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10 Spruce PASS

Ocala, FL, 34472

For Sale $334,950 ($143.76 per Sq Ft)

$334,950 ($143.76 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
2 Bathrooms
2,330 Sq Ft
10,019 Sq Ft

Description

Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN PROMOTION WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 5/4/25. Block Home construction. Estimated completion Jun/Jul barring any unforeseen setbacks in materials or labor. Spacious split and open floorplan. House has a bonus room ideal for a home office, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Separate tiled shower in the master bath and a garden tub, upgraded cabinets throughout, stainless appliances, mini-blind insert in rear doors to covered patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$334,950
Property Type	Single Family Homes
Usable Sqft	2,330
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2025
Last Sold	Unknown
Sold Price	Unknown

APN #	9013014131
MLS #	OM694113
Property ID	321230186
Lot Sqft	10,019
Zoning	R1
Days on Market	84
Original List Price	$344,950
Applicances	Dishwasher, Disposal, Electric Water Heater, Microwave, Range%
Date Updated	April 04, 2025
Date Created	January 30, 2025

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Your payment
$2,509
per month

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Principle & Interest

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Estimated payment	$2,509 /mo
Loan amount	$334,950
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

CanvasJS.com

Your payment
$2,509
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $508,195 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,342	$249	$2,093	$334,701
2	$2,342	$250	$2,092	$334,451
3	$2,342	$252	$2,090	$334,200
4	$2,342	$253	$2,089	$333,946
5	$2,342	$255	$2,087	$333,692
6	$2,342	$256	$2,086	$333,435
7	$2,342	$258	$2,084	$333,177
8	$2,342	$260	$2,082	$332,917
9	$2,342	$261	$2,081	$332,656
10	$2,342	$263	$2,079	$332,393
11	$2,342	$265	$2,077	$332,129
12	$2,342	$266	$2,076	$331,863
13	$2,342	$268	$2,074	$331,595
14	$2,342	$270	$2,072	$331,325
15	$2,342	$271	$2,071	$331,054
16	$2,342	$273	$2,069	$330,781
17	$2,342	$275	$2,067	$330,506
18	$2,342	$276	$2,066	$330,230
19	$2,342	$278	$2,064	$329,952
20	$2,342	$280	$2,062	$329,672
21	$2,342	$282	$2,060	$329,391
22	$2,342	$283	$2,059	$329,107
23	$2,342	$285	$2,057	$328,822
24	$2,342	$287	$2,055	$328,535
25	$2,342	$289	$2,053	$328,247
26	$2,342	$290	$2,052	$327,956
27	$2,342	$292	$2,050	$327,664
28	$2,342	$294	$2,048	$327,370
29	$2,342	$296	$2,046	$327,074
30	$2,342	$298	$2,044	$326,776
31	$2,342	$300	$2,042	$326,477
32	$2,342	$302	$2,040	$326,175
33	$2,342	$303	$2,039	$325,872
34	$2,342	$305	$2,037	$325,566
35	$2,342	$307	$2,035	$325,259
36	$2,342	$309	$2,033	$324,950
37	$2,342	$311	$2,031	$324,639
38	$2,342	$313	$2,029	$324,326
39	$2,342	$315	$2,027	$324,011
40	$2,342	$317	$2,025	$323,694
41	$2,342	$319	$2,023	$323,375
42	$2,342	$321	$2,021	$323,054
43	$2,342	$323	$2,019	$322,731
44	$2,342	$325	$2,017	$322,406
45	$2,342	$327	$2,015	$322,079
46	$2,342	$329	$2,013	$321,750
47	$2,342	$331	$2,011	$321,419
48	$2,342	$333	$2,009	$321,086
49	$2,342	$335	$2,007	$320,751
50	$2,342	$337	$2,005	$320,414
51	$2,342	$339	$2,003	$320,074
52	$2,342	$342	$2,000	$319,733
53	$2,342	$344	$1,998	$319,389
54	$2,342	$346	$1,996	$319,043
55	$2,342	$348	$1,994	$318,695
56	$2,342	$350	$1,992	$318,345
57	$2,342	$352	$1,990	$317,993
58	$2,342	$355	$1,987	$317,638
59	$2,342	$357	$1,985	$317,281
60	$2,342	$359	$1,983	$316,922
61	$2,342	$361	$1,981	$316,561
62	$2,342	$363	$1,979	$316,198
63	$2,342	$366	$1,976	$315,832
64	$2,342	$368	$1,974	$315,464
65	$2,342	$370	$1,972	$315,094
66	$2,342	$373	$1,969	$314,721
67	$2,342	$375	$1,967	$314,346
68	$2,342	$377	$1,965	$313,969
69	$2,342	$380	$1,962	$313,589
70	$2,342	$382	$1,960	$313,207
71	$2,342	$384	$1,958	$312,822
72	$2,342	$387	$1,955	$312,436
73	$2,342	$389	$1,953	$312,046
74	$2,342	$392	$1,950	$311,655
75	$2,342	$394	$1,948	$311,260
76	$2,342	$397	$1,945	$310,864
77	$2,342	$399	$1,943	$310,465
78	$2,342	$402	$1,940	$310,063
79	$2,342	$404	$1,938	$309,659
80	$2,342	$407	$1,935	$309,252
81	$2,342	$409	$1,933	$308,843
82	$2,342	$412	$1,930	$308,431
83	$2,342	$414	$1,928	$308,017
84	$2,342	$417	$1,925	$307,600
85	$2,342	$420	$1,923	$307,181
86	$2,342	$422	$1,920	$306,759
87	$2,342	$425	$1,917	$306,334
88	$2,342	$427	$1,915	$305,906
89	$2,342	$430	$1,912	$305,476
90	$2,342	$433	$1,909	$305,044
91	$2,342	$435	$1,907	$304,608
92	$2,342	$438	$1,904	$304,170
93	$2,342	$441	$1,901	$303,729
94	$2,342	$444	$1,898	$303,285
95	$2,342	$446	$1,896	$302,839
96	$2,342	$449	$1,893	$302,390
97	$2,342	$452	$1,890	$301,937
98	$2,342	$455	$1,887	$301,483
99	$2,342	$458	$1,884	$301,025
100	$2,342	$461	$1,881	$300,564
101	$2,342	$463	$1,879	$300,101
102	$2,342	$466	$1,876	$299,634
103	$2,342	$469	$1,873	$299,165
104	$2,342	$472	$1,870	$298,693
105	$2,342	$475	$1,867	$298,218
106	$2,342	$478	$1,864	$297,740
107	$2,342	$481	$1,861	$297,258
108	$2,342	$484	$1,858	$296,774
109	$2,342	$487	$1,855	$296,287
110	$2,342	$490	$1,852	$295,797
111	$2,342	$493	$1,849	$295,304
112	$2,342	$496	$1,846	$294,807
113	$2,342	$499	$1,843	$294,308
114	$2,342	$503	$1,839	$293,805
115	$2,342	$506	$1,836	$293,300
116	$2,342	$509	$1,833	$292,791
117	$2,342	$512	$1,830	$292,279
118	$2,342	$515	$1,827	$291,763
119	$2,342	$518	$1,824	$291,245
120	$2,342	$522	$1,820	$290,723
121	$2,342	$525	$1,817	$290,198
122	$2,342	$528	$1,814	$289,670
123	$2,342	$532	$1,810	$289,138
124	$2,342	$535	$1,807	$288,603
125	$2,342	$538	$1,804	$288,065
126	$2,342	$542	$1,800	$287,524
127	$2,342	$545	$1,797	$286,979
128	$2,342	$548	$1,794	$286,430
129	$2,342	$552	$1,790	$285,879
130	$2,342	$555	$1,787	$285,323
131	$2,342	$559	$1,783	$284,765
132	$2,342	$562	$1,780	$284,202
133	$2,342	$566	$1,776	$283,637
134	$2,342	$569	$1,773	$283,067
135	$2,342	$573	$1,769	$282,494
136	$2,342	$576	$1,766	$281,918
137	$2,342	$580	$1,762	$281,338
138	$2,342	$584	$1,758	$280,754
139	$2,342	$587	$1,755	$280,167
140	$2,342	$591	$1,751	$279,576
141	$2,342	$595	$1,747	$278,981
142	$2,342	$598	$1,744	$278,383
143	$2,342	$602	$1,740	$277,781
144	$2,342	$606	$1,736	$277,175
145	$2,342	$610	$1,732	$276,565
146	$2,342	$613	$1,729	$275,952
147	$2,342	$617	$1,725	$275,335
148	$2,342	$621	$1,721	$274,714
149	$2,342	$625	$1,717	$274,089
150	$2,342	$629	$1,713	$273,460
151	$2,342	$633	$1,709	$272,827
152	$2,342	$637	$1,705	$272,190
153	$2,342	$641	$1,701	$271,549
154	$2,342	$645	$1,697	$270,904
155	$2,342	$649	$1,693	$270,255
156	$2,342	$653	$1,689	$269,602
157	$2,342	$657	$1,685	$268,945
158	$2,342	$661	$1,681	$268,284
159	$2,342	$665	$1,677	$267,619
160	$2,342	$669	$1,673	$266,950
161	$2,342	$674	$1,668	$266,276
162	$2,342	$678	$1,664	$265,598
163	$2,342	$682	$1,660	$264,916
164	$2,342	$686	$1,656	$264,230
165	$2,342	$691	$1,651	$263,540
166	$2,342	$695	$1,647	$262,845
167	$2,342	$699	$1,643	$262,146
168	$2,342	$704	$1,638	$261,442
169	$2,342	$708	$1,634	$260,734
170	$2,342	$712	$1,630	$260,022
171	$2,342	$717	$1,625	$259,305
172	$2,342	$721	$1,621	$258,583
173	$2,342	$726	$1,616	$257,857
174	$2,342	$730	$1,612	$257,127
175	$2,342	$735	$1,607	$256,392
176	$2,342	$740	$1,602	$255,653
177	$2,342	$744	$1,598	$254,908
178	$2,342	$749	$1,593	$254,160
179	$2,342	$754	$1,589	$253,406
180	$2,342	$758	$1,584	$252,648
181	$2,342	$763	$1,579	$251,885
182	$2,342	$768	$1,574	$251,117
183	$2,342	$773	$1,569	$250,345
184	$2,342	$777	$1,565	$249,567
185	$2,342	$782	$1,560	$248,785
186	$2,342	$787	$1,555	$247,998
187	$2,342	$792	$1,550	$247,206
188	$2,342	$797	$1,545	$246,409
189	$2,342	$802	$1,540	$245,607
190	$2,342	$807	$1,535	$244,800
191	$2,342	$812	$1,530	$243,988
192	$2,342	$817	$1,525	$243,171
193	$2,342	$822	$1,520	$242,349
194	$2,342	$827	$1,515	$241,522
195	$2,342	$832	$1,510	$240,689
196	$2,342	$838	$1,504	$239,851
197	$2,342	$843	$1,499	$239,008
198	$2,342	$848	$1,494	$238,160
199	$2,342	$854	$1,489	$237,307
200	$2,342	$859	$1,483	$236,448
201	$2,342	$864	$1,478	$235,584
202	$2,342	$870	$1,472	$234,714
203	$2,342	$875	$1,467	$233,839
204	$2,342	$881	$1,461	$232,959
205	$2,342	$886	$1,456	$232,073
206	$2,342	$892	$1,450	$231,181
207	$2,342	$897	$1,445	$230,284
208	$2,342	$903	$1,439	$229,381
209	$2,342	$908	$1,434	$228,473
210	$2,342	$914	$1,428	$227,559
211	$2,342	$920	$1,422	$226,639
212	$2,342	$926	$1,416	$225,714
213	$2,342	$931	$1,411	$224,782
214	$2,342	$937	$1,405	$223,845
215	$2,342	$943	$1,399	$222,902
216	$2,342	$949	$1,393	$221,953
217	$2,342	$955	$1,387	$220,999
218	$2,342	$961	$1,381	$220,038
219	$2,342	$967	$1,375	$219,071
220	$2,342	$973	$1,369	$218,098
221	$2,342	$979	$1,363	$217,119
222	$2,342	$985	$1,357	$216,134
223	$2,342	$991	$1,351	$215,143
224	$2,342	$997	$1,345	$214,146
225	$2,342	$1,004	$1,338	$213,142
226	$2,342	$1,010	$1,332	$212,132
227	$2,342	$1,016	$1,326	$211,116
228	$2,342	$1,023	$1,319	$210,094
229	$2,342	$1,029	$1,313	$209,065
230	$2,342	$1,035	$1,307	$208,029
231	$2,342	$1,042	$1,300	$206,988
232	$2,342	$1,048	$1,294	$205,939
233	$2,342	$1,055	$1,287	$204,884
234	$2,342	$1,061	$1,281	$203,823
235	$2,342	$1,068	$1,274	$202,755
236	$2,342	$1,075	$1,267	$201,680
237	$2,342	$1,082	$1,261	$200,598
238	$2,342	$1,088	$1,254	$199,510
239	$2,342	$1,095	$1,247	$198,415
240	$2,342	$1,102	$1,240	$197,313
241	$2,342	$1,109	$1,233	$196,204
242	$2,342	$1,116	$1,226	$195,089
243	$2,342	$1,123	$1,219	$193,966
244	$2,342	$1,130	$1,212	$192,836
245	$2,342	$1,137	$1,205	$191,700
246	$2,342	$1,144	$1,198	$190,556
247	$2,342	$1,151	$1,191	$189,405
248	$2,342	$1,158	$1,184	$188,246
249	$2,342	$1,165	$1,177	$187,081
250	$2,342	$1,173	$1,169	$185,908
251	$2,342	$1,180	$1,162	$184,728
252	$2,342	$1,187	$1,155	$183,541
253	$2,342	$1,195	$1,147	$182,346
254	$2,342	$1,202	$1,140	$181,143
255	$2,342	$1,210	$1,132	$179,934
256	$2,342	$1,217	$1,125	$178,716
257	$2,342	$1,225	$1,117	$177,491
258	$2,342	$1,233	$1,109	$176,259
259	$2,342	$1,240	$1,102	$175,018
260	$2,342	$1,248	$1,094	$173,770
261	$2,342	$1,256	$1,086	$172,514
262	$2,342	$1,264	$1,078	$171,250
263	$2,342	$1,272	$1,070	$169,979
264	$2,342	$1,280	$1,062	$168,699
265	$2,342	$1,288	$1,054	$167,411
266	$2,342	$1,296	$1,046	$166,116
267	$2,342	$1,304	$1,038	$164,812
268	$2,342	$1,312	$1,030	$163,500
269	$2,342	$1,320	$1,022	$162,180
270	$2,342	$1,328	$1,014	$160,851
271	$2,342	$1,337	$1,005	$159,515
272	$2,342	$1,345	$997	$158,170
273	$2,342	$1,353	$989	$156,816
274	$2,342	$1,362	$980	$155,454
275	$2,342	$1,370	$972	$154,084
276	$2,342	$1,379	$963	$152,705
277	$2,342	$1,388	$954	$151,317
278	$2,342	$1,396	$946	$149,921
279	$2,342	$1,405	$937	$148,516
280	$2,342	$1,414	$928	$147,102
281	$2,342	$1,423	$919	$145,680
282	$2,342	$1,432	$911	$144,248
283	$2,342	$1,440	$902	$142,808
284	$2,342	$1,449	$893	$141,358
285	$2,342	$1,459	$883	$139,900
286	$2,342	$1,468	$874	$138,432
287	$2,342	$1,477	$865	$136,955
288	$2,342	$1,486	$856	$135,469
289	$2,342	$1,495	$847	$133,974
290	$2,342	$1,505	$837	$132,469
291	$2,342	$1,514	$828	$130,955
292	$2,342	$1,524	$818	$129,432
293	$2,342	$1,533	$809	$127,899
294	$2,342	$1,543	$799	$126,356
295	$2,342	$1,552	$790	$124,804
296	$2,342	$1,562	$780	$123,242
297	$2,342	$1,572	$770	$121,670
298	$2,342	$1,582	$760	$120,089
299	$2,342	$1,591	$751	$118,497
300	$2,342	$1,601	$741	$116,896
301	$2,342	$1,611	$731	$115,284
302	$2,342	$1,621	$721	$113,663
303	$2,342	$1,632	$710	$112,031
304	$2,342	$1,642	$700	$110,389
305	$2,342	$1,652	$690	$108,737
306	$2,342	$1,662	$680	$107,075
307	$2,342	$1,673	$669	$105,402
308	$2,342	$1,683	$659	$103,719
309	$2,342	$1,694	$648	$102,025
310	$2,342	$1,704	$638	$100,321
311	$2,342	$1,715	$627	$98,606
312	$2,342	$1,726	$616	$96,880
313	$2,342	$1,737	$606	$95,144
314	$2,342	$1,747	$595	$93,396
315	$2,342	$1,758	$584	$91,638
316	$2,342	$1,769	$573	$89,869
317	$2,342	$1,780	$562	$88,088
318	$2,342	$1,791	$551	$86,297
319	$2,342	$1,803	$539	$84,494
320	$2,342	$1,814	$528	$82,680
321	$2,342	$1,825	$517	$80,855
322	$2,342	$1,837	$505	$79,019
323	$2,342	$1,848	$494	$77,170
324	$2,342	$1,860	$482	$75,311
325	$2,342	$1,871	$471	$73,439
326	$2,342	$1,883	$459	$71,556
327	$2,342	$1,895	$447	$69,662
328	$2,342	$1,907	$435	$67,755
329	$2,342	$1,919	$423	$65,837
330	$2,342	$1,931	$411	$63,906
331	$2,342	$1,943	$399	$61,963
332	$2,342	$1,955	$387	$60,009
333	$2,342	$1,967	$375	$58,042
334	$2,342	$1,979	$363	$56,063
335	$2,342	$1,992	$350	$54,071
336	$2,342	$2,004	$338	$52,067
337	$2,342	$2,017	$325	$50,050
338	$2,342	$2,029	$313	$48,021
339	$2,342	$2,042	$300	$45,979
340	$2,342	$2,055	$287	$43,925
341	$2,342	$2,067	$275	$41,857
342	$2,342	$2,080	$262	$39,777
343	$2,342	$2,093	$249	$37,683
344	$2,342	$2,106	$236	$35,577
345	$2,342	$2,120	$222	$33,457
346	$2,342	$2,133	$209	$31,324
347	$2,342	$2,146	$196	$29,178
348	$2,342	$2,160	$182	$27,018
349	$2,342	$2,173	$169	$24,845
350	$2,342	$2,187	$155	$22,659
351	$2,342	$2,200	$142	$20,458
352	$2,342	$2,214	$128	$18,244
353	$2,342	$2,228	$114	$16,016
354	$2,342	$2,242	$100	$13,774
355	$2,342	$2,256	$86	$11,518
356	$2,342	$2,270	$72	$9,248
357	$2,342	$2,284	$58	$6,964
358	$2,342	$2,298	$44	$4,666
359	$2,342	$2,313	$29	$2,353
360	$2,342	$2,327	$15	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of April 04, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.