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12024 SE 91st Cir

Summerfield, FL, 34491

For Sale $319,000 ($214.38 per Sq Ft)

$319,000 ($214.38 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,488 Sq Ft
6,534 Sq Ft

Description

Great house-great location-great price. Not too big, not too small. A desirable CHALLEDON floor plan with private and deep backyard. The large eat-in kitchen with its Bay window features beautiful cabinets and appliances and overlooks the great room, ensuring you are always part of the party. An Enclosed lanai for year-round use, enjoy your private backyard which has room for a swimming pool. Tiled floors in main areas with luxury vinyl laminate in bedrooms. ROOF 2022, HVAC 2018, Located with convenient proximity to the North Gate in the neighborhood of SHERWOOD. AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its own Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! COME SEE FOR YOURSELF!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$319,000
Property Type	Single Family Homes
Usable Sqft	1,488
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	2005
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$211
Association Name:	Leland Management / Nicole Arias
Association Amenities:	Fitness Center, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, 24-Hour Guard, Common Area Taxes, Community Pool, Escrow Reserves Fund, Manager, Recreational Facilities, Trash

APN #	6115007000
MLS #	OM698053
Property ID	300559567
Lot Sqft	6,534
Zoning	PUD
Days on Market	32
Original List Price	$319,000
Applicances	Dishwasher, Dryer, Microwave, Range, Refrigerator%
Date Updated	April 04, 2025
Date Created	March 26, 2025

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Your payment
$2,397
per month

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Principle & Interest

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Estimated payment	$2,397 /mo
Loan amount	$319,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,397
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $484,466 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,230	$236	$1,994	$318,764
2	$2,230	$238	$1,992	$318,526
3	$2,230	$239	$1,991	$318,287
4	$2,230	$241	$1,989	$318,046
5	$2,230	$242	$1,988	$317,804
6	$2,230	$244	$1,986	$317,560
7	$2,230	$245	$1,985	$317,315
8	$2,230	$247	$1,983	$317,068
9	$2,230	$248	$1,982	$316,820
10	$2,230	$250	$1,980	$316,570
11	$2,230	$251	$1,979	$316,318
12	$2,230	$253	$1,977	$316,065
13	$2,230	$255	$1,975	$315,811
14	$2,230	$256	$1,974	$315,555
15	$2,230	$258	$1,972	$315,297
16	$2,230	$259	$1,971	$315,038
17	$2,230	$261	$1,969	$314,777
18	$2,230	$263	$1,967	$314,514
19	$2,230	$264	$1,966	$314,250
20	$2,230	$266	$1,964	$313,984
21	$2,230	$268	$1,962	$313,716
22	$2,230	$269	$1,961	$313,447
23	$2,230	$271	$1,959	$313,176
24	$2,230	$273	$1,957	$312,903
25	$2,230	$274	$1,956	$312,629
26	$2,230	$276	$1,954	$312,353
27	$2,230	$278	$1,952	$312,075
28	$2,230	$280	$1,950	$311,795
29	$2,230	$281	$1,949	$311,514
30	$2,230	$283	$1,947	$311,231
31	$2,230	$285	$1,945	$310,946
32	$2,230	$287	$1,943	$310,660
33	$2,230	$288	$1,942	$310,371
34	$2,230	$290	$1,940	$310,081
35	$2,230	$292	$1,938	$309,789
36	$2,230	$294	$1,936	$309,495
37	$2,230	$296	$1,934	$309,200
38	$2,230	$298	$1,933	$308,902
39	$2,230	$299	$1,931	$308,603
40	$2,230	$301	$1,929	$308,302
41	$2,230	$303	$1,927	$307,998
42	$2,230	$305	$1,925	$307,693
43	$2,230	$307	$1,923	$307,387
44	$2,230	$309	$1,921	$307,078
45	$2,230	$311	$1,919	$306,767
46	$2,230	$313	$1,917	$306,454
47	$2,230	$315	$1,915	$306,140
48	$2,230	$317	$1,913	$305,823
49	$2,230	$319	$1,911	$305,504
50	$2,230	$321	$1,909	$305,184
51	$2,230	$323	$1,907	$304,861
52	$2,230	$325	$1,905	$304,537
53	$2,230	$327	$1,903	$304,210
54	$2,230	$329	$1,901	$303,881
55	$2,230	$331	$1,899	$303,550
56	$2,230	$333	$1,897	$303,218
57	$2,230	$335	$1,895	$302,883
58	$2,230	$337	$1,893	$302,546
59	$2,230	$339	$1,891	$302,207
60	$2,230	$341	$1,889	$301,865
61	$2,230	$343	$1,887	$301,522
62	$2,230	$345	$1,885	$301,177
63	$2,230	$348	$1,882	$300,829
64	$2,230	$350	$1,880	$300,479
65	$2,230	$352	$1,878	$300,127
66	$2,230	$354	$1,876	$299,773
67	$2,230	$356	$1,874	$299,417
68	$2,230	$359	$1,871	$299,058
69	$2,230	$361	$1,869	$298,697
70	$2,230	$363	$1,867	$298,334
71	$2,230	$365	$1,865	$297,968
72	$2,230	$368	$1,862	$297,601
73	$2,230	$370	$1,860	$297,231
74	$2,230	$372	$1,858	$296,858
75	$2,230	$375	$1,855	$296,484
76	$2,230	$377	$1,853	$296,107
77	$2,230	$379	$1,851	$295,727
78	$2,230	$382	$1,848	$295,346
79	$2,230	$384	$1,846	$294,962
80	$2,230	$386	$1,844	$294,575
81	$2,230	$389	$1,841	$294,186
82	$2,230	$391	$1,839	$293,795
83	$2,230	$394	$1,836	$293,401
84	$2,230	$396	$1,834	$293,005
85	$2,230	$399	$1,831	$292,606
86	$2,230	$401	$1,829	$292,205
87	$2,230	$404	$1,826	$291,801
88	$2,230	$406	$1,824	$291,395
89	$2,230	$409	$1,821	$290,986
90	$2,230	$411	$1,819	$290,575
91	$2,230	$414	$1,816	$290,161
92	$2,230	$416	$1,814	$289,745
93	$2,230	$419	$1,811	$289,325
94	$2,230	$422	$1,808	$288,904
95	$2,230	$424	$1,806	$288,479
96	$2,230	$427	$1,803	$288,052
97	$2,230	$430	$1,800	$287,623
98	$2,230	$432	$1,798	$287,190
99	$2,230	$435	$1,795	$286,755
100	$2,230	$438	$1,792	$286,317
101	$2,230	$441	$1,789	$285,877
102	$2,230	$443	$1,787	$285,434
103	$2,230	$446	$1,784	$284,988
104	$2,230	$449	$1,781	$284,539
105	$2,230	$452	$1,778	$284,087
106	$2,230	$454	$1,776	$283,633
107	$2,230	$457	$1,773	$283,175
108	$2,230	$460	$1,770	$282,715
109	$2,230	$463	$1,767	$282,252
110	$2,230	$466	$1,764	$281,786
111	$2,230	$469	$1,761	$281,317
112	$2,230	$472	$1,758	$280,846
113	$2,230	$475	$1,755	$280,371
114	$2,230	$478	$1,752	$279,893
115	$2,230	$481	$1,749	$279,413
116	$2,230	$484	$1,746	$278,929
117	$2,230	$487	$1,743	$278,442
118	$2,230	$490	$1,740	$277,953
119	$2,230	$493	$1,737	$277,460
120	$2,230	$496	$1,734	$276,964
121	$2,230	$499	$1,731	$276,465
122	$2,230	$502	$1,728	$275,963
123	$2,230	$505	$1,725	$275,458
124	$2,230	$508	$1,722	$274,949
125	$2,230	$512	$1,718	$274,438
126	$2,230	$515	$1,715	$273,923
127	$2,230	$518	$1,712	$273,405
128	$2,230	$521	$1,709	$272,884
129	$2,230	$524	$1,706	$272,359
130	$2,230	$528	$1,702	$271,831
131	$2,230	$531	$1,699	$271,300
132	$2,230	$534	$1,696	$270,766
133	$2,230	$538	$1,692	$270,228
134	$2,230	$541	$1,689	$269,687
135	$2,230	$544	$1,686	$269,143
136	$2,230	$548	$1,682	$268,595
137	$2,230	$551	$1,679	$268,044
138	$2,230	$555	$1,675	$267,489
139	$2,230	$558	$1,672	$266,931
140	$2,230	$562	$1,668	$266,369
141	$2,230	$565	$1,665	$265,804
142	$2,230	$569	$1,661	$265,235
143	$2,230	$572	$1,658	$264,663
144	$2,230	$576	$1,654	$264,087
145	$2,230	$579	$1,651	$263,507
146	$2,230	$583	$1,647	$262,924
147	$2,230	$587	$1,643	$262,338
148	$2,230	$590	$1,640	$261,747
149	$2,230	$594	$1,636	$261,153
150	$2,230	$598	$1,632	$260,555
151	$2,230	$602	$1,628	$259,954
152	$2,230	$605	$1,625	$259,349
153	$2,230	$609	$1,621	$258,740
154	$2,230	$613	$1,617	$258,127
155	$2,230	$617	$1,613	$257,510
156	$2,230	$621	$1,609	$256,889
157	$2,230	$624	$1,606	$256,265
158	$2,230	$628	$1,602	$255,637
159	$2,230	$632	$1,598	$255,004
160	$2,230	$636	$1,594	$254,368
161	$2,230	$640	$1,590	$253,728
162	$2,230	$644	$1,586	$253,084
163	$2,230	$648	$1,582	$252,435
164	$2,230	$652	$1,578	$251,783
165	$2,230	$656	$1,574	$251,127
166	$2,230	$660	$1,570	$250,466
167	$2,230	$665	$1,565	$249,802
168	$2,230	$669	$1,561	$249,133
169	$2,230	$673	$1,557	$248,460
170	$2,230	$677	$1,553	$247,783
171	$2,230	$681	$1,549	$247,102
172	$2,230	$686	$1,544	$246,416
173	$2,230	$690	$1,540	$245,726
174	$2,230	$694	$1,536	$245,032
175	$2,230	$699	$1,531	$244,333
176	$2,230	$703	$1,527	$243,630
177	$2,230	$707	$1,523	$242,923
178	$2,230	$712	$1,518	$242,211
179	$2,230	$716	$1,514	$241,495
180	$2,230	$721	$1,509	$240,775
181	$2,230	$725	$1,505	$240,049
182	$2,230	$730	$1,500	$239,320
183	$2,230	$734	$1,496	$238,585
184	$2,230	$739	$1,491	$237,847
185	$2,230	$743	$1,487	$237,103
186	$2,230	$748	$1,482	$236,355
187	$2,230	$753	$1,477	$235,602
188	$2,230	$757	$1,473	$234,845
189	$2,230	$762	$1,468	$234,083
190	$2,230	$767	$1,463	$233,316
191	$2,230	$772	$1,458	$232,544
192	$2,230	$777	$1,453	$231,767
193	$2,230	$781	$1,449	$230,986
194	$2,230	$786	$1,444	$230,199
195	$2,230	$791	$1,439	$229,408
196	$2,230	$796	$1,434	$228,612
197	$2,230	$801	$1,429	$227,811
198	$2,230	$806	$1,424	$227,005
199	$2,230	$811	$1,419	$226,193
200	$2,230	$816	$1,414	$225,377
201	$2,230	$821	$1,409	$224,556
202	$2,230	$827	$1,403	$223,729
203	$2,230	$832	$1,398	$222,898
204	$2,230	$837	$1,393	$222,061
205	$2,230	$842	$1,388	$221,218
206	$2,230	$847	$1,383	$220,371
207	$2,230	$853	$1,377	$219,518
208	$2,230	$858	$1,372	$218,660
209	$2,230	$863	$1,367	$217,797
210	$2,230	$869	$1,361	$216,928
211	$2,230	$874	$1,356	$216,054
212	$2,230	$880	$1,350	$215,174
213	$2,230	$885	$1,345	$214,289
214	$2,230	$891	$1,339	$213,399
215	$2,230	$896	$1,334	$212,502
216	$2,230	$902	$1,328	$211,600
217	$2,230	$908	$1,323	$210,693
218	$2,230	$913	$1,317	$209,780
219	$2,230	$919	$1,311	$208,861
220	$2,230	$925	$1,305	$207,936
221	$2,230	$930	$1,300	$207,006
222	$2,230	$936	$1,294	$206,070
223	$2,230	$942	$1,288	$205,128
224	$2,230	$948	$1,282	$204,180
225	$2,230	$954	$1,276	$203,226
226	$2,230	$960	$1,270	$202,266
227	$2,230	$966	$1,264	$201,300
228	$2,230	$972	$1,258	$200,328
229	$2,230	$978	$1,252	$199,350
230	$2,230	$984	$1,246	$198,366
231	$2,230	$990	$1,240	$197,376
232	$2,230	$996	$1,234	$196,380
233	$2,230	$1,003	$1,227	$195,377
234	$2,230	$1,009	$1,221	$194,368
235	$2,230	$1,015	$1,215	$193,353
236	$2,230	$1,022	$1,208	$192,331
237	$2,230	$1,028	$1,202	$191,303
238	$2,230	$1,034	$1,196	$190,269
239	$2,230	$1,041	$1,189	$189,228
240	$2,230	$1,047	$1,183	$188,181
241	$2,230	$1,054	$1,176	$187,127
242	$2,230	$1,060	$1,170	$186,067
243	$2,230	$1,067	$1,163	$185,000
244	$2,230	$1,074	$1,156	$183,926
245	$2,230	$1,080	$1,150	$182,845
246	$2,230	$1,087	$1,143	$181,758
247	$2,230	$1,094	$1,136	$180,664
248	$2,230	$1,101	$1,129	$179,563
249	$2,230	$1,108	$1,122	$178,456
250	$2,230	$1,115	$1,115	$177,341
251	$2,230	$1,122	$1,108	$176,219
252	$2,230	$1,129	$1,101	$175,091
253	$2,230	$1,136	$1,094	$173,955
254	$2,230	$1,143	$1,087	$172,812
255	$2,230	$1,150	$1,080	$171,662
256	$2,230	$1,157	$1,073	$170,505
257	$2,230	$1,164	$1,066	$169,341
258	$2,230	$1,172	$1,058	$168,169
259	$2,230	$1,179	$1,051	$166,990
260	$2,230	$1,186	$1,044	$165,804
261	$2,230	$1,194	$1,036	$164,610
262	$2,230	$1,201	$1,029	$163,409
263	$2,230	$1,209	$1,021	$162,200
264	$2,230	$1,216	$1,014	$160,984
265	$2,230	$1,224	$1,006	$159,760
266	$2,230	$1,232	$999	$158,529
267	$2,230	$1,239	$991	$157,289
268	$2,230	$1,247	$983	$156,043
269	$2,230	$1,255	$975	$154,788
270	$2,230	$1,263	$967	$153,525
271	$2,230	$1,270	$960	$152,255
272	$2,230	$1,278	$952	$150,976
273	$2,230	$1,286	$944	$149,690
274	$2,230	$1,294	$936	$148,396
275	$2,230	$1,303	$927	$147,093
276	$2,230	$1,311	$919	$145,782
277	$2,230	$1,319	$911	$144,463
278	$2,230	$1,327	$903	$143,136
279	$2,230	$1,335	$895	$141,801
280	$2,230	$1,344	$886	$140,457
281	$2,230	$1,352	$878	$139,105
282	$2,230	$1,361	$869	$137,744
283	$2,230	$1,369	$861	$136,375
284	$2,230	$1,378	$852	$134,998
285	$2,230	$1,386	$844	$133,611
286	$2,230	$1,395	$835	$132,217
287	$2,230	$1,404	$826	$130,813
288	$2,230	$1,412	$818	$129,400
289	$2,230	$1,421	$809	$127,979
290	$2,230	$1,430	$800	$126,549
291	$2,230	$1,439	$791	$125,110
292	$2,230	$1,448	$782	$123,662
293	$2,230	$1,457	$773	$122,205
294	$2,230	$1,466	$764	$120,739
295	$2,230	$1,475	$755	$119,263
296	$2,230	$1,485	$745	$117,779
297	$2,230	$1,494	$736	$116,285
298	$2,230	$1,503	$727	$114,782
299	$2,230	$1,513	$717	$113,269
300	$2,230	$1,522	$708	$111,747
301	$2,230	$1,532	$698	$110,215
302	$2,230	$1,541	$689	$108,674
303	$2,230	$1,551	$679	$107,123
304	$2,230	$1,560	$670	$105,563
305	$2,230	$1,570	$660	$103,993
306	$2,230	$1,580	$650	$102,413
307	$2,230	$1,590	$640	$100,823
308	$2,230	$1,600	$630	$99,223
309	$2,230	$1,610	$620	$97,613
310	$2,230	$1,620	$610	$95,993
311	$2,230	$1,630	$600	$94,363
312	$2,230	$1,640	$590	$92,723
313	$2,230	$1,650	$580	$91,072
314	$2,230	$1,661	$569	$89,411
315	$2,230	$1,671	$559	$87,740
316	$2,230	$1,682	$548	$86,059
317	$2,230	$1,692	$538	$84,367
318	$2,230	$1,703	$527	$82,664
319	$2,230	$1,713	$517	$80,950
320	$2,230	$1,724	$506	$79,226
321	$2,230	$1,735	$495	$77,492
322	$2,230	$1,746	$484	$75,746
323	$2,230	$1,757	$473	$73,989
324	$2,230	$1,768	$462	$72,222
325	$2,230	$1,779	$451	$70,443
326	$2,230	$1,790	$440	$68,653
327	$2,230	$1,801	$429	$66,853
328	$2,230	$1,812	$418	$65,040
329	$2,230	$1,824	$407	$63,217
330	$2,230	$1,835	$395	$61,382
331	$2,230	$1,846	$384	$59,536
332	$2,230	$1,858	$372	$57,678
333	$2,230	$1,870	$360	$55,808
334	$2,230	$1,881	$349	$53,927
335	$2,230	$1,893	$337	$52,034
336	$2,230	$1,905	$325	$50,129
337	$2,230	$1,917	$313	$48,213
338	$2,230	$1,929	$301	$46,284
339	$2,230	$1,941	$289	$44,343
340	$2,230	$1,953	$277	$42,390
341	$2,230	$1,965	$265	$40,425
342	$2,230	$1,977	$253	$38,448
343	$2,230	$1,990	$240	$36,458
344	$2,230	$2,002	$228	$34,456
345	$2,230	$2,015	$215	$32,441
346	$2,230	$2,027	$203	$30,414
347	$2,230	$2,040	$190	$28,374
348	$2,230	$2,053	$177	$26,322
349	$2,230	$2,065	$165	$24,256
350	$2,230	$2,078	$152	$22,178
351	$2,230	$2,091	$139	$20,086
352	$2,230	$2,104	$126	$17,982
353	$2,230	$2,118	$112	$15,864
354	$2,230	$2,131	$99	$13,733
355	$2,230	$2,144	$86	$11,589
356	$2,230	$2,158	$72	$9,432
357	$2,230	$2,171	$59	$7,261
358	$2,230	$2,185	$45	$5,076
359	$2,230	$2,198	$32	$2,878
360	$2,230	$2,212	$18	$0

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