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1107 Seneca TRAIL

St Cloud, FL, 34772

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☆☆☆☆☆★★★★★
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3 Bedrooms
2 Bathrooms
1,804 Sq Ft
9,540 Sq Ft

Description

Looking for a meticulously maintained, incredibly beautiful home in a spectacular neighborhood? Come checkout 1107 Seneca Trail in beautiful St. Cloud! You’ll enjoy the Florida outdoors as this home boasts an amazing amount of outdoor space including a beautiful heated pool, large screened in lanai and backyard that is fully fenced in for your privacy. The home has many new upgrades, including new kitchen appliances which all convey with the home, and a roof that was replaced in 2023. The home also includes the washer/dryer and water filtration system. This home includes 3 bedrooms, 2 full bathrooms and a two-car garage. The interior of this home features a split concept that allows for two living areas and a separate formal dining room. As mentioned, the kitchen, which overlooks the large family room, boasts all new appliances including refrigerator, dishwasher, stove/cooktop and microwave. The family room provides great views and access to enjoy your covered screened-in lanai and spacious backyard oasis. The large primary suite is nestled in the front of the home for added privacy and features two walk-in closets and a large ensuite featuring a garden tub, and his/hers separate vanities. This delightful home and community are perfectly suited to enjoy living in central Florida! The home is located in the Indian Lakes community, which includes a large community pool, children’s playground and tennis court. Centrally located in beautiful St. Cloud, this home is far enough away from the hustle and bustle of the theme parks, but only a short 30-minute drive to Disney or the Orlando International airport. Call now to schedule a private showing – I promise you won’t be disappointed!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$420,000
Property Type	Single Family Homes
Usable Sqft	1,804
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2003
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$467
Association Name:	Kaitlin Marshall
Association Amenities:	Unknown

APN #	142630002800010640
MLS #	O6286669
Property ID	321336576
Lot Sqft	9,540
Zoning	SR1B
Days on Market	47
Original List Price	$420,000
Applicances	Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System%
Date Updated	April 01, 2025
Date Created	March 07, 2025

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$3,104
per month

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Estimated payment	$3,104 /mo
Loan amount	$420,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,104
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $636,917 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,937	$312	$2,625	$419,688
2	$2,937	$314	$2,623	$419,374
3	$2,937	$316	$2,621	$419,058
4	$2,937	$318	$2,619	$418,740
5	$2,937	$320	$2,617	$418,420
6	$2,937	$322	$2,615	$418,099
7	$2,937	$324	$2,613	$417,775
8	$2,937	$326	$2,611	$417,449
9	$2,937	$328	$2,609	$417,121
10	$2,937	$330	$2,607	$416,791
11	$2,937	$332	$2,605	$416,459
12	$2,937	$334	$2,603	$416,125
13	$2,937	$336	$2,601	$415,788
14	$2,937	$338	$2,599	$415,450
15	$2,937	$340	$2,597	$415,110
16	$2,937	$343	$2,594	$414,767
17	$2,937	$345	$2,592	$414,422
18	$2,937	$347	$2,590	$414,075
19	$2,937	$349	$2,588	$413,726
20	$2,937	$351	$2,586	$413,375
21	$2,937	$353	$2,584	$413,022
22	$2,937	$356	$2,581	$412,666
23	$2,937	$358	$2,579	$412,308
24	$2,937	$360	$2,577	$411,948
25	$2,937	$362	$2,575	$411,586
26	$2,937	$365	$2,572	$411,221
27	$2,937	$367	$2,570	$410,855
28	$2,937	$369	$2,568	$410,485
29	$2,937	$371	$2,566	$410,114
30	$2,937	$374	$2,563	$409,740
31	$2,937	$376	$2,561	$409,364
32	$2,937	$378	$2,559	$408,986
33	$2,937	$381	$2,556	$408,605
34	$2,937	$383	$2,554	$408,221
35	$2,937	$386	$2,551	$407,836
36	$2,937	$388	$2,549	$407,448
37	$2,937	$390	$2,547	$407,057
38	$2,937	$393	$2,544	$406,664
39	$2,937	$395	$2,542	$406,269
40	$2,937	$398	$2,539	$405,871
41	$2,937	$400	$2,537	$405,471
42	$2,937	$403	$2,534	$405,068
43	$2,937	$405	$2,532	$404,663
44	$2,937	$408	$2,529	$404,255
45	$2,937	$410	$2,527	$403,845
46	$2,937	$413	$2,524	$403,432
47	$2,937	$416	$2,521	$403,016
48	$2,937	$418	$2,519	$402,598
49	$2,937	$421	$2,516	$402,177
50	$2,937	$423	$2,514	$401,754
51	$2,937	$426	$2,511	$401,328
52	$2,937	$429	$2,508	$400,899
53	$2,937	$431	$2,506	$400,468
54	$2,937	$434	$2,503	$400,034
55	$2,937	$437	$2,500	$399,597
56	$2,937	$440	$2,497	$399,157
57	$2,937	$442	$2,495	$398,715
58	$2,937	$445	$2,492	$398,270
59	$2,937	$448	$2,489	$397,822
60	$2,937	$451	$2,486	$397,372
61	$2,937	$453	$2,484	$396,918
62	$2,937	$456	$2,481	$396,462
63	$2,937	$459	$2,478	$396,003
64	$2,937	$462	$2,475	$395,541
65	$2,937	$465	$2,472	$395,076
66	$2,937	$468	$2,469	$394,608
67	$2,937	$471	$2,466	$394,137
68	$2,937	$474	$2,463	$393,664
69	$2,937	$477	$2,460	$393,187
70	$2,937	$480	$2,457	$392,708
71	$2,937	$483	$2,454	$392,225
72	$2,937	$486	$2,451	$391,739
73	$2,937	$489	$2,448	$391,251
74	$2,937	$492	$2,445	$390,759
75	$2,937	$495	$2,442	$390,264
76	$2,937	$498	$2,439	$389,766
77	$2,937	$501	$2,436	$389,266
78	$2,937	$504	$2,433	$388,761
79	$2,937	$507	$2,430	$388,254
80	$2,937	$510	$2,427	$387,744
81	$2,937	$514	$2,423	$387,230
82	$2,937	$517	$2,420	$386,713
83	$2,937	$520	$2,417	$386,193
84	$2,937	$523	$2,414	$385,670
85	$2,937	$527	$2,410	$385,143
86	$2,937	$530	$2,407	$384,614
87	$2,937	$533	$2,404	$384,080
88	$2,937	$537	$2,401	$383,544
89	$2,937	$540	$2,397	$383,004
90	$2,937	$543	$2,394	$382,461
91	$2,937	$547	$2,390	$381,914
92	$2,937	$550	$2,387	$381,364
93	$2,937	$553	$2,384	$380,811
94	$2,937	$557	$2,380	$380,254
95	$2,937	$560	$2,377	$379,693
96	$2,937	$564	$2,373	$379,130
97	$2,937	$567	$2,370	$378,562
98	$2,937	$571	$2,366	$377,991
99	$2,937	$575	$2,362	$377,417
100	$2,937	$578	$2,359	$376,838
101	$2,937	$582	$2,355	$376,257
102	$2,937	$585	$2,352	$375,671
103	$2,937	$589	$2,348	$375,082
104	$2,937	$593	$2,344	$374,489
105	$2,937	$596	$2,341	$373,893
106	$2,937	$600	$2,337	$373,293
107	$2,937	$604	$2,333	$372,689
108	$2,937	$608	$2,329	$372,081
109	$2,937	$611	$2,326	$371,470
110	$2,937	$615	$2,322	$370,854
111	$2,937	$619	$2,318	$370,235
112	$2,937	$623	$2,314	$369,612
113	$2,937	$627	$2,310	$368,985
114	$2,937	$631	$2,306	$368,354
115	$2,937	$635	$2,302	$367,720
116	$2,937	$639	$2,298	$367,081
117	$2,937	$643	$2,294	$366,438
118	$2,937	$647	$2,290	$365,791
119	$2,937	$651	$2,286	$365,141
120	$2,937	$655	$2,282	$364,486
121	$2,937	$659	$2,278	$363,827
122	$2,937	$663	$2,274	$363,164
123	$2,937	$667	$2,270	$362,496
124	$2,937	$671	$2,266	$361,825
125	$2,937	$676	$2,261	$361,150
126	$2,937	$680	$2,257	$360,470
127	$2,937	$684	$2,253	$359,786
128	$2,937	$688	$2,249	$359,097
129	$2,937	$693	$2,244	$358,405
130	$2,937	$697	$2,240	$357,708
131	$2,937	$701	$2,236	$357,006
132	$2,937	$706	$2,231	$356,301
133	$2,937	$710	$2,227	$355,591
134	$2,937	$715	$2,222	$354,876
135	$2,937	$719	$2,218	$354,157
136	$2,937	$724	$2,213	$353,433
137	$2,937	$728	$2,209	$352,705
138	$2,937	$733	$2,204	$351,973
139	$2,937	$737	$2,200	$351,236
140	$2,937	$742	$2,195	$350,494
141	$2,937	$746	$2,191	$349,747
142	$2,937	$751	$2,186	$348,996
143	$2,937	$756	$2,181	$348,241
144	$2,937	$761	$2,177	$347,480
145	$2,937	$765	$2,172	$346,715
146	$2,937	$770	$2,167	$345,945
147	$2,937	$775	$2,162	$345,170
148	$2,937	$780	$2,157	$344,390
149	$2,937	$785	$2,152	$343,606
150	$2,937	$789	$2,148	$342,816
151	$2,937	$794	$2,143	$342,022
152	$2,937	$799	$2,138	$341,222
153	$2,937	$804	$2,133	$340,418
154	$2,937	$809	$2,128	$339,609
155	$2,937	$814	$2,123	$338,794
156	$2,937	$820	$2,117	$337,975
157	$2,937	$825	$2,112	$337,150
158	$2,937	$830	$2,107	$336,320
159	$2,937	$835	$2,102	$335,485
160	$2,937	$840	$2,097	$334,645
161	$2,937	$845	$2,092	$333,800
162	$2,937	$851	$2,086	$332,949
163	$2,937	$856	$2,081	$332,093
164	$2,937	$861	$2,076	$331,231
165	$2,937	$867	$2,070	$330,365
166	$2,937	$872	$2,065	$329,492
167	$2,937	$878	$2,059	$328,615
168	$2,937	$883	$2,054	$327,731
169	$2,937	$889	$2,048	$326,843
170	$2,937	$894	$2,043	$325,949
171	$2,937	$900	$2,037	$325,049
172	$2,937	$905	$2,032	$324,143
173	$2,937	$911	$2,026	$323,232
174	$2,937	$917	$2,020	$322,315
175	$2,937	$923	$2,014	$321,393
176	$2,937	$928	$2,009	$320,465
177	$2,937	$934	$2,003	$319,530
178	$2,937	$940	$1,997	$318,591
179	$2,937	$946	$1,991	$317,645
180	$2,937	$952	$1,985	$316,693
181	$2,937	$958	$1,979	$315,735
182	$2,937	$964	$1,973	$314,772
183	$2,937	$970	$1,967	$313,802
184	$2,937	$976	$1,961	$312,826
185	$2,937	$982	$1,955	$311,844
186	$2,937	$988	$1,949	$310,856
187	$2,937	$994	$1,943	$309,862
188	$2,937	$1,000	$1,937	$308,862
189	$2,937	$1,007	$1,930	$307,855
190	$2,937	$1,013	$1,924	$306,842
191	$2,937	$1,019	$1,918	$305,823
192	$2,937	$1,026	$1,911	$304,798
193	$2,937	$1,032	$1,905	$303,766
194	$2,937	$1,038	$1,899	$302,727
195	$2,937	$1,045	$1,892	$301,682
196	$2,937	$1,051	$1,886	$300,631
197	$2,937	$1,058	$1,879	$299,573
198	$2,937	$1,065	$1,872	$298,508
199	$2,937	$1,071	$1,866	$297,437
200	$2,937	$1,078	$1,859	$296,359
201	$2,937	$1,085	$1,852	$295,274
202	$2,937	$1,092	$1,845	$294,182
203	$2,937	$1,098	$1,839	$293,084
204	$2,937	$1,105	$1,832	$291,979
205	$2,937	$1,112	$1,825	$290,867
206	$2,937	$1,119	$1,818	$289,748
207	$2,937	$1,126	$1,811	$288,621
208	$2,937	$1,133	$1,804	$287,488
209	$2,937	$1,140	$1,797	$286,348
210	$2,937	$1,147	$1,790	$285,201
211	$2,937	$1,155	$1,783	$284,046
212	$2,937	$1,162	$1,775	$282,885
213	$2,937	$1,169	$1,768	$281,716
214	$2,937	$1,176	$1,761	$280,539
215	$2,937	$1,184	$1,753	$279,356
216	$2,937	$1,191	$1,746	$278,165
217	$2,937	$1,198	$1,739	$276,966
218	$2,937	$1,206	$1,731	$275,760
219	$2,937	$1,214	$1,724	$274,547
220	$2,937	$1,221	$1,716	$273,326
221	$2,937	$1,229	$1,708	$272,097
222	$2,937	$1,236	$1,701	$270,861
223	$2,937	$1,244	$1,693	$269,616
224	$2,937	$1,252	$1,685	$268,365
225	$2,937	$1,260	$1,677	$267,105
226	$2,937	$1,268	$1,669	$265,837
227	$2,937	$1,276	$1,661	$264,562
228	$2,937	$1,283	$1,654	$263,278
229	$2,937	$1,292	$1,645	$261,987
230	$2,937	$1,300	$1,637	$260,687
231	$2,937	$1,308	$1,629	$259,379
232	$2,937	$1,316	$1,621	$258,064
233	$2,937	$1,324	$1,613	$256,739
234	$2,937	$1,332	$1,605	$255,407
235	$2,937	$1,341	$1,596	$254,066
236	$2,937	$1,349	$1,588	$252,717
237	$2,937	$1,358	$1,579	$251,360
238	$2,937	$1,366	$1,571	$249,994
239	$2,937	$1,375	$1,562	$248,619
240	$2,937	$1,383	$1,554	$247,236
241	$2,937	$1,392	$1,545	$245,844
242	$2,937	$1,400	$1,537	$244,444
243	$2,937	$1,409	$1,528	$243,035
244	$2,937	$1,418	$1,519	$241,617
245	$2,937	$1,427	$1,510	$240,190
246	$2,937	$1,436	$1,501	$238,754
247	$2,937	$1,445	$1,492	$237,309
248	$2,937	$1,454	$1,483	$235,855
249	$2,937	$1,463	$1,474	$234,392
250	$2,937	$1,472	$1,465	$232,920
251	$2,937	$1,481	$1,456	$231,439
252	$2,937	$1,491	$1,446	$229,949
253	$2,937	$1,500	$1,437	$228,449
254	$2,937	$1,509	$1,428	$226,940
255	$2,937	$1,519	$1,418	$225,421
256	$2,937	$1,528	$1,409	$223,893
257	$2,937	$1,538	$1,399	$222,355
258	$2,937	$1,547	$1,390	$220,808
259	$2,937	$1,557	$1,380	$219,251
260	$2,937	$1,567	$1,370	$217,684
261	$2,937	$1,576	$1,361	$216,108
262	$2,937	$1,586	$1,351	$214,521
263	$2,937	$1,596	$1,341	$212,925
264	$2,937	$1,606	$1,331	$211,319
265	$2,937	$1,616	$1,321	$209,703
266	$2,937	$1,626	$1,311	$208,076
267	$2,937	$1,637	$1,300	$206,440
268	$2,937	$1,647	$1,290	$204,793
269	$2,937	$1,657	$1,280	$203,136
270	$2,937	$1,667	$1,270	$201,469
271	$2,937	$1,678	$1,259	$199,791
272	$2,937	$1,688	$1,249	$198,102
273	$2,937	$1,699	$1,238	$196,404
274	$2,937	$1,709	$1,228	$194,694
275	$2,937	$1,720	$1,217	$192,974
276	$2,937	$1,731	$1,206	$191,243
277	$2,937	$1,742	$1,195	$189,501
278	$2,937	$1,753	$1,184	$187,749
279	$2,937	$1,764	$1,173	$185,985
280	$2,937	$1,775	$1,162	$184,211
281	$2,937	$1,786	$1,151	$182,425
282	$2,937	$1,797	$1,140	$180,628
283	$2,937	$1,808	$1,129	$178,820
284	$2,937	$1,819	$1,118	$177,001
285	$2,937	$1,831	$1,106	$175,170
286	$2,937	$1,842	$1,095	$173,328
287	$2,937	$1,854	$1,083	$171,474
288	$2,937	$1,865	$1,072	$169,609
289	$2,937	$1,877	$1,060	$167,732
290	$2,937	$1,889	$1,048	$165,843
291	$2,937	$1,900	$1,037	$163,943
292	$2,937	$1,912	$1,025	$162,030
293	$2,937	$1,924	$1,013	$160,106
294	$2,937	$1,936	$1,001	$158,170
295	$2,937	$1,948	$989	$156,221
296	$2,937	$1,961	$976	$154,260
297	$2,937	$1,973	$964	$152,288
298	$2,937	$1,985	$952	$150,302
299	$2,937	$1,998	$939	$148,305
300	$2,937	$2,010	$927	$146,295
301	$2,937	$2,023	$914	$144,272
302	$2,937	$2,035	$902	$142,237
303	$2,937	$2,048	$889	$140,189
304	$2,937	$2,061	$876	$138,128
305	$2,937	$2,074	$863	$136,054
306	$2,937	$2,087	$850	$133,968
307	$2,937	$2,100	$837	$131,868
308	$2,937	$2,113	$824	$129,755
309	$2,937	$2,126	$811	$127,629
310	$2,937	$2,139	$798	$125,490
311	$2,937	$2,153	$784	$123,337
312	$2,937	$2,166	$771	$121,171
313	$2,937	$2,180	$757	$118,991
314	$2,937	$2,193	$744	$116,798
315	$2,937	$2,207	$730	$114,591
316	$2,937	$2,221	$716	$112,370
317	$2,937	$2,235	$702	$110,135
318	$2,937	$2,249	$688	$107,887
319	$2,937	$2,263	$674	$105,624
320	$2,937	$2,277	$660	$103,347
321	$2,937	$2,291	$646	$101,056
322	$2,937	$2,305	$632	$98,751
323	$2,937	$2,320	$617	$96,431
324	$2,937	$2,334	$603	$94,097
325	$2,937	$2,349	$588	$91,748
326	$2,937	$2,364	$573	$89,384
327	$2,937	$2,378	$559	$87,006
328	$2,937	$2,393	$544	$84,612
329	$2,937	$2,408	$529	$82,204
330	$2,937	$2,423	$514	$79,781
331	$2,937	$2,438	$499	$77,343
332	$2,937	$2,454	$483	$74,889
333	$2,937	$2,469	$468	$72,420
334	$2,937	$2,484	$453	$69,936
335	$2,937	$2,500	$437	$67,436
336	$2,937	$2,516	$421	$64,920
337	$2,937	$2,531	$406	$62,389
338	$2,937	$2,547	$390	$59,842
339	$2,937	$2,563	$374	$57,279
340	$2,937	$2,579	$358	$54,700
341	$2,937	$2,595	$342	$52,105
342	$2,937	$2,611	$326	$49,494
343	$2,937	$2,628	$309	$46,866
344	$2,937	$2,644	$293	$44,222
345	$2,937	$2,661	$276	$41,561
346	$2,937	$2,677	$260	$38,884
347	$2,937	$2,694	$243	$36,190
348	$2,937	$2,711	$226	$33,479
349	$2,937	$2,728	$209	$30,751
350	$2,937	$2,745	$192	$28,007
351	$2,937	$2,762	$175	$25,245
352	$2,937	$2,779	$158	$22,465
353	$2,937	$2,797	$140	$19,669
354	$2,937	$2,814	$123	$16,855
355	$2,937	$2,832	$105	$14,023
356	$2,937	$2,849	$88	$11,174
357	$2,937	$2,867	$70	$8,307
358	$2,937	$2,885	$52	$5,422
359	$2,937	$2,903	$34	$2,518
360	$2,937	$2,921	$16	$0

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