4104 Southern Vista LOOP, St Cloud, FL 34772 | For Sale

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  • 4104 Southern Vista LOOP

4104 Southern Vista LOOP

St Cloud, FL, 34772

For Sale $540,000 ($193.48 per Sq Ft)

$540,000 ($193.48 per Sq Ft)
  • ☆☆☆☆☆★★★★★
    Five Stars
  • (0)
  • 5 Bedrooms
  • 3 Bathrooms
  • 2,791 Sq Ft
  • 5,663 Sq Ft

Description

Welcome to 4104 Southern Vista Loop, an alluring *Waterfront* residence nestled in the charming city of St. Cloud, FL. This luxurious home exudes elegance and sophistication, offering an exquisite blend of comfort and style that caters to both discerning families and individuals seeking a refined living experience. This home presents a thoughtfully designed floor plan featuring 5 bedrooms, 3 full bathrooms and a *Loft*, providing an abundance of space for both relaxation and lavish entertaining. The *Downstairs Bedroom* and full bath offers flexibility in how you choose to use the space. The heart of this magnificent home is the kitchen that boasts a stunning kitchen *Island* with upgraded pendant lighting, an undermount sink, breakfast bar and outlets. Completing the kitchen are state-of-the-art *Stainless Steel* appliances that includes a *Double Oven*, an abundance of cabinetry with undermount lighting and decorative backsplash making it a culinary paradise for aspiring home chefs and food enthusiasts alike. The expansive *Open-Concept Floor Plan* invites natural light to cascade through its generous windows and *Four Panel Sliders*, creating a warm and inviting ambiance perfect for hosting elegant gatherings with family and friends. Indulge in the ultimate sanctuary within the luxurious primary suite, complete with a private spa-like bathroom and an expansive *Walk-In Closet*. The bathroom presents dual sinks and an expanded stand alone shower with a *Frameless Door*. Embrace the beauty of Florida's climate on your *Covered Lanai* as you gaze into the water. An enchanting space ideal for alfresco dining, gardening, or simply basking in the tranquility of your own private paradise. Residents enjoy access to a wealth of exceptional amenities, including a community pool, tot-lot playground, and sidewalks, all designed to elevate your lifestyle with leisure and convenience. Ideally situated, this home offers access to major highways, shopping centers, restaurants, and vibrant entertainment venues, ensuring that everything you desire is just moments away. Seize this extraordinary opportunity to claim 4104 Southern Vista Loop as your new sanctuary. Schedule a private showing today and immerse yourself in the charm and luxury this magnificent home has to offer!

  • 4104 Southern Vista LOOP
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Amenities

Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt

Income

Rental Units


The income description goes here to explain

Expenses

Property Details

List Price $540,000
Property Type Single Family Homes
Usable Sqft 2,791
Number of Stories 0 stories
Parking Spots 2 spots
Year Built 2023
Last Sold Unknown
Sold Price Unknown
HOA Fees: $315
Association Name: Amanda Lee
Association Amenities: Unknown
APN # 132630066300010310
MLS # O6278041
Property ID 321253322
Lot Sqft 5,663
Zoning RES
Days on Market 74
Original List Price $540,000
Applicances Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer%
Date Updated February 08, 2025
Date Created January 11, 2025

Mortgage Center

$
%
Compare rates
%
Show Advance Options
CanvasJS.com
Your payment
$3,943
per month
CanvasJS.com
Estimated payment $3,943 /mo
Loan amount $540,000
Down payment $0
Interest rate 7.5%
Loan term 30 years
Taxes & insurance included? YES
Property tax 1.2%/YR
Homeowner's insurance $67/mo
HOA dues $0/mo

Payment Breakdown

CanvasJS.com
Your payment
$3,943
per month

Amortization

CanvasJS.com

Principal vs. interest

CanvasJS.com

Amortization Schedule

Over 360 months you will spend $819,034 in interest.
MONTH PRINCIPAL & INTEREST PRINCIPAL INTEREST PRINCIPAL REMAINING
1 $3,776 $401 $3,375 $539,599
2 $3,776 $404 $3,372 $539,195
3 $3,776 $406 $3,370 $538,789
4 $3,776 $409 $3,367 $538,381
5 $3,776 $411 $3,365 $537,970
6 $3,776 $414 $3,362 $537,556
7 $3,776 $416 $3,360 $537,140
8 $3,776 $419 $3,357 $536,721
9 $3,776 $421 $3,355 $536,299
10 $3,776 $424 $3,352 $535,875
11 $3,776 $427 $3,349 $535,449
12 $3,776 $429 $3,347 $535,019
13 $3,776 $432 $3,344 $534,587
14 $3,776 $435 $3,341 $534,152
15 $3,776 $438 $3,338 $533,715
16 $3,776 $440 $3,336 $533,274
17 $3,776 $443 $3,333 $532,831
18 $3,776 $446 $3,330 $532,385
19 $3,776 $449 $3,327 $531,937
20 $3,776 $451 $3,325 $531,485
21 $3,776 $454 $3,322 $531,031
22 $3,776 $457 $3,319 $530,574
23 $3,776 $460 $3,316 $530,114
24 $3,776 $463 $3,313 $529,652
25 $3,776 $466 $3,310 $529,186
26 $3,776 $469 $3,307 $528,717
27 $3,776 $472 $3,304 $528,246
28 $3,776 $474 $3,302 $527,771
29 $3,776 $477 $3,299 $527,294
30 $3,776 $480 $3,296 $526,813
31 $3,776 $483 $3,293 $526,330
32 $3,776 $486 $3,290 $525,844
33 $3,776 $489 $3,287 $525,354
34 $3,776 $493 $3,283 $524,862
35 $3,776 $496 $3,280 $524,366
36 $3,776 $499 $3,277 $523,867
37 $3,776 $502 $3,274 $523,365
38 $3,776 $505 $3,271 $522,860
39 $3,776 $508 $3,268 $522,352
40 $3,776 $511 $3,265 $521,841
41 $3,776 $514 $3,262 $521,326
42 $3,776 $518 $3,258 $520,809
43 $3,776 $521 $3,255 $520,288
44 $3,776 $524 $3,252 $519,764
45 $3,776 $527 $3,249 $519,236
46 $3,776 $531 $3,245 $518,705
47 $3,776 $534 $3,242 $518,171
48 $3,776 $537 $3,239 $517,634
49 $3,776 $541 $3,235 $517,093
50 $3,776 $544 $3,232 $516,549
51 $3,776 $548 $3,228 $516,001
52 $3,776 $551 $3,225 $515,450
53 $3,776 $554 $3,222 $514,896
54 $3,776 $558 $3,218 $514,338
55 $3,776 $561 $3,215 $513,777
56 $3,776 $565 $3,211 $513,212
57 $3,776 $568 $3,208 $512,643
58 $3,776 $572 $3,204 $512,071
59 $3,776 $576 $3,200 $511,496
60 $3,776 $579 $3,197 $510,917
61 $3,776 $583 $3,193 $510,334
62 $3,776 $586 $3,190 $509,747
63 $3,776 $590 $3,186 $509,157
64 $3,776 $594 $3,182 $508,564
65 $3,776 $597 $3,179 $507,966
66 $3,776 $601 $3,175 $507,365
67 $3,776 $605 $3,171 $506,760
68 $3,776 $609 $3,167 $506,151
69 $3,776 $613 $3,163 $505,539
70 $3,776 $616 $3,160 $504,922
71 $3,776 $620 $3,156 $504,302
72 $3,776 $624 $3,152 $503,678
73 $3,776 $628 $3,148 $503,050
74 $3,776 $632 $3,144 $502,418
75 $3,776 $636 $3,140 $501,782
76 $3,776 $640 $3,136 $501,142
77 $3,776 $644 $3,132 $500,498
78 $3,776 $648 $3,128 $499,850
79 $3,776 $652 $3,124 $499,198
80 $3,776 $656 $3,120 $498,542
81 $3,776 $660 $3,116 $497,882
82 $3,776 $664 $3,112 $497,218
83 $3,776 $668 $3,108 $496,550
84 $3,776 $673 $3,103 $495,877
85 $3,776 $677 $3,099 $495,200
86 $3,776 $681 $3,095 $494,519
87 $3,776 $685 $3,091 $493,834
88 $3,776 $690 $3,086 $493,145
89 $3,776 $694 $3,082 $492,451
90 $3,776 $698 $3,078 $491,753
91 $3,776 $703 $3,073 $491,050
92 $3,776 $707 $3,069 $490,343
93 $3,776 $711 $3,065 $489,632
94 $3,776 $716 $3,060 $488,916
95 $3,776 $720 $3,056 $488,196
96 $3,776 $725 $3,051 $487,471
97 $3,776 $729 $3,047 $486,742
98 $3,776 $734 $3,042 $486,008
99 $3,776 $738 $3,038 $485,269
100 $3,776 $743 $3,033 $484,526
101 $3,776 $748 $3,028 $483,778
102 $3,776 $752 $3,024 $483,026
103 $3,776 $757 $3,019 $482,269
104 $3,776 $762 $3,014 $481,507
105 $3,776 $767 $3,009 $480,741
106 $3,776 $771 $3,005 $479,969
107 $3,776 $776 $3,000 $479,193
108 $3,776 $781 $2,995 $478,412
109 $3,776 $786 $2,990 $477,626
110 $3,776 $791 $2,985 $476,835
111 $3,776 $796 $2,980 $476,039
112 $3,776 $801 $2,975 $475,239
113 $3,776 $806 $2,970 $474,433
114 $3,776 $811 $2,965 $473,622
115 $3,776 $816 $2,960 $472,806
116 $3,776 $821 $2,955 $471,985
117 $3,776 $826 $2,950 $471,159
118 $3,776 $831 $2,945 $470,328
119 $3,776 $836 $2,940 $469,492
120 $3,776 $842 $2,934 $468,650
121 $3,776 $847 $2,929 $467,803
122 $3,776 $852 $2,924 $466,951
123 $3,776 $858 $2,918 $466,093
124 $3,776 $863 $2,913 $465,230
125 $3,776 $868 $2,908 $464,362
126 $3,776 $874 $2,902 $463,488
127 $3,776 $879 $2,897 $462,609
128 $3,776 $885 $2,891 $461,724
129 $3,776 $890 $2,886 $460,834
130 $3,776 $896 $2,880 $459,938
131 $3,776 $901 $2,875 $459,037
132 $3,776 $907 $2,869 $458,130
133 $3,776 $913 $2,863 $457,217
134 $3,776 $918 $2,858 $456,299
135 $3,776 $924 $2,852 $455,375
136 $3,776 $930 $2,846 $454,445
137 $3,776 $936 $2,840 $453,509
138 $3,776 $942 $2,834 $452,567
139 $3,776 $947 $2,829 $451,620
140 $3,776 $953 $2,823 $450,667
141 $3,776 $959 $2,817 $449,707
142 $3,776 $965 $2,811 $448,742
143 $3,776 $971 $2,805 $447,771
144 $3,776 $977 $2,799 $446,793
145 $3,776 $984 $2,792 $445,810
146 $3,776 $990 $2,786 $444,820
147 $3,776 $996 $2,780 $443,824
148 $3,776 $1,002 $2,774 $442,822
149 $3,776 $1,008 $2,768 $441,814
150 $3,776 $1,015 $2,761 $440,799
151 $3,776 $1,021 $2,755 $439,778
152 $3,776 $1,027 $2,749 $438,751
153 $3,776 $1,034 $2,742 $437,717
154 $3,776 $1,040 $2,736 $436,676
155 $3,776 $1,047 $2,729 $435,630
156 $3,776 $1,053 $2,723 $434,576
157 $3,776 $1,060 $2,716 $433,516
158 $3,776 $1,067 $2,709 $432,450
159 $3,776 $1,073 $2,703 $431,377
160 $3,776 $1,080 $2,696 $430,297
161 $3,776 $1,087 $2,689 $429,210
162 $3,776 $1,093 $2,683 $428,117
163 $3,776 $1,100 $2,676 $427,017
164 $3,776 $1,107 $2,669 $425,909
165 $3,776 $1,114 $2,662 $424,795
166 $3,776 $1,121 $2,655 $423,674
167 $3,776 $1,128 $2,648 $422,546
168 $3,776 $1,135 $2,641 $421,411
169 $3,776 $1,142 $2,634 $420,269
170 $3,776 $1,149 $2,627 $419,120
171 $3,776 $1,157 $2,620 $417,963
172 $3,776 $1,164 $2,612 $416,799
173 $3,776 $1,171 $2,605 $415,628
174 $3,776 $1,178 $2,598 $414,450
175 $3,776 $1,186 $2,590 $413,264
176 $3,776 $1,193 $2,583 $412,071
177 $3,776 $1,201 $2,575 $410,871
178 $3,776 $1,208 $2,568 $409,663
179 $3,776 $1,216 $2,560 $408,447
180 $3,776 $1,223 $2,553 $407,224
181 $3,776 $1,231 $2,545 $405,993
182 $3,776 $1,239 $2,537 $404,754
183 $3,776 $1,246 $2,530 $403,508
184 $3,776 $1,254 $2,522 $402,254
185 $3,776 $1,262 $2,514 $400,992
186 $3,776 $1,270 $2,506 $399,722
187 $3,776 $1,278 $2,498 $398,445
188 $3,776 $1,286 $2,490 $397,159
189 $3,776 $1,294 $2,482 $395,865
190 $3,776 $1,302 $2,474 $394,563
191 $3,776 $1,310 $2,466 $393,253
192 $3,776 $1,318 $2,458 $391,935
193 $3,776 $1,326 $2,450 $390,609
194 $3,776 $1,335 $2,441 $389,274
195 $3,776 $1,343 $2,433 $387,931
196 $3,776 $1,351 $2,425 $386,580
197 $3,776 $1,360 $2,416 $385,220
198 $3,776 $1,368 $2,408 $383,851
199 $3,776 $1,377 $2,399 $382,474
200 $3,776 $1,386 $2,390 $381,089
201 $3,776 $1,394 $2,382 $379,695
202 $3,776 $1,403 $2,373 $378,292
203 $3,776 $1,412 $2,364 $376,880
204 $3,776 $1,421 $2,356 $375,460
205 $3,776 $1,429 $2,347 $374,030
206 $3,776 $1,438 $2,338 $372,592
207 $3,776 $1,447 $2,329 $371,145
208 $3,776 $1,456 $2,320 $369,688
209 $3,776 $1,465 $2,311 $368,223
210 $3,776 $1,475 $2,301 $366,748
211 $3,776 $1,484 $2,292 $365,264
212 $3,776 $1,493 $2,283 $363,771
213 $3,776 $1,502 $2,274 $362,269
214 $3,776 $1,512 $2,264 $360,757
215 $3,776 $1,521 $2,255 $359,236
216 $3,776 $1,531 $2,245 $357,705
217 $3,776 $1,540 $2,236 $356,165
218 $3,776 $1,550 $2,226 $354,615
219 $3,776 $1,560 $2,216 $353,055
220 $3,776 $1,569 $2,207 $351,486
221 $3,776 $1,579 $2,197 $349,906
222 $3,776 $1,589 $2,187 $348,317
223 $3,776 $1,599 $2,177 $346,718
224 $3,776 $1,609 $2,167 $345,109
225 $3,776 $1,619 $2,157 $343,490
226 $3,776 $1,629 $2,147 $341,861
227 $3,776 $1,639 $2,137 $340,222
228 $3,776 $1,650 $2,126 $338,572
229 $3,776 $1,660 $2,116 $336,912
230 $3,776 $1,670 $2,106 $335,242
231 $3,776 $1,681 $2,095 $333,561
232 $3,776 $1,691 $2,085 $331,870
233 $3,776 $1,702 $2,074 $330,168
234 $3,776 $1,712 $2,064 $328,456
235 $3,776 $1,723 $2,053 $326,732
236 $3,776 $1,734 $2,042 $324,999
237 $3,776 $1,745 $2,031 $323,254
238 $3,776 $1,756 $2,020 $321,498
239 $3,776 $1,767 $2,009 $319,731
240 $3,776 $1,778 $1,998 $317,954
241 $3,776 $1,789 $1,987 $316,165
242 $3,776 $1,800 $1,976 $314,365
243 $3,776 $1,811 $1,965 $312,554
244 $3,776 $1,823 $1,953 $310,731
245 $3,776 $1,834 $1,942 $308,897
246 $3,776 $1,845 $1,931 $307,052
247 $3,776 $1,857 $1,919 $305,195
248 $3,776 $1,869 $1,907 $303,326
249 $3,776 $1,880 $1,896 $301,446
250 $3,776 $1,892 $1,884 $299,554
251 $3,776 $1,904 $1,872 $297,651
252 $3,776 $1,916 $1,860 $295,735
253 $3,776 $1,928 $1,848 $293,807
254 $3,776 $1,940 $1,836 $291,867
255 $3,776 $1,952 $1,824 $289,916
256 $3,776 $1,964 $1,812 $287,952
257 $3,776 $1,976 $1,800 $285,975
258 $3,776 $1,989 $1,787 $283,987
259 $3,776 $2,001 $1,775 $281,986
260 $3,776 $2,014 $1,762 $279,972
261 $3,776 $2,026 $1,750 $277,946
262 $3,776 $2,039 $1,737 $275,907
263 $3,776 $2,052 $1,724 $273,855
264 $3,776 $2,064 $1,712 $271,791
265 $3,776 $2,077 $1,699 $269,714
266 $3,776 $2,090 $1,686 $267,623
267 $3,776 $2,103 $1,673 $265,520
268 $3,776 $2,117 $1,660 $263,404
269 $3,776 $2,130 $1,646 $261,274
270 $3,776 $2,143 $1,633 $259,131
271 $3,776 $2,156 $1,620 $256,974
272 $3,776 $2,170 $1,606 $254,804
273 $3,776 $2,183 $1,593 $252,621
274 $3,776 $2,197 $1,579 $250,424
275 $3,776 $2,211 $1,565 $248,213
276 $3,776 $2,225 $1,551 $245,988
277 $3,776 $2,239 $1,537 $243,750
278 $3,776 $2,253 $1,523 $241,497
279 $3,776 $2,267 $1,509 $239,231
280 $3,776 $2,281 $1,495 $236,950
281 $3,776 $2,295 $1,481 $234,655
282 $3,776 $2,309 $1,467 $232,345
283 $3,776 $2,324 $1,452 $230,021
284 $3,776 $2,338 $1,438 $227,683
285 $3,776 $2,353 $1,423 $225,330
286 $3,776 $2,368 $1,408 $222,962
287 $3,776 $2,382 $1,394 $220,580
288 $3,776 $2,397 $1,379 $218,183
289 $3,776 $2,412 $1,364 $215,770
290 $3,776 $2,427 $1,349 $213,343
291 $3,776 $2,443 $1,333 $210,900
292 $3,776 $2,458 $1,318 $208,442
293 $3,776 $2,473 $1,303 $205,969
294 $3,776 $2,489 $1,287 $203,480
295 $3,776 $2,504 $1,272 $200,976
296 $3,776 $2,520 $1,256 $198,456
297 $3,776 $2,536 $1,240 $195,921
298 $3,776 $2,552 $1,225 $193,369
299 $3,776 $2,567 $1,209 $190,802
300 $3,776 $2,583 $1,193 $188,218
301 $3,776 $2,600 $1,176 $185,618
302 $3,776 $2,616 $1,160 $183,003
303 $3,776 $2,632 $1,144 $180,370
304 $3,776 $2,649 $1,127 $177,722
305 $3,776 $2,665 $1,111 $175,056
306 $3,776 $2,682 $1,094 $172,374
307 $3,776 $2,699 $1,077 $169,676
308 $3,776 $2,716 $1,060 $166,960
309 $3,776 $2,733 $1,044 $164,228
310 $3,776 $2,750 $1,026 $161,478
311 $3,776 $2,767 $1,009 $158,711
312 $3,776 $2,784 $992 $155,927
313 $3,776 $2,801 $975 $153,126
314 $3,776 $2,819 $957 $150,307
315 $3,776 $2,837 $939 $147,470
316 $3,776 $2,854 $922 $144,616
317 $3,776 $2,872 $904 $141,744
318 $3,776 $2,890 $886 $138,854
319 $3,776 $2,908 $868 $135,946
320 $3,776 $2,926 $850 $133,019
321 $3,776 $2,945 $831 $130,075
322 $3,776 $2,963 $813 $127,112
323 $3,776 $2,982 $794 $124,130
324 $3,776 $3,000 $776 $121,130
325 $3,776 $3,019 $757 $118,111
326 $3,776 $3,038 $738 $115,073
327 $3,776 $3,057 $719 $112,016
328 $3,776 $3,076 $700 $108,941
329 $3,776 $3,095 $681 $105,845
330 $3,776 $3,114 $662 $102,731
331 $3,776 $3,134 $642 $99,597
332 $3,776 $3,154 $622 $96,443
333 $3,776 $3,173 $603 $93,270
334 $3,776 $3,193 $583 $90,077
335 $3,776 $3,213 $563 $86,864
336 $3,776 $3,233 $543 $83,631
337 $3,776 $3,253 $523 $80,378
338 $3,776 $3,274 $502 $77,104
339 $3,776 $3,294 $482 $73,810
340 $3,776 $3,315 $461 $70,495
341 $3,776 $3,335 $441 $67,160
342 $3,776 $3,356 $420 $63,804
343 $3,776 $3,377 $399 $60,426
344 $3,776 $3,398 $378 $57,028
345 $3,776 $3,420 $356 $53,609
346 $3,776 $3,441 $335 $50,168
347 $3,776 $3,462 $314 $46,705
348 $3,776 $3,484 $292 $43,221
349 $3,776 $3,506 $270 $39,715
350 $3,776 $3,528 $248 $36,187
351 $3,776 $3,550 $226 $32,638
352 $3,776 $3,572 $204 $29,066
353 $3,776 $3,594 $182 $25,471
354 $3,776 $3,617 $159 $21,854
355 $3,776 $3,639 $137 $18,215
356 $3,776 $3,662 $114 $14,553
357 $3,776 $3,685 $91 $10,868
358 $3,776 $3,708 $68 $7,160
359 $3,776 $3,731 $45 $3,428
360 $3,776 $3,755 $21 $0


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Listing Provided By

Calvin Bolden an agent of LPT REALTY, LLC.


© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 08, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.



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