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821 Virginia Ave

Campbell, CA, 95008

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☆☆☆☆☆★★★★★
Five Stars
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4 Bedrooms
3 Bathrooms
2,437 Sq Ft
7,475 Sq Ft

Description

Located in the heart of desirable Campbell, this fantastic 4-bedroom home blends style, functionality, and modern upgrades. A highlight is the approx. 572 sq. ft. secondary structure, featuring two bedrooms and an owned solar system for energy efficiency ideal for guests, a home office, or extra living space. The main residence showcases hardwood floors, a spacious eat-in kitchen with floor-to-ceiling windows overlooking the backyard, maple cabinetry, granite countertops, and recessed lighting. The inviting family room offers comfort, while the oversized one-car garage includes built-in storage for added convenience. Recent upgrades include a new A/C condenser (2023), an upgraded furnace, and a newer water heater. The living room is anchored by a wood-burning fireplace, with two bedrooms and a full bath on the main level. Upstairs, the primary suite boasts a walk-in closet, a jetted tub, and breathtaking Santa Cruz Mountain views. A second en-suite bedroom provides a private retreat for guests or family members. With the ample space, there is opportunity for buyers to create 2 bedrooms out of the oversized room upstairs. With its gracious design, thoughtful updates, and versatile living spaces, this home is a true Campbell gem.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$2,398,000
Property Type	Single Family Homes
Usable Sqft	2,437
Number of Stories	2 stories
Parking Spots	1 spots
Year Built	2000
Last Sold	April 25, 2025
Sold Price	Unknown

APN #	40604023
MLS #	ML81992799
Property ID	321281879
Lot Sqft	7,475
Zoning	R-1-6
Days on Market	53
Original List Price	$2,618,000
Date Updated	March 27, 2025
Date Created	February 18, 2025

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Your payment
$16,934
per month

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Principle & Interest

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Estimated payment	$16,934 /mo
Loan amount	$2,398,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$16,934
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $3,638,341 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$16,767	$1,780	$14,988	$2,396,221
2	$16,767	$1,791	$14,976	$2,394,430
3	$16,767	$1,802	$14,965	$2,392,628
4	$16,767	$1,813	$14,954	$2,390,815
5	$16,767	$1,824	$14,943	$2,388,991
6	$16,767	$1,836	$14,931	$2,387,155
7	$16,767	$1,847	$14,920	$2,385,308
8	$16,767	$1,859	$14,908	$2,383,449
9	$16,767	$1,870	$14,897	$2,381,578
10	$16,767	$1,882	$14,885	$2,379,696
11	$16,767	$1,894	$14,873	$2,377,802
12	$16,767	$1,906	$14,861	$2,375,896
13	$16,767	$1,918	$14,849	$2,373,979
14	$16,767	$1,930	$14,837	$2,372,049
15	$16,767	$1,942	$14,825	$2,370,107
16	$16,767	$1,954	$14,813	$2,368,154
17	$16,767	$1,966	$14,801	$2,366,188
18	$16,767	$1,978	$14,789	$2,364,209
19	$16,767	$1,991	$14,776	$2,362,219
20	$16,767	$2,003	$14,764	$2,360,215
21	$16,767	$2,016	$14,751	$2,358,200
22	$16,767	$2,028	$14,739	$2,356,172
23	$16,767	$2,041	$14,726	$2,354,131
24	$16,767	$2,054	$14,713	$2,352,077
25	$16,767	$2,067	$14,700	$2,350,010
26	$16,767	$2,079	$14,688	$2,347,931
27	$16,767	$2,092	$14,675	$2,345,839
28	$16,767	$2,106	$14,661	$2,343,733
29	$16,767	$2,119	$14,648	$2,341,614
30	$16,767	$2,132	$14,635	$2,339,482
31	$16,767	$2,145	$14,622	$2,337,337
32	$16,767	$2,159	$14,608	$2,335,179
33	$16,767	$2,172	$14,595	$2,333,006
34	$16,767	$2,186	$14,581	$2,330,821
35	$16,767	$2,199	$14,568	$2,328,621
36	$16,767	$2,213	$14,554	$2,326,408
37	$16,767	$2,227	$14,540	$2,324,181
38	$16,767	$2,241	$14,526	$2,321,940
39	$16,767	$2,255	$14,512	$2,319,686
40	$16,767	$2,269	$14,498	$2,317,417
41	$16,767	$2,283	$14,484	$2,315,133
42	$16,767	$2,297	$14,470	$2,312,836
43	$16,767	$2,312	$14,455	$2,310,524
44	$16,767	$2,326	$14,441	$2,308,198
45	$16,767	$2,341	$14,426	$2,305,857
46	$16,767	$2,355	$14,412	$2,303,502
47	$16,767	$2,370	$14,397	$2,301,132
48	$16,767	$2,385	$14,382	$2,298,747
49	$16,767	$2,400	$14,367	$2,296,347
50	$16,767	$2,415	$14,352	$2,293,932
51	$16,767	$2,430	$14,337	$2,291,502
52	$16,767	$2,445	$14,322	$2,289,057
53	$16,767	$2,460	$14,307	$2,286,597
54	$16,767	$2,476	$14,291	$2,284,121
55	$16,767	$2,491	$14,276	$2,281,630
56	$16,767	$2,507	$14,260	$2,279,123
57	$16,767	$2,522	$14,245	$2,276,600
58	$16,767	$2,538	$14,229	$2,274,062
59	$16,767	$2,554	$14,213	$2,271,508
60	$16,767	$2,570	$14,197	$2,268,938
61	$16,767	$2,586	$14,181	$2,266,352
62	$16,767	$2,602	$14,165	$2,263,750
63	$16,767	$2,619	$14,148	$2,261,131
64	$16,767	$2,635	$14,132	$2,258,496
65	$16,767	$2,651	$14,116	$2,255,845
66	$16,767	$2,668	$14,099	$2,253,177
67	$16,767	$2,685	$14,082	$2,250,492
68	$16,767	$2,701	$14,066	$2,247,791
69	$16,767	$2,718	$14,049	$2,245,072
70	$16,767	$2,735	$14,032	$2,242,337
71	$16,767	$2,752	$14,015	$2,239,585
72	$16,767	$2,770	$13,997	$2,236,815
73	$16,767	$2,787	$13,980	$2,234,028
74	$16,767	$2,804	$13,963	$2,231,224
75	$16,767	$2,822	$13,945	$2,228,402
76	$16,767	$2,839	$13,928	$2,225,563
77	$16,767	$2,857	$13,910	$2,222,705
78	$16,767	$2,875	$13,892	$2,219,830
79	$16,767	$2,893	$13,874	$2,216,937
80	$16,767	$2,911	$13,856	$2,214,026
81	$16,767	$2,929	$13,838	$2,211,097
82	$16,767	$2,948	$13,819	$2,208,149
83	$16,767	$2,966	$13,801	$2,205,183
84	$16,767	$2,985	$13,782	$2,202,198
85	$16,767	$3,003	$13,764	$2,199,195
86	$16,767	$3,022	$13,745	$2,196,173
87	$16,767	$3,041	$13,726	$2,193,132
88	$16,767	$3,060	$13,707	$2,190,072
89	$16,767	$3,079	$13,688	$2,186,993
90	$16,767	$3,098	$13,669	$2,183,895
91	$16,767	$3,118	$13,649	$2,180,777
92	$16,767	$3,137	$13,630	$2,177,640
93	$16,767	$3,157	$13,610	$2,174,483
94	$16,767	$3,176	$13,591	$2,171,307
95	$16,767	$3,196	$13,571	$2,168,110
96	$16,767	$3,216	$13,551	$2,164,894
97	$16,767	$3,236	$13,531	$2,161,658
98	$16,767	$3,257	$13,510	$2,158,401
99	$16,767	$3,277	$13,490	$2,155,124
100	$16,767	$3,297	$13,470	$2,151,827
101	$16,767	$3,318	$13,449	$2,148,509
102	$16,767	$3,339	$13,428	$2,145,170
103	$16,767	$3,360	$13,407	$2,141,810
104	$16,767	$3,381	$13,386	$2,138,429
105	$16,767	$3,402	$13,365	$2,135,028
106	$16,767	$3,423	$13,344	$2,131,604
107	$16,767	$3,444	$13,323	$2,128,160
108	$16,767	$3,466	$13,301	$2,124,694
109	$16,767	$3,488	$13,279	$2,121,206
110	$16,767	$3,509	$13,258	$2,117,697
111	$16,767	$3,531	$13,236	$2,114,166
112	$16,767	$3,553	$13,214	$2,110,612
113	$16,767	$3,576	$13,191	$2,107,036
114	$16,767	$3,598	$13,169	$2,103,438
115	$16,767	$3,621	$13,146	$2,099,818
116	$16,767	$3,643	$13,124	$2,096,175
117	$16,767	$3,666	$13,101	$2,092,509
118	$16,767	$3,689	$13,078	$2,088,820
119	$16,767	$3,712	$13,055	$2,085,108
120	$16,767	$3,735	$13,032	$2,081,373
121	$16,767	$3,758	$13,009	$2,077,615
122	$16,767	$3,782	$12,985	$2,073,833
123	$16,767	$3,806	$12,961	$2,070,027
124	$16,767	$3,829	$12,938	$2,066,198
125	$16,767	$3,853	$12,914	$2,062,345
126	$16,767	$3,877	$12,890	$2,058,467
127	$16,767	$3,902	$12,865	$2,054,566
128	$16,767	$3,926	$12,841	$2,050,640
129	$16,767	$3,951	$12,817	$2,046,689
130	$16,767	$3,975	$12,792	$2,042,714
131	$16,767	$4,000	$12,767	$2,038,714
132	$16,767	$4,025	$12,742	$2,034,689
133	$16,767	$4,050	$12,717	$2,030,639
134	$16,767	$4,076	$12,691	$2,026,563
135	$16,767	$4,101	$12,666	$2,022,462
136	$16,767	$4,127	$12,640	$2,018,336
137	$16,767	$4,152	$12,615	$2,014,183
138	$16,767	$4,178	$12,589	$2,010,005
139	$16,767	$4,204	$12,563	$2,005,800
140	$16,767	$4,231	$12,536	$2,001,570
141	$16,767	$4,257	$12,510	$1,997,312
142	$16,767	$4,284	$12,483	$1,993,029
143	$16,767	$4,311	$12,456	$1,988,718
144	$16,767	$4,338	$12,429	$1,984,381
145	$16,767	$4,365	$12,402	$1,980,016
146	$16,767	$4,392	$12,375	$1,975,624
147	$16,767	$4,419	$12,348	$1,971,205
148	$16,767	$4,447	$12,320	$1,966,758
149	$16,767	$4,475	$12,292	$1,962,283
150	$16,767	$4,503	$12,264	$1,957,780
151	$16,767	$4,531	$12,236	$1,953,249
152	$16,767	$4,559	$12,208	$1,948,690
153	$16,767	$4,588	$12,179	$1,944,102
154	$16,767	$4,616	$12,151	$1,939,486
155	$16,767	$4,645	$12,122	$1,934,841
156	$16,767	$4,674	$12,093	$1,930,167
157	$16,767	$4,703	$12,064	$1,925,463
158	$16,767	$4,733	$12,034	$1,920,730
159	$16,767	$4,762	$12,005	$1,915,968
160	$16,767	$4,792	$11,975	$1,911,176
161	$16,767	$4,822	$11,945	$1,906,354
162	$16,767	$4,852	$11,915	$1,901,501
163	$16,767	$4,883	$11,884	$1,896,619
164	$16,767	$4,913	$11,854	$1,891,706
165	$16,767	$4,944	$11,823	$1,886,762
166	$16,767	$4,975	$11,792	$1,881,787
167	$16,767	$5,006	$11,761	$1,876,781
168	$16,767	$5,037	$11,730	$1,871,744
169	$16,767	$5,069	$11,698	$1,866,675
170	$16,767	$5,100	$11,667	$1,861,575
171	$16,767	$5,132	$11,635	$1,856,443
172	$16,767	$5,164	$11,603	$1,851,279
173	$16,767	$5,197	$11,570	$1,846,082
174	$16,767	$5,229	$11,538	$1,840,853
175	$16,767	$5,262	$11,505	$1,835,592
176	$16,767	$5,295	$11,472	$1,830,297
177	$16,767	$5,328	$11,439	$1,824,969
178	$16,767	$5,361	$11,406	$1,819,608
179	$16,767	$5,394	$11,373	$1,814,214
180	$16,767	$5,428	$11,339	$1,808,786
181	$16,767	$5,462	$11,305	$1,803,324
182	$16,767	$5,496	$11,271	$1,797,827
183	$16,767	$5,531	$11,236	$1,792,297
184	$16,767	$5,565	$11,202	$1,786,732
185	$16,767	$5,600	$11,167	$1,781,132
186	$16,767	$5,635	$11,132	$1,775,497
187	$16,767	$5,670	$11,097	$1,769,827
188	$16,767	$5,706	$11,061	$1,764,121
189	$16,767	$5,741	$11,026	$1,758,380
190	$16,767	$5,777	$10,990	$1,752,603
191	$16,767	$5,813	$10,954	$1,746,790
192	$16,767	$5,850	$10,917	$1,740,940
193	$16,767	$5,886	$10,881	$1,735,054
194	$16,767	$5,923	$10,844	$1,729,131
195	$16,767	$5,960	$10,807	$1,723,171
196	$16,767	$5,997	$10,770	$1,717,174
197	$16,767	$6,035	$10,732	$1,711,139
198	$16,767	$6,072	$10,695	$1,705,067
199	$16,767	$6,110	$10,657	$1,698,957
200	$16,767	$6,149	$10,618	$1,692,808
201	$16,767	$6,187	$10,580	$1,686,621
202	$16,767	$6,226	$10,541	$1,680,395
203	$16,767	$6,265	$10,502	$1,674,131
204	$16,767	$6,304	$10,463	$1,667,827
205	$16,767	$6,343	$10,424	$1,661,484
206	$16,767	$6,383	$10,384	$1,655,101
207	$16,767	$6,423	$10,344	$1,648,679
208	$16,767	$6,463	$10,304	$1,642,216
209	$16,767	$6,503	$10,264	$1,635,713
210	$16,767	$6,544	$10,223	$1,629,169
211	$16,767	$6,585	$10,182	$1,622,584
212	$16,767	$6,626	$10,141	$1,615,959
213	$16,767	$6,667	$10,100	$1,609,291
214	$16,767	$6,709	$10,058	$1,602,582
215	$16,767	$6,751	$10,016	$1,595,831
216	$16,767	$6,793	$9,974	$1,589,038
217	$16,767	$6,836	$9,931	$1,582,203
218	$16,767	$6,878	$9,889	$1,575,325
219	$16,767	$6,921	$9,846	$1,568,403
220	$16,767	$6,964	$9,803	$1,561,439
221	$16,767	$7,008	$9,759	$1,554,431
222	$16,767	$7,052	$9,715	$1,547,379
223	$16,767	$7,096	$9,671	$1,540,283
224	$16,767	$7,140	$9,627	$1,533,143
225	$16,767	$7,185	$9,582	$1,525,958
226	$16,767	$7,230	$9,537	$1,518,728
227	$16,767	$7,275	$9,492	$1,511,454
228	$16,767	$7,320	$9,447	$1,504,133
229	$16,767	$7,366	$9,401	$1,496,767
230	$16,767	$7,412	$9,355	$1,489,355
231	$16,767	$7,459	$9,308	$1,481,896
232	$16,767	$7,505	$9,262	$1,474,391
233	$16,767	$7,552	$9,215	$1,466,839
234	$16,767	$7,599	$9,168	$1,459,240
235	$16,767	$7,647	$9,120	$1,451,593
236	$16,767	$7,695	$9,072	$1,443,898
237	$16,767	$7,743	$9,024	$1,436,156
238	$16,767	$7,791	$8,976	$1,428,365
239	$16,767	$7,840	$8,927	$1,420,525
240	$16,767	$7,889	$8,878	$1,412,636
241	$16,767	$7,938	$8,829	$1,404,698
242	$16,767	$7,988	$8,779	$1,396,711
243	$16,767	$8,038	$8,729	$1,388,673
244	$16,767	$8,088	$8,679	$1,380,585
245	$16,767	$8,138	$8,629	$1,372,447
246	$16,767	$8,189	$8,578	$1,364,258
247	$16,767	$8,240	$8,527	$1,356,017
248	$16,767	$8,292	$8,475	$1,347,725
249	$16,767	$8,344	$8,423	$1,339,382
250	$16,767	$8,396	$8,371	$1,330,986
251	$16,767	$8,448	$8,319	$1,322,538
252	$16,767	$8,501	$8,266	$1,314,036
253	$16,767	$8,554	$8,213	$1,305,482
254	$16,767	$8,608	$8,159	$1,296,874
255	$16,767	$8,662	$8,105	$1,288,213
256	$16,767	$8,716	$8,051	$1,279,497
257	$16,767	$8,770	$7,997	$1,270,727
258	$16,767	$8,825	$7,942	$1,261,902
259	$16,767	$8,880	$7,887	$1,253,022
260	$16,767	$8,936	$7,831	$1,244,086
261	$16,767	$8,991	$7,776	$1,235,095
262	$16,767	$9,048	$7,719	$1,226,047
263	$16,767	$9,104	$7,663	$1,216,943
264	$16,767	$9,161	$7,606	$1,207,782
265	$16,767	$9,218	$7,549	$1,198,564
266	$16,767	$9,276	$7,491	$1,189,288
267	$16,767	$9,334	$7,433	$1,179,954
268	$16,767	$9,392	$7,375	$1,170,561
269	$16,767	$9,451	$7,316	$1,161,110
270	$16,767	$9,510	$7,257	$1,151,600
271	$16,767	$9,570	$7,198	$1,142,031
272	$16,767	$9,629	$7,138	$1,132,402
273	$16,767	$9,689	$7,078	$1,122,712
274	$16,767	$9,750	$7,017	$1,112,962
275	$16,767	$9,811	$6,956	$1,103,151
276	$16,767	$9,872	$6,895	$1,093,279
277	$16,767	$9,934	$6,833	$1,083,345
278	$16,767	$9,996	$6,771	$1,073,349
279	$16,767	$10,059	$6,708	$1,063,290
280	$16,767	$10,121	$6,646	$1,053,169
281	$16,767	$10,185	$6,582	$1,042,984
282	$16,767	$10,248	$6,519	$1,032,735
283	$16,767	$10,312	$6,455	$1,022,423
284	$16,767	$10,377	$6,390	$1,012,046
285	$16,767	$10,442	$6,325	$1,001,605
286	$16,767	$10,507	$6,260	$991,098
287	$16,767	$10,573	$6,194	$980,525
288	$16,767	$10,639	$6,128	$969,886
289	$16,767	$10,705	$6,062	$959,181
290	$16,767	$10,772	$5,995	$948,409
291	$16,767	$10,839	$5,928	$937,569
292	$16,767	$10,907	$5,860	$926,662
293	$16,767	$10,975	$5,792	$915,687
294	$16,767	$11,044	$5,723	$904,643
295	$16,767	$11,113	$5,654	$893,530
296	$16,767	$11,182	$5,585	$882,347
297	$16,767	$11,252	$5,515	$871,095
298	$16,767	$11,323	$5,444	$859,773
299	$16,767	$11,393	$5,374	$848,379
300	$16,767	$11,465	$5,302	$836,914
301	$16,767	$11,536	$5,231	$825,378
302	$16,767	$11,608	$5,159	$813,770
303	$16,767	$11,681	$5,086	$802,089
304	$16,767	$11,754	$5,013	$790,335
305	$16,767	$11,827	$4,940	$778,507
306	$16,767	$11,901	$4,866	$766,606
307	$16,767	$11,976	$4,791	$754,630
308	$16,767	$12,051	$4,716	$742,580
309	$16,767	$12,126	$4,641	$730,454
310	$16,767	$12,202	$4,565	$718,252
311	$16,767	$12,278	$4,489	$705,974
312	$16,767	$12,355	$4,412	$693,620
313	$16,767	$12,432	$4,335	$681,188
314	$16,767	$12,510	$4,257	$668,678
315	$16,767	$12,588	$4,179	$656,091
316	$16,767	$12,666	$4,101	$643,424
317	$16,767	$12,746	$4,021	$630,679
318	$16,767	$12,825	$3,942	$617,853
319	$16,767	$12,905	$3,862	$604,948
320	$16,767	$12,986	$3,781	$591,962
321	$16,767	$13,067	$3,700	$578,895
322	$16,767	$13,149	$3,618	$565,746
323	$16,767	$13,231	$3,536	$552,515
324	$16,767	$13,314	$3,453	$539,201
325	$16,767	$13,397	$3,370	$525,804
326	$16,767	$13,481	$3,286	$512,323
327	$16,767	$13,565	$3,202	$498,758
328	$16,767	$13,650	$3,117	$485,108
329	$16,767	$13,735	$3,032	$471,373
330	$16,767	$13,821	$2,946	$457,552
331	$16,767	$13,907	$2,860	$443,645
332	$16,767	$13,994	$2,773	$429,651
333	$16,767	$14,082	$2,685	$415,569
334	$16,767	$14,170	$2,597	$401,399
335	$16,767	$14,258	$2,509	$387,141
336	$16,767	$14,347	$2,420	$372,794
337	$16,767	$14,437	$2,330	$358,357
338	$16,767	$14,527	$2,240	$343,829
339	$16,767	$14,618	$2,149	$329,211
340	$16,767	$14,709	$2,058	$314,502
341	$16,767	$14,801	$1,966	$299,701
342	$16,767	$14,894	$1,873	$284,807
343	$16,767	$14,987	$1,780	$269,820
344	$16,767	$15,081	$1,686	$254,739
345	$16,767	$15,175	$1,592	$239,564
346	$16,767	$15,270	$1,497	$224,295
347	$16,767	$15,365	$1,402	$208,929
348	$16,767	$15,461	$1,306	$193,468
349	$16,767	$15,558	$1,209	$177,910
350	$16,767	$15,655	$1,112	$162,255
351	$16,767	$15,753	$1,014	$146,502
352	$16,767	$15,851	$916	$130,651
353	$16,767	$15,950	$817	$114,701
354	$16,767	$16,050	$717	$98,651
355	$16,767	$16,150	$617	$82,500
356	$16,767	$16,251	$516	$66,249
357	$16,767	$16,353	$414	$49,896
358	$16,767	$16,455	$312	$33,441
359	$16,767	$16,558	$209	$16,883
360	$16,767	$16,661	$106	$0

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