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9556 Saddlebag ROW

Columbia, MD, 21045

For Sale $525,000 ($270.62 per Sq Ft)

$525,000 ($270.62 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
3 Bathrooms
1,940 Sq Ft
6,012 Sq Ft

Description

Don't miss this one! Recently updated 3 level split on quiet tree lined cul-de-sac tucked away yet convenient to major routes. Easy access to US-29, I-95, & MD-100 and only minutes to the Columbia Mall, Towne Center and Lake Kittamaqundi! This charming home offers elegant and sleek upgrades with neutral decor throughout. Luxury vinyl flooring on main level featuring dining room with sliding glass doors to deck overlooking walking paths and treed area. Large sun drenched living room welcomes you to this open floorplan. Upper level boasts 3 bedrooms to include an extra large bedroom which could be easily returned to 2 bedrooms making this a 5 bedroom home! Options are always good! The primary bedroom offers cathedral ceilings, huge walk-in closet with a private bath and skylight. Enjoy the lower level with wood burning fireplace (natural gas available) with brick surround and circulator/blower fan, A 4th bedroom provides a great space for your teenager, parents or nanny suite. A 2nd sliding glass door opens to level walk out patio. Updates includes new 50 yr architectural shingle roof, new water heater in 2019, new HVAC unit to include heat pump and compressor! New clothes washer installed 2023.
Enjoy all the benefits of CPRA which provides access to multiple pools, fitness centers, community centers, and much more! You can have it all! PLEASE NOTE: CPRA ANNUAL FEE IS $1,149

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$525,000
Property Type	Single Family Homes
Usable Sqft	1,940
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1973
Last Sold	Unknown
Sold Price	Unknown

APN #	1416123544
MLS #	MDHW2048412
Property ID	321314613
Lot Sqft	6,012
Zoning	NT
Days on Market	2
Original List Price	Unknown
Applicances	Dishwasher,Disposal,Dryer - Gas,Exhaust Fan,Icemaker,Freezer,Microwave,Oven/Range - Gas,Refrigerator,Range Hood,Washer,Water Heater%
Date Updated	March 25, 2025
Date Created	March 24, 2025

Listing Provided By

Mitzi L Henson an agent of . Lic #526825

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 26, 2025.

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Your payment
$3,838
per month

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Estimated payment	$3,838 /mo
Loan amount	$525,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,838
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $796,393 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,671	$390	$3,281	$524,610
2	$3,671	$392	$3,279	$524,218
3	$3,671	$395	$3,276	$523,823
4	$3,671	$397	$3,274	$523,426
5	$3,671	$400	$3,271	$523,027
6	$3,671	$402	$3,269	$522,625
7	$3,671	$405	$3,266	$522,220
8	$3,671	$407	$3,264	$521,813
9	$3,671	$410	$3,261	$521,403
10	$3,671	$412	$3,259	$520,991
11	$3,671	$415	$3,256	$520,576
12	$3,671	$417	$3,254	$520,159
13	$3,671	$420	$3,251	$519,739
14	$3,671	$423	$3,248	$519,316
15	$3,671	$425	$3,246	$518,891
16	$3,671	$428	$3,243	$518,463
17	$3,671	$431	$3,240	$518,032
18	$3,671	$433	$3,238	$517,599
19	$3,671	$436	$3,235	$517,163
20	$3,671	$439	$3,232	$516,724
21	$3,671	$441	$3,230	$516,283
22	$3,671	$444	$3,227	$515,839
23	$3,671	$447	$3,224	$515,392
24	$3,671	$450	$3,221	$514,942
25	$3,671	$453	$3,218	$514,489
26	$3,671	$455	$3,216	$514,034
27	$3,671	$458	$3,213	$513,575
28	$3,671	$461	$3,210	$513,114
29	$3,671	$464	$3,207	$512,650
30	$3,671	$467	$3,204	$512,183
31	$3,671	$470	$3,201	$511,714
32	$3,671	$473	$3,198	$511,241
33	$3,671	$476	$3,195	$510,765
34	$3,671	$479	$3,192	$510,286
35	$3,671	$482	$3,189	$509,805
36	$3,671	$485	$3,186	$509,320
37	$3,671	$488	$3,183	$508,832
38	$3,671	$491	$3,180	$508,341
39	$3,671	$494	$3,177	$507,847
40	$3,671	$497	$3,174	$507,350
41	$3,671	$500	$3,171	$506,850
42	$3,671	$503	$3,168	$506,347
43	$3,671	$506	$3,165	$505,841
44	$3,671	$509	$3,162	$505,331
45	$3,671	$513	$3,158	$504,819
46	$3,671	$516	$3,155	$504,303
47	$3,671	$519	$3,152	$503,784
48	$3,671	$522	$3,149	$503,261
49	$3,671	$526	$3,145	$502,736
50	$3,671	$529	$3,142	$502,207
51	$3,671	$532	$3,139	$501,675
52	$3,671	$536	$3,135	$501,139
53	$3,671	$539	$3,132	$500,600
54	$3,671	$542	$3,129	$500,058
55	$3,671	$546	$3,125	$499,512
56	$3,671	$549	$3,122	$498,963
57	$3,671	$552	$3,119	$498,411
58	$3,671	$556	$3,115	$497,855
59	$3,671	$559	$3,112	$497,295
60	$3,671	$563	$3,108	$496,733
61	$3,671	$566	$3,105	$496,166
62	$3,671	$570	$3,101	$495,596
63	$3,671	$574	$3,097	$495,023
64	$3,671	$577	$3,094	$494,446
65	$3,671	$581	$3,090	$493,865
66	$3,671	$584	$3,087	$493,280
67	$3,671	$588	$3,083	$492,692
68	$3,671	$592	$3,079	$492,101
69	$3,671	$595	$3,076	$491,505
70	$3,671	$599	$3,072	$490,906
71	$3,671	$603	$3,068	$490,304
72	$3,671	$607	$3,064	$489,697
73	$3,671	$610	$3,061	$489,087
74	$3,671	$614	$3,057	$488,472
75	$3,671	$618	$3,053	$487,854
76	$3,671	$622	$3,049	$487,232
77	$3,671	$626	$3,045	$486,607
78	$3,671	$630	$3,041	$485,977
79	$3,671	$634	$3,037	$485,343
80	$3,671	$638	$3,033	$484,706
81	$3,671	$642	$3,029	$484,064
82	$3,671	$646	$3,025	$483,418
83	$3,671	$650	$3,021	$482,769
84	$3,671	$654	$3,017	$482,115
85	$3,671	$658	$3,013	$481,457
86	$3,671	$662	$3,009	$480,795
87	$3,671	$666	$3,005	$480,129
88	$3,671	$670	$3,001	$479,459
89	$3,671	$674	$2,997	$478,785
90	$3,671	$679	$2,992	$478,106
91	$3,671	$683	$2,988	$477,423
92	$3,671	$687	$2,984	$476,736
93	$3,671	$691	$2,980	$476,045
94	$3,671	$696	$2,975	$475,349
95	$3,671	$700	$2,971	$474,649
96	$3,671	$704	$2,967	$473,945
97	$3,671	$709	$2,962	$473,236
98	$3,671	$713	$2,958	$472,522
99	$3,671	$718	$2,953	$471,805
100	$3,671	$722	$2,949	$471,083
101	$3,671	$727	$2,944	$470,356
102	$3,671	$731	$2,940	$469,625
103	$3,671	$736	$2,935	$468,889
104	$3,671	$740	$2,931	$468,148
105	$3,671	$745	$2,926	$467,403
106	$3,671	$750	$2,921	$466,653
107	$3,671	$754	$2,917	$465,899
108	$3,671	$759	$2,912	$465,140
109	$3,671	$764	$2,907	$464,376
110	$3,671	$769	$2,902	$463,607
111	$3,671	$773	$2,898	$462,834
112	$3,671	$778	$2,893	$462,056
113	$3,671	$783	$2,888	$461,272
114	$3,671	$788	$2,883	$460,484
115	$3,671	$793	$2,878	$459,691
116	$3,671	$798	$2,873	$458,894
117	$3,671	$803	$2,868	$458,091
118	$3,671	$808	$2,863	$457,283
119	$3,671	$813	$2,858	$456,470
120	$3,671	$818	$2,853	$455,652
121	$3,671	$823	$2,848	$454,828
122	$3,671	$828	$2,843	$454,000
123	$3,671	$834	$2,838	$453,167
124	$3,671	$839	$2,832	$452,328
125	$3,671	$844	$2,827	$451,484
126	$3,671	$849	$2,822	$450,635
127	$3,671	$855	$2,816	$449,780
128	$3,671	$860	$2,811	$448,920
129	$3,671	$865	$2,806	$448,055
130	$3,671	$871	$2,800	$447,184
131	$3,671	$876	$2,795	$446,308
132	$3,671	$882	$2,789	$445,427
133	$3,671	$887	$2,784	$444,540
134	$3,671	$893	$2,778	$443,647
135	$3,671	$898	$2,773	$442,749
136	$3,671	$904	$2,767	$441,845
137	$3,671	$909	$2,762	$440,936
138	$3,671	$915	$2,756	$440,020
139	$3,671	$921	$2,750	$439,100
140	$3,671	$927	$2,744	$438,173
141	$3,671	$932	$2,739	$437,240
142	$3,671	$938	$2,733	$436,302
143	$3,671	$944	$2,727	$435,358
144	$3,671	$950	$2,721	$434,408
145	$3,671	$956	$2,715	$433,452
146	$3,671	$962	$2,709	$432,490
147	$3,671	$968	$2,703	$431,522
148	$3,671	$974	$2,697	$430,548
149	$3,671	$980	$2,691	$429,568
150	$3,671	$986	$2,685	$428,582
151	$3,671	$992	$2,679	$427,590
152	$3,671	$999	$2,672	$426,591
153	$3,671	$1,005	$2,666	$425,586
154	$3,671	$1,011	$2,660	$424,575
155	$3,671	$1,017	$2,654	$423,558
156	$3,671	$1,024	$2,647	$422,534
157	$3,671	$1,030	$2,641	$421,504
158	$3,671	$1,037	$2,634	$420,467
159	$3,671	$1,043	$2,628	$419,424
160	$3,671	$1,050	$2,621	$418,375
161	$3,671	$1,056	$2,615	$417,318
162	$3,671	$1,063	$2,608	$416,256
163	$3,671	$1,069	$2,602	$415,186
164	$3,671	$1,076	$2,595	$414,110
165	$3,671	$1,083	$2,588	$413,027
166	$3,671	$1,090	$2,581	$411,938
167	$3,671	$1,096	$2,575	$410,841
168	$3,671	$1,103	$2,568	$409,738
169	$3,671	$1,110	$2,561	$408,628
170	$3,671	$1,117	$2,554	$407,511
171	$3,671	$1,124	$2,547	$406,387
172	$3,671	$1,131	$2,540	$405,256
173	$3,671	$1,138	$2,533	$404,118
174	$3,671	$1,145	$2,526	$402,972
175	$3,671	$1,152	$2,519	$401,820
176	$3,671	$1,160	$2,511	$400,660
177	$3,671	$1,167	$2,504	$399,494
178	$3,671	$1,174	$2,497	$398,319
179	$3,671	$1,182	$2,490	$397,138
180	$3,671	$1,189	$2,482	$395,949
181	$3,671	$1,196	$2,475	$394,753
182	$3,671	$1,204	$2,467	$393,549
183	$3,671	$1,211	$2,460	$392,338
184	$3,671	$1,219	$2,452	$391,119
185	$3,671	$1,227	$2,444	$389,892
186	$3,671	$1,234	$2,437	$388,658
187	$3,671	$1,242	$2,429	$387,416
188	$3,671	$1,250	$2,421	$386,166
189	$3,671	$1,257	$2,414	$384,909
190	$3,671	$1,265	$2,406	$383,644
191	$3,671	$1,273	$2,398	$382,370
192	$3,671	$1,281	$2,390	$381,089
193	$3,671	$1,289	$2,382	$379,800
194	$3,671	$1,297	$2,374	$378,503
195	$3,671	$1,305	$2,366	$377,197
196	$3,671	$1,314	$2,357	$375,884
197	$3,671	$1,322	$2,349	$374,562
198	$3,671	$1,330	$2,341	$373,232
199	$3,671	$1,338	$2,333	$371,894
200	$3,671	$1,347	$2,324	$370,547
201	$3,671	$1,355	$2,316	$369,192
202	$3,671	$1,364	$2,307	$367,829
203	$3,671	$1,372	$2,299	$366,457
204	$3,671	$1,381	$2,290	$365,076
205	$3,671	$1,389	$2,282	$363,687
206	$3,671	$1,398	$2,273	$362,289
207	$3,671	$1,407	$2,264	$360,882
208	$3,671	$1,415	$2,256	$359,466
209	$3,671	$1,424	$2,247	$358,042
210	$3,671	$1,433	$2,238	$356,609
211	$3,671	$1,442	$2,229	$355,167
212	$3,671	$1,451	$2,220	$353,715
213	$3,671	$1,460	$2,211	$352,255
214	$3,671	$1,469	$2,202	$350,786
215	$3,671	$1,479	$2,192	$349,307
216	$3,671	$1,488	$2,183	$347,819
217	$3,671	$1,497	$2,174	$346,322
218	$3,671	$1,506	$2,165	$344,816
219	$3,671	$1,516	$2,155	$343,300
220	$3,671	$1,525	$2,146	$341,774
221	$3,671	$1,535	$2,136	$340,240
222	$3,671	$1,545	$2,127	$338,695
223	$3,671	$1,554	$2,117	$337,141
224	$3,671	$1,564	$2,107	$335,577
225	$3,671	$1,574	$2,097	$334,003
226	$3,671	$1,583	$2,088	$332,420
227	$3,671	$1,593	$2,078	$330,827
228	$3,671	$1,603	$2,068	$329,223
229	$3,671	$1,613	$2,058	$327,610
230	$3,671	$1,623	$2,048	$325,986
231	$3,671	$1,634	$2,037	$324,353
232	$3,671	$1,644	$2,027	$322,709
233	$3,671	$1,654	$2,017	$321,055
234	$3,671	$1,664	$2,007	$319,391
235	$3,671	$1,675	$1,996	$317,716
236	$3,671	$1,685	$1,986	$316,030
237	$3,671	$1,696	$1,975	$314,335
238	$3,671	$1,706	$1,965	$312,628
239	$3,671	$1,717	$1,954	$310,911
240	$3,671	$1,728	$1,943	$309,183
241	$3,671	$1,739	$1,932	$307,445
242	$3,671	$1,749	$1,922	$305,695
243	$3,671	$1,760	$1,911	$303,935
244	$3,671	$1,771	$1,900	$302,163
245	$3,671	$1,782	$1,889	$300,381
246	$3,671	$1,794	$1,877	$298,587
247	$3,671	$1,805	$1,866	$296,783
248	$3,671	$1,816	$1,855	$294,966
249	$3,671	$1,827	$1,844	$293,139
250	$3,671	$1,839	$1,832	$291,300
251	$3,671	$1,850	$1,821	$289,450
252	$3,671	$1,862	$1,809	$287,588
253	$3,671	$1,874	$1,797	$285,714
254	$3,671	$1,885	$1,786	$283,829
255	$3,671	$1,897	$1,774	$281,932
256	$3,671	$1,909	$1,762	$280,023
257	$3,671	$1,921	$1,750	$278,102
258	$3,671	$1,933	$1,738	$276,169
259	$3,671	$1,945	$1,726	$274,224
260	$3,671	$1,957	$1,714	$272,267
261	$3,671	$1,969	$1,702	$270,298
262	$3,671	$1,982	$1,689	$268,316
263	$3,671	$1,994	$1,677	$266,322
264	$3,671	$2,006	$1,665	$264,316
265	$3,671	$2,019	$1,652	$262,297
266	$3,671	$2,032	$1,639	$260,265
267	$3,671	$2,044	$1,627	$258,221
268	$3,671	$2,057	$1,614	$256,163
269	$3,671	$2,070	$1,601	$254,094
270	$3,671	$2,083	$1,588	$252,011
271	$3,671	$2,096	$1,575	$249,915
272	$3,671	$2,109	$1,562	$247,806
273	$3,671	$2,122	$1,549	$245,683
274	$3,671	$2,135	$1,536	$243,548
275	$3,671	$2,149	$1,522	$241,399
276	$3,671	$2,162	$1,509	$239,237
277	$3,671	$2,176	$1,495	$237,061
278	$3,671	$2,189	$1,482	$234,872
279	$3,671	$2,203	$1,468	$232,669
280	$3,671	$2,217	$1,454	$230,452
281	$3,671	$2,231	$1,440	$228,221
282	$3,671	$2,245	$1,426	$225,977
283	$3,671	$2,259	$1,412	$223,718
284	$3,671	$2,273	$1,398	$221,445
285	$3,671	$2,287	$1,384	$219,158
286	$3,671	$2,301	$1,370	$216,857
287	$3,671	$2,316	$1,355	$214,541
288	$3,671	$2,330	$1,341	$212,211
289	$3,671	$2,345	$1,326	$209,866
290	$3,671	$2,359	$1,312	$207,507
291	$3,671	$2,374	$1,297	$205,133
292	$3,671	$2,389	$1,282	$202,744
293	$3,671	$2,404	$1,267	$200,340
294	$3,671	$2,419	$1,252	$197,921
295	$3,671	$2,434	$1,237	$195,487
296	$3,671	$2,449	$1,222	$193,038
297	$3,671	$2,465	$1,206	$190,574
298	$3,671	$2,480	$1,191	$188,094
299	$3,671	$2,495	$1,176	$185,598
300	$3,671	$2,511	$1,160	$183,087
301	$3,671	$2,527	$1,144	$180,561
302	$3,671	$2,543	$1,129	$178,018
303	$3,671	$2,558	$1,113	$175,460
304	$3,671	$2,574	$1,097	$172,885
305	$3,671	$2,590	$1,081	$170,295
306	$3,671	$2,607	$1,064	$167,688
307	$3,671	$2,623	$1,048	$165,065
308	$3,671	$2,639	$1,032	$162,426
309	$3,671	$2,656	$1,015	$159,770
310	$3,671	$2,672	$999	$157,098
311	$3,671	$2,689	$982	$154,409
312	$3,671	$2,706	$965	$151,703
313	$3,671	$2,723	$948	$148,980
314	$3,671	$2,740	$931	$146,240
315	$3,671	$2,757	$914	$143,483
316	$3,671	$2,774	$897	$140,709
317	$3,671	$2,792	$879	$137,917
318	$3,671	$2,809	$862	$135,108
319	$3,671	$2,827	$844	$132,281
320	$3,671	$2,844	$827	$129,437
321	$3,671	$2,862	$809	$126,575
322	$3,671	$2,880	$791	$123,695
323	$3,671	$2,898	$773	$120,797
324	$3,671	$2,916	$755	$117,881
325	$3,671	$2,934	$737	$114,947
326	$3,671	$2,953	$718	$111,995
327	$3,671	$2,971	$700	$109,024
328	$3,671	$2,990	$681	$106,034
329	$3,671	$3,008	$663	$103,026
330	$3,671	$3,027	$644	$99,999
331	$3,671	$3,046	$625	$96,953
332	$3,671	$3,065	$606	$93,888
333	$3,671	$3,084	$587	$90,803
334	$3,671	$3,103	$568	$87,700
335	$3,671	$3,123	$548	$84,577
336	$3,671	$3,142	$529	$81,435
337	$3,671	$3,162	$509	$78,273
338	$3,671	$3,182	$489	$75,091
339	$3,671	$3,202	$469	$71,889
340	$3,671	$3,222	$449	$68,667
341	$3,671	$3,242	$429	$65,426
342	$3,671	$3,262	$409	$62,163
343	$3,671	$3,282	$389	$58,881
344	$3,671	$3,303	$368	$55,578
345	$3,671	$3,324	$347	$52,254
346	$3,671	$3,344	$327	$48,910
347	$3,671	$3,365	$306	$45,545
348	$3,671	$3,386	$285	$42,158
349	$3,671	$3,408	$263	$38,751
350	$3,671	$3,429	$242	$35,322
351	$3,671	$3,450	$221	$31,872
352	$3,671	$3,472	$199	$28,400
353	$3,671	$3,494	$178	$24,906
354	$3,671	$3,515	$156	$21,391
355	$3,671	$3,537	$134	$17,854
356	$3,671	$3,559	$112	$14,294
357	$3,671	$3,582	$89	$10,713
358	$3,671	$3,604	$67	$7,109
359	$3,671	$3,627	$44	$3,482
360	$3,671	$3,649	$22	$0

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