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27975 Loretha Ln

Laguna Niguel, CA, 92677

For Sale $2,690,000 ($819.12 per Sq Ft)

$2,690,000 ($819.12 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
4 Bathrooms
3,284 Sq Ft
4,582 Sq Ft

Description

***Price improvement***

Introducing 27975 Loretha Ln, a serene and elegant sanctuary nestled within the exclusive guard-gated community of San Joaquin Hills. This stunning property has been meticulously renovated to offer approximately 3,284 square feet of open-concept living, perfectly blending luxury and functionality.

As you enter this designer residence, you're greeted by soaring ceilings and a breathtaking crystal chandelier, setting the tone for a refined and sophisticated living experience. The thoughtfully designed layout is ideal for effortless entertaining, with formal living and dining areas seamlessly flowing into everyday living spaces. An elegant office on the first floor can be easily converted to a fifth bedroom if desired by adding a closet.

The four-bedroom, four-full-bathroom home boasts TWO master suites, each a serene escape with luxurious details and designer elements such as quartz countertops. The open floor plan is highlighted by new flooring and upgraded bathroom vanities throughout, while the chef's kitchen features high-end Frigidaire appliances.The secondary master suite is a tranquil retreat for visitors, complete with a full bath and generous closet space. The primary master suite is a true haven, featuring a private balcony with breathtaking views of the surrounding mountains, an oversized primary bath with makeup vanity, and his and hers walk-in closets.

With its perfect blend of luxury, functionality, and attention to detail, this home is truly a rare find in the 92677 zip code. Don't miss the opportunity to make this incredible property your dream home. Schedule a viewing today and experience the epitome of elegance and tranquility. Seller is motivated. Bring all offers.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$2,690,000
Property Type	Single Family Homes
Usable Sqft	3,284
Number of Stories	2 stories
Parking Spots	3 spots
Year Built	1998
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$270
Association Name:	San Joaquin Hills
Association Amenities:	Controlled Access,Barbecue,Playground,Pool,Guard,Spa/Hot Tub,Security

APN #	63651260
MLS #	OC24212017
Property ID	320402608
Lot Sqft	4,582
Zoning	Unknown
Total Units	1
Days on Market	163
Original List Price	$2,790,000
Applicances	6 Burner Stove,Built-In Range,Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,Self Cleaning Oven%
Date Updated	December 13, 2024
Date Created	October 14, 2024

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Your payment
$18,976
per month

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Estimated payment	$18,976 /mo
Loan amount	$2,690,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$18,976
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $4,081,066 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$18,809	$1,997	$16,813	$2,688,004
2	$18,809	$2,009	$16,800	$2,685,995
3	$18,809	$2,022	$16,787	$2,683,973
4	$18,809	$2,034	$16,775	$2,681,939
5	$18,809	$2,047	$16,762	$2,679,892
6	$18,809	$2,060	$16,749	$2,677,832
7	$18,809	$2,073	$16,736	$2,675,760
8	$18,809	$2,086	$16,724	$2,673,674
9	$18,809	$2,099	$16,710	$2,671,576
10	$18,809	$2,112	$16,697	$2,669,464
11	$18,809	$2,125	$16,684	$2,667,339
12	$18,809	$2,138	$16,671	$2,665,201
13	$18,809	$2,151	$16,658	$2,663,050
14	$18,809	$2,165	$16,644	$2,660,885
15	$18,809	$2,178	$16,631	$2,658,706
16	$18,809	$2,192	$16,617	$2,656,514
17	$18,809	$2,206	$16,603	$2,654,308
18	$18,809	$2,220	$16,589	$2,652,089
19	$18,809	$2,233	$16,576	$2,649,855
20	$18,809	$2,247	$16,562	$2,647,608
21	$18,809	$2,261	$16,548	$2,645,346
22	$18,809	$2,276	$16,533	$2,643,071
23	$18,809	$2,290	$16,519	$2,640,781
24	$18,809	$2,304	$16,505	$2,638,477
25	$18,809	$2,319	$16,490	$2,636,158
26	$18,809	$2,333	$16,476	$2,633,825
27	$18,809	$2,348	$16,461	$2,631,478
28	$18,809	$2,362	$16,447	$2,629,115
29	$18,809	$2,377	$16,432	$2,626,738
30	$18,809	$2,392	$16,417	$2,624,347
31	$18,809	$2,407	$16,402	$2,621,940
32	$18,809	$2,422	$16,387	$2,619,518
33	$18,809	$2,437	$16,372	$2,617,081
34	$18,809	$2,452	$16,357	$2,614,629
35	$18,809	$2,468	$16,341	$2,612,161
36	$18,809	$2,483	$16,326	$2,609,678
37	$18,809	$2,499	$16,310	$2,607,180
38	$18,809	$2,514	$16,295	$2,604,665
39	$18,809	$2,530	$16,279	$2,602,136
40	$18,809	$2,546	$16,263	$2,599,590
41	$18,809	$2,562	$16,247	$2,597,028
42	$18,809	$2,578	$16,231	$2,594,451
43	$18,809	$2,594	$16,215	$2,591,857
44	$18,809	$2,610	$16,199	$2,589,247
45	$18,809	$2,626	$16,183	$2,586,621
46	$18,809	$2,643	$16,166	$2,583,978
47	$18,809	$2,659	$16,150	$2,581,319
48	$18,809	$2,676	$16,133	$2,578,644
49	$18,809	$2,692	$16,117	$2,575,951
50	$18,809	$2,709	$16,100	$2,573,242
51	$18,809	$2,726	$16,083	$2,570,516
52	$18,809	$2,743	$16,066	$2,567,772
53	$18,809	$2,760	$16,049	$2,565,012
54	$18,809	$2,778	$16,031	$2,562,234
55	$18,809	$2,795	$16,014	$2,559,439
56	$18,809	$2,813	$15,996	$2,556,627
57	$18,809	$2,830	$15,979	$2,553,796
58	$18,809	$2,848	$15,961	$2,550,949
59	$18,809	$2,866	$15,943	$2,548,083
60	$18,809	$2,883	$15,926	$2,545,200
61	$18,809	$2,902	$15,908	$2,542,298
62	$18,809	$2,920	$15,889	$2,539,379
63	$18,809	$2,938	$15,871	$2,536,441
64	$18,809	$2,956	$15,853	$2,533,484
65	$18,809	$2,975	$15,834	$2,530,510
66	$18,809	$2,993	$15,816	$2,527,516
67	$18,809	$3,012	$15,797	$2,524,504
68	$18,809	$3,031	$15,778	$2,521,474
69	$18,809	$3,050	$15,759	$2,518,424
70	$18,809	$3,069	$15,740	$2,515,355
71	$18,809	$3,088	$15,721	$2,512,267
72	$18,809	$3,107	$15,702	$2,509,160
73	$18,809	$3,127	$15,682	$2,506,033
74	$18,809	$3,146	$15,663	$2,502,886
75	$18,809	$3,166	$15,643	$2,499,720
76	$18,809	$3,186	$15,623	$2,496,535
77	$18,809	$3,206	$15,603	$2,493,329
78	$18,809	$3,226	$15,583	$2,490,103
79	$18,809	$3,246	$15,563	$2,486,858
80	$18,809	$3,266	$15,543	$2,483,591
81	$18,809	$3,287	$15,522	$2,480,305
82	$18,809	$3,307	$15,502	$2,476,998
83	$18,809	$3,328	$15,481	$2,473,670
84	$18,809	$3,349	$15,460	$2,470,321
85	$18,809	$3,369	$15,440	$2,466,952
86	$18,809	$3,391	$15,418	$2,463,561
87	$18,809	$3,412	$15,397	$2,460,150
88	$18,809	$3,433	$15,376	$2,456,717
89	$18,809	$3,455	$15,354	$2,453,262
90	$18,809	$3,476	$15,333	$2,449,786
91	$18,809	$3,498	$15,311	$2,446,288
92	$18,809	$3,520	$15,289	$2,442,768
93	$18,809	$3,542	$15,267	$2,439,227
94	$18,809	$3,564	$15,245	$2,435,663
95	$18,809	$3,586	$15,223	$2,432,077
96	$18,809	$3,609	$15,200	$2,428,468
97	$18,809	$3,631	$15,178	$2,424,837
98	$18,809	$3,654	$15,155	$2,421,183
99	$18,809	$3,677	$15,132	$2,417,507
100	$18,809	$3,700	$15,109	$2,413,807
101	$18,809	$3,723	$15,086	$2,410,085
102	$18,809	$3,746	$15,063	$2,406,339
103	$18,809	$3,769	$15,040	$2,402,569
104	$18,809	$3,793	$15,016	$2,398,776
105	$18,809	$3,817	$14,992	$2,394,960
106	$18,809	$3,841	$14,969	$2,391,119
107	$18,809	$3,865	$14,944	$2,387,255
108	$18,809	$3,889	$14,920	$2,383,366
109	$18,809	$3,913	$14,896	$2,379,453
110	$18,809	$3,937	$14,872	$2,375,516
111	$18,809	$3,962	$14,847	$2,371,554
112	$18,809	$3,987	$14,822	$2,367,567
113	$18,809	$4,012	$14,797	$2,363,555
114	$18,809	$4,037	$14,772	$2,359,518
115	$18,809	$4,062	$14,747	$2,355,456
116	$18,809	$4,087	$14,722	$2,351,369
117	$18,809	$4,113	$14,696	$2,347,256
118	$18,809	$4,139	$14,670	$2,343,117
119	$18,809	$4,165	$14,644	$2,338,953
120	$18,809	$4,191	$14,618	$2,334,762
121	$18,809	$4,217	$14,592	$2,330,545
122	$18,809	$4,243	$14,566	$2,326,302
123	$18,809	$4,270	$14,539	$2,322,033
124	$18,809	$4,296	$14,513	$2,317,736
125	$18,809	$4,323	$14,486	$2,313,413
126	$18,809	$4,350	$14,459	$2,309,063
127	$18,809	$4,377	$14,432	$2,304,686
128	$18,809	$4,405	$14,404	$2,300,281
129	$18,809	$4,432	$14,377	$2,295,849
130	$18,809	$4,460	$14,349	$2,291,389
131	$18,809	$4,488	$14,321	$2,286,901
132	$18,809	$4,516	$14,293	$2,282,385
133	$18,809	$4,544	$14,265	$2,277,841
134	$18,809	$4,572	$14,237	$2,273,269
135	$18,809	$4,601	$14,208	$2,268,668
136	$18,809	$4,630	$14,179	$2,264,038
137	$18,809	$4,659	$14,150	$2,259,379
138	$18,809	$4,688	$14,121	$2,254,691
139	$18,809	$4,717	$14,092	$2,249,974
140	$18,809	$4,747	$14,062	$2,245,227
141	$18,809	$4,776	$14,033	$2,240,451
142	$18,809	$4,806	$14,003	$2,235,645
143	$18,809	$4,836	$13,973	$2,230,808
144	$18,809	$4,866	$13,943	$2,225,942
145	$18,809	$4,897	$13,912	$2,221,045
146	$18,809	$4,927	$13,882	$2,216,118
147	$18,809	$4,958	$13,851	$2,211,159
148	$18,809	$4,989	$13,820	$2,206,170
149	$18,809	$5,020	$13,789	$2,201,150
150	$18,809	$5,052	$13,757	$2,196,098
151	$18,809	$5,083	$13,726	$2,191,015
152	$18,809	$5,115	$13,694	$2,185,899
153	$18,809	$5,147	$13,662	$2,180,752
154	$18,809	$5,179	$13,630	$2,175,573
155	$18,809	$5,212	$13,597	$2,170,361
156	$18,809	$5,244	$13,565	$2,165,117
157	$18,809	$5,277	$13,532	$2,159,840
158	$18,809	$5,310	$13,499	$2,154,530
159	$18,809	$5,343	$13,466	$2,149,187
160	$18,809	$5,377	$13,432	$2,143,810
161	$18,809	$5,410	$13,399	$2,138,400
162	$18,809	$5,444	$13,365	$2,132,956
163	$18,809	$5,478	$13,331	$2,127,478
164	$18,809	$5,512	$13,297	$2,121,966
165	$18,809	$5,547	$13,262	$2,116,419
166	$18,809	$5,581	$13,228	$2,110,838
167	$18,809	$5,616	$13,193	$2,105,221
168	$18,809	$5,651	$13,158	$2,099,570
169	$18,809	$5,687	$13,122	$2,093,883
170	$18,809	$5,722	$13,087	$2,088,161
171	$18,809	$5,758	$13,051	$2,082,403
172	$18,809	$5,794	$13,015	$2,076,609
173	$18,809	$5,830	$12,979	$2,070,779
174	$18,809	$5,867	$12,942	$2,064,912
175	$18,809	$5,903	$12,906	$2,059,009
176	$18,809	$5,940	$12,869	$2,053,069
177	$18,809	$5,977	$12,832	$2,047,092
178	$18,809	$6,015	$12,794	$2,041,077
179	$18,809	$6,052	$12,757	$2,035,025
180	$18,809	$6,090	$12,719	$2,028,935
181	$18,809	$6,128	$12,681	$2,022,806
182	$18,809	$6,166	$12,643	$2,016,640
183	$18,809	$6,205	$12,604	$2,010,435
184	$18,809	$6,244	$12,565	$2,004,191
185	$18,809	$6,283	$12,526	$1,997,908
186	$18,809	$6,322	$12,487	$1,991,586
187	$18,809	$6,362	$12,447	$1,985,225
188	$18,809	$6,401	$12,408	$1,978,823
189	$18,809	$6,441	$12,368	$1,972,382
190	$18,809	$6,482	$12,327	$1,965,900
191	$18,809	$6,522	$12,287	$1,959,378
192	$18,809	$6,563	$12,246	$1,952,815
193	$18,809	$6,604	$12,205	$1,946,211
194	$18,809	$6,645	$12,164	$1,939,566
195	$18,809	$6,687	$12,122	$1,932,880
196	$18,809	$6,729	$12,081	$1,926,151
197	$18,809	$6,771	$12,038	$1,919,380
198	$18,809	$6,813	$11,996	$1,912,568
199	$18,809	$6,855	$11,954	$1,905,712
200	$18,809	$6,898	$11,911	$1,898,814
201	$18,809	$6,941	$11,868	$1,891,872
202	$18,809	$6,985	$11,824	$1,884,888
203	$18,809	$7,028	$11,781	$1,877,859
204	$18,809	$7,072	$11,737	$1,870,787
205	$18,809	$7,117	$11,692	$1,863,670
206	$18,809	$7,161	$11,648	$1,856,509
207	$18,809	$7,206	$11,603	$1,849,303
208	$18,809	$7,251	$11,558	$1,842,053
209	$18,809	$7,296	$11,513	$1,834,756
210	$18,809	$7,342	$11,467	$1,827,415
211	$18,809	$7,388	$11,421	$1,820,027
212	$18,809	$7,434	$11,375	$1,812,593
213	$18,809	$7,480	$11,329	$1,805,113
214	$18,809	$7,527	$11,282	$1,797,586
215	$18,809	$7,574	$11,235	$1,790,012
216	$18,809	$7,621	$11,188	$1,782,390
217	$18,809	$7,669	$11,140	$1,774,721
218	$18,809	$7,717	$11,092	$1,767,004
219	$18,809	$7,765	$11,044	$1,759,239
220	$18,809	$7,814	$10,995	$1,751,425
221	$18,809	$7,863	$10,946	$1,743,563
222	$18,809	$7,912	$10,897	$1,735,651
223	$18,809	$7,961	$10,848	$1,727,690
224	$18,809	$8,011	$10,798	$1,719,679
225	$18,809	$8,061	$10,748	$1,711,618
226	$18,809	$8,111	$10,698	$1,703,506
227	$18,809	$8,162	$10,647	$1,695,344
228	$18,809	$8,213	$10,596	$1,687,131
229	$18,809	$8,264	$10,545	$1,678,867
230	$18,809	$8,316	$10,493	$1,670,551
231	$18,809	$8,368	$10,441	$1,662,183
232	$18,809	$8,420	$10,389	$1,653,762
233	$18,809	$8,473	$10,336	$1,645,289
234	$18,809	$8,526	$10,283	$1,636,763
235	$18,809	$8,579	$10,230	$1,628,184
236	$18,809	$8,633	$10,176	$1,619,551
237	$18,809	$8,687	$10,122	$1,610,864
238	$18,809	$8,741	$10,068	$1,602,123
239	$18,809	$8,796	$10,013	$1,593,328
240	$18,809	$8,851	$9,958	$1,584,477
241	$18,809	$8,906	$9,903	$1,575,571
242	$18,809	$8,962	$9,847	$1,566,609
243	$18,809	$9,018	$9,791	$1,557,591
244	$18,809	$9,074	$9,735	$1,548,517
245	$18,809	$9,131	$9,678	$1,539,387
246	$18,809	$9,188	$9,621	$1,530,199
247	$18,809	$9,245	$9,564	$1,520,954
248	$18,809	$9,303	$9,506	$1,511,651
249	$18,809	$9,361	$9,448	$1,502,289
250	$18,809	$9,420	$9,389	$1,492,870
251	$18,809	$9,479	$9,330	$1,483,391
252	$18,809	$9,538	$9,271	$1,473,853
253	$18,809	$9,597	$9,212	$1,464,256
254	$18,809	$9,657	$9,152	$1,454,598
255	$18,809	$9,718	$9,091	$1,444,881
256	$18,809	$9,779	$9,031	$1,435,102
257	$18,809	$9,840	$8,969	$1,425,263
258	$18,809	$9,901	$8,908	$1,415,362
259	$18,809	$9,963	$8,846	$1,405,399
260	$18,809	$10,025	$8,784	$1,395,373
261	$18,809	$10,088	$8,721	$1,385,285
262	$18,809	$10,151	$8,658	$1,375,134
263	$18,809	$10,214	$8,595	$1,364,920
264	$18,809	$10,278	$8,531	$1,354,642
265	$18,809	$10,342	$8,467	$1,344,299
266	$18,809	$10,407	$8,402	$1,333,892
267	$18,809	$10,472	$8,337	$1,323,420
268	$18,809	$10,538	$8,271	$1,312,882
269	$18,809	$10,603	$8,206	$1,302,279
270	$18,809	$10,670	$8,139	$1,291,609
271	$18,809	$10,736	$8,073	$1,280,873
272	$18,809	$10,804	$8,005	$1,270,069
273	$18,809	$10,871	$7,938	$1,259,198
274	$18,809	$10,939	$7,870	$1,248,259
275	$18,809	$11,007	$7,802	$1,237,252
276	$18,809	$11,076	$7,733	$1,226,175
277	$18,809	$11,145	$7,664	$1,215,030
278	$18,809	$11,215	$7,594	$1,203,815
279	$18,809	$11,285	$7,524	$1,192,530
280	$18,809	$11,356	$7,453	$1,181,174
281	$18,809	$11,427	$7,382	$1,169,747
282	$18,809	$11,498	$7,311	$1,158,249
283	$18,809	$11,570	$7,239	$1,146,679
284	$18,809	$11,642	$7,167	$1,135,037
285	$18,809	$11,715	$7,094	$1,123,322
286	$18,809	$11,788	$7,021	$1,111,534
287	$18,809	$11,862	$6,947	$1,099,672
288	$18,809	$11,936	$6,873	$1,087,736
289	$18,809	$12,011	$6,798	$1,075,725
290	$18,809	$12,086	$6,723	$1,063,640
291	$18,809	$12,161	$6,648	$1,051,478
292	$18,809	$12,237	$6,572	$1,039,241
293	$18,809	$12,314	$6,495	$1,026,927
294	$18,809	$12,391	$6,418	$1,014,537
295	$18,809	$12,468	$6,341	$1,002,068
296	$18,809	$12,546	$6,263	$989,522
297	$18,809	$12,624	$6,185	$976,898
298	$18,809	$12,703	$6,106	$964,195
299	$18,809	$12,783	$6,026	$951,412
300	$18,809	$12,863	$5,946	$938,549
301	$18,809	$12,943	$5,866	$925,606
302	$18,809	$13,024	$5,785	$912,582
303	$18,809	$13,105	$5,704	$899,477
304	$18,809	$13,187	$5,622	$886,289
305	$18,809	$13,270	$5,539	$873,020
306	$18,809	$13,353	$5,456	$859,667
307	$18,809	$13,436	$5,373	$846,231
308	$18,809	$13,520	$5,289	$832,711
309	$18,809	$13,605	$5,204	$819,106
310	$18,809	$13,690	$5,119	$805,417
311	$18,809	$13,775	$5,034	$791,642
312	$18,809	$13,861	$4,948	$777,780
313	$18,809	$13,948	$4,861	$763,833
314	$18,809	$14,035	$4,774	$749,797
315	$18,809	$14,123	$4,686	$735,675
316	$18,809	$14,211	$4,598	$721,464
317	$18,809	$14,300	$4,509	$707,164
318	$18,809	$14,389	$4,420	$692,775
319	$18,809	$14,479	$4,330	$678,295
320	$18,809	$14,570	$4,239	$663,726
321	$18,809	$14,661	$4,148	$649,065
322	$18,809	$14,752	$4,057	$634,313
323	$18,809	$14,845	$3,964	$619,468
324	$18,809	$14,937	$3,872	$604,531
325	$18,809	$15,031	$3,778	$589,500
326	$18,809	$15,125	$3,684	$574,376
327	$18,809	$15,219	$3,590	$559,156
328	$18,809	$15,314	$3,495	$543,842
329	$18,809	$15,410	$3,399	$528,432
330	$18,809	$15,506	$3,303	$512,926
331	$18,809	$15,603	$3,206	$497,323
332	$18,809	$15,701	$3,108	$481,622
333	$18,809	$15,799	$3,010	$465,823
334	$18,809	$15,898	$2,911	$449,925
335	$18,809	$15,997	$2,812	$433,928
336	$18,809	$16,097	$2,712	$417,832
337	$18,809	$16,198	$2,611	$401,634
338	$18,809	$16,299	$2,510	$385,335
339	$18,809	$16,401	$2,408	$368,935
340	$18,809	$16,503	$2,306	$352,431
341	$18,809	$16,606	$2,203	$335,825
342	$18,809	$16,710	$2,099	$319,115
343	$18,809	$16,815	$1,994	$302,300
344	$18,809	$16,920	$1,889	$285,381
345	$18,809	$17,025	$1,784	$268,355
346	$18,809	$17,132	$1,677	$251,224
347	$18,809	$17,239	$1,570	$233,985
348	$18,809	$17,347	$1,462	$216,638
349	$18,809	$17,455	$1,354	$199,183
350	$18,809	$17,564	$1,245	$181,619
351	$18,809	$17,674	$1,135	$163,945
352	$18,809	$17,784	$1,025	$146,161
353	$18,809	$17,895	$914	$128,265
354	$18,809	$18,007	$802	$110,258
355	$18,809	$18,120	$689	$92,138
356	$18,809	$18,233	$576	$73,905
357	$18,809	$18,347	$462	$55,558
358	$18,809	$18,462	$347	$37,096
359	$18,809	$18,577	$232	$18,519
360	$18,809	$18,693	$116	$0

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© 2025 CRMLS. All rights reserved. Some listings on this website are from CRMLS as of December 13, 2024 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.