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5724 Spruce St

Philadelphia, PA, 19139

For Sale $230,000 ($157.97 per Sq Ft)

$230,000 ($157.97 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
1,456 Sq Ft
1,224 Sq Ft

Description

Welcome to this beautifully updated 3-bedroom 1.5-bath home in the sought-after Cobbs Creek neighborhood! Featuring central air, brand-new electrical and plumbing systems, and a thoughtful blend of modern style and comfort, this home is ready for you to move in.

The first floor features sleek grey laminate flooring, while the second floor offers plush carpeting for added comfort. The stylish kitchen is a chef’s dream, equipped with stainless steel appliances including a refrigerator, dishwasher, gas oven range, and built-in microwave. You are also going to love the center island which offers more countertop and cabinet space.

Upstairs, you'll find a laundry room for convenience and a spacious main bedroom equipped with its own walk-in closet. The basement, though not fully renovated, has finished ceilings, parged walls, and includes a half bath for added convenience.

With a full priced offer the seller will include a 13-month HWA home warranty to help provide peace of mind.

This property qualifies for a 10K Grant through the Majority-Minority Census Grant offered by Prosperity Home Mortgage, which can be used for closing costs, rate buy-down, and more. It is fully forgivable to all buyers, not just first-time buyers. Reach out for more information.

Additionally, the property qualifies for the CRA program, offering a conventional loan with no mortgage insurance.

The home is within the Philadelphia City School District. Nearby schools are Andrew Hamilton School and William L Sayre Middle School.

Enjoy nearby green spaces like Angora Park, Black Oak Park, and Cobbs Creek, perfect for outdoor activities and relaxation.

Don’t miss out on this fantastic opportunity—schedule your tour today! ????

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$230,000
Property Type	Single Family Homes
Usable Sqft	1,456
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1925
Last Sold	Unknown
Sold Price	Unknown

APN #	604075000
MLS #	PAPH2445490
Property ID	321279968
Lot Sqft	1,224
Zoning	RSA5
Days on Market	33
Original List Price	Unknown
Applicances	Built-In Microwave,Dishwasher,Oven/Range - Gas,Refrigerator%
Date Updated	March 18, 2025
Date Created	February 19, 2025

Listing Provided By

Maria Maria Quattrone Quattrone an agent of . Lic #RS281573

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 24, 2025.

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$1,775
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Estimated payment	$1,775 /mo
Loan amount	$230,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,775
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $349,140 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,608	$171	$1,438	$229,830
2	$1,608	$172	$1,436	$229,658
3	$1,608	$173	$1,435	$229,485
4	$1,608	$174	$1,434	$229,312
5	$1,608	$175	$1,433	$229,137
6	$1,608	$176	$1,432	$228,961
7	$1,608	$177	$1,431	$228,784
8	$1,608	$178	$1,430	$228,606
9	$1,608	$179	$1,429	$228,427
10	$1,608	$180	$1,428	$228,246
11	$1,608	$181	$1,427	$228,065
12	$1,608	$183	$1,425	$227,882
13	$1,608	$184	$1,424	$227,698
14	$1,608	$185	$1,423	$227,514
15	$1,608	$186	$1,422	$227,328
16	$1,608	$187	$1,421	$227,140
17	$1,608	$188	$1,420	$226,952
18	$1,608	$190	$1,418	$226,762
19	$1,608	$191	$1,417	$226,572
20	$1,608	$192	$1,416	$226,380
21	$1,608	$193	$1,415	$226,187
22	$1,608	$194	$1,414	$225,992
23	$1,608	$196	$1,412	$225,797
24	$1,608	$197	$1,411	$225,600
25	$1,608	$198	$1,410	$225,402
26	$1,608	$199	$1,409	$225,203
27	$1,608	$200	$1,408	$225,002
28	$1,608	$202	$1,406	$224,800
29	$1,608	$203	$1,405	$224,597
30	$1,608	$204	$1,404	$224,393
31	$1,608	$206	$1,402	$224,188
32	$1,608	$207	$1,401	$223,981
33	$1,608	$208	$1,400	$223,773
34	$1,608	$209	$1,399	$223,563
35	$1,608	$211	$1,397	$223,353
36	$1,608	$212	$1,396	$223,141
37	$1,608	$213	$1,395	$222,927
38	$1,608	$215	$1,393	$222,712
39	$1,608	$216	$1,392	$222,496
40	$1,608	$217	$1,391	$222,279
41	$1,608	$219	$1,389	$222,060
42	$1,608	$220	$1,388	$221,840
43	$1,608	$222	$1,387	$221,619
44	$1,608	$223	$1,385	$221,396
45	$1,608	$224	$1,384	$221,171
46	$1,608	$226	$1,382	$220,946
47	$1,608	$227	$1,381	$220,719
48	$1,608	$229	$1,379	$220,490
49	$1,608	$230	$1,378	$220,260
50	$1,608	$231	$1,377	$220,029
51	$1,608	$233	$1,375	$219,796
52	$1,608	$234	$1,374	$219,562
53	$1,608	$236	$1,372	$219,326
54	$1,608	$237	$1,371	$219,089
55	$1,608	$239	$1,369	$218,850
56	$1,608	$240	$1,368	$218,610
57	$1,608	$242	$1,366	$218,368
58	$1,608	$243	$1,365	$218,125
59	$1,608	$245	$1,363	$217,880
60	$1,608	$246	$1,362	$217,634
61	$1,608	$248	$1,360	$217,386
62	$1,608	$249	$1,359	$217,137
63	$1,608	$251	$1,357	$216,886
64	$1,608	$252	$1,356	$216,634
65	$1,608	$254	$1,354	$216,380
66	$1,608	$256	$1,352	$216,124
67	$1,608	$257	$1,351	$215,867
68	$1,608	$259	$1,349	$215,608
69	$1,608	$260	$1,348	$215,347
70	$1,608	$262	$1,346	$215,085
71	$1,608	$264	$1,344	$214,822
72	$1,608	$265	$1,343	$214,556
73	$1,608	$267	$1,341	$214,289
74	$1,608	$269	$1,339	$214,021
75	$1,608	$270	$1,338	$213,750
76	$1,608	$272	$1,336	$213,478
77	$1,608	$274	$1,334	$213,204
78	$1,608	$275	$1,333	$212,929
79	$1,608	$277	$1,331	$212,652
80	$1,608	$279	$1,329	$212,373
81	$1,608	$281	$1,327	$212,092
82	$1,608	$282	$1,326	$211,810
83	$1,608	$284	$1,324	$211,526
84	$1,608	$286	$1,322	$211,240
85	$1,608	$288	$1,320	$210,952
86	$1,608	$290	$1,318	$210,662
87	$1,608	$291	$1,317	$210,371
88	$1,608	$293	$1,315	$210,078
89	$1,608	$295	$1,313	$209,783
90	$1,608	$297	$1,311	$209,486
91	$1,608	$299	$1,309	$209,187
92	$1,608	$301	$1,307	$208,887
93	$1,608	$302	$1,306	$208,584
94	$1,608	$304	$1,304	$208,280
95	$1,608	$306	$1,302	$207,973
96	$1,608	$308	$1,300	$207,665
97	$1,608	$310	$1,298	$207,355
98	$1,608	$312	$1,296	$207,043
99	$1,608	$314	$1,294	$206,729
100	$1,608	$316	$1,292	$206,413
101	$1,608	$318	$1,290	$206,095
102	$1,608	$320	$1,288	$205,775
103	$1,608	$322	$1,286	$205,454
104	$1,608	$324	$1,284	$205,130
105	$1,608	$326	$1,282	$204,804
106	$1,608	$328	$1,280	$204,476
107	$1,608	$330	$1,278	$204,146
108	$1,608	$332	$1,276	$203,814
109	$1,608	$334	$1,274	$203,479
110	$1,608	$336	$1,272	$203,143
111	$1,608	$338	$1,270	$202,805
112	$1,608	$340	$1,268	$202,464
113	$1,608	$343	$1,265	$202,122
114	$1,608	$345	$1,263	$201,777
115	$1,608	$347	$1,261	$201,430
116	$1,608	$349	$1,259	$201,081
117	$1,608	$351	$1,257	$200,730
118	$1,608	$353	$1,255	$200,376
119	$1,608	$356	$1,252	$200,021
120	$1,608	$358	$1,250	$199,663
121	$1,608	$360	$1,248	$199,303
122	$1,608	$362	$1,246	$198,940
123	$1,608	$365	$1,243	$198,576
124	$1,608	$367	$1,241	$198,209
125	$1,608	$369	$1,239	$197,840
126	$1,608	$372	$1,237	$197,468
127	$1,608	$374	$1,234	$197,094
128	$1,608	$376	$1,232	$196,718
129	$1,608	$379	$1,229	$196,340
130	$1,608	$381	$1,227	$195,959
131	$1,608	$383	$1,225	$195,576
132	$1,608	$386	$1,222	$195,190
133	$1,608	$388	$1,220	$194,802
134	$1,608	$390	$1,218	$194,411
135	$1,608	$393	$1,215	$194,018
136	$1,608	$395	$1,213	$193,623
137	$1,608	$398	$1,210	$193,225
138	$1,608	$400	$1,208	$192,825
139	$1,608	$403	$1,205	$192,422
140	$1,608	$405	$1,203	$192,017
141	$1,608	$408	$1,200	$191,609
142	$1,608	$410	$1,198	$191,198
143	$1,608	$413	$1,195	$190,785
144	$1,608	$416	$1,192	$190,370
145	$1,608	$418	$1,190	$189,951
146	$1,608	$421	$1,187	$189,531
147	$1,608	$423	$1,185	$189,107
148	$1,608	$426	$1,182	$188,681
149	$1,608	$429	$1,179	$188,252
150	$1,608	$431	$1,177	$187,821
151	$1,608	$434	$1,174	$187,387
152	$1,608	$437	$1,171	$186,950
153	$1,608	$440	$1,168	$186,510
154	$1,608	$442	$1,166	$186,068
155	$1,608	$445	$1,163	$185,623
156	$1,608	$448	$1,160	$185,175
157	$1,608	$451	$1,157	$184,725
158	$1,608	$453	$1,155	$184,271
159	$1,608	$456	$1,152	$183,815
160	$1,608	$459	$1,149	$183,356
161	$1,608	$462	$1,146	$182,894
162	$1,608	$465	$1,143	$182,429
163	$1,608	$468	$1,140	$181,961
164	$1,608	$471	$1,137	$181,490
165	$1,608	$474	$1,134	$181,016
166	$1,608	$477	$1,131	$180,540
167	$1,608	$480	$1,128	$180,060
168	$1,608	$483	$1,125	$179,578
169	$1,608	$486	$1,122	$179,092
170	$1,608	$489	$1,119	$178,603
171	$1,608	$492	$1,116	$178,112
172	$1,608	$495	$1,113	$177,617
173	$1,608	$498	$1,110	$177,119
174	$1,608	$501	$1,107	$176,618
175	$1,608	$504	$1,104	$176,114
176	$1,608	$507	$1,101	$175,606
177	$1,608	$510	$1,098	$175,096
178	$1,608	$514	$1,094	$174,582
179	$1,608	$517	$1,091	$174,065
180	$1,608	$520	$1,088	$173,545
181	$1,608	$523	$1,085	$173,022
182	$1,608	$527	$1,081	$172,495
183	$1,608	$530	$1,078	$171,965
184	$1,608	$533	$1,075	$171,432
185	$1,608	$537	$1,071	$170,896
186	$1,608	$540	$1,068	$170,356
187	$1,608	$543	$1,065	$169,813
188	$1,608	$547	$1,061	$169,266
189	$1,608	$550	$1,058	$168,716
190	$1,608	$554	$1,054	$168,162
191	$1,608	$557	$1,051	$167,605
192	$1,608	$560	$1,048	$167,045
193	$1,608	$564	$1,044	$166,481
194	$1,608	$568	$1,041	$165,913
195	$1,608	$571	$1,037	$165,342
196	$1,608	$575	$1,033	$164,768
197	$1,608	$578	$1,030	$164,189
198	$1,608	$582	$1,026	$163,608
199	$1,608	$585	$1,023	$163,022
200	$1,608	$589	$1,019	$162,433
201	$1,608	$593	$1,015	$161,840
202	$1,608	$597	$1,012	$161,244
203	$1,608	$600	$1,008	$160,644
204	$1,608	$604	$1,004	$160,040
205	$1,608	$608	$1,000	$159,432
206	$1,608	$612	$996	$158,820
207	$1,608	$615	$993	$158,205
208	$1,608	$619	$989	$157,586
209	$1,608	$623	$985	$156,963
210	$1,608	$627	$981	$156,336
211	$1,608	$631	$977	$155,705
212	$1,608	$635	$973	$155,070
213	$1,608	$639	$969	$154,431
214	$1,608	$643	$965	$153,788
215	$1,608	$647	$961	$153,141
216	$1,608	$651	$957	$152,491
217	$1,608	$655	$953	$151,836
218	$1,608	$659	$949	$151,177
219	$1,608	$663	$945	$150,513
220	$1,608	$667	$941	$149,846
221	$1,608	$671	$937	$149,175
222	$1,608	$676	$932	$148,499
223	$1,608	$680	$928	$147,819
224	$1,608	$684	$924	$147,135
225	$1,608	$688	$920	$146,447
226	$1,608	$693	$915	$145,754
227	$1,608	$697	$911	$145,057
228	$1,608	$701	$907	$144,355
229	$1,608	$706	$902	$143,650
230	$1,608	$710	$898	$142,940
231	$1,608	$715	$893	$142,225
232	$1,608	$719	$889	$141,506
233	$1,608	$724	$884	$140,782
234	$1,608	$728	$880	$140,054
235	$1,608	$733	$875	$139,321
236	$1,608	$737	$871	$138,584
237	$1,608	$742	$866	$137,842
238	$1,608	$746	$862	$137,096
239	$1,608	$751	$857	$136,345
240	$1,608	$756	$852	$135,589
241	$1,608	$761	$847	$134,828
242	$1,608	$765	$843	$134,063
243	$1,608	$770	$838	$133,293
244	$1,608	$775	$833	$132,518
245	$1,608	$780	$828	$131,738
246	$1,608	$785	$823	$130,954
247	$1,608	$790	$818	$130,164
248	$1,608	$794	$814	$129,370
249	$1,608	$799	$809	$128,570
250	$1,608	$804	$804	$127,766
251	$1,608	$809	$799	$126,956
252	$1,608	$815	$793	$126,142
253	$1,608	$820	$788	$125,322
254	$1,608	$825	$783	$124,497
255	$1,608	$830	$778	$123,667
256	$1,608	$835	$773	$122,832
257	$1,608	$840	$768	$121,992
258	$1,608	$846	$762	$121,146
259	$1,608	$851	$757	$120,296
260	$1,608	$856	$752	$119,439
261	$1,608	$862	$747	$118,578
262	$1,608	$867	$741	$117,711
263	$1,608	$872	$736	$116,839
264	$1,608	$878	$730	$115,961
265	$1,608	$883	$725	$115,078
266	$1,608	$889	$719	$114,189
267	$1,608	$894	$714	$113,295
268	$1,608	$900	$708	$112,395
269	$1,608	$906	$702	$111,489
270	$1,608	$911	$697	$110,578
271	$1,608	$917	$691	$109,661
272	$1,608	$923	$685	$108,739
273	$1,608	$928	$680	$107,810
274	$1,608	$934	$674	$106,876
275	$1,608	$940	$668	$105,936
276	$1,608	$946	$662	$104,990
277	$1,608	$952	$656	$104,038
278	$1,608	$958	$650	$103,081
279	$1,608	$964	$644	$102,117
280	$1,608	$970	$638	$101,147
281	$1,608	$976	$632	$100,171
282	$1,608	$982	$626	$99,189
283	$1,608	$988	$620	$98,201
284	$1,608	$994	$614	$97,207
285	$1,608	$1,000	$608	$96,206
286	$1,608	$1,007	$601	$95,200
287	$1,608	$1,013	$595	$94,187
288	$1,608	$1,019	$589	$93,167
289	$1,608	$1,026	$582	$92,142
290	$1,608	$1,032	$576	$91,110
291	$1,608	$1,039	$569	$90,071
292	$1,608	$1,045	$563	$89,026
293	$1,608	$1,052	$556	$87,974
294	$1,608	$1,058	$550	$86,916
295	$1,608	$1,065	$543	$85,851
296	$1,608	$1,071	$537	$84,780
297	$1,608	$1,078	$530	$83,702
298	$1,608	$1,085	$523	$82,617
299	$1,608	$1,092	$516	$81,525
300	$1,608	$1,098	$510	$80,427
301	$1,608	$1,105	$503	$79,322
302	$1,608	$1,112	$496	$78,209
303	$1,608	$1,119	$489	$77,090
304	$1,608	$1,126	$482	$75,964
305	$1,608	$1,133	$475	$74,831
306	$1,608	$1,140	$468	$73,690
307	$1,608	$1,147	$461	$72,543
308	$1,608	$1,155	$453	$71,388
309	$1,608	$1,162	$446	$70,227
310	$1,608	$1,169	$439	$69,058
311	$1,608	$1,176	$432	$67,881
312	$1,608	$1,184	$424	$66,697
313	$1,608	$1,191	$417	$65,506
314	$1,608	$1,199	$409	$64,308
315	$1,608	$1,206	$402	$63,102
316	$1,608	$1,214	$394	$61,888
317	$1,608	$1,221	$387	$60,667
318	$1,608	$1,229	$379	$59,438
319	$1,608	$1,237	$371	$58,201
320	$1,608	$1,244	$364	$56,957
321	$1,608	$1,252	$356	$55,705
322	$1,608	$1,260	$348	$54,445
323	$1,608	$1,268	$340	$53,178
324	$1,608	$1,276	$332	$51,902
325	$1,608	$1,284	$324	$50,618
326	$1,608	$1,292	$316	$49,327
327	$1,608	$1,300	$308	$48,027
328	$1,608	$1,308	$300	$46,719
329	$1,608	$1,316	$292	$45,403
330	$1,608	$1,324	$284	$44,079
331	$1,608	$1,333	$275	$42,746
332	$1,608	$1,341	$267	$41,406
333	$1,608	$1,349	$259	$40,056
334	$1,608	$1,358	$250	$38,699
335	$1,608	$1,366	$242	$37,333
336	$1,608	$1,375	$233	$35,958
337	$1,608	$1,383	$225	$34,575
338	$1,608	$1,392	$216	$33,183
339	$1,608	$1,401	$207	$31,782
340	$1,608	$1,409	$199	$30,373
341	$1,608	$1,418	$190	$28,955
342	$1,608	$1,427	$181	$27,528
343	$1,608	$1,436	$172	$26,092
344	$1,608	$1,445	$163	$24,647
345	$1,608	$1,454	$154	$23,193
346	$1,608	$1,463	$145	$21,730
347	$1,608	$1,472	$136	$20,257
348	$1,608	$1,481	$127	$18,776
349	$1,608	$1,491	$117	$17,285
350	$1,608	$1,500	$108	$15,785
351	$1,608	$1,509	$99	$14,276
352	$1,608	$1,519	$89	$12,757
353	$1,608	$1,528	$80	$11,229
354	$1,608	$1,538	$70	$9,691
355	$1,608	$1,547	$61	$8,144
356	$1,608	$1,557	$51	$6,587
357	$1,608	$1,567	$41	$5,020
358	$1,608	$1,577	$31	$3,443
359	$1,608	$1,586	$22	$1,857
360	$1,608	$1,596	$12	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.