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3650 Valley Ridge Ln

San Jose, CA, 95148

For Sale $3,200,000 ($706.25 per Sq Ft)

$3,200,000 ($706.25 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

5 Bedrooms
4 Bathrooms
4,531 Sq Ft
43,557 Sq Ft

Description

Stunning 5-Bedroom Home in the Foothills of San Jose Nestled in the picturesque foothills of San Jose, this expansive 4,531 sq. ft. home sits on a generous one-acre lot, offering breathtaking views of the city. Boasting 5 spacious bedrooms and 3 bathrooms, this home is designed for both comfort and entertaining. The primary bedroom features a private balcony, perfect for enjoying peaceful mornings or stunning sunset views. Cozy up by one of three fireplaces located in the primary bedroom , large family room and living room, both featuring oversized windows that showcase the beautiful scenery. Recent updates include refinished hardwood floors and fresh paint throughout, creating a bright and inviting atmosphere. The backyard is a blank canvas, ready for you to design your dream outdoor retreat. Home includes solar and newer Ac units and Furnace. With ample space and endless possibilities, this home is perfect for those seeking tranquility while remaining close to everything San Jose has to offer. Dont miss this incredible opportunity!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$3,200,000
Property Type	Single Family Homes
Usable Sqft	4,531
Number of Stories	2 stories
Parking Spots	1 spots
Year Built	1989
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$800
Association Name:	valley ridge HOA
Association Amenities:	Unknown

APN #	65418014
MLS #	ML81987401
Property ID	321330080
Lot Sqft	43,557
Zoning	RR
Days on Market	18
Original List Price	$3,200,000
Date Updated	March 10, 2025
Date Created	March 05, 2025

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Your payment
$22,542
per month

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Principle & Interest

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Estimated payment	$22,542 /mo
Loan amount	$3,200,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$22,542
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $4,854,817 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$22,375	$2,375	$20,000	$3,197,625
2	$22,375	$2,390	$19,985	$3,195,235
3	$22,375	$2,405	$19,970	$3,192,830
4	$22,375	$2,420	$19,955	$3,190,411
5	$22,375	$2,435	$19,940	$3,187,976
6	$22,375	$2,450	$19,925	$3,185,525
7	$22,375	$2,465	$19,910	$3,183,060
8	$22,375	$2,481	$19,894	$3,180,579
9	$22,375	$2,496	$19,879	$3,178,083
10	$22,375	$2,512	$19,863	$3,175,571
11	$22,375	$2,528	$19,847	$3,173,043
12	$22,375	$2,543	$19,832	$3,170,500
13	$22,375	$2,559	$19,816	$3,167,940
14	$22,375	$2,575	$19,800	$3,165,365
15	$22,375	$2,591	$19,784	$3,162,773
16	$22,375	$2,608	$19,767	$3,160,166
17	$22,375	$2,624	$19,751	$3,157,542
18	$22,375	$2,640	$19,735	$3,154,901
19	$22,375	$2,657	$19,718	$3,152,245
20	$22,375	$2,673	$19,702	$3,149,571
21	$22,375	$2,690	$19,685	$3,146,881
22	$22,375	$2,707	$19,668	$3,144,174
23	$22,375	$2,724	$19,651	$3,141,450
24	$22,375	$2,741	$19,634	$3,138,709
25	$22,375	$2,758	$19,617	$3,135,951
26	$22,375	$2,775	$19,600	$3,133,176
27	$22,375	$2,793	$19,582	$3,130,383
28	$22,375	$2,810	$19,565	$3,127,573
29	$22,375	$2,828	$19,547	$3,124,745
30	$22,375	$2,845	$19,530	$3,121,900
31	$22,375	$2,863	$19,512	$3,119,037
32	$22,375	$2,881	$19,494	$3,116,156
33	$22,375	$2,899	$19,476	$3,113,257
34	$22,375	$2,917	$19,458	$3,110,340
35	$22,375	$2,935	$19,440	$3,107,404
36	$22,375	$2,954	$19,421	$3,104,450
37	$22,375	$2,972	$19,403	$3,101,478
38	$22,375	$2,991	$19,384	$3,098,488
39	$22,375	$3,009	$19,366	$3,095,478
40	$22,375	$3,028	$19,347	$3,092,450
41	$22,375	$3,047	$19,328	$3,089,403
42	$22,375	$3,066	$19,309	$3,086,336
43	$22,375	$3,085	$19,290	$3,083,251
44	$22,375	$3,105	$19,270	$3,080,146
45	$22,375	$3,124	$19,251	$3,077,022
46	$22,375	$3,144	$19,231	$3,073,879
47	$22,375	$3,163	$19,212	$3,070,715
48	$22,375	$3,183	$19,192	$3,067,532
49	$22,375	$3,203	$19,172	$3,064,329
50	$22,375	$3,223	$19,152	$3,061,106
51	$22,375	$3,243	$19,132	$3,057,863
52	$22,375	$3,263	$19,112	$3,054,600
53	$22,375	$3,284	$19,091	$3,051,316
54	$22,375	$3,304	$19,071	$3,048,012
55	$22,375	$3,325	$19,050	$3,044,687
56	$22,375	$3,346	$19,029	$3,041,341
57	$22,375	$3,367	$19,008	$3,037,975
58	$22,375	$3,388	$18,987	$3,034,587
59	$22,375	$3,409	$18,966	$3,031,178
60	$22,375	$3,430	$18,945	$3,027,748
61	$22,375	$3,452	$18,923	$3,024,297
62	$22,375	$3,473	$18,902	$3,020,823
63	$22,375	$3,495	$18,880	$3,017,329
64	$22,375	$3,517	$18,858	$3,013,812
65	$22,375	$3,539	$18,836	$3,010,273
66	$22,375	$3,561	$18,814	$3,006,712
67	$22,375	$3,583	$18,792	$3,003,129
68	$22,375	$3,605	$18,770	$2,999,524
69	$22,375	$3,628	$18,747	$2,995,896
70	$22,375	$3,651	$18,724	$2,992,245
71	$22,375	$3,673	$18,702	$2,988,572
72	$22,375	$3,696	$18,679	$2,984,875
73	$22,375	$3,720	$18,655	$2,981,156
74	$22,375	$3,743	$18,632	$2,977,413
75	$22,375	$3,766	$18,609	$2,973,647
76	$22,375	$3,790	$18,585	$2,969,857
77	$22,375	$3,813	$18,562	$2,966,044
78	$22,375	$3,837	$18,538	$2,962,207
79	$22,375	$3,861	$18,514	$2,958,345
80	$22,375	$3,885	$18,490	$2,954,460
81	$22,375	$3,910	$18,465	$2,950,550
82	$22,375	$3,934	$18,441	$2,946,616
83	$22,375	$3,959	$18,416	$2,942,658
84	$22,375	$3,983	$18,392	$2,938,674
85	$22,375	$4,008	$18,367	$2,934,666
86	$22,375	$4,033	$18,342	$2,930,633
87	$22,375	$4,059	$18,316	$2,926,574
88	$22,375	$4,084	$18,291	$2,922,490
89	$22,375	$4,109	$18,266	$2,918,381
90	$22,375	$4,135	$18,240	$2,914,246
91	$22,375	$4,161	$18,214	$2,910,085
92	$22,375	$4,187	$18,188	$2,905,898
93	$22,375	$4,213	$18,162	$2,901,685
94	$22,375	$4,239	$18,136	$2,897,445
95	$22,375	$4,266	$18,109	$2,893,179
96	$22,375	$4,293	$18,082	$2,888,887
97	$22,375	$4,319	$18,056	$2,884,567
98	$22,375	$4,346	$18,029	$2,880,221
99	$22,375	$4,374	$18,001	$2,875,847
100	$22,375	$4,401	$17,974	$2,871,446
101	$22,375	$4,428	$17,947	$2,867,018
102	$22,375	$4,456	$17,919	$2,862,561
103	$22,375	$4,484	$17,891	$2,858,077
104	$22,375	$4,512	$17,863	$2,853,565
105	$22,375	$4,540	$17,835	$2,849,025
106	$22,375	$4,569	$17,806	$2,844,457
107	$22,375	$4,597	$17,778	$2,839,859
108	$22,375	$4,626	$17,749	$2,835,234
109	$22,375	$4,655	$17,720	$2,830,579
110	$22,375	$4,684	$17,691	$2,825,895
111	$22,375	$4,713	$17,662	$2,821,182
112	$22,375	$4,743	$17,632	$2,816,439
113	$22,375	$4,772	$17,603	$2,811,667
114	$22,375	$4,802	$17,573	$2,806,865
115	$22,375	$4,832	$17,543	$2,802,033
116	$22,375	$4,862	$17,513	$2,797,170
117	$22,375	$4,893	$17,482	$2,792,278
118	$22,375	$4,923	$17,452	$2,787,354
119	$22,375	$4,954	$17,421	$2,782,400
120	$22,375	$4,985	$17,390	$2,777,415
121	$22,375	$5,016	$17,359	$2,772,399
122	$22,375	$5,048	$17,328	$2,767,352
123	$22,375	$5,079	$17,296	$2,762,273
124	$22,375	$5,111	$17,264	$2,757,162
125	$22,375	$5,143	$17,232	$2,752,019
126	$22,375	$5,175	$17,200	$2,746,844
127	$22,375	$5,207	$17,168	$2,741,637
128	$22,375	$5,240	$17,135	$2,736,397
129	$22,375	$5,273	$17,102	$2,731,125
130	$22,375	$5,305	$17,070	$2,725,819
131	$22,375	$5,339	$17,036	$2,720,481
132	$22,375	$5,372	$17,003	$2,715,109
133	$22,375	$5,406	$16,969	$2,709,703
134	$22,375	$5,439	$16,936	$2,704,264
135	$22,375	$5,473	$16,902	$2,698,790
136	$22,375	$5,508	$16,867	$2,693,283
137	$22,375	$5,542	$16,833	$2,687,741
138	$22,375	$5,577	$16,798	$2,682,164
139	$22,375	$5,611	$16,764	$2,676,553
140	$22,375	$5,647	$16,728	$2,670,906
141	$22,375	$5,682	$16,693	$2,665,224
142	$22,375	$5,717	$16,658	$2,659,507
143	$22,375	$5,753	$16,622	$2,653,754
144	$22,375	$5,789	$16,586	$2,647,965
145	$22,375	$5,825	$16,550	$2,642,140
146	$22,375	$5,862	$16,513	$2,636,278
147	$22,375	$5,898	$16,477	$2,630,380
148	$22,375	$5,935	$16,440	$2,624,445
149	$22,375	$5,972	$16,403	$2,618,472
150	$22,375	$6,010	$16,365	$2,612,463
151	$22,375	$6,047	$16,328	$2,606,416
152	$22,375	$6,085	$16,290	$2,600,331
153	$22,375	$6,123	$16,252	$2,594,208
154	$22,375	$6,161	$16,214	$2,588,047
155	$22,375	$6,200	$16,175	$2,581,847
156	$22,375	$6,238	$16,137	$2,575,609
157	$22,375	$6,277	$16,098	$2,569,331
158	$22,375	$6,317	$16,058	$2,563,014
159	$22,375	$6,356	$16,019	$2,556,658
160	$22,375	$6,396	$15,979	$2,550,262
161	$22,375	$6,436	$15,939	$2,543,827
162	$22,375	$6,476	$15,899	$2,537,350
163	$22,375	$6,517	$15,858	$2,530,834
164	$22,375	$6,557	$15,818	$2,524,277
165	$22,375	$6,598	$15,777	$2,517,678
166	$22,375	$6,640	$15,735	$2,511,039
167	$22,375	$6,681	$15,694	$2,504,358
168	$22,375	$6,723	$15,652	$2,497,635
169	$22,375	$6,765	$15,610	$2,490,870
170	$22,375	$6,807	$15,568	$2,484,063
171	$22,375	$6,850	$15,525	$2,477,214
172	$22,375	$6,892	$15,483	$2,470,321
173	$22,375	$6,935	$15,440	$2,463,386
174	$22,375	$6,979	$15,396	$2,456,407
175	$22,375	$7,022	$15,353	$2,449,384
176	$22,375	$7,066	$15,309	$2,442,318
177	$22,375	$7,111	$15,264	$2,435,208
178	$22,375	$7,155	$15,220	$2,428,053
179	$22,375	$7,200	$15,175	$2,420,853
180	$22,375	$7,245	$15,130	$2,413,608
181	$22,375	$7,290	$15,085	$2,406,318
182	$22,375	$7,336	$15,039	$2,398,983
183	$22,375	$7,381	$14,994	$2,391,601
184	$22,375	$7,427	$14,948	$2,384,174
185	$22,375	$7,474	$14,901	$2,376,700
186	$22,375	$7,521	$14,854	$2,369,179
187	$22,375	$7,568	$14,807	$2,361,612
188	$22,375	$7,615	$14,760	$2,353,997
189	$22,375	$7,663	$14,712	$2,346,334
190	$22,375	$7,710	$14,665	$2,338,624
191	$22,375	$7,759	$14,616	$2,330,865
192	$22,375	$7,807	$14,568	$2,323,058
193	$22,375	$7,856	$14,519	$2,315,202
194	$22,375	$7,905	$14,470	$2,307,297
195	$22,375	$7,954	$14,421	$2,299,343
196	$22,375	$8,004	$14,371	$2,291,339
197	$22,375	$8,054	$14,321	$2,283,285
198	$22,375	$8,104	$14,271	$2,275,180
199	$22,375	$8,155	$14,220	$2,267,025
200	$22,375	$8,206	$14,169	$2,258,819
201	$22,375	$8,257	$14,118	$2,250,562
202	$22,375	$8,309	$14,066	$2,242,253
203	$22,375	$8,361	$14,014	$2,233,892
204	$22,375	$8,413	$13,962	$2,225,479
205	$22,375	$8,466	$13,909	$2,217,013
206	$22,375	$8,519	$13,856	$2,208,494
207	$22,375	$8,572	$13,803	$2,199,922
208	$22,375	$8,625	$13,750	$2,191,297
209	$22,375	$8,679	$13,696	$2,182,617
210	$22,375	$8,734	$13,641	$2,173,884
211	$22,375	$8,788	$13,587	$2,165,096
212	$22,375	$8,843	$13,532	$2,156,252
213	$22,375	$8,898	$13,477	$2,147,354
214	$22,375	$8,954	$13,421	$2,138,400
215	$22,375	$9,010	$13,365	$2,129,390
216	$22,375	$9,066	$13,309	$2,120,324
217	$22,375	$9,123	$13,252	$2,111,201
218	$22,375	$9,180	$13,195	$2,102,021
219	$22,375	$9,237	$13,138	$2,092,783
220	$22,375	$9,295	$13,080	$2,083,488
221	$22,375	$9,353	$13,022	$2,074,135
222	$22,375	$9,412	$12,963	$2,064,723
223	$22,375	$9,470	$12,905	$2,055,253
224	$22,375	$9,530	$12,845	$2,045,723
225	$22,375	$9,589	$12,786	$2,036,134
226	$22,375	$9,649	$12,726	$2,026,485
227	$22,375	$9,709	$12,666	$2,016,775
228	$22,375	$9,770	$12,605	$2,007,005
229	$22,375	$9,831	$12,544	$1,997,174
230	$22,375	$9,893	$12,482	$1,987,281
231	$22,375	$9,954	$12,421	$1,977,327
232	$22,375	$10,017	$12,358	$1,967,310
233	$22,375	$10,079	$12,296	$1,957,231
234	$22,375	$10,142	$12,233	$1,947,088
235	$22,375	$10,206	$12,169	$1,936,883
236	$22,375	$10,269	$12,106	$1,926,613
237	$22,375	$10,334	$12,041	$1,916,280
238	$22,375	$10,398	$11,977	$1,905,881
239	$22,375	$10,463	$11,912	$1,895,418
240	$22,375	$10,529	$11,846	$1,884,889
241	$22,375	$10,594	$11,781	$1,874,295
242	$22,375	$10,661	$11,714	$1,863,634
243	$22,375	$10,727	$11,648	$1,852,907
244	$22,375	$10,794	$11,581	$1,842,113
245	$22,375	$10,862	$11,513	$1,831,251
246	$22,375	$10,930	$11,445	$1,820,321
247	$22,375	$10,998	$11,377	$1,809,323
248	$22,375	$11,067	$11,308	$1,798,257
249	$22,375	$11,136	$11,239	$1,787,121
250	$22,375	$11,206	$11,170	$1,775,915
251	$22,375	$11,276	$11,099	$1,764,640
252	$22,375	$11,346	$11,029	$1,753,294
253	$22,375	$11,417	$10,958	$1,741,877
254	$22,375	$11,488	$10,887	$1,730,388
255	$22,375	$11,560	$10,815	$1,718,828
256	$22,375	$11,632	$10,743	$1,707,196
257	$22,375	$11,705	$10,670	$1,695,491
258	$22,375	$11,778	$10,597	$1,683,713
259	$22,375	$11,852	$10,523	$1,671,861
260	$22,375	$11,926	$10,449	$1,659,935
261	$22,375	$12,000	$10,375	$1,647,935
262	$22,375	$12,075	$10,300	$1,635,859
263	$22,375	$12,151	$10,224	$1,623,708
264	$22,375	$12,227	$10,148	$1,611,482
265	$22,375	$12,303	$10,072	$1,599,178
266	$22,375	$12,380	$9,995	$1,586,798
267	$22,375	$12,458	$9,917	$1,574,341
268	$22,375	$12,535	$9,840	$1,561,805
269	$22,375	$12,614	$9,761	$1,549,192
270	$22,375	$12,693	$9,682	$1,536,499
271	$22,375	$12,772	$9,603	$1,523,727
272	$22,375	$12,852	$9,523	$1,510,875
273	$22,375	$12,932	$9,443	$1,497,943
274	$22,375	$13,013	$9,362	$1,484,931
275	$22,375	$13,094	$9,281	$1,471,836
276	$22,375	$13,176	$9,199	$1,458,660
277	$22,375	$13,258	$9,117	$1,445,402
278	$22,375	$13,341	$9,034	$1,432,061
279	$22,375	$13,425	$8,950	$1,418,636
280	$22,375	$13,509	$8,866	$1,405,128
281	$22,375	$13,593	$8,782	$1,391,535
282	$22,375	$13,678	$8,697	$1,377,857
283	$22,375	$13,763	$8,612	$1,364,093
284	$22,375	$13,849	$8,526	$1,350,244
285	$22,375	$13,936	$8,439	$1,336,308
286	$22,375	$14,023	$8,352	$1,322,285
287	$22,375	$14,111	$8,264	$1,308,174
288	$22,375	$14,199	$8,176	$1,293,975
289	$22,375	$14,288	$8,087	$1,279,688
290	$22,375	$14,377	$7,998	$1,265,311
291	$22,375	$14,467	$7,908	$1,250,844
292	$22,375	$14,557	$7,818	$1,236,287
293	$22,375	$14,648	$7,727	$1,221,638
294	$22,375	$14,740	$7,635	$1,206,899
295	$22,375	$14,832	$7,543	$1,192,067
296	$22,375	$14,925	$7,450	$1,177,142
297	$22,375	$15,018	$7,357	$1,162,124
298	$22,375	$15,112	$7,263	$1,147,013
299	$22,375	$15,206	$7,169	$1,131,806
300	$22,375	$15,301	$7,074	$1,116,505
301	$22,375	$15,397	$6,978	$1,101,108
302	$22,375	$15,493	$6,882	$1,085,615
303	$22,375	$15,590	$6,785	$1,070,025
304	$22,375	$15,687	$6,688	$1,054,338
305	$22,375	$15,785	$6,590	$1,038,553
306	$22,375	$15,884	$6,491	$1,022,669
307	$22,375	$15,983	$6,392	$1,006,685
308	$22,375	$16,083	$6,292	$990,602
309	$22,375	$16,184	$6,191	$974,418
310	$22,375	$16,285	$6,090	$958,133
311	$22,375	$16,387	$5,988	$941,747
312	$22,375	$16,489	$5,886	$925,258
313	$22,375	$16,592	$5,783	$908,666
314	$22,375	$16,696	$5,679	$891,970
315	$22,375	$16,800	$5,575	$875,170
316	$22,375	$16,905	$5,470	$858,264
317	$22,375	$17,011	$5,364	$841,254
318	$22,375	$17,117	$5,258	$824,136
319	$22,375	$17,224	$5,151	$806,912
320	$22,375	$17,332	$5,043	$789,580
321	$22,375	$17,440	$4,935	$772,140
322	$22,375	$17,549	$4,826	$754,591
323	$22,375	$17,659	$4,716	$736,932
324	$22,375	$17,769	$4,606	$719,163
325	$22,375	$17,880	$4,495	$701,283
326	$22,375	$17,992	$4,383	$683,291
327	$22,375	$18,104	$4,271	$665,187
328	$22,375	$18,218	$4,157	$646,969
329	$22,375	$18,331	$4,044	$628,638
330	$22,375	$18,446	$3,929	$610,192
331	$22,375	$18,561	$3,814	$591,630
332	$22,375	$18,677	$3,698	$572,953
333	$22,375	$18,794	$3,581	$554,159
334	$22,375	$18,912	$3,463	$535,247
335	$22,375	$19,030	$3,345	$516,218
336	$22,375	$19,149	$3,226	$497,069
337	$22,375	$19,268	$3,107	$477,801
338	$22,375	$19,389	$2,986	$458,412
339	$22,375	$19,510	$2,865	$438,902
340	$22,375	$19,632	$2,743	$419,270
341	$22,375	$19,755	$2,620	$399,516
342	$22,375	$19,878	$2,497	$379,638
343	$22,375	$20,002	$2,373	$359,635
344	$22,375	$20,127	$2,248	$339,508
345	$22,375	$20,253	$2,122	$319,255
346	$22,375	$20,380	$1,995	$298,875
347	$22,375	$20,507	$1,868	$278,368
348	$22,375	$20,635	$1,740	$257,733
349	$22,375	$20,764	$1,611	$236,969
350	$22,375	$20,894	$1,481	$216,075
351	$22,375	$21,025	$1,350	$195,050
352	$22,375	$21,156	$1,219	$173,894
353	$22,375	$21,288	$1,087	$152,606
354	$22,375	$21,421	$954	$131,185
355	$22,375	$21,555	$820	$109,630
356	$22,375	$21,690	$685	$87,940
357	$22,375	$21,825	$550	$66,115
358	$22,375	$21,962	$413	$44,153
359	$22,375	$22,099	$276	$22,054
360	$22,375	$22,237	$138	$0

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