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6732 SW 97 Terrace Rd

Ocala, FL, 34481

For Sale $510,000 ($195.33 per Sq Ft)

$510,000 ($195.33 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
4 Bathrooms
2,611 Sq Ft
10,890 Sq Ft

Description

Don't miss out on this stunningly appointed Morningside Lane model home offering an impressive 2,600 square feet of living space! Located within the gated 55+ Stone Creek Golf Course Community this exceptional home is a rare gem that seamlessly blends sophistication with practicality, making it an ideal choice for those who value both elegance and functionality in their living environment. As you step through the inviting foyer, you'll immediately be enchanted by the open and airy layout of this home complete with a bonus flex room offering desirable extra living space. The neutral color scheme and abundant natural lighting create a warm and welcoming atmosphere, while the crown molding and high ceilings add a touch of elegance to the space. The stunning 20x20 porcelain tile flooring set on the diagonal not only enhances the aesthetic appeal but also offers durability and easy maintenance, making it perfect for everyday living. The formal Dining Room provides ample space for gatherings and contains beautiful wainscoting details and a well-placed Butler's pantry. The heart of this home is undoubtedly the chef's kitchen equipped with stainless steel appliances, granite countertops, recessed LED lighting, an island providing extra space for meal preparation, and a spacious walk-in pantry ensuring plenty of storage for all your kitchen essentials. The kitchen overlooks the casual Dining area and Gathering Room with two sets of expansive sliders opening to a large, enclosed Florida room with tile flooring and a multi-split climate control system offering a versatile space for relaxation or entertaining. Enjoy the paver-lined garden patio overlooking the sheltered backyard ideal for hosting gatherings with family and friends and offering a perfect blend of indoor and outdoor living. The Owner's suite is a true sanctuary, offering a peaceful retreat from the hustle and bustle of daily life and a custom-designed walk-in closet that provides ample storage for your wardrobe. The luxurious en suite bathroom is equipped with modern fixtures and finishes with a spacious step-in shower and a separate soaking tub creating a spa-like experience right at home. Both guest rooms contain private baths for your visitors and a convenient half bath on the main. In addition to its stunning features, this home also boasts a newer roof and A/C system, an expanded garage providing additional space for a golf cart or storage, and a whole home Solar panel system with battery backup, ensuring low energy bills and peace of mind for years to come. Don't miss the chance to reside in this lively and vibrant community, where luxury meets convenience with a variety of resort-style amenities, including a clubhouse, fitness center, swimming pool, and more, providing endless opportunities for recreation and socializing year-round.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$510,000
Property Type	Single Family Homes
Usable Sqft	2,611
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	2012
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$250
Association Name:	First Service Residential
Association Amenities:	Other, 24-Hour Guard, Common Area Taxes, Community Pool, Maintenance Grounds, Recreational Facilities, Trash

APN #	3489900566
MLS #	OM690051
Property ID	321082867
Lot Sqft	10,890
Zoning	PUD PLANNED UNIT DEVELOPM
Days on Market	120
Original List Price	$535,000
Applicances	Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator%
Date Updated	February 05, 2025
Date Created	November 26, 2024

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Your payment
$3,733
per month

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Estimated payment	$3,733 /mo
Loan amount	$510,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,733
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $773,752 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,566	$379	$3,188	$509,622
2	$3,566	$381	$3,185	$509,241
3	$3,566	$383	$3,183	$508,857
4	$3,566	$386	$3,180	$508,472
5	$3,566	$388	$3,178	$508,084
6	$3,566	$390	$3,176	$507,693
7	$3,566	$393	$3,173	$507,300
8	$3,566	$395	$3,171	$506,905
9	$3,566	$398	$3,168	$506,507
10	$3,566	$400	$3,166	$506,107
11	$3,566	$403	$3,163	$505,704
12	$3,566	$405	$3,161	$505,299
13	$3,566	$408	$3,158	$504,891
14	$3,566	$410	$3,156	$504,480
15	$3,566	$413	$3,153	$504,067
16	$3,566	$416	$3,150	$503,652
17	$3,566	$418	$3,148	$503,234
18	$3,566	$421	$3,145	$502,813
19	$3,566	$423	$3,143	$502,389
20	$3,566	$426	$3,140	$501,963
21	$3,566	$429	$3,137	$501,534
22	$3,566	$431	$3,135	$501,103
23	$3,566	$434	$3,132	$500,669
24	$3,566	$437	$3,129	$500,232
25	$3,566	$440	$3,126	$499,793
26	$3,566	$442	$3,124	$499,350
27	$3,566	$445	$3,121	$498,905
28	$3,566	$448	$3,118	$498,457
29	$3,566	$451	$3,115	$498,007
30	$3,566	$453	$3,113	$497,553
31	$3,566	$456	$3,110	$497,097
32	$3,566	$459	$3,107	$496,638
33	$3,566	$462	$3,104	$496,176
34	$3,566	$465	$3,101	$495,711
35	$3,566	$468	$3,098	$495,243
36	$3,566	$471	$3,095	$494,772
37	$3,566	$474	$3,092	$494,299
38	$3,566	$477	$3,089	$493,822
39	$3,566	$480	$3,086	$493,343
40	$3,566	$483	$3,083	$492,860
41	$3,566	$486	$3,080	$492,374
42	$3,566	$489	$3,077	$491,886
43	$3,566	$492	$3,074	$491,394
44	$3,566	$495	$3,071	$490,899
45	$3,566	$498	$3,068	$490,401
46	$3,566	$501	$3,065	$489,900
47	$3,566	$504	$3,062	$489,396
48	$3,566	$507	$3,059	$488,889
49	$3,566	$510	$3,056	$488,378
50	$3,566	$514	$3,052	$487,865
51	$3,566	$517	$3,049	$487,348
52	$3,566	$520	$3,046	$486,828
53	$3,566	$523	$3,043	$486,305
54	$3,566	$527	$3,039	$485,778
55	$3,566	$530	$3,036	$485,248
56	$3,566	$533	$3,033	$484,715
57	$3,566	$537	$3,029	$484,178
58	$3,566	$540	$3,026	$483,638
59	$3,566	$543	$3,023	$483,095
60	$3,566	$547	$3,019	$482,548
61	$3,566	$550	$3,016	$481,998
62	$3,566	$554	$3,012	$481,445
63	$3,566	$557	$3,009	$480,888
64	$3,566	$560	$3,006	$480,327
65	$3,566	$564	$3,002	$479,764
66	$3,566	$567	$2,999	$479,196
67	$3,566	$571	$2,995	$478,625
68	$3,566	$575	$2,991	$478,050
69	$3,566	$578	$2,988	$477,472
70	$3,566	$582	$2,984	$476,890
71	$3,566	$585	$2,981	$476,305
72	$3,566	$589	$2,977	$475,716
73	$3,566	$593	$2,973	$475,123
74	$3,566	$596	$2,970	$474,527
75	$3,566	$600	$2,966	$473,926
76	$3,566	$604	$2,962	$473,323
77	$3,566	$608	$2,958	$472,715
78	$3,566	$612	$2,954	$472,103
79	$3,566	$615	$2,951	$471,488
80	$3,566	$619	$2,947	$470,869
81	$3,566	$623	$2,943	$470,246
82	$3,566	$627	$2,939	$469,619
83	$3,566	$631	$2,935	$468,988
84	$3,566	$635	$2,931	$468,353
85	$3,566	$639	$2,927	$467,714
86	$3,566	$643	$2,923	$467,071
87	$3,566	$647	$2,919	$466,425
88	$3,566	$651	$2,915	$465,774
89	$3,566	$655	$2,911	$465,119
90	$3,566	$659	$2,907	$464,460
91	$3,566	$663	$2,903	$463,797
92	$3,566	$667	$2,899	$463,129
93	$3,566	$671	$2,895	$462,458
94	$3,566	$676	$2,890	$461,782
95	$3,566	$680	$2,886	$461,102
96	$3,566	$684	$2,882	$460,418
97	$3,566	$688	$2,878	$459,730
98	$3,566	$693	$2,873	$459,037
99	$3,566	$697	$2,869	$458,340
100	$3,566	$701	$2,865	$457,639
101	$3,566	$706	$2,860	$456,933
102	$3,566	$710	$2,856	$456,223
103	$3,566	$715	$2,851	$455,508
104	$3,566	$719	$2,847	$454,789
105	$3,566	$724	$2,842	$454,066
106	$3,566	$728	$2,838	$453,338
107	$3,566	$733	$2,833	$452,605
108	$3,566	$737	$2,829	$451,868
109	$3,566	$742	$2,824	$451,126
110	$3,566	$746	$2,820	$450,379
111	$3,566	$751	$2,815	$449,628
112	$3,566	$756	$2,810	$448,873
113	$3,566	$761	$2,805	$448,112
114	$3,566	$765	$2,801	$447,347
115	$3,566	$770	$2,796	$446,577
116	$3,566	$775	$2,791	$445,802
117	$3,566	$780	$2,786	$445,022
118	$3,566	$785	$2,781	$444,237
119	$3,566	$790	$2,776	$443,448
120	$3,566	$794	$2,772	$442,653
121	$3,566	$799	$2,767	$441,854
122	$3,566	$804	$2,762	$441,050
123	$3,566	$809	$2,757	$440,240
124	$3,566	$815	$2,752	$439,426
125	$3,566	$820	$2,746	$438,606
126	$3,566	$825	$2,741	$437,781
127	$3,566	$830	$2,736	$436,951
128	$3,566	$835	$2,731	$436,116
129	$3,566	$840	$2,726	$435,276
130	$3,566	$846	$2,720	$434,431
131	$3,566	$851	$2,715	$433,580
132	$3,566	$856	$2,710	$432,724
133	$3,566	$861	$2,705	$431,862
134	$3,566	$867	$2,699	$430,995
135	$3,566	$872	$2,694	$430,123
136	$3,566	$878	$2,688	$429,245
137	$3,566	$883	$2,683	$428,362
138	$3,566	$889	$2,677	$427,473
139	$3,566	$894	$2,672	$426,579
140	$3,566	$900	$2,666	$425,679
141	$3,566	$906	$2,660	$424,774
142	$3,566	$911	$2,655	$423,863
143	$3,566	$917	$2,649	$422,946
144	$3,566	$923	$2,643	$422,023
145	$3,566	$928	$2,638	$421,095
146	$3,566	$934	$2,632	$420,161
147	$3,566	$940	$2,626	$419,221
148	$3,566	$946	$2,620	$418,275
149	$3,566	$952	$2,614	$417,323
150	$3,566	$958	$2,608	$416,365
151	$3,566	$964	$2,602	$415,401
152	$3,566	$970	$2,596	$414,432
153	$3,566	$976	$2,590	$413,456
154	$3,566	$982	$2,584	$412,474
155	$3,566	$988	$2,578	$411,486
156	$3,566	$994	$2,572	$410,492
157	$3,566	$1,000	$2,566	$409,491
158	$3,566	$1,007	$2,559	$408,485
159	$3,566	$1,013	$2,553	$407,472
160	$3,566	$1,019	$2,547	$406,452
161	$3,566	$1,026	$2,540	$405,427
162	$3,566	$1,032	$2,534	$404,395
163	$3,566	$1,039	$2,527	$403,356
164	$3,566	$1,045	$2,521	$402,311
165	$3,566	$1,052	$2,514	$401,260
166	$3,566	$1,058	$2,508	$400,201
167	$3,566	$1,065	$2,501	$399,137
168	$3,566	$1,071	$2,495	$398,065
169	$3,566	$1,078	$2,488	$396,987
170	$3,566	$1,085	$2,481	$395,902
171	$3,566	$1,092	$2,474	$394,811
172	$3,566	$1,098	$2,468	$393,712
173	$3,566	$1,105	$2,461	$392,607
174	$3,566	$1,112	$2,454	$391,495
175	$3,566	$1,119	$2,447	$390,376
176	$3,566	$1,126	$2,440	$389,249
177	$3,566	$1,133	$2,433	$388,116
178	$3,566	$1,140	$2,426	$386,976
179	$3,566	$1,147	$2,419	$385,829
180	$3,566	$1,155	$2,411	$384,674
181	$3,566	$1,162	$2,404	$383,512
182	$3,566	$1,169	$2,397	$382,343
183	$3,566	$1,176	$2,390	$381,167
184	$3,566	$1,184	$2,382	$379,983
185	$3,566	$1,191	$2,375	$378,792
186	$3,566	$1,199	$2,367	$377,593
187	$3,566	$1,206	$2,360	$376,387
188	$3,566	$1,214	$2,352	$375,174
189	$3,566	$1,221	$2,345	$373,953
190	$3,566	$1,229	$2,337	$372,724
191	$3,566	$1,236	$2,330	$371,487
192	$3,566	$1,244	$2,322	$370,243
193	$3,566	$1,252	$2,314	$368,991
194	$3,566	$1,260	$2,306	$367,731
195	$3,566	$1,268	$2,298	$366,464
196	$3,566	$1,276	$2,290	$365,188
197	$3,566	$1,284	$2,282	$363,905
198	$3,566	$1,292	$2,274	$362,613
199	$3,566	$1,300	$2,266	$361,313
200	$3,566	$1,308	$2,258	$360,006
201	$3,566	$1,316	$2,250	$358,690
202	$3,566	$1,324	$2,242	$357,365
203	$3,566	$1,332	$2,234	$356,033
204	$3,566	$1,341	$2,225	$354,692
205	$3,566	$1,349	$2,217	$353,343
206	$3,566	$1,358	$2,208	$351,985
207	$3,566	$1,366	$2,200	$350,619
208	$3,566	$1,375	$2,191	$349,245
209	$3,566	$1,383	$2,183	$347,861
210	$3,566	$1,392	$2,174	$346,470
211	$3,566	$1,401	$2,165	$345,069
212	$3,566	$1,409	$2,157	$343,660
213	$3,566	$1,418	$2,148	$342,241
214	$3,566	$1,427	$2,139	$340,814
215	$3,566	$1,436	$2,130	$339,379
216	$3,566	$1,445	$2,121	$337,934
217	$3,566	$1,454	$2,112	$336,480
218	$3,566	$1,463	$2,103	$335,017
219	$3,566	$1,472	$2,094	$333,545
220	$3,566	$1,481	$2,085	$332,063
221	$3,566	$1,491	$2,075	$330,573
222	$3,566	$1,500	$2,066	$329,073
223	$3,566	$1,509	$2,057	$327,563
224	$3,566	$1,519	$2,047	$326,045
225	$3,566	$1,528	$2,038	$324,517
226	$3,566	$1,538	$2,028	$322,979
227	$3,566	$1,547	$2,019	$321,431
228	$3,566	$1,557	$2,009	$319,874
229	$3,566	$1,567	$1,999	$318,308
230	$3,566	$1,577	$1,989	$316,731
231	$3,566	$1,586	$1,980	$315,145
232	$3,566	$1,596	$1,970	$313,548
233	$3,566	$1,606	$1,960	$311,942
234	$3,566	$1,616	$1,950	$310,325
235	$3,566	$1,626	$1,940	$308,699
236	$3,566	$1,637	$1,929	$307,062
237	$3,566	$1,647	$1,919	$305,416
238	$3,566	$1,657	$1,909	$303,758
239	$3,566	$1,668	$1,898	$302,091
240	$3,566	$1,678	$1,888	$300,413
241	$3,566	$1,688	$1,878	$298,725
242	$3,566	$1,699	$1,867	$297,026
243	$3,566	$1,710	$1,856	$295,316
244	$3,566	$1,720	$1,846	$293,596
245	$3,566	$1,731	$1,835	$291,865
246	$3,566	$1,742	$1,824	$290,123
247	$3,566	$1,753	$1,813	$288,370
248	$3,566	$1,764	$1,802	$286,606
249	$3,566	$1,775	$1,791	$284,832
250	$3,566	$1,786	$1,780	$283,046
251	$3,566	$1,797	$1,769	$281,249
252	$3,566	$1,808	$1,758	$279,441
253	$3,566	$1,820	$1,747	$277,621
254	$3,566	$1,831	$1,735	$275,790
255	$3,566	$1,842	$1,724	$273,948
256	$3,566	$1,854	$1,712	$272,094
257	$3,566	$1,865	$1,701	$270,229
258	$3,566	$1,877	$1,689	$268,352
259	$3,566	$1,889	$1,677	$266,463
260	$3,566	$1,901	$1,665	$264,562
261	$3,566	$1,912	$1,654	$262,650
262	$3,566	$1,924	$1,642	$260,725
263	$3,566	$1,936	$1,630	$258,789
264	$3,566	$1,949	$1,617	$256,840
265	$3,566	$1,961	$1,605	$254,880
266	$3,566	$1,973	$1,593	$252,907
267	$3,566	$1,985	$1,581	$250,921
268	$3,566	$1,998	$1,568	$248,924
269	$3,566	$2,010	$1,556	$246,913
270	$3,566	$2,023	$1,543	$244,891
271	$3,566	$2,035	$1,531	$242,855
272	$3,566	$2,048	$1,518	$240,807
273	$3,566	$2,061	$1,505	$238,746
274	$3,566	$2,074	$1,492	$236,672
275	$3,566	$2,087	$1,479	$234,585
276	$3,566	$2,100	$1,466	$232,485
277	$3,566	$2,113	$1,453	$230,373
278	$3,566	$2,126	$1,440	$228,246
279	$3,566	$2,139	$1,427	$226,107
280	$3,566	$2,153	$1,413	$223,954
281	$3,566	$2,166	$1,400	$221,788
282	$3,566	$2,180	$1,386	$219,608
283	$3,566	$2,193	$1,373	$217,414
284	$3,566	$2,207	$1,359	$215,207
285	$3,566	$2,221	$1,345	$212,986
286	$3,566	$2,235	$1,331	$210,752
287	$3,566	$2,249	$1,317	$208,503
288	$3,566	$2,263	$1,303	$206,240
289	$3,566	$2,277	$1,289	$203,963
290	$3,566	$2,291	$1,275	$201,672
291	$3,566	$2,306	$1,260	$199,366
292	$3,566	$2,320	$1,246	$197,046
293	$3,566	$2,334	$1,232	$194,712
294	$3,566	$2,349	$1,217	$192,363
295	$3,566	$2,364	$1,202	$189,999
296	$3,566	$2,379	$1,187	$187,620
297	$3,566	$2,393	$1,173	$185,227
298	$3,566	$2,408	$1,158	$182,819
299	$3,566	$2,423	$1,143	$180,395
300	$3,566	$2,439	$1,127	$177,957
301	$3,566	$2,454	$1,112	$175,503
302	$3,566	$2,469	$1,097	$173,034
303	$3,566	$2,485	$1,081	$170,549
304	$3,566	$2,500	$1,066	$168,049
305	$3,566	$2,516	$1,050	$165,534
306	$3,566	$2,531	$1,035	$163,002
307	$3,566	$2,547	$1,019	$160,455
308	$3,566	$2,563	$1,003	$157,892
309	$3,566	$2,579	$987	$155,313
310	$3,566	$2,595	$971	$152,717
311	$3,566	$2,612	$954	$150,106
312	$3,566	$2,628	$938	$147,478
313	$3,566	$2,644	$922	$144,834
314	$3,566	$2,661	$905	$142,173
315	$3,566	$2,677	$889	$139,495
316	$3,566	$2,694	$872	$136,801
317	$3,566	$2,711	$855	$134,090
318	$3,566	$2,728	$838	$131,362
319	$3,566	$2,745	$821	$128,617
320	$3,566	$2,762	$804	$125,855
321	$3,566	$2,779	$787	$123,076
322	$3,566	$2,797	$769	$120,279
323	$3,566	$2,814	$752	$117,465
324	$3,566	$2,832	$734	$114,633
325	$3,566	$2,850	$716	$111,783
326	$3,566	$2,867	$699	$108,916
327	$3,566	$2,885	$681	$106,031
328	$3,566	$2,903	$663	$103,128
329	$3,566	$2,921	$645	$100,206
330	$3,566	$2,940	$626	$97,266
331	$3,566	$2,958	$608	$94,308
332	$3,566	$2,977	$589	$91,332
333	$3,566	$2,995	$571	$88,337
334	$3,566	$3,014	$552	$85,323
335	$3,566	$3,033	$533	$82,290
336	$3,566	$3,052	$514	$79,238
337	$3,566	$3,071	$495	$76,167
338	$3,566	$3,090	$476	$73,077
339	$3,566	$3,109	$457	$69,968
340	$3,566	$3,129	$437	$66,840
341	$3,566	$3,148	$418	$63,691
342	$3,566	$3,168	$398	$60,523
343	$3,566	$3,188	$378	$57,336
344	$3,566	$3,208	$358	$54,128
345	$3,566	$3,228	$338	$50,900
346	$3,566	$3,248	$318	$47,652
347	$3,566	$3,268	$298	$44,384
348	$3,566	$3,289	$277	$41,096
349	$3,566	$3,309	$257	$37,786
350	$3,566	$3,330	$236	$34,457
351	$3,566	$3,351	$215	$31,106
352	$3,566	$3,372	$194	$27,734
353	$3,566	$3,393	$173	$24,342
354	$3,566	$3,414	$152	$20,928
355	$3,566	$3,435	$131	$17,493
356	$3,566	$3,457	$109	$14,036
357	$3,566	$3,478	$88	$10,558
358	$3,566	$3,500	$66	$7,058
359	$3,566	$3,522	$44	$3,536
360	$3,566	$3,544	$22	$0

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Listing Provided By

Anthony Alfarone an agent of KELLER WILLIAMS CORNERSTONE RE. Lic #682204

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 05, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.