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524 Stephanie Ct

Lake Mary, FL, 32746

For Sale $650,000 ($263.80 per Sq Ft)

$650,000 ($263.80 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
3 Bathrooms
2,464 Sq Ft
13,917 Sq Ft

Description

Secluded, updated, and private. The perfect family home in the highly sought after area in Lake Mary’s Cardinal Oaks subdivision. NO HOA! .32 acres – 4 Bed 3 full Bathrooms (2,464 sq ft) & 2 car garage. Great location in Lake Mary. Large pool, huge Lanai, and private backyard setting. House is located on a quite cul-de-sac. The floor plan is very warm and inviting. There is 1 bedroom and full bathroom on the first floor. The kitchen is spacious with custom cabinets and a center island that offers seating for 4. A large walk-in pantry is so convenient along with all stainless-steel appliances, vent hood, and double oven. From the kitchen, you have a nice view of the private wooded backyard and pool and a second family room space that seamlessly flows from the kitchen. Perfect for when guests congregate in the kitchen area.There is a separate formal dining room with an adjacent family room with a wood burning fireplace. The upstairs primary bedroom is huge, 17ft x 18ft with a large walk-in closet, private screened balcony (35ft x 8 ft) overlooking the pool and backyard, large bathroom that features a double vanity, soaking tub, and a shower with 4 body jets. The additional bedrooms are also generously sized.
Seller has updated the following: Downstairs bathroom remodel, Trane AC system, LVP flooring, variable speed pool pump with saltwater conversion, new roof 2020, new dishwasher, lanai flooring with 20x20 porcelain tile, & custom blinds throughout the home. Conveniently located near I-4 and 417 with easy access to Orlando and 30 minutes to downtown. Schedule a showing today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$650,000
Property Type	Single Family Homes
Usable Sqft	2,464
Number of Stories	2 stories
Parking Spots	2 spots
Year Built	1983
Last Sold	Unknown
Sold Price	Unknown

APN #	21203050700000170
MLS #	O6224936
Property ID	307871804
Lot Sqft	13,917
Zoning	R-1AA
Days on Market	254
Original List Price	$689,900
Applicances	Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator%
Date Updated	December 21, 2024
Date Created	July 19, 2024

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Your payment
$4,712
per month

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Principle & Interest

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Estimated payment	$4,712 /mo
Loan amount	$650,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,712
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $986,058 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,545	$483	$4,063	$649,518
2	$4,545	$486	$4,059	$649,032
3	$4,545	$489	$4,056	$648,543
4	$4,545	$492	$4,053	$648,052
5	$4,545	$495	$4,050	$647,557
6	$4,545	$498	$4,047	$647,059
7	$4,545	$501	$4,044	$646,559
8	$4,545	$504	$4,041	$646,054
9	$4,545	$507	$4,038	$645,547
10	$4,545	$510	$4,035	$645,037
11	$4,545	$514	$4,031	$644,523
12	$4,545	$517	$4,028	$644,007
13	$4,545	$520	$4,025	$643,487
14	$4,545	$523	$4,022	$642,964
15	$4,545	$526	$4,019	$642,437
16	$4,545	$530	$4,015	$641,907
17	$4,545	$533	$4,012	$641,374
18	$4,545	$536	$4,009	$640,838
19	$4,545	$540	$4,005	$640,298
20	$4,545	$543	$4,002	$639,755
21	$4,545	$547	$3,998	$639,208
22	$4,545	$550	$3,995	$638,658
23	$4,545	$553	$3,992	$638,105
24	$4,545	$557	$3,988	$637,548
25	$4,545	$560	$3,985	$636,988
26	$4,545	$564	$3,981	$636,424
27	$4,545	$567	$3,978	$635,857
28	$4,545	$571	$3,974	$635,286
29	$4,545	$574	$3,971	$634,711
30	$4,545	$578	$3,967	$634,133
31	$4,545	$582	$3,963	$633,552
32	$4,545	$585	$3,960	$632,966
33	$4,545	$589	$3,956	$632,377
34	$4,545	$593	$3,952	$631,785
35	$4,545	$596	$3,949	$631,188
36	$4,545	$600	$3,945	$630,588
37	$4,545	$604	$3,941	$629,985
38	$4,545	$608	$3,937	$629,377
39	$4,545	$611	$3,934	$628,766
40	$4,545	$615	$3,930	$628,150
41	$4,545	$619	$3,926	$627,531
42	$4,545	$623	$3,922	$626,908
43	$4,545	$627	$3,918	$626,282
44	$4,545	$631	$3,914	$625,651
45	$4,545	$635	$3,910	$625,016
46	$4,545	$639	$3,906	$624,377
47	$4,545	$643	$3,902	$623,735
48	$4,545	$647	$3,898	$623,088
49	$4,545	$651	$3,894	$622,437
50	$4,545	$655	$3,890	$621,783
51	$4,545	$659	$3,886	$621,124
52	$4,545	$663	$3,882	$620,461
53	$4,545	$667	$3,878	$619,794
54	$4,545	$671	$3,874	$619,122
55	$4,545	$675	$3,870	$618,447
56	$4,545	$680	$3,865	$617,767
57	$4,545	$684	$3,861	$617,083
58	$4,545	$688	$3,857	$616,395
59	$4,545	$693	$3,852	$615,703
60	$4,545	$697	$3,848	$615,006
61	$4,545	$701	$3,844	$614,304
62	$4,545	$706	$3,839	$613,599
63	$4,545	$710	$3,835	$612,889
64	$4,545	$714	$3,831	$612,174
65	$4,545	$719	$3,826	$611,455
66	$4,545	$723	$3,822	$610,732
67	$4,545	$728	$3,817	$610,004
68	$4,545	$732	$3,813	$609,272
69	$4,545	$737	$3,808	$608,535
70	$4,545	$742	$3,803	$607,793
71	$4,545	$746	$3,799	$607,047
72	$4,545	$751	$3,794	$606,296
73	$4,545	$756	$3,789	$605,540
74	$4,545	$760	$3,785	$604,780
75	$4,545	$765	$3,780	$604,015
76	$4,545	$770	$3,775	$603,245
77	$4,545	$775	$3,770	$602,470
78	$4,545	$780	$3,765	$601,690
79	$4,545	$784	$3,761	$600,906
80	$4,545	$789	$3,756	$600,117
81	$4,545	$794	$3,751	$599,322
82	$4,545	$799	$3,746	$598,523
83	$4,545	$804	$3,741	$597,719
84	$4,545	$809	$3,736	$596,910
85	$4,545	$814	$3,731	$596,095
86	$4,545	$819	$3,726	$595,276
87	$4,545	$825	$3,720	$594,451
88	$4,545	$830	$3,715	$593,622
89	$4,545	$835	$3,710	$592,787
90	$4,545	$840	$3,705	$591,947
91	$4,545	$845	$3,700	$591,101
92	$4,545	$851	$3,694	$590,251
93	$4,545	$856	$3,689	$589,395
94	$4,545	$861	$3,684	$588,534
95	$4,545	$867	$3,678	$587,667
96	$4,545	$872	$3,673	$586,795
97	$4,545	$878	$3,667	$585,917
98	$4,545	$883	$3,662	$585,034
99	$4,545	$889	$3,656	$584,146
100	$4,545	$894	$3,651	$583,252
101	$4,545	$900	$3,645	$582,352
102	$4,545	$905	$3,640	$581,447
103	$4,545	$911	$3,634	$580,536
104	$4,545	$917	$3,628	$579,619
105	$4,545	$922	$3,623	$578,697
106	$4,545	$928	$3,617	$577,769
107	$4,545	$934	$3,611	$576,835
108	$4,545	$940	$3,605	$575,895
109	$4,545	$946	$3,599	$574,949
110	$4,545	$952	$3,593	$573,998
111	$4,545	$958	$3,587	$573,040
112	$4,545	$964	$3,582	$572,077
113	$4,545	$970	$3,575	$571,107
114	$4,545	$976	$3,569	$570,131
115	$4,545	$982	$3,563	$569,150
116	$4,545	$988	$3,557	$568,162
117	$4,545	$994	$3,551	$567,168
118	$4,545	$1,000	$3,545	$566,168
119	$4,545	$1,006	$3,539	$565,161
120	$4,545	$1,013	$3,532	$564,149
121	$4,545	$1,019	$3,526	$563,130
122	$4,545	$1,025	$3,520	$562,104
123	$4,545	$1,032	$3,513	$561,072
124	$4,545	$1,038	$3,507	$560,034
125	$4,545	$1,045	$3,500	$558,989
126	$4,545	$1,051	$3,494	$557,938
127	$4,545	$1,058	$3,487	$556,880
128	$4,545	$1,065	$3,481	$555,815
129	$4,545	$1,071	$3,474	$554,744
130	$4,545	$1,078	$3,467	$553,666
131	$4,545	$1,085	$3,460	$552,582
132	$4,545	$1,091	$3,454	$551,490
133	$4,545	$1,098	$3,447	$550,392
134	$4,545	$1,105	$3,440	$549,287
135	$4,545	$1,112	$3,433	$548,175
136	$4,545	$1,119	$3,426	$547,056
137	$4,545	$1,126	$3,419	$545,931
138	$4,545	$1,133	$3,412	$544,798
139	$4,545	$1,140	$3,405	$543,658
140	$4,545	$1,147	$3,398	$542,510
141	$4,545	$1,154	$3,391	$541,356
142	$4,545	$1,162	$3,383	$540,195
143	$4,545	$1,169	$3,376	$539,026
144	$4,545	$1,176	$3,369	$537,850
145	$4,545	$1,183	$3,362	$536,666
146	$4,545	$1,191	$3,354	$535,475
147	$4,545	$1,198	$3,347	$534,277
148	$4,545	$1,206	$3,339	$533,071
149	$4,545	$1,213	$3,332	$531,858
150	$4,545	$1,221	$3,324	$530,637
151	$4,545	$1,229	$3,316	$529,409
152	$4,545	$1,236	$3,309	$528,172
153	$4,545	$1,244	$3,301	$526,929
154	$4,545	$1,252	$3,293	$525,677
155	$4,545	$1,260	$3,285	$524,417
156	$4,545	$1,267	$3,278	$523,150
157	$4,545	$1,275	$3,270	$521,875
158	$4,545	$1,283	$3,262	$520,591
159	$4,545	$1,291	$3,254	$519,300
160	$4,545	$1,299	$3,246	$518,001
161	$4,545	$1,308	$3,238	$516,693
162	$4,545	$1,316	$3,229	$515,378
163	$4,545	$1,324	$3,221	$514,054
164	$4,545	$1,332	$3,213	$512,721
165	$4,545	$1,340	$3,205	$511,381
166	$4,545	$1,349	$3,196	$510,032
167	$4,545	$1,357	$3,188	$508,675
168	$4,545	$1,366	$3,179	$507,309
169	$4,545	$1,374	$3,171	$505,935
170	$4,545	$1,383	$3,162	$504,552
171	$4,545	$1,392	$3,153	$503,160
172	$4,545	$1,400	$3,145	$501,760
173	$4,545	$1,409	$3,136	$500,351
174	$4,545	$1,418	$3,127	$498,933
175	$4,545	$1,427	$3,118	$497,507
176	$4,545	$1,436	$3,109	$496,071
177	$4,545	$1,445	$3,100	$494,626
178	$4,545	$1,454	$3,091	$493,173
179	$4,545	$1,463	$3,082	$491,710
180	$4,545	$1,472	$3,073	$490,238
181	$4,545	$1,481	$3,064	$488,757
182	$4,545	$1,490	$3,055	$487,267
183	$4,545	$1,500	$3,045	$485,767
184	$4,545	$1,509	$3,036	$484,259
185	$4,545	$1,518	$3,027	$482,740
186	$4,545	$1,528	$3,017	$481,212
187	$4,545	$1,537	$3,008	$479,675
188	$4,545	$1,547	$2,998	$478,128
189	$4,545	$1,557	$2,988	$476,571
190	$4,545	$1,566	$2,979	$475,005
191	$4,545	$1,576	$2,969	$473,428
192	$4,545	$1,586	$2,959	$471,842
193	$4,545	$1,596	$2,949	$470,246
194	$4,545	$1,606	$2,939	$468,640
195	$4,545	$1,616	$2,929	$467,024
196	$4,545	$1,626	$2,919	$465,398
197	$4,545	$1,636	$2,909	$463,762
198	$4,545	$1,646	$2,899	$462,116
199	$4,545	$1,657	$2,888	$460,459
200	$4,545	$1,667	$2,878	$458,792
201	$4,545	$1,678	$2,867	$457,114
202	$4,545	$1,688	$2,857	$455,426
203	$4,545	$1,699	$2,846	$453,727
204	$4,545	$1,709	$2,836	$452,018
205	$4,545	$1,720	$2,825	$450,298
206	$4,545	$1,731	$2,814	$448,568
207	$4,545	$1,741	$2,804	$446,826
208	$4,545	$1,752	$2,793	$445,074
209	$4,545	$1,763	$2,782	$443,311
210	$4,545	$1,774	$2,771	$441,536
211	$4,545	$1,785	$2,760	$439,751
212	$4,545	$1,797	$2,748	$437,954
213	$4,545	$1,808	$2,737	$436,147
214	$4,545	$1,819	$2,726	$434,328
215	$4,545	$1,830	$2,715	$432,497
216	$4,545	$1,842	$2,703	$430,655
217	$4,545	$1,853	$2,692	$428,802
218	$4,545	$1,865	$2,680	$426,937
219	$4,545	$1,877	$2,668	$425,060
220	$4,545	$1,888	$2,657	$423,172
221	$4,545	$1,900	$2,645	$421,272
222	$4,545	$1,912	$2,633	$419,360
223	$4,545	$1,924	$2,621	$417,436
224	$4,545	$1,936	$2,609	$415,500
225	$4,545	$1,948	$2,597	$413,551
226	$4,545	$1,960	$2,585	$411,591
227	$4,545	$1,973	$2,572	$409,619
228	$4,545	$1,985	$2,560	$407,634
229	$4,545	$1,997	$2,548	$405,636
230	$4,545	$2,010	$2,535	$403,627
231	$4,545	$2,022	$2,523	$401,604
232	$4,545	$2,035	$2,510	$399,569
233	$4,545	$2,048	$2,497	$397,522
234	$4,545	$2,060	$2,485	$395,461
235	$4,545	$2,073	$2,472	$393,388
236	$4,545	$2,086	$2,459	$391,301
237	$4,545	$2,099	$2,446	$389,202
238	$4,545	$2,112	$2,433	$387,090
239	$4,545	$2,126	$2,419	$384,964
240	$4,545	$2,139	$2,406	$382,825
241	$4,545	$2,152	$2,393	$380,673
242	$4,545	$2,166	$2,379	$378,507
243	$4,545	$2,179	$2,366	$376,327
244	$4,545	$2,193	$2,352	$374,134
245	$4,545	$2,207	$2,338	$371,928
246	$4,545	$2,220	$2,325	$369,707
247	$4,545	$2,234	$2,311	$367,473
248	$4,545	$2,248	$2,297	$365,225
249	$4,545	$2,262	$2,283	$362,962
250	$4,545	$2,276	$2,269	$360,686
251	$4,545	$2,291	$2,254	$358,395
252	$4,545	$2,305	$2,240	$356,090
253	$4,545	$2,319	$2,226	$353,771
254	$4,545	$2,334	$2,211	$351,437
255	$4,545	$2,349	$2,196	$349,088
256	$4,545	$2,363	$2,182	$346,725
257	$4,545	$2,378	$2,167	$344,347
258	$4,545	$2,393	$2,152	$341,954
259	$4,545	$2,408	$2,137	$339,547
260	$4,545	$2,423	$2,122	$337,124
261	$4,545	$2,438	$2,107	$334,686
262	$4,545	$2,453	$2,092	$332,232
263	$4,545	$2,469	$2,076	$329,764
264	$4,545	$2,484	$2,061	$327,280
265	$4,545	$2,500	$2,046	$324,780
266	$4,545	$2,515	$2,030	$322,265
267	$4,545	$2,531	$2,014	$319,735
268	$4,545	$2,547	$1,998	$317,188
269	$4,545	$2,563	$1,982	$314,625
270	$4,545	$2,579	$1,966	$312,047
271	$4,545	$2,595	$1,950	$309,452
272	$4,545	$2,611	$1,934	$306,841
273	$4,545	$2,627	$1,918	$304,214
274	$4,545	$2,644	$1,901	$301,570
275	$4,545	$2,660	$1,885	$298,910
276	$4,545	$2,677	$1,868	$296,233
277	$4,545	$2,694	$1,851	$293,540
278	$4,545	$2,710	$1,835	$290,829
279	$4,545	$2,727	$1,818	$288,102
280	$4,545	$2,744	$1,801	$285,358
281	$4,545	$2,762	$1,783	$282,596
282	$4,545	$2,779	$1,766	$279,817
283	$4,545	$2,796	$1,749	$277,021
284	$4,545	$2,814	$1,731	$274,207
285	$4,545	$2,831	$1,714	$271,376
286	$4,545	$2,849	$1,696	$268,527
287	$4,545	$2,867	$1,678	$265,661
288	$4,545	$2,885	$1,660	$262,776
289	$4,545	$2,903	$1,642	$259,873
290	$4,545	$2,921	$1,624	$256,953
291	$4,545	$2,939	$1,606	$254,014
292	$4,545	$2,957	$1,588	$251,056
293	$4,545	$2,976	$1,569	$248,080
294	$4,545	$2,995	$1,551	$245,086
295	$4,545	$3,013	$1,532	$242,073
296	$4,545	$3,032	$1,513	$239,040
297	$4,545	$3,051	$1,494	$235,989
298	$4,545	$3,070	$1,475	$232,919
299	$4,545	$3,089	$1,456	$229,830
300	$4,545	$3,109	$1,436	$226,722
301	$4,545	$3,128	$1,417	$223,594
302	$4,545	$3,148	$1,397	$220,446
303	$4,545	$3,167	$1,378	$217,279
304	$4,545	$3,187	$1,358	$214,092
305	$4,545	$3,207	$1,338	$210,885
306	$4,545	$3,227	$1,318	$207,658
307	$4,545	$3,247	$1,298	$204,411
308	$4,545	$3,267	$1,278	$201,143
309	$4,545	$3,288	$1,257	$197,856
310	$4,545	$3,308	$1,237	$194,547
311	$4,545	$3,329	$1,216	$191,218
312	$4,545	$3,350	$1,195	$187,868
313	$4,545	$3,371	$1,174	$184,497
314	$4,545	$3,392	$1,153	$181,105
315	$4,545	$3,413	$1,132	$177,692
316	$4,545	$3,434	$1,111	$174,258
317	$4,545	$3,456	$1,089	$170,802
318	$4,545	$3,477	$1,068	$167,325
319	$4,545	$3,499	$1,046	$163,825
320	$4,545	$3,521	$1,024	$160,304
321	$4,545	$3,543	$1,002	$156,761
322	$4,545	$3,565	$980	$153,196
323	$4,545	$3,588	$957	$149,608
324	$4,545	$3,610	$935	$145,998
325	$4,545	$3,633	$912	$142,366
326	$4,545	$3,655	$890	$138,711
327	$4,545	$3,678	$867	$135,033
328	$4,545	$3,701	$844	$131,332
329	$4,545	$3,724	$821	$127,607
330	$4,545	$3,747	$798	$123,860
331	$4,545	$3,771	$774	$120,089
332	$4,545	$3,794	$751	$116,295
333	$4,545	$3,818	$727	$112,477
334	$4,545	$3,842	$703	$108,634
335	$4,545	$3,866	$679	$104,768
336	$4,545	$3,890	$655	$100,878
337	$4,545	$3,915	$630	$96,964
338	$4,545	$3,939	$606	$93,025
339	$4,545	$3,964	$581	$89,061
340	$4,545	$3,988	$557	$85,073
341	$4,545	$4,013	$532	$81,059
342	$4,545	$4,038	$507	$77,021
343	$4,545	$4,064	$481	$72,957
344	$4,545	$4,089	$456	$68,868
345	$4,545	$4,115	$430	$64,754
346	$4,545	$4,140	$405	$60,614
347	$4,545	$4,166	$379	$56,447
348	$4,545	$4,192	$353	$52,255
349	$4,545	$4,218	$327	$48,037
350	$4,545	$4,245	$300	$43,792
351	$4,545	$4,271	$274	$39,521
352	$4,545	$4,298	$247	$35,223
353	$4,545	$4,325	$220	$30,898
354	$4,545	$4,352	$193	$26,546
355	$4,545	$4,379	$166	$22,167
356	$4,545	$4,406	$139	$17,760
357	$4,545	$4,434	$111	$13,326
358	$4,545	$4,462	$83	$8,865
359	$4,545	$4,490	$55	$4,375
360	$4,545	$4,518	$27	$0

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