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7209 SW 86th Ter

Gainesville, FL, 32608

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☆☆☆☆☆★★★★★
Five Stars
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4 Bedrooms
2 Bathrooms
1,954 Sq Ft
8,276 Sq Ft

Description

Under contract-accepting backup offers. Welcome to this beautifully updated 4-bedroom, 2-bathroom home nestled in the highly sought-after Mentone community. Almost the entire home has been thoughtfully renovated in the last 5 years, offering a blend of modern updates and comfort. All of the living spaces have hardwood floors. You will find newer carpet in the bedrooms. Freshly painted walls both inside and out, give the home a bright, inviting atmosphere. The windows have all been replaced, and stunning plantation shutters have been added, allowing for abundant natural light while maintaining privacy. The heart of the home, the kitchen, has been completely transformed with new cabinetry and newer appliances, perfect for both cooking and entertaining. In 2024, the primary bathroom was remodeled to create a luxurious retreat. For added peace of mind, the roof and HVAC were both replaced in 2021, and the water heater was replaced in 2024. Enjoy the added security of a whole-house generator, providing comfort and peace of mind during hurricane season. The screened-in porch and fully fenced-in backyard offers a private space for outdoor gatherings, gardening, or simply relaxing in your own oasis. As part of the Mentone community, you'll also enjoy fantastic HOA amenities, including a sparkling community pool, playground, and basketball court—perfect for family fun and relaxation. This home is truly move-in ready and waiting for you to make it your own. Don’t miss the opportunity to live in this beautiful, well-maintained property in Mentone. Schedule your tour today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$449,000
Property Type	Single Family Homes
Usable Sqft	1,954
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2003
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$218.92
Association Name:	Kelly Burch
Association Amenities:	Basketball Court, Playground, Pool, Tennis Court(s), Community Pool, Recreational Facilities

APN #	07061080055
MLS #	GC528742
Property ID	314436585
Lot Sqft	8,276
Zoning	R-1A
Days on Market	61
Original List Price	$449,000
Applicances	Convection Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator%
Date Updated	March 31, 2025
Date Created	February 24, 2025

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Your payment
$3,306
per month

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Principle & Interest

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Estimated payment	$3,306 /mo
Loan amount	$449,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,306
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $681,677 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,139	$333	$2,806	$448,667
2	$3,139	$335	$2,804	$448,332
3	$3,139	$337	$2,802	$447,996
4	$3,139	$339	$2,800	$447,656
5	$3,139	$341	$2,798	$447,315
6	$3,139	$343	$2,796	$446,972
7	$3,139	$345	$2,794	$446,627
8	$3,139	$348	$2,791	$446,279
9	$3,139	$350	$2,789	$445,929
10	$3,139	$352	$2,787	$445,577
11	$3,139	$354	$2,785	$445,223
12	$3,139	$356	$2,783	$444,867
13	$3,139	$359	$2,780	$444,508
14	$3,139	$361	$2,778	$444,147
15	$3,139	$363	$2,776	$443,784
16	$3,139	$365	$2,774	$443,419
17	$3,139	$368	$2,771	$443,051
18	$3,139	$370	$2,769	$442,681
19	$3,139	$372	$2,767	$442,309
20	$3,139	$375	$2,764	$441,935
21	$3,139	$377	$2,762	$441,558
22	$3,139	$379	$2,760	$441,178
23	$3,139	$382	$2,757	$440,797
24	$3,139	$384	$2,755	$440,413
25	$3,139	$386	$2,753	$440,026
26	$3,139	$389	$2,750	$439,638
27	$3,139	$391	$2,748	$439,246
28	$3,139	$394	$2,745	$438,853
29	$3,139	$396	$2,743	$438,456
30	$3,139	$399	$2,740	$438,058
31	$3,139	$401	$2,738	$437,657
32	$3,139	$404	$2,735	$437,253
33	$3,139	$406	$2,733	$436,847
34	$3,139	$409	$2,730	$436,438
35	$3,139	$411	$2,728	$436,027
36	$3,139	$414	$2,725	$435,613
37	$3,139	$416	$2,723	$435,197
38	$3,139	$419	$2,720	$434,778
39	$3,139	$422	$2,717	$434,356
40	$3,139	$424	$2,715	$433,932
41	$3,139	$427	$2,712	$433,505
42	$3,139	$430	$2,709	$433,075
43	$3,139	$432	$2,707	$432,643
44	$3,139	$435	$2,704	$432,208
45	$3,139	$438	$2,701	$431,770
46	$3,139	$440	$2,699	$431,330
47	$3,139	$443	$2,696	$430,887
48	$3,139	$446	$2,693	$430,441
49	$3,139	$449	$2,690	$429,992
50	$3,139	$452	$2,687	$429,540
51	$3,139	$454	$2,685	$429,086
52	$3,139	$457	$2,682	$428,629
53	$3,139	$460	$2,679	$428,169
54	$3,139	$463	$2,676	$427,706
55	$3,139	$466	$2,673	$427,240
56	$3,139	$469	$2,670	$426,771
57	$3,139	$472	$2,667	$426,299
58	$3,139	$475	$2,664	$425,825
59	$3,139	$478	$2,661	$425,347
60	$3,139	$481	$2,658	$424,867
61	$3,139	$484	$2,655	$424,383
62	$3,139	$487	$2,652	$423,896
63	$3,139	$490	$2,649	$423,407
64	$3,139	$493	$2,646	$422,914
65	$3,139	$496	$2,643	$422,418
66	$3,139	$499	$2,640	$421,919
67	$3,139	$502	$2,637	$421,417
68	$3,139	$505	$2,634	$420,912
69	$3,139	$508	$2,631	$420,404
70	$3,139	$511	$2,628	$419,892
71	$3,139	$515	$2,624	$419,378
72	$3,139	$518	$2,621	$418,860
73	$3,139	$521	$2,618	$418,339
74	$3,139	$524	$2,615	$417,814
75	$3,139	$528	$2,611	$417,287
76	$3,139	$531	$2,608	$416,756
77	$3,139	$534	$2,605	$416,221
78	$3,139	$538	$2,601	$415,684
79	$3,139	$541	$2,598	$415,143
80	$3,139	$544	$2,595	$414,599
81	$3,139	$548	$2,591	$414,051
82	$3,139	$551	$2,588	$413,500
83	$3,139	$555	$2,584	$412,945
84	$3,139	$558	$2,581	$412,387
85	$3,139	$562	$2,577	$411,825
86	$3,139	$565	$2,574	$411,260
87	$3,139	$569	$2,570	$410,692
88	$3,139	$572	$2,567	$410,119
89	$3,139	$576	$2,563	$409,544
90	$3,139	$579	$2,560	$408,964
91	$3,139	$583	$2,556	$408,381
92	$3,139	$587	$2,552	$407,795
93	$3,139	$590	$2,549	$407,204
94	$3,139	$594	$2,545	$406,610
95	$3,139	$598	$2,541	$406,013
96	$3,139	$601	$2,538	$405,411
97	$3,139	$605	$2,534	$404,806
98	$3,139	$609	$2,530	$404,197
99	$3,139	$613	$2,526	$403,584
100	$3,139	$617	$2,522	$402,968
101	$3,139	$620	$2,519	$402,347
102	$3,139	$624	$2,515	$401,723
103	$3,139	$628	$2,511	$401,095
104	$3,139	$632	$2,507	$400,463
105	$3,139	$636	$2,503	$399,827
106	$3,139	$640	$2,499	$399,186
107	$3,139	$644	$2,495	$398,542
108	$3,139	$648	$2,491	$397,894
109	$3,139	$652	$2,487	$397,242
110	$3,139	$656	$2,483	$396,586
111	$3,139	$660	$2,479	$395,926
112	$3,139	$664	$2,475	$395,261
113	$3,139	$669	$2,470	$394,592
114	$3,139	$673	$2,466	$393,920
115	$3,139	$677	$2,462	$393,243
116	$3,139	$681	$2,458	$392,561
117	$3,139	$685	$2,454	$391,876
118	$3,139	$690	$2,449	$391,186
119	$3,139	$694	$2,445	$390,492
120	$3,139	$698	$2,441	$389,794
121	$3,139	$703	$2,436	$389,091
122	$3,139	$707	$2,432	$388,384
123	$3,139	$712	$2,427	$387,672
124	$3,139	$716	$2,423	$386,956
125	$3,139	$721	$2,418	$386,235
126	$3,139	$725	$2,414	$385,510
127	$3,139	$730	$2,409	$384,781
128	$3,139	$734	$2,405	$384,047
129	$3,139	$739	$2,400	$383,308
130	$3,139	$743	$2,396	$382,565
131	$3,139	$748	$2,391	$381,817
132	$3,139	$753	$2,386	$381,064
133	$3,139	$757	$2,382	$380,307
134	$3,139	$762	$2,377	$379,545
135	$3,139	$767	$2,372	$378,778
136	$3,139	$772	$2,367	$378,006
137	$3,139	$776	$2,363	$377,230
138	$3,139	$781	$2,358	$376,448
139	$3,139	$786	$2,353	$375,662
140	$3,139	$791	$2,348	$374,871
141	$3,139	$796	$2,343	$374,075
142	$3,139	$801	$2,338	$373,274
143	$3,139	$806	$2,333	$372,468
144	$3,139	$811	$2,328	$371,657
145	$3,139	$816	$2,323	$370,841
146	$3,139	$821	$2,318	$370,020
147	$3,139	$826	$2,313	$369,193
148	$3,139	$832	$2,307	$368,362
149	$3,139	$837	$2,302	$367,525
150	$3,139	$842	$2,297	$366,683
151	$3,139	$847	$2,292	$365,836
152	$3,139	$853	$2,286	$364,983
153	$3,139	$858	$2,281	$364,125
154	$3,139	$863	$2,276	$363,262
155	$3,139	$869	$2,270	$362,393
156	$3,139	$874	$2,265	$361,519
157	$3,139	$880	$2,260	$360,640
158	$3,139	$885	$2,254	$359,755
159	$3,139	$891	$2,248	$358,864
160	$3,139	$896	$2,243	$357,968
161	$3,139	$902	$2,237	$357,067
162	$3,139	$907	$2,232	$356,159
163	$3,139	$913	$2,226	$355,246
164	$3,139	$919	$2,220	$354,328
165	$3,139	$924	$2,215	$353,403
166	$3,139	$930	$2,209	$352,473
167	$3,139	$936	$2,203	$351,537
168	$3,139	$942	$2,197	$350,595
169	$3,139	$948	$2,191	$349,647
170	$3,139	$954	$2,185	$348,693
171	$3,139	$960	$2,179	$347,734
172	$3,139	$966	$2,173	$346,768
173	$3,139	$972	$2,167	$345,796
174	$3,139	$978	$2,161	$344,819
175	$3,139	$984	$2,155	$343,835
176	$3,139	$990	$2,149	$342,845
177	$3,139	$996	$2,143	$341,849
178	$3,139	$1,002	$2,137	$340,846
179	$3,139	$1,009	$2,130	$339,837
180	$3,139	$1,015	$2,124	$338,822
181	$3,139	$1,021	$2,118	$337,801
182	$3,139	$1,028	$2,111	$336,773
183	$3,139	$1,034	$2,105	$335,739
184	$3,139	$1,041	$2,098	$334,698
185	$3,139	$1,047	$2,092	$333,651
186	$3,139	$1,054	$2,085	$332,598
187	$3,139	$1,060	$2,079	$331,537
188	$3,139	$1,067	$2,072	$330,470
189	$3,139	$1,074	$2,065	$329,397
190	$3,139	$1,080	$2,059	$328,317
191	$3,139	$1,087	$2,052	$327,230
192	$3,139	$1,094	$2,045	$326,136
193	$3,139	$1,101	$2,038	$325,035
194	$3,139	$1,108	$2,031	$323,928
195	$3,139	$1,114	$2,025	$322,813
196	$3,139	$1,121	$2,018	$321,692
197	$3,139	$1,128	$2,011	$320,563
198	$3,139	$1,135	$2,004	$319,428
199	$3,139	$1,143	$1,996	$318,285
200	$3,139	$1,150	$1,989	$317,136
201	$3,139	$1,157	$1,982	$315,979
202	$3,139	$1,164	$1,975	$314,815
203	$3,139	$1,171	$1,968	$313,643
204	$3,139	$1,179	$1,960	$312,464
205	$3,139	$1,186	$1,953	$311,278
206	$3,139	$1,194	$1,945	$310,085
207	$3,139	$1,201	$1,938	$308,884
208	$3,139	$1,208	$1,931	$307,675
209	$3,139	$1,216	$1,923	$306,459
210	$3,139	$1,224	$1,915	$305,236
211	$3,139	$1,231	$1,908	$304,004
212	$3,139	$1,239	$1,900	$302,765
213	$3,139	$1,247	$1,892	$301,519
214	$3,139	$1,255	$1,884	$300,264
215	$3,139	$1,262	$1,877	$299,002
216	$3,139	$1,270	$1,869	$297,732
217	$3,139	$1,278	$1,861	$296,453
218	$3,139	$1,286	$1,853	$295,167
219	$3,139	$1,294	$1,845	$293,873
220	$3,139	$1,302	$1,837	$292,571
221	$3,139	$1,310	$1,829	$291,260
222	$3,139	$1,319	$1,820	$289,942
223	$3,139	$1,327	$1,812	$288,615
224	$3,139	$1,335	$1,804	$287,280
225	$3,139	$1,344	$1,796	$285,936
226	$3,139	$1,352	$1,787	$284,584
227	$3,139	$1,360	$1,779	$283,224
228	$3,139	$1,369	$1,770	$281,855
229	$3,139	$1,377	$1,762	$280,478
230	$3,139	$1,386	$1,753	$279,092
231	$3,139	$1,395	$1,744	$277,697
232	$3,139	$1,403	$1,736	$276,294
233	$3,139	$1,412	$1,727	$274,881
234	$3,139	$1,421	$1,718	$273,460
235	$3,139	$1,430	$1,709	$272,031
236	$3,139	$1,439	$1,700	$270,592
237	$3,139	$1,448	$1,691	$269,144
238	$3,139	$1,457	$1,682	$267,687
239	$3,139	$1,466	$1,673	$266,221
240	$3,139	$1,475	$1,664	$264,746
241	$3,139	$1,484	$1,655	$263,262
242	$3,139	$1,494	$1,645	$261,768
243	$3,139	$1,503	$1,636	$260,265
244	$3,139	$1,512	$1,627	$258,753
245	$3,139	$1,522	$1,617	$257,231
246	$3,139	$1,531	$1,608	$255,700
247	$3,139	$1,541	$1,598	$254,159
248	$3,139	$1,551	$1,588	$252,608
249	$3,139	$1,560	$1,579	$251,048
250	$3,139	$1,570	$1,569	$249,478
251	$3,139	$1,580	$1,559	$247,898
252	$3,139	$1,590	$1,549	$246,309
253	$3,139	$1,600	$1,539	$244,709
254	$3,139	$1,610	$1,529	$243,100
255	$3,139	$1,620	$1,519	$241,480
256	$3,139	$1,630	$1,509	$239,850
257	$3,139	$1,640	$1,499	$238,210
258	$3,139	$1,650	$1,489	$236,560
259	$3,139	$1,661	$1,479	$234,900
260	$3,139	$1,671	$1,468	$233,229
261	$3,139	$1,681	$1,458	$231,547
262	$3,139	$1,692	$1,447	$229,856
263	$3,139	$1,702	$1,437	$228,153
264	$3,139	$1,713	$1,426	$226,440
265	$3,139	$1,724	$1,415	$224,716
266	$3,139	$1,735	$1,404	$222,982
267	$3,139	$1,745	$1,394	$221,236
268	$3,139	$1,756	$1,383	$219,480
269	$3,139	$1,767	$1,372	$217,713
270	$3,139	$1,778	$1,361	$215,935
271	$3,139	$1,789	$1,350	$214,145
272	$3,139	$1,801	$1,338	$212,345
273	$3,139	$1,812	$1,327	$210,533
274	$3,139	$1,823	$1,316	$208,710
275	$3,139	$1,835	$1,304	$206,875
276	$3,139	$1,846	$1,293	$205,029
277	$3,139	$1,858	$1,281	$203,171
278	$3,139	$1,869	$1,270	$201,302
279	$3,139	$1,881	$1,258	$199,421
280	$3,139	$1,893	$1,246	$197,529
281	$3,139	$1,904	$1,235	$195,624
282	$3,139	$1,916	$1,223	$193,708
283	$3,139	$1,928	$1,211	$191,780
284	$3,139	$1,940	$1,199	$189,839
285	$3,139	$1,953	$1,187	$187,887
286	$3,139	$1,965	$1,174	$185,922
287	$3,139	$1,977	$1,162	$183,945
288	$3,139	$1,989	$1,150	$181,956
289	$3,139	$2,002	$1,137	$179,954
290	$3,139	$2,014	$1,125	$177,940
291	$3,139	$2,027	$1,112	$175,913
292	$3,139	$2,040	$1,099	$173,873
293	$3,139	$2,052	$1,087	$171,821
294	$3,139	$2,065	$1,074	$169,756
295	$3,139	$2,078	$1,061	$167,678
296	$3,139	$2,091	$1,048	$165,587
297	$3,139	$2,104	$1,035	$163,483
298	$3,139	$2,117	$1,022	$161,366
299	$3,139	$2,130	$1,009	$159,235
300	$3,139	$2,144	$995	$157,091
301	$3,139	$2,157	$982	$154,934
302	$3,139	$2,171	$968	$152,763
303	$3,139	$2,184	$955	$150,579
304	$3,139	$2,198	$941	$148,381
305	$3,139	$2,212	$927	$146,170
306	$3,139	$2,225	$914	$143,944
307	$3,139	$2,239	$900	$141,705
308	$3,139	$2,253	$886	$139,452
309	$3,139	$2,267	$872	$137,184
310	$3,139	$2,282	$857	$134,903
311	$3,139	$2,296	$843	$132,607
312	$3,139	$2,310	$829	$130,297
313	$3,139	$2,325	$814	$127,972
314	$3,139	$2,339	$800	$125,633
315	$3,139	$2,354	$785	$123,279
316	$3,139	$2,369	$770	$120,910
317	$3,139	$2,383	$756	$118,527
318	$3,139	$2,398	$741	$116,129
319	$3,139	$2,413	$726	$113,716
320	$3,139	$2,428	$711	$111,287
321	$3,139	$2,443	$696	$108,844
322	$3,139	$2,459	$680	$106,385
323	$3,139	$2,474	$665	$103,911
324	$3,139	$2,490	$649	$101,422
325	$3,139	$2,505	$634	$98,916
326	$3,139	$2,521	$618	$96,396
327	$3,139	$2,537	$602	$93,859
328	$3,139	$2,552	$587	$91,307
329	$3,139	$2,568	$571	$88,738
330	$3,139	$2,584	$555	$86,154
331	$3,139	$2,601	$538	$83,553
332	$3,139	$2,617	$522	$80,937
333	$3,139	$2,633	$506	$78,304
334	$3,139	$2,650	$489	$75,654
335	$3,139	$2,666	$473	$72,988
336	$3,139	$2,683	$456	$70,305
337	$3,139	$2,700	$439	$67,605
338	$3,139	$2,716	$423	$64,889
339	$3,139	$2,733	$406	$62,155
340	$3,139	$2,751	$388	$59,405
341	$3,139	$2,768	$371	$56,637
342	$3,139	$2,785	$354	$53,852
343	$3,139	$2,802	$337	$51,050
344	$3,139	$2,820	$319	$48,230
345	$3,139	$2,838	$301	$45,392
346	$3,139	$2,855	$284	$42,537
347	$3,139	$2,873	$266	$39,664
348	$3,139	$2,891	$248	$36,773
349	$3,139	$2,909	$230	$33,864
350	$3,139	$2,927	$212	$30,936
351	$3,139	$2,946	$193	$27,991
352	$3,139	$2,964	$175	$25,027
353	$3,139	$2,983	$156	$22,044
354	$3,139	$3,001	$138	$19,043
355	$3,139	$3,020	$119	$16,023
356	$3,139	$3,039	$100	$12,984
357	$3,139	$3,058	$81	$9,926
358	$3,139	$3,077	$62	$6,849
359	$3,139	$3,096	$43	$3,753
360	$3,139	$3,116	$23	$0

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Listing Provided By

Lisa Fetrow an agent of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS.

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 31, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.