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505 Warren St

Cumberland, MD, 21502

For Sale $224,900 ($93.71 per Sq Ft)

$224,900 ($93.71 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

5 Bedrooms
4 Bathrooms
2,400 Sq Ft
4,000 Sq Ft

Description

Back on the Market due to no fault of the Seller and the buyer's default. Full INSPECTION has taken place, and all necessary repairs have been completed! (Report available upon request)
Charming 5-Bedroom Home with Income Potential in Cumberland, MD! "Built in 2008, providing a lead-free space that doesn't require lead certification if you wish to rent either of the units (upper or lower)."

"6 inches of blown insulation in the walls for better energy efficiency and lower bills!"

Welcome to 505 Warren St., Cumberland, MD – a spacious 3-level home offering comfort, flexibility, and rental income potential. This beautifully designed property includes 5 bedrooms and 3 ½ bathrooms, making it perfect for families, guests, or those seeking additional income (let someone else pay your mortgage!)

Main Level Features:
1 Spacious bedroom with a convenient half-bathroom
Open kitchen with a granite countertop designed having an overhang for you to make a special dining area, overlooking a cozy living room
Rear deck access from the living room, perfect for outdoor relaxation
Additional storage with two closets, one in the living room and another by the entrance

Second Floor:
Stairs equipped with a chair lift (removable if not needed at buyer's will)
3 spacious bedrooms, including a master suite with a private full bathroom
Another full bathroom serving the other two bedrooms
The laundry unit is conveniently located on this floor

Basement Apartment or Guest Suite:
Separate entrance from the side of the house, ideal for privacy
1 bedroom with a full bathroom
Kitchen area and comfortable living room space
Perfect for use as a rental unit, guest suite, or family gathering area

Outdoor Living:
Fully fenced backyard offering privacy and security
Good-sized deck, great for entertaining or relaxing
2 off-the-street assigned parking spaces (see aerial photos)
This home is located in a peaceful neighborhood, providing easy access to local amenities. With its basement apartment offering rental potential or guest accommodation, 505 Warren St. is a rare find in Cumberland. Whether seeking a multi-generational home or extra income, this property has it all!

Virtual-staged photos have been provided for you to visualize the potential of these spaces better.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$224,900
Property Type	Single Family Homes
Usable Sqft	2,400
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	2008
Last Sold	Unknown
Sold Price	Unknown

APN #	0123007266
MLS #	MDAL2009974
Property ID	319754005
Lot Sqft	4,000
Zoning	RESID
Days on Market	188
Original List Price	Unknown
Date Updated	March 20, 2025
Date Created	September 19, 2024

Listing Provided By

Ashkan Hosseinipoul an agent of .

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 26, 2025.

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$1,740
per month

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Estimated payment	$1,740 /mo
Loan amount	$224,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,740
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $340,751 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,573	$167	$1,406	$224,733
2	$1,573	$168	$1,405	$224,564
3	$1,573	$169	$1,404	$224,395
4	$1,573	$171	$1,402	$224,224
5	$1,573	$172	$1,401	$224,053
6	$1,573	$173	$1,400	$223,880
7	$1,573	$174	$1,399	$223,706
8	$1,573	$175	$1,398	$223,531
9	$1,573	$176	$1,397	$223,355
10	$1,573	$177	$1,396	$223,178
11	$1,573	$178	$1,395	$223,000
12	$1,573	$179	$1,394	$222,821
13	$1,573	$180	$1,393	$222,641
14	$1,573	$182	$1,392	$222,459
15	$1,573	$183	$1,390	$222,276
16	$1,573	$184	$1,389	$222,093
17	$1,573	$185	$1,388	$221,908
18	$1,573	$186	$1,387	$221,722
19	$1,573	$187	$1,386	$221,534
20	$1,573	$188	$1,385	$221,346
21	$1,573	$190	$1,383	$221,156
22	$1,573	$191	$1,382	$220,966
23	$1,573	$192	$1,381	$220,774
24	$1,573	$193	$1,380	$220,581
25	$1,573	$194	$1,379	$220,386
26	$1,573	$196	$1,377	$220,191
27	$1,573	$197	$1,376	$219,994
28	$1,573	$198	$1,375	$219,796
29	$1,573	$199	$1,374	$219,597
30	$1,573	$201	$1,372	$219,396
31	$1,573	$202	$1,371	$219,194
32	$1,573	$203	$1,370	$218,991
33	$1,573	$204	$1,369	$218,787
34	$1,573	$206	$1,367	$218,581
35	$1,573	$207	$1,366	$218,374
36	$1,573	$208	$1,365	$218,166
37	$1,573	$209	$1,364	$217,957
38	$1,573	$211	$1,362	$217,746
39	$1,573	$212	$1,361	$217,534
40	$1,573	$213	$1,360	$217,321
41	$1,573	$215	$1,358	$217,106
42	$1,573	$216	$1,357	$216,890
43	$1,573	$217	$1,356	$216,672
44	$1,573	$219	$1,354	$216,453
45	$1,573	$220	$1,353	$216,233
46	$1,573	$222	$1,351	$216,012
47	$1,573	$223	$1,350	$215,789
48	$1,573	$224	$1,349	$215,564
49	$1,573	$226	$1,347	$215,339
50	$1,573	$227	$1,346	$215,112
51	$1,573	$229	$1,344	$214,883
52	$1,573	$230	$1,343	$214,653
53	$1,573	$231	$1,342	$214,422
54	$1,573	$233	$1,340	$214,189
55	$1,573	$234	$1,339	$213,954
56	$1,573	$236	$1,337	$213,719
57	$1,573	$237	$1,336	$213,481
58	$1,573	$239	$1,334	$213,243
59	$1,573	$240	$1,333	$213,002
60	$1,573	$242	$1,331	$212,761
61	$1,573	$243	$1,330	$212,518
62	$1,573	$245	$1,328	$212,273
63	$1,573	$246	$1,327	$212,026
64	$1,573	$248	$1,325	$211,779
65	$1,573	$249	$1,324	$211,529
66	$1,573	$251	$1,322	$211,278
67	$1,573	$253	$1,320	$211,026
68	$1,573	$254	$1,319	$210,772
69	$1,573	$256	$1,317	$210,516
70	$1,573	$257	$1,316	$210,259
71	$1,573	$259	$1,314	$210,000
72	$1,573	$261	$1,313	$209,739
73	$1,573	$262	$1,311	$209,477
74	$1,573	$264	$1,309	$209,213
75	$1,573	$265	$1,308	$208,948
76	$1,573	$267	$1,306	$208,681
77	$1,573	$269	$1,304	$208,412
78	$1,573	$270	$1,303	$208,142
79	$1,573	$272	$1,301	$207,870
80	$1,573	$274	$1,299	$207,596
81	$1,573	$276	$1,297	$207,320
82	$1,573	$277	$1,296	$207,043
83	$1,573	$279	$1,294	$206,764
84	$1,573	$281	$1,292	$206,483
85	$1,573	$282	$1,291	$206,201
86	$1,573	$284	$1,289	$205,917
87	$1,573	$286	$1,287	$205,631
88	$1,573	$288	$1,285	$205,343
89	$1,573	$290	$1,283	$205,053
90	$1,573	$291	$1,282	$204,762
91	$1,573	$293	$1,280	$204,469
92	$1,573	$295	$1,278	$204,174
93	$1,573	$297	$1,276	$203,877
94	$1,573	$299	$1,274	$203,578
95	$1,573	$301	$1,272	$203,277
96	$1,573	$303	$1,270	$202,975
97	$1,573	$304	$1,269	$202,670
98	$1,573	$306	$1,267	$202,364
99	$1,573	$308	$1,265	$202,056
100	$1,573	$310	$1,263	$201,746
101	$1,573	$312	$1,261	$201,433
102	$1,573	$314	$1,259	$201,119
103	$1,573	$316	$1,257	$200,803
104	$1,573	$318	$1,255	$200,485
105	$1,573	$320	$1,253	$200,165
106	$1,573	$322	$1,251	$199,844
107	$1,573	$324	$1,249	$199,520
108	$1,573	$326	$1,247	$199,194
109	$1,573	$328	$1,245	$198,865
110	$1,573	$330	$1,243	$198,535
111	$1,573	$332	$1,241	$198,203
112	$1,573	$334	$1,239	$197,869
113	$1,573	$336	$1,237	$197,533
114	$1,573	$338	$1,235	$197,194
115	$1,573	$341	$1,232	$196,854
116	$1,573	$343	$1,230	$196,511
117	$1,573	$345	$1,228	$196,166
118	$1,573	$347	$1,226	$195,819
119	$1,573	$349	$1,224	$195,470
120	$1,573	$351	$1,222	$195,119
121	$1,573	$354	$1,219	$194,765
122	$1,573	$356	$1,217	$194,410
123	$1,573	$358	$1,215	$194,052
124	$1,573	$360	$1,213	$193,692
125	$1,573	$362	$1,211	$193,329
126	$1,573	$365	$1,208	$192,964
127	$1,573	$367	$1,206	$192,597
128	$1,573	$369	$1,204	$192,228
129	$1,573	$372	$1,201	$191,857
130	$1,573	$374	$1,199	$191,483
131	$1,573	$376	$1,197	$191,106
132	$1,573	$379	$1,194	$190,728
133	$1,573	$381	$1,192	$190,347
134	$1,573	$383	$1,190	$189,964
135	$1,573	$386	$1,187	$189,578
136	$1,573	$388	$1,185	$189,190
137	$1,573	$391	$1,182	$188,799
138	$1,573	$393	$1,180	$188,406
139	$1,573	$395	$1,178	$188,011
140	$1,573	$398	$1,175	$187,613
141	$1,573	$400	$1,173	$187,212
142	$1,573	$403	$1,170	$186,809
143	$1,573	$405	$1,168	$186,404
144	$1,573	$408	$1,165	$185,996
145	$1,573	$411	$1,162	$185,585
146	$1,573	$413	$1,160	$185,172
147	$1,573	$416	$1,157	$184,757
148	$1,573	$418	$1,155	$184,338
149	$1,573	$421	$1,152	$183,918
150	$1,573	$424	$1,149	$183,494
151	$1,573	$426	$1,147	$183,068
152	$1,573	$429	$1,144	$182,639
153	$1,573	$432	$1,141	$182,208
154	$1,573	$434	$1,139	$181,773
155	$1,573	$437	$1,136	$181,336
156	$1,573	$440	$1,133	$180,897
157	$1,573	$442	$1,131	$180,454
158	$1,573	$445	$1,128	$180,009
159	$1,573	$448	$1,125	$179,561
160	$1,573	$451	$1,122	$179,111
161	$1,573	$454	$1,119	$178,657
162	$1,573	$456	$1,117	$178,201
163	$1,573	$459	$1,114	$177,741
164	$1,573	$462	$1,111	$177,279
165	$1,573	$465	$1,108	$176,814
166	$1,573	$468	$1,105	$176,346
167	$1,573	$471	$1,102	$175,875
168	$1,573	$474	$1,099	$175,402
169	$1,573	$477	$1,096	$174,925
170	$1,573	$480	$1,093	$174,445
171	$1,573	$483	$1,090	$173,963
172	$1,573	$486	$1,087	$173,477
173	$1,573	$489	$1,084	$172,988
174	$1,573	$492	$1,081	$172,496
175	$1,573	$495	$1,078	$172,001
176	$1,573	$498	$1,075	$171,503
177	$1,573	$501	$1,072	$171,002
178	$1,573	$504	$1,069	$170,498
179	$1,573	$507	$1,066	$169,991
180	$1,573	$511	$1,062	$169,480
181	$1,573	$514	$1,059	$168,966
182	$1,573	$517	$1,056	$168,449
183	$1,573	$520	$1,053	$167,929
184	$1,573	$523	$1,050	$167,406
185	$1,573	$527	$1,046	$166,879
186	$1,573	$530	$1,043	$166,349
187	$1,573	$533	$1,040	$165,816
188	$1,573	$537	$1,036	$165,279
189	$1,573	$540	$1,033	$164,739
190	$1,573	$543	$1,030	$164,196
191	$1,573	$547	$1,026	$163,649
192	$1,573	$550	$1,023	$163,099
193	$1,573	$554	$1,019	$162,545
194	$1,573	$557	$1,016	$161,988
195	$1,573	$561	$1,012	$161,427
196	$1,573	$564	$1,009	$160,863
197	$1,573	$568	$1,005	$160,296
198	$1,573	$571	$1,002	$159,724
199	$1,573	$575	$998	$159,150
200	$1,573	$578	$995	$158,571
201	$1,573	$582	$991	$157,990
202	$1,573	$586	$987	$157,404
203	$1,573	$589	$984	$156,815
204	$1,573	$593	$980	$156,222
205	$1,573	$597	$976	$155,625
206	$1,573	$600	$973	$155,025
207	$1,573	$604	$969	$154,421
208	$1,573	$608	$965	$153,813
209	$1,573	$612	$961	$153,201
210	$1,573	$615	$958	$152,586
211	$1,573	$619	$954	$151,966
212	$1,573	$623	$950	$151,343
213	$1,573	$627	$946	$150,716
214	$1,573	$631	$942	$150,085
215	$1,573	$635	$938	$149,450
216	$1,573	$639	$934	$148,811
217	$1,573	$643	$930	$148,168
218	$1,573	$647	$926	$147,521
219	$1,573	$651	$922	$146,870
220	$1,573	$655	$918	$146,215
221	$1,573	$659	$914	$145,556
222	$1,573	$663	$910	$144,893
223	$1,573	$667	$906	$144,225
224	$1,573	$672	$901	$143,554
225	$1,573	$676	$897	$142,878
226	$1,573	$680	$893	$142,198
227	$1,573	$684	$889	$141,514
228	$1,573	$689	$884	$140,825
229	$1,573	$693	$880	$140,132
230	$1,573	$697	$876	$139,435
231	$1,573	$702	$871	$138,734
232	$1,573	$706	$867	$138,028
233	$1,573	$710	$863	$137,317
234	$1,573	$715	$858	$136,603
235	$1,573	$719	$854	$135,883
236	$1,573	$724	$849	$135,160
237	$1,573	$728	$845	$134,431
238	$1,573	$733	$840	$133,699
239	$1,573	$737	$836	$132,961
240	$1,573	$742	$831	$132,219
241	$1,573	$747	$826	$131,473
242	$1,573	$751	$822	$130,721
243	$1,573	$756	$817	$129,965
244	$1,573	$761	$812	$129,205
245	$1,573	$765	$808	$128,439
246	$1,573	$770	$803	$127,669
247	$1,573	$775	$798	$126,894
248	$1,573	$780	$793	$126,114
249	$1,573	$785	$788	$125,329
250	$1,573	$790	$783	$124,539
251	$1,573	$795	$778	$123,745
252	$1,573	$800	$773	$122,945
253	$1,573	$805	$768	$122,141
254	$1,573	$810	$763	$121,331
255	$1,573	$815	$758	$120,516
256	$1,573	$820	$753	$119,697
257	$1,573	$825	$748	$118,872
258	$1,573	$830	$743	$118,042
259	$1,573	$835	$738	$117,206
260	$1,573	$840	$733	$116,366
261	$1,573	$846	$727	$115,520
262	$1,573	$851	$722	$114,669
263	$1,573	$856	$717	$113,813
264	$1,573	$862	$711	$112,951
265	$1,573	$867	$706	$112,084
266	$1,573	$872	$701	$111,212
267	$1,573	$878	$695	$110,334
268	$1,573	$883	$690	$109,450
269	$1,573	$889	$684	$108,561
270	$1,573	$894	$679	$107,667
271	$1,573	$900	$673	$106,767
272	$1,573	$906	$667	$105,861
273	$1,573	$911	$662	$104,950
274	$1,573	$917	$656	$104,033
275	$1,573	$923	$650	$103,110
276	$1,573	$929	$644	$102,181
277	$1,573	$934	$639	$101,247
278	$1,573	$940	$633	$100,307
279	$1,573	$946	$627	$99,361
280	$1,573	$952	$621	$98,409
281	$1,573	$958	$615	$97,451
282	$1,573	$964	$609	$96,487
283	$1,573	$970	$603	$95,517
284	$1,573	$976	$597	$94,541
285	$1,573	$982	$591	$93,559
286	$1,573	$988	$585	$92,570
287	$1,573	$994	$579	$91,576
288	$1,573	$1,001	$572	$90,575
289	$1,573	$1,007	$566	$89,568
290	$1,573	$1,013	$560	$88,555
291	$1,573	$1,020	$553	$87,536
292	$1,573	$1,026	$547	$86,510
293	$1,573	$1,032	$541	$85,477
294	$1,573	$1,039	$534	$84,439
295	$1,573	$1,045	$528	$83,393
296	$1,573	$1,052	$521	$82,342
297	$1,573	$1,058	$515	$81,283
298	$1,573	$1,065	$508	$80,218
299	$1,573	$1,072	$501	$79,147
300	$1,573	$1,078	$495	$78,068
301	$1,573	$1,085	$488	$76,983
302	$1,573	$1,092	$481	$75,891
303	$1,573	$1,099	$474	$74,793
304	$1,573	$1,106	$467	$73,687
305	$1,573	$1,112	$461	$72,575
306	$1,573	$1,119	$454	$71,455
307	$1,573	$1,126	$447	$70,329
308	$1,573	$1,133	$440	$69,195
309	$1,573	$1,141	$432	$68,055
310	$1,573	$1,148	$425	$66,907
311	$1,573	$1,155	$418	$65,752
312	$1,573	$1,162	$411	$64,590
313	$1,573	$1,169	$404	$63,421
314	$1,573	$1,177	$396	$62,244
315	$1,573	$1,184	$389	$61,061
316	$1,573	$1,191	$382	$59,869
317	$1,573	$1,199	$374	$58,670
318	$1,573	$1,206	$367	$57,464
319	$1,573	$1,214	$359	$56,250
320	$1,573	$1,221	$352	$55,029
321	$1,573	$1,229	$344	$53,800
322	$1,573	$1,237	$336	$52,563
323	$1,573	$1,244	$329	$51,318
324	$1,573	$1,252	$321	$50,066
325	$1,573	$1,260	$313	$48,806
326	$1,573	$1,268	$305	$47,538
327	$1,573	$1,276	$297	$46,262
328	$1,573	$1,284	$289	$44,978
329	$1,573	$1,292	$281	$43,686
330	$1,573	$1,300	$273	$42,387
331	$1,573	$1,308	$265	$41,078
332	$1,573	$1,316	$257	$39,762
333	$1,573	$1,324	$249	$38,438
334	$1,573	$1,333	$240	$37,105
335	$1,573	$1,341	$232	$35,764
336	$1,573	$1,349	$224	$34,414
337	$1,573	$1,358	$215	$33,056
338	$1,573	$1,366	$207	$31,690
339	$1,573	$1,375	$198	$30,315
340	$1,573	$1,384	$189	$28,932
341	$1,573	$1,392	$181	$27,539
342	$1,573	$1,401	$172	$26,139
343	$1,573	$1,410	$163	$24,729
344	$1,573	$1,418	$155	$23,310
345	$1,573	$1,427	$146	$21,883
346	$1,573	$1,436	$137	$20,447
347	$1,573	$1,445	$128	$19,002
348	$1,573	$1,454	$119	$17,547
349	$1,573	$1,463	$110	$16,084
350	$1,573	$1,472	$101	$14,612
351	$1,573	$1,482	$91	$13,130
352	$1,573	$1,491	$82	$11,639
353	$1,573	$1,500	$73	$10,139
354	$1,573	$1,510	$63	$8,629
355	$1,573	$1,519	$54	$7,110
356	$1,573	$1,529	$44	$5,582
357	$1,573	$1,538	$35	$4,043
358	$1,573	$1,548	$25	$2,496
359	$1,573	$1,557	$16	$938
360	$1,573	$1,567	$6	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.