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130 Jefferson Dr

Palmyra, VA, 22963

For Sale $465,000 ($178.85 per Sq Ft)

$465,000 ($178.85 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
3 Bathrooms
2,600 Sq Ft
Unknown Sq Ft

Description

Pictures are similar too. Home will be complete end of March. All selections have been made. Stunning home built by Fluvanna's newest builder DES Construction. Come sit on your covered front porch and relax. 2600 finished sq feet and tons of natural light. On the main level there is luxury vinyl plank throughout. Traditional colonial design with home office, formal dining room, family room with gas fireplace. The kitchen has white cabinets, granite countertops, subway backsplash, stainless steel appliances and large pantry. Built in cubbies by the laundry room and garage entrance. Upstairs you will find a large master bedroom, huge walk-in closet, bathroom with tile shower and double vanities. 3 additional bedrooms and full bath with double vanities. 12x16 rear deck and 2 car garage. Dual zone heat pumps and condition crawl space.,Granite Counter,White Cabinets,Fireplace in Family Room

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$465,000
Property Type	Single Family Homes
Usable Sqft	2,600
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	2025
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$1103.00
Association Name:	LAKE MONTICELLO
Association Amenities:	Beach,Boat Ramp,Club House,Tot Lots/Playground,Security,Tennis Courts,Bar/Lounge,Baseball Field,Basketball Courts,Community Center,Dining Rooms,Golf Club,Guest Suites,Laundry Facilities,Picnic Area,Swimming Pool,Soccer Field,Volleyball Courts, Common Area Maintenance,Insurance,Management,Reserve Funds,Road Maintenance,Snow Removal,Trash

APN #	Unknown
MLS #	661272
Property ID	321305250
Lot Sqft	Unknown
Zoning	R-4
Days on Market	28
Original List Price	Unknown
Applicances	Dryer,Washer%
Date Updated	March 01, 2025
Date Created	February 26, 2025

Listing Provided By

YVETTE OKROS an agent of . Lic #0225057745[3435]

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 26, 2025.

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Your payment
$3,418
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Estimated payment	$3,418 /mo
Loan amount	$465,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,418
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $705,828 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,251	$345	$2,906	$464,655
2	$3,251	$347	$2,904	$464,308
3	$3,251	$349	$2,902	$463,959
4	$3,251	$351	$2,900	$463,608
5	$3,251	$353	$2,898	$463,255
6	$3,251	$356	$2,895	$462,899
7	$3,251	$358	$2,893	$462,541
8	$3,251	$360	$2,891	$462,181
9	$3,251	$362	$2,889	$461,819
10	$3,251	$365	$2,886	$461,454
11	$3,251	$367	$2,884	$461,087
12	$3,251	$369	$2,882	$460,718
13	$3,251	$372	$2,879	$460,346
14	$3,251	$374	$2,877	$459,972
15	$3,251	$376	$2,875	$459,596
16	$3,251	$379	$2,872	$459,218
17	$3,251	$381	$2,870	$458,837
18	$3,251	$383	$2,868	$458,454
19	$3,251	$386	$2,865	$458,068
20	$3,251	$388	$2,863	$457,680
21	$3,251	$391	$2,861	$457,289
22	$3,251	$393	$2,858	$456,896
23	$3,251	$395	$2,856	$456,501
24	$3,251	$398	$2,853	$456,103
25	$3,251	$400	$2,851	$455,703
26	$3,251	$403	$2,848	$455,300
27	$3,251	$405	$2,846	$454,895
28	$3,251	$408	$2,843	$454,487
29	$3,251	$410	$2,841	$454,076
30	$3,251	$413	$2,838	$453,663
31	$3,251	$416	$2,835	$453,248
32	$3,251	$418	$2,833	$452,829
33	$3,251	$421	$2,830	$452,409
34	$3,251	$423	$2,828	$451,985
35	$3,251	$426	$2,825	$451,559
36	$3,251	$429	$2,822	$451,130
37	$3,251	$431	$2,820	$450,699
38	$3,251	$434	$2,817	$450,265
39	$3,251	$437	$2,814	$449,828
40	$3,251	$440	$2,811	$449,388
41	$3,251	$442	$2,809	$448,946
42	$3,251	$445	$2,806	$448,501
43	$3,251	$448	$2,803	$448,053
44	$3,251	$451	$2,800	$447,602
45	$3,251	$453	$2,798	$447,149
46	$3,251	$456	$2,795	$446,692
47	$3,251	$459	$2,792	$446,233
48	$3,251	$462	$2,789	$445,771
49	$3,251	$465	$2,786	$445,306
50	$3,251	$468	$2,783	$444,838
51	$3,251	$471	$2,780	$444,368
52	$3,251	$474	$2,777	$443,894
53	$3,251	$477	$2,774	$443,417
54	$3,251	$480	$2,771	$442,938
55	$3,251	$483	$2,768	$442,455
56	$3,251	$486	$2,765	$441,969
57	$3,251	$489	$2,762	$441,481
58	$3,251	$492	$2,759	$440,989
59	$3,251	$495	$2,756	$440,494
60	$3,251	$498	$2,753	$439,996
61	$3,251	$501	$2,750	$439,495
62	$3,251	$504	$2,747	$438,991
63	$3,251	$507	$2,744	$438,484
64	$3,251	$510	$2,741	$437,973
65	$3,251	$514	$2,737	$437,460
66	$3,251	$517	$2,734	$436,943
67	$3,251	$520	$2,731	$436,423
68	$3,251	$523	$2,728	$435,899
69	$3,251	$527	$2,724	$435,373
70	$3,251	$530	$2,721	$434,843
71	$3,251	$533	$2,718	$434,309
72	$3,251	$537	$2,714	$433,773
73	$3,251	$540	$2,711	$433,233
74	$3,251	$543	$2,708	$432,690
75	$3,251	$547	$2,704	$432,143
76	$3,251	$550	$2,701	$431,593
77	$3,251	$554	$2,697	$431,039
78	$3,251	$557	$2,694	$430,482
79	$3,251	$560	$2,691	$429,922
80	$3,251	$564	$2,687	$429,358
81	$3,251	$568	$2,683	$428,790
82	$3,251	$571	$2,680	$428,219
83	$3,251	$575	$2,676	$427,645
84	$3,251	$578	$2,673	$427,066
85	$3,251	$582	$2,669	$426,485
86	$3,251	$585	$2,666	$425,899
87	$3,251	$589	$2,662	$425,310
88	$3,251	$593	$2,658	$424,717
89	$3,251	$597	$2,654	$424,121
90	$3,251	$600	$2,651	$423,520
91	$3,251	$604	$2,647	$422,916
92	$3,251	$608	$2,643	$422,309
93	$3,251	$612	$2,639	$421,697
94	$3,251	$615	$2,636	$421,082
95	$3,251	$619	$2,632	$420,462
96	$3,251	$623	$2,628	$419,839
97	$3,251	$627	$2,624	$419,212
98	$3,251	$631	$2,620	$418,581
99	$3,251	$635	$2,616	$417,947
100	$3,251	$639	$2,612	$417,308
101	$3,251	$643	$2,608	$416,665
102	$3,251	$647	$2,604	$416,018
103	$3,251	$651	$2,600	$415,367
104	$3,251	$655	$2,596	$414,712
105	$3,251	$659	$2,592	$414,053
106	$3,251	$663	$2,588	$413,390
107	$3,251	$667	$2,584	$412,723
108	$3,251	$671	$2,580	$412,051
109	$3,251	$676	$2,575	$411,376
110	$3,251	$680	$2,571	$410,696
111	$3,251	$684	$2,567	$410,012
112	$3,251	$688	$2,563	$409,323
113	$3,251	$693	$2,558	$408,630
114	$3,251	$697	$2,554	$407,933
115	$3,251	$701	$2,550	$407,232
116	$3,251	$706	$2,545	$406,526
117	$3,251	$710	$2,541	$405,816
118	$3,251	$715	$2,536	$405,101
119	$3,251	$719	$2,532	$404,382
120	$3,251	$724	$2,527	$403,658
121	$3,251	$728	$2,523	$402,930
122	$3,251	$733	$2,518	$402,198
123	$3,251	$737	$2,514	$401,460
124	$3,251	$742	$2,509	$400,719
125	$3,251	$747	$2,504	$399,972
126	$3,251	$751	$2,500	$399,221
127	$3,251	$756	$2,495	$398,465
128	$3,251	$761	$2,490	$397,704
129	$3,251	$765	$2,486	$396,939
130	$3,251	$770	$2,481	$396,169
131	$3,251	$775	$2,476	$395,394
132	$3,251	$780	$2,471	$394,614
133	$3,251	$785	$2,466	$393,830
134	$3,251	$790	$2,461	$393,040
135	$3,251	$795	$2,457	$392,245
136	$3,251	$799	$2,452	$391,446
137	$3,251	$804	$2,447	$390,642
138	$3,251	$809	$2,442	$389,832
139	$3,251	$815	$2,436	$389,017
140	$3,251	$820	$2,431	$388,198
141	$3,251	$825	$2,426	$387,373
142	$3,251	$830	$2,421	$386,543
143	$3,251	$835	$2,416	$385,708
144	$3,251	$840	$2,411	$384,868
145	$3,251	$846	$2,405	$384,022
146	$3,251	$851	$2,400	$383,171
147	$3,251	$856	$2,395	$382,315
148	$3,251	$862	$2,389	$381,454
149	$3,251	$867	$2,384	$380,587
150	$3,251	$872	$2,379	$379,714
151	$3,251	$878	$2,373	$378,837
152	$3,251	$883	$2,368	$377,953
153	$3,251	$889	$2,362	$377,064
154	$3,251	$894	$2,357	$376,170
155	$3,251	$900	$2,351	$375,270
156	$3,251	$906	$2,345	$374,365
157	$3,251	$911	$2,340	$373,453
158	$3,251	$917	$2,334	$372,536
159	$3,251	$923	$2,328	$371,614
160	$3,251	$928	$2,323	$370,685
161	$3,251	$934	$2,317	$369,751
162	$3,251	$940	$2,311	$368,811
163	$3,251	$946	$2,305	$367,865
164	$3,251	$952	$2,299	$366,913
165	$3,251	$958	$2,293	$365,956
166	$3,251	$964	$2,287	$364,992
167	$3,251	$970	$2,281	$364,022
168	$3,251	$976	$2,275	$363,046
169	$3,251	$982	$2,269	$362,064
170	$3,251	$988	$2,263	$361,076
171	$3,251	$994	$2,257	$360,082
172	$3,251	$1,000	$2,251	$359,081
173	$3,251	$1,007	$2,244	$358,075
174	$3,251	$1,013	$2,238	$357,062
175	$3,251	$1,019	$2,232	$356,042
176	$3,251	$1,026	$2,225	$355,016
177	$3,251	$1,032	$2,219	$353,984
178	$3,251	$1,039	$2,212	$352,946
179	$3,251	$1,045	$2,206	$351,901
180	$3,251	$1,052	$2,199	$350,849
181	$3,251	$1,058	$2,193	$349,791
182	$3,251	$1,065	$2,186	$348,726
183	$3,251	$1,071	$2,180	$347,655
184	$3,251	$1,078	$2,173	$346,576
185	$3,251	$1,085	$2,166	$345,491
186	$3,251	$1,092	$2,159	$344,400
187	$3,251	$1,099	$2,153	$343,301
188	$3,251	$1,105	$2,146	$342,196
189	$3,251	$1,112	$2,139	$341,084
190	$3,251	$1,119	$2,132	$339,964
191	$3,251	$1,126	$2,125	$338,838
192	$3,251	$1,133	$2,118	$337,705
193	$3,251	$1,140	$2,111	$336,565
194	$3,251	$1,147	$2,104	$335,417
195	$3,251	$1,155	$2,096	$334,262
196	$3,251	$1,162	$2,089	$333,101
197	$3,251	$1,169	$2,082	$331,932
198	$3,251	$1,176	$2,075	$330,755
199	$3,251	$1,184	$2,067	$329,571
200	$3,251	$1,191	$2,060	$328,380
201	$3,251	$1,199	$2,052	$327,182
202	$3,251	$1,206	$2,045	$325,975
203	$3,251	$1,214	$2,037	$324,762
204	$3,251	$1,221	$2,030	$323,540
205	$3,251	$1,229	$2,022	$322,312
206	$3,251	$1,237	$2,014	$321,075
207	$3,251	$1,244	$2,007	$319,831
208	$3,251	$1,252	$1,999	$318,579
209	$3,251	$1,260	$1,991	$317,319
210	$3,251	$1,268	$1,983	$316,051
211	$3,251	$1,276	$1,975	$314,775
212	$3,251	$1,284	$1,967	$313,492
213	$3,251	$1,292	$1,959	$312,200
214	$3,251	$1,300	$1,951	$310,900
215	$3,251	$1,308	$1,943	$309,592
216	$3,251	$1,316	$1,935	$308,276
217	$3,251	$1,324	$1,927	$306,952
218	$3,251	$1,333	$1,918	$305,620
219	$3,251	$1,341	$1,910	$304,279
220	$3,251	$1,349	$1,902	$302,929
221	$3,251	$1,358	$1,893	$301,572
222	$3,251	$1,366	$1,885	$300,206
223	$3,251	$1,375	$1,876	$298,831
224	$3,251	$1,383	$1,868	$297,448
225	$3,251	$1,392	$1,859	$296,056
226	$3,251	$1,401	$1,850	$294,655
227	$3,251	$1,409	$1,842	$293,246
228	$3,251	$1,418	$1,833	$291,827
229	$3,251	$1,427	$1,824	$290,400
230	$3,251	$1,436	$1,815	$288,964
231	$3,251	$1,445	$1,806	$287,519
232	$3,251	$1,454	$1,797	$286,065
233	$3,251	$1,463	$1,788	$284,602
234	$3,251	$1,472	$1,779	$283,130
235	$3,251	$1,481	$1,770	$281,649
236	$3,251	$1,491	$1,760	$280,158
237	$3,251	$1,500	$1,751	$278,658
238	$3,251	$1,509	$1,742	$277,148
239	$3,251	$1,519	$1,732	$275,630
240	$3,251	$1,528	$1,723	$274,101
241	$3,251	$1,538	$1,713	$272,563
242	$3,251	$1,547	$1,704	$271,016
243	$3,251	$1,557	$1,694	$269,459
244	$3,251	$1,567	$1,684	$267,892
245	$3,251	$1,577	$1,674	$266,315
246	$3,251	$1,587	$1,664	$264,729
247	$3,251	$1,596	$1,655	$263,132
248	$3,251	$1,606	$1,645	$261,526
249	$3,251	$1,616	$1,635	$259,909
250	$3,251	$1,627	$1,624	$258,283
251	$3,251	$1,637	$1,614	$256,646
252	$3,251	$1,647	$1,604	$254,999
253	$3,251	$1,657	$1,594	$253,342
254	$3,251	$1,668	$1,583	$251,674
255	$3,251	$1,678	$1,573	$249,996
256	$3,251	$1,689	$1,562	$248,308
257	$3,251	$1,699	$1,552	$246,609
258	$3,251	$1,710	$1,541	$244,899
259	$3,251	$1,720	$1,531	$243,178
260	$3,251	$1,731	$1,520	$241,447
261	$3,251	$1,742	$1,509	$239,705
262	$3,251	$1,753	$1,498	$237,953
263	$3,251	$1,764	$1,487	$236,189
264	$3,251	$1,775	$1,476	$234,414
265	$3,251	$1,786	$1,465	$232,628
266	$3,251	$1,797	$1,454	$230,831
267	$3,251	$1,808	$1,443	$229,023
268	$3,251	$1,820	$1,431	$227,203
269	$3,251	$1,831	$1,420	$225,372
270	$3,251	$1,842	$1,409	$223,530
271	$3,251	$1,854	$1,397	$221,676
272	$3,251	$1,866	$1,385	$219,810
273	$3,251	$1,877	$1,374	$217,933
274	$3,251	$1,889	$1,362	$216,044
275	$3,251	$1,901	$1,350	$214,143
276	$3,251	$1,913	$1,338	$212,231
277	$3,251	$1,925	$1,326	$210,306
278	$3,251	$1,937	$1,314	$208,370
279	$3,251	$1,949	$1,302	$206,421
280	$3,251	$1,961	$1,290	$204,460
281	$3,251	$1,973	$1,278	$202,487
282	$3,251	$1,985	$1,266	$200,501
283	$3,251	$1,998	$1,253	$198,504
284	$3,251	$2,010	$1,241	$196,493
285	$3,251	$2,023	$1,228	$194,470
286	$3,251	$2,036	$1,215	$192,435
287	$3,251	$2,048	$1,203	$190,386
288	$3,251	$2,061	$1,190	$188,325
289	$3,251	$2,074	$1,177	$186,251
290	$3,251	$2,087	$1,164	$184,165
291	$3,251	$2,100	$1,151	$182,065
292	$3,251	$2,113	$1,138	$179,951
293	$3,251	$2,126	$1,125	$177,825
294	$3,251	$2,140	$1,111	$175,686
295	$3,251	$2,153	$1,098	$173,533
296	$3,251	$2,166	$1,085	$171,366
297	$3,251	$2,180	$1,071	$169,186
298	$3,251	$2,194	$1,057	$166,993
299	$3,251	$2,207	$1,044	$164,785
300	$3,251	$2,221	$1,030	$162,564
301	$3,251	$2,235	$1,016	$160,329
302	$3,251	$2,249	$1,002	$158,080
303	$3,251	$2,263	$988	$155,817
304	$3,251	$2,277	$974	$153,540
305	$3,251	$2,291	$960	$151,249
306	$3,251	$2,306	$945	$148,943
307	$3,251	$2,320	$931	$146,623
308	$3,251	$2,335	$916	$144,288
309	$3,251	$2,349	$902	$141,939
310	$3,251	$2,364	$887	$139,575
311	$3,251	$2,379	$872	$137,197
312	$3,251	$2,394	$857	$134,803
313	$3,251	$2,408	$843	$132,395
314	$3,251	$2,424	$827	$129,971
315	$3,251	$2,439	$812	$127,532
316	$3,251	$2,454	$797	$125,079
317	$3,251	$2,469	$782	$122,609
318	$3,251	$2,485	$766	$120,125
319	$3,251	$2,500	$751	$117,624
320	$3,251	$2,516	$735	$115,108
321	$3,251	$2,532	$719	$112,577
322	$3,251	$2,547	$704	$110,030
323	$3,251	$2,563	$688	$107,466
324	$3,251	$2,579	$672	$104,887
325	$3,251	$2,595	$656	$102,291
326	$3,251	$2,612	$639	$99,680
327	$3,251	$2,628	$623	$97,052
328	$3,251	$2,644	$607	$94,407
329	$3,251	$2,661	$590	$91,746
330	$3,251	$2,678	$573	$89,069
331	$3,251	$2,694	$557	$86,374
332	$3,251	$2,711	$540	$83,663
333	$3,251	$2,728	$523	$80,935
334	$3,251	$2,745	$506	$78,190
335	$3,251	$2,762	$489	$75,428
336	$3,251	$2,780	$471	$72,648
337	$3,251	$2,797	$454	$69,851
338	$3,251	$2,814	$437	$67,037
339	$3,251	$2,832	$419	$64,205
340	$3,251	$2,850	$401	$61,355
341	$3,251	$2,868	$383	$58,487
342	$3,251	$2,885	$366	$55,602
343	$3,251	$2,903	$348	$52,699
344	$3,251	$2,922	$329	$49,777
345	$3,251	$2,940	$311	$46,837
346	$3,251	$2,958	$293	$43,879
347	$3,251	$2,977	$274	$40,902
348	$3,251	$2,995	$256	$37,907
349	$3,251	$3,014	$237	$34,893
350	$3,251	$3,033	$218	$31,860
351	$3,251	$3,052	$199	$28,808
352	$3,251	$3,071	$180	$25,737
353	$3,251	$3,090	$161	$22,647
354	$3,251	$3,109	$142	$19,537
355	$3,251	$3,129	$122	$16,408
356	$3,251	$3,148	$103	$13,260
357	$3,251	$3,168	$83	$10,092
358	$3,251	$3,188	$63	$6,904
359	$3,251	$3,208	$43	$3,696
360	$3,251	$3,228	$23	$0

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