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16954 SE 109th Ave

Summerfield, FL, 34491

Off-Market Call for Pricing

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☆☆☆☆☆★★★★★
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4 Bedrooms
3 Bathrooms
2,114 Sq Ft
8,712 Sq Ft

Description

Welcome to this beautifully updated 3/3 + Den Cedar located in the highly sought-after Stonecrest community. This home is a premium home with a stunning Greenspace/Retention area , ROOM FOR A POOL, and is packed with upgrades! This home boasts a charming front exterior featuring a two-car + golf cart garage, storm door, and arched windows, providing both curb appeal and functionality. Step inside to find the gourmet kitchen, with stainless steel appliances, Corian countertops, sable maple cabinets, a custom tile backsplash, and an island with a breakfast bar, all complemented by a dinette area with large windows and a glass door that opens to the screened-in lanai. Enjoy a light-filled living room with crown molding and a ceiling fan, leading seamlessly into the formal dining room, which showcases a large arched window, custom crown molding, and a half wall that separates the foyer from the dining area. Front room can be used as a Living Room or Den with luxury vinyl plank flooring. The private primary suite features a ceiling fan, abundant natural light from several windows, and an arched doorway leading into the en suite, which offers a dual vanity, large mirror, and a walk-in shower with an arched entry and a window. Bedrooms two and three each come with ceiling fans and built-in closets. The guest bathrooms are both thoughtfully designed, with one offering a tub and shower combo with a bay window, and the other featuring a walk-in shower with sliding glass doors and a bay window. The private laundry room comes with shelving for added convenience. Outdoors, the large screened lanai offers a ceiling fan and provides an ideal space for relaxation with room for a pool, while backing up to the woods. Additional upgrades include crown molding throughout, new carpet and luxury vinyl plank flooring in 2016, a new storm door, added insulation, replaced toilets in 2019, a Nova water filtration system, and fresh exterior paint in 2017 and interior paint in 2016. Stonecrest is a 55+ gated golf course community with all the amenities, including pools, pickleball courts, softball, an 18-hole championship golf course, the Broad Stripes Golf & Social Club, and over 80 different clubs to join! Stonecrest is just a bridge away by golf cart to The Villages, and it features private roads and 24-hour security. As a private gated golf course community, you can expect a high level of privacy and security. Overall, this home offers a combination of tremendous outdoor space, luxurious features, a desirable location, and a secure community setting. Please watch our HD video walkthrough of this spectacular home and call today to schedule your private showing or virtual tour. *

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$419,999
Property Type	Single Family Homes
Usable Sqft	2,114
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	2011
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$145
Association Name:	Carman
Association Amenities:	Fence Restrictions, Golf Course, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s), Vehicle Restrictions, Community Pool, Recreational Facilities

APN #	6274210007
MLS #	G5088976
Property ID	300569059
Lot Sqft	8,712
Zoning	PUD
Days on Market	148
Original List Price	$449,900
Applicances	Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer%
Date Updated	February 28, 2025
Date Created	October 31, 2024

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$3,104
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Estimated payment	$3,104 /mo
Loan amount	$419,999
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,104
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $636,909 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,937	$312	$2,625	$419,687
2	$2,937	$314	$2,623	$419,373
3	$2,937	$316	$2,621	$419,057
4	$2,937	$318	$2,619	$418,739
5	$2,937	$320	$2,617	$418,419
6	$2,937	$322	$2,615	$418,097
7	$2,937	$324	$2,613	$417,774
8	$2,937	$326	$2,611	$417,448
9	$2,937	$328	$2,609	$417,120
10	$2,937	$330	$2,607	$416,790
11	$2,937	$332	$2,605	$416,458
12	$2,937	$334	$2,603	$416,124
13	$2,937	$336	$2,601	$415,787
14	$2,937	$338	$2,599	$415,449
15	$2,937	$340	$2,597	$415,109
16	$2,937	$343	$2,594	$414,766
17	$2,937	$345	$2,592	$414,421
18	$2,937	$347	$2,590	$414,074
19	$2,937	$349	$2,588	$413,725
20	$2,937	$351	$2,586	$413,374
21	$2,937	$353	$2,584	$413,021
22	$2,937	$356	$2,581	$412,665
23	$2,937	$358	$2,579	$412,307
24	$2,937	$360	$2,577	$411,947
25	$2,937	$362	$2,575	$411,585
26	$2,937	$365	$2,572	$411,220
27	$2,937	$367	$2,570	$410,853
28	$2,937	$369	$2,568	$410,484
29	$2,937	$371	$2,566	$410,113
30	$2,937	$374	$2,563	$409,739
31	$2,937	$376	$2,561	$409,363
32	$2,937	$378	$2,559	$408,984
33	$2,937	$381	$2,556	$408,603
34	$2,937	$383	$2,554	$408,220
35	$2,937	$386	$2,551	$407,835
36	$2,937	$388	$2,549	$407,447
37	$2,937	$390	$2,547	$407,056
38	$2,937	$393	$2,544	$406,663
39	$2,937	$395	$2,542	$406,268
40	$2,937	$398	$2,539	$405,870
41	$2,937	$400	$2,537	$405,470
42	$2,937	$403	$2,534	$405,067
43	$2,937	$405	$2,532	$404,662
44	$2,937	$408	$2,529	$404,254
45	$2,937	$410	$2,527	$403,843
46	$2,937	$413	$2,524	$403,430
47	$2,937	$416	$2,521	$403,015
48	$2,937	$418	$2,519	$402,597
49	$2,937	$421	$2,516	$402,176
50	$2,937	$423	$2,514	$401,752
51	$2,937	$426	$2,511	$401,326
52	$2,937	$429	$2,508	$400,898
53	$2,937	$431	$2,506	$400,466
54	$2,937	$434	$2,503	$400,032
55	$2,937	$437	$2,500	$399,595
56	$2,937	$440	$2,497	$399,156
57	$2,937	$442	$2,495	$398,714
58	$2,937	$445	$2,492	$398,269
59	$2,937	$448	$2,489	$397,821
60	$2,937	$451	$2,486	$397,370
61	$2,937	$453	$2,484	$396,917
62	$2,937	$456	$2,481	$396,460
63	$2,937	$459	$2,478	$396,001
64	$2,937	$462	$2,475	$395,539
65	$2,937	$465	$2,472	$395,074
66	$2,937	$468	$2,469	$394,607
67	$2,937	$471	$2,466	$394,136
68	$2,937	$474	$2,463	$393,662
69	$2,937	$477	$2,460	$393,186
70	$2,937	$480	$2,457	$392,706
71	$2,937	$483	$2,454	$392,223
72	$2,937	$486	$2,451	$391,738
73	$2,937	$489	$2,448	$391,249
74	$2,937	$492	$2,445	$390,758
75	$2,937	$495	$2,442	$390,263
76	$2,937	$498	$2,439	$389,765
77	$2,937	$501	$2,436	$389,264
78	$2,937	$504	$2,433	$388,760
79	$2,937	$507	$2,430	$388,253
80	$2,937	$510	$2,427	$387,742
81	$2,937	$514	$2,423	$387,229
82	$2,937	$517	$2,420	$386,712
83	$2,937	$520	$2,417	$386,192
84	$2,937	$523	$2,414	$385,668
85	$2,937	$527	$2,410	$385,142
86	$2,937	$530	$2,407	$384,612
87	$2,937	$533	$2,404	$384,079
88	$2,937	$537	$2,400	$383,542
89	$2,937	$540	$2,397	$383,002
90	$2,937	$543	$2,394	$382,459
91	$2,937	$547	$2,390	$381,913
92	$2,937	$550	$2,387	$381,363
93	$2,937	$553	$2,384	$380,809
94	$2,937	$557	$2,380	$380,252
95	$2,937	$560	$2,377	$379,692
96	$2,937	$564	$2,373	$379,128
97	$2,937	$567	$2,370	$378,560
98	$2,937	$571	$2,366	$377,989
99	$2,937	$575	$2,362	$377,415
100	$2,937	$578	$2,359	$376,837
101	$2,937	$582	$2,355	$376,255
102	$2,937	$585	$2,352	$375,669
103	$2,937	$589	$2,348	$375,080
104	$2,937	$593	$2,344	$374,488
105	$2,937	$596	$2,341	$373,891
106	$2,937	$600	$2,337	$373,291
107	$2,937	$604	$2,333	$372,687
108	$2,937	$608	$2,329	$372,079
109	$2,937	$612	$2,326	$371,468
110	$2,937	$615	$2,322	$370,852
111	$2,937	$619	$2,318	$370,233
112	$2,937	$623	$2,314	$369,610
113	$2,937	$627	$2,310	$368,983
114	$2,937	$631	$2,306	$368,352
115	$2,937	$635	$2,302	$367,718
116	$2,937	$639	$2,298	$367,079
117	$2,937	$643	$2,294	$366,436
118	$2,937	$647	$2,290	$365,789
119	$2,937	$651	$2,286	$365,139
120	$2,937	$655	$2,282	$364,484
121	$2,937	$659	$2,278	$363,825
122	$2,937	$663	$2,274	$363,162
123	$2,937	$667	$2,270	$362,494
124	$2,937	$671	$2,266	$361,823
125	$2,937	$676	$2,261	$361,147
126	$2,937	$680	$2,257	$360,467
127	$2,937	$684	$2,253	$359,783
128	$2,937	$688	$2,249	$359,095
129	$2,937	$693	$2,244	$358,402
130	$2,937	$697	$2,240	$357,705
131	$2,937	$701	$2,236	$357,004
132	$2,937	$706	$2,231	$356,298
133	$2,937	$710	$2,227	$355,588
134	$2,937	$715	$2,222	$354,874
135	$2,937	$719	$2,218	$354,155
136	$2,937	$724	$2,213	$353,431
137	$2,937	$728	$2,209	$352,703
138	$2,937	$733	$2,204	$351,970
139	$2,937	$737	$2,200	$351,233
140	$2,937	$742	$2,195	$350,491
141	$2,937	$746	$2,191	$349,745
142	$2,937	$751	$2,186	$348,994
143	$2,937	$756	$2,181	$348,238
144	$2,937	$761	$2,176	$347,478
145	$2,937	$765	$2,172	$346,712
146	$2,937	$770	$2,167	$345,942
147	$2,937	$775	$2,162	$345,167
148	$2,937	$780	$2,157	$344,388
149	$2,937	$785	$2,152	$343,603
150	$2,937	$789	$2,148	$342,814
151	$2,937	$794	$2,143	$342,019
152	$2,937	$799	$2,138	$341,220
153	$2,937	$804	$2,133	$340,416
154	$2,937	$809	$2,128	$339,606
155	$2,937	$814	$2,123	$338,792
156	$2,937	$820	$2,117	$337,972
157	$2,937	$825	$2,112	$337,147
158	$2,937	$830	$2,107	$336,318
159	$2,937	$835	$2,102	$335,483
160	$2,937	$840	$2,097	$334,642
161	$2,937	$845	$2,092	$333,797
162	$2,937	$851	$2,086	$332,946
163	$2,937	$856	$2,081	$332,090
164	$2,937	$861	$2,076	$331,229
165	$2,937	$867	$2,070	$330,362
166	$2,937	$872	$2,065	$329,490
167	$2,937	$878	$2,059	$328,612
168	$2,937	$883	$2,054	$327,729
169	$2,937	$889	$2,048	$326,840
170	$2,937	$894	$2,043	$325,946
171	$2,937	$900	$2,037	$325,046
172	$2,937	$905	$2,032	$324,140
173	$2,937	$911	$2,026	$323,229
174	$2,937	$917	$2,020	$322,312
175	$2,937	$923	$2,014	$321,390
176	$2,937	$928	$2,009	$320,462
177	$2,937	$934	$2,003	$319,527
178	$2,937	$940	$1,997	$318,588
179	$2,937	$946	$1,991	$317,642
180	$2,937	$952	$1,985	$316,690
181	$2,937	$958	$1,979	$315,732
182	$2,937	$964	$1,973	$314,769
183	$2,937	$970	$1,967	$313,799
184	$2,937	$976	$1,961	$312,823
185	$2,937	$982	$1,955	$311,841
186	$2,937	$988	$1,949	$310,853
187	$2,937	$994	$1,943	$309,859
188	$2,937	$1,000	$1,937	$308,859
189	$2,937	$1,007	$1,930	$307,852
190	$2,937	$1,013	$1,924	$306,839
191	$2,937	$1,019	$1,918	$305,820
192	$2,937	$1,026	$1,911	$304,794
193	$2,937	$1,032	$1,905	$303,762
194	$2,937	$1,038	$1,899	$302,724
195	$2,937	$1,045	$1,892	$301,679
196	$2,937	$1,052	$1,885	$300,627
197	$2,937	$1,058	$1,879	$299,569
198	$2,937	$1,065	$1,872	$298,504
199	$2,937	$1,071	$1,866	$297,433
200	$2,937	$1,078	$1,859	$296,355
201	$2,937	$1,085	$1,852	$295,270
202	$2,937	$1,092	$1,845	$294,179
203	$2,937	$1,098	$1,839	$293,080
204	$2,937	$1,105	$1,832	$291,975
205	$2,937	$1,112	$1,825	$290,863
206	$2,937	$1,119	$1,818	$289,744
207	$2,937	$1,126	$1,811	$288,618
208	$2,937	$1,133	$1,804	$287,485
209	$2,937	$1,140	$1,797	$286,344
210	$2,937	$1,147	$1,790	$285,197
211	$2,937	$1,155	$1,782	$284,043
212	$2,937	$1,162	$1,775	$282,881
213	$2,937	$1,169	$1,768	$281,712
214	$2,937	$1,176	$1,761	$280,536
215	$2,937	$1,184	$1,753	$279,352
216	$2,937	$1,191	$1,746	$278,161
217	$2,937	$1,199	$1,739	$276,962
218	$2,937	$1,206	$1,731	$275,756
219	$2,937	$1,214	$1,723	$274,543
220	$2,937	$1,221	$1,716	$273,322
221	$2,937	$1,229	$1,708	$272,093
222	$2,937	$1,236	$1,701	$270,857
223	$2,937	$1,244	$1,693	$269,612
224	$2,937	$1,252	$1,685	$268,360
225	$2,937	$1,260	$1,677	$267,101
226	$2,937	$1,268	$1,669	$265,833
227	$2,937	$1,276	$1,661	$264,558
228	$2,937	$1,284	$1,653	$263,274
229	$2,937	$1,292	$1,645	$261,982
230	$2,937	$1,300	$1,637	$260,683
231	$2,937	$1,308	$1,629	$259,375
232	$2,937	$1,316	$1,621	$258,059
233	$2,937	$1,324	$1,613	$256,735
234	$2,937	$1,332	$1,605	$255,403
235	$2,937	$1,341	$1,596	$254,062
236	$2,937	$1,349	$1,588	$252,713
237	$2,937	$1,358	$1,579	$251,355
238	$2,937	$1,366	$1,571	$249,989
239	$2,937	$1,375	$1,562	$248,615
240	$2,937	$1,383	$1,554	$247,232
241	$2,937	$1,392	$1,545	$245,840
242	$2,937	$1,401	$1,537	$244,439
243	$2,937	$1,409	$1,528	$243,030
244	$2,937	$1,418	$1,519	$241,612
245	$2,937	$1,427	$1,510	$240,185
246	$2,937	$1,436	$1,501	$238,749
247	$2,937	$1,445	$1,492	$237,304
248	$2,937	$1,454	$1,483	$235,851
249	$2,937	$1,463	$1,474	$234,388
250	$2,937	$1,472	$1,465	$232,915
251	$2,937	$1,481	$1,456	$231,434
252	$2,937	$1,491	$1,446	$229,944
253	$2,937	$1,500	$1,437	$228,444
254	$2,937	$1,509	$1,428	$226,935
255	$2,937	$1,519	$1,418	$225,416
256	$2,937	$1,528	$1,409	$223,888
257	$2,937	$1,538	$1,399	$222,350
258	$2,937	$1,547	$1,390	$220,803
259	$2,937	$1,557	$1,380	$219,246
260	$2,937	$1,567	$1,370	$217,679
261	$2,937	$1,577	$1,360	$216,103
262	$2,937	$1,586	$1,351	$214,516
263	$2,937	$1,596	$1,341	$212,920
264	$2,937	$1,606	$1,331	$211,314
265	$2,937	$1,616	$1,321	$209,697
266	$2,937	$1,626	$1,311	$208,071
267	$2,937	$1,637	$1,300	$206,434
268	$2,937	$1,647	$1,290	$204,788
269	$2,937	$1,657	$1,280	$203,131
270	$2,937	$1,667	$1,270	$201,463
271	$2,937	$1,678	$1,259	$199,785
272	$2,937	$1,688	$1,249	$198,097
273	$2,937	$1,699	$1,238	$196,398
274	$2,937	$1,710	$1,227	$194,689
275	$2,937	$1,720	$1,217	$192,968
276	$2,937	$1,731	$1,206	$191,237
277	$2,937	$1,742	$1,195	$189,496
278	$2,937	$1,753	$1,184	$187,743
279	$2,937	$1,764	$1,173	$185,979
280	$2,937	$1,775	$1,162	$184,205
281	$2,937	$1,786	$1,151	$182,419
282	$2,937	$1,797	$1,140	$180,622
283	$2,937	$1,808	$1,129	$178,814
284	$2,937	$1,819	$1,118	$176,995
285	$2,937	$1,831	$1,106	$175,164
286	$2,937	$1,842	$1,095	$173,322
287	$2,937	$1,854	$1,083	$171,468
288	$2,937	$1,865	$1,072	$169,603
289	$2,937	$1,877	$1,060	$167,726
290	$2,937	$1,889	$1,048	$165,837
291	$2,937	$1,901	$1,036	$163,936
292	$2,937	$1,912	$1,025	$162,024
293	$2,937	$1,924	$1,013	$160,100
294	$2,937	$1,936	$1,001	$158,163
295	$2,937	$1,948	$989	$156,215
296	$2,937	$1,961	$976	$154,254
297	$2,937	$1,973	$964	$152,281
298	$2,937	$1,985	$952	$150,296
299	$2,937	$1,998	$939	$148,298
300	$2,937	$2,010	$927	$146,288
301	$2,937	$2,023	$914	$144,265
302	$2,937	$2,035	$902	$142,230
303	$2,937	$2,048	$889	$140,182
304	$2,937	$2,061	$876	$138,121
305	$2,937	$2,074	$863	$136,047
306	$2,937	$2,087	$850	$133,961
307	$2,937	$2,100	$837	$131,861
308	$2,937	$2,113	$824	$129,748
309	$2,937	$2,126	$811	$127,622
310	$2,937	$2,139	$798	$125,483
311	$2,937	$2,153	$784	$123,330
312	$2,937	$2,166	$771	$121,164
313	$2,937	$2,180	$757	$118,984
314	$2,937	$2,193	$744	$116,791
315	$2,937	$2,207	$730	$114,584
316	$2,937	$2,221	$716	$112,363
317	$2,937	$2,235	$702	$110,128
318	$2,937	$2,249	$688	$107,879
319	$2,937	$2,263	$674	$105,617
320	$2,937	$2,277	$660	$103,340
321	$2,937	$2,291	$646	$101,049
322	$2,937	$2,305	$632	$98,743
323	$2,937	$2,320	$617	$96,423
324	$2,937	$2,334	$603	$94,089
325	$2,937	$2,349	$588	$91,740
326	$2,937	$2,364	$573	$89,376
327	$2,937	$2,378	$559	$86,998
328	$2,937	$2,393	$544	$84,605
329	$2,937	$2,408	$529	$82,196
330	$2,937	$2,423	$514	$79,773
331	$2,937	$2,438	$499	$77,335
332	$2,937	$2,454	$483	$74,881
333	$2,937	$2,469	$468	$72,412
334	$2,937	$2,484	$453	$69,928
335	$2,937	$2,500	$437	$67,428
336	$2,937	$2,516	$421	$64,912
337	$2,937	$2,531	$406	$62,381
338	$2,937	$2,547	$390	$59,834
339	$2,937	$2,563	$374	$57,271
340	$2,937	$2,579	$358	$54,692
341	$2,937	$2,595	$342	$52,096
342	$2,937	$2,611	$326	$49,485
343	$2,937	$2,628	$309	$46,857
344	$2,937	$2,644	$293	$44,213
345	$2,937	$2,661	$276	$41,553
346	$2,937	$2,677	$260	$38,875
347	$2,937	$2,694	$243	$36,181
348	$2,937	$2,711	$226	$33,470
349	$2,937	$2,728	$209	$30,743
350	$2,937	$2,745	$192	$27,998
351	$2,937	$2,762	$175	$25,236
352	$2,937	$2,779	$158	$22,456
353	$2,937	$2,797	$140	$19,660
354	$2,937	$2,814	$123	$16,846
355	$2,937	$2,832	$105	$14,014
356	$2,937	$2,849	$88	$11,164
357	$2,937	$2,867	$70	$8,297
358	$2,937	$2,885	$52	$5,412
359	$2,937	$2,903	$34	$2,509
360	$2,937	$2,921	$16	$0

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Listing Provided By

Debbie Roberts an agent of RE/MAX PREMIER REALTY LADY LK.

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 28, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.