1913 Lazy Oaks LOOP, St Cloud, FL 34771 | For Sale

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  • 1913 Lazy Oaks LOOP

1913 Lazy Oaks LOOP

St Cloud, FL, 34771

For Sale $489,000 ($249.24 per Sq Ft)

$489,000 ($249.24 per Sq Ft)
  • ☆☆☆☆☆★★★★★
    Five Stars
  • (0)
  • 4 Bedrooms
  • 2 Bathrooms
  • 1,962 Sq Ft
  • 10,716 Sq Ft

Description

Closing costs credits available* Welcome to 1913 Lazy Oaks Loop, a beautifully upgraded 4-bedroom, 2-bathroom with HOME WARRANTY INCLUDED. This charming home is nestled within the GATED COMMUNITY of East Lake Cove. Situated on an oversized .25-ACRE lot with a FULLY FENCED backyard, this home offers privacy, comfort, and a stylish modern aesthetic—all in a gated community with community dock on East Lake Toho, tennis court and playground.

Step inside to discover a FRESHLY PAINTED interior in a modern hue, enhancing the bright and airy feel of the open-concept design. This home also features BONUS ROOMS, perfect for a home office, playroom, or additional living space. Recent updates include NEW MODERN FLOORING throughout, 5” BASEBOARDS, stylish MAPLE CABINETRY with UPGRADED HARDWARE, upgraded interior door handles, and a BRAND NEW OUTDOOR DECK. A NEW ROOF completed in 2020 ensures long-term peace of mind.

The heart of the home is the spacious kitchen, boasting ample counter space, a dry bar, a breakfast bar, and upgraded maple cabinetry—ideal for entertaining. The primary suite is a true retreat, offering his-and-hers walk-in closets, a spa-like bath with a jetted soaking tub, a separate walk-in shower, and dual vanities. A private entrance leads directly to the covered and screened-in back patio, perfect for relaxing evenings.

Beyond the home, East Lake Cove provides exclusive access to East Lake Tohopekaliga (Lake Toho), where residents can enjoy fishing, and breathtaking lake views. Community amenities include tennis courts, a playground, serene ponds, and a private dock. Plus, you're just minutes from Lake Nona, top-rated schools, shopping, dining, and medical facilities.

As an added BONUS, the seller is including a 1-YEAR HOME WARRANTY, offering extra peace of mind to the new homeowner.

Experience the perfect blend of modern luxury, comfort, and convenience. *By using Novus Home Mortgage, our preferred lender, first time buyers can receive up to $4700 CLOSING COST CREDITS TOWARDS RATE BUY DOWN, CLOSING COST AND/OR APPRAISAL. To qualify, buyers must apply with Novus Home Mortgage, ask me how and maximize their savings!

  • 1913 Lazy Oaks LOOP
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Amenities

Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt

Income

Rental Units


The income description goes here to explain

Expenses

Property Details

List Price $489,000
Property Type Single Family Homes
Usable Sqft 1,962
Number of Stories 1 stories
Parking Spots 2 spots
Year Built 2004
Last Sold Unknown
Sold Price Unknown
HOA Fees: $101
Association Name: JESSICA TAVARES
Association Amenities: Gated, Park, Playground, Recreation Facilities, Tennis Court(s), Common Area Taxes, Recreational Facilities
APN # 172531301200011290
MLS # O6289922
Property ID 317532350
Lot Sqft 10,716
Zoning OPUD
Days on Market 33
Original List Price $489,000
Applicances Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer%
Date Updated April 08, 2025
Date Created March 15, 2025

Mortgage Center

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CanvasJS.com
Your payment
$3,586
per month
CanvasJS.com
Estimated payment $3,586 /mo
Loan amount $489,000
Down payment $0
Interest rate 7.5%
Loan term 30 years
Taxes & insurance included? YES
Property tax 1.2%/YR
Homeowner's insurance $67/mo
HOA dues $0/mo

Payment Breakdown

CanvasJS.com
Your payment
$3,586
per month

Amortization

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Principal vs. interest

CanvasJS.com

Amortization Schedule

Over 360 months you will spend $742,054 in interest.
MONTH PRINCIPAL & INTEREST PRINCIPAL INTEREST PRINCIPAL REMAINING
1 $3,419 $363 $3,056 $488,637
2 $3,419 $365 $3,054 $488,272
3 $3,419 $367 $3,052 $487,905
4 $3,419 $370 $3,049 $487,535
5 $3,419 $372 $3,047 $487,163
6 $3,419 $374 $3,045 $486,789
7 $3,419 $377 $3,042 $486,413
8 $3,419 $379 $3,040 $486,034
9 $3,419 $381 $3,038 $485,652
10 $3,419 $384 $3,035 $485,269
11 $3,419 $386 $3,033 $484,883
12 $3,419 $388 $3,031 $484,494
13 $3,419 $391 $3,028 $484,103
14 $3,419 $393 $3,026 $483,710
15 $3,419 $396 $3,023 $483,314
16 $3,419 $398 $3,021 $482,916
17 $3,419 $401 $3,018 $482,515
18 $3,419 $403 $3,016 $482,112
19 $3,419 $406 $3,013 $481,706
20 $3,419 $408 $3,011 $481,298
21 $3,419 $411 $3,008 $480,887
22 $3,419 $413 $3,006 $480,473
23 $3,419 $416 $3,003 $480,057
24 $3,419 $419 $3,000 $479,639
25 $3,419 $421 $2,998 $479,217
26 $3,419 $424 $2,995 $478,793
27 $3,419 $427 $2,992 $478,367
28 $3,419 $429 $2,990 $477,938
29 $3,419 $432 $2,987 $477,506
30 $3,419 $435 $2,984 $477,071
31 $3,419 $437 $2,982 $476,634
32 $3,419 $440 $2,979 $476,194
33 $3,419 $443 $2,976 $475,751
34 $3,419 $446 $2,973 $475,306
35 $3,419 $448 $2,971 $474,857
36 $3,419 $451 $2,968 $474,406
37 $3,419 $454 $2,965 $473,952
38 $3,419 $457 $2,962 $473,495
39 $3,419 $460 $2,959 $473,036
40 $3,419 $463 $2,956 $472,573
41 $3,419 $465 $2,954 $472,108
42 $3,419 $468 $2,951 $471,639
43 $3,419 $471 $2,948 $471,168
44 $3,419 $474 $2,945 $470,694
45 $3,419 $477 $2,942 $470,217
46 $3,419 $480 $2,939 $469,737
47 $3,419 $483 $2,936 $469,253
48 $3,419 $486 $2,933 $468,767
49 $3,419 $489 $2,930 $468,278
50 $3,419 $492 $2,927 $467,786
51 $3,419 $495 $2,924 $467,291
52 $3,419 $498 $2,921 $466,792
53 $3,419 $502 $2,917 $466,291
54 $3,419 $505 $2,914 $465,786
55 $3,419 $508 $2,911 $465,278
56 $3,419 $511 $2,908 $464,767
57 $3,419 $514 $2,905 $464,253
58 $3,419 $517 $2,902 $463,735
59 $3,419 $521 $2,898 $463,215
60 $3,419 $524 $2,895 $462,691
61 $3,419 $527 $2,892 $462,164
62 $3,419 $530 $2,889 $461,633
63 $3,419 $534 $2,885 $461,099
64 $3,419 $537 $2,882 $460,562
65 $3,419 $540 $2,879 $460,022
66 $3,419 $544 $2,875 $459,478
67 $3,419 $547 $2,872 $458,931
68 $3,419 $551 $2,868 $458,380
69 $3,419 $554 $2,865 $457,826
70 $3,419 $558 $2,861 $457,268
71 $3,419 $561 $2,858 $456,707
72 $3,419 $565 $2,854 $456,143
73 $3,419 $568 $2,851 $455,574
74 $3,419 $572 $2,847 $455,003
75 $3,419 $575 $2,844 $454,428
76 $3,419 $579 $2,840 $453,849
77 $3,419 $582 $2,837 $453,266
78 $3,419 $586 $2,833 $452,680
79 $3,419 $590 $2,829 $452,090
80 $3,419 $593 $2,826 $451,497
81 $3,419 $597 $2,822 $450,900
82 $3,419 $601 $2,818 $450,299
83 $3,419 $605 $2,814 $449,694
84 $3,419 $608 $2,811 $449,086
85 $3,419 $612 $2,807 $448,474
86 $3,419 $616 $2,803 $447,858
87 $3,419 $620 $2,799 $447,238
88 $3,419 $624 $2,795 $446,614
89 $3,419 $628 $2,791 $445,986
90 $3,419 $632 $2,787 $445,355
91 $3,419 $636 $2,783 $444,719
92 $3,419 $640 $2,780 $444,080
93 $3,419 $644 $2,776 $443,436
94 $3,419 $648 $2,771 $442,789
95 $3,419 $652 $2,767 $442,137
96 $3,419 $656 $2,763 $441,482
97 $3,419 $660 $2,759 $440,822
98 $3,419 $664 $2,755 $440,158
99 $3,419 $668 $2,751 $439,490
100 $3,419 $672 $2,747 $438,818
101 $3,419 $676 $2,743 $438,141
102 $3,419 $681 $2,738 $437,461
103 $3,419 $685 $2,734 $436,776
104 $3,419 $689 $2,730 $436,087
105 $3,419 $693 $2,726 $435,393
106 $3,419 $698 $2,721 $434,695
107 $3,419 $702 $2,717 $433,993
108 $3,419 $707 $2,712 $433,287
109 $3,419 $711 $2,708 $432,576
110 $3,419 $715 $2,704 $431,860
111 $3,419 $720 $2,699 $431,141
112 $3,419 $724 $2,695 $430,416
113 $3,419 $729 $2,690 $429,687
114 $3,419 $733 $2,686 $428,954
115 $3,419 $738 $2,681 $428,216
116 $3,419 $743 $2,676 $427,473
117 $3,419 $747 $2,672 $426,726
118 $3,419 $752 $2,667 $425,974
119 $3,419 $757 $2,662 $425,217
120 $3,419 $761 $2,658 $424,456
121 $3,419 $766 $2,653 $423,690
122 $3,419 $771 $2,648 $422,919
123 $3,419 $776 $2,643 $422,143
124 $3,419 $781 $2,638 $421,362
125 $3,419 $785 $2,634 $420,577
126 $3,419 $790 $2,629 $419,786
127 $3,419 $795 $2,624 $418,991
128 $3,419 $800 $2,619 $418,191
129 $3,419 $805 $2,614 $417,386
130 $3,419 $810 $2,609 $416,575
131 $3,419 $815 $2,604 $415,760
132 $3,419 $821 $2,599 $414,939
133 $3,419 $826 $2,593 $414,114
134 $3,419 $831 $2,588 $413,283
135 $3,419 $836 $2,583 $412,447
136 $3,419 $841 $2,578 $411,606
137 $3,419 $846 $2,573 $410,759
138 $3,419 $852 $2,567 $409,907
139 $3,419 $857 $2,562 $409,050
140 $3,419 $862 $2,557 $408,188
141 $3,419 $868 $2,551 $407,320
142 $3,419 $873 $2,546 $406,447
143 $3,419 $879 $2,540 $405,568
144 $3,419 $884 $2,535 $404,684
145 $3,419 $890 $2,529 $403,794
146 $3,419 $895 $2,524 $402,899
147 $3,419 $901 $2,518 $401,998
148 $3,419 $907 $2,512 $401,092
149 $3,419 $912 $2,507 $400,179
150 $3,419 $918 $2,501 $399,261
151 $3,419 $924 $2,495 $398,338
152 $3,419 $929 $2,490 $397,408
153 $3,419 $935 $2,484 $396,473
154 $3,419 $941 $2,478 $395,532
155 $3,419 $947 $2,472 $394,585
156 $3,419 $953 $2,466 $393,632
157 $3,419 $959 $2,460 $392,674
158 $3,419 $965 $2,454 $391,709
159 $3,419 $971 $2,448 $390,738
160 $3,419 $977 $2,442 $389,761
161 $3,419 $983 $2,436 $388,778
162 $3,419 $989 $2,430 $387,789
163 $3,419 $995 $2,424 $386,794
164 $3,419 $1,002 $2,417 $385,792
165 $3,419 $1,008 $2,411 $384,784
166 $3,419 $1,014 $2,405 $383,770
167 $3,419 $1,020 $2,399 $382,750
168 $3,419 $1,027 $2,392 $381,723
169 $3,419 $1,033 $2,386 $380,690
170 $3,419 $1,040 $2,379 $379,650
171 $3,419 $1,046 $2,373 $378,604
172 $3,419 $1,053 $2,366 $377,551
173 $3,419 $1,059 $2,360 $376,492
174 $3,419 $1,066 $2,353 $375,426
175 $3,419 $1,073 $2,346 $374,353
176 $3,419 $1,079 $2,340 $373,274
177 $3,419 $1,086 $2,333 $372,188
178 $3,419 $1,093 $2,326 $371,095
179 $3,419 $1,100 $2,319 $369,996
180 $3,419 $1,107 $2,312 $368,889
181 $3,419 $1,113 $2,306 $367,776
182 $3,419 $1,120 $2,299 $366,655
183 $3,419 $1,127 $2,292 $365,528
184 $3,419 $1,134 $2,285 $364,393
185 $3,419 $1,142 $2,277 $363,252
186 $3,419 $1,149 $2,270 $362,103
187 $3,419 $1,156 $2,263 $360,947
188 $3,419 $1,163 $2,256 $359,784
189 $3,419 $1,170 $2,249 $358,614
190 $3,419 $1,178 $2,241 $357,436
191 $3,419 $1,185 $2,234 $356,251
192 $3,419 $1,192 $2,227 $355,059
193 $3,419 $1,200 $2,219 $353,859
194 $3,419 $1,207 $2,212 $352,651
195 $3,419 $1,215 $2,204 $351,437
196 $3,419 $1,223 $2,196 $350,214
197 $3,419 $1,230 $2,189 $348,984
198 $3,419 $1,238 $2,181 $347,746
199 $3,419 $1,246 $2,173 $346,500
200 $3,419 $1,253 $2,166 $345,247
201 $3,419 $1,261 $2,158 $343,986
202 $3,419 $1,269 $2,150 $342,717
203 $3,419 $1,277 $2,142 $341,440
204 $3,419 $1,285 $2,134 $340,155
205 $3,419 $1,293 $2,126 $338,862
206 $3,419 $1,301 $2,118 $337,561
207 $3,419 $1,309 $2,110 $336,251
208 $3,419 $1,317 $2,102 $334,934
209 $3,419 $1,326 $2,093 $333,608
210 $3,419 $1,334 $2,085 $332,274
211 $3,419 $1,342 $2,077 $330,932
212 $3,419 $1,351 $2,068 $329,581
213 $3,419 $1,359 $2,060 $328,222
214 $3,419 $1,368 $2,051 $326,855
215 $3,419 $1,376 $2,043 $325,478
216 $3,419 $1,385 $2,034 $324,094
217 $3,419 $1,393 $2,026 $322,700
218 $3,419 $1,402 $2,017 $321,298
219 $3,419 $1,411 $2,008 $319,887
220 $3,419 $1,420 $1,999 $318,468
221 $3,419 $1,429 $1,990 $317,039
222 $3,419 $1,438 $1,981 $315,601
223 $3,419 $1,446 $1,973 $314,155
224 $3,419 $1,456 $1,963 $312,699
225 $3,419 $1,465 $1,954 $311,235
226 $3,419 $1,474 $1,945 $309,761
227 $3,419 $1,483 $1,936 $308,278
228 $3,419 $1,492 $1,927 $306,786
229 $3,419 $1,502 $1,917 $305,284
230 $3,419 $1,511 $1,908 $303,773
231 $3,419 $1,520 $1,899 $302,253
232 $3,419 $1,530 $1,889 $300,723
233 $3,419 $1,539 $1,880 $299,183
234 $3,419 $1,549 $1,870 $297,634
235 $3,419 $1,559 $1,860 $296,076
236 $3,419 $1,569 $1,850 $294,507
237 $3,419 $1,578 $1,841 $292,929
238 $3,419 $1,588 $1,831 $291,340
239 $3,419 $1,598 $1,821 $289,742
240 $3,419 $1,608 $1,811 $288,134
241 $3,419 $1,618 $1,801 $286,516
242 $3,419 $1,628 $1,791 $284,888
243 $3,419 $1,638 $1,781 $283,249
244 $3,419 $1,649 $1,770 $281,601
245 $3,419 $1,659 $1,760 $279,942
246 $3,419 $1,669 $1,750 $278,272
247 $3,419 $1,680 $1,739 $276,592
248 $3,419 $1,690 $1,729 $274,902
249 $3,419 $1,701 $1,718 $273,201
250 $3,419 $1,711 $1,708 $271,490
251 $3,419 $1,722 $1,697 $269,768
252 $3,419 $1,733 $1,686 $268,035
253 $3,419 $1,744 $1,675 $266,291
254 $3,419 $1,755 $1,664 $264,536
255 $3,419 $1,766 $1,653 $262,771
256 $3,419 $1,777 $1,642 $260,994
257 $3,419 $1,788 $1,631 $259,206
258 $3,419 $1,799 $1,620 $257,407
259 $3,419 $1,810 $1,609 $255,597
260 $3,419 $1,822 $1,597 $253,775
261 $3,419 $1,833 $1,586 $251,943
262 $3,419 $1,844 $1,575 $250,098
263 $3,419 $1,856 $1,563 $248,242
264 $3,419 $1,867 $1,552 $246,375
265 $3,419 $1,879 $1,540 $244,496
266 $3,419 $1,891 $1,528 $242,605
267 $3,419 $1,903 $1,516 $240,702
268 $3,419 $1,915 $1,504 $238,787
269 $3,419 $1,927 $1,492 $236,861
270 $3,419 $1,939 $1,480 $234,922
271 $3,419 $1,951 $1,468 $232,971
272 $3,419 $1,963 $1,456 $231,009
273 $3,419 $1,975 $1,444 $229,033
274 $3,419 $1,988 $1,431 $227,046
275 $3,419 $2,000 $1,419 $225,046
276 $3,419 $2,012 $1,407 $223,033
277 $3,419 $2,025 $1,394 $221,008
278 $3,419 $2,038 $1,381 $218,971
279 $3,419 $2,050 $1,369 $216,920
280 $3,419 $2,063 $1,356 $214,857
281 $3,419 $2,076 $1,343 $212,781
282 $3,419 $2,089 $1,330 $210,692
283 $3,419 $2,102 $1,317 $208,590
284 $3,419 $2,115 $1,304 $206,474
285 $3,419 $2,129 $1,290 $204,346
286 $3,419 $2,142 $1,277 $202,204
287 $3,419 $2,155 $1,264 $200,049
288 $3,419 $2,169 $1,250 $197,880
289 $3,419 $2,182 $1,237 $195,698
290 $3,419 $2,196 $1,223 $193,502
291 $3,419 $2,210 $1,209 $191,292
292 $3,419 $2,223 $1,196 $189,069
293 $3,419 $2,237 $1,182 $186,831
294 $3,419 $2,251 $1,168 $184,580
295 $3,419 $2,265 $1,154 $182,315
296 $3,419 $2,280 $1,139 $180,035
297 $3,419 $2,294 $1,125 $177,741
298 $3,419 $2,308 $1,111 $175,433
299 $3,419 $2,323 $1,096 $173,111
300 $3,419 $2,337 $1,082 $170,774
301 $3,419 $2,352 $1,067 $168,422
302 $3,419 $2,366 $1,053 $166,056
303 $3,419 $2,381 $1,038 $163,675
304 $3,419 $2,396 $1,023 $161,278
305 $3,419 $2,411 $1,008 $158,867
306 $3,419 $2,426 $993 $156,441
307 $3,419 $2,441 $978 $154,000
308 $3,419 $2,457 $963 $151,544
309 $3,419 $2,472 $947 $149,072
310 $3,419 $2,487 $932 $146,585
311 $3,419 $2,503 $916 $144,082
312 $3,419 $2,518 $901 $141,563
313 $3,419 $2,534 $885 $139,029
314 $3,419 $2,550 $869 $136,479
315 $3,419 $2,566 $853 $133,913
316 $3,419 $2,582 $837 $131,331
317 $3,419 $2,598 $821 $128,733
318 $3,419 $2,614 $805 $126,118
319 $3,419 $2,631 $788 $123,487
320 $3,419 $2,647 $772 $120,840
321 $3,419 $2,664 $755 $118,177
322 $3,419 $2,680 $739 $115,496
323 $3,419 $2,697 $722 $112,799
324 $3,419 $2,714 $705 $110,085
325 $3,419 $2,731 $688 $107,354
326 $3,419 $2,748 $671 $104,606
327 $3,419 $2,765 $654 $101,841
328 $3,419 $2,783 $637 $99,058
329 $3,419 $2,800 $619 $96,258
330 $3,419 $2,817 $602 $93,441
331 $3,419 $2,835 $584 $90,606
332 $3,419 $2,853 $566 $87,753
333 $3,419 $2,871 $548 $84,883
334 $3,419 $2,888 $531 $81,994
335 $3,419 $2,907 $512 $79,088
336 $3,419 $2,925 $494 $76,163
337 $3,419 $2,943 $476 $73,220
338 $3,419 $2,961 $458 $70,259
339 $3,419 $2,980 $439 $67,279
340 $3,419 $2,999 $420 $64,280
341 $3,419 $3,017 $402 $61,263
342 $3,419 $3,036 $383 $58,227
343 $3,419 $3,055 $364 $55,172
344 $3,419 $3,074 $345 $52,098
345 $3,419 $3,093 $326 $49,004
346 $3,419 $3,113 $306 $45,892
347 $3,419 $3,132 $287 $42,759
348 $3,419 $3,152 $267 $39,608
349 $3,419 $3,171 $248 $36,436
350 $3,419 $3,191 $228 $33,245
351 $3,419 $3,211 $208 $30,034
352 $3,419 $3,231 $188 $26,802
353 $3,419 $3,251 $168 $23,551
354 $3,419 $3,272 $147 $20,279
355 $3,419 $3,292 $127 $16,987
356 $3,419 $3,313 $106 $13,674
357 $3,419 $3,334 $85 $10,340
358 $3,419 $3,354 $65 $6,986
359 $3,419 $3,375 $44 $3,611
360 $3,419 $3,396 $23 $0


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  • 2708 Wilshire Blvd #197

    Santa Monica, CA 90403

    California ## 01956587

    Florida #CQ1065233

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