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307 E 3rd St

Frederick, MD, 21701

For Sale $599,990 ($195.56 per Sq Ft)

$599,990 ($195.56 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

5 Bedrooms
2 Bathrooms
3,068 Sq Ft
6,880 Sq Ft

Description

This is a fantastic investment opportunity for anyone seeking a spacious home in the heart of downtown Frederick. Offering off-street parking, a private yard, and a detached 3-car garage, this property provides ample space for vehicles, lawn equipment, and more. Additionally, the garage presents a great rental opportunity for extra income. Upstairs, you'll find roughed-in plumbing for a kitchen, allowing you to easily convert the space into a separate apartment for even more rental potential. Inside, the home features hardwood floors and LVP throughout and a beautifully remodeled kitchen complete with quartz countertops, new cabinetry, stainless steel appliances and a stylish backsplash. There is a walk-up floored attic space to store all of your goodies. The lower level is huge and also affords you storage opportunity so you can ditch your expensive storage units and have your belongings in your own home. This property is perfect for cash or conventional buyers. Located just steps away from Pistarro's Restaurant, Shab Row shopping, and all of the exciting year-round activities that downtown Frederick has to offer, it truly is a dream for both investors and homeowners alike. Plus, the dog park is conveniently within view! This one is sold as-is. Bring your vision and make it your own! The home is located in a “low/moderate” income census tract. Grant Money available! Contact listing agent for more info!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$599,990
Property Type	Single Family Homes
Usable Sqft	3,068
Number of Stories	0 stories
Parking Spots	3 spots
Year Built	1915
Last Sold	Unknown
Sold Price	Unknown

APN #	1102037025
MLS #	MDFR2059660
Property ID	321276452
Lot Sqft	6,880
Zoning	DR
Days on Market	46
Original List Price	Unknown
Applicances	Built-In Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Gas,Refrigerator,Washer,Water Heater - Tankless%
Date Updated	March 17, 2025
Date Created	February 15, 2025

Listing Provided By

Chris R Reeder an agent of . Lic #581222

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 02, 2025.

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$4,362
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Estimated payment	$4,362 /mo
Loan amount	$599,990
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,362
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $910,502 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,195	$445	$3,750	$599,545
2	$4,195	$448	$3,747	$599,097
3	$4,195	$451	$3,744	$598,646
4	$4,195	$453	$3,742	$598,193
5	$4,195	$456	$3,739	$597,737
6	$4,195	$459	$3,736	$597,278
7	$4,195	$462	$3,733	$596,816
8	$4,195	$465	$3,730	$596,351
9	$4,195	$468	$3,727	$595,883
10	$4,195	$471	$3,724	$595,412
11	$4,195	$474	$3,721	$594,938
12	$4,195	$477	$3,718	$594,462
13	$4,195	$480	$3,715	$593,982
14	$4,195	$483	$3,712	$593,500
15	$4,195	$486	$3,709	$593,014
16	$4,195	$489	$3,706	$592,525
17	$4,195	$492	$3,703	$592,034
18	$4,195	$495	$3,700	$591,539
19	$4,195	$498	$3,697	$591,041
20	$4,195	$501	$3,694	$590,540
21	$4,195	$504	$3,691	$590,036
22	$4,195	$507	$3,688	$589,529
23	$4,195	$510	$3,685	$589,018
24	$4,195	$514	$3,681	$588,504
25	$4,195	$517	$3,678	$587,988
26	$4,195	$520	$3,675	$587,467
27	$4,195	$523	$3,672	$586,944
28	$4,195	$527	$3,668	$586,418
29	$4,195	$530	$3,665	$585,888
30	$4,195	$533	$3,662	$585,354
31	$4,195	$537	$3,658	$584,818
32	$4,195	$540	$3,655	$584,278
33	$4,195	$543	$3,652	$583,735
34	$4,195	$547	$3,648	$583,188
35	$4,195	$550	$3,645	$582,638
36	$4,195	$554	$3,641	$582,085
37	$4,195	$557	$3,638	$581,528
38	$4,195	$560	$3,635	$580,967
39	$4,195	$564	$3,631	$580,403
40	$4,195	$567	$3,628	$579,836
41	$4,195	$571	$3,624	$579,265
42	$4,195	$575	$3,620	$578,690
43	$4,195	$578	$3,617	$578,112
44	$4,195	$582	$3,613	$577,530
45	$4,195	$585	$3,610	$576,945
46	$4,195	$589	$3,606	$576,356
47	$4,195	$593	$3,602	$575,763
48	$4,195	$596	$3,599	$575,166
49	$4,195	$600	$3,595	$574,566
50	$4,195	$604	$3,591	$573,962
51	$4,195	$608	$3,587	$573,354
52	$4,195	$612	$3,583	$572,743
53	$4,195	$615	$3,580	$572,127
54	$4,195	$619	$3,576	$571,508
55	$4,195	$623	$3,572	$570,885
56	$4,195	$627	$3,568	$570,258
57	$4,195	$631	$3,564	$569,627
58	$4,195	$635	$3,560	$568,992
59	$4,195	$639	$3,556	$568,354
60	$4,195	$643	$3,552	$567,711
61	$4,195	$647	$3,548	$567,064
62	$4,195	$651	$3,544	$566,413
63	$4,195	$655	$3,540	$565,758
64	$4,195	$659	$3,536	$565,099
65	$4,195	$663	$3,532	$564,436
66	$4,195	$667	$3,528	$563,769
67	$4,195	$671	$3,524	$563,097
68	$4,195	$676	$3,519	$562,422
69	$4,195	$680	$3,515	$561,742
70	$4,195	$684	$3,511	$561,058
71	$4,195	$688	$3,507	$560,369
72	$4,195	$693	$3,502	$559,677
73	$4,195	$697	$3,498	$558,980
74	$4,195	$701	$3,494	$558,278
75	$4,195	$706	$3,489	$557,573
76	$4,195	$710	$3,485	$556,862
77	$4,195	$715	$3,480	$556,148
78	$4,195	$719	$3,476	$555,429
79	$4,195	$724	$3,471	$554,705
80	$4,195	$728	$3,467	$553,977
81	$4,195	$733	$3,462	$553,244
82	$4,195	$737	$3,458	$552,507
83	$4,195	$742	$3,453	$551,765
84	$4,195	$746	$3,449	$551,019
85	$4,195	$751	$3,444	$550,268
86	$4,195	$756	$3,439	$549,512
87	$4,195	$761	$3,434	$548,751
88	$4,195	$765	$3,430	$547,986
89	$4,195	$770	$3,425	$547,216
90	$4,195	$775	$3,420	$546,441
91	$4,195	$780	$3,415	$545,661
92	$4,195	$785	$3,410	$544,877
93	$4,195	$790	$3,405	$544,087
94	$4,195	$794	$3,401	$543,293
95	$4,195	$799	$3,396	$542,493
96	$4,195	$804	$3,391	$541,689
97	$4,195	$809	$3,386	$540,880
98	$4,195	$815	$3,381	$540,065
99	$4,195	$820	$3,375	$539,245
100	$4,195	$825	$3,370	$538,421
101	$4,195	$830	$3,365	$537,591
102	$4,195	$835	$3,360	$536,756
103	$4,195	$840	$3,355	$535,916
104	$4,195	$846	$3,349	$535,070
105	$4,195	$851	$3,344	$534,219
106	$4,195	$856	$3,339	$533,363
107	$4,195	$861	$3,334	$532,502
108	$4,195	$867	$3,328	$531,635
109	$4,195	$872	$3,323	$530,762
110	$4,195	$878	$3,317	$529,885
111	$4,195	$883	$3,312	$529,001
112	$4,195	$889	$3,306	$528,113
113	$4,195	$894	$3,301	$527,218
114	$4,195	$900	$3,295	$526,319
115	$4,195	$906	$3,289	$525,413
116	$4,195	$911	$3,284	$524,502
117	$4,195	$917	$3,278	$523,585
118	$4,195	$923	$3,272	$522,662
119	$4,195	$928	$3,267	$521,734
120	$4,195	$934	$3,261	$520,800
121	$4,195	$940	$3,255	$519,860
122	$4,195	$946	$3,249	$518,914
123	$4,195	$952	$3,243	$517,962
124	$4,195	$958	$3,237	$517,004
125	$4,195	$964	$3,231	$516,041
126	$4,195	$970	$3,225	$515,071
127	$4,195	$976	$3,219	$514,095
128	$4,195	$982	$3,213	$513,113
129	$4,195	$988	$3,207	$512,125
130	$4,195	$994	$3,201	$511,131
131	$4,195	$1,000	$3,195	$510,131
132	$4,195	$1,007	$3,188	$509,124
133	$4,195	$1,013	$3,182	$508,111
134	$4,195	$1,019	$3,176	$507,092
135	$4,195	$1,026	$3,169	$506,066
136	$4,195	$1,032	$3,163	$505,034
137	$4,195	$1,039	$3,156	$503,995
138	$4,195	$1,045	$3,150	$502,950
139	$4,195	$1,052	$3,143	$501,899
140	$4,195	$1,058	$3,137	$500,841
141	$4,195	$1,065	$3,130	$499,776
142	$4,195	$1,071	$3,124	$498,704
143	$4,195	$1,078	$3,117	$497,626
144	$4,195	$1,085	$3,110	$496,542
145	$4,195	$1,092	$3,103	$495,450
146	$4,195	$1,098	$3,097	$494,351
147	$4,195	$1,105	$3,090	$493,246
148	$4,195	$1,112	$3,083	$492,134
149	$4,195	$1,119	$3,076	$491,015
150	$4,195	$1,126	$3,069	$489,889
151	$4,195	$1,133	$3,062	$488,755
152	$4,195	$1,140	$3,055	$487,615
153	$4,195	$1,147	$3,048	$486,468
154	$4,195	$1,155	$3,040	$485,313
155	$4,195	$1,162	$3,033	$484,151
156	$4,195	$1,169	$3,026	$482,982
157	$4,195	$1,176	$3,019	$481,806
158	$4,195	$1,184	$3,011	$480,622
159	$4,195	$1,191	$3,004	$479,431
160	$4,195	$1,199	$2,996	$478,233
161	$4,195	$1,206	$2,989	$477,027
162	$4,195	$1,214	$2,981	$475,813
163	$4,195	$1,221	$2,974	$474,592
164	$4,195	$1,229	$2,966	$473,363
165	$4,195	$1,236	$2,959	$472,126
166	$4,195	$1,244	$2,951	$470,882
167	$4,195	$1,252	$2,943	$469,630
168	$4,195	$1,260	$2,935	$468,370
169	$4,195	$1,268	$2,927	$467,103
170	$4,195	$1,276	$2,919	$465,827
171	$4,195	$1,284	$2,911	$464,544
172	$4,195	$1,292	$2,903	$463,252
173	$4,195	$1,300	$2,895	$461,952
174	$4,195	$1,308	$2,887	$460,645
175	$4,195	$1,316	$2,879	$459,329
176	$4,195	$1,324	$2,871	$458,004
177	$4,195	$1,332	$2,863	$456,672
178	$4,195	$1,341	$2,854	$455,331
179	$4,195	$1,349	$2,846	$453,982
180	$4,195	$1,358	$2,837	$452,624
181	$4,195	$1,366	$2,829	$451,258
182	$4,195	$1,375	$2,820	$449,884
183	$4,195	$1,383	$2,812	$448,500
184	$4,195	$1,392	$2,803	$447,108
185	$4,195	$1,401	$2,794	$445,708
186	$4,195	$1,409	$2,786	$444,299
187	$4,195	$1,418	$2,777	$442,880
188	$4,195	$1,427	$2,768	$441,453
189	$4,195	$1,436	$2,759	$440,018
190	$4,195	$1,445	$2,750	$438,573
191	$4,195	$1,454	$2,741	$437,119
192	$4,195	$1,463	$2,732	$435,656
193	$4,195	$1,472	$2,723	$434,184
194	$4,195	$1,481	$2,714	$432,702
195	$4,195	$1,491	$2,704	$431,212
196	$4,195	$1,500	$2,695	$429,712
197	$4,195	$1,509	$2,686	$428,202
198	$4,195	$1,519	$2,676	$426,684
199	$4,195	$1,528	$2,667	$425,155
200	$4,195	$1,538	$2,657	$423,618
201	$4,195	$1,547	$2,648	$422,070
202	$4,195	$1,557	$2,638	$420,513
203	$4,195	$1,567	$2,628	$418,946
204	$4,195	$1,577	$2,618	$417,370
205	$4,195	$1,586	$2,609	$415,783
206	$4,195	$1,596	$2,599	$414,187
207	$4,195	$1,606	$2,589	$412,581
208	$4,195	$1,616	$2,579	$410,964
209	$4,195	$1,626	$2,569	$409,338
210	$4,195	$1,637	$2,558	$407,701
211	$4,195	$1,647	$2,548	$406,054
212	$4,195	$1,657	$2,538	$404,397
213	$4,195	$1,668	$2,527	$402,730
214	$4,195	$1,678	$2,517	$401,052
215	$4,195	$1,688	$2,507	$399,363
216	$4,195	$1,699	$2,496	$397,664
217	$4,195	$1,710	$2,485	$395,955
218	$4,195	$1,720	$2,475	$394,234
219	$4,195	$1,731	$2,464	$392,503
220	$4,195	$1,742	$2,453	$390,762
221	$4,195	$1,753	$2,442	$389,009
222	$4,195	$1,764	$2,431	$387,245
223	$4,195	$1,775	$2,420	$385,470
224	$4,195	$1,786	$2,409	$383,685
225	$4,195	$1,797	$2,398	$381,888
226	$4,195	$1,808	$2,387	$380,079
227	$4,195	$1,820	$2,376	$378,260
228	$4,195	$1,831	$2,364	$376,429
229	$4,195	$1,842	$2,353	$374,587
230	$4,195	$1,854	$2,341	$372,733
231	$4,195	$1,865	$2,330	$370,867
232	$4,195	$1,877	$2,318	$368,990
233	$4,195	$1,889	$2,306	$367,102
234	$4,195	$1,901	$2,294	$365,201
235	$4,195	$1,912	$2,283	$363,288
236	$4,195	$1,924	$2,271	$361,364
237	$4,195	$1,936	$2,259	$359,428
238	$4,195	$1,949	$2,246	$357,479
239	$4,195	$1,961	$2,234	$355,518
240	$4,195	$1,973	$2,222	$353,545
241	$4,195	$1,985	$2,210	$351,560
242	$4,195	$1,998	$2,197	$349,562
243	$4,195	$2,010	$2,185	$347,552
244	$4,195	$2,023	$2,172	$345,529
245	$4,195	$2,035	$2,160	$343,494
246	$4,195	$2,048	$2,147	$341,445
247	$4,195	$2,061	$2,134	$339,384
248	$4,195	$2,074	$2,121	$337,311
249	$4,195	$2,087	$2,108	$335,224
250	$4,195	$2,100	$2,095	$333,124
251	$4,195	$2,113	$2,082	$331,011
252	$4,195	$2,126	$2,069	$328,885
253	$4,195	$2,139	$2,056	$326,745
254	$4,195	$2,153	$2,042	$324,592
255	$4,195	$2,166	$2,029	$322,426
256	$4,195	$2,180	$2,015	$320,246
257	$4,195	$2,193	$2,002	$318,053
258	$4,195	$2,207	$1,988	$315,846
259	$4,195	$2,221	$1,974	$313,625
260	$4,195	$2,235	$1,960	$311,390
261	$4,195	$2,249	$1,946	$309,141
262	$4,195	$2,263	$1,932	$306,878
263	$4,195	$2,277	$1,918	$304,601
264	$4,195	$2,291	$1,904	$302,310
265	$4,195	$2,306	$1,889	$300,004
266	$4,195	$2,320	$1,875	$297,684
267	$4,195	$2,334	$1,861	$295,350
268	$4,195	$2,349	$1,846	$293,001
269	$4,195	$2,364	$1,831	$290,637
270	$4,195	$2,379	$1,816	$288,259
271	$4,195	$2,393	$1,802	$285,865
272	$4,195	$2,408	$1,787	$283,457
273	$4,195	$2,423	$1,772	$281,034
274	$4,195	$2,439	$1,756	$278,595
275	$4,195	$2,454	$1,741	$276,141
276	$4,195	$2,469	$1,726	$273,672
277	$4,195	$2,485	$1,710	$271,188
278	$4,195	$2,500	$1,695	$268,687
279	$4,195	$2,516	$1,679	$266,172
280	$4,195	$2,531	$1,664	$263,640
281	$4,195	$2,547	$1,648	$261,093
282	$4,195	$2,563	$1,632	$258,530
283	$4,195	$2,579	$1,616	$255,951
284	$4,195	$2,595	$1,600	$253,355
285	$4,195	$2,612	$1,583	$250,744
286	$4,195	$2,628	$1,567	$248,116
287	$4,195	$2,644	$1,551	$245,472
288	$4,195	$2,661	$1,534	$242,811
289	$4,195	$2,677	$1,518	$240,134
290	$4,195	$2,694	$1,501	$237,439
291	$4,195	$2,711	$1,484	$234,728
292	$4,195	$2,728	$1,467	$232,000
293	$4,195	$2,745	$1,450	$229,255
294	$4,195	$2,762	$1,433	$226,493
295	$4,195	$2,779	$1,416	$223,714
296	$4,195	$2,797	$1,398	$220,917
297	$4,195	$2,814	$1,381	$218,103
298	$4,195	$2,832	$1,363	$215,271
299	$4,195	$2,850	$1,345	$212,421
300	$4,195	$2,867	$1,328	$209,554
301	$4,195	$2,885	$1,310	$206,669
302	$4,195	$2,903	$1,292	$203,765
303	$4,195	$2,921	$1,274	$200,844
304	$4,195	$2,940	$1,255	$197,904
305	$4,195	$2,958	$1,237	$194,946
306	$4,195	$2,977	$1,218	$191,969
307	$4,195	$2,995	$1,200	$188,974
308	$4,195	$3,014	$1,181	$185,960
309	$4,195	$3,033	$1,162	$182,928
310	$4,195	$3,052	$1,143	$179,876
311	$4,195	$3,071	$1,124	$176,805
312	$4,195	$3,090	$1,105	$173,715
313	$4,195	$3,109	$1,086	$170,606
314	$4,195	$3,129	$1,066	$167,477
315	$4,195	$3,148	$1,047	$164,329
316	$4,195	$3,168	$1,027	$161,161
317	$4,195	$3,188	$1,007	$157,973
318	$4,195	$3,208	$987	$154,766
319	$4,195	$3,228	$967	$151,538
320	$4,195	$3,248	$947	$148,290
321	$4,195	$3,268	$927	$145,022
322	$4,195	$3,289	$906	$141,733
323	$4,195	$3,309	$886	$138,424
324	$4,195	$3,330	$865	$135,094
325	$4,195	$3,351	$844	$131,743
326	$4,195	$3,372	$823	$128,372
327	$4,195	$3,393	$802	$124,979
328	$4,195	$3,414	$781	$121,565
329	$4,195	$3,435	$760	$118,130
330	$4,195	$3,457	$738	$114,673
331	$4,195	$3,478	$717	$111,195
332	$4,195	$3,500	$695	$107,695
333	$4,195	$3,522	$673	$104,173
334	$4,195	$3,544	$651	$100,629
335	$4,195	$3,566	$629	$97,063
336	$4,195	$3,588	$607	$93,475
337	$4,195	$3,611	$584	$89,864
338	$4,195	$3,633	$562	$86,231
339	$4,195	$3,656	$539	$82,575
340	$4,195	$3,679	$516	$78,896
341	$4,195	$3,702	$493	$75,194
342	$4,195	$3,725	$470	$71,469
343	$4,195	$3,748	$447	$67,720
344	$4,195	$3,772	$423	$63,949
345	$4,195	$3,795	$400	$60,153
346	$4,195	$3,819	$376	$56,334
347	$4,195	$3,843	$352	$52,491
348	$4,195	$3,867	$328	$48,625
349	$4,195	$3,891	$304	$44,733
350	$4,195	$3,915	$280	$40,818
351	$4,195	$3,940	$255	$36,878
352	$4,195	$3,965	$230	$32,914
353	$4,195	$3,989	$206	$28,924
354	$4,195	$4,014	$181	$24,910
355	$4,195	$4,039	$156	$20,871
356	$4,195	$4,065	$130	$16,806
357	$4,195	$4,090	$105	$12,716
358	$4,195	$4,116	$79	$8,601
359	$4,195	$4,141	$54	$4,459
360	$4,195	$4,167	$28	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.