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3969-southern-vista-loop,st-cloud,fl,34772

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3969 Southern Vista LOOP

St Cloud, FL, 34772

For Sale $438,000 ($207.98 per Sq Ft)

$438,000 ($207.98 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
3 Bathrooms
2,106 Sq Ft
5,663 Sq Ft

Description

Waterfront, 4 bedroom, 3 bath home Just off the turnpike South of St Cloud. beautiful home first floor is open
concept all tile, with huge family room, dining, and open to the Kitchen. Slider door to a large covered patio with amazing water views. Kitchen
cabinets mocha colored with light cream stone counters accented with all Stainless steel appliances. Sink in island with breakfast bar and huge
walk in pantry. Full laundry room, master bedroom and 3 more side bedrooms all first floor. Master bedroom has large closet, dual sinks in
bathroom, walk in shower, and separate toilet room. Hall bath separates bedroom 2 and 3. 4th bedroom as at the front which can be a great use
as a bedroom, office, playroom, etc... Estates at Southern Pines is a very nice quiet community with just a few miles to enter the turnpike for
quick access anywhere

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$438,000
Property Type	Single Family Homes
Usable Sqft	2,106
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2022
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$315
Association Name:	Amanda Lee
Association Amenities:	Playground, Pool

APN #	132630066400010200
MLS #	O6282534
Property ID	321293251
Lot Sqft	5,663
Zoning	RESI
Days on Market	33
Original List Price	$458,000
Applicances	Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer%
Date Updated	March 16, 2025
Date Created	February 20, 2025

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Your payment
$3,230
per month

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Principle & Interest

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Estimated payment	$3,230 /mo
Loan amount	$438,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,230
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $664,087 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,063	$326	$2,738	$437,675
2	$3,063	$328	$2,735	$437,347
3	$3,063	$330	$2,733	$437,017
4	$3,063	$332	$2,731	$436,686
5	$3,063	$334	$2,729	$436,352
6	$3,063	$336	$2,727	$436,016
7	$3,063	$338	$2,725	$435,678
8	$3,063	$340	$2,723	$435,338
9	$3,063	$342	$2,721	$434,996
10	$3,063	$344	$2,719	$434,652
11	$3,063	$346	$2,717	$434,305
12	$3,063	$349	$2,714	$433,957
13	$3,063	$351	$2,712	$433,606
14	$3,063	$353	$2,710	$433,253
15	$3,063	$355	$2,708	$432,898
16	$3,063	$357	$2,706	$432,541
17	$3,063	$360	$2,703	$432,181
18	$3,063	$362	$2,701	$431,819
19	$3,063	$364	$2,699	$431,455
20	$3,063	$366	$2,697	$431,089
21	$3,063	$369	$2,694	$430,720
22	$3,063	$371	$2,692	$430,349
23	$3,063	$373	$2,690	$429,976
24	$3,063	$376	$2,687	$429,600
25	$3,063	$378	$2,685	$429,222
26	$3,063	$380	$2,683	$428,842
27	$3,063	$383	$2,680	$428,459
28	$3,063	$385	$2,678	$428,074
29	$3,063	$388	$2,675	$427,686
30	$3,063	$390	$2,673	$427,296
31	$3,063	$392	$2,671	$426,904
32	$3,063	$395	$2,668	$426,509
33	$3,063	$397	$2,666	$426,112
34	$3,063	$400	$2,663	$425,712
35	$3,063	$402	$2,661	$425,310
36	$3,063	$405	$2,658	$424,905
37	$3,063	$407	$2,656	$424,497
38	$3,063	$410	$2,653	$424,087
39	$3,063	$412	$2,651	$423,675
40	$3,063	$415	$2,648	$423,260
41	$3,063	$418	$2,645	$422,842
42	$3,063	$420	$2,643	$422,422
43	$3,063	$423	$2,640	$421,999
44	$3,063	$426	$2,638	$421,574
45	$3,063	$428	$2,635	$421,146
46	$3,063	$431	$2,632	$420,715
47	$3,063	$434	$2,629	$420,281
48	$3,063	$436	$2,627	$419,845
49	$3,063	$439	$2,624	$419,406
50	$3,063	$442	$2,621	$418,964
51	$3,063	$444	$2,619	$418,520
52	$3,063	$447	$2,616	$418,073
53	$3,063	$450	$2,613	$417,623
54	$3,063	$453	$2,610	$417,170
55	$3,063	$456	$2,607	$416,714
56	$3,063	$459	$2,604	$416,255
57	$3,063	$461	$2,602	$415,794
58	$3,063	$464	$2,599	$415,330
59	$3,063	$467	$2,596	$414,863
60	$3,063	$470	$2,593	$414,392
61	$3,063	$473	$2,590	$413,919
62	$3,063	$476	$2,587	$413,443
63	$3,063	$479	$2,584	$412,964
64	$3,063	$482	$2,581	$412,482
65	$3,063	$485	$2,578	$411,997
66	$3,063	$488	$2,575	$411,509
67	$3,063	$491	$2,572	$411,018
68	$3,063	$494	$2,569	$410,524
69	$3,063	$497	$2,566	$410,027
70	$3,063	$500	$2,563	$409,527
71	$3,063	$503	$2,560	$409,023
72	$3,063	$507	$2,556	$408,517
73	$3,063	$510	$2,553	$408,007
74	$3,063	$513	$2,550	$407,494
75	$3,063	$516	$2,547	$406,978
76	$3,063	$519	$2,544	$406,458
77	$3,063	$523	$2,540	$405,936
78	$3,063	$526	$2,537	$405,410
79	$3,063	$529	$2,534	$404,881
80	$3,063	$533	$2,531	$404,348
81	$3,063	$536	$2,527	$403,812
82	$3,063	$539	$2,524	$403,273
83	$3,063	$543	$2,520	$402,731
84	$3,063	$546	$2,517	$402,185
85	$3,063	$549	$2,514	$401,635
86	$3,063	$553	$2,510	$401,083
87	$3,063	$556	$2,507	$400,526
88	$3,063	$560	$2,503	$399,967
89	$3,063	$563	$2,500	$399,403
90	$3,063	$567	$2,496	$398,837
91	$3,063	$570	$2,493	$398,266
92	$3,063	$574	$2,489	$397,693
93	$3,063	$577	$2,486	$397,115
94	$3,063	$581	$2,482	$396,534
95	$3,063	$585	$2,478	$395,949
96	$3,063	$588	$2,475	$395,361
97	$3,063	$592	$2,471	$394,769
98	$3,063	$596	$2,467	$394,173
99	$3,063	$599	$2,464	$393,574
100	$3,063	$603	$2,460	$392,971
101	$3,063	$607	$2,456	$392,364
102	$3,063	$611	$2,452	$391,753
103	$3,063	$615	$2,448	$391,139
104	$3,063	$618	$2,445	$390,520
105	$3,063	$622	$2,441	$389,898
106	$3,063	$626	$2,437	$389,272
107	$3,063	$630	$2,433	$388,642
108	$3,063	$634	$2,429	$388,008
109	$3,063	$638	$2,425	$387,370
110	$3,063	$642	$2,421	$386,728
111	$3,063	$646	$2,417	$386,082
112	$3,063	$650	$2,413	$385,432
113	$3,063	$654	$2,409	$384,778
114	$3,063	$658	$2,405	$384,120
115	$3,063	$662	$2,401	$383,458
116	$3,063	$666	$2,397	$382,791
117	$3,063	$671	$2,392	$382,121
118	$3,063	$675	$2,388	$381,446
119	$3,063	$679	$2,384	$380,767
120	$3,063	$683	$2,380	$380,084
121	$3,063	$687	$2,376	$379,396
122	$3,063	$692	$2,371	$378,704
123	$3,063	$696	$2,367	$378,008
124	$3,063	$700	$2,363	$377,308
125	$3,063	$705	$2,358	$376,603
126	$3,063	$709	$2,354	$375,894
127	$3,063	$714	$2,349	$375,180
128	$3,063	$718	$2,345	$374,462
129	$3,063	$723	$2,340	$373,739
130	$3,063	$727	$2,336	$373,012
131	$3,063	$732	$2,331	$372,281
132	$3,063	$736	$2,327	$371,544
133	$3,063	$741	$2,322	$370,804
134	$3,063	$745	$2,318	$370,058
135	$3,063	$750	$2,313	$369,308
136	$3,063	$755	$2,308	$368,553
137	$3,063	$760	$2,303	$367,794
138	$3,063	$764	$2,299	$367,029
139	$3,063	$769	$2,294	$366,260
140	$3,063	$774	$2,289	$365,486
141	$3,063	$779	$2,284	$364,708
142	$3,063	$784	$2,279	$363,924
143	$3,063	$788	$2,275	$363,136
144	$3,063	$793	$2,270	$362,342
145	$3,063	$798	$2,265	$361,544
146	$3,063	$803	$2,260	$360,740
147	$3,063	$808	$2,255	$359,932
148	$3,063	$813	$2,250	$359,119
149	$3,063	$819	$2,244	$358,300
150	$3,063	$824	$2,239	$357,477
151	$3,063	$829	$2,234	$356,648
152	$3,063	$834	$2,229	$355,814
153	$3,063	$839	$2,224	$354,975
154	$3,063	$844	$2,219	$354,130
155	$3,063	$850	$2,213	$353,281
156	$3,063	$855	$2,208	$352,426
157	$3,063	$860	$2,203	$351,565
158	$3,063	$866	$2,197	$350,699
159	$3,063	$871	$2,192	$349,828
160	$3,063	$877	$2,186	$348,952
161	$3,063	$882	$2,181	$348,070
162	$3,063	$888	$2,175	$347,182
163	$3,063	$893	$2,170	$346,289
164	$3,063	$899	$2,164	$345,390
165	$3,063	$904	$2,159	$344,486
166	$3,063	$910	$2,153	$343,576
167	$3,063	$916	$2,147	$342,660
168	$3,063	$921	$2,142	$341,739
169	$3,063	$927	$2,136	$340,812
170	$3,063	$933	$2,130	$339,879
171	$3,063	$939	$2,124	$338,940
172	$3,063	$945	$2,118	$337,996
173	$3,063	$951	$2,112	$337,045
174	$3,063	$956	$2,107	$336,089
175	$3,063	$962	$2,101	$335,126
176	$3,063	$968	$2,095	$334,158
177	$3,063	$975	$2,088	$333,183
178	$3,063	$981	$2,082	$332,203
179	$3,063	$987	$2,076	$331,216
180	$3,063	$993	$2,070	$330,223
181	$3,063	$999	$2,064	$329,224
182	$3,063	$1,005	$2,058	$328,219
183	$3,063	$1,012	$2,051	$327,207
184	$3,063	$1,018	$2,045	$326,189
185	$3,063	$1,024	$2,039	$325,165
186	$3,063	$1,031	$2,032	$324,134
187	$3,063	$1,037	$2,026	$323,097
188	$3,063	$1,044	$2,019	$322,053
189	$3,063	$1,050	$2,013	$321,003
190	$3,063	$1,057	$2,006	$319,946
191	$3,063	$1,063	$2,000	$318,883
192	$3,063	$1,070	$1,993	$317,813
193	$3,063	$1,077	$1,986	$316,736
194	$3,063	$1,083	$1,980	$315,653
195	$3,063	$1,090	$1,973	$314,563
196	$3,063	$1,097	$1,966	$313,466
197	$3,063	$1,104	$1,959	$312,362
198	$3,063	$1,111	$1,952	$311,251
199	$3,063	$1,118	$1,945	$310,133
200	$3,063	$1,125	$1,938	$309,009
201	$3,063	$1,132	$1,931	$307,877
202	$3,063	$1,139	$1,924	$306,738
203	$3,063	$1,146	$1,917	$305,592
204	$3,063	$1,153	$1,910	$304,439
205	$3,063	$1,160	$1,903	$303,279
206	$3,063	$1,168	$1,895	$302,112
207	$3,063	$1,175	$1,888	$300,937
208	$3,063	$1,182	$1,881	$299,755
209	$3,063	$1,190	$1,873	$298,565
210	$3,063	$1,197	$1,866	$297,368
211	$3,063	$1,204	$1,859	$296,164
212	$3,063	$1,212	$1,851	$294,952
213	$3,063	$1,220	$1,843	$293,732
214	$3,063	$1,227	$1,836	$292,505
215	$3,063	$1,235	$1,828	$291,270
216	$3,063	$1,243	$1,820	$290,028
217	$3,063	$1,250	$1,813	$288,777
218	$3,063	$1,258	$1,805	$287,519
219	$3,063	$1,266	$1,797	$286,253
220	$3,063	$1,274	$1,789	$284,979
221	$3,063	$1,282	$1,781	$283,697
222	$3,063	$1,290	$1,773	$282,407
223	$3,063	$1,298	$1,765	$281,109
224	$3,063	$1,306	$1,757	$279,803
225	$3,063	$1,314	$1,749	$278,489
226	$3,063	$1,322	$1,741	$277,167
227	$3,063	$1,331	$1,732	$275,836
228	$3,063	$1,339	$1,724	$274,497
229	$3,063	$1,347	$1,716	$273,150
230	$3,063	$1,356	$1,707	$271,794
231	$3,063	$1,364	$1,699	$270,429
232	$3,063	$1,373	$1,690	$269,057
233	$3,063	$1,381	$1,682	$267,675
234	$3,063	$1,390	$1,673	$266,285
235	$3,063	$1,399	$1,664	$264,886
236	$3,063	$1,407	$1,656	$263,479
237	$3,063	$1,416	$1,647	$262,063
238	$3,063	$1,425	$1,638	$260,638
239	$3,063	$1,434	$1,629	$259,204
240	$3,063	$1,443	$1,620	$257,761
241	$3,063	$1,452	$1,611	$256,309
242	$3,063	$1,461	$1,602	$254,848
243	$3,063	$1,470	$1,593	$253,377
244	$3,063	$1,479	$1,584	$251,898
245	$3,063	$1,489	$1,574	$250,409
246	$3,063	$1,498	$1,565	$248,911
247	$3,063	$1,507	$1,556	$247,404
248	$3,063	$1,517	$1,546	$245,887
249	$3,063	$1,526	$1,537	$244,361
250	$3,063	$1,536	$1,527	$242,825
251	$3,063	$1,545	$1,518	$241,280
252	$3,063	$1,555	$1,508	$239,725
253	$3,063	$1,565	$1,498	$238,160
254	$3,063	$1,575	$1,489	$236,586
255	$3,063	$1,584	$1,479	$235,002
256	$3,063	$1,594	$1,469	$233,407
257	$3,063	$1,604	$1,459	$231,803
258	$3,063	$1,614	$1,449	$230,189
259	$3,063	$1,624	$1,439	$228,565
260	$3,063	$1,634	$1,429	$226,930
261	$3,063	$1,645	$1,418	$225,285
262	$3,063	$1,655	$1,408	$223,630
263	$3,063	$1,665	$1,398	$221,965
264	$3,063	$1,676	$1,387	$220,289
265	$3,063	$1,686	$1,377	$218,603
266	$3,063	$1,697	$1,366	$216,907
267	$3,063	$1,707	$1,356	$215,199
268	$3,063	$1,718	$1,345	$213,481
269	$3,063	$1,729	$1,334	$211,752
270	$3,063	$1,740	$1,323	$210,013
271	$3,063	$1,750	$1,313	$208,262
272	$3,063	$1,761	$1,302	$206,501
273	$3,063	$1,772	$1,291	$204,729
274	$3,063	$1,783	$1,280	$202,945
275	$3,063	$1,795	$1,268	$201,151
276	$3,063	$1,806	$1,257	$199,345
277	$3,063	$1,817	$1,246	$197,528
278	$3,063	$1,828	$1,235	$195,699
279	$3,063	$1,840	$1,223	$193,859
280	$3,063	$1,851	$1,212	$192,008
281	$3,063	$1,863	$1,200	$190,145
282	$3,063	$1,875	$1,188	$188,271
283	$3,063	$1,886	$1,177	$186,384
284	$3,063	$1,898	$1,165	$184,486
285	$3,063	$1,910	$1,153	$182,576
286	$3,063	$1,922	$1,141	$180,654
287	$3,063	$1,934	$1,129	$178,720
288	$3,063	$1,946	$1,117	$176,774
289	$3,063	$1,958	$1,105	$174,816
290	$3,063	$1,970	$1,093	$172,846
291	$3,063	$1,983	$1,080	$170,863
292	$3,063	$1,995	$1,068	$168,868
293	$3,063	$2,008	$1,055	$166,860
294	$3,063	$2,020	$1,043	$164,840
295	$3,063	$2,033	$1,030	$162,808
296	$3,063	$2,045	$1,018	$160,762
297	$3,063	$2,058	$1,005	$158,704
298	$3,063	$2,071	$992	$156,633
299	$3,063	$2,084	$979	$154,549
300	$3,063	$2,097	$966	$152,452
301	$3,063	$2,110	$953	$150,341
302	$3,063	$2,123	$940	$148,218
303	$3,063	$2,137	$926	$146,081
304	$3,063	$2,150	$913	$143,931
305	$3,063	$2,163	$900	$141,768
306	$3,063	$2,177	$886	$139,591
307	$3,063	$2,191	$872	$137,400
308	$3,063	$2,204	$859	$135,196
309	$3,063	$2,218	$845	$132,978
310	$3,063	$2,232	$831	$130,746
311	$3,063	$2,246	$817	$128,500
312	$3,063	$2,260	$803	$126,241
313	$3,063	$2,274	$789	$123,967
314	$3,063	$2,288	$775	$121,678
315	$3,063	$2,303	$760	$119,376
316	$3,063	$2,317	$746	$117,059
317	$3,063	$2,331	$732	$114,728
318	$3,063	$2,346	$717	$112,382
319	$3,063	$2,361	$702	$110,021
320	$3,063	$2,375	$688	$107,646
321	$3,063	$2,390	$673	$105,255
322	$3,063	$2,405	$658	$102,850
323	$3,063	$2,420	$643	$100,430
324	$3,063	$2,435	$628	$97,995
325	$3,063	$2,451	$612	$95,544
326	$3,063	$2,466	$597	$93,078
327	$3,063	$2,481	$582	$90,597
328	$3,063	$2,497	$566	$88,100
329	$3,063	$2,512	$551	$85,588
330	$3,063	$2,528	$535	$83,060
331	$3,063	$2,544	$519	$80,516
332	$3,063	$2,560	$503	$77,956
333	$3,063	$2,576	$487	$75,381
334	$3,063	$2,592	$471	$72,789
335	$3,063	$2,608	$455	$70,181
336	$3,063	$2,624	$439	$67,556
337	$3,063	$2,641	$422	$64,915
338	$3,063	$2,657	$406	$62,258
339	$3,063	$2,674	$389	$59,584
340	$3,063	$2,691	$372	$56,894
341	$3,063	$2,707	$356	$54,186
342	$3,063	$2,724	$339	$51,462
343	$3,063	$2,741	$322	$48,721
344	$3,063	$2,759	$305	$45,962
345	$3,063	$2,776	$287	$43,186
346	$3,063	$2,793	$270	$40,393
347	$3,063	$2,811	$252	$37,583
348	$3,063	$2,828	$235	$34,755
349	$3,063	$2,846	$217	$31,909
350	$3,063	$2,864	$199	$29,045
351	$3,063	$2,881	$182	$26,164
352	$3,063	$2,899	$164	$23,264
353	$3,063	$2,918	$145	$20,347
354	$3,063	$2,936	$127	$17,411
355	$3,063	$2,954	$109	$14,457
356	$3,063	$2,973	$90	$11,484
357	$3,063	$2,991	$72	$8,493
358	$3,063	$3,010	$53	$5,483
359	$3,063	$3,029	$34	$2,454
360	$3,063	$3,048	$15	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 16, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.