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20 S 3rd St

Columbia, PA, 17512

For Sale $449,900 ($200.85 per Sq Ft)

$449,900 ($200.85 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Units
2,240 Sq Ft
4,792 Sq Ft
Unknown Cap Rate

Description

Located in Prime Business area downtown Columbia, PA directly across from the Columbia Market House. this property presents an excellent opportunity for small business owners to have some commercial space and live in a unit or keep as rentals for the income. The property has one commercial retail unit that has many possible uses with (2 ) two bedroom units and a vacant, unfinished 3rd floor unit that can bring in more income and being a 3 unit with large commercial space.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$449,900
Property Type	Other
Usable Sqft	2,240
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1900
Last Sold	Unknown
Sold Price	Unknown

APN #	1109218900000
MLS #	PALA2063180
Property ID	319978203
Lot Sqft	4,792
Zoning	HIGH DENSITY/MIXED USE
Total Units	4
Days on Market	84
Original List Price	Unknown
Date Updated	March 26, 2025
Date Created	January 23, 2025

Financials

Unit #	Beds	Baths	Current Rent	Proforma Rent
Unit #1			$51,600	$0

Listing Provided By

Thai Loy an agent of . Lic #RS294109

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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 17, 2025.

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Your payment
$3,313
per month

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Principle & Interest

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Estimated payment	$3,313 /mo
Loan amount	$449,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,313
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $682,345 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,146	$334	$2,812	$449,566
2	$3,146	$336	$2,810	$449,230
3	$3,146	$338	$2,808	$448,891
4	$3,146	$340	$2,806	$448,551
5	$3,146	$343	$2,803	$448,208
6	$3,146	$345	$2,801	$447,864
7	$3,146	$347	$2,799	$447,517
8	$3,146	$349	$2,797	$447,168
9	$3,146	$351	$2,795	$446,817
10	$3,146	$353	$2,793	$446,463
11	$3,146	$356	$2,790	$446,108
12	$3,146	$358	$2,788	$445,750
13	$3,146	$360	$2,786	$445,390
14	$3,146	$362	$2,784	$445,027
15	$3,146	$365	$2,781	$444,663
16	$3,146	$367	$2,779	$444,296
17	$3,146	$369	$2,777	$443,927
18	$3,146	$371	$2,775	$443,555
19	$3,146	$374	$2,772	$443,182
20	$3,146	$376	$2,770	$442,805
21	$3,146	$378	$2,768	$442,427
22	$3,146	$381	$2,765	$442,046
23	$3,146	$383	$2,763	$441,663
24	$3,146	$386	$2,760	$441,277
25	$3,146	$388	$2,758	$440,889
26	$3,146	$390	$2,756	$440,499
27	$3,146	$393	$2,753	$440,106
28	$3,146	$395	$2,751	$439,711
29	$3,146	$398	$2,748	$439,313
30	$3,146	$400	$2,746	$438,913
31	$3,146	$403	$2,743	$438,510
32	$3,146	$405	$2,741	$438,104
33	$3,146	$408	$2,738	$437,697
34	$3,146	$410	$2,736	$437,286
35	$3,146	$413	$2,733	$436,873
36	$3,146	$416	$2,730	$436,458
37	$3,146	$418	$2,728	$436,040
38	$3,146	$421	$2,725	$435,619
39	$3,146	$423	$2,723	$435,195
40	$3,146	$426	$2,720	$434,769
41	$3,146	$429	$2,717	$434,341
42	$3,146	$431	$2,715	$433,909
43	$3,146	$434	$2,712	$433,475
44	$3,146	$437	$2,709	$433,038
45	$3,146	$440	$2,706	$432,599
46	$3,146	$442	$2,704	$432,157
47	$3,146	$445	$2,701	$431,712
48	$3,146	$448	$2,698	$431,264
49	$3,146	$451	$2,695	$430,813
50	$3,146	$453	$2,693	$430,360
51	$3,146	$456	$2,690	$429,904
52	$3,146	$459	$2,687	$429,445
53	$3,146	$462	$2,684	$428,983
54	$3,146	$465	$2,681	$428,518
55	$3,146	$468	$2,678	$428,050
56	$3,146	$471	$2,675	$427,579
57	$3,146	$474	$2,672	$427,106
58	$3,146	$477	$2,669	$426,629
59	$3,146	$480	$2,666	$426,149
60	$3,146	$483	$2,663	$425,667
61	$3,146	$486	$2,660	$425,181
62	$3,146	$489	$2,657	$424,693
63	$3,146	$492	$2,654	$424,201
64	$3,146	$495	$2,651	$423,706
65	$3,146	$498	$2,648	$423,208
66	$3,146	$501	$2,645	$422,707
67	$3,146	$504	$2,642	$422,203
68	$3,146	$507	$2,639	$421,696
69	$3,146	$510	$2,636	$421,186
70	$3,146	$514	$2,632	$420,672
71	$3,146	$517	$2,629	$420,155
72	$3,146	$520	$2,626	$419,635
73	$3,146	$523	$2,623	$419,112
74	$3,146	$527	$2,619	$418,586
75	$3,146	$530	$2,616	$418,056
76	$3,146	$533	$2,613	$417,523
77	$3,146	$536	$2,610	$416,986
78	$3,146	$540	$2,606	$416,446
79	$3,146	$543	$2,603	$415,903
80	$3,146	$547	$2,599	$415,356
81	$3,146	$550	$2,596	$414,806
82	$3,146	$553	$2,593	$414,253
83	$3,146	$557	$2,589	$413,696
84	$3,146	$560	$2,586	$413,136
85	$3,146	$564	$2,582	$412,572
86	$3,146	$567	$2,579	$412,004
87	$3,146	$571	$2,575	$411,433
88	$3,146	$575	$2,571	$410,859
89	$3,146	$578	$2,568	$410,281
90	$3,146	$582	$2,564	$409,699
91	$3,146	$585	$2,561	$409,113
92	$3,146	$589	$2,557	$408,524
93	$3,146	$593	$2,553	$407,932
94	$3,146	$596	$2,550	$407,335
95	$3,146	$600	$2,546	$406,735
96	$3,146	$604	$2,542	$406,131
97	$3,146	$608	$2,538	$405,524
98	$3,146	$611	$2,535	$404,912
99	$3,146	$615	$2,531	$404,297
100	$3,146	$619	$2,527	$403,678
101	$3,146	$623	$2,523	$403,055
102	$3,146	$627	$2,519	$402,428
103	$3,146	$631	$2,515	$401,797
104	$3,146	$635	$2,511	$401,162
105	$3,146	$639	$2,507	$400,523
106	$3,146	$643	$2,503	$399,881
107	$3,146	$647	$2,499	$399,234
108	$3,146	$651	$2,495	$398,583
109	$3,146	$655	$2,491	$397,928
110	$3,146	$659	$2,487	$397,269
111	$3,146	$663	$2,483	$396,606
112	$3,146	$667	$2,479	$395,939
113	$3,146	$671	$2,475	$395,268
114	$3,146	$676	$2,470	$394,592
115	$3,146	$680	$2,466	$393,912
116	$3,146	$684	$2,462	$393,228
117	$3,146	$688	$2,458	$392,540
118	$3,146	$693	$2,453	$391,847
119	$3,146	$697	$2,449	$391,150
120	$3,146	$701	$2,445	$390,449
121	$3,146	$706	$2,440	$389,743
122	$3,146	$710	$2,436	$389,033
123	$3,146	$715	$2,431	$388,319
124	$3,146	$719	$2,427	$387,600
125	$3,146	$724	$2,423	$386,876
126	$3,146	$728	$2,418	$386,148
127	$3,146	$733	$2,413	$385,416
128	$3,146	$737	$2,409	$384,678
129	$3,146	$742	$2,404	$383,937
130	$3,146	$746	$2,400	$383,190
131	$3,146	$751	$2,395	$382,439
132	$3,146	$756	$2,390	$381,683
133	$3,146	$760	$2,386	$380,923
134	$3,146	$765	$2,381	$380,158
135	$3,146	$770	$2,376	$379,388
136	$3,146	$775	$2,371	$378,613
137	$3,146	$780	$2,366	$377,833
138	$3,146	$785	$2,361	$377,049
139	$3,146	$789	$2,357	$376,259
140	$3,146	$794	$2,352	$375,465
141	$3,146	$799	$2,347	$374,665
142	$3,146	$804	$2,342	$373,861
143	$3,146	$809	$2,337	$373,052
144	$3,146	$814	$2,332	$372,237
145	$3,146	$820	$2,326	$371,418
146	$3,146	$825	$2,321	$370,593
147	$3,146	$830	$2,316	$369,763
148	$3,146	$835	$2,311	$368,928
149	$3,146	$840	$2,306	$368,088
150	$3,146	$845	$2,301	$367,243
151	$3,146	$851	$2,295	$366,392
152	$3,146	$856	$2,290	$365,536
153	$3,146	$861	$2,285	$364,675
154	$3,146	$867	$2,279	$363,808
155	$3,146	$872	$2,274	$362,936
156	$3,146	$878	$2,268	$362,058
157	$3,146	$883	$2,263	$361,175
158	$3,146	$889	$2,257	$360,286
159	$3,146	$894	$2,252	$359,392
160	$3,146	$900	$2,246	$358,492
161	$3,146	$905	$2,241	$357,587
162	$3,146	$911	$2,235	$356,676
163	$3,146	$917	$2,229	$355,759
164	$3,146	$923	$2,223	$354,836
165	$3,146	$928	$2,218	$353,908
166	$3,146	$934	$2,212	$352,974
167	$3,146	$940	$2,206	$352,034
168	$3,146	$946	$2,200	$351,088
169	$3,146	$952	$2,194	$350,137
170	$3,146	$958	$2,188	$349,179
171	$3,146	$964	$2,182	$348,215
172	$3,146	$970	$2,176	$347,246
173	$3,146	$976	$2,170	$346,270
174	$3,146	$982	$2,164	$345,288
175	$3,146	$988	$2,158	$344,300
176	$3,146	$994	$2,152	$343,306
177	$3,146	$1,000	$2,146	$342,306
178	$3,146	$1,007	$2,139	$341,299
179	$3,146	$1,013	$2,133	$340,286
180	$3,146	$1,019	$2,127	$339,267
181	$3,146	$1,026	$2,120	$338,241
182	$3,146	$1,032	$2,114	$337,210
183	$3,146	$1,038	$2,108	$336,171
184	$3,146	$1,045	$2,101	$335,126
185	$3,146	$1,051	$2,095	$334,075
186	$3,146	$1,058	$2,088	$333,017
187	$3,146	$1,065	$2,081	$331,952
188	$3,146	$1,071	$2,075	$330,881
189	$3,146	$1,078	$2,068	$329,803
190	$3,146	$1,085	$2,061	$328,718
191	$3,146	$1,092	$2,054	$327,626
192	$3,146	$1,098	$2,048	$326,528
193	$3,146	$1,105	$2,041	$325,423
194	$3,146	$1,112	$2,034	$324,311
195	$3,146	$1,119	$2,027	$323,192
196	$3,146	$1,126	$2,020	$322,066
197	$3,146	$1,133	$2,013	$320,933
198	$3,146	$1,140	$2,006	$319,792
199	$3,146	$1,147	$1,999	$318,645
200	$3,146	$1,154	$1,992	$317,491
201	$3,146	$1,162	$1,984	$316,329
202	$3,146	$1,169	$1,977	$315,160
203	$3,146	$1,176	$1,970	$313,984
204	$3,146	$1,184	$1,962	$312,800
205	$3,146	$1,191	$1,955	$311,609
206	$3,146	$1,198	$1,948	$310,411
207	$3,146	$1,206	$1,940	$309,205
208	$3,146	$1,213	$1,933	$307,991
209	$3,146	$1,221	$1,925	$306,770
210	$3,146	$1,229	$1,917	$305,542
211	$3,146	$1,236	$1,910	$304,305
212	$3,146	$1,244	$1,902	$303,061
213	$3,146	$1,252	$1,894	$301,809
214	$3,146	$1,260	$1,886	$300,550
215	$3,146	$1,268	$1,878	$299,282
216	$3,146	$1,275	$1,871	$298,007
217	$3,146	$1,283	$1,863	$296,723
218	$3,146	$1,291	$1,855	$295,432
219	$3,146	$1,300	$1,846	$294,132
220	$3,146	$1,308	$1,838	$292,824
221	$3,146	$1,316	$1,830	$291,509
222	$3,146	$1,324	$1,822	$290,184
223	$3,146	$1,332	$1,814	$288,852
224	$3,146	$1,341	$1,805	$287,511
225	$3,146	$1,349	$1,797	$286,162
226	$3,146	$1,357	$1,789	$284,805
227	$3,146	$1,366	$1,780	$283,439
228	$3,146	$1,375	$1,771	$282,064
229	$3,146	$1,383	$1,763	$280,681
230	$3,146	$1,392	$1,754	$279,290
231	$3,146	$1,400	$1,746	$277,889
232	$3,146	$1,409	$1,737	$276,480
233	$3,146	$1,418	$1,728	$275,062
234	$3,146	$1,427	$1,719	$273,635
235	$3,146	$1,436	$1,710	$272,199
236	$3,146	$1,445	$1,701	$270,755
237	$3,146	$1,454	$1,692	$269,301
238	$3,146	$1,463	$1,683	$267,838
239	$3,146	$1,472	$1,674	$266,366
240	$3,146	$1,481	$1,665	$264,885
241	$3,146	$1,490	$1,656	$263,394
242	$3,146	$1,500	$1,646	$261,894
243	$3,146	$1,509	$1,637	$260,385
244	$3,146	$1,519	$1,627	$258,867
245	$3,146	$1,528	$1,618	$257,339
246	$3,146	$1,538	$1,608	$255,801
247	$3,146	$1,547	$1,599	$254,254
248	$3,146	$1,557	$1,589	$252,697
249	$3,146	$1,567	$1,579	$251,130
250	$3,146	$1,576	$1,570	$249,554
251	$3,146	$1,586	$1,560	$247,967
252	$3,146	$1,596	$1,550	$246,371
253	$3,146	$1,606	$1,540	$244,765
254	$3,146	$1,616	$1,530	$243,149
255	$3,146	$1,626	$1,520	$241,523
256	$3,146	$1,636	$1,510	$239,886
257	$3,146	$1,647	$1,499	$238,239
258	$3,146	$1,657	$1,489	$236,582
259	$3,146	$1,667	$1,479	$234,915
260	$3,146	$1,678	$1,468	$233,237
261	$3,146	$1,688	$1,458	$231,549
262	$3,146	$1,699	$1,447	$229,850
263	$3,146	$1,709	$1,437	$228,141
264	$3,146	$1,720	$1,426	$226,421
265	$3,146	$1,731	$1,415	$224,690
266	$3,146	$1,742	$1,404	$222,948
267	$3,146	$1,753	$1,393	$221,195
268	$3,146	$1,764	$1,382	$219,432
269	$3,146	$1,775	$1,371	$217,657
270	$3,146	$1,786	$1,360	$215,872
271	$3,146	$1,797	$1,349	$214,075
272	$3,146	$1,808	$1,338	$212,267
273	$3,146	$1,819	$1,327	$210,448
274	$3,146	$1,831	$1,315	$208,617
275	$3,146	$1,842	$1,304	$206,775
276	$3,146	$1,854	$1,292	$204,921
277	$3,146	$1,865	$1,281	$203,056
278	$3,146	$1,877	$1,269	$201,179
279	$3,146	$1,889	$1,257	$199,290
280	$3,146	$1,900	$1,246	$197,390
281	$3,146	$1,912	$1,234	$195,478
282	$3,146	$1,924	$1,222	$193,553
283	$3,146	$1,936	$1,210	$191,617
284	$3,146	$1,948	$1,198	$189,669
285	$3,146	$1,961	$1,185	$187,708
286	$3,146	$1,973	$1,173	$185,735
287	$3,146	$1,985	$1,161	$183,750
288	$3,146	$1,998	$1,148	$181,753
289	$3,146	$2,010	$1,136	$179,742
290	$3,146	$2,023	$1,123	$177,720
291	$3,146	$2,035	$1,111	$175,685
292	$3,146	$2,048	$1,098	$173,637
293	$3,146	$2,061	$1,085	$171,576
294	$3,146	$2,074	$1,072	$169,502
295	$3,146	$2,087	$1,059	$167,416
296	$3,146	$2,100	$1,046	$165,316
297	$3,146	$2,113	$1,033	$163,203
298	$3,146	$2,126	$1,020	$161,077
299	$3,146	$2,139	$1,007	$158,938
300	$3,146	$2,153	$993	$156,785
301	$3,146	$2,166	$980	$154,619
302	$3,146	$2,180	$966	$152,440
303	$3,146	$2,193	$953	$150,246
304	$3,146	$2,207	$939	$148,039
305	$3,146	$2,221	$925	$145,819
306	$3,146	$2,235	$911	$143,584
307	$3,146	$2,249	$897	$141,335
308	$3,146	$2,263	$883	$139,073
309	$3,146	$2,277	$869	$136,796
310	$3,146	$2,291	$855	$134,505
311	$3,146	$2,305	$841	$132,200
312	$3,146	$2,320	$826	$129,880
313	$3,146	$2,334	$812	$127,546
314	$3,146	$2,349	$797	$125,197
315	$3,146	$2,364	$782	$122,833
316	$3,146	$2,378	$768	$120,455
317	$3,146	$2,393	$753	$118,062
318	$3,146	$2,408	$738	$115,654
319	$3,146	$2,423	$723	$113,230
320	$3,146	$2,438	$708	$110,792
321	$3,146	$2,454	$692	$108,339
322	$3,146	$2,469	$677	$105,870
323	$3,146	$2,484	$662	$103,385
324	$3,146	$2,500	$646	$100,886
325	$3,146	$2,515	$631	$98,370
326	$3,146	$2,531	$615	$95,839
327	$3,146	$2,547	$599	$93,292
328	$3,146	$2,563	$583	$90,729
329	$3,146	$2,579	$567	$88,150
330	$3,146	$2,595	$551	$85,555
331	$3,146	$2,611	$535	$82,944
332	$3,146	$2,628	$518	$80,316
333	$3,146	$2,644	$502	$77,672
334	$3,146	$2,661	$485	$75,012
335	$3,146	$2,677	$469	$72,334
336	$3,146	$2,694	$452	$69,640
337	$3,146	$2,711	$435	$66,930
338	$3,146	$2,728	$418	$64,202
339	$3,146	$2,745	$401	$61,457
340	$3,146	$2,762	$384	$58,695
341	$3,146	$2,779	$367	$55,916
342	$3,146	$2,797	$349	$53,120
343	$3,146	$2,814	$332	$50,306
344	$3,146	$2,832	$314	$47,474
345	$3,146	$2,849	$297	$44,625
346	$3,146	$2,867	$279	$41,758
347	$3,146	$2,885	$261	$38,873
348	$3,146	$2,903	$243	$35,970
349	$3,146	$2,921	$225	$33,048
350	$3,146	$2,939	$207	$30,109
351	$3,146	$2,958	$188	$27,151
352	$3,146	$2,976	$170	$24,175
353	$3,146	$2,995	$151	$21,180
354	$3,146	$3,014	$132	$18,166
355	$3,146	$3,032	$114	$15,134
356	$3,146	$3,051	$95	$12,082
357	$3,146	$3,070	$76	$9,012
358	$3,146	$3,090	$56	$5,922
359	$3,146	$3,109	$37	$2,813
360	$3,146	$3,128	$18	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.