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409 E Cluster Ave

Tampa, FL, 33604

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☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,376 Sq Ft
7,755 Sq Ft

Description

Under contract-accepting backup offers. ASSUMABLE FHA RATE AT 5.25%! This delightful historic bungalow in Historic Seminole Heights offers a perfect blend of character and modern updates. Featuring 2 bedrooms and 1.5 baths, this home welcomes you with a bold front porch, ideal for relaxing and enjoying the neighborhood. Inside, you're greeted with soaring vaulted ceilings with skylights that create a bright, open feel, while large windows throughout the rest of the home bring in plenty of natural light. The updated kitchen includes granite countertops and stainless steel appliances, seamlessly connecting to the spacious living area. Recent updates include a newer roof and water heater for added peace of mind. Sitting on a large corner lot, the home offers a private, fenced backyard to create your own oasis including a shed for extra storage. Conveniently located 10 minutes from Downtown Tampa with easy access to I-275 and I-4, it's also just a short drive to Tampa International Airport. Enjoy being close to local favorites like Bo’s Ice Cream, Trip’s Diner, Mekenitas Cantina, and Wicked Oak BBQ. Don’t miss this opportunity. Schedule your showing today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$360,000
Property Type	Single Family Homes
Usable Sqft	1,376
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1967
Last Sold	Unknown
Sold Price	Unknown

APN #	A2528184EA00000400001.0
MLS #	TB8357083
Property ID	321326870
Lot Sqft	7,755
Zoning	SH-RS
Days on Market	61
Original List Price	$360,000
Applicances	Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator%
Date Updated	March 25, 2025
Date Created	February 19, 2025

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Your payment
$2,684
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$2,684 /mo
Loan amount	$360,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,684
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $546,352 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,517	$267	$2,250	$359,733
2	$2,517	$269	$2,248	$359,464
3	$2,517	$270	$2,247	$359,194
4	$2,517	$272	$2,245	$358,922
5	$2,517	$274	$2,243	$358,648
6	$2,517	$275	$2,242	$358,373
7	$2,517	$277	$2,240	$358,096
8	$2,517	$279	$2,238	$357,817
9	$2,517	$281	$2,236	$357,536
10	$2,517	$282	$2,235	$357,254
11	$2,517	$284	$2,233	$356,969
12	$2,517	$286	$2,231	$356,684
13	$2,517	$288	$2,229	$356,396
14	$2,517	$290	$2,227	$356,106
15	$2,517	$291	$2,226	$355,815
16	$2,517	$293	$2,224	$355,522
17	$2,517	$295	$2,222	$355,227
18	$2,517	$297	$2,220	$354,930
19	$2,517	$299	$2,218	$354,631
20	$2,517	$301	$2,216	$354,331
21	$2,517	$302	$2,215	$354,028
22	$2,517	$304	$2,213	$353,724
23	$2,517	$306	$2,211	$353,418
24	$2,517	$308	$2,209	$353,110
25	$2,517	$310	$2,207	$352,800
26	$2,517	$312	$2,205	$352,488
27	$2,517	$314	$2,203	$352,174
28	$2,517	$316	$2,201	$351,858
29	$2,517	$318	$2,199	$351,540
30	$2,517	$320	$2,197	$351,220
31	$2,517	$322	$2,195	$350,898
32	$2,517	$324	$2,193	$350,574
33	$2,517	$326	$2,191	$350,248
34	$2,517	$328	$2,189	$349,920
35	$2,517	$330	$2,187	$349,590
36	$2,517	$332	$2,185	$349,258
37	$2,517	$334	$2,183	$348,924
38	$2,517	$336	$2,181	$348,588
39	$2,517	$338	$2,179	$348,250
40	$2,517	$340	$2,177	$347,909
41	$2,517	$343	$2,174	$347,566
42	$2,517	$345	$2,172	$347,222
43	$2,517	$347	$2,170	$346,875
44	$2,517	$349	$2,168	$346,526
45	$2,517	$351	$2,166	$346,175
46	$2,517	$353	$2,164	$345,821
47	$2,517	$356	$2,161	$345,466
48	$2,517	$358	$2,159	$345,108
49	$2,517	$360	$2,157	$344,748
50	$2,517	$362	$2,155	$344,385
51	$2,517	$365	$2,152	$344,021
52	$2,517	$367	$2,150	$343,654
53	$2,517	$369	$2,148	$343,285
54	$2,517	$371	$2,146	$342,913
55	$2,517	$374	$2,143	$342,540
56	$2,517	$376	$2,141	$342,163
57	$2,517	$378	$2,139	$341,785
58	$2,517	$381	$2,136	$341,404
59	$2,517	$383	$2,134	$341,021
60	$2,517	$386	$2,131	$340,635
61	$2,517	$388	$2,129	$340,247
62	$2,517	$390	$2,127	$339,857
63	$2,517	$393	$2,124	$339,464
64	$2,517	$395	$2,122	$339,069
65	$2,517	$398	$2,119	$338,671
66	$2,517	$400	$2,117	$338,270
67	$2,517	$403	$2,114	$337,868
68	$2,517	$405	$2,112	$337,462
69	$2,517	$408	$2,109	$337,054
70	$2,517	$410	$2,107	$336,644
71	$2,517	$413	$2,104	$336,231
72	$2,517	$416	$2,101	$335,815
73	$2,517	$418	$2,099	$335,397
74	$2,517	$421	$2,096	$334,977
75	$2,517	$423	$2,094	$334,553
76	$2,517	$426	$2,091	$334,127
77	$2,517	$429	$2,088	$333,698
78	$2,517	$431	$2,086	$333,267
79	$2,517	$434	$2,083	$332,833
80	$2,517	$437	$2,080	$332,396
81	$2,517	$440	$2,077	$331,957
82	$2,517	$442	$2,075	$331,514
83	$2,517	$445	$2,072	$331,069
84	$2,517	$448	$2,069	$330,621
85	$2,517	$451	$2,066	$330,171
86	$2,517	$453	$2,064	$329,717
87	$2,517	$456	$2,061	$329,261
88	$2,517	$459	$2,058	$328,802
89	$2,517	$462	$2,055	$328,340
90	$2,517	$465	$2,052	$327,875
91	$2,517	$468	$2,049	$327,407
92	$2,517	$471	$2,046	$326,937
93	$2,517	$474	$2,043	$326,463
94	$2,517	$477	$2,040	$325,986
95	$2,517	$480	$2,037	$325,507
96	$2,517	$483	$2,034	$325,024
97	$2,517	$486	$2,031	$324,539
98	$2,517	$489	$2,028	$324,050
99	$2,517	$492	$2,025	$323,558
100	$2,517	$495	$2,022	$323,064
101	$2,517	$498	$2,019	$322,566
102	$2,517	$501	$2,016	$322,065
103	$2,517	$504	$2,013	$321,561
104	$2,517	$507	$2,010	$321,053
105	$2,517	$510	$2,007	$320,543
106	$2,517	$514	$2,003	$320,029
107	$2,517	$517	$2,000	$319,513
108	$2,517	$520	$1,997	$318,992
109	$2,517	$523	$1,994	$318,469
110	$2,517	$527	$1,990	$317,943
111	$2,517	$530	$1,987	$317,413
112	$2,517	$533	$1,984	$316,880
113	$2,517	$537	$1,981	$316,343
114	$2,517	$540	$1,977	$315,803
115	$2,517	$543	$1,974	$315,260
116	$2,517	$547	$1,970	$314,713
117	$2,517	$550	$1,967	$314,163
118	$2,517	$553	$1,964	$313,610
119	$2,517	$557	$1,960	$313,053
120	$2,517	$560	$1,957	$312,492
121	$2,517	$564	$1,953	$311,929
122	$2,517	$567	$1,950	$311,361
123	$2,517	$571	$1,946	$310,790
124	$2,517	$575	$1,942	$310,216
125	$2,517	$578	$1,939	$309,637
126	$2,517	$582	$1,935	$309,056
127	$2,517	$585	$1,932	$308,470
128	$2,517	$589	$1,928	$307,881
129	$2,517	$593	$1,924	$307,288
130	$2,517	$596	$1,921	$306,692
131	$2,517	$600	$1,917	$306,092
132	$2,517	$604	$1,913	$305,488
133	$2,517	$608	$1,909	$304,880
134	$2,517	$612	$1,906	$304,269
135	$2,517	$615	$1,902	$303,653
136	$2,517	$619	$1,898	$303,034
137	$2,517	$623	$1,894	$302,411
138	$2,517	$627	$1,890	$301,784
139	$2,517	$631	$1,886	$301,153
140	$2,517	$635	$1,882	$300,519
141	$2,517	$639	$1,878	$299,880
142	$2,517	$643	$1,874	$299,237
143	$2,517	$647	$1,870	$298,590
144	$2,517	$651	$1,866	$297,940
145	$2,517	$655	$1,862	$297,285
146	$2,517	$659	$1,858	$296,626
147	$2,517	$663	$1,854	$295,963
148	$2,517	$667	$1,850	$295,295
149	$2,517	$671	$1,846	$294,624
150	$2,517	$676	$1,841	$293,948
151	$2,517	$680	$1,837	$293,269
152	$2,517	$684	$1,833	$292,584
153	$2,517	$688	$1,829	$291,896
154	$2,517	$693	$1,824	$291,203
155	$2,517	$697	$1,820	$290,506
156	$2,517	$701	$1,816	$289,805
157	$2,517	$706	$1,811	$289,099
158	$2,517	$710	$1,807	$288,389
159	$2,517	$715	$1,802	$287,675
160	$2,517	$719	$1,798	$286,956
161	$2,517	$724	$1,793	$286,232
162	$2,517	$728	$1,789	$285,504
163	$2,517	$733	$1,784	$284,772
164	$2,517	$737	$1,780	$284,034
165	$2,517	$742	$1,775	$283,293
166	$2,517	$746	$1,771	$282,546
167	$2,517	$751	$1,766	$281,795
168	$2,517	$756	$1,761	$281,039
169	$2,517	$761	$1,757	$280,279
170	$2,517	$765	$1,752	$279,513
171	$2,517	$770	$1,747	$278,743
172	$2,517	$775	$1,742	$277,969
173	$2,517	$780	$1,737	$277,189
174	$2,517	$785	$1,732	$276,404
175	$2,517	$789	$1,728	$275,615
176	$2,517	$794	$1,723	$274,820
177	$2,517	$799	$1,718	$274,021
178	$2,517	$804	$1,713	$273,217
179	$2,517	$809	$1,708	$272,407
180	$2,517	$814	$1,703	$271,593
181	$2,517	$820	$1,697	$270,773
182	$2,517	$825	$1,692	$269,949
183	$2,517	$830	$1,687	$269,119
184	$2,517	$835	$1,682	$268,284
185	$2,517	$840	$1,677	$267,444
186	$2,517	$845	$1,672	$266,598
187	$2,517	$851	$1,666	$265,747
188	$2,517	$856	$1,661	$264,891
189	$2,517	$861	$1,656	$264,030
190	$2,517	$867	$1,650	$263,163
191	$2,517	$872	$1,645	$262,291
192	$2,517	$878	$1,639	$261,413
193	$2,517	$883	$1,634	$260,530
194	$2,517	$889	$1,628	$259,641
195	$2,517	$894	$1,623	$258,747
196	$2,517	$900	$1,617	$257,847
197	$2,517	$905	$1,612	$256,942
198	$2,517	$911	$1,606	$256,031
199	$2,517	$917	$1,600	$255,114
200	$2,517	$923	$1,594	$254,191
201	$2,517	$928	$1,589	$253,263
202	$2,517	$934	$1,583	$252,329
203	$2,517	$940	$1,577	$251,389
204	$2,517	$946	$1,571	$250,443
205	$2,517	$952	$1,565	$249,491
206	$2,517	$958	$1,559	$248,534
207	$2,517	$964	$1,553	$247,570
208	$2,517	$970	$1,547	$246,600
209	$2,517	$976	$1,541	$245,625
210	$2,517	$982	$1,535	$244,643
211	$2,517	$988	$1,529	$243,655
212	$2,517	$994	$1,523	$242,661
213	$2,517	$1,000	$1,517	$241,660
214	$2,517	$1,007	$1,510	$240,654
215	$2,517	$1,013	$1,504	$239,641
216	$2,517	$1,019	$1,498	$238,621
217	$2,517	$1,026	$1,491	$237,596
218	$2,517	$1,032	$1,485	$236,564
219	$2,517	$1,038	$1,479	$235,525
220	$2,517	$1,045	$1,472	$234,480
221	$2,517	$1,052	$1,466	$233,429
222	$2,517	$1,058	$1,459	$232,371
223	$2,517	$1,065	$1,452	$231,306
224	$2,517	$1,071	$1,446	$230,235
225	$2,517	$1,078	$1,439	$229,157
226	$2,517	$1,085	$1,432	$228,072
227	$2,517	$1,092	$1,425	$226,980
228	$2,517	$1,098	$1,419	$225,882
229	$2,517	$1,105	$1,412	$224,777
230	$2,517	$1,112	$1,405	$223,665
231	$2,517	$1,119	$1,398	$222,546
232	$2,517	$1,126	$1,391	$221,419
233	$2,517	$1,133	$1,384	$220,286
234	$2,517	$1,140	$1,377	$219,146
235	$2,517	$1,147	$1,370	$217,999
236	$2,517	$1,155	$1,362	$216,844
237	$2,517	$1,162	$1,355	$215,683
238	$2,517	$1,169	$1,348	$214,514
239	$2,517	$1,176	$1,341	$213,337
240	$2,517	$1,184	$1,333	$212,154
241	$2,517	$1,191	$1,326	$210,963
242	$2,517	$1,198	$1,319	$209,764
243	$2,517	$1,206	$1,311	$208,558
244	$2,517	$1,214	$1,303	$207,345
245	$2,517	$1,221	$1,296	$206,124
246	$2,517	$1,229	$1,288	$204,895
247	$2,517	$1,236	$1,281	$203,658
248	$2,517	$1,244	$1,273	$202,414
249	$2,517	$1,252	$1,265	$201,162
250	$2,517	$1,260	$1,257	$199,903
251	$2,517	$1,268	$1,249	$198,635
252	$2,517	$1,276	$1,241	$197,359
253	$2,517	$1,284	$1,234	$196,076
254	$2,517	$1,292	$1,225	$194,784
255	$2,517	$1,300	$1,217	$193,485
256	$2,517	$1,308	$1,209	$192,177
257	$2,517	$1,316	$1,201	$190,861
258	$2,517	$1,324	$1,193	$189,537
259	$2,517	$1,332	$1,185	$188,205
260	$2,517	$1,341	$1,176	$186,864
261	$2,517	$1,349	$1,168	$185,515
262	$2,517	$1,358	$1,159	$184,157
263	$2,517	$1,366	$1,151	$182,791
264	$2,517	$1,375	$1,142	$181,417
265	$2,517	$1,383	$1,134	$180,034
266	$2,517	$1,392	$1,125	$178,642
267	$2,517	$1,400	$1,117	$177,241
268	$2,517	$1,409	$1,108	$175,832
269	$2,517	$1,418	$1,099	$174,414
270	$2,517	$1,427	$1,090	$172,987
271	$2,517	$1,436	$1,081	$171,551
272	$2,517	$1,445	$1,072	$170,107
273	$2,517	$1,454	$1,063	$168,653
274	$2,517	$1,463	$1,054	$167,190
275	$2,517	$1,472	$1,045	$165,718
276	$2,517	$1,481	$1,036	$164,236
277	$2,517	$1,491	$1,026	$162,746
278	$2,517	$1,500	$1,017	$161,246
279	$2,517	$1,509	$1,008	$159,737
280	$2,517	$1,519	$998	$158,218
281	$2,517	$1,528	$989	$156,690
282	$2,517	$1,538	$979	$155,152
283	$2,517	$1,547	$970	$153,605
284	$2,517	$1,557	$960	$152,048
285	$2,517	$1,567	$950	$150,481
286	$2,517	$1,576	$941	$148,905
287	$2,517	$1,586	$931	$147,319
288	$2,517	$1,596	$921	$145,722
289	$2,517	$1,606	$911	$144,116
290	$2,517	$1,616	$901	$142,500
291	$2,517	$1,626	$891	$140,873
292	$2,517	$1,637	$880	$139,237
293	$2,517	$1,647	$870	$137,590
294	$2,517	$1,657	$860	$135,933
295	$2,517	$1,667	$850	$134,266
296	$2,517	$1,678	$839	$132,588
297	$2,517	$1,688	$829	$130,900
298	$2,517	$1,699	$818	$129,201
299	$2,517	$1,710	$808	$127,491
300	$2,517	$1,720	$797	$125,771
301	$2,517	$1,731	$786	$124,040
302	$2,517	$1,742	$775	$122,298
303	$2,517	$1,753	$764	$120,546
304	$2,517	$1,764	$753	$118,782
305	$2,517	$1,775	$742	$117,007
306	$2,517	$1,786	$731	$115,222
307	$2,517	$1,797	$720	$113,425
308	$2,517	$1,808	$709	$111,617
309	$2,517	$1,819	$698	$109,797
310	$2,517	$1,831	$686	$107,967
311	$2,517	$1,842	$675	$106,124
312	$2,517	$1,854	$663	$104,271
313	$2,517	$1,865	$652	$102,405
314	$2,517	$1,877	$640	$100,528
315	$2,517	$1,889	$628	$98,640
316	$2,517	$1,901	$617	$96,739
317	$2,517	$1,912	$605	$94,827
318	$2,517	$1,924	$593	$92,902
319	$2,517	$1,936	$581	$90,966
320	$2,517	$1,948	$569	$89,018
321	$2,517	$1,961	$556	$87,057
322	$2,517	$1,973	$544	$85,084
323	$2,517	$1,985	$532	$83,099
324	$2,517	$1,998	$519	$81,101
325	$2,517	$2,010	$507	$79,091
326	$2,517	$2,023	$494	$77,068
327	$2,517	$2,035	$482	$75,033
328	$2,517	$2,048	$469	$72,985
329	$2,517	$2,061	$456	$70,924
330	$2,517	$2,074	$443	$68,851
331	$2,517	$2,087	$430	$66,764
332	$2,517	$2,100	$417	$64,664
333	$2,517	$2,113	$404	$62,551
334	$2,517	$2,126	$391	$60,425
335	$2,517	$2,139	$378	$58,286
336	$2,517	$2,153	$364	$56,133
337	$2,517	$2,166	$351	$53,967
338	$2,517	$2,180	$337	$51,787
339	$2,517	$2,193	$324	$49,594
340	$2,517	$2,207	$310	$47,387
341	$2,517	$2,221	$296	$45,166
342	$2,517	$2,235	$282	$42,931
343	$2,517	$2,249	$268	$40,683
344	$2,517	$2,263	$254	$38,420
345	$2,517	$2,277	$240	$36,143
346	$2,517	$2,291	$226	$33,852
347	$2,517	$2,305	$212	$31,547
348	$2,517	$2,320	$197	$29,227
349	$2,517	$2,334	$183	$26,892
350	$2,517	$2,349	$168	$24,544
351	$2,517	$2,364	$153	$22,180
352	$2,517	$2,378	$139	$19,802
353	$2,517	$2,393	$124	$17,408
354	$2,517	$2,408	$109	$15,000
355	$2,517	$2,423	$94	$12,577
356	$2,517	$2,438	$79	$10,138
357	$2,517	$2,454	$63	$7,685
358	$2,517	$2,469	$48	$5,216
359	$2,517	$2,484	$33	$2,731
360	$2,517	$2,500	$17	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 25, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.