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43 Twin Oaks Dr

Monterey, CA, 93940

For Sale $1,288,000 ($635.74 per Sq Ft)

$1,288,000 ($635.74 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
2,026 Sq Ft
15,030 Sq Ft

Description

Welcome to 43 Twin Oaks Drive, a spacious home nestled in Monterey's coveted sunbelt! Featuring 3 bedrooms, 2 bathrooms and 2000+ square feet on the main level - plus an additional 395 SF bonus room downstairs which could be ideal for a home office, gym, craft room, guest room or...? An expansive living room with a vaulted ceiling, tall windows and fireplace provide ample room for entertaining, while the main living space consists of a family room, dining area and kitchen accentuated by vaulted ceilings and distressed beams creating a cottage-like ambiance. New luxury vinyl flooring leads to the bedrooms, ending at the primary suite with a raised ceiling, exposed beams and private deck. Outside, multiple decks offer sunny exposure and shaded retreats while the backyard is fully fenced for privacy. Parking is plentiful with a 2 car garage and circular driveway. This country setting is only minutes from HWY 1 and 68 as well as Whole Foods, Costco, Carmel beaches and scenic Jacks Peak hiking!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$1,288,000
Property Type	Single Family Homes
Usable Sqft	2,026
Number of Stories	2 stories
Parking Spots	2 spots
Year Built	1957
Last Sold	Unknown
Sold Price	Unknown

APN #	101201010
MLS #	ML81996955
Property ID	321336449
Lot Sqft	15,030
Zoning	R1
Days on Market	37
Original List Price	$1,288,000
Applicances	Dishwasher,Gas Cooktop,Refrigerator%
Date Updated	April 09, 2025
Date Created	March 07, 2025

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Your payment
$9,173
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$9,173 /mo
Loan amount	$1,288,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

CanvasJS.com

Your payment
$9,173
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,954,002 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$9,006	$956	$8,050	$1,287,044
2	$9,006	$962	$8,044	$1,286,082
3	$9,006	$968	$8,038	$1,285,114
4	$9,006	$974	$8,032	$1,284,140
5	$9,006	$980	$8,026	$1,283,160
6	$9,006	$986	$8,020	$1,282,174
7	$9,006	$992	$8,014	$1,281,181
8	$9,006	$999	$8,007	$1,280,183
9	$9,006	$1,005	$8,001	$1,279,178
10	$9,006	$1,011	$7,995	$1,278,167
11	$9,006	$1,017	$7,989	$1,277,149
12	$9,006	$1,024	$7,982	$1,276,125
13	$9,006	$1,030	$7,976	$1,275,095
14	$9,006	$1,037	$7,969	$1,274,058
15	$9,006	$1,043	$7,963	$1,273,015
16	$9,006	$1,050	$7,956	$1,271,966
17	$9,006	$1,056	$7,950	$1,270,909
18	$9,006	$1,063	$7,943	$1,269,847
19	$9,006	$1,069	$7,937	$1,268,777
20	$9,006	$1,076	$7,930	$1,267,701
21	$9,006	$1,083	$7,923	$1,266,618
22	$9,006	$1,090	$7,916	$1,265,529
23	$9,006	$1,096	$7,910	$1,264,432
24	$9,006	$1,103	$7,903	$1,263,329
25	$9,006	$1,110	$7,896	$1,262,219
26	$9,006	$1,117	$7,889	$1,261,101
27	$9,006	$1,124	$7,882	$1,259,977
28	$9,006	$1,131	$7,875	$1,258,846
29	$9,006	$1,138	$7,868	$1,257,708
30	$9,006	$1,145	$7,861	$1,256,563
31	$9,006	$1,152	$7,854	$1,255,410
32	$9,006	$1,160	$7,846	$1,254,250
33	$9,006	$1,167	$7,839	$1,253,084
34	$9,006	$1,174	$7,832	$1,251,909
35	$9,006	$1,182	$7,824	$1,250,728
36	$9,006	$1,189	$7,817	$1,249,539
37	$9,006	$1,196	$7,810	$1,248,342
38	$9,006	$1,204	$7,802	$1,247,139
39	$9,006	$1,211	$7,795	$1,245,927
40	$9,006	$1,219	$7,787	$1,244,708
41	$9,006	$1,227	$7,779	$1,243,482
42	$9,006	$1,234	$7,772	$1,242,247
43	$9,006	$1,242	$7,764	$1,241,005
44	$9,006	$1,250	$7,756	$1,239,756
45	$9,006	$1,258	$7,748	$1,238,498
46	$9,006	$1,265	$7,741	$1,237,233
47	$9,006	$1,273	$7,733	$1,235,959
48	$9,006	$1,281	$7,725	$1,234,678
49	$9,006	$1,289	$7,717	$1,233,389
50	$9,006	$1,297	$7,709	$1,232,092
51	$9,006	$1,305	$7,701	$1,230,786
52	$9,006	$1,314	$7,692	$1,229,473
53	$9,006	$1,322	$7,684	$1,228,151
54	$9,006	$1,330	$7,676	$1,226,821
55	$9,006	$1,338	$7,668	$1,225,482
56	$9,006	$1,347	$7,659	$1,224,136
57	$9,006	$1,355	$7,651	$1,222,781
58	$9,006	$1,364	$7,642	$1,221,417
59	$9,006	$1,372	$7,634	$1,220,045
60	$9,006	$1,381	$7,625	$1,218,664
61	$9,006	$1,389	$7,617	$1,217,275
62	$9,006	$1,398	$7,608	$1,215,877
63	$9,006	$1,407	$7,599	$1,214,470
64	$9,006	$1,416	$7,590	$1,213,054
65	$9,006	$1,424	$7,582	$1,211,630
66	$9,006	$1,433	$7,573	$1,210,197
67	$9,006	$1,442	$7,564	$1,208,754
68	$9,006	$1,451	$7,555	$1,207,303
69	$9,006	$1,460	$7,546	$1,205,843
70	$9,006	$1,469	$7,537	$1,204,373
71	$9,006	$1,479	$7,527	$1,202,895
72	$9,006	$1,488	$7,518	$1,201,407
73	$9,006	$1,497	$7,509	$1,199,909
74	$9,006	$1,507	$7,499	$1,198,403
75	$9,006	$1,516	$7,490	$1,196,887
76	$9,006	$1,525	$7,481	$1,195,361
77	$9,006	$1,535	$7,471	$1,193,826
78	$9,006	$1,545	$7,461	$1,192,282
79	$9,006	$1,554	$7,452	$1,190,728
80	$9,006	$1,564	$7,442	$1,189,164
81	$9,006	$1,574	$7,432	$1,187,590
82	$9,006	$1,584	$7,422	$1,186,006
83	$9,006	$1,593	$7,413	$1,184,413
84	$9,006	$1,603	$7,403	$1,182,809
85	$9,006	$1,613	$7,393	$1,181,196
86	$9,006	$1,624	$7,382	$1,179,573
87	$9,006	$1,634	$7,372	$1,177,939
88	$9,006	$1,644	$7,362	$1,176,295
89	$9,006	$1,654	$7,352	$1,174,641
90	$9,006	$1,664	$7,342	$1,172,976
91	$9,006	$1,675	$7,331	$1,171,301
92	$9,006	$1,685	$7,321	$1,169,616
93	$9,006	$1,696	$7,310	$1,167,920
94	$9,006	$1,707	$7,300	$1,166,214
95	$9,006	$1,717	$7,289	$1,164,497
96	$9,006	$1,728	$7,278	$1,162,769
97	$9,006	$1,739	$7,267	$1,161,030
98	$9,006	$1,750	$7,256	$1,159,280
99	$9,006	$1,761	$7,246	$1,157,520
100	$9,006	$1,772	$7,235	$1,155,748
101	$9,006	$1,783	$7,223	$1,153,966
102	$9,006	$1,794	$7,212	$1,152,172
103	$9,006	$1,805	$7,201	$1,150,367
104	$9,006	$1,816	$7,190	$1,148,551
105	$9,006	$1,828	$7,178	$1,146,723
106	$9,006	$1,839	$7,167	$1,144,884
107	$9,006	$1,850	$7,156	$1,143,034
108	$9,006	$1,862	$7,144	$1,141,172
109	$9,006	$1,874	$7,132	$1,139,298
110	$9,006	$1,885	$7,121	$1,137,413
111	$9,006	$1,897	$7,109	$1,135,516
112	$9,006	$1,909	$7,097	$1,133,607
113	$9,006	$1,921	$7,085	$1,131,686
114	$9,006	$1,933	$7,073	$1,129,753
115	$9,006	$1,945	$7,061	$1,127,808
116	$9,006	$1,957	$7,049	$1,125,850
117	$9,006	$1,969	$7,037	$1,123,881
118	$9,006	$1,982	$7,024	$1,121,899
119	$9,006	$1,994	$7,012	$1,119,905
120	$9,006	$2,007	$6,999	$1,117,899
121	$9,006	$2,019	$6,987	$1,115,879
122	$9,006	$2,032	$6,974	$1,113,848
123	$9,006	$2,044	$6,962	$1,111,803
124	$9,006	$2,057	$6,949	$1,109,746
125	$9,006	$2,070	$6,936	$1,107,676
126	$9,006	$2,083	$6,923	$1,105,593
127	$9,006	$2,096	$6,910	$1,103,497
128	$9,006	$2,109	$6,897	$1,101,388
129	$9,006	$2,122	$6,884	$1,099,265
130	$9,006	$2,136	$6,870	$1,097,130
131	$9,006	$2,149	$6,857	$1,094,981
132	$9,006	$2,162	$6,844	$1,092,818
133	$9,006	$2,176	$6,830	$1,090,643
134	$9,006	$2,189	$6,817	$1,088,453
135	$9,006	$2,203	$6,803	$1,086,250
136	$9,006	$2,217	$6,789	$1,084,033
137	$9,006	$2,231	$6,775	$1,081,802
138	$9,006	$2,245	$6,761	$1,079,557
139	$9,006	$2,259	$6,747	$1,077,299
140	$9,006	$2,273	$6,733	$1,075,026
141	$9,006	$2,287	$6,719	$1,072,739
142	$9,006	$2,301	$6,705	$1,070,437
143	$9,006	$2,316	$6,690	$1,068,122
144	$9,006	$2,330	$6,676	$1,065,791
145	$9,006	$2,345	$6,661	$1,063,447
146	$9,006	$2,359	$6,647	$1,061,087
147	$9,006	$2,374	$6,632	$1,058,713
148	$9,006	$2,389	$6,617	$1,056,324
149	$9,006	$2,404	$6,602	$1,053,920
150	$9,006	$2,419	$6,587	$1,051,501
151	$9,006	$2,434	$6,572	$1,049,067
152	$9,006	$2,449	$6,557	$1,046,617
153	$9,006	$2,465	$6,541	$1,044,153
154	$9,006	$2,480	$6,526	$1,041,673
155	$9,006	$2,496	$6,510	$1,039,177
156	$9,006	$2,511	$6,495	$1,036,666
157	$9,006	$2,527	$6,479	$1,034,139
158	$9,006	$2,543	$6,463	$1,031,597
159	$9,006	$2,559	$6,447	$1,029,038
160	$9,006	$2,575	$6,431	$1,026,464
161	$9,006	$2,591	$6,415	$1,023,873
162	$9,006	$2,607	$6,399	$1,021,266
163	$9,006	$2,623	$6,383	$1,018,643
164	$9,006	$2,639	$6,367	$1,016,004
165	$9,006	$2,656	$6,350	$1,013,348
166	$9,006	$2,673	$6,333	$1,010,675
167	$9,006	$2,689	$6,317	$1,007,986
168	$9,006	$2,706	$6,300	$1,005,280
169	$9,006	$2,723	$6,283	$1,002,557
170	$9,006	$2,740	$6,266	$999,817
171	$9,006	$2,757	$6,249	$997,059
172	$9,006	$2,774	$6,232	$994,285
173	$9,006	$2,792	$6,214	$991,493
174	$9,006	$2,809	$6,197	$988,684
175	$9,006	$2,827	$6,179	$985,857
176	$9,006	$2,844	$6,162	$983,013
177	$9,006	$2,862	$6,144	$980,151
178	$9,006	$2,880	$6,126	$977,271
179	$9,006	$2,898	$6,108	$974,373
180	$9,006	$2,916	$6,090	$971,457
181	$9,006	$2,934	$6,072	$968,522
182	$9,006	$2,953	$6,053	$965,569
183	$9,006	$2,971	$6,035	$962,598
184	$9,006	$2,990	$6,016	$959,609
185	$9,006	$3,008	$5,998	$956,600
186	$9,006	$3,027	$5,979	$953,573
187	$9,006	$3,046	$5,960	$950,527
188	$9,006	$3,065	$5,941	$947,461
189	$9,006	$3,084	$5,922	$944,377
190	$9,006	$3,104	$5,902	$941,273
191	$9,006	$3,123	$5,883	$938,150
192	$9,006	$3,143	$5,863	$935,008
193	$9,006	$3,162	$5,844	$931,846
194	$9,006	$3,182	$5,824	$928,664
195	$9,006	$3,202	$5,804	$925,462
196	$9,006	$3,222	$5,784	$922,240
197	$9,006	$3,242	$5,764	$918,998
198	$9,006	$3,262	$5,744	$915,736
199	$9,006	$3,283	$5,723	$912,453
200	$9,006	$3,303	$5,703	$909,150
201	$9,006	$3,324	$5,682	$905,826
202	$9,006	$3,345	$5,661	$902,481
203	$9,006	$3,365	$5,641	$899,116
204	$9,006	$3,387	$5,619	$895,729
205	$9,006	$3,408	$5,598	$892,322
206	$9,006	$3,429	$5,577	$888,893
207	$9,006	$3,450	$5,556	$885,442
208	$9,006	$3,472	$5,534	$881,970
209	$9,006	$3,494	$5,512	$878,477
210	$9,006	$3,516	$5,490	$874,961
211	$9,006	$3,537	$5,469	$871,424
212	$9,006	$3,560	$5,446	$867,864
213	$9,006	$3,582	$5,424	$864,282
214	$9,006	$3,604	$5,402	$860,678
215	$9,006	$3,627	$5,379	$857,051
216	$9,006	$3,649	$5,357	$853,402
217	$9,006	$3,672	$5,334	$849,730
218	$9,006	$3,695	$5,311	$846,034
219	$9,006	$3,718	$5,288	$842,316
220	$9,006	$3,742	$5,264	$838,575
221	$9,006	$3,765	$5,241	$834,810
222	$9,006	$3,788	$5,218	$831,021
223	$9,006	$3,812	$5,194	$827,209
224	$9,006	$3,836	$5,170	$823,373
225	$9,006	$3,860	$5,146	$819,513
226	$9,006	$3,884	$5,122	$815,629
227	$9,006	$3,908	$5,098	$811,721
228	$9,006	$3,933	$5,073	$807,788
229	$9,006	$3,957	$5,049	$803,831
230	$9,006	$3,982	$5,024	$799,849
231	$9,006	$4,007	$4,999	$795,842
232	$9,006	$4,032	$4,974	$791,810
233	$9,006	$4,057	$4,949	$787,753
234	$9,006	$4,083	$4,923	$783,670
235	$9,006	$4,108	$4,898	$779,562
236	$9,006	$4,134	$4,872	$775,428
237	$9,006	$4,160	$4,846	$771,269
238	$9,006	$4,186	$4,820	$767,083
239	$9,006	$4,212	$4,794	$762,871
240	$9,006	$4,238	$4,768	$758,633
241	$9,006	$4,265	$4,741	$754,369
242	$9,006	$4,291	$4,715	$750,078
243	$9,006	$4,318	$4,688	$745,760
244	$9,006	$4,345	$4,661	$741,415
245	$9,006	$4,372	$4,634	$737,042
246	$9,006	$4,399	$4,607	$732,643
247	$9,006	$4,427	$4,579	$728,216
248	$9,006	$4,455	$4,551	$723,761
249	$9,006	$4,482	$4,524	$719,279
250	$9,006	$4,511	$4,495	$714,768
251	$9,006	$4,539	$4,467	$710,230
252	$9,006	$4,567	$4,439	$705,663
253	$9,006	$4,596	$4,410	$701,067
254	$9,006	$4,624	$4,382	$696,443
255	$9,006	$4,653	$4,353	$691,789
256	$9,006	$4,682	$4,324	$687,107
257	$9,006	$4,712	$4,294	$682,396
258	$9,006	$4,741	$4,265	$677,654
259	$9,006	$4,771	$4,235	$672,884
260	$9,006	$4,800	$4,206	$668,083
261	$9,006	$4,830	$4,176	$663,253
262	$9,006	$4,861	$4,145	$658,392
263	$9,006	$4,891	$4,115	$653,501
264	$9,006	$4,922	$4,084	$648,580
265	$9,006	$4,952	$4,054	$643,627
266	$9,006	$4,983	$4,023	$638,644
267	$9,006	$5,014	$3,992	$633,629
268	$9,006	$5,046	$3,960	$628,584
269	$9,006	$5,077	$3,929	$623,506
270	$9,006	$5,109	$3,897	$618,397
271	$9,006	$5,141	$3,865	$613,256
272	$9,006	$5,173	$3,833	$608,083
273	$9,006	$5,205	$3,801	$602,877
274	$9,006	$5,238	$3,768	$597,639
275	$9,006	$5,271	$3,735	$592,369
276	$9,006	$5,304	$3,702	$587,065
277	$9,006	$5,337	$3,669	$581,728
278	$9,006	$5,370	$3,636	$576,358
279	$9,006	$5,404	$3,602	$570,954
280	$9,006	$5,438	$3,568	$565,517
281	$9,006	$5,472	$3,534	$560,045
282	$9,006	$5,506	$3,500	$554,539
283	$9,006	$5,540	$3,466	$548,999
284	$9,006	$5,575	$3,431	$543,424
285	$9,006	$5,610	$3,396	$537,815
286	$9,006	$5,645	$3,361	$532,170
287	$9,006	$5,680	$3,326	$526,490
288	$9,006	$5,715	$3,291	$520,775
289	$9,006	$5,751	$3,255	$515,024
290	$9,006	$5,787	$3,219	$509,237
291	$9,006	$5,823	$3,183	$503,413
292	$9,006	$5,860	$3,146	$497,554
293	$9,006	$5,896	$3,110	$491,657
294	$9,006	$5,933	$3,073	$485,724
295	$9,006	$5,970	$3,036	$479,754
296	$9,006	$6,008	$2,998	$473,746
297	$9,006	$6,045	$2,961	$467,701
298	$9,006	$6,083	$2,923	$461,619
299	$9,006	$6,121	$2,885	$455,498
300	$9,006	$6,159	$2,847	$449,338
301	$9,006	$6,198	$2,808	$443,141
302	$9,006	$6,236	$2,770	$436,904
303	$9,006	$6,275	$2,731	$430,629
304	$9,006	$6,315	$2,691	$424,315
305	$9,006	$6,354	$2,652	$417,961
306	$9,006	$6,394	$2,612	$411,567
307	$9,006	$6,434	$2,572	$405,133
308	$9,006	$6,474	$2,532	$398,659
309	$9,006	$6,514	$2,492	$392,145
310	$9,006	$6,555	$2,451	$385,590
311	$9,006	$6,596	$2,410	$378,994
312	$9,006	$6,637	$2,369	$372,356
313	$9,006	$6,679	$2,327	$365,678
314	$9,006	$6,721	$2,285	$358,957
315	$9,006	$6,763	$2,243	$352,195
316	$9,006	$6,805	$2,201	$345,390
317	$9,006	$6,847	$2,159	$338,542
318	$9,006	$6,890	$2,116	$331,652
319	$9,006	$6,933	$2,073	$324,719
320	$9,006	$6,977	$2,029	$317,743
321	$9,006	$7,020	$1,986	$310,723
322	$9,006	$7,064	$1,942	$303,659
323	$9,006	$7,108	$1,898	$296,550
324	$9,006	$7,153	$1,853	$289,398
325	$9,006	$7,197	$1,809	$282,201
326	$9,006	$7,242	$1,764	$274,958
327	$9,006	$7,288	$1,718	$267,671
328	$9,006	$7,333	$1,673	$260,338
329	$9,006	$7,379	$1,627	$252,959
330	$9,006	$7,425	$1,581	$245,534
331	$9,006	$7,471	$1,535	$238,062
332	$9,006	$7,518	$1,488	$230,544
333	$9,006	$7,565	$1,441	$222,979
334	$9,006	$7,612	$1,394	$215,367
335	$9,006	$7,660	$1,346	$207,707
336	$9,006	$7,708	$1,298	$199,999
337	$9,006	$7,756	$1,250	$192,243
338	$9,006	$7,804	$1,202	$184,439
339	$9,006	$7,853	$1,153	$176,585
340	$9,006	$7,902	$1,104	$168,683
341	$9,006	$7,952	$1,054	$160,731
342	$9,006	$8,001	$1,005	$152,730
343	$9,006	$8,051	$955	$144,678
344	$9,006	$8,102	$904	$136,577
345	$9,006	$8,152	$854	$128,424
346	$9,006	$8,203	$803	$120,221
347	$9,006	$8,255	$751	$111,966
348	$9,006	$8,306	$700	$103,660
349	$9,006	$8,358	$648	$95,302
350	$9,006	$8,410	$596	$86,892
351	$9,006	$8,463	$543	$78,429
352	$9,006	$8,516	$490	$69,913
353	$9,006	$8,569	$437	$61,344
354	$9,006	$8,623	$383	$52,721
355	$9,006	$8,676	$330	$44,045
356	$9,006	$8,731	$275	$35,314
357	$9,006	$8,785	$221	$26,529
358	$9,006	$8,840	$166	$17,688
359	$9,006	$8,895	$111	$8,793
360	$9,006	$8,951	$55	$0

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© 2025 CRMLS. All rights reserved. Some listings on this website are from CRMLS as of April 09, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.