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2524 Monaco Dr

Oxnard, CA, 93035

For Sale $2,200,000 ($973.45 per Sq Ft)

$2,200,000 ($973.45 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
4 Bathrooms
2,260 Sq Ft
4,356 Sq Ft

Description

Rare single family detached home with a large east facing deck with private 67' BOAT DOCK EASEMENT!! All three bedrooms are upstairs with their own bathrooms, two are ensuite. The primary ensuite is ADA compliant. While this home needs updating, the potential is endless. **High-beamed ceilings in most rooms **Two fireplaces **Two private balconies ** Private and secluded patio with fountain off the kitchen for bistro dining **Numerous outdoor features including two side yard areas and covered/uncovered deck options. Come enjoy coastal weather and all the amenities the harbor life offers including, boating, kayaking, paddle boarding, yacht clubs, restaurants and so much more. Located in the Channel Islands Harbor 1/2 way between L.A. and Santa Barbara. NO MELLO-ROOS and only $50 voluntary annual HOA.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$2,200,000
Property Type	Single Family Homes
Usable Sqft	2,260
Number of Stories	2 stories
Parking Spots	2 spots
Year Built	1973
Last Sold	Unknown
Sold Price	Unknown

APN #	1880021265
MLS #	V127462
Property ID	321163062
Lot Sqft	4,356
Zoning	Unknown
Days on Market	80
Original List Price	$2,200,000
Applicances	Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Refrigerator,Water Heater%
Date Updated	March 18, 2025
Date Created	January 10, 2025

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Your payment
$15,550
per month

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Principle & Interest

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Estimated payment	$15,550 /mo
Loan amount	$2,200,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$15,550
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $3,337,501 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$15,383	$1,633	$13,750	$2,198,367
2	$15,383	$1,643	$13,740	$2,196,724
3	$15,383	$1,653	$13,730	$2,195,070
4	$15,383	$1,664	$13,719	$2,193,407
5	$15,383	$1,674	$13,709	$2,191,732
6	$15,383	$1,685	$13,698	$2,190,048
7	$15,383	$1,695	$13,688	$2,188,352
8	$15,383	$1,706	$13,677	$2,186,647
9	$15,383	$1,716	$13,667	$2,184,930
10	$15,383	$1,727	$13,656	$2,183,203
11	$15,383	$1,738	$13,645	$2,181,465
12	$15,383	$1,749	$13,634	$2,179,716
13	$15,383	$1,760	$13,623	$2,177,956
14	$15,383	$1,771	$13,612	$2,176,186
15	$15,383	$1,782	$13,601	$2,174,404
16	$15,383	$1,793	$13,590	$2,172,611
17	$15,383	$1,804	$13,579	$2,170,807
18	$15,383	$1,815	$13,568	$2,168,991
19	$15,383	$1,827	$13,556	$2,167,164
20	$15,383	$1,838	$13,545	$2,165,326
21	$15,383	$1,850	$13,533	$2,163,476
22	$15,383	$1,861	$13,522	$2,161,615
23	$15,383	$1,873	$13,510	$2,159,742
24	$15,383	$1,885	$13,498	$2,157,858
25	$15,383	$1,896	$13,487	$2,155,961
26	$15,383	$1,908	$13,475	$2,154,053
27	$15,383	$1,920	$13,463	$2,152,133
28	$15,383	$1,932	$13,451	$2,150,201
29	$15,383	$1,944	$13,439	$2,148,256
30	$15,383	$1,956	$13,427	$2,146,300
31	$15,383	$1,969	$13,414	$2,144,331
32	$15,383	$1,981	$13,402	$2,142,350
33	$15,383	$1,993	$13,390	$2,140,357
34	$15,383	$2,006	$13,377	$2,138,351
35	$15,383	$2,018	$13,365	$2,136,333
36	$15,383	$2,031	$13,352	$2,134,302
37	$15,383	$2,044	$13,339	$2,132,259
38	$15,383	$2,056	$13,327	$2,130,202
39	$15,383	$2,069	$13,314	$2,128,133
40	$15,383	$2,082	$13,301	$2,126,051
41	$15,383	$2,095	$13,288	$2,123,956
42	$15,383	$2,108	$13,275	$2,121,847
43	$15,383	$2,121	$13,262	$2,119,726
44	$15,383	$2,135	$13,248	$2,117,591
45	$15,383	$2,148	$13,235	$2,115,443
46	$15,383	$2,161	$13,222	$2,113,282
47	$15,383	$2,175	$13,208	$2,111,107
48	$15,383	$2,189	$13,194	$2,108,918
49	$15,383	$2,202	$13,181	$2,106,716
50	$15,383	$2,216	$13,167	$2,104,500
51	$15,383	$2,230	$13,153	$2,102,270
52	$15,383	$2,244	$13,139	$2,100,026
53	$15,383	$2,258	$13,125	$2,097,768
54	$15,383	$2,272	$13,111	$2,095,496
55	$15,383	$2,286	$13,097	$2,093,210
56	$15,383	$2,300	$13,083	$2,090,910
57	$15,383	$2,315	$13,068	$2,088,595
58	$15,383	$2,329	$13,054	$2,086,266
59	$15,383	$2,344	$13,039	$2,083,922
60	$15,383	$2,358	$13,025	$2,081,563
61	$15,383	$2,373	$13,010	$2,079,190
62	$15,383	$2,388	$12,995	$2,076,802
63	$15,383	$2,403	$12,980	$2,074,399
64	$15,383	$2,418	$12,965	$2,071,981
65	$15,383	$2,433	$12,950	$2,069,548
66	$15,383	$2,448	$12,935	$2,067,099
67	$15,383	$2,464	$12,919	$2,064,636
68	$15,383	$2,479	$12,904	$2,062,157
69	$15,383	$2,495	$12,888	$2,059,662
70	$15,383	$2,510	$12,873	$2,057,152
71	$15,383	$2,526	$12,857	$2,054,626
72	$15,383	$2,542	$12,841	$2,052,085
73	$15,383	$2,557	$12,826	$2,049,527
74	$15,383	$2,573	$12,810	$2,046,954
75	$15,383	$2,590	$12,793	$2,044,364
76	$15,383	$2,606	$12,777	$2,041,759
77	$15,383	$2,622	$12,761	$2,039,137
78	$15,383	$2,638	$12,745	$2,036,498
79	$15,383	$2,655	$12,728	$2,033,843
80	$15,383	$2,671	$12,712	$2,031,172
81	$15,383	$2,688	$12,695	$2,028,484
82	$15,383	$2,705	$12,678	$2,025,779
83	$15,383	$2,722	$12,661	$2,023,057
84	$15,383	$2,739	$12,644	$2,020,318
85	$15,383	$2,756	$12,627	$2,017,562
86	$15,383	$2,773	$12,610	$2,014,789
87	$15,383	$2,791	$12,592	$2,011,998
88	$15,383	$2,808	$12,575	$2,009,190
89	$15,383	$2,826	$12,557	$2,006,365
90	$15,383	$2,843	$12,540	$2,003,521
91	$15,383	$2,861	$12,522	$2,000,660
92	$15,383	$2,879	$12,504	$1,997,781
93	$15,383	$2,897	$12,486	$1,994,885
94	$15,383	$2,915	$12,468	$1,991,970
95	$15,383	$2,933	$12,450	$1,989,036
96	$15,383	$2,952	$12,431	$1,986,085
97	$15,383	$2,970	$12,413	$1,983,115
98	$15,383	$2,989	$12,394	$1,980,126
99	$15,383	$3,007	$12,376	$1,977,119
100	$15,383	$3,026	$12,357	$1,974,093
101	$15,383	$3,045	$12,338	$1,971,048
102	$15,383	$3,064	$12,319	$1,967,984
103	$15,383	$3,083	$12,300	$1,964,901
104	$15,383	$3,102	$12,281	$1,961,799
105	$15,383	$3,122	$12,261	$1,958,677
106	$15,383	$3,141	$12,242	$1,955,536
107	$15,383	$3,161	$12,222	$1,952,375
108	$15,383	$3,181	$12,202	$1,949,194
109	$15,383	$3,201	$12,182	$1,945,994
110	$15,383	$3,221	$12,162	$1,942,773
111	$15,383	$3,241	$12,142	$1,939,533
112	$15,383	$3,261	$12,122	$1,936,272
113	$15,383	$3,281	$12,102	$1,932,990
114	$15,383	$3,302	$12,081	$1,929,688
115	$15,383	$3,322	$12,061	$1,926,366
116	$15,383	$3,343	$12,040	$1,923,023
117	$15,383	$3,364	$12,019	$1,919,659
118	$15,383	$3,385	$11,998	$1,916,274
119	$15,383	$3,406	$11,977	$1,912,867
120	$15,383	$3,428	$11,955	$1,909,440
121	$15,383	$3,449	$11,934	$1,905,991
122	$15,383	$3,471	$11,912	$1,902,520
123	$15,383	$3,492	$11,891	$1,899,028
124	$15,383	$3,514	$11,869	$1,895,514
125	$15,383	$3,536	$11,847	$1,891,978
126	$15,383	$3,558	$11,825	$1,888,420
127	$15,383	$3,580	$11,803	$1,884,839
128	$15,383	$3,603	$11,780	$1,881,237
129	$15,383	$3,625	$11,758	$1,877,611
130	$15,383	$3,648	$11,735	$1,873,963
131	$15,383	$3,671	$11,712	$1,870,293
132	$15,383	$3,694	$11,689	$1,866,599
133	$15,383	$3,717	$11,666	$1,862,882
134	$15,383	$3,740	$11,643	$1,859,142
135	$15,383	$3,763	$11,620	$1,855,379
136	$15,383	$3,787	$11,596	$1,851,592
137	$15,383	$3,811	$11,572	$1,847,781
138	$15,383	$3,834	$11,549	$1,843,947
139	$15,383	$3,858	$11,525	$1,840,089
140	$15,383	$3,882	$11,501	$1,836,206
141	$15,383	$3,907	$11,476	$1,832,300
142	$15,383	$3,931	$11,452	$1,828,368
143	$15,383	$3,956	$11,427	$1,824,413
144	$15,383	$3,980	$11,403	$1,820,432
145	$15,383	$4,005	$11,378	$1,816,427
146	$15,383	$4,030	$11,353	$1,812,397
147	$15,383	$4,056	$11,327	$1,808,341
148	$15,383	$4,081	$11,302	$1,804,260
149	$15,383	$4,106	$11,277	$1,800,154
150	$15,383	$4,132	$11,251	$1,796,022
151	$15,383	$4,158	$11,225	$1,791,864
152	$15,383	$4,184	$11,199	$1,787,680
153	$15,383	$4,210	$11,173	$1,783,470
154	$15,383	$4,236	$11,147	$1,779,234
155	$15,383	$4,263	$11,120	$1,774,971
156	$15,383	$4,289	$11,094	$1,770,682
157	$15,383	$4,316	$11,067	$1,766,365
158	$15,383	$4,343	$11,040	$1,762,022
159	$15,383	$4,370	$11,013	$1,757,652
160	$15,383	$4,398	$10,985	$1,753,254
161	$15,383	$4,425	$10,958	$1,748,829
162	$15,383	$4,453	$10,930	$1,744,376
163	$15,383	$4,481	$10,902	$1,739,895
164	$15,383	$4,509	$10,874	$1,735,387
165	$15,383	$4,537	$10,846	$1,730,850
166	$15,383	$4,565	$10,818	$1,726,285
167	$15,383	$4,594	$10,789	$1,721,691
168	$15,383	$4,622	$10,761	$1,717,069
169	$15,383	$4,651	$10,732	$1,712,417
170	$15,383	$4,680	$10,703	$1,707,737
171	$15,383	$4,710	$10,673	$1,703,027
172	$15,383	$4,739	$10,644	$1,698,288
173	$15,383	$4,769	$10,614	$1,693,520
174	$15,383	$4,799	$10,585	$1,688,721
175	$15,383	$4,828	$10,555	$1,683,893
176	$15,383	$4,859	$10,524	$1,679,034
177	$15,383	$4,889	$10,494	$1,674,145
178	$15,383	$4,920	$10,463	$1,669,225
179	$15,383	$4,950	$10,433	$1,664,275
180	$15,383	$4,981	$10,402	$1,659,294
181	$15,383	$5,012	$10,371	$1,654,281
182	$15,383	$5,044	$10,339	$1,649,237
183	$15,383	$5,075	$10,308	$1,644,162
184	$15,383	$5,107	$10,276	$1,639,055
185	$15,383	$5,139	$10,244	$1,633,916
186	$15,383	$5,171	$10,212	$1,628,745
187	$15,383	$5,203	$10,180	$1,623,542
188	$15,383	$5,236	$10,147	$1,618,306
189	$15,383	$5,269	$10,114	$1,613,037
190	$15,383	$5,302	$10,081	$1,607,736
191	$15,383	$5,335	$10,048	$1,602,401
192	$15,383	$5,368	$10,015	$1,597,033
193	$15,383	$5,402	$9,981	$1,591,632
194	$15,383	$5,435	$9,948	$1,586,196
195	$15,383	$5,469	$9,914	$1,580,727
196	$15,383	$5,503	$9,880	$1,575,224
197	$15,383	$5,538	$9,845	$1,569,686
198	$15,383	$5,572	$9,811	$1,564,113
199	$15,383	$5,607	$9,776	$1,558,506
200	$15,383	$5,642	$9,741	$1,552,864
201	$15,383	$5,678	$9,705	$1,547,186
202	$15,383	$5,713	$9,670	$1,541,473
203	$15,383	$5,749	$9,634	$1,535,724
204	$15,383	$5,785	$9,598	$1,529,940
205	$15,383	$5,821	$9,562	$1,524,119
206	$15,383	$5,857	$9,526	$1,518,261
207	$15,383	$5,894	$9,489	$1,512,368
208	$15,383	$5,931	$9,452	$1,506,437
209	$15,383	$5,968	$9,415	$1,500,469
210	$15,383	$6,005	$9,378	$1,494,464
211	$15,383	$6,043	$9,340	$1,488,421
212	$15,383	$6,080	$9,303	$1,482,341
213	$15,383	$6,118	$9,265	$1,476,223
214	$15,383	$6,157	$9,226	$1,470,066
215	$15,383	$6,195	$9,188	$1,463,871
216	$15,383	$6,234	$9,149	$1,457,637
217	$15,383	$6,273	$9,110	$1,451,364
218	$15,383	$6,312	$9,071	$1,445,052
219	$15,383	$6,351	$9,032	$1,438,701
220	$15,383	$6,391	$8,992	$1,432,310
221	$15,383	$6,431	$8,952	$1,425,879
222	$15,383	$6,471	$8,912	$1,419,408
223	$15,383	$6,512	$8,871	$1,412,896
224	$15,383	$6,552	$8,831	$1,406,343
225	$15,383	$6,593	$8,790	$1,399,750
226	$15,383	$6,635	$8,748	$1,393,116
227	$15,383	$6,676	$8,707	$1,386,440
228	$15,383	$6,718	$8,665	$1,379,722
229	$15,383	$6,760	$8,623	$1,372,962
230	$15,383	$6,802	$8,581	$1,366,160
231	$15,383	$6,845	$8,539	$1,359,316
232	$15,383	$6,887	$8,496	$1,352,428
233	$15,383	$6,930	$8,453	$1,345,498
234	$15,383	$6,974	$8,409	$1,338,524
235	$15,383	$7,017	$8,366	$1,331,507
236	$15,383	$7,061	$8,322	$1,324,446
237	$15,383	$7,105	$8,278	$1,317,341
238	$15,383	$7,150	$8,233	$1,310,191
239	$15,383	$7,194	$8,189	$1,302,997
240	$15,383	$7,239	$8,144	$1,295,758
241	$15,383	$7,285	$8,098	$1,288,473
242	$15,383	$7,330	$8,053	$1,281,143
243	$15,383	$7,376	$8,007	$1,273,767
244	$15,383	$7,422	$7,961	$1,266,345
245	$15,383	$7,468	$7,915	$1,258,877
246	$15,383	$7,515	$7,868	$1,251,362
247	$15,383	$7,562	$7,821	$1,243,800
248	$15,383	$7,609	$7,774	$1,236,191
249	$15,383	$7,657	$7,726	$1,228,534
250	$15,383	$7,705	$7,678	$1,220,829
251	$15,383	$7,753	$7,630	$1,213,076
252	$15,383	$7,801	$7,582	$1,205,275
253	$15,383	$7,850	$7,533	$1,197,425
254	$15,383	$7,899	$7,484	$1,189,526
255	$15,383	$7,948	$7,435	$1,181,577
256	$15,383	$7,998	$7,385	$1,173,579
257	$15,383	$8,048	$7,335	$1,165,531
258	$15,383	$8,098	$7,285	$1,157,433
259	$15,383	$8,149	$7,234	$1,149,284
260	$15,383	$8,200	$7,183	$1,141,084
261	$15,383	$8,251	$7,132	$1,132,833
262	$15,383	$8,303	$7,080	$1,124,530
263	$15,383	$8,355	$7,028	$1,116,175
264	$15,383	$8,407	$6,976	$1,107,768
265	$15,383	$8,459	$6,924	$1,099,309
266	$15,383	$8,512	$6,871	$1,090,796
267	$15,383	$8,566	$6,817	$1,082,231
268	$15,383	$8,619	$6,764	$1,073,612
269	$15,383	$8,673	$6,710	$1,064,939
270	$15,383	$8,727	$6,656	$1,056,212
271	$15,383	$8,782	$6,601	$1,047,430
272	$15,383	$8,837	$6,546	$1,038,593
273	$15,383	$8,892	$6,491	$1,029,702
274	$15,383	$8,947	$6,436	$1,020,754
275	$15,383	$9,003	$6,380	$1,011,751
276	$15,383	$9,060	$6,323	$1,002,691
277	$15,383	$9,116	$6,267	$993,575
278	$15,383	$9,173	$6,210	$984,402
279	$15,383	$9,230	$6,153	$975,172
280	$15,383	$9,288	$6,095	$965,883
281	$15,383	$9,346	$6,037	$956,537
282	$15,383	$9,405	$5,978	$947,133
283	$15,383	$9,463	$5,920	$937,669
284	$15,383	$9,523	$5,860	$928,147
285	$15,383	$9,582	$5,801	$918,565
286	$15,383	$9,642	$5,741	$908,923
287	$15,383	$9,702	$5,681	$899,220
288	$15,383	$9,763	$5,620	$889,457
289	$15,383	$9,824	$5,559	$879,634
290	$15,383	$9,885	$5,498	$869,748
291	$15,383	$9,947	$5,436	$859,801
292	$15,383	$10,009	$5,374	$849,792
293	$15,383	$10,072	$5,311	$839,720
294	$15,383	$10,135	$5,248	$829,585
295	$15,383	$10,198	$5,185	$819,387
296	$15,383	$10,262	$5,121	$809,126
297	$15,383	$10,326	$5,057	$798,800
298	$15,383	$10,391	$4,993	$788,409
299	$15,383	$10,455	$4,928	$777,954
300	$15,383	$10,521	$4,862	$767,433
301	$15,383	$10,587	$4,796	$756,846
302	$15,383	$10,653	$4,730	$746,194
303	$15,383	$10,719	$4,664	$735,474
304	$15,383	$10,786	$4,597	$724,688
305	$15,383	$10,854	$4,529	$713,834
306	$15,383	$10,922	$4,461	$702,913
307	$15,383	$10,990	$4,393	$691,923
308	$15,383	$11,058	$4,325	$680,864
309	$15,383	$11,128	$4,255	$669,737
310	$15,383	$11,197	$4,186	$658,540
311	$15,383	$11,267	$4,116	$647,273
312	$15,383	$11,338	$4,045	$635,935
313	$15,383	$11,408	$3,975	$624,527
314	$15,383	$11,480	$3,903	$613,047
315	$15,383	$11,551	$3,832	$601,495
316	$15,383	$11,624	$3,759	$589,872
317	$15,383	$11,696	$3,687	$578,175
318	$15,383	$11,769	$3,614	$566,406
319	$15,383	$11,843	$3,540	$554,563
320	$15,383	$11,917	$3,466	$542,646
321	$15,383	$11,991	$3,392	$530,655
322	$15,383	$12,066	$3,317	$518,588
323	$15,383	$12,142	$3,241	$506,446
324	$15,383	$12,218	$3,165	$494,229
325	$15,383	$12,294	$3,089	$481,935
326	$15,383	$12,371	$3,012	$469,564
327	$15,383	$12,448	$2,935	$457,116
328	$15,383	$12,526	$2,857	$444,590
329	$15,383	$12,604	$2,779	$431,985
330	$15,383	$12,683	$2,700	$419,302
331	$15,383	$12,762	$2,621	$406,540
332	$15,383	$12,842	$2,541	$393,698
333	$15,383	$12,922	$2,461	$380,775
334	$15,383	$13,003	$2,380	$367,772
335	$15,383	$13,084	$2,299	$354,688
336	$15,383	$13,166	$2,217	$341,521
337	$15,383	$13,248	$2,135	$328,273
338	$15,383	$13,331	$2,052	$314,942
339	$15,383	$13,415	$1,968	$301,527
340	$15,383	$13,498	$1,885	$288,029
341	$15,383	$13,583	$1,800	$274,446
342	$15,383	$13,668	$1,715	$260,778
343	$15,383	$13,753	$1,630	$247,025
344	$15,383	$13,839	$1,544	$233,186
345	$15,383	$13,926	$1,457	$219,260
346	$15,383	$14,013	$1,370	$205,248
347	$15,383	$14,100	$1,283	$191,147
348	$15,383	$14,188	$1,195	$176,959
349	$15,383	$14,277	$1,106	$162,682
350	$15,383	$14,366	$1,017	$148,316
351	$15,383	$14,456	$927	$133,860
352	$15,383	$14,546	$837	$119,313
353	$15,383	$14,637	$746	$104,676
354	$15,383	$14,729	$654	$89,947
355	$15,383	$14,821	$562	$75,127
356	$15,383	$14,913	$470	$60,213
357	$15,383	$15,007	$376	$45,206
358	$15,383	$15,100	$283	$30,106
359	$15,383	$15,195	$188	$14,911
360	$15,383	$15,290	$93	$0

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Listing Provided By

Arlene Beckwith an agent of Keller Williams West Ventura County. Lic #01429195

© 2025 CRMLS. All rights reserved. Some listings on this website are from CRMLS as of March 18, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.