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940 Astern WAY #409

Annapolis, MD, 21401

For Sale $385,000 ($302.67 per Sq Ft)

$385,000 ($302.67 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,272 Sq Ft
Unknown Sq Ft

Description

Welcome to your serene retreat in this highly sought-after 55+ community, where resort-style living meets the comforts of home. This beautifully maintained 2-bedroom, 2-bath condominium offers a spacious and light-filled layout designed with functionality in mind. The bright kitchen with ample counter-top space offers a breakfast bar, cooktop, wall oven, and built in microwave. The spacious primary bedroom is a true retreat, featuring two generously sized walk-in closets that provide ample storage space for all your wardrobe and personal items, a built-in vanity, and an attached full bathroom with a walk in shower. The second bedroom, complete with its own full bathroom and bathtub, provides comfortable accommodations for guests or additional family members. Additional conveniences include a dedicated storage cage, providing plenty of room for seasonal items and other storage. Heritage Harbour offers an abundance of amenities, including both indoor and outdoor pools, a clubhouse, a recreational center with exercise room, a community center with various social activities throughout the month, tennis/pickleball courts, picnic area, library, walking path, golf course (with membership available), and water privileges with community pier/dock. Please note there is a one-time recreational fee paid by buyer at settlement to establish an account in the amount of approximately $2,000. Conveniently located near shopping, dining, and recreational options, this condo offers a perfect balance of active living and tranquil retreat. Don’t miss your opportunity to experience this amenity rich lifestyle in Heritage Harbour!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$385,000
Property Type	Single Family Homes
Usable Sqft	1,272
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	2008
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$167.00
Association Name:	THE RESERVE AT HERITAGE HARBOUR
Association Amenities:	Bike Trail,Club House,Common Grounds,Community Center,Elevator,Fitness Center,Extra Storage,Exercise Room,Golf Course Membership Available,Library,Picnic Area,Pier/Dock,Pool - Indoor,Pool - Outdoor,Retirement Community,Tennis Courts,Transportation Service,Water/Lake Privileges, Common Area Maintenance,Ext Bldg Maint,Health Club,Lawn Maintenance,Management,Pier/Dock Maintenance,Pool(s),Recreation Facility,Reserve Funds,Snow Removal,Road Maintenance

APN #	020289290229877
MLS #	MDAA2102398
Property ID	321250300
Lot Sqft	Unknown
Zoning	0
Days on Market	68
Original List Price	Unknown
Applicances	Built-In Microwave,Built-In Range,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven - Wall,Stove,Washer,Refrigerator%
Date Updated	March 26, 2025
Date Created	February 12, 2025

Listing Provided By

Kerri Gates an agent of EXP Realty, LLC. Lic #5013777

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 21, 2025.

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$2,859
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Estimated payment	$2,859 /mo
Loan amount	$385,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,859
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $584,088 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,692	$286	$2,406	$384,714
2	$2,692	$288	$2,404	$384,427
3	$2,692	$289	$2,403	$384,137
4	$2,692	$291	$2,401	$383,846
5	$2,692	$293	$2,399	$383,553
6	$2,692	$295	$2,397	$383,258
7	$2,692	$297	$2,395	$382,962
8	$2,692	$298	$2,394	$382,663
9	$2,692	$300	$2,392	$382,363
10	$2,692	$302	$2,390	$382,061
11	$2,692	$304	$2,388	$381,757
12	$2,692	$306	$2,386	$381,451
13	$2,692	$308	$2,384	$381,143
14	$2,692	$310	$2,382	$380,833
15	$2,692	$312	$2,380	$380,521
16	$2,692	$314	$2,378	$380,207
17	$2,692	$316	$2,376	$379,892
18	$2,692	$318	$2,374	$379,574
19	$2,692	$320	$2,372	$379,254
20	$2,692	$322	$2,370	$378,933
21	$2,692	$324	$2,368	$378,609
22	$2,692	$326	$2,366	$378,283
23	$2,692	$328	$2,364	$377,956
24	$2,692	$330	$2,362	$377,626
25	$2,692	$332	$2,360	$377,294
26	$2,692	$334	$2,358	$376,960
27	$2,692	$336	$2,356	$376,624
28	$2,692	$338	$2,354	$376,286
29	$2,692	$340	$2,352	$375,946
30	$2,692	$342	$2,350	$375,603
31	$2,692	$344	$2,348	$375,259
32	$2,692	$347	$2,345	$374,912
33	$2,692	$349	$2,343	$374,563
34	$2,692	$351	$2,341	$374,212
35	$2,692	$353	$2,339	$373,859
36	$2,692	$355	$2,337	$373,504
37	$2,692	$358	$2,334	$373,146
38	$2,692	$360	$2,332	$372,786
39	$2,692	$362	$2,330	$372,424
40	$2,692	$364	$2,328	$372,060
41	$2,692	$367	$2,325	$371,693
42	$2,692	$369	$2,323	$371,325
43	$2,692	$371	$2,321	$370,953
44	$2,692	$374	$2,318	$370,580
45	$2,692	$376	$2,316	$370,204
46	$2,692	$378	$2,314	$369,826
47	$2,692	$381	$2,311	$369,445
48	$2,692	$383	$2,309	$369,062
49	$2,692	$385	$2,307	$368,677
50	$2,692	$388	$2,304	$368,289
51	$2,692	$390	$2,302	$367,899
52	$2,692	$393	$2,299	$367,506
53	$2,692	$395	$2,297	$367,111
54	$2,692	$398	$2,294	$366,713
55	$2,692	$400	$2,292	$366,313
56	$2,692	$403	$2,289	$365,911
57	$2,692	$405	$2,287	$365,506
58	$2,692	$408	$2,284	$365,098
59	$2,692	$410	$2,282	$364,688
60	$2,692	$413	$2,279	$364,275
61	$2,692	$415	$2,277	$363,860
62	$2,692	$418	$2,274	$363,442
63	$2,692	$420	$2,272	$363,022
64	$2,692	$423	$2,269	$362,599
65	$2,692	$426	$2,266	$362,173
66	$2,692	$428	$2,264	$361,744
67	$2,692	$431	$2,261	$361,313
68	$2,692	$434	$2,258	$360,880
69	$2,692	$437	$2,256	$360,443
70	$2,692	$439	$2,253	$360,004
71	$2,692	$442	$2,250	$359,562
72	$2,692	$445	$2,247	$359,117
73	$2,692	$448	$2,244	$358,670
74	$2,692	$450	$2,242	$358,219
75	$2,692	$453	$2,239	$357,766
76	$2,692	$456	$2,236	$357,310
77	$2,692	$459	$2,233	$356,851
78	$2,692	$462	$2,230	$356,390
79	$2,692	$465	$2,227	$355,925
80	$2,692	$467	$2,225	$355,458
81	$2,692	$470	$2,222	$354,987
82	$2,692	$473	$2,219	$354,514
83	$2,692	$476	$2,216	$354,038
84	$2,692	$479	$2,213	$353,558
85	$2,692	$482	$2,210	$353,076
86	$2,692	$485	$2,207	$352,591
87	$2,692	$488	$2,204	$352,103
88	$2,692	$491	$2,201	$351,611
89	$2,692	$494	$2,198	$351,117
90	$2,692	$498	$2,194	$350,619
91	$2,692	$501	$2,191	$350,119
92	$2,692	$504	$2,188	$349,615
93	$2,692	$507	$2,185	$349,108
94	$2,692	$510	$2,182	$348,598
95	$2,692	$513	$2,179	$348,085
96	$2,692	$516	$2,176	$347,568
97	$2,692	$520	$2,172	$347,048
98	$2,692	$523	$2,169	$346,526
99	$2,692	$526	$2,166	$345,999
100	$2,692	$530	$2,163	$345,470
101	$2,692	$533	$2,159	$344,937
102	$2,692	$536	$2,156	$344,401
103	$2,692	$539	$2,153	$343,861
104	$2,692	$543	$2,149	$343,318
105	$2,692	$546	$2,146	$342,772
106	$2,692	$550	$2,142	$342,223
107	$2,692	$553	$2,139	$341,669
108	$2,692	$557	$2,135	$341,113
109	$2,692	$560	$2,132	$340,553
110	$2,692	$564	$2,128	$339,989
111	$2,692	$567	$2,125	$339,422
112	$2,692	$571	$2,121	$338,852
113	$2,692	$574	$2,118	$338,277
114	$2,692	$578	$2,114	$337,700
115	$2,692	$581	$2,111	$337,118
116	$2,692	$585	$2,107	$336,533
117	$2,692	$589	$2,103	$335,945
118	$2,692	$592	$2,100	$335,352
119	$2,692	$596	$2,096	$334,756
120	$2,692	$600	$2,092	$334,156
121	$2,692	$604	$2,088	$333,553
122	$2,692	$607	$2,085	$332,946
123	$2,692	$611	$2,081	$332,335
124	$2,692	$615	$2,077	$331,720
125	$2,692	$619	$2,073	$331,101
126	$2,692	$623	$2,069	$330,478
127	$2,692	$627	$2,065	$329,852
128	$2,692	$630	$2,062	$329,221
129	$2,692	$634	$2,058	$328,587
130	$2,692	$638	$2,054	$327,949
131	$2,692	$642	$2,050	$327,306
132	$2,692	$646	$2,046	$326,660
133	$2,692	$650	$2,042	$326,010
134	$2,692	$654	$2,038	$325,355
135	$2,692	$659	$2,033	$324,697
136	$2,692	$663	$2,029	$324,034
137	$2,692	$667	$2,025	$323,367
138	$2,692	$671	$2,021	$322,696
139	$2,692	$675	$2,017	$322,021
140	$2,692	$679	$2,013	$321,342
141	$2,692	$684	$2,008	$320,658
142	$2,692	$688	$2,004	$319,970
143	$2,692	$692	$2,000	$319,278
144	$2,692	$697	$1,995	$318,581
145	$2,692	$701	$1,991	$317,881
146	$2,692	$705	$1,987	$317,175
147	$2,692	$710	$1,982	$316,466
148	$2,692	$714	$1,978	$315,752
149	$2,692	$719	$1,973	$315,033
150	$2,692	$723	$1,969	$314,310
151	$2,692	$728	$1,964	$313,582
152	$2,692	$732	$1,960	$312,850
153	$2,692	$737	$1,955	$312,114
154	$2,692	$741	$1,951	$311,372
155	$2,692	$746	$1,946	$310,626
156	$2,692	$751	$1,941	$309,876
157	$2,692	$755	$1,937	$309,121
158	$2,692	$760	$1,932	$308,361
159	$2,692	$765	$1,927	$307,596
160	$2,692	$770	$1,922	$306,826
161	$2,692	$774	$1,918	$306,052
162	$2,692	$779	$1,913	$305,273
163	$2,692	$784	$1,908	$304,489
164	$2,692	$789	$1,903	$303,700
165	$2,692	$794	$1,898	$302,906
166	$2,692	$799	$1,893	$302,107
167	$2,692	$804	$1,888	$301,303
168	$2,692	$809	$1,883	$300,494
169	$2,692	$814	$1,878	$299,681
170	$2,692	$819	$1,873	$298,862
171	$2,692	$824	$1,868	$298,037
172	$2,692	$829	$1,863	$297,208
173	$2,692	$834	$1,858	$296,374
174	$2,692	$840	$1,852	$295,534
175	$2,692	$845	$1,847	$294,689
176	$2,692	$850	$1,842	$293,839
177	$2,692	$856	$1,836	$292,983
178	$2,692	$861	$1,831	$292,123
179	$2,692	$866	$1,826	$291,256
180	$2,692	$872	$1,820	$290,385
181	$2,692	$877	$1,815	$289,508
182	$2,692	$883	$1,809	$288,625
183	$2,692	$888	$1,804	$287,737
184	$2,692	$894	$1,798	$286,843
185	$2,692	$899	$1,793	$285,944
186	$2,692	$905	$1,787	$285,039
187	$2,692	$911	$1,781	$284,129
188	$2,692	$916	$1,776	$283,212
189	$2,692	$922	$1,770	$282,291
190	$2,692	$928	$1,764	$281,363
191	$2,692	$933	$1,759	$280,429
192	$2,692	$939	$1,753	$279,490
193	$2,692	$945	$1,747	$278,545
194	$2,692	$951	$1,741	$277,594
195	$2,692	$957	$1,735	$276,637
196	$2,692	$963	$1,729	$275,674
197	$2,692	$969	$1,723	$274,705
198	$2,692	$975	$1,717	$273,730
199	$2,692	$981	$1,711	$272,748
200	$2,692	$987	$1,705	$271,761
201	$2,692	$993	$1,699	$270,768
202	$2,692	$1,000	$1,692	$269,768
203	$2,692	$1,006	$1,686	$268,762
204	$2,692	$1,012	$1,680	$267,750
205	$2,692	$1,019	$1,673	$266,731
206	$2,692	$1,025	$1,667	$265,706
207	$2,692	$1,031	$1,661	$264,675
208	$2,692	$1,038	$1,654	$263,637
209	$2,692	$1,044	$1,648	$262,593
210	$2,692	$1,051	$1,641	$261,542
211	$2,692	$1,057	$1,635	$260,485
212	$2,692	$1,064	$1,628	$259,421
213	$2,692	$1,071	$1,621	$258,350
214	$2,692	$1,077	$1,615	$257,273
215	$2,692	$1,084	$1,608	$256,189
216	$2,692	$1,091	$1,601	$255,098
217	$2,692	$1,098	$1,594	$254,000
218	$2,692	$1,105	$1,588	$252,896
219	$2,692	$1,111	$1,581	$251,784
220	$2,692	$1,118	$1,574	$250,666
221	$2,692	$1,125	$1,567	$249,541
222	$2,692	$1,132	$1,560	$248,408
223	$2,692	$1,139	$1,553	$247,269
224	$2,692	$1,147	$1,545	$246,122
225	$2,692	$1,154	$1,538	$244,969
226	$2,692	$1,161	$1,531	$243,808
227	$2,692	$1,168	$1,524	$242,639
228	$2,692	$1,176	$1,517	$241,464
229	$2,692	$1,183	$1,509	$240,281
230	$2,692	$1,190	$1,502	$239,091
231	$2,692	$1,198	$1,494	$237,893
232	$2,692	$1,205	$1,487	$236,688
233	$2,692	$1,213	$1,479	$235,475
234	$2,692	$1,220	$1,472	$234,255
235	$2,692	$1,228	$1,464	$233,027
236	$2,692	$1,236	$1,456	$231,791
237	$2,692	$1,243	$1,449	$230,548
238	$2,692	$1,251	$1,441	$229,297
239	$2,692	$1,259	$1,433	$228,038
240	$2,692	$1,267	$1,425	$226,771
241	$2,692	$1,275	$1,417	$225,497
242	$2,692	$1,283	$1,409	$224,214
243	$2,692	$1,291	$1,401	$222,923
244	$2,692	$1,299	$1,393	$221,625
245	$2,692	$1,307	$1,385	$220,318
246	$2,692	$1,315	$1,377	$219,003
247	$2,692	$1,323	$1,369	$217,680
248	$2,692	$1,332	$1,361	$216,348
249	$2,692	$1,340	$1,352	$215,008
250	$2,692	$1,348	$1,344	$213,660
251	$2,692	$1,357	$1,335	$212,304
252	$2,692	$1,365	$1,327	$210,938
253	$2,692	$1,374	$1,318	$209,565
254	$2,692	$1,382	$1,310	$208,183
255	$2,692	$1,391	$1,301	$206,792
256	$2,692	$1,400	$1,292	$205,392
257	$2,692	$1,408	$1,284	$203,984
258	$2,692	$1,417	$1,275	$202,567
259	$2,692	$1,426	$1,266	$201,141
260	$2,692	$1,435	$1,257	$199,706
261	$2,692	$1,444	$1,248	$198,262
262	$2,692	$1,453	$1,239	$196,809
263	$2,692	$1,462	$1,230	$195,347
264	$2,692	$1,471	$1,221	$193,876
265	$2,692	$1,480	$1,212	$192,396
266	$2,692	$1,490	$1,202	$190,906
267	$2,692	$1,499	$1,193	$189,408
268	$2,692	$1,508	$1,184	$187,899
269	$2,692	$1,518	$1,174	$186,382
270	$2,692	$1,527	$1,165	$184,855
271	$2,692	$1,537	$1,155	$183,318
272	$2,692	$1,546	$1,146	$181,772
273	$2,692	$1,556	$1,136	$180,216
274	$2,692	$1,566	$1,126	$178,650
275	$2,692	$1,575	$1,117	$177,075
276	$2,692	$1,585	$1,107	$175,489
277	$2,692	$1,595	$1,097	$173,894
278	$2,692	$1,605	$1,087	$172,289
279	$2,692	$1,615	$1,077	$170,674
280	$2,692	$1,625	$1,067	$169,049
281	$2,692	$1,635	$1,057	$167,413
282	$2,692	$1,646	$1,046	$165,767
283	$2,692	$1,656	$1,036	$164,112
284	$2,692	$1,666	$1,026	$162,445
285	$2,692	$1,677	$1,015	$160,768
286	$2,692	$1,687	$1,005	$159,081
287	$2,692	$1,698	$994	$157,384
288	$2,692	$1,708	$984	$155,675
289	$2,692	$1,719	$973	$153,956
290	$2,692	$1,730	$962	$152,226
291	$2,692	$1,741	$951	$150,486
292	$2,692	$1,751	$941	$148,734
293	$2,692	$1,762	$930	$146,972
294	$2,692	$1,773	$919	$145,199
295	$2,692	$1,785	$907	$143,414
296	$2,692	$1,796	$896	$141,618
297	$2,692	$1,807	$885	$139,811
298	$2,692	$1,818	$874	$137,993
299	$2,692	$1,830	$862	$136,164
300	$2,692	$1,841	$851	$134,323
301	$2,692	$1,852	$840	$132,470
302	$2,692	$1,864	$828	$130,606
303	$2,692	$1,876	$816	$128,730
304	$2,692	$1,887	$805	$126,843
305	$2,692	$1,899	$793	$124,944
306	$2,692	$1,911	$781	$123,033
307	$2,692	$1,923	$769	$121,110
308	$2,692	$1,935	$757	$119,175
309	$2,692	$1,947	$745	$117,227
310	$2,692	$1,959	$733	$115,268
311	$2,692	$1,972	$720	$113,297
312	$2,692	$1,984	$708	$111,313
313	$2,692	$1,996	$696	$109,316
314	$2,692	$2,009	$683	$107,308
315	$2,692	$2,021	$671	$105,286
316	$2,692	$2,034	$658	$103,252
317	$2,692	$2,047	$645	$101,206
318	$2,692	$2,059	$633	$99,146
319	$2,692	$2,072	$620	$97,074
320	$2,692	$2,085	$607	$94,989
321	$2,692	$2,098	$594	$92,890
322	$2,692	$2,111	$581	$90,779
323	$2,692	$2,125	$567	$88,654
324	$2,692	$2,138	$554	$86,516
325	$2,692	$2,151	$541	$84,365
326	$2,692	$2,165	$527	$82,200
327	$2,692	$2,178	$514	$80,022
328	$2,692	$2,192	$500	$77,830
329	$2,692	$2,206	$486	$75,625
330	$2,692	$2,219	$473	$73,405
331	$2,692	$2,233	$459	$71,172
332	$2,692	$2,247	$445	$68,925
333	$2,692	$2,261	$431	$66,664
334	$2,692	$2,275	$417	$64,388
335	$2,692	$2,290	$402	$62,099
336	$2,692	$2,304	$388	$59,795
337	$2,692	$2,318	$374	$57,477
338	$2,692	$2,333	$359	$55,144
339	$2,692	$2,347	$345	$52,796
340	$2,692	$2,362	$330	$50,434
341	$2,692	$2,377	$315	$48,058
342	$2,692	$2,392	$300	$45,666
343	$2,692	$2,407	$285	$43,259
344	$2,692	$2,422	$270	$40,838
345	$2,692	$2,437	$255	$38,401
346	$2,692	$2,452	$240	$35,949
347	$2,692	$2,467	$225	$33,482
348	$2,692	$2,483	$209	$30,999
349	$2,692	$2,498	$194	$28,501
350	$2,692	$2,514	$178	$25,987
351	$2,692	$2,530	$162	$23,457
352	$2,692	$2,545	$147	$20,912
353	$2,692	$2,561	$131	$18,351
354	$2,692	$2,577	$115	$15,773
355	$2,692	$2,593	$99	$13,180
356	$2,692	$2,610	$82	$10,570
357	$2,692	$2,626	$66	$7,944
358	$2,692	$2,642	$50	$5,302
359	$2,692	$2,659	$33	$2,643
360	$2,692	$2,675	$17	$0

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