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518 Spruce St

Middletown, PA, 17057

For Sale $259,900 ($149.71 per Sq Ft)

$259,900 ($149.71 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
1,736 Sq Ft
4,792 Sq Ft

Description

Totally Renovated Rancher with three bedrooms, two full baths and a fully finished lower level that is exposed and walks out to rear wrap-around driveway. First floor with living room, two bedrooms and full bath with stunning tub/shower and ceramic tile surround. New Kitchen cabinets and granite counters, ceramic tile back splash, stainless steel farmers sink, dishwasher, microwave range hood and smooth top range. Luxury vinyl plank flooring throughout first floor that is easy to keep clean and will last a lifetime. Finished lower-level family room with eight foot plus finished ceiling height, third bedroom, second bath with ceramic tiled walk-in shower, perfect for an adult child or in-laws. Laundry closet, gas heating with central air, one car integral garage with auto opener, off street parking, architectural shingled roof and 200 AMP electrical service. Located in Middletown within walking distance to ball field and park and just minutes from Penn State Capital Campus, Amtrak commuter station and airport. Convenience at it’s best. Clean, move-in ready and affordable. Home qualifies for 100% USDA financing. Make your move now!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$259,900
Property Type	Single Family Homes
Usable Sqft	1,736
Number of Stories	0 stories
Parking Spots	1 spots
Year Built	1954
Last Sold	Unknown
Sold Price	Unknown

APN #	420230040000000
MLS #	PADA2043498
Property ID	320715607
Lot Sqft	4,792
Zoning	RESIDENTIAL
Days on Market	1
Original List Price	Unknown
Applicances	Built-In Microwave,Oven/Range - Electric,Dishwasher%
Date Updated	April 02, 2025
Date Created	April 01, 2025

Listing Provided By

Tim B. Clouser an agent of . Lic #AB051801L

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 02, 2025.

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$1,984
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Estimated payment	$1,984 /mo
Loan amount	$259,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,984
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $394,568 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,817	$193	$1,624	$259,707
2	$1,817	$194	$1,623	$259,514
3	$1,817	$195	$1,622	$259,319
4	$1,817	$196	$1,621	$259,122
5	$1,817	$197	$1,620	$258,925
6	$1,817	$199	$1,618	$258,726
7	$1,817	$200	$1,617	$258,526
8	$1,817	$201	$1,616	$258,325
9	$1,817	$202	$1,615	$258,122
10	$1,817	$204	$1,613	$257,919
11	$1,817	$205	$1,612	$257,714
12	$1,817	$206	$1,611	$257,507
13	$1,817	$208	$1,609	$257,300
14	$1,817	$209	$1,608	$257,091
15	$1,817	$210	$1,607	$256,881
16	$1,817	$212	$1,606	$256,669
17	$1,817	$213	$1,604	$256,456
18	$1,817	$214	$1,603	$256,242
19	$1,817	$215	$1,602	$256,027
20	$1,817	$217	$1,600	$255,810
21	$1,817	$218	$1,599	$255,592
22	$1,817	$220	$1,597	$255,372
23	$1,817	$221	$1,596	$255,151
24	$1,817	$222	$1,595	$254,929
25	$1,817	$224	$1,593	$254,705
26	$1,817	$225	$1,592	$254,480
27	$1,817	$227	$1,591	$254,254
28	$1,817	$228	$1,589	$254,026
29	$1,817	$229	$1,588	$253,796
30	$1,817	$231	$1,586	$253,566
31	$1,817	$232	$1,585	$253,333
32	$1,817	$234	$1,583	$253,100
33	$1,817	$235	$1,582	$252,865
34	$1,817	$237	$1,580	$252,628
35	$1,817	$238	$1,579	$252,390
36	$1,817	$240	$1,577	$252,150
37	$1,817	$241	$1,576	$251,909
38	$1,817	$243	$1,574	$251,667
39	$1,817	$244	$1,573	$251,423
40	$1,817	$246	$1,571	$251,177
41	$1,817	$247	$1,570	$250,930
42	$1,817	$249	$1,568	$250,681
43	$1,817	$250	$1,567	$250,431
44	$1,817	$252	$1,565	$250,179
45	$1,817	$253	$1,564	$249,926
46	$1,817	$255	$1,562	$249,671
47	$1,817	$257	$1,560	$249,414
48	$1,817	$258	$1,559	$249,156
49	$1,817	$260	$1,557	$248,896
50	$1,817	$261	$1,556	$248,635
51	$1,817	$263	$1,554	$248,372
52	$1,817	$265	$1,552	$248,107
53	$1,817	$266	$1,551	$247,841
54	$1,817	$268	$1,549	$247,573
55	$1,817	$270	$1,547	$247,303
56	$1,817	$271	$1,546	$247,032
57	$1,817	$273	$1,544	$246,759
58	$1,817	$275	$1,542	$246,484
59	$1,817	$276	$1,541	$246,208
60	$1,817	$278	$1,539	$245,929
61	$1,817	$280	$1,537	$245,650
62	$1,817	$282	$1,535	$245,368
63	$1,817	$283	$1,534	$245,084
64	$1,817	$285	$1,532	$244,799
65	$1,817	$287	$1,530	$244,512
66	$1,817	$289	$1,528	$244,223
67	$1,817	$291	$1,526	$243,933
68	$1,817	$292	$1,525	$243,640
69	$1,817	$294	$1,523	$243,346
70	$1,817	$296	$1,521	$243,050
71	$1,817	$298	$1,519	$242,752
72	$1,817	$300	$1,517	$242,452
73	$1,817	$302	$1,515	$242,151
74	$1,817	$304	$1,513	$241,847
75	$1,817	$305	$1,512	$241,542
76	$1,817	$307	$1,510	$241,234
77	$1,817	$309	$1,508	$240,925
78	$1,817	$311	$1,506	$240,614
79	$1,817	$313	$1,504	$240,301
80	$1,817	$315	$1,502	$239,985
81	$1,817	$317	$1,500	$239,668
82	$1,817	$319	$1,498	$239,349
83	$1,817	$321	$1,496	$239,028
84	$1,817	$323	$1,494	$238,705
85	$1,817	$325	$1,492	$238,380
86	$1,817	$327	$1,490	$238,053
87	$1,817	$329	$1,488	$237,724
88	$1,817	$331	$1,486	$237,392
89	$1,817	$333	$1,484	$237,059
90	$1,817	$335	$1,482	$236,724
91	$1,817	$337	$1,480	$236,386
92	$1,817	$340	$1,477	$236,047
93	$1,817	$342	$1,475	$235,705
94	$1,817	$344	$1,473	$235,361
95	$1,817	$346	$1,471	$235,015
96	$1,817	$348	$1,469	$234,667
97	$1,817	$350	$1,467	$234,317
98	$1,817	$353	$1,464	$233,964
99	$1,817	$355	$1,462	$233,609
100	$1,817	$357	$1,460	$233,253
101	$1,817	$359	$1,458	$232,893
102	$1,817	$361	$1,456	$232,532
103	$1,817	$364	$1,453	$232,168
104	$1,817	$366	$1,451	$231,802
105	$1,817	$368	$1,449	$231,434
106	$1,817	$371	$1,446	$231,064
107	$1,817	$373	$1,444	$230,691
108	$1,817	$375	$1,442	$230,316
109	$1,817	$378	$1,439	$229,938
110	$1,817	$380	$1,437	$229,558
111	$1,817	$382	$1,435	$229,176
112	$1,817	$385	$1,432	$228,791
113	$1,817	$387	$1,430	$228,404
114	$1,817	$389	$1,428	$228,015
115	$1,817	$392	$1,425	$227,623
116	$1,817	$394	$1,423	$227,228
117	$1,817	$397	$1,420	$226,832
118	$1,817	$399	$1,418	$226,432
119	$1,817	$402	$1,415	$226,030
120	$1,817	$404	$1,413	$225,626
121	$1,817	$407	$1,410	$225,219
122	$1,817	$409	$1,408	$224,810
123	$1,817	$412	$1,405	$224,398
124	$1,817	$415	$1,402	$223,983
125	$1,817	$417	$1,400	$223,566
126	$1,817	$420	$1,397	$223,147
127	$1,817	$422	$1,395	$222,724
128	$1,817	$425	$1,392	$222,299
129	$1,817	$428	$1,389	$221,872
130	$1,817	$430	$1,387	$221,441
131	$1,817	$433	$1,384	$221,008
132	$1,817	$436	$1,381	$220,573
133	$1,817	$438	$1,379	$220,134
134	$1,817	$441	$1,376	$219,693
135	$1,817	$444	$1,373	$219,249
136	$1,817	$447	$1,370	$218,803
137	$1,817	$449	$1,368	$218,353
138	$1,817	$452	$1,365	$217,901
139	$1,817	$455	$1,362	$217,446
140	$1,817	$458	$1,359	$216,988
141	$1,817	$461	$1,356	$216,527
142	$1,817	$464	$1,353	$216,063
143	$1,817	$467	$1,350	$215,597
144	$1,817	$470	$1,347	$215,127
145	$1,817	$472	$1,345	$214,655
146	$1,817	$475	$1,342	$214,179
147	$1,817	$478	$1,339	$213,701
148	$1,817	$481	$1,336	$213,219
149	$1,817	$484	$1,333	$212,735
150	$1,817	$487	$1,330	$212,248
151	$1,817	$490	$1,327	$211,757
152	$1,817	$494	$1,323	$211,264
153	$1,817	$497	$1,320	$210,767
154	$1,817	$500	$1,317	$210,267
155	$1,817	$503	$1,314	$209,765
156	$1,817	$506	$1,311	$209,259
157	$1,817	$509	$1,308	$208,749
158	$1,817	$512	$1,305	$208,237
159	$1,817	$516	$1,301	$207,722
160	$1,817	$519	$1,298	$207,203
161	$1,817	$522	$1,295	$206,681
162	$1,817	$525	$1,292	$206,156
163	$1,817	$529	$1,288	$205,627
164	$1,817	$532	$1,285	$205,095
165	$1,817	$535	$1,282	$204,560
166	$1,817	$539	$1,279	$204,022
167	$1,817	$542	$1,275	$203,480
168	$1,817	$545	$1,272	$202,935
169	$1,817	$549	$1,268	$202,386
170	$1,817	$552	$1,265	$201,834
171	$1,817	$556	$1,261	$201,278
172	$1,817	$559	$1,258	$200,719
173	$1,817	$563	$1,254	$200,157
174	$1,817	$566	$1,251	$199,591
175	$1,817	$570	$1,247	$199,021
176	$1,817	$573	$1,244	$198,448
177	$1,817	$577	$1,240	$197,871
178	$1,817	$580	$1,237	$197,291
179	$1,817	$584	$1,233	$196,707
180	$1,817	$588	$1,229	$196,119
181	$1,817	$591	$1,226	$195,528
182	$1,817	$595	$1,222	$194,933
183	$1,817	$599	$1,218	$194,335
184	$1,817	$602	$1,215	$193,732
185	$1,817	$606	$1,211	$193,126
186	$1,817	$610	$1,207	$192,516
187	$1,817	$614	$1,203	$191,902
188	$1,817	$618	$1,199	$191,285
189	$1,817	$621	$1,196	$190,663
190	$1,817	$625	$1,192	$190,038
191	$1,817	$629	$1,188	$189,409
192	$1,817	$633	$1,184	$188,775
193	$1,817	$637	$1,180	$188,138
194	$1,817	$641	$1,176	$187,497
195	$1,817	$645	$1,172	$186,852
196	$1,817	$649	$1,168	$186,203
197	$1,817	$653	$1,164	$185,550
198	$1,817	$657	$1,160	$184,892
199	$1,817	$661	$1,156	$184,231
200	$1,817	$666	$1,151	$183,565
201	$1,817	$670	$1,147	$182,896
202	$1,817	$674	$1,143	$182,222
203	$1,817	$678	$1,139	$181,544
204	$1,817	$682	$1,135	$180,861
205	$1,817	$687	$1,130	$180,175
206	$1,817	$691	$1,126	$179,484
207	$1,817	$695	$1,122	$178,788
208	$1,817	$700	$1,117	$178,089
209	$1,817	$704	$1,113	$177,385
210	$1,817	$708	$1,109	$176,677
211	$1,817	$713	$1,104	$175,964
212	$1,817	$717	$1,100	$175,247
213	$1,817	$722	$1,095	$174,525
214	$1,817	$726	$1,091	$173,799
215	$1,817	$731	$1,086	$173,068
216	$1,817	$735	$1,082	$172,333
217	$1,817	$740	$1,077	$171,593
218	$1,817	$745	$1,072	$170,848
219	$1,817	$749	$1,068	$170,099
220	$1,817	$754	$1,063	$169,345
221	$1,817	$759	$1,058	$168,586
222	$1,817	$763	$1,054	$167,823
223	$1,817	$768	$1,049	$167,055
224	$1,817	$773	$1,044	$166,282
225	$1,817	$778	$1,039	$165,504
226	$1,817	$783	$1,034	$164,722
227	$1,817	$787	$1,030	$163,934
228	$1,817	$792	$1,025	$163,142
229	$1,817	$797	$1,020	$162,344
230	$1,817	$802	$1,015	$161,542
231	$1,817	$807	$1,010	$160,735
232	$1,817	$812	$1,005	$159,922
233	$1,817	$817	$1,000	$159,105
234	$1,817	$823	$994	$158,282
235	$1,817	$828	$989	$157,455
236	$1,817	$833	$984	$156,622
237	$1,817	$838	$979	$155,784
238	$1,817	$843	$974	$154,940
239	$1,817	$849	$968	$154,092
240	$1,817	$854	$963	$153,238
241	$1,817	$859	$958	$152,378
242	$1,817	$865	$952	$151,514
243	$1,817	$870	$947	$150,644
244	$1,817	$875	$942	$149,768
245	$1,817	$881	$936	$148,887
246	$1,817	$886	$931	$148,001
247	$1,817	$892	$925	$147,109
248	$1,817	$898	$919	$146,211
249	$1,817	$903	$914	$145,308
250	$1,817	$909	$908	$144,399
251	$1,817	$915	$903	$143,485
252	$1,817	$920	$897	$142,565
253	$1,817	$926	$891	$141,639
254	$1,817	$932	$885	$140,707
255	$1,817	$938	$879	$139,769
256	$1,817	$943	$874	$138,826
257	$1,817	$949	$868	$137,876
258	$1,817	$955	$862	$136,921
259	$1,817	$961	$856	$135,960
260	$1,817	$967	$850	$134,993
261	$1,817	$973	$844	$134,019
262	$1,817	$979	$838	$133,040
263	$1,817	$986	$832	$132,054
264	$1,817	$992	$825	$131,063
265	$1,817	$998	$819	$130,065
266	$1,817	$1,004	$813	$129,061
267	$1,817	$1,010	$807	$128,050
268	$1,817	$1,017	$800	$127,034
269	$1,817	$1,023	$794	$126,011
270	$1,817	$1,029	$788	$124,981
271	$1,817	$1,036	$781	$123,945
272	$1,817	$1,042	$775	$122,903
273	$1,817	$1,049	$768	$121,854
274	$1,817	$1,055	$762	$120,799
275	$1,817	$1,062	$755	$119,737
276	$1,817	$1,069	$748	$118,668
277	$1,817	$1,075	$742	$117,593
278	$1,817	$1,082	$735	$116,511
279	$1,817	$1,089	$728	$115,422
280	$1,817	$1,096	$721	$114,326
281	$1,817	$1,102	$715	$113,224
282	$1,817	$1,109	$708	$112,115
283	$1,817	$1,116	$701	$110,998
284	$1,817	$1,123	$694	$109,875
285	$1,817	$1,130	$687	$108,745
286	$1,817	$1,137	$680	$107,607
287	$1,817	$1,144	$673	$106,463
288	$1,817	$1,152	$665	$105,311
289	$1,817	$1,159	$658	$104,153
290	$1,817	$1,166	$651	$102,987
291	$1,817	$1,173	$644	$101,813
292	$1,817	$1,181	$636	$100,633
293	$1,817	$1,188	$629	$99,444
294	$1,817	$1,195	$622	$98,249
295	$1,817	$1,203	$614	$97,046
296	$1,817	$1,210	$607	$95,836
297	$1,817	$1,218	$599	$94,618
298	$1,817	$1,226	$591	$93,392
299	$1,817	$1,233	$584	$92,159
300	$1,817	$1,241	$576	$90,918
301	$1,817	$1,249	$568	$89,669
302	$1,817	$1,257	$560	$88,412
303	$1,817	$1,264	$553	$87,148
304	$1,817	$1,272	$545	$85,876
305	$1,817	$1,280	$537	$84,595
306	$1,817	$1,288	$529	$83,307
307	$1,817	$1,296	$521	$82,011
308	$1,817	$1,304	$513	$80,706
309	$1,817	$1,313	$504	$79,394
310	$1,817	$1,321	$496	$78,073
311	$1,817	$1,329	$488	$76,744
312	$1,817	$1,337	$480	$75,406
313	$1,817	$1,346	$471	$74,061
314	$1,817	$1,354	$463	$72,707
315	$1,817	$1,363	$454	$71,344
316	$1,817	$1,371	$446	$69,973
317	$1,817	$1,380	$437	$68,593
318	$1,817	$1,388	$429	$67,205
319	$1,817	$1,397	$420	$65,808
320	$1,817	$1,406	$411	$64,402
321	$1,817	$1,414	$403	$62,988
322	$1,817	$1,423	$394	$61,565
323	$1,817	$1,432	$385	$60,132
324	$1,817	$1,441	$376	$58,691
325	$1,817	$1,450	$367	$57,241
326	$1,817	$1,459	$358	$55,782
327	$1,817	$1,468	$349	$54,313
328	$1,817	$1,478	$339	$52,836
329	$1,817	$1,487	$330	$51,349
330	$1,817	$1,496	$321	$49,853
331	$1,817	$1,505	$312	$48,348
332	$1,817	$1,515	$302	$46,833
333	$1,817	$1,524	$293	$45,308
334	$1,817	$1,534	$283	$43,775
335	$1,817	$1,543	$274	$42,231
336	$1,817	$1,553	$264	$40,678
337	$1,817	$1,563	$254	$39,115
338	$1,817	$1,573	$244	$37,543
339	$1,817	$1,582	$235	$35,960
340	$1,817	$1,592	$225	$34,368
341	$1,817	$1,602	$215	$32,766
342	$1,817	$1,612	$205	$31,154
343	$1,817	$1,622	$195	$29,532
344	$1,817	$1,632	$185	$27,899
345	$1,817	$1,643	$174	$26,256
346	$1,817	$1,653	$164	$24,604
347	$1,817	$1,663	$154	$22,940
348	$1,817	$1,674	$143	$21,267
349	$1,817	$1,684	$133	$19,583
350	$1,817	$1,695	$122	$17,888
351	$1,817	$1,705	$112	$16,183
352	$1,817	$1,716	$101	$14,467
353	$1,817	$1,727	$90	$12,740
354	$1,817	$1,737	$80	$11,003
355	$1,817	$1,748	$69	$9,255
356	$1,817	$1,759	$58	$7,496
357	$1,817	$1,770	$47	$5,725
358	$1,817	$1,781	$36	$3,944
359	$1,817	$1,792	$25	$2,152
360	$1,817	$1,804	$13	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.