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1551 Observer Ln

Davenport, FL, 33896

For Sale $708,000 ($181.12 per Sq Ft)

$708,000 ($181.12 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

8 Bedrooms
5 Bathrooms
3,909 Sq Ft
6,970 Sq Ft

Description

Discover this beautifully appointed vacation home located in The Retreat at Champions Gate, being sold FULLY FURNISHED, CLOSE TO DISNEY, and SHORT TERM RENTALS IS ALLOWED—this is a rare opportunity that won’t last long! This is one of the most sought-after resort communities near Disney World. This fully furnished property is short-term rental approved, making it the perfect opportunity for investors or families seeking a turn-key getaway.

Enjoy access to world-class amenities, including a private water park featuring a lazy river, thrilling water slides, a swim-up bar, cascading waterfalls, and a rejuvenating spa. The impressive Oasis Clubhouse also offers a splash pad, grill and bar, fitness center, state-of-the-art movie theater, game room, tiki bar, and private cabanas, providing entertainment for all ages.

Inside, the home boasts an open-concept main floor with a spacious family room, dining area, and a modern kitchen outfitted with stainless steel appliances. The layout includes luxurious en-suite master bedrooms on the first floor, with additional bedrooms and a second living area upstairs—ideal for guests or large families. Every bedroom is equipped with flat-screen TVs, ensuring everyone stays entertained.

Step outside to your private heated pool and spa, complete with a covered lanai, offering the perfect place to unwind or enjoy quality time with family and friends.

Whether you're looking for a vacation retreat, an income-producing rental, or both, this home checks every box.,

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$708,000
Property Type	Single Family Homes
Usable Sqft	3,909
Number of Stories	2 stories
Parking Spots	2 spots
Year Built	2015
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$550
Association Name:	True Club Management
Association Amenities:	Unknown

APN #	312527512600010870
MLS #	O6289980
Property ID	321355401
Lot Sqft	6,970
Zoning	STR
Days on Market	47
Original List Price	$708,000
Applicances	Dishwasher, Dryer, Microwave, Other, Range, Refrigerator, Washer%
Date Updated	March 14, 2025
Date Created	March 11, 2025

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Your payment
$5,117
per month

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Estimated payment	$5,117 /mo
Loan amount	$708,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$5,117
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,074,591 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,950	$525	$4,425	$707,475
2	$4,950	$528	$4,422	$706,947
3	$4,950	$532	$4,418	$706,415
4	$4,950	$535	$4,415	$705,880
5	$4,950	$538	$4,412	$705,342
6	$4,950	$542	$4,408	$704,800
7	$4,950	$545	$4,405	$704,255
8	$4,950	$548	$4,402	$703,707
9	$4,950	$552	$4,398	$703,155
10	$4,950	$555	$4,395	$702,600
11	$4,950	$559	$4,391	$702,041
12	$4,950	$562	$4,388	$701,479
13	$4,950	$566	$4,384	$700,913
14	$4,950	$569	$4,381	$700,344
15	$4,950	$573	$4,377	$699,771
16	$4,950	$576	$4,374	$699,195
17	$4,950	$580	$4,370	$698,615
18	$4,950	$584	$4,366	$698,031
19	$4,950	$587	$4,363	$697,444
20	$4,950	$591	$4,359	$696,853
21	$4,950	$595	$4,355	$696,258
22	$4,950	$598	$4,352	$695,660
23	$4,950	$602	$4,348	$695,057
24	$4,950	$606	$4,344	$694,451
25	$4,950	$610	$4,340	$693,842
26	$4,950	$613	$4,337	$693,228
27	$4,950	$617	$4,333	$692,611
28	$4,950	$621	$4,329	$691,990
29	$4,950	$625	$4,325	$691,365
30	$4,950	$629	$4,321	$690,736
31	$4,950	$633	$4,317	$690,103
32	$4,950	$637	$4,313	$689,466
33	$4,950	$641	$4,309	$688,825
34	$4,950	$645	$4,305	$688,180
35	$4,950	$649	$4,301	$687,531
36	$4,950	$653	$4,297	$686,879
37	$4,950	$657	$4,293	$686,222
38	$4,950	$661	$4,289	$685,560
39	$4,950	$665	$4,285	$684,895
40	$4,950	$669	$4,281	$684,226
41	$4,950	$674	$4,276	$683,552
42	$4,950	$678	$4,272	$682,874
43	$4,950	$682	$4,268	$682,192
44	$4,950	$686	$4,264	$681,506
45	$4,950	$691	$4,259	$680,815
46	$4,950	$695	$4,255	$680,121
47	$4,950	$699	$4,251	$679,421
48	$4,950	$704	$4,246	$678,718
49	$4,950	$708	$4,242	$678,010
50	$4,950	$712	$4,238	$677,297
51	$4,950	$717	$4,233	$676,580
52	$4,950	$721	$4,229	$675,859
53	$4,950	$726	$4,224	$675,133
54	$4,950	$730	$4,220	$674,403
55	$4,950	$735	$4,215	$673,668
56	$4,950	$740	$4,210	$672,928
57	$4,950	$744	$4,206	$672,184
58	$4,950	$749	$4,201	$671,435
59	$4,950	$754	$4,196	$670,682
60	$4,950	$758	$4,192	$669,923
61	$4,950	$763	$4,187	$669,160
62	$4,950	$768	$4,182	$668,393
63	$4,950	$773	$4,177	$667,620
64	$4,950	$777	$4,173	$666,843
65	$4,950	$782	$4,168	$666,060
66	$4,950	$787	$4,163	$665,273
67	$4,950	$792	$4,158	$664,481
68	$4,950	$797	$4,153	$663,684
69	$4,950	$802	$4,148	$662,882
70	$4,950	$807	$4,143	$662,075
71	$4,950	$812	$4,138	$661,263
72	$4,950	$817	$4,133	$660,446
73	$4,950	$822	$4,128	$659,624
74	$4,950	$827	$4,123	$658,797
75	$4,950	$833	$4,117	$657,964
76	$4,950	$838	$4,112	$657,126
77	$4,950	$843	$4,107	$656,283
78	$4,950	$848	$4,102	$655,435
79	$4,950	$854	$4,096	$654,582
80	$4,950	$859	$4,091	$653,723
81	$4,950	$864	$4,086	$652,859
82	$4,950	$870	$4,080	$651,989
83	$4,950	$875	$4,075	$651,114
84	$4,950	$881	$4,069	$650,233
85	$4,950	$886	$4,064	$649,347
86	$4,950	$892	$4,058	$648,456
87	$4,950	$897	$4,053	$647,559
88	$4,950	$903	$4,047	$646,656
89	$4,950	$908	$4,042	$645,747
90	$4,950	$914	$4,036	$644,833
91	$4,950	$920	$4,030	$643,913
92	$4,950	$926	$4,024	$642,988
93	$4,950	$931	$4,019	$642,057
94	$4,950	$937	$4,013	$641,119
95	$4,950	$943	$4,007	$640,176
96	$4,950	$949	$4,001	$639,228
97	$4,950	$955	$3,995	$638,273
98	$4,950	$961	$3,989	$637,312
99	$4,950	$967	$3,983	$636,345
100	$4,950	$973	$3,977	$635,372
101	$4,950	$979	$3,971	$634,393
102	$4,950	$985	$3,965	$633,408
103	$4,950	$991	$3,959	$632,417
104	$4,950	$997	$3,953	$631,420
105	$4,950	$1,004	$3,946	$630,416
106	$4,950	$1,010	$3,940	$629,406
107	$4,950	$1,016	$3,934	$628,390
108	$4,950	$1,023	$3,927	$627,367
109	$4,950	$1,029	$3,921	$626,339
110	$4,950	$1,035	$3,915	$625,303
111	$4,950	$1,042	$3,908	$624,261
112	$4,950	$1,048	$3,902	$623,213
113	$4,950	$1,055	$3,895	$622,158
114	$4,950	$1,062	$3,888	$621,096
115	$4,950	$1,068	$3,882	$620,028
116	$4,950	$1,075	$3,875	$618,953
117	$4,950	$1,082	$3,868	$617,872
118	$4,950	$1,088	$3,862	$616,784
119	$4,950	$1,095	$3,855	$615,689
120	$4,950	$1,102	$3,848	$614,587
121	$4,950	$1,109	$3,841	$613,478
122	$4,950	$1,116	$3,834	$612,362
123	$4,950	$1,123	$3,827	$611,239
124	$4,950	$1,130	$3,820	$610,110
125	$4,950	$1,137	$3,813	$608,973
126	$4,950	$1,144	$3,806	$607,829
127	$4,950	$1,151	$3,799	$606,678
128	$4,950	$1,158	$3,792	$605,519
129	$4,950	$1,166	$3,785	$604,354
130	$4,950	$1,173	$3,777	$603,181
131	$4,950	$1,180	$3,770	$602,001
132	$4,950	$1,187	$3,763	$600,814
133	$4,950	$1,195	$3,755	$599,619
134	$4,950	$1,202	$3,748	$598,416
135	$4,950	$1,210	$3,740	$597,206
136	$4,950	$1,217	$3,733	$595,989
137	$4,950	$1,225	$3,725	$594,764
138	$4,950	$1,233	$3,717	$593,531
139	$4,950	$1,240	$3,710	$592,291
140	$4,950	$1,248	$3,702	$591,042
141	$4,950	$1,256	$3,694	$589,787
142	$4,950	$1,264	$3,686	$588,523
143	$4,950	$1,272	$3,678	$587,251
144	$4,950	$1,280	$3,670	$585,971
145	$4,950	$1,288	$3,662	$584,684
146	$4,950	$1,296	$3,654	$583,388
147	$4,950	$1,304	$3,646	$582,084
148	$4,950	$1,312	$3,638	$580,772
149	$4,950	$1,320	$3,630	$579,452
150	$4,950	$1,328	$3,622	$578,123
151	$4,950	$1,337	$3,613	$576,787
152	$4,950	$1,345	$3,605	$575,442
153	$4,950	$1,353	$3,597	$574,088
154	$4,950	$1,362	$3,588	$572,726
155	$4,950	$1,370	$3,580	$571,356
156	$4,950	$1,379	$3,571	$569,977
157	$4,950	$1,388	$3,562	$568,589
158	$4,950	$1,396	$3,554	$567,193
159	$4,950	$1,405	$3,545	$565,788
160	$4,950	$1,414	$3,536	$564,374
161	$4,950	$1,423	$3,527	$562,951
162	$4,950	$1,432	$3,518	$561,520
163	$4,950	$1,441	$3,510	$560,079
164	$4,950	$1,450	$3,500	$558,630
165	$4,950	$1,459	$3,491	$557,171
166	$4,950	$1,468	$3,482	$555,703
167	$4,950	$1,477	$3,473	$554,227
168	$4,950	$1,486	$3,464	$552,740
169	$4,950	$1,495	$3,455	$551,245
170	$4,950	$1,505	$3,445	$549,740
171	$4,950	$1,514	$3,436	$548,226
172	$4,950	$1,524	$3,426	$546,703
173	$4,950	$1,533	$3,417	$545,170
174	$4,950	$1,543	$3,407	$543,627
175	$4,950	$1,552	$3,398	$542,075
176	$4,950	$1,562	$3,388	$540,513
177	$4,950	$1,572	$3,378	$538,941
178	$4,950	$1,582	$3,368	$537,359
179	$4,950	$1,592	$3,358	$535,768
180	$4,950	$1,601	$3,349	$534,166
181	$4,950	$1,611	$3,339	$532,555
182	$4,950	$1,622	$3,328	$530,933
183	$4,950	$1,632	$3,318	$529,301
184	$4,950	$1,642	$3,308	$527,660
185	$4,950	$1,652	$3,298	$526,007
186	$4,950	$1,662	$3,288	$524,345
187	$4,950	$1,673	$3,277	$522,672
188	$4,950	$1,683	$3,267	$520,989
189	$4,950	$1,694	$3,256	$519,295
190	$4,950	$1,704	$3,246	$517,591
191	$4,950	$1,715	$3,235	$515,876
192	$4,950	$1,726	$3,224	$514,150
193	$4,950	$1,737	$3,213	$512,413
194	$4,950	$1,747	$3,203	$510,666
195	$4,950	$1,758	$3,192	$508,907
196	$4,950	$1,769	$3,181	$507,138
197	$4,950	$1,780	$3,170	$505,358
198	$4,950	$1,792	$3,158	$503,566
199	$4,950	$1,803	$3,147	$501,764
200	$4,950	$1,814	$3,136	$499,950
201	$4,950	$1,825	$3,125	$498,124
202	$4,950	$1,837	$3,113	$496,288
203	$4,950	$1,848	$3,102	$494,439
204	$4,950	$1,860	$3,090	$492,580
205	$4,950	$1,871	$3,079	$490,708
206	$4,950	$1,883	$3,067	$488,825
207	$4,950	$1,895	$3,055	$486,930
208	$4,950	$1,907	$3,043	$485,024
209	$4,950	$1,919	$3,031	$483,105
210	$4,950	$1,931	$3,019	$481,174
211	$4,950	$1,943	$3,007	$479,232
212	$4,950	$1,955	$2,995	$477,277
213	$4,950	$1,967	$2,983	$475,310
214	$4,950	$1,979	$2,971	$473,331
215	$4,950	$1,992	$2,958	$471,339
216	$4,950	$2,004	$2,946	$469,335
217	$4,950	$2,017	$2,933	$467,318
218	$4,950	$2,029	$2,921	$465,289
219	$4,950	$2,042	$2,908	$463,247
220	$4,950	$2,055	$2,895	$461,192
221	$4,950	$2,068	$2,882	$459,125
222	$4,950	$2,080	$2,870	$457,044
223	$4,950	$2,093	$2,857	$454,951
224	$4,950	$2,107	$2,843	$452,844
225	$4,950	$2,120	$2,830	$450,724
226	$4,950	$2,133	$2,817	$448,591
227	$4,950	$2,146	$2,804	$446,445
228	$4,950	$2,160	$2,790	$444,285
229	$4,950	$2,173	$2,777	$442,112
230	$4,950	$2,187	$2,763	$439,925
231	$4,950	$2,200	$2,750	$437,725
232	$4,950	$2,214	$2,736	$435,511
233	$4,950	$2,228	$2,722	$433,283
234	$4,950	$2,242	$2,708	$431,041
235	$4,950	$2,256	$2,694	$428,785
236	$4,950	$2,270	$2,680	$426,515
237	$4,950	$2,284	$2,666	$424,230
238	$4,950	$2,299	$2,651	$421,932
239	$4,950	$2,313	$2,637	$419,619
240	$4,950	$2,327	$2,623	$417,291
241	$4,950	$2,342	$2,608	$414,950
242	$4,950	$2,357	$2,593	$412,593
243	$4,950	$2,371	$2,579	$410,222
244	$4,950	$2,386	$2,564	$407,836
245	$4,950	$2,401	$2,549	$405,435
246	$4,950	$2,416	$2,534	$403,019
247	$4,950	$2,431	$2,519	$400,587
248	$4,950	$2,446	$2,504	$398,141
249	$4,950	$2,462	$2,488	$395,679
250	$4,950	$2,477	$2,473	$393,202
251	$4,950	$2,492	$2,458	$390,710
252	$4,950	$2,508	$2,442	$388,202
253	$4,950	$2,524	$2,426	$385,678
254	$4,950	$2,540	$2,410	$383,139
255	$4,950	$2,555	$2,395	$380,583
256	$4,950	$2,571	$2,379	$378,012
257	$4,950	$2,587	$2,363	$375,424
258	$4,950	$2,604	$2,346	$372,821
259	$4,950	$2,620	$2,330	$370,201
260	$4,950	$2,636	$2,314	$367,565
261	$4,950	$2,653	$2,297	$364,912
262	$4,950	$2,669	$2,281	$362,243
263	$4,950	$2,686	$2,264	$359,557
264	$4,950	$2,703	$2,247	$356,854
265	$4,950	$2,720	$2,230	$354,134
266	$4,950	$2,737	$2,213	$351,398
267	$4,950	$2,754	$2,196	$348,644
268	$4,950	$2,771	$2,179	$345,873
269	$4,950	$2,788	$2,162	$343,085
270	$4,950	$2,806	$2,144	$340,279
271	$4,950	$2,823	$2,127	$337,456
272	$4,950	$2,841	$2,109	$334,615
273	$4,950	$2,859	$2,091	$331,756
274	$4,950	$2,877	$2,073	$328,880
275	$4,950	$2,895	$2,056	$325,985
276	$4,950	$2,913	$2,037	$323,073
277	$4,950	$2,931	$2,019	$320,142
278	$4,950	$2,949	$2,001	$317,193
279	$4,950	$2,968	$1,982	$314,225
280	$4,950	$2,986	$1,964	$311,239
281	$4,950	$3,005	$1,945	$308,234
282	$4,950	$3,024	$1,926	$305,211
283	$4,950	$3,042	$1,908	$302,168
284	$4,950	$3,061	$1,889	$299,107
285	$4,950	$3,081	$1,869	$296,026
286	$4,950	$3,100	$1,850	$292,926
287	$4,950	$3,119	$1,831	$289,807
288	$4,950	$3,139	$1,811	$286,668
289	$4,950	$3,158	$1,792	$283,510
290	$4,950	$3,178	$1,772	$280,332
291	$4,950	$3,198	$1,752	$277,134
292	$4,950	$3,218	$1,732	$273,916
293	$4,950	$3,238	$1,712	$270,678
294	$4,950	$3,258	$1,692	$267,420
295	$4,950	$3,279	$1,671	$264,141
296	$4,950	$3,299	$1,651	$260,842
297	$4,950	$3,320	$1,630	$257,522
298	$4,950	$3,340	$1,610	$254,182
299	$4,950	$3,361	$1,589	$250,821
300	$4,950	$3,382	$1,568	$247,438
301	$4,950	$3,404	$1,546	$244,035
302	$4,950	$3,425	$1,525	$240,610
303	$4,950	$3,446	$1,504	$237,164
304	$4,950	$3,468	$1,482	$233,696
305	$4,950	$3,489	$1,461	$230,207
306	$4,950	$3,511	$1,439	$226,695
307	$4,950	$3,533	$1,417	$223,162
308	$4,950	$3,555	$1,395	$219,607
309	$4,950	$3,577	$1,373	$216,030
310	$4,950	$3,600	$1,350	$212,430
311	$4,950	$3,622	$1,328	$208,807
312	$4,950	$3,645	$1,305	$205,162
313	$4,950	$3,668	$1,282	$201,495
314	$4,950	$3,691	$1,259	$197,804
315	$4,950	$3,714	$1,236	$194,090
316	$4,950	$3,737	$1,213	$190,353
317	$4,950	$3,760	$1,190	$186,593
318	$4,950	$3,784	$1,166	$182,809
319	$4,950	$3,807	$1,143	$179,002
320	$4,950	$3,831	$1,119	$175,171
321	$4,950	$3,855	$1,095	$171,316
322	$4,950	$3,879	$1,071	$167,436
323	$4,950	$3,904	$1,046	$163,533
324	$4,950	$3,928	$1,022	$159,605
325	$4,950	$3,952	$998	$155,652
326	$4,950	$3,977	$973	$151,675
327	$4,950	$4,002	$948	$147,673
328	$4,950	$4,027	$923	$143,646
329	$4,950	$4,052	$898	$139,594
330	$4,950	$4,078	$872	$135,516
331	$4,950	$4,103	$847	$131,413
332	$4,950	$4,129	$821	$127,285
333	$4,950	$4,154	$796	$123,130
334	$4,950	$4,180	$770	$118,950
335	$4,950	$4,207	$743	$114,743
336	$4,950	$4,233	$717	$110,510
337	$4,950	$4,259	$691	$106,251
338	$4,950	$4,286	$664	$101,965
339	$4,950	$4,313	$637	$97,652
340	$4,950	$4,340	$610	$93,313
341	$4,950	$4,367	$583	$88,946
342	$4,950	$4,394	$556	$84,552
343	$4,950	$4,422	$528	$80,130
344	$4,950	$4,449	$501	$75,681
345	$4,950	$4,477	$473	$71,204
346	$4,950	$4,505	$445	$66,699
347	$4,950	$4,533	$417	$62,166
348	$4,950	$4,561	$389	$57,604
349	$4,950	$4,590	$360	$53,015
350	$4,950	$4,619	$331	$48,396
351	$4,950	$4,648	$302	$43,748
352	$4,950	$4,677	$273	$39,072
353	$4,950	$4,706	$244	$34,366
354	$4,950	$4,735	$215	$29,631
355	$4,950	$4,765	$185	$24,866
356	$4,950	$4,795	$155	$20,071
357	$4,950	$4,825	$125	$15,247
358	$4,950	$4,855	$95	$10,392
359	$4,950	$4,885	$65	$5,507
360	$4,950	$4,916	$34	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 14, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.