157	$2,447	$686	$1,761	$281,091
158	$2,447	$690	$1,757	$280,401
159	$2,447	$694	$1,753	$279,706
160	$2,447	$699	$1,748	$279,008
161	$2,447	$703	$1,744	$278,304
162	$2,447	$708	$1,739	$277,597
163	$2,447	$712	$1,735	$276,885
164	$2,447	$716	$1,731	$276,168
165	$2,447	$721	$1,726	$275,447
166	$2,447	$725	$1,722	$274,722
167	$2,447	$730	$1,717	$273,992
168	$2,447	$735	$1,712	$273,257
169	$2,447	$739	$1,708	$272,518
170	$2,447	$744	$1,703	$271,774
171	$2,447	$748	$1,699	$271,026
172	$2,447	$753	$1,694	$270,273
173	$2,447	$758	$1,689	$269,515
174	$2,447	$763	$1,684	$268,753
175	$2,447	$767	$1,680	$267,985
176	$2,447	$772	$1,675	$267,213
177	$2,447	$777	$1,670	$266,436
178	$2,447	$782	$1,665	$265,655
179	$2,447	$787	$1,660	$264,868
180	$2,447	$792	$1,655	$264,076
181	$2,447	$797	$1,650	$263,280
182	$2,447	$802	$1,646	$262,478
183	$2,447	$807	$1,640	$261,672
184	$2,447	$812	$1,635	$260,860
185	$2,447	$817	$1,630	$260,044
186	$2,447	$822	$1,625	$259,222
187	$2,447	$827	$1,620	$258,395
188	$2,447	$832	$1,615	$257,563
189	$2,447	$837	$1,610	$256,726
190	$2,447	$842	$1,605	$255,883
191	$2,447	$848	$1,599	$255,036
192	$2,447	$853	$1,594	$254,183
193	$2,447	$858	$1,589	$253,324
194	$2,447	$864	$1,583	$252,461
195	$2,447	$869	$1,578	$251,591
196	$2,447	$875	$1,572	$250,717
197	$2,447	$880	$1,567	$249,837
198	$2,447	$886	$1,561	$248,951
199	$2,447	$891	$1,556	$248,060
200	$2,447	$897	$1,550	$247,164
201	$2,447	$902	$1,545	$246,261
202	$2,447	$908	$1,539	$245,354
203	$2,447	$914	$1,533	$244,440
204	$2,447	$919	$1,528	$243,521
205	$2,447	$925	$1,522	$242,596
206	$2,447	$931	$1,516	$241,665
207	$2,447	$937	$1,510	$240,728
208	$2,447	$942	$1,505	$239,786
209	$2,447	$948	$1,499	$238,838
210	$2,447	$954	$1,493	$237,883
211	$2,447	$960	$1,487	$236,923
212	$2,447	$966	$1,481	$235,957
213	$2,447	$972	$1,475	$234,985
214	$2,447	$978	$1,469	$234,006
215	$2,447	$984	$1,463	$233,022
216	$2,447	$991	$1,456	$232,031
217	$2,447	$997	$1,450	$231,034
218	$2,447	$1,003	$1,444	$230,031
219	$2,447	$1,009	$1,438	$229,022
220	$2,447	$1,016	$1,431	$228,006
221	$2,447	$1,022	$1,425	$226,984
222	$2,447	$1,028	$1,419	$225,956
223	$2,447	$1,035	$1,412	$224,921
224	$2,447	$1,041	$1,406	$223,880
225	$2,447	$1,048	$1,399	$222,832
226	$2,447	$1,054	$1,393	$221,778
227	$2,447	$1,061	$1,386	$220,717
228	$2,447	$1,068	$1,379	$219,650
229	$2,447	$1,074	$1,373	$218,575
230	$2,447	$1,081	$1,366	$217,495
231	$2,447	$1,088	$1,359	$216,407
232	$2,447	$1,094	$1,353	$215,312
233	$2,447	$1,101	$1,346	$214,211
234	$2,447	$1,108	$1,339	$213,103
235	$2,447	$1,115	$1,332	$211,988
236	$2,447	$1,122	$1,325	$210,866
237	$2,447	$1,129	$1,318	$209,737
238	$2,447	$1,136	$1,311	$208,600
239	$2,447	$1,143	$1,304	$207,457
240	$2,447	$1,150	$1,297	$206,307
241	$2,447	$1,158	$1,289	$205,149
242	$2,447	$1,165	$1,282	$203,984
243	$2,447	$1,172	$1,275	$202,812
244	$2,447	$1,179	$1,268	$201,633
245	$2,447	$1,187	$1,260	$200,446
246	$2,447	$1,194	$1,253	$199,252
247	$2,447	$1,202	$1,245	$198,050
248	$2,447	$1,209	$1,238	$196,841
249	$2,447	$1,217	$1,230	$195,624
250	$2,447	$1,224	$1,223	$194,400
251	$2,447	$1,232	$1,215	$193,168
252	$2,447	$1,240	$1,207	$191,928
253	$2,447	$1,247	$1,200	$190,681
254	$2,447	$1,255	$1,192	$189,426
255	$2,447	$1,263	$1,184	$188,162
256	$2,447	$1,271	$1,176	$186,892
257	$2,447	$1,279	$1,168	$185,613
258	$2,447	$1,287	$1,160	$184,326
259	$2,447	$1,295	$1,152	$183,031
260	$2,447	$1,303	$1,144	$181,728
261	$2,447	$1,311	$1,136	$180,416
262	$2,447	$1,319	$1,128	$179,097
263	$2,447	$1,328	$1,119	$177,769
264	$2,447	$1,336	$1,111	$176,433
265	$2,447	$1,344	$1,103	$175,089
266	$2,447	$1,353	$1,094	$173,736
267	$2,447	$1,361	$1,086	$172,375
268	$2,447	$1,370	$1,077	$171,006
269	$2,447	$1,378	$1,069	$169,627
270	$2,447	$1,387	$1,060	$168,241
271	$2,447	$1,396	$1,052	$166,845
272	$2,447	$1,404	$1,043	$165,441
273	$2,447	$1,413	$1,034	$164,028
274	$2,447	$1,422	$1,025	$162,606
275	$2,447	$1,431	$1,016	$161,175
276	$2,447	$1,440	$1,007	$159,736
277	$2,447	$1,449	$998	$158,287
278	$2,447	$1,458	$989	$156,829
279	$2,447	$1,467	$980	$155,363
280	$2,447	$1,476	$971	$153,887
281	$2,447	$1,485	$962	$152,401
282	$2,447	$1,494	$953	$150,907
283	$2,447	$1,504	$943	$149,403
284	$2,447	$1,513	$934	$147,890
285	$2,447	$1,523	$924	$146,367
286	$2,447	$1,532	$915	$144,835
287	$2,447	$1,542	$905	$143,293
288	$2,447	$1,551	$896	$141,742
289	$2,447	$1,561	$886	$140,181
290	$2,447	$1,571	$876	$138,610
291	$2,447	$1,581	$866	$137,029
292	$2,447	$1,591	$856	$135,438
293	$2,447	$1,601	$846	$133,838
294	$2,447	$1,611	$836	$132,227
295	$2,447	$1,621	$826	$130,607
296	$2,447	$1,631	$816	$128,976
297	$2,447	$1,641	$806	$127,335
298	$2,447	$1,651	$796	$125,684
299	$2,447	$1,661	$786	$124,023
300	$2,447	$1,672	$775	$122,351
301	$2,447	$1,682	$765	$120,668
302	$2,447	$1,693	$754	$118,976
303	$2,447	$1,703	$744	$117,272
304	$2,447	$1,714	$733	$115,558
305	$2,447	$1,725	$722	$113,833
306	$2,447	$1,736	$711	$112,098
307	$2,447	$1,746	$701	$110,352
308	$2,447	$1,757	$690	$108,594
309	$2,447	$1,768	$679	$106,826
310	$2,447	$1,779	$668	$105,047
311	$2,447	$1,790	$657	$103,256
312	$2,447	$1,802	$645	$101,454
313	$2,447	$1,813	$634	$99,642
314	$2,447	$1,824	$623	$97,817
315	$2,447	$1,836	$611	$95,982
316	$2,447	$1,847	$600	$94,135
317	$2,447	$1,859	$588	$92,276
318	$2,447	$1,870	$577	$90,406
319	$2,447	$1,882	$565	$88,524
320	$2,447	$1,894	$553	$86,630
321	$2,447	$1,906	$541	$84,724
322	$2,447	$1,917	$530	$82,807
323	$2,447	$1,929	$518	$80,877
324	$2,447	$1,942	$505	$78,936
325	$2,447	$1,954	$493	$76,982
326	$2,447	$1,966	$481	$75,016
327	$2,447	$1,978	$469	$73,038
328	$2,447	$1,991	$456	$71,048
329	$2,447	$2,003	$444	$69,045
330	$2,447	$2,015	$432	$67,029
331	$2,447	$2,028	$419	$65,001
332	$2,447	$2,041	$406	$62,961
333	$2,447	$2,054	$394	$60,907
334	$2,447	$2,066	$381	$58,841
335	$2,447	$2,079	$368	$56,761
336	$2,447	$2,092	$355	$54,669
337	$2,447	$2,105	$342	$52,564
338	$2,447	$2,118	$329	$50,445
339	$2,447	$2,132	$315	$48,314
340	$2,447	$2,145	$302	$46,169
341	$2,447	$2,158	$289	$44,010
342	$2,447	$2,172	$275	$41,838
343	$2,447	$2,186	$261	$39,653
344	$2,447	$2,199	$248	$37,454
345	$2,447	$2,213	$234	$35,241
346	$2,447	$2,227	$220	$33,014
347	$2,447	$2,241	$206	$30,773
348	$2,447	$2,255	$192	$28,519
349	$2,447	$2,269	$178	$26,250
350	$2,447	$2,283	$164	$23,967
351	$2,447	$2,297	$150	$21,670
352	$2,447	$2,312	$135	$19,358
353	$2,447	$2,326	$121	$17,032
354	$2,447	$2,341	$106	$14,692
355	$2,447	$2,355	$92	$12,336
356	$2,447	$2,370	$77	$9,966
357	$2,447	$2,385	$62	$7,582
358	$2,447	$2,400	$47	$5,182
359	$2,447	$2,415	$32	$2,768
360	$2,447	$2,430	$17	$0

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