Under contract-accepting backup offers. Own More Home for Less | Estimated Payments from $2,600 with a Fixed 3.99 Rate
In today’s market, finding a brand-new home with an affordable payment is rare—finding one that also delivers space, privacy, and long-term value is even rarer. This brand-new, spacious 3-bedroom, 2-bath home offers an exceptional opportunity to lock in a fixed 3.99 30-year FHA interest rate, with estimated monthly payments as low as $2,600, making home ownership both achievable and smart right now.
From the moment you step inside, the home invites you to slow down and enjoy the space. Ten-foot ceilings throughout create an airy, open feel, while the thoughtfully designed floor plan balances everyday comfort with effortless entertaining. The large living area naturally brings people together, whether you’re hosting friends or enjoying a quiet night in.
The primary suite feels like a true retreat, featuring vaulted ceilings and direct access to the covered lanai, where you can start your mornings overlooking peaceful conservation views and end your evenings surrounded by nature. This setting offers privacy and tranquility that can’t be replicated.
At the heart of the home, the kitchen is designed for connection, anchored by a large center island overlooking the living area and a cozy breakfast nook for casual meals. A separate formal dining room adds flexibility and can easily serve as a home office or additional living space. Generously sized secondary bedrooms provide comfort and privacy for family members or guests.
Beyond the beauty, this home delivers confidence and value with a 1-year builder warranty and a 10-year structural warranty, offering peace of mind long after move-in. Located in Harmony Central, residents enjoy NO CDD fees, a low HOA, and a community designed for relaxed Florida living.
With closing costs available when using the preferred lender and the ability to secure this home with just a $1,000 deposit, the path to ownership is clearer than ever.
Why wait? Opportunities like this—combining a low fixed rate, brand-new construction, and serene surroundings—are limited.
The income description goes here to explain
| List Price | $395,000 |
| Property Type | Single Family Homes |
| Usable Sqft | 1,970 |
| Number of Stories | 0 stories |
| Parking Spots | 2 spots |
| Year Built | 2025 |
| Last Sold | Unknown |
| Sold Price | Unknown |
| HOA Fees: | $825 |
| Association Name: | Beth Connor |
| Association Amenities: | Unknown |
| APN # | 3226323596000F0360 |
| MLS # | O6276985 |
| Property ID | 321239977 |
| Lot Sqft | 6,098 |
| Zoning | RES |
| Days on Market | 351 |
| Original List Price | $419,900 |
| Applicances | Dishwasher, Disposal, Microwave, Range% |
| Date Updated | January 19, 2026 |
| Date Created | February 02, 2025 |
Eulalio Martinez Rodriguez, Sr an agent of .
© 2026 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of January 19, 2026 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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2708 Wilshire Blvd #197
Santa Monica, CA 90403
California #02062862
Florida #CQ1065233
Robert Crawford
REAL ESTATE AGENT