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109 Turtle RUN

Umatilla, FL, 32784

For Sale $334,900 ($168.97 per Sq Ft)

$334,900 ($168.97 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
1,982 Sq Ft
5,928 Sq Ft

Description

REDUCED FOR QUICK SALE! Looking for a quaint, cozy, peaceful and beautiful "village" neighborhood to call home? This home should be on the top of your list! With 14 Key West themed homes and a beautiful view of Lake Enola, you are going to fall in love with your village. This home is equally appealing for it offers space, comfort, affordability, convenience and luxury. Pulling up to the curb, you notice high curb appeal with a beautiful design, lively colors, Key West style architecture with high roofs and a large front porch. Stepping inside, you are greeted with a foyer, living room and dining room offering decorative posts, high volume ceilings with crown molding, beautiful luxury vinyl plank flooring, energy efficient windows for natural light, tall baseboards and spacious rooms. The living and dining rooms offer plenty of space to relax and entertain. The main rooms are open to the large remodeled kitchen which features luxury appliances, two sinks, designer faucets, 40” upper cabinets topped with crown molding, granite counter tops, recessed lighting and a breakfast nook. The farmhouse sink provides accessibility without sacrificing beauty, quality or function. The appliances include a chef's Café French-door built-in convection oven, Samsung induction cook-top range, Samsung venting hood, Samsung stainless steel dishwasher and a Samsung smart refrigerator. You are going to fall in love with this kitchen! The comfortable owner’s suite offers privacy, a walk-in closet and an en-suite bathroom which has dual sinks and a large garden tub/shower. The two spacious secondary bedrooms are across the home and share a hall bath. The third bedroom could easily be your perfect den or home office. The home has a front porch and a rear, screened lanai giving you year round outdoor enjoyment. The attached, 2-car garage is in the rear and offers a large driveway for extra parking. The home has many ADA accessibility features giving you comfort and convenient use (exterior ramps can stay or be removed). The home's recent updates include a new chef's kitchen with a $20,000 appliance package, a long-life metal roof installed in 2018, new energy efficient windows in 2023, new hot water heater in 2023 and new energy efficient A/C system in 2024. Being a Key West themed neighborhood, each home has an inviting front porch intended to bring the neighbors together. In the cul-de-sac you will find a memorial to our veterans and POWs (being a veteran is not a requirement to live in the neighborhood). Guest parking is plentiful with a paved lot. The HOA has a dock on Lake Enola offering you great views with peace and quiet. The affordable monthly HOA fee includes water and lawn service. The HOA works hard to keep the monthly fee low! Downtown Umatilla is a moment away while downtown Eustis is approximately 5 miles away. The area is known for easy living and offers scenic lakes, historic small towns like Mt. Dora, Tavares, Eustis, plenty of entertainment, great shopping and dining along with quality healthcare. Call today for more details and to schedule your private tour!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$334,900
Property Type	Single Family Homes
Usable Sqft	1,982
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	2007
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$100
Association Name:	Umatilla Veterans Village HOA
Association Amenities:	Other, Maintenance Grounds, Water

APN #	131826340000001200
MLS #	T3506487
Property ID	316199120
Lot Sqft	5,928
Zoning	RP
Days on Market	422
Original List Price	$374,900
Applicances	Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer%
Date Updated	February 14, 2025
Date Created	February 23, 2024

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$2,509
per month

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Estimated payment	$2,509 /mo
Loan amount	$334,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,509
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $507,775 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,342	$249	$2,093	$334,651
2	$2,342	$250	$2,092	$334,401
3	$2,342	$252	$2,090	$334,149
4	$2,342	$254	$2,088	$333,895
5	$2,342	$255	$2,087	$333,640
6	$2,342	$257	$2,085	$333,383
7	$2,342	$258	$2,084	$333,125
8	$2,342	$260	$2,082	$332,865
9	$2,342	$262	$2,080	$332,603
10	$2,342	$263	$2,079	$332,340
11	$2,342	$265	$2,077	$332,075
12	$2,342	$267	$2,075	$331,809
13	$2,342	$268	$2,074	$331,540
14	$2,342	$270	$2,072	$331,271
15	$2,342	$272	$2,070	$330,999
16	$2,342	$273	$2,069	$330,726
17	$2,342	$275	$2,067	$330,451
18	$2,342	$277	$2,065	$330,174
19	$2,342	$278	$2,064	$329,896
20	$2,342	$280	$2,062	$329,616
21	$2,342	$282	$2,060	$329,334
22	$2,342	$284	$2,058	$329,050
23	$2,342	$285	$2,057	$328,765
24	$2,342	$287	$2,055	$328,477
25	$2,342	$289	$2,053	$328,188
26	$2,342	$291	$2,051	$327,898
27	$2,342	$293	$2,049	$327,605
28	$2,342	$294	$2,048	$327,310
29	$2,342	$296	$2,046	$327,014
30	$2,342	$298	$2,044	$326,716
31	$2,342	$300	$2,042	$326,416
32	$2,342	$302	$2,040	$326,114
33	$2,342	$304	$2,038	$325,810
34	$2,342	$306	$2,036	$325,505
35	$2,342	$308	$2,034	$325,197
36	$2,342	$310	$2,032	$324,887
37	$2,342	$311	$2,031	$324,576
38	$2,342	$313	$2,029	$324,263
39	$2,342	$315	$2,027	$323,947
40	$2,342	$317	$2,025	$323,630
41	$2,342	$319	$2,023	$323,311
42	$2,342	$321	$2,021	$322,989
43	$2,342	$323	$2,019	$322,666
44	$2,342	$325	$2,017	$322,341
45	$2,342	$327	$2,015	$322,013
46	$2,342	$329	$2,013	$321,684
47	$2,342	$331	$2,011	$321,352
48	$2,342	$334	$2,008	$321,019
49	$2,342	$336	$2,006	$320,683
50	$2,342	$338	$2,004	$320,345
51	$2,342	$340	$2,002	$320,006
52	$2,342	$342	$2,000	$319,664
53	$2,342	$344	$1,998	$319,320
54	$2,342	$346	$1,996	$318,973
55	$2,342	$348	$1,994	$318,625
56	$2,342	$351	$1,991	$318,274
57	$2,342	$353	$1,989	$317,921
58	$2,342	$355	$1,987	$317,566
59	$2,342	$357	$1,985	$317,209
60	$2,342	$359	$1,983	$316,850
61	$2,342	$362	$1,980	$316,488
62	$2,342	$364	$1,978	$316,124
63	$2,342	$366	$1,976	$315,758
64	$2,342	$369	$1,973	$315,389
65	$2,342	$371	$1,971	$315,019
66	$2,342	$373	$1,969	$314,646
67	$2,342	$375	$1,967	$314,270
68	$2,342	$378	$1,964	$313,892
69	$2,342	$380	$1,962	$313,512
70	$2,342	$383	$1,959	$313,130
71	$2,342	$385	$1,957	$312,745
72	$2,342	$387	$1,955	$312,357
73	$2,342	$390	$1,952	$311,967
74	$2,342	$392	$1,950	$311,575
75	$2,342	$395	$1,947	$311,181
76	$2,342	$397	$1,945	$310,783
77	$2,342	$400	$1,942	$310,384
78	$2,342	$402	$1,940	$309,982
79	$2,342	$405	$1,937	$309,577
80	$2,342	$407	$1,935	$309,170
81	$2,342	$410	$1,932	$308,760
82	$2,342	$412	$1,930	$308,348
83	$2,342	$415	$1,927	$307,933
84	$2,342	$417	$1,925	$307,516
85	$2,342	$420	$1,922	$307,096
86	$2,342	$423	$1,919	$306,673
87	$2,342	$425	$1,917	$306,248
88	$2,342	$428	$1,914	$305,820
89	$2,342	$431	$1,911	$305,389
90	$2,342	$433	$1,909	$304,956
91	$2,342	$436	$1,906	$304,520
92	$2,342	$439	$1,903	$304,081
93	$2,342	$441	$1,901	$303,640
94	$2,342	$444	$1,898	$303,195
95	$2,342	$447	$1,895	$302,748
96	$2,342	$450	$1,892	$302,299
97	$2,342	$453	$1,889	$301,846
98	$2,342	$455	$1,887	$301,391
99	$2,342	$458	$1,884	$300,932
100	$2,342	$461	$1,881	$300,471
101	$2,342	$464	$1,878	$300,007
102	$2,342	$467	$1,875	$299,540
103	$2,342	$470	$1,872	$299,070
104	$2,342	$473	$1,869	$298,597
105	$2,342	$476	$1,866	$298,122
106	$2,342	$479	$1,863	$297,643
107	$2,342	$482	$1,860	$297,161
108	$2,342	$485	$1,857	$296,676
109	$2,342	$488	$1,854	$296,189
110	$2,342	$491	$1,851	$295,698
111	$2,342	$494	$1,848	$295,204
112	$2,342	$497	$1,845	$294,707
113	$2,342	$500	$1,842	$294,207
114	$2,342	$503	$1,839	$293,704
115	$2,342	$506	$1,836	$293,197
116	$2,342	$510	$1,832	$292,688
117	$2,342	$513	$1,829	$292,175
118	$2,342	$516	$1,826	$291,659
119	$2,342	$519	$1,823	$291,140
120	$2,342	$522	$1,820	$290,618
121	$2,342	$526	$1,816	$290,092
122	$2,342	$529	$1,813	$289,563
123	$2,342	$532	$1,810	$289,031
124	$2,342	$536	$1,806	$288,495
125	$2,342	$539	$1,803	$287,956
126	$2,342	$542	$1,800	$287,414
127	$2,342	$546	$1,796	$286,868
128	$2,342	$549	$1,793	$286,319
129	$2,342	$553	$1,790	$285,767
130	$2,342	$556	$1,786	$285,211
131	$2,342	$559	$1,783	$284,651
132	$2,342	$563	$1,779	$284,089
133	$2,342	$566	$1,776	$283,522
134	$2,342	$570	$1,772	$282,952
135	$2,342	$574	$1,768	$282,379
136	$2,342	$577	$1,765	$281,801
137	$2,342	$581	$1,761	$281,221
138	$2,342	$584	$1,758	$280,636
139	$2,342	$588	$1,754	$280,048
140	$2,342	$592	$1,750	$279,457
141	$2,342	$595	$1,747	$278,861
142	$2,342	$599	$1,743	$278,262
143	$2,342	$603	$1,739	$277,659
144	$2,342	$607	$1,735	$277,053
145	$2,342	$610	$1,732	$276,442
146	$2,342	$614	$1,728	$275,828
147	$2,342	$618	$1,724	$275,210
148	$2,342	$622	$1,720	$274,588
149	$2,342	$626	$1,716	$273,962
150	$2,342	$630	$1,712	$273,332
151	$2,342	$634	$1,708	$272,699
152	$2,342	$638	$1,704	$272,061
153	$2,342	$642	$1,700	$271,419
154	$2,342	$646	$1,696	$270,774
155	$2,342	$650	$1,692	$270,124
156	$2,342	$654	$1,688	$269,470
157	$2,342	$658	$1,684	$268,813
158	$2,342	$662	$1,680	$268,151
159	$2,342	$666	$1,676	$267,485
160	$2,342	$670	$1,672	$266,814
161	$2,342	$674	$1,668	$266,140
162	$2,342	$679	$1,663	$265,461
163	$2,342	$683	$1,659	$264,778
164	$2,342	$687	$1,655	$264,091
165	$2,342	$691	$1,651	$263,400
166	$2,342	$696	$1,646	$262,704
167	$2,342	$700	$1,642	$262,004
168	$2,342	$704	$1,638	$261,300
169	$2,342	$709	$1,633	$260,591
170	$2,342	$713	$1,629	$259,877
171	$2,342	$718	$1,624	$259,160
172	$2,342	$722	$1,620	$258,437
173	$2,342	$727	$1,615	$257,711
174	$2,342	$731	$1,611	$256,979
175	$2,342	$736	$1,606	$256,243
176	$2,342	$740	$1,602	$255,503
177	$2,342	$745	$1,597	$254,758
178	$2,342	$750	$1,592	$254,008
179	$2,342	$754	$1,588	$253,254
180	$2,342	$759	$1,583	$252,494
181	$2,342	$764	$1,578	$251,731
182	$2,342	$769	$1,573	$250,962
183	$2,342	$773	$1,569	$250,188
184	$2,342	$778	$1,564	$249,410
185	$2,342	$783	$1,559	$248,627
186	$2,342	$788	$1,554	$247,839
187	$2,342	$793	$1,549	$247,046
188	$2,342	$798	$1,544	$246,248
189	$2,342	$803	$1,539	$245,445
190	$2,342	$808	$1,534	$244,637
191	$2,342	$813	$1,529	$243,824
192	$2,342	$818	$1,524	$243,006
193	$2,342	$823	$1,519	$242,183
194	$2,342	$828	$1,514	$241,354
195	$2,342	$834	$1,508	$240,521
196	$2,342	$839	$1,503	$239,682
197	$2,342	$844	$1,498	$238,838
198	$2,342	$849	$1,493	$237,989
199	$2,342	$855	$1,487	$237,134
200	$2,342	$860	$1,482	$236,274
201	$2,342	$865	$1,477	$235,409
202	$2,342	$871	$1,471	$234,538
203	$2,342	$876	$1,466	$233,662
204	$2,342	$882	$1,460	$232,780
205	$2,342	$887	$1,455	$231,893
206	$2,342	$893	$1,449	$231,001
207	$2,342	$898	$1,444	$230,102
208	$2,342	$904	$1,438	$229,199
209	$2,342	$910	$1,432	$228,289
210	$2,342	$915	$1,427	$227,374
211	$2,342	$921	$1,421	$226,453
212	$2,342	$927	$1,415	$225,526
213	$2,342	$932	$1,410	$224,594
214	$2,342	$938	$1,404	$223,656
215	$2,342	$944	$1,398	$222,711
216	$2,342	$950	$1,392	$221,761
217	$2,342	$956	$1,386	$220,805
218	$2,342	$962	$1,380	$219,843
219	$2,342	$968	$1,374	$218,875
220	$2,342	$974	$1,368	$217,901
221	$2,342	$980	$1,362	$216,921
222	$2,342	$986	$1,356	$215,935
223	$2,342	$992	$1,350	$214,943
224	$2,342	$999	$1,343	$213,944
225	$2,342	$1,005	$1,337	$212,939
226	$2,342	$1,011	$1,331	$211,928
227	$2,342	$1,017	$1,325	$210,911
228	$2,342	$1,024	$1,318	$209,887
229	$2,342	$1,030	$1,312	$208,857
230	$2,342	$1,037	$1,305	$207,820
231	$2,342	$1,043	$1,299	$206,777
232	$2,342	$1,050	$1,292	$205,727
233	$2,342	$1,056	$1,286	$204,671
234	$2,342	$1,063	$1,279	$203,608
235	$2,342	$1,069	$1,273	$202,539
236	$2,342	$1,076	$1,266	$201,463
237	$2,342	$1,083	$1,259	$200,380
238	$2,342	$1,090	$1,252	$199,290
239	$2,342	$1,096	$1,246	$198,194
240	$2,342	$1,103	$1,239	$197,090
241	$2,342	$1,110	$1,232	$195,980
242	$2,342	$1,117	$1,225	$194,863
243	$2,342	$1,124	$1,218	$193,739
244	$2,342	$1,131	$1,211	$192,608
245	$2,342	$1,138	$1,204	$191,470
246	$2,342	$1,145	$1,197	$190,324
247	$2,342	$1,152	$1,190	$189,172
248	$2,342	$1,160	$1,182	$188,012
249	$2,342	$1,167	$1,175	$186,845
250	$2,342	$1,174	$1,168	$185,671
251	$2,342	$1,182	$1,160	$184,489
252	$2,342	$1,189	$1,153	$183,300
253	$2,342	$1,196	$1,146	$182,104
254	$2,342	$1,204	$1,138	$180,900
255	$2,342	$1,211	$1,131	$179,689
256	$2,342	$1,219	$1,123	$178,470
257	$2,342	$1,227	$1,115	$177,243
258	$2,342	$1,234	$1,108	$176,009
259	$2,342	$1,242	$1,100	$174,767
260	$2,342	$1,250	$1,092	$173,517
261	$2,342	$1,258	$1,084	$172,260
262	$2,342	$1,265	$1,077	$170,995
263	$2,342	$1,273	$1,069	$169,721
264	$2,342	$1,281	$1,061	$168,440
265	$2,342	$1,289	$1,053	$167,151
266	$2,342	$1,297	$1,045	$165,853
267	$2,342	$1,305	$1,037	$164,548
268	$2,342	$1,314	$1,028	$163,234
269	$2,342	$1,322	$1,020	$161,913
270	$2,342	$1,330	$1,012	$160,583
271	$2,342	$1,338	$1,004	$159,244
272	$2,342	$1,347	$995	$157,898
273	$2,342	$1,355	$987	$156,542
274	$2,342	$1,364	$978	$155,179
275	$2,342	$1,372	$970	$153,807
276	$2,342	$1,381	$961	$152,426
277	$2,342	$1,389	$953	$151,037
278	$2,342	$1,398	$944	$149,639
279	$2,342	$1,407	$935	$148,232
280	$2,342	$1,416	$926	$146,816
281	$2,342	$1,424	$918	$145,392
282	$2,342	$1,433	$909	$143,959
283	$2,342	$1,442	$900	$142,516
284	$2,342	$1,451	$891	$141,065
285	$2,342	$1,460	$882	$139,605
286	$2,342	$1,469	$873	$138,135
287	$2,342	$1,479	$863	$136,657
288	$2,342	$1,488	$854	$135,169
289	$2,342	$1,497	$845	$133,672
290	$2,342	$1,507	$835	$132,165
291	$2,342	$1,516	$826	$130,649
292	$2,342	$1,525	$817	$129,124
293	$2,342	$1,535	$807	$127,589
294	$2,342	$1,545	$797	$126,044
295	$2,342	$1,554	$788	$124,490
296	$2,342	$1,564	$778	$122,926
297	$2,342	$1,574	$768	$121,352
298	$2,342	$1,584	$758	$119,769
299	$2,342	$1,593	$749	$118,175
300	$2,342	$1,603	$739	$116,572
301	$2,342	$1,613	$729	$114,958
302	$2,342	$1,624	$718	$113,335
303	$2,342	$1,634	$708	$111,701
304	$2,342	$1,644	$698	$110,057
305	$2,342	$1,654	$688	$108,403
306	$2,342	$1,664	$678	$106,739
307	$2,342	$1,675	$667	$105,064
308	$2,342	$1,685	$657	$103,378
309	$2,342	$1,696	$646	$101,683
310	$2,342	$1,706	$636	$99,976
311	$2,342	$1,717	$625	$98,259
312	$2,342	$1,728	$614	$96,531
313	$2,342	$1,739	$603	$94,792
314	$2,342	$1,750	$592	$93,043
315	$2,342	$1,760	$582	$91,282
316	$2,342	$1,771	$571	$89,511
317	$2,342	$1,783	$559	$87,728
318	$2,342	$1,794	$548	$85,935
319	$2,342	$1,805	$537	$84,130
320	$2,342	$1,816	$526	$82,313
321	$2,342	$1,828	$514	$80,486
322	$2,342	$1,839	$503	$78,647
323	$2,342	$1,850	$492	$76,797
324	$2,342	$1,862	$480	$74,934
325	$2,342	$1,874	$468	$73,061
326	$2,342	$1,885	$457	$71,175
327	$2,342	$1,897	$445	$69,278
328	$2,342	$1,909	$433	$67,369
329	$2,342	$1,921	$421	$65,448
330	$2,342	$1,933	$409	$63,515
331	$2,342	$1,945	$397	$61,570
332	$2,342	$1,957	$385	$59,613
333	$2,342	$1,969	$373	$57,644
334	$2,342	$1,982	$360	$55,662
335	$2,342	$1,994	$348	$53,668
336	$2,342	$2,007	$335	$51,661
337	$2,342	$2,019	$323	$49,642
338	$2,342	$2,032	$310	$47,610
339	$2,342	$2,044	$298	$45,566
340	$2,342	$2,057	$285	$43,509
341	$2,342	$2,070	$272	$41,439
342	$2,342	$2,083	$259	$39,356
343	$2,342	$2,096	$246	$37,260
344	$2,342	$2,109	$233	$35,151
345	$2,342	$2,122	$220	$33,028
346	$2,342	$2,136	$206	$30,893
347	$2,342	$2,149	$193	$28,744
348	$2,342	$2,162	$180	$26,581
349	$2,342	$2,176	$166	$24,406
350	$2,342	$2,189	$153	$22,216
351	$2,342	$2,203	$139	$20,013
352	$2,342	$2,217	$125	$17,796
353	$2,342	$2,231	$111	$15,565
354	$2,342	$2,245	$97	$13,321
355	$2,342	$2,259	$83	$11,062
356	$2,342	$2,273	$69	$8,789
357	$2,342	$2,287	$55	$6,502
358	$2,342	$2,301	$41	$4,201
359	$2,342	$2,316	$26	$1,885
360	$2,342	$2,330	$12	$0

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