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4710 Osprey WAY

Winter Haven, FL, 33881

For Sale $290,000 ($145.58 per Sq Ft)

$290,000 ($145.58 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

4 Bedrooms
2 Bathrooms
1,992 Sq Ft
7,148 Sq Ft

Description

Welcome to 4710 Osprey Way, a beautifully designed 4-bedroom, 2-bathroom Starlight Home (Ophelia model) located in the heart of Winter Haven, FL. Featuring 1,992 square feet of thoughtfully planned living space, this home seamlessly combines style, comfort, and functionality.

As you step inside, you’re greeted by an open-concept layout that allows natural light to flow effortlessly throughout the home. The modern kitchen is the centerpiece, featuring stainless steel appliances, an oversized walk-in pantry for effortless organization, and generous countertop space ideal for meal preparation and entertaining. Whether hosting guests or enjoying quiet family dinners, this space is as practical as it is stylish.

The split-bedroom layout ensures privacy and comfort, with the primary suite thoughtfully positioned away from the other bedrooms. This private retreat includes plenty of room to unwind, along with an en suite bathroom and walk-in closet. The remaining three bedrooms provide flexibility for guests, family, or a dedicated home office.

Step outside to your own slice of tranquility. The backyard showcases peaceful pond views, creating the perfect setting for morning coffee, evening sunsets, or outdoor gatherings. The lot’s 0.16-acre size provides just the right balance of low-maintenance living and outdoor enjoyment.

Situated in a serene community, this home grants convenient access to all that Winter Haven has nearby, including shopping, dining, schools, and recreational opportunities. Its central Florida location also ensures easy commutes to nearby cities and attractions.

Contact us for your personalized showing.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$290,000
Property Type	Single Family Homes
Usable Sqft	1,992
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2019
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$420
Association Name:	Highland Community Management/Denise Abercrom
Association Amenities:	Unknown

APN #	252812339907000160
MLS #	L4950075
Property ID	301552452
Lot Sqft	7,148
Zoning	Unknown
Days on Market	97
Original List Price	$325,000
Applicances	Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator%
Date Updated	March 12, 2025
Date Created	December 19, 2024

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Your payment
$2,195
per month

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Principle & Interest

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Estimated payment	$2,195 /mo
Loan amount	$290,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,195
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $439,705 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,028	$216	$1,813	$289,785
2	$2,028	$217	$1,811	$289,568
3	$2,028	$218	$1,810	$289,349
4	$2,028	$220	$1,808	$289,130
5	$2,028	$221	$1,807	$288,909
6	$2,028	$222	$1,806	$288,687
7	$2,028	$224	$1,804	$288,463
8	$2,028	$225	$1,803	$288,238
9	$2,028	$227	$1,801	$288,011
10	$2,028	$228	$1,800	$287,783
11	$2,028	$229	$1,799	$287,554
12	$2,028	$231	$1,797	$287,323
13	$2,028	$232	$1,796	$287,091
14	$2,028	$234	$1,794	$286,857
15	$2,028	$235	$1,793	$286,622
16	$2,028	$237	$1,791	$286,386
17	$2,028	$238	$1,790	$286,147
18	$2,028	$240	$1,788	$285,908
19	$2,028	$241	$1,787	$285,667
20	$2,028	$243	$1,785	$285,424
21	$2,028	$244	$1,784	$285,180
22	$2,028	$246	$1,782	$284,935
23	$2,028	$247	$1,781	$284,687
24	$2,028	$249	$1,779	$284,439
25	$2,028	$250	$1,778	$284,188
26	$2,028	$252	$1,776	$283,937
27	$2,028	$253	$1,775	$283,683
28	$2,028	$255	$1,773	$283,428
29	$2,028	$257	$1,771	$283,172
30	$2,028	$258	$1,770	$282,913
31	$2,028	$260	$1,768	$282,654
32	$2,028	$261	$1,767	$282,392
33	$2,028	$263	$1,765	$282,129
34	$2,028	$265	$1,763	$281,865
35	$2,028	$266	$1,762	$281,598
36	$2,028	$268	$1,760	$281,330
37	$2,028	$270	$1,758	$281,060
38	$2,028	$271	$1,757	$280,789
39	$2,028	$273	$1,755	$280,516
40	$2,028	$275	$1,753	$280,241
41	$2,028	$276	$1,752	$279,965
42	$2,028	$278	$1,750	$279,687
43	$2,028	$280	$1,748	$279,407
44	$2,028	$282	$1,746	$279,125
45	$2,028	$283	$1,745	$278,841
46	$2,028	$285	$1,743	$278,556
47	$2,028	$287	$1,741	$278,269
48	$2,028	$289	$1,739	$277,980
49	$2,028	$291	$1,737	$277,690
50	$2,028	$292	$1,736	$277,397
51	$2,028	$294	$1,734	$277,103
52	$2,028	$296	$1,732	$276,807
53	$2,028	$298	$1,730	$276,509
54	$2,028	$300	$1,728	$276,209
55	$2,028	$302	$1,726	$275,907
56	$2,028	$304	$1,724	$275,604
57	$2,028	$305	$1,723	$275,298
58	$2,028	$307	$1,721	$274,991
59	$2,028	$309	$1,719	$274,682
60	$2,028	$311	$1,717	$274,370
61	$2,028	$313	$1,715	$274,057
62	$2,028	$315	$1,713	$273,742
63	$2,028	$317	$1,711	$273,425
64	$2,028	$319	$1,709	$273,106
65	$2,028	$321	$1,707	$272,785
66	$2,028	$323	$1,705	$272,462
67	$2,028	$325	$1,703	$272,137
68	$2,028	$327	$1,701	$271,809
69	$2,028	$329	$1,699	$271,480
70	$2,028	$331	$1,697	$271,149
71	$2,028	$333	$1,695	$270,816
72	$2,028	$335	$1,693	$270,480
73	$2,028	$338	$1,691	$270,143
74	$2,028	$340	$1,688	$269,803
75	$2,028	$342	$1,686	$269,461
76	$2,028	$344	$1,684	$269,118
77	$2,028	$346	$1,682	$268,772
78	$2,028	$348	$1,680	$268,423
79	$2,028	$350	$1,678	$268,073
80	$2,028	$353	$1,675	$267,720
81	$2,028	$355	$1,673	$267,366
82	$2,028	$357	$1,671	$267,009
83	$2,028	$359	$1,669	$266,650
84	$2,028	$361	$1,667	$266,288
85	$2,028	$364	$1,664	$265,924
86	$2,028	$366	$1,662	$265,558
87	$2,028	$368	$1,660	$265,190
88	$2,028	$371	$1,657	$264,820
89	$2,028	$373	$1,655	$264,447
90	$2,028	$375	$1,653	$264,072
91	$2,028	$378	$1,650	$263,694
92	$2,028	$380	$1,648	$263,314
93	$2,028	$382	$1,646	$262,932
94	$2,028	$385	$1,643	$262,547
95	$2,028	$387	$1,641	$262,160
96	$2,028	$390	$1,639	$261,771
97	$2,028	$392	$1,636	$261,379
98	$2,028	$394	$1,634	$260,984
99	$2,028	$397	$1,631	$260,587
100	$2,028	$399	$1,629	$260,188
101	$2,028	$402	$1,626	$259,786
102	$2,028	$404	$1,624	$259,382
103	$2,028	$407	$1,621	$258,975
104	$2,028	$409	$1,619	$258,566
105	$2,028	$412	$1,616	$258,154
106	$2,028	$415	$1,613	$257,739
107	$2,028	$417	$1,611	$257,322
108	$2,028	$420	$1,608	$256,902
109	$2,028	$422	$1,606	$256,480
110	$2,028	$425	$1,603	$256,055
111	$2,028	$428	$1,600	$255,627
112	$2,028	$430	$1,598	$255,197
113	$2,028	$433	$1,595	$254,764
114	$2,028	$436	$1,592	$254,328
115	$2,028	$438	$1,590	$253,890
116	$2,028	$441	$1,587	$253,449
117	$2,028	$444	$1,584	$253,005
118	$2,028	$447	$1,581	$252,558
119	$2,028	$450	$1,578	$252,108
120	$2,028	$452	$1,576	$251,656
121	$2,028	$455	$1,573	$251,201
122	$2,028	$458	$1,570	$250,743
123	$2,028	$461	$1,567	$250,282
124	$2,028	$464	$1,564	$249,818
125	$2,028	$467	$1,561	$249,352
126	$2,028	$470	$1,558	$248,882
127	$2,028	$472	$1,556	$248,410
128	$2,028	$475	$1,553	$247,934
129	$2,028	$478	$1,550	$247,456
130	$2,028	$481	$1,547	$246,974
131	$2,028	$484	$1,544	$246,490
132	$2,028	$487	$1,541	$246,002
133	$2,028	$490	$1,538	$245,512
134	$2,028	$494	$1,534	$245,018
135	$2,028	$497	$1,531	$244,522
136	$2,028	$500	$1,528	$244,022
137	$2,028	$503	$1,525	$243,519
138	$2,028	$506	$1,522	$243,013
139	$2,028	$509	$1,519	$242,504
140	$2,028	$512	$1,516	$241,992
141	$2,028	$516	$1,512	$241,476
142	$2,028	$519	$1,509	$240,957
143	$2,028	$522	$1,506	$240,435
144	$2,028	$525	$1,503	$239,910
145	$2,028	$529	$1,499	$239,382
146	$2,028	$532	$1,496	$238,850
147	$2,028	$535	$1,493	$238,314
148	$2,028	$539	$1,489	$237,776
149	$2,028	$542	$1,486	$237,234
150	$2,028	$545	$1,483	$236,689
151	$2,028	$549	$1,479	$236,140
152	$2,028	$552	$1,476	$235,588
153	$2,028	$556	$1,472	$235,032
154	$2,028	$559	$1,469	$234,473
155	$2,028	$563	$1,465	$233,911
156	$2,028	$566	$1,462	$233,345
157	$2,028	$570	$1,458	$232,775
158	$2,028	$573	$1,455	$232,202
159	$2,028	$577	$1,451	$231,625
160	$2,028	$580	$1,448	$231,045
161	$2,028	$584	$1,444	$230,461
162	$2,028	$588	$1,440	$229,873
163	$2,028	$591	$1,437	$229,282
164	$2,028	$595	$1,433	$228,687
165	$2,028	$599	$1,429	$228,088
166	$2,028	$602	$1,426	$227,486
167	$2,028	$606	$1,422	$226,880
168	$2,028	$610	$1,418	$226,270
169	$2,028	$614	$1,414	$225,656
170	$2,028	$618	$1,410	$225,038
171	$2,028	$622	$1,406	$224,417
172	$2,028	$625	$1,403	$223,791
173	$2,028	$629	$1,399	$223,162
174	$2,028	$633	$1,395	$222,529
175	$2,028	$637	$1,391	$221,892
176	$2,028	$641	$1,387	$221,250
177	$2,028	$645	$1,383	$220,605
178	$2,028	$649	$1,379	$219,956
179	$2,028	$653	$1,375	$219,303
180	$2,028	$657	$1,371	$218,645
181	$2,028	$661	$1,367	$217,984
182	$2,028	$666	$1,362	$217,318
183	$2,028	$670	$1,358	$216,648
184	$2,028	$674	$1,354	$215,974
185	$2,028	$678	$1,350	$215,296
186	$2,028	$682	$1,346	$214,614
187	$2,028	$687	$1,341	$213,927
188	$2,028	$691	$1,337	$213,236
189	$2,028	$695	$1,333	$212,541
190	$2,028	$700	$1,328	$211,841
191	$2,028	$704	$1,324	$211,137
192	$2,028	$708	$1,320	$210,429
193	$2,028	$713	$1,315	$209,716
194	$2,028	$717	$1,311	$208,999
195	$2,028	$722	$1,306	$208,277
196	$2,028	$726	$1,302	$207,551
197	$2,028	$731	$1,297	$206,820
198	$2,028	$735	$1,293	$206,085
199	$2,028	$740	$1,288	$205,345
200	$2,028	$745	$1,283	$204,600
201	$2,028	$749	$1,279	$203,851
202	$2,028	$754	$1,274	$203,097
203	$2,028	$759	$1,269	$202,338
204	$2,028	$763	$1,265	$201,575
205	$2,028	$768	$1,260	$200,807
206	$2,028	$773	$1,255	$200,034
207	$2,028	$778	$1,250	$199,256
208	$2,028	$783	$1,245	$198,473
209	$2,028	$788	$1,240	$197,686
210	$2,028	$792	$1,236	$196,893
211	$2,028	$797	$1,231	$196,096
212	$2,028	$802	$1,226	$195,294
213	$2,028	$807	$1,221	$194,486
214	$2,028	$812	$1,216	$193,674
215	$2,028	$818	$1,210	$192,856
216	$2,028	$823	$1,205	$192,034
217	$2,028	$828	$1,200	$191,206
218	$2,028	$833	$1,195	$190,373
219	$2,028	$838	$1,190	$189,535
220	$2,028	$843	$1,185	$188,691
221	$2,028	$849	$1,179	$187,843
222	$2,028	$854	$1,174	$186,989
223	$2,028	$859	$1,169	$186,129
224	$2,028	$865	$1,163	$185,265
225	$2,028	$870	$1,158	$184,394
226	$2,028	$876	$1,152	$183,519
227	$2,028	$881	$1,147	$182,638
228	$2,028	$887	$1,141	$181,751
229	$2,028	$892	$1,136	$180,859
230	$2,028	$898	$1,130	$179,962
231	$2,028	$903	$1,125	$179,058
232	$2,028	$909	$1,119	$178,150
233	$2,028	$915	$1,113	$177,235
234	$2,028	$920	$1,108	$176,315
235	$2,028	$926	$1,102	$175,389
236	$2,028	$932	$1,096	$174,457
237	$2,028	$938	$1,090	$173,519
238	$2,028	$944	$1,085	$172,576
239	$2,028	$949	$1,079	$171,626
240	$2,028	$955	$1,073	$170,671
241	$2,028	$961	$1,067	$169,710
242	$2,028	$967	$1,061	$168,742
243	$2,028	$973	$1,055	$167,769
244	$2,028	$979	$1,049	$166,790
245	$2,028	$986	$1,042	$165,804
246	$2,028	$992	$1,036	$164,812
247	$2,028	$998	$1,030	$163,814
248	$2,028	$1,004	$1,024	$162,810
249	$2,028	$1,010	$1,018	$161,800
250	$2,028	$1,017	$1,011	$160,783
251	$2,028	$1,023	$1,005	$159,760
252	$2,028	$1,030	$999	$158,730
253	$2,028	$1,036	$992	$157,694
254	$2,028	$1,042	$986	$156,652
255	$2,028	$1,049	$979	$155,603
256	$2,028	$1,055	$973	$154,548
257	$2,028	$1,062	$966	$153,486
258	$2,028	$1,069	$959	$152,417
259	$2,028	$1,075	$953	$151,341
260	$2,028	$1,082	$946	$150,259
261	$2,028	$1,089	$939	$149,170
262	$2,028	$1,096	$932	$148,075
263	$2,028	$1,103	$925	$146,972
264	$2,028	$1,109	$919	$145,863
265	$2,028	$1,116	$912	$144,746
266	$2,028	$1,123	$905	$143,623
267	$2,028	$1,130	$898	$142,493
268	$2,028	$1,137	$891	$141,355
269	$2,028	$1,145	$883	$140,211
270	$2,028	$1,152	$876	$139,059
271	$2,028	$1,159	$869	$137,900
272	$2,028	$1,166	$862	$136,734
273	$2,028	$1,173	$855	$135,561
274	$2,028	$1,181	$847	$134,380
275	$2,028	$1,188	$840	$133,192
276	$2,028	$1,196	$832	$131,996
277	$2,028	$1,203	$825	$130,793
278	$2,028	$1,211	$817	$129,583
279	$2,028	$1,218	$810	$128,365
280	$2,028	$1,226	$802	$127,139
281	$2,028	$1,233	$795	$125,906
282	$2,028	$1,241	$787	$124,664
283	$2,028	$1,249	$779	$123,416
284	$2,028	$1,257	$771	$122,159
285	$2,028	$1,265	$763	$120,894
286	$2,028	$1,272	$756	$119,622
287	$2,028	$1,280	$748	$118,342
288	$2,028	$1,288	$740	$117,053
289	$2,028	$1,296	$732	$115,757
290	$2,028	$1,305	$723	$114,452
291	$2,028	$1,313	$715	$113,140
292	$2,028	$1,321	$707	$111,819
293	$2,028	$1,329	$699	$110,490
294	$2,028	$1,337	$691	$109,152
295	$2,028	$1,346	$682	$107,806
296	$2,028	$1,354	$674	$106,452
297	$2,028	$1,363	$665	$105,090
298	$2,028	$1,371	$657	$103,718
299	$2,028	$1,380	$648	$102,339
300	$2,028	$1,388	$640	$100,950
301	$2,028	$1,397	$631	$99,553
302	$2,028	$1,406	$622	$98,147
303	$2,028	$1,415	$613	$96,733
304	$2,028	$1,423	$605	$95,309
305	$2,028	$1,432	$596	$93,877
306	$2,028	$1,441	$587	$92,436
307	$2,028	$1,450	$578	$90,986
308	$2,028	$1,459	$569	$89,526
309	$2,028	$1,468	$560	$88,058
310	$2,028	$1,478	$550	$86,580
311	$2,028	$1,487	$541	$85,093
312	$2,028	$1,496	$532	$83,597
313	$2,028	$1,506	$522	$82,092
314	$2,028	$1,515	$513	$80,577
315	$2,028	$1,524	$504	$79,052
316	$2,028	$1,534	$494	$77,518
317	$2,028	$1,544	$484	$75,975
318	$2,028	$1,553	$475	$74,422
319	$2,028	$1,563	$465	$72,859
320	$2,028	$1,573	$455	$71,286
321	$2,028	$1,582	$446	$69,704
322	$2,028	$1,592	$436	$68,111
323	$2,028	$1,602	$426	$66,509
324	$2,028	$1,612	$416	$64,897
325	$2,028	$1,622	$406	$63,274
326	$2,028	$1,633	$395	$61,642
327	$2,028	$1,643	$385	$59,999
328	$2,028	$1,653	$375	$58,346
329	$2,028	$1,663	$365	$56,683
330	$2,028	$1,674	$354	$55,009
331	$2,028	$1,684	$344	$53,325
332	$2,028	$1,695	$333	$51,630
333	$2,028	$1,705	$323	$49,925
334	$2,028	$1,716	$312	$48,209
335	$2,028	$1,727	$301	$46,482
336	$2,028	$1,737	$291	$44,745
337	$2,028	$1,748	$280	$42,996
338	$2,028	$1,759	$269	$41,237
339	$2,028	$1,770	$258	$39,467
340	$2,028	$1,781	$247	$37,685
341	$2,028	$1,792	$236	$35,893
342	$2,028	$1,804	$224	$34,089
343	$2,028	$1,815	$213	$32,274
344	$2,028	$1,826	$202	$30,448
345	$2,028	$1,838	$190	$28,610
346	$2,028	$1,849	$179	$26,761
347	$2,028	$1,861	$167	$24,900
348	$2,028	$1,872	$156	$23,028
349	$2,028	$1,884	$144	$21,144
350	$2,028	$1,896	$132	$19,248
351	$2,028	$1,908	$120	$17,340
352	$2,028	$1,920	$108	$15,421
353	$2,028	$1,932	$96	$13,489
354	$2,028	$1,944	$84	$11,545
355	$2,028	$1,956	$72	$9,590
356	$2,028	$1,968	$60	$7,621
357	$2,028	$1,980	$48	$5,641
358	$2,028	$1,993	$35	$3,648
359	$2,028	$2,005	$23	$1,643
360	$2,028	$2,018	$10	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 12, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.