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8685 SW 94th Ln #B

Ocala, FL, 34481

For Sale $190,500 ($121.26 per Sq Ft)

$190,500 ($121.26 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,571 Sq Ft
2,207 Sq Ft

Description

Welcome to the On Top of the World community! This charming 2-bedroom, 2-full 1- car Garage home offers ready to move in. A relaxing covered front porch welcomes you to a split floor plan, low maintenance, wood-look laminate flooring and tile throughout . The kitchen is a chef's dream, featuring luxury counter top, stainless steel appliances, and ample cabinet space for all your culinary needs. Added benefits of this home include a new ROOF IN 2017 30-year shingle roof, EXTERIOR PAINT in 2024, A wonderful opportunity to live in a Florida 55 + community in a "carefree lifestyle" Villa. Located in Ocala, "The Horse Capital of the World". OTOW is near shopping, banks, restaurants, and medical facilities. The monthly HOA fee covers so much for you. Your lawn service is included, exterior painting every 7 years, roof repairs if needed, basic cable TV, master insurance plan for the exterior of the home, and use of all the OTOW clubhouse facilities. There are multiple pools, a state-of the art gym, racquetball courts, tennis courts, library, hot tubs, meeting rooms and craft rooms and much more. Don't miss out on your chance to make this villa your home.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$190,500
Property Type	Single Family Homes
Usable Sqft	1,571
Number of Stories	0 stories
Parking Spots	1 spots
Year Built	1984
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$467
Association Name:	On Top of the World/Lori Sands
Association Amenities:	Unknown

APN #	3530194402
MLS #	OM695438
Property ID	321285008
Lot Sqft	2,207
Zoning	R3
Days on Market	62
Original List Price	$190,500
Applicances	Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer%
Date Updated	March 22, 2025
Date Created	February 18, 2025

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Your payment
$1,499
per month

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Estimated payment	$1,499 /mo
Loan amount	$190,500
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,499
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $289,025 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,332	$141	$1,191	$190,359
2	$1,332	$142	$1,190	$190,216
3	$1,332	$143	$1,189	$190,073
4	$1,332	$144	$1,188	$189,929
5	$1,332	$145	$1,187	$189,784
6	$1,332	$146	$1,186	$189,638
7	$1,332	$147	$1,185	$189,492
8	$1,332	$148	$1,184	$189,344
9	$1,332	$149	$1,183	$189,195
10	$1,332	$150	$1,182	$189,046
11	$1,332	$150	$1,182	$188,895
12	$1,332	$151	$1,181	$188,744
13	$1,332	$152	$1,180	$188,592
14	$1,332	$153	$1,179	$188,438
15	$1,332	$154	$1,178	$188,284
16	$1,332	$155	$1,177	$188,129
17	$1,332	$156	$1,176	$187,973
18	$1,332	$157	$1,175	$187,815
19	$1,332	$158	$1,174	$187,657
20	$1,332	$159	$1,173	$187,498
21	$1,332	$160	$1,172	$187,338
22	$1,332	$161	$1,171	$187,177
23	$1,332	$162	$1,170	$187,015
24	$1,332	$163	$1,169	$186,852
25	$1,332	$164	$1,168	$186,687
26	$1,332	$165	$1,167	$186,522
27	$1,332	$166	$1,166	$186,356
28	$1,332	$167	$1,165	$186,189
29	$1,332	$168	$1,164	$186,020
30	$1,332	$169	$1,163	$185,851
31	$1,332	$170	$1,162	$185,681
32	$1,332	$172	$1,161	$185,509
33	$1,332	$173	$1,159	$185,337
34	$1,332	$174	$1,158	$185,163
35	$1,332	$175	$1,157	$184,988
36	$1,332	$176	$1,156	$184,812
37	$1,332	$177	$1,155	$184,635
38	$1,332	$178	$1,154	$184,457
39	$1,332	$179	$1,153	$184,278
40	$1,332	$180	$1,152	$184,098
41	$1,332	$181	$1,151	$183,917
42	$1,332	$183	$1,149	$183,734
43	$1,332	$184	$1,148	$183,550
44	$1,332	$185	$1,147	$183,366
45	$1,332	$186	$1,146	$183,180
46	$1,332	$187	$1,145	$182,992
47	$1,332	$188	$1,144	$182,804
48	$1,332	$189	$1,143	$182,615
49	$1,332	$191	$1,141	$182,424
50	$1,332	$192	$1,140	$182,232
51	$1,332	$193	$1,139	$182,039
52	$1,332	$194	$1,138	$181,845
53	$1,332	$195	$1,137	$181,649
54	$1,332	$197	$1,135	$181,453
55	$1,332	$198	$1,134	$181,255
56	$1,332	$199	$1,133	$181,056
57	$1,332	$200	$1,132	$180,855
58	$1,332	$202	$1,130	$180,654
59	$1,332	$203	$1,129	$180,451
60	$1,332	$204	$1,128	$180,247
61	$1,332	$205	$1,127	$180,041
62	$1,332	$207	$1,125	$179,834
63	$1,332	$208	$1,124	$179,626
64	$1,332	$209	$1,123	$179,417
65	$1,332	$211	$1,121	$179,206
66	$1,332	$212	$1,120	$178,994
67	$1,332	$213	$1,119	$178,781
68	$1,332	$215	$1,117	$178,566
69	$1,332	$216	$1,116	$178,350
70	$1,332	$217	$1,115	$178,133
71	$1,332	$219	$1,113	$177,914
72	$1,332	$220	$1,112	$177,694
73	$1,332	$221	$1,111	$177,473
74	$1,332	$223	$1,109	$177,250
75	$1,332	$224	$1,108	$177,026
76	$1,332	$226	$1,106	$176,800
77	$1,332	$227	$1,105	$176,573
78	$1,332	$228	$1,104	$176,345
79	$1,332	$230	$1,102	$176,115
80	$1,332	$231	$1,101	$175,884
81	$1,332	$233	$1,099	$175,651
82	$1,332	$234	$1,098	$175,417
83	$1,332	$236	$1,096	$175,181
84	$1,332	$237	$1,095	$174,944
85	$1,332	$239	$1,093	$174,706
86	$1,332	$240	$1,092	$174,466
87	$1,332	$242	$1,090	$174,224
88	$1,332	$243	$1,089	$173,981
89	$1,332	$245	$1,087	$173,736
90	$1,332	$246	$1,086	$173,490
91	$1,332	$248	$1,084	$173,242
92	$1,332	$249	$1,083	$172,993
93	$1,332	$251	$1,081	$172,742
94	$1,332	$252	$1,080	$172,490
95	$1,332	$254	$1,078	$172,236
96	$1,332	$256	$1,076	$171,981
97	$1,332	$257	$1,075	$171,723
98	$1,332	$259	$1,073	$171,465
99	$1,332	$260	$1,072	$171,204
100	$1,332	$262	$1,070	$170,942
101	$1,332	$264	$1,068	$170,679
102	$1,332	$265	$1,067	$170,414
103	$1,332	$267	$1,065	$170,147
104	$1,332	$269	$1,063	$169,878
105	$1,332	$270	$1,062	$169,608
106	$1,332	$272	$1,060	$169,336
107	$1,332	$274	$1,058	$169,062
108	$1,332	$275	$1,057	$168,787
109	$1,332	$277	$1,055	$168,510
110	$1,332	$279	$1,053	$168,231
111	$1,332	$281	$1,051	$167,950
112	$1,332	$282	$1,050	$167,668
113	$1,332	$284	$1,048	$167,384
114	$1,332	$286	$1,046	$167,098
115	$1,332	$288	$1,044	$166,811
116	$1,332	$289	$1,043	$166,521
117	$1,332	$291	$1,041	$166,230
118	$1,332	$293	$1,039	$165,937
119	$1,332	$295	$1,037	$165,642
120	$1,332	$297	$1,035	$165,345
121	$1,332	$299	$1,033	$165,047
122	$1,332	$300	$1,032	$164,746
123	$1,332	$302	$1,030	$164,444
124	$1,332	$304	$1,028	$164,140
125	$1,332	$306	$1,026	$163,833
126	$1,332	$308	$1,024	$163,525
127	$1,332	$310	$1,022	$163,215
128	$1,332	$312	$1,020	$162,903
129	$1,332	$314	$1,018	$162,590
130	$1,332	$316	$1,016	$162,274
131	$1,332	$318	$1,014	$161,956
132	$1,332	$320	$1,012	$161,636
133	$1,332	$322	$1,010	$161,314
134	$1,332	$324	$1,008	$160,991
135	$1,332	$326	$1,006	$160,665
136	$1,332	$328	$1,004	$160,337
137	$1,332	$330	$1,002	$160,007
138	$1,332	$332	$1,000	$159,675
139	$1,332	$334	$998	$159,341
140	$1,332	$336	$996	$159,005
141	$1,332	$338	$994	$158,667
142	$1,332	$340	$992	$158,327
143	$1,332	$342	$990	$157,984
144	$1,332	$345	$987	$157,639
145	$1,332	$347	$985	$157,293
146	$1,332	$349	$983	$156,944
147	$1,332	$351	$981	$156,593
148	$1,332	$353	$979	$156,239
149	$1,332	$356	$977	$155,884
150	$1,332	$358	$974	$155,526
151	$1,332	$360	$972	$155,166
152	$1,332	$362	$970	$154,804
153	$1,332	$364	$968	$154,439
154	$1,332	$367	$965	$154,073
155	$1,332	$369	$963	$153,704
156	$1,332	$371	$961	$153,332
157	$1,332	$374	$958	$152,959
158	$1,332	$376	$956	$152,583
159	$1,332	$378	$954	$152,204
160	$1,332	$381	$951	$151,824
161	$1,332	$383	$949	$151,440
162	$1,332	$386	$947	$151,055
163	$1,332	$388	$944	$150,667
164	$1,332	$390	$942	$150,277
165	$1,332	$393	$939	$149,884
166	$1,332	$395	$937	$149,489
167	$1,332	$398	$934	$149,091
168	$1,332	$400	$932	$148,691
169	$1,332	$403	$929	$148,288
170	$1,332	$405	$927	$147,883
171	$1,332	$408	$924	$147,475
172	$1,332	$410	$922	$147,065
173	$1,332	$413	$919	$146,652
174	$1,332	$415	$917	$146,237
175	$1,332	$418	$914	$145,819
176	$1,332	$421	$911	$145,398
177	$1,332	$423	$909	$144,975
178	$1,332	$426	$906	$144,549
179	$1,332	$429	$903	$144,120
180	$1,332	$431	$901	$143,689
181	$1,332	$434	$898	$143,255
182	$1,332	$437	$895	$142,818
183	$1,332	$439	$893	$142,379
184	$1,332	$442	$890	$141,937
185	$1,332	$445	$887	$141,492
186	$1,332	$448	$884	$141,044
187	$1,332	$450	$882	$140,594
188	$1,332	$453	$879	$140,141
189	$1,332	$456	$876	$139,685
190	$1,332	$459	$873	$139,226
191	$1,332	$462	$870	$138,764
192	$1,332	$465	$867	$138,299
193	$1,332	$468	$864	$137,831
194	$1,332	$471	$861	$137,361
195	$1,332	$474	$859	$136,887
196	$1,332	$476	$856	$136,411
197	$1,332	$479	$853	$135,931
198	$1,332	$482	$850	$135,449
199	$1,332	$485	$847	$134,964
200	$1,332	$488	$844	$134,475
201	$1,332	$492	$840	$133,984
202	$1,332	$495	$837	$133,489
203	$1,332	$498	$834	$132,991
204	$1,332	$501	$831	$132,490
205	$1,332	$504	$828	$131,987
206	$1,332	$507	$825	$131,479
207	$1,332	$510	$822	$130,969
208	$1,332	$513	$819	$130,456
209	$1,332	$517	$815	$129,939
210	$1,332	$520	$812	$129,419
211	$1,332	$523	$809	$128,896
212	$1,332	$526	$806	$128,370
213	$1,332	$530	$802	$127,840
214	$1,332	$533	$799	$127,307
215	$1,332	$536	$796	$126,771
216	$1,332	$540	$792	$126,231
217	$1,332	$543	$789	$125,688
218	$1,332	$546	$786	$125,141
219	$1,332	$550	$782	$124,592
220	$1,332	$553	$779	$124,038
221	$1,332	$557	$775	$123,482
222	$1,332	$560	$772	$122,921
223	$1,332	$564	$768	$122,358
224	$1,332	$567	$765	$121,790
225	$1,332	$571	$761	$121,219
226	$1,332	$574	$758	$120,645
227	$1,332	$578	$754	$120,067
228	$1,332	$582	$750	$119,486
229	$1,332	$585	$747	$118,900
230	$1,332	$589	$743	$118,311
231	$1,332	$593	$739	$117,719
232	$1,332	$596	$736	$117,123
233	$1,332	$600	$732	$116,523
234	$1,332	$604	$728	$115,919
235	$1,332	$608	$724	$115,311
236	$1,332	$611	$721	$114,700
237	$1,332	$615	$717	$114,085
238	$1,332	$619	$713	$113,466
239	$1,332	$623	$709	$112,843
240	$1,332	$627	$705	$112,216
241	$1,332	$631	$701	$111,586
242	$1,332	$635	$697	$110,951
243	$1,332	$639	$693	$110,313
244	$1,332	$643	$689	$109,670
245	$1,332	$647	$685	$109,024
246	$1,332	$651	$681	$108,373
247	$1,332	$655	$677	$107,718
248	$1,332	$659	$673	$107,060
249	$1,332	$663	$669	$106,397
250	$1,332	$667	$665	$105,730
251	$1,332	$671	$661	$105,058
252	$1,332	$675	$657	$104,383
253	$1,332	$680	$652	$103,703
254	$1,332	$684	$648	$103,020
255	$1,332	$688	$644	$102,331
256	$1,332	$692	$640	$101,639
257	$1,332	$697	$635	$100,942
258	$1,332	$701	$631	$100,241
259	$1,332	$705	$627	$99,536
260	$1,332	$710	$622	$98,826
261	$1,332	$714	$618	$98,111
262	$1,332	$719	$613	$97,393
263	$1,332	$723	$609	$96,669
264	$1,332	$728	$604	$95,942
265	$1,332	$732	$600	$95,209
266	$1,332	$737	$595	$94,472
267	$1,332	$742	$590	$93,731
268	$1,332	$746	$586	$92,985
269	$1,332	$751	$581	$92,234
270	$1,332	$756	$576	$91,478
271	$1,332	$760	$572	$90,718
272	$1,332	$765	$567	$89,953
273	$1,332	$770	$562	$89,183
274	$1,332	$775	$557	$88,408
275	$1,332	$779	$553	$87,629
276	$1,332	$784	$548	$86,845
277	$1,332	$789	$543	$86,055
278	$1,332	$794	$538	$85,261
279	$1,332	$799	$533	$84,462
280	$1,332	$804	$528	$83,658
281	$1,332	$809	$523	$82,849
282	$1,332	$814	$518	$82,035
283	$1,332	$819	$513	$81,215
284	$1,332	$824	$508	$80,391
285	$1,332	$830	$502	$79,562
286	$1,332	$835	$497	$78,727
287	$1,332	$840	$492	$77,887
288	$1,332	$845	$487	$77,042
289	$1,332	$850	$482	$76,191
290	$1,332	$856	$476	$75,335
291	$1,332	$861	$471	$74,474
292	$1,332	$867	$465	$73,608
293	$1,332	$872	$460	$72,736
294	$1,332	$877	$455	$71,858
295	$1,332	$883	$449	$70,975
296	$1,332	$888	$444	$70,087
297	$1,332	$894	$438	$69,193
298	$1,332	$900	$432	$68,293
299	$1,332	$905	$427	$67,388
300	$1,332	$911	$421	$66,477
301	$1,332	$917	$415	$65,561
302	$1,332	$922	$410	$64,639
303	$1,332	$928	$404	$63,711
304	$1,332	$934	$398	$62,777
305	$1,332	$940	$392	$61,837
306	$1,332	$946	$386	$60,892
307	$1,332	$951	$381	$59,940
308	$1,332	$957	$375	$58,983
309	$1,332	$963	$369	$58,020
310	$1,332	$969	$363	$57,050
311	$1,332	$975	$357	$56,075
312	$1,332	$982	$350	$55,093
313	$1,332	$988	$344	$54,106
314	$1,332	$994	$338	$53,112
315	$1,332	$1,000	$332	$52,112
316	$1,332	$1,006	$326	$51,105
317	$1,332	$1,013	$319	$50,093
318	$1,332	$1,019	$313	$49,074
319	$1,332	$1,025	$307	$48,049
320	$1,332	$1,032	$300	$47,017
321	$1,332	$1,038	$294	$45,979
322	$1,332	$1,045	$287	$44,934
323	$1,332	$1,051	$281	$43,883
324	$1,332	$1,058	$274	$42,825
325	$1,332	$1,064	$268	$41,761
326	$1,332	$1,071	$261	$40,690
327	$1,332	$1,078	$254	$39,612
328	$1,332	$1,084	$248	$38,528
329	$1,332	$1,091	$241	$37,437
330	$1,332	$1,098	$234	$36,339
331	$1,332	$1,105	$227	$35,234
332	$1,332	$1,112	$220	$34,122
333	$1,332	$1,119	$213	$33,003
334	$1,332	$1,126	$206	$31,877
335	$1,332	$1,133	$199	$30,745
336	$1,332	$1,140	$192	$29,605
337	$1,332	$1,147	$185	$28,458
338	$1,332	$1,154	$178	$27,304
339	$1,332	$1,161	$171	$26,142
340	$1,332	$1,169	$163	$24,974
341	$1,332	$1,176	$156	$23,798
342	$1,332	$1,183	$149	$22,615
343	$1,332	$1,191	$141	$21,424
344	$1,332	$1,198	$134	$20,226
345	$1,332	$1,206	$126	$19,020
346	$1,332	$1,213	$119	$17,807
347	$1,332	$1,221	$111	$16,586
348	$1,332	$1,228	$104	$15,358
349	$1,332	$1,236	$96	$14,122
350	$1,332	$1,244	$88	$12,878
351	$1,332	$1,252	$80	$11,627
352	$1,332	$1,259	$73	$10,367
353	$1,332	$1,267	$65	$9,100
354	$1,332	$1,275	$57	$7,825
355	$1,332	$1,283	$49	$6,542
356	$1,332	$1,291	$41	$5,251
357	$1,332	$1,299	$33	$3,952
358	$1,332	$1,307	$25	$2,644
359	$1,332	$1,315	$17	$1,329
360	$1,332	$1,324	$8	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.

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