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3408 Spruce St

Riverside, CA, 92501

For Sale $499,999 ($568.83 per Sq Ft)

$499,999 ($568.83 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
879 Sq Ft
5,663 Sq Ft

Description

Here is an opportunity that does not arise very often. Here is your chance to own 2 properties completely remodeled side by side to one another if you want to! Or you buy one and your family or friends buy the other one. And if that doesn't light your fire it is still a gorgeous home that has been gone through extensively. New kitchen and flooring and paint inside and out. Upgraded electrical and plumbing you and your family will be very pleased with this home. Or if you want to add to your investment portfolio this is home for you. Contact me for a showing today! These deals do not last long! Very deep lot with plenty of ADU opportunity as well to develop into more. With R-2 zoning opportunities are endless! So big families and friends and investors come one come all.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$499,999
Property Type	Single Family Homes
Usable Sqft	879
Number of Stories	1 stories
Parking Spots	0 spots
Year Built	1920
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$0
Association Name:	Unknown
Association Amenities:	Unknown

APN #	209122004
MLS #	IV25022523
Property ID	320626660
Lot Sqft	5,663
Zoning	R2
Total Units	1
Days on Market	60
Original List Price	$520,000
Date Updated	March 26, 2025
Date Created	January 30, 2025

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Your payment
$3,663
per month

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Principle & Interest

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Estimated payment	$3,663 /mo
Loan amount	$499,999
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,663
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $758,649 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,496	$371	$3,125	$499,628
2	$3,496	$373	$3,123	$499,255
3	$3,496	$376	$3,120	$498,879
4	$3,496	$378	$3,118	$498,501
5	$3,496	$380	$3,116	$498,121
6	$3,496	$383	$3,113	$497,738
7	$3,496	$385	$3,111	$497,353
8	$3,496	$388	$3,108	$496,965
9	$3,496	$390	$3,106	$496,575
10	$3,496	$392	$3,104	$496,183
11	$3,496	$395	$3,101	$495,788
12	$3,496	$397	$3,099	$495,391
13	$3,496	$400	$3,096	$494,991
14	$3,496	$402	$3,094	$494,589
15	$3,496	$405	$3,091	$494,184
16	$3,496	$407	$3,089	$493,776
17	$3,496	$410	$3,086	$493,366
18	$3,496	$412	$3,084	$492,954
19	$3,496	$415	$3,081	$492,539
20	$3,496	$418	$3,078	$492,121
21	$3,496	$420	$3,076	$491,701
22	$3,496	$423	$3,073	$491,278
23	$3,496	$426	$3,070	$490,853
24	$3,496	$428	$3,068	$490,425
25	$3,496	$431	$3,065	$489,994
26	$3,496	$434	$3,062	$489,560
27	$3,496	$436	$3,060	$489,124
28	$3,496	$439	$3,057	$488,685
29	$3,496	$442	$3,054	$488,243
30	$3,496	$444	$3,052	$487,799
31	$3,496	$447	$3,049	$487,351
32	$3,496	$450	$3,046	$486,901
33	$3,496	$453	$3,043	$486,449
34	$3,496	$456	$3,040	$485,993
35	$3,496	$459	$3,037	$485,534
36	$3,496	$461	$3,035	$485,073
37	$3,496	$464	$3,032	$484,609
38	$3,496	$467	$3,029	$484,141
39	$3,496	$470	$3,026	$483,671
40	$3,496	$473	$3,023	$483,198
41	$3,496	$476	$3,020	$482,722
42	$3,496	$479	$3,017	$482,243
43	$3,496	$482	$3,014	$481,761
44	$3,496	$485	$3,011	$481,276
45	$3,496	$488	$3,008	$480,788
46	$3,496	$491	$3,005	$480,297
47	$3,496	$494	$3,002	$479,803
48	$3,496	$497	$2,999	$479,306
49	$3,496	$500	$2,996	$478,805
50	$3,496	$503	$2,993	$478,302
51	$3,496	$507	$2,989	$477,795
52	$3,496	$510	$2,986	$477,286
53	$3,496	$513	$2,983	$476,773
54	$3,496	$516	$2,980	$476,256
55	$3,496	$519	$2,977	$475,737
56	$3,496	$523	$2,973	$475,214
57	$3,496	$526	$2,970	$474,688
58	$3,496	$529	$2,967	$474,159
59	$3,496	$533	$2,964	$473,627
60	$3,496	$536	$2,960	$473,091
61	$3,496	$539	$2,957	$472,552
62	$3,496	$543	$2,953	$472,009
63	$3,496	$546	$2,950	$471,463
64	$3,496	$549	$2,947	$470,914
65	$3,496	$553	$2,943	$470,361
66	$3,496	$556	$2,940	$469,805
67	$3,496	$560	$2,936	$469,245
68	$3,496	$563	$2,933	$468,682
69	$3,496	$567	$2,929	$468,115
70	$3,496	$570	$2,926	$467,545
71	$3,496	$574	$2,922	$466,971
72	$3,496	$577	$2,919	$466,394
73	$3,496	$581	$2,915	$465,813
74	$3,496	$585	$2,911	$465,228
75	$3,496	$588	$2,908	$464,640
76	$3,496	$592	$2,904	$464,048
77	$3,496	$596	$2,900	$463,452
78	$3,496	$599	$2,897	$462,853
79	$3,496	$603	$2,893	$462,249
80	$3,496	$607	$2,889	$461,642
81	$3,496	$611	$2,885	$461,032
82	$3,496	$615	$2,881	$460,417
83	$3,496	$618	$2,878	$459,799
84	$3,496	$622	$2,874	$459,176
85	$3,496	$626	$2,870	$458,550
86	$3,496	$630	$2,866	$457,920
87	$3,496	$634	$2,862	$457,286
88	$3,496	$638	$2,858	$456,648
89	$3,496	$642	$2,854	$456,006
90	$3,496	$646	$2,850	$455,360
91	$3,496	$650	$2,846	$454,710
92	$3,496	$654	$2,842	$454,056
93	$3,496	$658	$2,838	$453,398
94	$3,496	$662	$2,834	$452,736
95	$3,496	$666	$2,830	$452,070
96	$3,496	$671	$2,825	$451,399
97	$3,496	$675	$2,821	$450,724
98	$3,496	$679	$2,817	$450,045
99	$3,496	$683	$2,813	$449,362
100	$3,496	$687	$2,809	$448,674
101	$3,496	$692	$2,804	$447,983
102	$3,496	$696	$2,800	$447,287
103	$3,496	$700	$2,796	$446,586
104	$3,496	$705	$2,791	$445,881
105	$3,496	$709	$2,787	$445,172
106	$3,496	$714	$2,782	$444,458
107	$3,496	$718	$2,778	$443,740
108	$3,496	$723	$2,773	$443,018
109	$3,496	$727	$2,769	$442,290
110	$3,496	$732	$2,764	$441,559
111	$3,496	$736	$2,760	$440,823
112	$3,496	$741	$2,755	$440,082
113	$3,496	$745	$2,751	$439,336
114	$3,496	$750	$2,746	$438,586
115	$3,496	$755	$2,741	$437,831
116	$3,496	$760	$2,736	$437,072
117	$3,496	$764	$2,732	$436,307
118	$3,496	$769	$2,727	$435,538
119	$3,496	$774	$2,722	$434,764
120	$3,496	$779	$2,717	$433,986
121	$3,496	$784	$2,712	$433,202
122	$3,496	$788	$2,708	$432,414
123	$3,496	$793	$2,703	$431,620
124	$3,496	$798	$2,698	$430,822
125	$3,496	$803	$2,693	$430,018
126	$3,496	$808	$2,688	$429,210
127	$3,496	$813	$2,683	$428,397
128	$3,496	$819	$2,677	$427,578
129	$3,496	$824	$2,672	$426,754
130	$3,496	$829	$2,667	$425,926
131	$3,496	$834	$2,662	$425,092
132	$3,496	$839	$2,657	$424,253
133	$3,496	$844	$2,652	$423,408
134	$3,496	$850	$2,646	$422,558
135	$3,496	$855	$2,641	$421,703
136	$3,496	$860	$2,636	$420,843
137	$3,496	$866	$2,630	$419,977
138	$3,496	$871	$2,625	$419,106
139	$3,496	$877	$2,619	$418,230
140	$3,496	$882	$2,614	$417,348
141	$3,496	$888	$2,608	$416,460
142	$3,496	$893	$2,603	$415,567
143	$3,496	$899	$2,597	$414,668
144	$3,496	$904	$2,592	$413,764
145	$3,496	$910	$2,586	$412,854
146	$3,496	$916	$2,580	$411,938
147	$3,496	$921	$2,575	$411,017
148	$3,496	$927	$2,569	$410,090
149	$3,496	$933	$2,563	$409,157
150	$3,496	$939	$2,557	$408,218
151	$3,496	$945	$2,551	$407,273
152	$3,496	$951	$2,545	$406,323
153	$3,496	$956	$2,540	$405,366
154	$3,496	$962	$2,534	$404,404
155	$3,496	$968	$2,528	$403,435
156	$3,496	$975	$2,521	$402,461
157	$3,496	$981	$2,515	$401,480
158	$3,496	$987	$2,509	$400,493
159	$3,496	$993	$2,503	$399,500
160	$3,496	$999	$2,497	$398,501
161	$3,496	$1,005	$2,491	$397,496
162	$3,496	$1,012	$2,484	$396,484
163	$3,496	$1,018	$2,478	$395,466
164	$3,496	$1,024	$2,472	$394,442
165	$3,496	$1,031	$2,465	$393,411
166	$3,496	$1,037	$2,459	$392,374
167	$3,496	$1,044	$2,452	$391,330
168	$3,496	$1,050	$2,446	$390,280
169	$3,496	$1,057	$2,439	$389,224
170	$3,496	$1,063	$2,433	$388,160
171	$3,496	$1,070	$2,426	$387,090
172	$3,496	$1,077	$2,419	$386,013
173	$3,496	$1,083	$2,413	$384,930
174	$3,496	$1,090	$2,406	$383,840
175	$3,496	$1,097	$2,399	$382,743
176	$3,496	$1,104	$2,392	$381,639
177	$3,496	$1,111	$2,385	$380,528
178	$3,496	$1,118	$2,378	$379,411
179	$3,496	$1,125	$2,371	$378,286
180	$3,496	$1,132	$2,364	$377,154
181	$3,496	$1,139	$2,357	$376,015
182	$3,496	$1,146	$2,350	$374,869
183	$3,496	$1,153	$2,343	$373,716
184	$3,496	$1,160	$2,336	$372,556
185	$3,496	$1,168	$2,328	$371,389
186	$3,496	$1,175	$2,321	$370,214
187	$3,496	$1,182	$2,314	$369,032
188	$3,496	$1,190	$2,306	$367,842
189	$3,496	$1,197	$2,299	$366,645
190	$3,496	$1,204	$2,292	$365,441
191	$3,496	$1,212	$2,284	$364,229
192	$3,496	$1,220	$2,276	$363,009
193	$3,496	$1,227	$2,269	$361,782
194	$3,496	$1,235	$2,261	$360,547
195	$3,496	$1,243	$2,253	$359,304
196	$3,496	$1,250	$2,246	$358,054
197	$3,496	$1,258	$2,238	$356,796
198	$3,496	$1,266	$2,230	$355,530
199	$3,496	$1,274	$2,222	$354,256
200	$3,496	$1,282	$2,214	$352,974
201	$3,496	$1,290	$2,206	$351,684
202	$3,496	$1,298	$2,198	$350,386
203	$3,496	$1,306	$2,190	$349,080
204	$3,496	$1,314	$2,182	$347,766
205	$3,496	$1,322	$2,174	$346,443
206	$3,496	$1,331	$2,165	$345,113
207	$3,496	$1,339	$2,157	$343,774
208	$3,496	$1,347	$2,149	$342,426
209	$3,496	$1,356	$2,140	$341,070
210	$3,496	$1,364	$2,132	$339,706
211	$3,496	$1,373	$2,123	$338,333
212	$3,496	$1,381	$2,115	$336,952
213	$3,496	$1,390	$2,106	$335,562
214	$3,496	$1,399	$2,097	$334,163
215	$3,496	$1,407	$2,089	$332,755
216	$3,496	$1,416	$2,080	$331,339
217	$3,496	$1,425	$2,071	$329,914
218	$3,496	$1,434	$2,062	$328,480
219	$3,496	$1,443	$2,053	$327,037
220	$3,496	$1,452	$2,044	$325,585
221	$3,496	$1,461	$2,035	$324,124
222	$3,496	$1,470	$2,026	$322,654
223	$3,496	$1,479	$2,017	$321,174
224	$3,496	$1,489	$2,007	$319,686
225	$3,496	$1,498	$1,998	$318,188
226	$3,496	$1,507	$1,989	$316,680
227	$3,496	$1,517	$1,979	$315,164
228	$3,496	$1,526	$1,970	$313,637
229	$3,496	$1,536	$1,960	$312,102
230	$3,496	$1,545	$1,951	$310,556
231	$3,496	$1,555	$1,941	$309,001
232	$3,496	$1,565	$1,931	$307,436
233	$3,496	$1,575	$1,921	$305,862
234	$3,496	$1,584	$1,912	$304,278
235	$3,496	$1,594	$1,902	$302,683
236	$3,496	$1,604	$1,892	$301,079
237	$3,496	$1,614	$1,882	$299,465
238	$3,496	$1,624	$1,872	$297,840
239	$3,496	$1,635	$1,862	$296,206
240	$3,496	$1,645	$1,851	$294,561
241	$3,496	$1,655	$1,841	$292,906
242	$3,496	$1,665	$1,831	$291,241
243	$3,496	$1,676	$1,820	$289,565
244	$3,496	$1,686	$1,810	$287,879
245	$3,496	$1,697	$1,799	$286,182
246	$3,496	$1,707	$1,789	$284,475
247	$3,496	$1,718	$1,778	$282,757
248	$3,496	$1,729	$1,767	$281,028
249	$3,496	$1,740	$1,756	$279,288
250	$3,496	$1,750	$1,746	$277,538
251	$3,496	$1,761	$1,735	$275,777
252	$3,496	$1,772	$1,724	$274,004
253	$3,496	$1,783	$1,713	$272,221
254	$3,496	$1,795	$1,701	$270,426
255	$3,496	$1,806	$1,690	$268,620
256	$3,496	$1,817	$1,679	$266,803
257	$3,496	$1,828	$1,668	$264,975
258	$3,496	$1,840	$1,656	$263,135
259	$3,496	$1,851	$1,645	$261,283
260	$3,496	$1,863	$1,633	$259,420
261	$3,496	$1,875	$1,621	$257,546
262	$3,496	$1,886	$1,610	$255,659
263	$3,496	$1,898	$1,598	$253,761
264	$3,496	$1,910	$1,586	$251,851
265	$3,496	$1,922	$1,574	$249,929
266	$3,496	$1,934	$1,562	$247,995
267	$3,496	$1,946	$1,550	$246,049
268	$3,496	$1,958	$1,538	$244,091
269	$3,496	$1,970	$1,526	$242,121
270	$3,496	$1,983	$1,513	$240,138
271	$3,496	$1,995	$1,501	$238,143
272	$3,496	$2,008	$1,488	$236,135
273	$3,496	$2,020	$1,476	$234,115
274	$3,496	$2,033	$1,463	$232,082
275	$3,496	$2,045	$1,451	$230,037
276	$3,496	$2,058	$1,438	$227,979
277	$3,496	$2,071	$1,425	$225,908
278	$3,496	$2,084	$1,412	$223,823
279	$3,496	$2,097	$1,399	$221,726
280	$3,496	$2,110	$1,386	$219,616
281	$3,496	$2,123	$1,373	$217,493
282	$3,496	$2,137	$1,359	$215,356
283	$3,496	$2,150	$1,346	$213,206
284	$3,496	$2,163	$1,333	$211,043
285	$3,496	$2,177	$1,319	$208,866
286	$3,496	$2,191	$1,305	$206,675
287	$3,496	$2,204	$1,292	$204,471
288	$3,496	$2,218	$1,278	$202,253
289	$3,496	$2,232	$1,264	$200,021
290	$3,496	$2,246	$1,250	$197,775
291	$3,496	$2,260	$1,236	$195,515
292	$3,496	$2,274	$1,222	$193,241
293	$3,496	$2,288	$1,208	$190,953
294	$3,496	$2,303	$1,193	$188,650
295	$3,496	$2,317	$1,179	$186,333
296	$3,496	$2,331	$1,165	$184,002
297	$3,496	$2,346	$1,150	$181,656
298	$3,496	$2,361	$1,135	$179,295
299	$3,496	$2,375	$1,121	$176,920
300	$3,496	$2,390	$1,106	$174,529
301	$3,496	$2,405	$1,091	$172,124
302	$3,496	$2,420	$1,076	$169,704
303	$3,496	$2,435	$1,061	$167,269
304	$3,496	$2,451	$1,045	$164,818
305	$3,496	$2,466	$1,030	$162,352
306	$3,496	$2,481	$1,015	$159,871
307	$3,496	$2,497	$999	$157,374
308	$3,496	$2,512	$984	$154,862
309	$3,496	$2,528	$968	$152,334
310	$3,496	$2,544	$952	$149,790
311	$3,496	$2,560	$936	$147,230
312	$3,496	$2,576	$920	$144,654
313	$3,496	$2,592	$904	$142,062
314	$3,496	$2,608	$888	$139,454
315	$3,496	$2,624	$872	$136,830
316	$3,496	$2,641	$855	$134,189
317	$3,496	$2,657	$839	$131,532
318	$3,496	$2,674	$822	$128,858
319	$3,496	$2,691	$805	$126,167
320	$3,496	$2,707	$789	$123,460
321	$3,496	$2,724	$772	$120,735
322	$3,496	$2,741	$755	$117,994
323	$3,496	$2,759	$737	$115,235
324	$3,496	$2,776	$720	$112,459
325	$3,496	$2,793	$703	$109,666
326	$3,496	$2,811	$685	$106,856
327	$3,496	$2,828	$668	$104,028
328	$3,496	$2,846	$650	$101,182
329	$3,496	$2,864	$632	$98,318
330	$3,496	$2,882	$614	$95,437
331	$3,496	$2,900	$596	$92,537
332	$3,496	$2,918	$578	$89,619
333	$3,496	$2,936	$560	$86,684
334	$3,496	$2,954	$542	$83,729
335	$3,496	$2,973	$523	$80,757
336	$3,496	$2,991	$505	$77,765
337	$3,496	$3,010	$486	$74,755
338	$3,496	$3,029	$467	$71,727
339	$3,496	$3,048	$448	$68,679
340	$3,496	$3,067	$429	$65,612
341	$3,496	$3,086	$410	$62,526
342	$3,496	$3,105	$391	$59,421
343	$3,496	$3,125	$371	$56,296
344	$3,496	$3,144	$352	$53,152
345	$3,496	$3,164	$332	$49,988
346	$3,496	$3,184	$312	$46,805
347	$3,496	$3,203	$293	$43,601
348	$3,496	$3,223	$273	$40,378
349	$3,496	$3,244	$252	$37,134
350	$3,496	$3,264	$232	$33,870
351	$3,496	$3,284	$212	$30,586
352	$3,496	$3,305	$191	$27,281
353	$3,496	$3,325	$171	$23,956
354	$3,496	$3,346	$150	$20,609
355	$3,496	$3,367	$129	$17,242
356	$3,496	$3,388	$108	$13,854
357	$3,496	$3,409	$87	$10,445
358	$3,496	$3,431	$65	$7,014
359	$3,496	$3,452	$44	$3,562
360	$3,496	$3,474	$22	$0

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