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1240 Lone Palm WAY

St Cloud, FL, 34771

For Sale $599,900 ($198.58 per Sq Ft)

$599,900 ($198.58 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
4 Bathrooms
3,021 Sq Ft
5,663 Sq Ft

Description

Why wait 6-9 months to build when this fully upgraded, model-like home is ready now? No need to stress at the design studio! All of the leg work has been done for you! Every modern feature selected and curated for a luxurious lifestyle though-out and no expense was spared. This stunning home in the new Wiregrass community of Saint Cloud is A MUST SEE!! Shows like a model and meticulously cared for by its single owner. With 4 bedrooms, 3 1/2 bathrooms, a loft, a downstairs flex space, and a built-in office nook, there’s plenty of room for everyone. The primary bedroom suite is conveniently located on the main floor, offering privacy and comfort. The upgraded gourmet kitchen is perfect for entertaining, while the fully fenced backyard and extended pavered patio provide a great outdoor space. The home features upgraded flooring throughout the downstairs(all carpet downstairs has been replaced), vaulted ceilings, and grand chandelier lighting that enhances its luxurious feel. With easy touch open blinds, a water softener included, and modern finishes, this home offers both style and convenience. The community offers amenities such as a pool, playground, and park, and is located close to Lake Nona shopping, Medical City, and Orlando International Airport. Furniture is negotiable, and the home can be purchased fully furnished. Don’t miss the chance to make this dream home yours!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$599,900
Property Type	Single Family Homes
Usable Sqft	3,021
Number of Stories	2 stories
Parking Spots	2 spots
Year Built	2022
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$298.48
Association Name:	Kaylee Young
Association Amenities:	Park, Playground, Pool, Community Pool, Maintenance Grounds, Pool Maintenance

APN #	162531552500012910
MLS #	O6282084
Property ID	321289791
Lot Sqft	5,663
Zoning	0111
Days on Market	40
Original List Price	$609,900
Applicances	Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener%
Date Updated	March 14, 2025
Date Created	February 12, 2025

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Your payment
$4,362
per month

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Principle & Interest

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Estimated payment	$4,362 /mo
Loan amount	$599,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,362
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $909,744 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,195	$446	$3,749	$599,454
2	$4,195	$448	$3,747	$599,006
3	$4,195	$451	$3,744	$598,555
4	$4,195	$454	$3,741	$598,101
5	$4,195	$457	$3,738	$597,644
6	$4,195	$460	$3,735	$597,184
7	$4,195	$463	$3,732	$596,722
8	$4,195	$465	$3,730	$596,256
9	$4,195	$468	$3,727	$595,788
10	$4,195	$471	$3,724	$595,316
11	$4,195	$474	$3,721	$594,842
12	$4,195	$477	$3,718	$594,365
13	$4,195	$480	$3,715	$593,885
14	$4,195	$483	$3,712	$593,401
15	$4,195	$486	$3,709	$592,915
16	$4,195	$489	$3,706	$592,426
17	$4,195	$492	$3,703	$591,933
18	$4,195	$495	$3,700	$591,438
19	$4,195	$499	$3,696	$590,940
20	$4,195	$502	$3,693	$590,438
21	$4,195	$505	$3,690	$589,933
22	$4,195	$508	$3,687	$589,425
23	$4,195	$511	$3,684	$588,914
24	$4,195	$514	$3,681	$588,400
25	$4,195	$518	$3,678	$587,882
26	$4,195	$521	$3,674	$587,362
27	$4,195	$524	$3,671	$586,838
28	$4,195	$527	$3,668	$586,310
29	$4,195	$531	$3,664	$585,780
30	$4,195	$534	$3,661	$585,246
31	$4,195	$537	$3,658	$584,709
32	$4,195	$541	$3,654	$584,168
33	$4,195	$544	$3,651	$583,624
34	$4,195	$547	$3,648	$583,077
35	$4,195	$551	$3,644	$582,526
36	$4,195	$554	$3,641	$581,972
37	$4,195	$558	$3,637	$581,414
38	$4,195	$561	$3,634	$580,853
39	$4,195	$565	$3,630	$580,288
40	$4,195	$568	$3,627	$579,720
41	$4,195	$572	$3,623	$579,148
42	$4,195	$575	$3,620	$578,573
43	$4,195	$579	$3,616	$577,994
44	$4,195	$583	$3,612	$577,412
45	$4,195	$586	$3,609	$576,825
46	$4,195	$590	$3,605	$576,236
47	$4,195	$594	$3,601	$575,642
48	$4,195	$597	$3,598	$575,045
49	$4,195	$601	$3,594	$574,444
50	$4,195	$605	$3,590	$573,839
51	$4,195	$609	$3,586	$573,231
52	$4,195	$612	$3,583	$572,618
53	$4,195	$616	$3,579	$572,002
54	$4,195	$620	$3,575	$571,382
55	$4,195	$624	$3,571	$570,758
56	$4,195	$628	$3,567	$570,131
57	$4,195	$632	$3,563	$569,499
58	$4,195	$636	$3,559	$568,863
59	$4,195	$640	$3,555	$568,224
60	$4,195	$644	$3,551	$567,580
61	$4,195	$648	$3,547	$566,932
62	$4,195	$652	$3,543	$566,281
63	$4,195	$656	$3,539	$565,625
64	$4,195	$660	$3,535	$564,965
65	$4,195	$664	$3,531	$564,301
66	$4,195	$668	$3,527	$563,633
67	$4,195	$672	$3,523	$562,961
68	$4,195	$676	$3,519	$562,284
69	$4,195	$681	$3,514	$561,604
70	$4,195	$685	$3,510	$560,919
71	$4,195	$689	$3,506	$560,229
72	$4,195	$694	$3,501	$559,536
73	$4,195	$698	$3,497	$558,838
74	$4,195	$702	$3,493	$558,136
75	$4,195	$707	$3,488	$557,429
76	$4,195	$711	$3,484	$556,718
77	$4,195	$716	$3,479	$556,002
78	$4,195	$720	$3,475	$555,282
79	$4,195	$724	$3,471	$554,558
80	$4,195	$729	$3,466	$553,829
81	$4,195	$734	$3,461	$553,095
82	$4,195	$738	$3,457	$552,357
83	$4,195	$743	$3,452	$551,614
84	$4,195	$747	$3,448	$550,867
85	$4,195	$752	$3,443	$550,115
86	$4,195	$757	$3,438	$549,358
87	$4,195	$762	$3,433	$548,597
88	$4,195	$766	$3,429	$547,830
89	$4,195	$771	$3,424	$547,059
90	$4,195	$776	$3,419	$546,283
91	$4,195	$781	$3,414	$545,503
92	$4,195	$786	$3,409	$544,717
93	$4,195	$791	$3,404	$543,927
94	$4,195	$795	$3,400	$543,131
95	$4,195	$800	$3,395	$542,331
96	$4,195	$805	$3,390	$541,525
97	$4,195	$810	$3,385	$540,715
98	$4,195	$816	$3,379	$539,899
99	$4,195	$821	$3,374	$539,079
100	$4,195	$826	$3,369	$538,253
101	$4,195	$831	$3,364	$537,422
102	$4,195	$836	$3,359	$536,586
103	$4,195	$841	$3,354	$535,745
104	$4,195	$847	$3,348	$534,898
105	$4,195	$852	$3,343	$534,046
106	$4,195	$857	$3,338	$533,189
107	$4,195	$863	$3,332	$532,326
108	$4,195	$868	$3,327	$531,458
109	$4,195	$873	$3,322	$530,585
110	$4,195	$879	$3,316	$529,706
111	$4,195	$884	$3,311	$528,822
112	$4,195	$890	$3,305	$527,932
113	$4,195	$895	$3,300	$527,036
114	$4,195	$901	$3,294	$526,135
115	$4,195	$907	$3,288	$525,229
116	$4,195	$912	$3,283	$524,316
117	$4,195	$918	$3,277	$523,398
118	$4,195	$924	$3,271	$522,475
119	$4,195	$930	$3,265	$521,545
120	$4,195	$935	$3,260	$520,610
121	$4,195	$941	$3,254	$519,669
122	$4,195	$947	$3,248	$518,722
123	$4,195	$953	$3,242	$517,769
124	$4,195	$959	$3,236	$516,810
125	$4,195	$965	$3,230	$515,845
126	$4,195	$971	$3,224	$514,874
127	$4,195	$977	$3,218	$513,897
128	$4,195	$983	$3,212	$512,913
129	$4,195	$989	$3,206	$511,924
130	$4,195	$995	$3,200	$510,929
131	$4,195	$1,002	$3,193	$509,927
132	$4,195	$1,008	$3,187	$508,919
133	$4,195	$1,014	$3,181	$507,905
134	$4,195	$1,021	$3,174	$506,884
135	$4,195	$1,027	$3,168	$505,857
136	$4,195	$1,033	$3,162	$504,824
137	$4,195	$1,040	$3,155	$503,784
138	$4,195	$1,046	$3,149	$502,738
139	$4,195	$1,053	$3,142	$501,685
140	$4,195	$1,059	$3,136	$500,625
141	$4,195	$1,066	$3,129	$499,559
142	$4,195	$1,073	$3,122	$498,486
143	$4,195	$1,079	$3,116	$497,407
144	$4,195	$1,086	$3,109	$496,321
145	$4,195	$1,093	$3,102	$495,228
146	$4,195	$1,100	$3,095	$494,128
147	$4,195	$1,107	$3,088	$493,021
148	$4,195	$1,114	$3,081	$491,908
149	$4,195	$1,121	$3,074	$490,787
150	$4,195	$1,128	$3,067	$489,659
151	$4,195	$1,135	$3,060	$488,525
152	$4,195	$1,142	$3,053	$487,383
153	$4,195	$1,149	$3,046	$486,234
154	$4,195	$1,156	$3,039	$485,078
155	$4,195	$1,163	$3,032	$483,915
156	$4,195	$1,171	$3,024	$482,744
157	$4,195	$1,178	$3,017	$481,567
158	$4,195	$1,185	$3,010	$480,381
159	$4,195	$1,193	$3,002	$479,189
160	$4,195	$1,200	$2,995	$477,989
161	$4,195	$1,208	$2,987	$476,781
162	$4,195	$1,215	$2,980	$475,566
163	$4,195	$1,223	$2,972	$474,343
164	$4,195	$1,230	$2,965	$473,113
165	$4,195	$1,238	$2,957	$471,875
166	$4,195	$1,246	$2,949	$470,629
167	$4,195	$1,254	$2,941	$469,376
168	$4,195	$1,261	$2,934	$468,114
169	$4,195	$1,269	$2,926	$466,845
170	$4,195	$1,277	$2,918	$465,568
171	$4,195	$1,285	$2,910	$464,282
172	$4,195	$1,293	$2,902	$462,989
173	$4,195	$1,301	$2,894	$461,688
174	$4,195	$1,309	$2,886	$460,378
175	$4,195	$1,318	$2,877	$459,061
176	$4,195	$1,326	$2,869	$457,735
177	$4,195	$1,334	$2,861	$456,401
178	$4,195	$1,343	$2,853	$455,058
179	$4,195	$1,351	$2,844	$453,707
180	$4,195	$1,359	$2,836	$452,348
181	$4,195	$1,368	$2,827	$450,980
182	$4,195	$1,376	$2,819	$449,604
183	$4,195	$1,385	$2,810	$448,219
184	$4,195	$1,394	$2,801	$446,825
185	$4,195	$1,402	$2,793	$445,423
186	$4,195	$1,411	$2,784	$444,012
187	$4,195	$1,420	$2,775	$442,592
188	$4,195	$1,429	$2,766	$441,163
189	$4,195	$1,438	$2,757	$439,725
190	$4,195	$1,447	$2,748	$438,279
191	$4,195	$1,456	$2,739	$436,823
192	$4,195	$1,465	$2,730	$435,358
193	$4,195	$1,474	$2,721	$433,884
194	$4,195	$1,483	$2,712	$432,401
195	$4,195	$1,493	$2,703	$430,908
196	$4,195	$1,502	$2,693	$429,406
197	$4,195	$1,511	$2,684	$427,895
198	$4,195	$1,521	$2,674	$426,375
199	$4,195	$1,530	$2,665	$424,844
200	$4,195	$1,540	$2,655	$423,305
201	$4,195	$1,549	$2,646	$421,755
202	$4,195	$1,559	$2,636	$420,196
203	$4,195	$1,569	$2,626	$418,627
204	$4,195	$1,579	$2,616	$417,049
205	$4,195	$1,588	$2,607	$415,460
206	$4,195	$1,598	$2,597	$413,862
207	$4,195	$1,608	$2,587	$412,254
208	$4,195	$1,618	$2,577	$410,635
209	$4,195	$1,629	$2,566	$409,007
210	$4,195	$1,639	$2,556	$407,368
211	$4,195	$1,649	$2,546	$405,719
212	$4,195	$1,659	$2,536	$404,060
213	$4,195	$1,670	$2,525	$402,390
214	$4,195	$1,680	$2,515	$400,710
215	$4,195	$1,691	$2,504	$399,020
216	$4,195	$1,701	$2,494	$397,318
217	$4,195	$1,712	$2,483	$395,607
218	$4,195	$1,722	$2,473	$393,884
219	$4,195	$1,733	$2,462	$392,151
220	$4,195	$1,744	$2,451	$390,407
221	$4,195	$1,755	$2,440	$388,652
222	$4,195	$1,766	$2,429	$386,886
223	$4,195	$1,777	$2,418	$385,109
224	$4,195	$1,788	$2,407	$383,321
225	$4,195	$1,799	$2,396	$381,522
226	$4,195	$1,810	$2,385	$379,711
227	$4,195	$1,822	$2,373	$377,890
228	$4,195	$1,833	$2,362	$376,056
229	$4,195	$1,845	$2,350	$374,212
230	$4,195	$1,856	$2,339	$372,356
231	$4,195	$1,868	$2,327	$370,488
232	$4,195	$1,879	$2,316	$368,608
233	$4,195	$1,891	$2,304	$366,717
234	$4,195	$1,903	$2,292	$364,814
235	$4,195	$1,915	$2,280	$362,899
236	$4,195	$1,927	$2,268	$360,972
237	$4,195	$1,939	$2,256	$359,033
238	$4,195	$1,951	$2,244	$357,082
239	$4,195	$1,963	$2,232	$355,119
240	$4,195	$1,976	$2,219	$353,144
241	$4,195	$1,988	$2,207	$351,156
242	$4,195	$2,000	$2,195	$349,155
243	$4,195	$2,013	$2,182	$347,143
244	$4,195	$2,025	$2,170	$345,117
245	$4,195	$2,038	$2,157	$343,079
246	$4,195	$2,051	$2,144	$341,029
247	$4,195	$2,064	$2,131	$338,965
248	$4,195	$2,076	$2,119	$336,889
249	$4,195	$2,089	$2,106	$334,799
250	$4,195	$2,103	$2,092	$332,697
251	$4,195	$2,116	$2,079	$330,581
252	$4,195	$2,129	$2,066	$328,452
253	$4,195	$2,142	$2,053	$326,310
254	$4,195	$2,156	$2,039	$324,154
255	$4,195	$2,169	$2,026	$321,985
256	$4,195	$2,183	$2,012	$319,803
257	$4,195	$2,196	$1,999	$317,606
258	$4,195	$2,210	$1,985	$315,396
259	$4,195	$2,224	$1,971	$313,173
260	$4,195	$2,238	$1,957	$310,935
261	$4,195	$2,252	$1,943	$308,683
262	$4,195	$2,266	$1,929	$306,418
263	$4,195	$2,280	$1,915	$304,138
264	$4,195	$2,294	$1,901	$301,844
265	$4,195	$2,308	$1,887	$299,535
266	$4,195	$2,323	$1,872	$297,212
267	$4,195	$2,337	$1,858	$294,875
268	$4,195	$2,352	$1,843	$292,523
269	$4,195	$2,367	$1,828	$290,156
270	$4,195	$2,382	$1,813	$287,775
271	$4,195	$2,396	$1,799	$285,378
272	$4,195	$2,411	$1,784	$282,967
273	$4,195	$2,426	$1,769	$280,540
274	$4,195	$2,442	$1,753	$278,099
275	$4,195	$2,457	$1,738	$275,642
276	$4,195	$2,472	$1,723	$273,170
277	$4,195	$2,488	$1,707	$270,682
278	$4,195	$2,503	$1,692	$268,179
279	$4,195	$2,519	$1,676	$265,660
280	$4,195	$2,535	$1,660	$263,125
281	$4,195	$2,550	$1,645	$260,575
282	$4,195	$2,566	$1,629	$258,008
283	$4,195	$2,582	$1,613	$255,426
284	$4,195	$2,599	$1,596	$252,827
285	$4,195	$2,615	$1,580	$250,212
286	$4,195	$2,631	$1,564	$247,581
287	$4,195	$2,648	$1,547	$244,934
288	$4,195	$2,664	$1,531	$242,269
289	$4,195	$2,681	$1,514	$239,589
290	$4,195	$2,698	$1,497	$236,891
291	$4,195	$2,714	$1,481	$234,177
292	$4,195	$2,731	$1,464	$231,445
293	$4,195	$2,748	$1,447	$228,697
294	$4,195	$2,766	$1,429	$225,931
295	$4,195	$2,783	$1,412	$223,148
296	$4,195	$2,800	$1,395	$220,348
297	$4,195	$2,818	$1,377	$217,530
298	$4,195	$2,835	$1,360	$214,695
299	$4,195	$2,853	$1,342	$211,841
300	$4,195	$2,871	$1,324	$208,970
301	$4,195	$2,889	$1,306	$206,081
302	$4,195	$2,907	$1,288	$203,174
303	$4,195	$2,925	$1,270	$200,249
304	$4,195	$2,943	$1,252	$197,306
305	$4,195	$2,962	$1,233	$194,344
306	$4,195	$2,980	$1,215	$191,364
307	$4,195	$2,999	$1,196	$188,365
308	$4,195	$3,018	$1,177	$185,347
309	$4,195	$3,037	$1,158	$182,310
310	$4,195	$3,056	$1,139	$179,255
311	$4,195	$3,075	$1,120	$176,180
312	$4,195	$3,094	$1,101	$173,086
313	$4,195	$3,113	$1,082	$169,973
314	$4,195	$3,133	$1,062	$166,840
315	$4,195	$3,152	$1,043	$163,688
316	$4,195	$3,172	$1,023	$160,516
317	$4,195	$3,192	$1,003	$157,324
318	$4,195	$3,212	$983	$154,113
319	$4,195	$3,232	$963	$150,881
320	$4,195	$3,252	$943	$147,629
321	$4,195	$3,272	$923	$144,357
322	$4,195	$3,293	$902	$141,064
323	$4,195	$3,313	$882	$137,750
324	$4,195	$3,334	$861	$134,416
325	$4,195	$3,355	$840	$131,062
326	$4,195	$3,376	$819	$127,686
327	$4,195	$3,397	$798	$124,289
328	$4,195	$3,418	$777	$120,870
329	$4,195	$3,440	$755	$117,431
330	$4,195	$3,461	$734	$113,970
331	$4,195	$3,483	$712	$110,487
332	$4,195	$3,504	$691	$106,983
333	$4,195	$3,526	$669	$103,456
334	$4,195	$3,548	$647	$99,908
335	$4,195	$3,571	$624	$96,337
336	$4,195	$3,593	$602	$92,744
337	$4,195	$3,615	$580	$89,129
338	$4,195	$3,638	$557	$85,491
339	$4,195	$3,661	$534	$81,831
340	$4,195	$3,684	$511	$78,147
341	$4,195	$3,707	$488	$74,440
342	$4,195	$3,730	$465	$70,711
343	$4,195	$3,753	$442	$66,958
344	$4,195	$3,777	$418	$63,181
345	$4,195	$3,800	$395	$59,381
346	$4,195	$3,824	$371	$55,557
347	$4,195	$3,848	$347	$51,709
348	$4,195	$3,872	$323	$47,837
349	$4,195	$3,896	$299	$43,941
350	$4,195	$3,920	$275	$40,021
351	$4,195	$3,945	$250	$36,076
352	$4,195	$3,970	$225	$32,107
353	$4,195	$3,994	$201	$28,112
354	$4,195	$4,019	$176	$24,093
355	$4,195	$4,044	$151	$20,049
356	$4,195	$4,070	$125	$15,979
357	$4,195	$4,095	$100	$11,884
358	$4,195	$4,121	$74	$7,763
359	$4,195	$4,146	$49	$3,617
360	$4,195	$4,172	$23	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 14, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.