8245 SW 78th Terrace Rd, Ocala, FL 34476 | For Sale

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  • 8245 SW 78th Terrace Rd

8245 SW 78th Terrace Rd

Ocala, FL, 34476

For Sale $329,900 ($188.41 per Sq Ft)

$329,900 ($188.41 per Sq Ft)
  • ☆☆☆☆☆★★★★★
    Five Stars
  • (0)
  • 2 Bedrooms
  • 2 Bathrooms
  • 1,751 Sq Ft
  • 7,841 Sq Ft

Description

Experience the perfect blend of luxury, comfort, and convenience in this beautifully upgraded Ginger model, nestled in the highly sought-after Indigo East at On Top of the World. Plus, if a golf cart is on your wish list, the sellers are open to negotiating one into the deal! This elegantly designed home features 2 bedrooms, 2 baths, and a versatile flex room, all enhanced by premium upgrades that elevate both style and functionality. Step inside to discover modern interior finishes, including diamond-laid tile flooring that flows seamlessly throughout. The heart of the home is the gourmet kitchen, a true showstopper with stunning stone countertops, a cabinet-mounted oven and microwave for a sleek, built-in look, and a high-end gas cooktop—perfect for the home chef. Expansive counter space makes entertaining effortless, while the thoughtfully designed layout ensures both beauty and practicality. Retreat to the spa-inspired owner’s suite, where the luxurious walk-in shower and elegant stone countertops create a serene escape. A whole-house water softener adds an extra touch of comfort to everyday living. But the charm doesn’t stop inside—step outside to find a thoughtfully enhanced exterior. Custom tiered landscaping makes a striking first impression, while hedge-lined fencing creates the perfect retreat for your four-legged companions. The garage offers high ceilings, overhead storage, and a powered screen enclosure, providing a cool, breezy escape on warm Florida days. And with the paid bond, you’ll enjoy peace of mind and instant value. Living in Indigo East at On Top of the World means enjoying world-class amenities, including championship golf courses, state-of-the-art fitness centers, resort-style pools, and an endless array of clubs, social activities, and events. Plus, with grocery stores, shopping, dining, and entertainment just a short golf cart ride away, convenience is at your doorstep. Outdoor lovers will appreciate being close to nationally renowned biking trails, scenic hiking spots, crystal-clear natural springs, and, of course, Florida’s breathtaking beaches. Don’t miss this extraordinary opportunity! Schedule a private tour with your local trusted real estate agent today and experience the lifestyle you’ve been dreaming of.

  • 8245 SW 78th Terrace Rd
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Amenities

Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt

Income

Rental Units


The income description goes here to explain

Expenses

Property Details

List Price $329,900
Property Type Single Family Homes
Usable Sqft 1,751
Number of Stories 0 stories
Parking Spots 2 spots
Year Built 2017
Last Sold Unknown
Sold Price Unknown
HOA Fees: $241.33
Association Name: Lori Sands/OTOW
Association Amenities: Unknown
APN # 3566770525
MLS # OM695636
Property ID 321289786
Lot Sqft 7,841
Zoning PUD
Days on Market 39
Original List Price $334,900
Applicances Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer%
Date Updated April 01, 2025
Date Created February 21, 2025

Mortgage Center

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Compare rates
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CanvasJS.com
Your payment
$2,474
per month
CanvasJS.com
Estimated payment $2,474 /mo
Loan amount $329,900
Down payment $0
Interest rate 7.5%
Loan term 30 years
Taxes & insurance included? YES
Property tax 1.2%/YR
Homeowner's insurance $67/mo
HOA dues $0/mo

Payment Breakdown

CanvasJS.com
Your payment
$2,474
per month

Amortization

CanvasJS.com

Principal vs. interest

CanvasJS.com

Amortization Schedule

Over 360 months you will spend $500,227 in interest.
MONTH PRINCIPAL & INTEREST PRINCIPAL INTEREST PRINCIPAL REMAINING
1 $2,307 $245 $2,062 $329,655
2 $2,307 $247 $2,060 $329,408
3 $2,307 $248 $2,059 $329,160
4 $2,307 $250 $2,057 $328,910
5 $2,307 $251 $2,056 $328,659
6 $2,307 $253 $2,054 $328,406
7 $2,307 $254 $2,053 $328,152
8 $2,307 $256 $2,051 $327,896
9 $2,307 $258 $2,049 $327,638
10 $2,307 $259 $2,048 $327,379
11 $2,307 $261 $2,046 $327,118
12 $2,307 $263 $2,044 $326,855
13 $2,307 $264 $2,043 $326,591
14 $2,307 $266 $2,041 $326,325
15 $2,307 $267 $2,040 $326,058
16 $2,307 $269 $2,038 $325,789
17 $2,307 $271 $2,036 $325,518
18 $2,307 $273 $2,034 $325,245
19 $2,307 $274 $2,033 $324,971
20 $2,307 $276 $2,031 $324,695
21 $2,307 $278 $2,029 $324,418
22 $2,307 $279 $2,028 $324,138
23 $2,307 $281 $2,026 $323,857
24 $2,307 $283 $2,024 $323,574
25 $2,307 $285 $2,022 $323,289
26 $2,307 $286 $2,021 $323,003
27 $2,307 $288 $2,019 $322,715
28 $2,307 $290 $2,017 $322,425
29 $2,307 $292 $2,015 $322,133
30 $2,307 $294 $2,013 $321,839
31 $2,307 $296 $2,012 $321,544
32 $2,307 $297 $2,010 $321,246
33 $2,307 $299 $2,008 $320,947
34 $2,307 $301 $2,006 $320,646
35 $2,307 $303 $2,004 $320,343
36 $2,307 $305 $2,002 $320,038
37 $2,307 $307 $2,000 $319,732
38 $2,307 $309 $1,998 $319,423
39 $2,307 $311 $1,996 $319,112
40 $2,307 $313 $1,994 $318,800
41 $2,307 $315 $1,993 $318,485
42 $2,307 $316 $1,991 $318,169
43 $2,307 $318 $1,989 $317,850
44 $2,307 $320 $1,987 $317,530
45 $2,307 $322 $1,985 $317,207
46 $2,307 $324 $1,983 $316,883
47 $2,307 $326 $1,981 $316,556
48 $2,307 $329 $1,978 $316,228
49 $2,307 $331 $1,976 $315,897
50 $2,307 $333 $1,974 $315,565
51 $2,307 $335 $1,972 $315,230
52 $2,307 $337 $1,970 $314,893
53 $2,307 $339 $1,968 $314,554
54 $2,307 $341 $1,966 $314,213
55 $2,307 $343 $1,964 $313,870
56 $2,307 $345 $1,962 $313,525
57 $2,307 $347 $1,960 $313,177
58 $2,307 $350 $1,957 $312,828
59 $2,307 $352 $1,955 $312,476
60 $2,307 $354 $1,953 $312,122
61 $2,307 $356 $1,951 $311,766
62 $2,307 $358 $1,949 $311,407
63 $2,307 $361 $1,946 $311,046
64 $2,307 $363 $1,944 $310,683
65 $2,307 $365 $1,942 $310,318
66 $2,307 $368 $1,939 $309,951
67 $2,307 $370 $1,937 $309,581
68 $2,307 $372 $1,935 $309,209
69 $2,307 $374 $1,933 $308,834
70 $2,307 $377 $1,930 $308,458
71 $2,307 $379 $1,928 $308,078
72 $2,307 $382 $1,925 $307,697
73 $2,307 $384 $1,923 $307,313
74 $2,307 $386 $1,921 $306,927
75 $2,307 $389 $1,918 $306,538
76 $2,307 $391 $1,916 $306,147
77 $2,307 $394 $1,913 $305,753
78 $2,307 $396 $1,911 $305,357
79 $2,307 $399 $1,908 $304,959
80 $2,307 $401 $1,906 $304,558
81 $2,307 $404 $1,903 $304,154
82 $2,307 $406 $1,901 $303,748
83 $2,307 $409 $1,898 $303,340
84 $2,307 $411 $1,896 $302,928
85 $2,307 $414 $1,893 $302,515
86 $2,307 $416 $1,891 $302,098
87 $2,307 $419 $1,888 $301,680
88 $2,307 $422 $1,886 $301,258
89 $2,307 $424 $1,883 $300,834
90 $2,307 $427 $1,880 $300,407
91 $2,307 $429 $1,878 $299,978
92 $2,307 $432 $1,875 $299,546
93 $2,307 $435 $1,872 $299,111
94 $2,307 $438 $1,869 $298,673
95 $2,307 $440 $1,867 $298,233
96 $2,307 $443 $1,864 $297,790
97 $2,307 $446 $1,861 $297,344
98 $2,307 $449 $1,858 $296,895
99 $2,307 $451 $1,856 $296,444
100 $2,307 $454 $1,853 $295,990
101 $2,307 $457 $1,850 $295,533
102 $2,307 $460 $1,847 $295,073
103 $2,307 $463 $1,844 $294,610
104 $2,307 $466 $1,841 $294,144
105 $2,307 $469 $1,838 $293,676
106 $2,307 $472 $1,835 $293,204
107 $2,307 $474 $1,833 $292,730
108 $2,307 $477 $1,830 $292,252
109 $2,307 $480 $1,827 $291,772
110 $2,307 $483 $1,824 $291,288
111 $2,307 $486 $1,821 $290,802
112 $2,307 $489 $1,818 $290,312
113 $2,307 $493 $1,814 $289,820
114 $2,307 $496 $1,811 $289,324
115 $2,307 $499 $1,808 $288,826
116 $2,307 $502 $1,805 $288,324
117 $2,307 $505 $1,802 $287,819
118 $2,307 $508 $1,799 $287,311
119 $2,307 $511 $1,796 $286,799
120 $2,307 $515 $1,793 $286,285
121 $2,307 $518 $1,789 $285,767
122 $2,307 $521 $1,786 $285,246
123 $2,307 $524 $1,783 $284,722
124 $2,307 $527 $1,780 $284,194
125 $2,307 $531 $1,776 $283,664
126 $2,307 $534 $1,773 $283,130
127 $2,307 $537 $1,770 $282,592
128 $2,307 $541 $1,766 $282,051
129 $2,307 $544 $1,763 $281,507
130 $2,307 $548 $1,759 $280,960
131 $2,307 $551 $1,756 $280,409
132 $2,307 $554 $1,753 $279,854
133 $2,307 $558 $1,749 $279,296
134 $2,307 $561 $1,746 $278,735
135 $2,307 $565 $1,742 $278,170
136 $2,307 $568 $1,739 $277,601
137 $2,307 $572 $1,735 $277,029
138 $2,307 $576 $1,731 $276,454
139 $2,307 $579 $1,728 $275,875
140 $2,307 $583 $1,724 $275,292
141 $2,307 $586 $1,721 $274,706
142 $2,307 $590 $1,717 $274,115
143 $2,307 $594 $1,713 $273,522
144 $2,307 $597 $1,710 $272,924
145 $2,307 $601 $1,706 $272,323
146 $2,307 $605 $1,702 $271,718
147 $2,307 $609 $1,698 $271,109
148 $2,307 $613 $1,694 $270,497
149 $2,307 $616 $1,691 $269,880
150 $2,307 $620 $1,687 $269,260
151 $2,307 $624 $1,683 $268,636
152 $2,307 $628 $1,679 $268,008
153 $2,307 $632 $1,675 $267,376
154 $2,307 $636 $1,671 $266,740
155 $2,307 $640 $1,667 $266,100
156 $2,307 $644 $1,663 $265,456
157 $2,307 $648 $1,659 $264,808
158 $2,307 $652 $1,655 $264,156
159 $2,307 $656 $1,651 $263,500
160 $2,307 $660 $1,647 $262,840
161 $2,307 $664 $1,643 $262,176
162 $2,307 $668 $1,639 $261,508
163 $2,307 $673 $1,634 $260,835
164 $2,307 $677 $1,630 $260,158
165 $2,307 $681 $1,626 $259,477
166 $2,307 $685 $1,622 $258,792
167 $2,307 $690 $1,617 $258,102
168 $2,307 $694 $1,613 $257,409
169 $2,307 $698 $1,609 $256,710
170 $2,307 $703 $1,604 $256,008
171 $2,307 $707 $1,600 $255,301
172 $2,307 $711 $1,596 $254,589
173 $2,307 $716 $1,591 $253,874
174 $2,307 $720 $1,587 $253,153
175 $2,307 $725 $1,582 $252,429
176 $2,307 $729 $1,578 $251,699
177 $2,307 $734 $1,573 $250,965
178 $2,307 $738 $1,569 $250,227
179 $2,307 $743 $1,564 $249,484
180 $2,307 $748 $1,559 $248,736
181 $2,307 $752 $1,555 $247,984
182 $2,307 $757 $1,550 $247,227
183 $2,307 $762 $1,545 $246,465
184 $2,307 $767 $1,540 $245,698
185 $2,307 $771 $1,536 $244,927
186 $2,307 $776 $1,531 $244,151
187 $2,307 $781 $1,526 $243,369
188 $2,307 $786 $1,521 $242,584
189 $2,307 $791 $1,516 $241,793
190 $2,307 $796 $1,511 $240,997
191 $2,307 $801 $1,506 $240,196
192 $2,307 $806 $1,501 $239,390
193 $2,307 $811 $1,496 $238,580
194 $2,307 $816 $1,491 $237,764
195 $2,307 $821 $1,486 $236,943
196 $2,307 $826 $1,481 $236,117
197 $2,307 $831 $1,476 $235,285
198 $2,307 $836 $1,471 $234,449
199 $2,307 $842 $1,465 $233,607
200 $2,307 $847 $1,460 $232,760
201 $2,307 $852 $1,455 $231,908
202 $2,307 $858 $1,449 $231,050
203 $2,307 $863 $1,444 $230,187
204 $2,307 $868 $1,439 $229,319
205 $2,307 $874 $1,433 $228,445
206 $2,307 $879 $1,428 $227,566
207 $2,307 $885 $1,422 $226,681
208 $2,307 $890 $1,417 $225,791
209 $2,307 $896 $1,411 $224,895
210 $2,307 $901 $1,406 $223,994
211 $2,307 $907 $1,400 $223,087
212 $2,307 $913 $1,394 $222,174
213 $2,307 $918 $1,389 $221,256
214 $2,307 $924 $1,383 $220,332
215 $2,307 $930 $1,377 $219,402
216 $2,307 $936 $1,371 $218,466
217 $2,307 $942 $1,365 $217,524
218 $2,307 $947 $1,360 $216,577
219 $2,307 $953 $1,354 $215,624
220 $2,307 $959 $1,348 $214,664
221 $2,307 $965 $1,342 $213,699
222 $2,307 $971 $1,336 $212,727
223 $2,307 $977 $1,330 $211,750
224 $2,307 $984 $1,323 $210,766
225 $2,307 $990 $1,317 $209,777
226 $2,307 $996 $1,311 $208,781
227 $2,307 $1,002 $1,305 $207,779
228 $2,307 $1,008 $1,299 $206,770
229 $2,307 $1,015 $1,292 $205,756
230 $2,307 $1,021 $1,286 $204,735
231 $2,307 $1,027 $1,280 $203,707
232 $2,307 $1,034 $1,273 $202,673
233 $2,307 $1,040 $1,267 $201,633
234 $2,307 $1,047 $1,260 $200,586
235 $2,307 $1,053 $1,254 $199,533
236 $2,307 $1,060 $1,247 $198,473
237 $2,307 $1,067 $1,240 $197,406
238 $2,307 $1,073 $1,234 $196,333
239 $2,307 $1,080 $1,227 $195,253
240 $2,307 $1,087 $1,220 $194,167
241 $2,307 $1,093 $1,214 $193,073
242 $2,307 $1,100 $1,207 $191,973
243 $2,307 $1,107 $1,200 $190,866
244 $2,307 $1,114 $1,193 $189,752
245 $2,307 $1,121 $1,186 $188,631
246 $2,307 $1,128 $1,179 $187,503
247 $2,307 $1,135 $1,172 $186,367
248 $2,307 $1,142 $1,165 $185,225
249 $2,307 $1,149 $1,158 $184,076
250 $2,307 $1,157 $1,150 $182,919
251 $2,307 $1,164 $1,143 $181,756
252 $2,307 $1,171 $1,136 $180,585
253 $2,307 $1,178 $1,129 $179,406
254 $2,307 $1,186 $1,121 $178,221
255 $2,307 $1,193 $1,114 $177,027
256 $2,307 $1,201 $1,106 $175,827
257 $2,307 $1,208 $1,099 $174,619
258 $2,307 $1,216 $1,091 $173,403
259 $2,307 $1,223 $1,084 $172,180
260 $2,307 $1,231 $1,076 $170,949
261 $2,307 $1,239 $1,068 $169,710
262 $2,307 $1,246 $1,061 $168,464
263 $2,307 $1,254 $1,053 $167,210
264 $2,307 $1,262 $1,045 $165,948
265 $2,307 $1,270 $1,037 $164,678
266 $2,307 $1,278 $1,029 $163,401
267 $2,307 $1,286 $1,021 $162,115
268 $2,307 $1,294 $1,013 $160,821
269 $2,307 $1,302 $1,005 $159,519
270 $2,307 $1,310 $997 $158,209
271 $2,307 $1,318 $989 $156,891
272 $2,307 $1,326 $981 $155,564
273 $2,307 $1,335 $972 $154,230
274 $2,307 $1,343 $964 $152,887
275 $2,307 $1,351 $956 $151,535
276 $2,307 $1,360 $947 $150,175
277 $2,307 $1,368 $939 $148,807
278 $2,307 $1,377 $930 $147,430
279 $2,307 $1,386 $921 $146,044
280 $2,307 $1,394 $913 $144,650
281 $2,307 $1,403 $904 $143,247
282 $2,307 $1,412 $895 $141,836
283 $2,307 $1,421 $886 $140,415
284 $2,307 $1,429 $878 $138,986
285 $2,307 $1,438 $869 $137,547
286 $2,307 $1,447 $860 $136,100
287 $2,307 $1,456 $851 $134,644
288 $2,307 $1,465 $842 $133,178
289 $2,307 $1,475 $832 $131,703
290 $2,307 $1,484 $823 $130,220
291 $2,307 $1,493 $814 $128,726
292 $2,307 $1,502 $805 $127,224
293 $2,307 $1,512 $795 $125,712
294 $2,307 $1,521 $786 $124,191
295 $2,307 $1,531 $776 $122,660
296 $2,307 $1,540 $767 $121,120
297 $2,307 $1,550 $757 $119,570
298 $2,307 $1,560 $747 $118,010
299 $2,307 $1,569 $738 $116,441
300 $2,307 $1,579 $728 $114,861
301 $2,307 $1,589 $718 $113,272
302 $2,307 $1,599 $708 $111,673
303 $2,307 $1,609 $698 $110,064
304 $2,307 $1,619 $688 $108,445
305 $2,307 $1,629 $678 $106,816
306 $2,307 $1,639 $668 $105,176
307 $2,307 $1,650 $657 $103,527
308 $2,307 $1,660 $647 $101,867
309 $2,307 $1,670 $637 $100,196
310 $2,307 $1,681 $626 $98,516
311 $2,307 $1,691 $616 $96,824
312 $2,307 $1,702 $605 $95,123
313 $2,307 $1,712 $595 $93,410
314 $2,307 $1,723 $584 $91,687
315 $2,307 $1,734 $573 $89,953
316 $2,307 $1,745 $562 $88,208
317 $2,307 $1,756 $551 $86,452
318 $2,307 $1,767 $540 $84,686
319 $2,307 $1,778 $529 $82,908
320 $2,307 $1,789 $518 $81,119
321 $2,307 $1,800 $507 $79,319
322 $2,307 $1,811 $496 $77,508
323 $2,307 $1,823 $484 $75,685
324 $2,307 $1,834 $473 $73,851
325 $2,307 $1,845 $462 $72,006
326 $2,307 $1,857 $450 $70,149
327 $2,307 $1,869 $438 $68,280
328 $2,307 $1,880 $427 $66,400
329 $2,307 $1,892 $415 $64,508
330 $2,307 $1,904 $403 $62,604
331 $2,307 $1,916 $391 $60,689
332 $2,307 $1,928 $379 $58,761
333 $2,307 $1,940 $367 $56,821
334 $2,307 $1,952 $355 $54,869
335 $2,307 $1,964 $343 $52,905
336 $2,307 $1,976 $331 $50,929
337 $2,307 $1,989 $318 $48,940
338 $2,307 $2,001 $306 $46,939
339 $2,307 $2,014 $293 $44,925
340 $2,307 $2,026 $281 $42,899
341 $2,307 $2,039 $268 $40,860
342 $2,307 $2,052 $255 $38,809
343 $2,307 $2,064 $243 $36,744
344 $2,307 $2,077 $230 $34,667
345 $2,307 $2,090 $217 $32,577
346 $2,307 $2,103 $204 $30,473
347 $2,307 $2,117 $190 $28,357
348 $2,307 $2,130 $177 $26,227
349 $2,307 $2,143 $164 $24,084
350 $2,307 $2,156 $151 $21,927
351 $2,307 $2,170 $137 $19,757
352 $2,307 $2,184 $123 $17,574
353 $2,307 $2,197 $110 $15,377
354 $2,307 $2,211 $96 $13,166
355 $2,307 $2,225 $82 $10,941
356 $2,307 $2,239 $68 $8,702
357 $2,307 $2,253 $54 $6,450
358 $2,307 $2,267 $40 $4,183
359 $2,307 $2,281 $26 $1,902
360 $2,307 $2,295 $12 $0


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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of April 01, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.



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