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7432 SW 81st WAY

Gainesville, FL, 32608

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☆☆☆☆☆★★★★★
Five Stars
(0)

3 Bedrooms
2 Bathrooms
1,603 Sq Ft
6,534 Sq Ft

Description

This beautifully finished, adorable 3/2 sits on a spacious, tranquil lot and is highlighted by hand scraped wood floors, crown molding and a gorgeous kitchen with granite counters, upgraded wood cabinets, a pantry and stainless appliances that include a 2024 Bosch dishwasher. The soothing master has a large closet, a luxurious bath with oversized walk-in shower, dual sinks and a garden tub. Relax, play or entertain on the screened lanai or in the park-like, fenced back yard with an inviting paver patio where you can enjoy the sounds of birds calling as you grill your evening meal. Additional highlights include 2024 exterior paint, 2025 interior paint, 2017 HVAC, a smart thermostat, built-in 5:1 surround sound speakers, a charming front porch and spectacular community amenities that include front yard maintenance, a beach-entry pool, kiddie fountain, clubhouse, fitness center, basketball court, playground, tennis & sidewalks throughout and an outstanding location with nearby Publix shopping, restaurants, great schools and an easy commute to UF, Shands, the VA and I-75. Blinds will remain but drapes will not convey

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$374,900
Property Type	Single Family Homes
Usable Sqft	1,603
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	2009
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$374
Association Name:	Vesta
Association Amenities:	Unknown

APN #	07098306327
MLS #	GC528386
Property ID	314435283
Lot Sqft	6,534
Zoning	PD
Days on Market	59
Original List Price	$379,900
Applicances	Dishwasher, Disposal, Microwave, Range, Refrigerator%
Date Updated	April 02, 2025
Date Created	February 24, 2025

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Your payment
$2,788
per month

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Principle & Interest

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Estimated payment	$2,788 /mo
Loan amount	$374,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,788
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $569,138 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,621	$278	$2,343	$374,622
2	$2,621	$280	$2,341	$374,343
3	$2,621	$281	$2,340	$374,061
4	$2,621	$283	$2,338	$373,778
5	$2,621	$285	$2,336	$373,493
6	$2,621	$287	$2,334	$373,206
7	$2,621	$288	$2,333	$372,918
8	$2,621	$290	$2,331	$372,628
9	$2,621	$292	$2,329	$372,336
10	$2,621	$294	$2,327	$372,042
11	$2,621	$296	$2,325	$371,746
12	$2,621	$298	$2,323	$371,448
13	$2,621	$299	$2,322	$371,149
14	$2,621	$301	$2,320	$370,848
15	$2,621	$303	$2,318	$370,544
16	$2,621	$305	$2,316	$370,239
17	$2,621	$307	$2,314	$369,932
18	$2,621	$309	$2,312	$369,623
19	$2,621	$311	$2,310	$369,313
20	$2,621	$313	$2,308	$369,000
21	$2,621	$315	$2,306	$368,685
22	$2,621	$317	$2,304	$368,368
23	$2,621	$319	$2,302	$368,050
24	$2,621	$321	$2,300	$367,729
25	$2,621	$323	$2,298	$367,406
26	$2,621	$325	$2,296	$367,082
27	$2,621	$327	$2,294	$366,755
28	$2,621	$329	$2,292	$366,426
29	$2,621	$331	$2,290	$366,095
30	$2,621	$333	$2,288	$365,762
31	$2,621	$335	$2,286	$365,427
32	$2,621	$337	$2,284	$365,090
33	$2,621	$339	$2,282	$364,751
34	$2,621	$341	$2,280	$364,410
35	$2,621	$343	$2,278	$364,066
36	$2,621	$346	$2,275	$363,721
37	$2,621	$348	$2,273	$363,373
38	$2,621	$350	$2,271	$363,023
39	$2,621	$352	$2,269	$362,671
40	$2,621	$354	$2,267	$362,317
41	$2,621	$357	$2,264	$361,960
42	$2,621	$359	$2,262	$361,601
43	$2,621	$361	$2,260	$361,240
44	$2,621	$363	$2,258	$360,877
45	$2,621	$366	$2,255	$360,512
46	$2,621	$368	$2,253	$360,144
47	$2,621	$370	$2,251	$359,774
48	$2,621	$372	$2,249	$359,401
49	$2,621	$375	$2,246	$359,027
50	$2,621	$377	$2,244	$358,649
51	$2,621	$379	$2,242	$358,270
52	$2,621	$382	$2,239	$357,888
53	$2,621	$384	$2,237	$357,504
54	$2,621	$387	$2,234	$357,117
55	$2,621	$389	$2,232	$356,728
56	$2,621	$391	$2,230	$356,337
57	$2,621	$394	$2,227	$355,943
58	$2,621	$396	$2,225	$355,547
59	$2,621	$399	$2,222	$355,148
60	$2,621	$401	$2,220	$354,747
61	$2,621	$404	$2,217	$354,343
62	$2,621	$406	$2,215	$353,936
63	$2,621	$409	$2,212	$353,527
64	$2,621	$411	$2,210	$353,116
65	$2,621	$414	$2,207	$352,702
66	$2,621	$417	$2,204	$352,285
67	$2,621	$419	$2,202	$351,866
68	$2,621	$422	$2,199	$351,444
69	$2,621	$424	$2,197	$351,020
70	$2,621	$427	$2,194	$350,593
71	$2,621	$430	$2,191	$350,163
72	$2,621	$432	$2,189	$349,730
73	$2,621	$435	$2,186	$349,295
74	$2,621	$438	$2,183	$348,857
75	$2,621	$441	$2,180	$348,417
76	$2,621	$443	$2,178	$347,973
77	$2,621	$446	$2,175	$347,527
78	$2,621	$449	$2,172	$347,078
79	$2,621	$452	$2,169	$346,626
80	$2,621	$455	$2,166	$346,172
81	$2,621	$457	$2,164	$345,714
82	$2,621	$460	$2,161	$345,254
83	$2,621	$463	$2,158	$344,791
84	$2,621	$466	$2,155	$344,325
85	$2,621	$469	$2,152	$343,856
86	$2,621	$472	$2,149	$343,384
87	$2,621	$475	$2,146	$342,909
88	$2,621	$478	$2,143	$342,431
89	$2,621	$481	$2,140	$341,950
90	$2,621	$484	$2,137	$341,467
91	$2,621	$487	$2,134	$340,980
92	$2,621	$490	$2,131	$340,490
93	$2,621	$493	$2,128	$339,997
94	$2,621	$496	$2,125	$339,501
95	$2,621	$499	$2,122	$339,002
96	$2,621	$502	$2,119	$338,500
97	$2,621	$505	$2,116	$337,994
98	$2,621	$509	$2,112	$337,486
99	$2,621	$512	$2,109	$336,974
100	$2,621	$515	$2,106	$336,459
101	$2,621	$518	$2,103	$335,941
102	$2,621	$521	$2,100	$335,420
103	$2,621	$525	$2,096	$334,895
104	$2,621	$528	$2,093	$334,367
105	$2,621	$531	$2,090	$333,836
106	$2,621	$535	$2,086	$333,301
107	$2,621	$538	$2,083	$332,763
108	$2,621	$541	$2,080	$332,222
109	$2,621	$545	$2,076	$331,678
110	$2,621	$548	$2,073	$331,130
111	$2,621	$551	$2,070	$330,578
112	$2,621	$555	$2,066	$330,023
113	$2,621	$558	$2,063	$329,465
114	$2,621	$562	$2,059	$328,903
115	$2,621	$565	$2,056	$328,338
116	$2,621	$569	$2,052	$327,769
117	$2,621	$572	$2,049	$327,196
118	$2,621	$576	$2,045	$326,620
119	$2,621	$580	$2,041	$326,041
120	$2,621	$583	$2,038	$325,458
121	$2,621	$587	$2,034	$324,871
122	$2,621	$591	$2,030	$324,280
123	$2,621	$594	$2,027	$323,686
124	$2,621	$598	$2,023	$323,088
125	$2,621	$602	$2,019	$322,486
126	$2,621	$605	$2,016	$321,881
127	$2,621	$609	$2,012	$321,271
128	$2,621	$613	$2,008	$320,658
129	$2,621	$617	$2,004	$320,041
130	$2,621	$621	$2,000	$319,421
131	$2,621	$625	$1,996	$318,796
132	$2,621	$629	$1,992	$318,168
133	$2,621	$632	$1,989	$317,535
134	$2,621	$636	$1,985	$316,899
135	$2,621	$640	$1,981	$316,258
136	$2,621	$644	$1,977	$315,614
137	$2,621	$648	$1,973	$314,966
138	$2,621	$652	$1,969	$314,313
139	$2,621	$657	$1,964	$313,657
140	$2,621	$661	$1,960	$312,996
141	$2,621	$665	$1,956	$312,331
142	$2,621	$669	$1,952	$311,662
143	$2,621	$673	$1,948	$310,989
144	$2,621	$677	$1,944	$310,312
145	$2,621	$682	$1,939	$309,630
146	$2,621	$686	$1,935	$308,944
147	$2,621	$690	$1,931	$308,254
148	$2,621	$694	$1,927	$307,560
149	$2,621	$699	$1,922	$306,861
150	$2,621	$703	$1,918	$306,158
151	$2,621	$708	$1,913	$305,451
152	$2,621	$712	$1,909	$304,739
153	$2,621	$716	$1,905	$304,022
154	$2,621	$721	$1,900	$303,301
155	$2,621	$725	$1,896	$302,576
156	$2,621	$730	$1,891	$301,846
157	$2,621	$734	$1,887	$301,112
158	$2,621	$739	$1,882	$300,373
159	$2,621	$744	$1,877	$299,629
160	$2,621	$748	$1,873	$298,881
161	$2,621	$753	$1,868	$298,128
162	$2,621	$758	$1,863	$297,370
163	$2,621	$762	$1,859	$296,607
164	$2,621	$767	$1,854	$295,840
165	$2,621	$772	$1,849	$295,068
166	$2,621	$777	$1,844	$294,291
167	$2,621	$782	$1,839	$293,510
168	$2,621	$787	$1,834	$292,723
169	$2,621	$791	$1,830	$291,932
170	$2,621	$796	$1,825	$291,135
171	$2,621	$801	$1,820	$290,334
172	$2,621	$806	$1,815	$289,527
173	$2,621	$811	$1,810	$288,716
174	$2,621	$817	$1,804	$287,899
175	$2,621	$822	$1,799	$287,078
176	$2,621	$827	$1,794	$286,251
177	$2,621	$832	$1,789	$285,419
178	$2,621	$837	$1,784	$284,582
179	$2,621	$842	$1,779	$283,740
180	$2,621	$848	$1,773	$282,892
181	$2,621	$853	$1,768	$282,039
182	$2,621	$858	$1,763	$281,181
183	$2,621	$864	$1,757	$280,317
184	$2,621	$869	$1,752	$279,448
185	$2,621	$874	$1,747	$278,574
186	$2,621	$880	$1,741	$277,694
187	$2,621	$885	$1,736	$276,808
188	$2,621	$891	$1,730	$275,918
189	$2,621	$897	$1,724	$275,021
190	$2,621	$902	$1,719	$274,119
191	$2,621	$908	$1,713	$273,211
192	$2,621	$913	$1,708	$272,298
193	$2,621	$919	$1,702	$271,379
194	$2,621	$925	$1,696	$270,454
195	$2,621	$931	$1,690	$269,523
196	$2,621	$936	$1,685	$268,587
197	$2,621	$942	$1,679	$267,644
198	$2,621	$948	$1,673	$266,696
199	$2,621	$954	$1,667	$265,742
200	$2,621	$960	$1,661	$264,782
201	$2,621	$966	$1,655	$263,816
202	$2,621	$972	$1,649	$262,843
203	$2,621	$978	$1,643	$261,865
204	$2,621	$984	$1,637	$260,881
205	$2,621	$990	$1,631	$259,890
206	$2,621	$997	$1,624	$258,894
207	$2,621	$1,003	$1,618	$257,891
208	$2,621	$1,009	$1,612	$256,882
209	$2,621	$1,015	$1,606	$255,866
210	$2,621	$1,022	$1,599	$254,844
211	$2,621	$1,028	$1,593	$253,816
212	$2,621	$1,035	$1,586	$252,781
213	$2,621	$1,041	$1,580	$251,740
214	$2,621	$1,048	$1,573	$250,693
215	$2,621	$1,054	$1,567	$249,639
216	$2,621	$1,061	$1,560	$248,578
217	$2,621	$1,067	$1,554	$247,510
218	$2,621	$1,074	$1,547	$246,436
219	$2,621	$1,081	$1,540	$245,356
220	$2,621	$1,088	$1,533	$244,268
221	$2,621	$1,094	$1,527	$243,174
222	$2,621	$1,101	$1,520	$242,073
223	$2,621	$1,108	$1,513	$240,964
224	$2,621	$1,115	$1,506	$239,849
225	$2,621	$1,122	$1,499	$238,728
226	$2,621	$1,129	$1,492	$237,599
227	$2,621	$1,136	$1,485	$236,463
228	$2,621	$1,143	$1,478	$235,319
229	$2,621	$1,150	$1,471	$234,169
230	$2,621	$1,157	$1,464	$233,012
231	$2,621	$1,165	$1,456	$231,847
232	$2,621	$1,172	$1,449	$230,675
233	$2,621	$1,179	$1,442	$229,496
234	$2,621	$1,187	$1,434	$228,309
235	$2,621	$1,194	$1,427	$227,115
236	$2,621	$1,202	$1,419	$225,914
237	$2,621	$1,209	$1,412	$224,705
238	$2,621	$1,217	$1,404	$223,488
239	$2,621	$1,224	$1,397	$222,264
240	$2,621	$1,232	$1,389	$221,032
241	$2,621	$1,240	$1,381	$219,792
242	$2,621	$1,247	$1,374	$218,545
243	$2,621	$1,255	$1,366	$217,290
244	$2,621	$1,263	$1,358	$216,027
245	$2,621	$1,271	$1,350	$214,756
246	$2,621	$1,279	$1,342	$213,477
247	$2,621	$1,287	$1,334	$212,191
248	$2,621	$1,295	$1,326	$210,896
249	$2,621	$1,303	$1,318	$209,593
250	$2,621	$1,311	$1,310	$208,282
251	$2,621	$1,319	$1,302	$206,963
252	$2,621	$1,327	$1,294	$205,635
253	$2,621	$1,336	$1,285	$204,299
254	$2,621	$1,344	$1,277	$202,955
255	$2,621	$1,353	$1,268	$201,603
256	$2,621	$1,361	$1,260	$200,242
257	$2,621	$1,369	$1,252	$198,872
258	$2,621	$1,378	$1,243	$197,494
259	$2,621	$1,387	$1,234	$196,108
260	$2,621	$1,395	$1,226	$194,712
261	$2,621	$1,404	$1,217	$193,308
262	$2,621	$1,413	$1,208	$191,895
263	$2,621	$1,422	$1,199	$190,474
264	$2,621	$1,431	$1,190	$189,043
265	$2,621	$1,439	$1,182	$187,604
266	$2,621	$1,448	$1,173	$186,155
267	$2,621	$1,458	$1,163	$184,698
268	$2,621	$1,467	$1,154	$183,231
269	$2,621	$1,476	$1,145	$181,755
270	$2,621	$1,485	$1,136	$180,270
271	$2,621	$1,494	$1,127	$178,776
272	$2,621	$1,504	$1,117	$177,272
273	$2,621	$1,513	$1,108	$175,759
274	$2,621	$1,523	$1,099	$174,237
275	$2,621	$1,532	$1,089	$172,705
276	$2,621	$1,542	$1,079	$171,163
277	$2,621	$1,551	$1,070	$169,612
278	$2,621	$1,561	$1,060	$168,051
279	$2,621	$1,571	$1,050	$166,480
280	$2,621	$1,581	$1,041	$164,900
281	$2,621	$1,590	$1,031	$163,309
282	$2,621	$1,600	$1,021	$161,709
283	$2,621	$1,610	$1,011	$160,099
284	$2,621	$1,620	$1,001	$158,478
285	$2,621	$1,631	$990	$156,848
286	$2,621	$1,641	$980	$155,207
287	$2,621	$1,651	$970	$153,556
288	$2,621	$1,661	$960	$151,895
289	$2,621	$1,672	$949	$150,223
290	$2,621	$1,682	$939	$148,541
291	$2,621	$1,693	$928	$146,849
292	$2,621	$1,703	$918	$145,145
293	$2,621	$1,714	$907	$143,431
294	$2,621	$1,725	$896	$141,707
295	$2,621	$1,735	$886	$139,972
296	$2,621	$1,746	$875	$138,225
297	$2,621	$1,757	$864	$136,468
298	$2,621	$1,768	$853	$134,700
299	$2,621	$1,779	$842	$132,921
300	$2,621	$1,790	$831	$131,131
301	$2,621	$1,801	$820	$129,329
302	$2,621	$1,813	$808	$127,517
303	$2,621	$1,824	$797	$125,693
304	$2,621	$1,835	$786	$123,857
305	$2,621	$1,847	$774	$122,010
306	$2,621	$1,858	$763	$120,152
307	$2,621	$1,870	$751	$118,282
308	$2,621	$1,882	$739	$116,400
309	$2,621	$1,894	$728	$114,507
310	$2,621	$1,905	$716	$112,601
311	$2,621	$1,917	$704	$110,684
312	$2,621	$1,929	$692	$108,755
313	$2,621	$1,941	$680	$106,814
314	$2,621	$1,953	$668	$104,860
315	$2,621	$1,966	$655	$102,895
316	$2,621	$1,978	$643	$100,917
317	$2,621	$1,990	$631	$98,926
318	$2,621	$2,003	$618	$96,924
319	$2,621	$2,015	$606	$94,909
320	$2,621	$2,028	$593	$92,881
321	$2,621	$2,041	$581	$90,840
322	$2,621	$2,053	$568	$88,787
323	$2,621	$2,066	$555	$86,721
324	$2,621	$2,079	$542	$84,642
325	$2,621	$2,092	$529	$82,550
326	$2,621	$2,105	$516	$80,445
327	$2,621	$2,118	$503	$78,327
328	$2,621	$2,131	$490	$76,195
329	$2,621	$2,145	$476	$74,050
330	$2,621	$2,158	$463	$71,892
331	$2,621	$2,172	$449	$69,721
332	$2,621	$2,185	$436	$67,535
333	$2,621	$2,199	$422	$65,336
334	$2,621	$2,213	$408	$63,124
335	$2,621	$2,226	$395	$60,897
336	$2,621	$2,240	$381	$58,657
337	$2,621	$2,254	$367	$56,402
338	$2,621	$2,268	$353	$54,134
339	$2,621	$2,283	$338	$51,851
340	$2,621	$2,297	$324	$49,554
341	$2,621	$2,311	$310	$47,243
342	$2,621	$2,326	$295	$44,917
343	$2,621	$2,340	$281	$42,577
344	$2,621	$2,355	$266	$40,222
345	$2,621	$2,370	$251	$37,853
346	$2,621	$2,384	$237	$35,468
347	$2,621	$2,399	$222	$33,069
348	$2,621	$2,414	$207	$30,655
349	$2,621	$2,429	$192	$28,225
350	$2,621	$2,445	$176	$25,781
351	$2,621	$2,460	$161	$23,321
352	$2,621	$2,475	$146	$20,845
353	$2,621	$2,491	$130	$18,355
354	$2,621	$2,506	$115	$15,848
355	$2,621	$2,522	$99	$13,326
356	$2,621	$2,538	$83	$10,789
357	$2,621	$2,554	$67	$8,235
358	$2,621	$2,570	$51	$5,666
359	$2,621	$2,586	$35	$3,080
360	$2,621	$2,602	$19	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of April 02, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.