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11538 SW 139th St

Dunnellon, FL, 34432

For Sale $260,000 ($134.99 per Sq Ft)

$260,000 ($134.99 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,926 Sq Ft
7,841 Sq Ft

Description

ROOF 2024! AC 2017! This spacious PALM 2 Model in Spruce Creek Preserve 55+ community offers this 2-bedroom, 2-bathroom home with over 1,900 square feet of living space and is a true gem. Recently updated, it features brand-new LVP flooring that adds a touch of sophistication and easy maintenance. The expansive family room is ideal for relaxing or entertaining, while the eat-in kitchen shines with newer stainless-steel appliances, bay windows, and upgraded lighting fixtures, creating a perfect space for enjoying meals. The freshly painted interior enhances the home's modern appeal, and the under-air Florida Room offers additional living space for all seasons. The screened-in porch provides a spot to unwind on a nice day and pets can enjoy the freedom of a fenced yard. With the security of a new roof and the convenience of a 2-car garage, this home is designed for comfortable living in every aspect. Spruce Creek Preserve is a golf community which offers a variety of activities such tennis, pickleball, clubhouse and pool! Minutes from shopping, restaurants, the Rainbow river, and walking trails! Don't wait and make your appointment today! No verbal offers will be considered or accepted.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$260,000
Property Type	Single Family Homes
Usable Sqft	1,926
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	2001
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$194
Association Name:	Rich Carraluzo
Association Amenities:	Unknown

APN #	4076490000
MLS #	OM685186
Property ID	300495998
Lot Sqft	7,841
Zoning	PUD
Days on Market	227
Original List Price	$289,900
Applicances	Dishwasher, Microwave, Range, Refrigerator%
Date Updated	February 09, 2025
Date Created	September 06, 2024

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Your payment
$1,985
per month

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Principle & Interest

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Estimated payment	$1,985 /mo
Loan amount	$260,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,985
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $394,423 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,818	$193	$1,625	$259,807
2	$1,818	$194	$1,624	$259,613
3	$1,818	$195	$1,623	$259,417
4	$1,818	$197	$1,621	$259,221
5	$1,818	$198	$1,620	$259,023
6	$1,818	$199	$1,619	$258,824
7	$1,818	$200	$1,618	$258,623
8	$1,818	$202	$1,616	$258,422
9	$1,818	$203	$1,615	$258,219
10	$1,818	$204	$1,614	$258,015
11	$1,818	$205	$1,613	$257,809
12	$1,818	$207	$1,611	$257,603
13	$1,818	$208	$1,610	$257,395
14	$1,818	$209	$1,609	$257,185
15	$1,818	$211	$1,607	$256,975
16	$1,818	$212	$1,606	$256,763
17	$1,818	$213	$1,605	$256,550
18	$1,818	$215	$1,603	$256,335
19	$1,818	$216	$1,602	$256,119
20	$1,818	$217	$1,601	$255,902
21	$1,818	$219	$1,599	$255,683
22	$1,818	$220	$1,598	$255,463
23	$1,818	$221	$1,597	$255,242
24	$1,818	$223	$1,595	$255,019
25	$1,818	$224	$1,594	$254,795
26	$1,818	$226	$1,592	$254,570
27	$1,818	$227	$1,591	$254,343
28	$1,818	$228	$1,590	$254,114
29	$1,818	$230	$1,588	$253,885
30	$1,818	$231	$1,587	$253,653
31	$1,818	$233	$1,585	$253,421
32	$1,818	$234	$1,584	$253,187
33	$1,818	$236	$1,582	$252,951
34	$1,818	$237	$1,581	$252,714
35	$1,818	$239	$1,579	$252,475
36	$1,818	$240	$1,578	$252,235
37	$1,818	$242	$1,576	$251,994
38	$1,818	$243	$1,575	$251,751
39	$1,818	$245	$1,573	$251,506
40	$1,818	$246	$1,572	$251,260
41	$1,818	$248	$1,570	$251,013
42	$1,818	$249	$1,569	$250,763
43	$1,818	$251	$1,567	$250,513
44	$1,818	$252	$1,566	$250,260
45	$1,818	$254	$1,564	$250,006
46	$1,818	$255	$1,563	$249,751
47	$1,818	$257	$1,561	$249,494
48	$1,818	$259	$1,559	$249,235
49	$1,818	$260	$1,558	$248,975
50	$1,818	$262	$1,556	$248,713
51	$1,818	$264	$1,554	$248,450
52	$1,818	$265	$1,553	$248,184
53	$1,818	$267	$1,551	$247,917
54	$1,818	$269	$1,549	$247,649
55	$1,818	$270	$1,548	$247,379
56	$1,818	$272	$1,546	$247,107
57	$1,818	$274	$1,544	$246,833
58	$1,818	$275	$1,543	$246,558
59	$1,818	$277	$1,541	$246,281
60	$1,818	$279	$1,539	$246,002
61	$1,818	$280	$1,538	$245,722
62	$1,818	$282	$1,536	$245,440
63	$1,818	$284	$1,534	$245,156
64	$1,818	$286	$1,532	$244,870
65	$1,818	$288	$1,530	$244,582
66	$1,818	$289	$1,529	$244,293
67	$1,818	$291	$1,527	$244,002
68	$1,818	$293	$1,525	$243,709
69	$1,818	$295	$1,523	$243,414
70	$1,818	$297	$1,521	$243,117
71	$1,818	$299	$1,519	$242,819
72	$1,818	$300	$1,518	$242,518
73	$1,818	$302	$1,516	$242,216
74	$1,818	$304	$1,514	$241,912
75	$1,818	$306	$1,512	$241,606
76	$1,818	$308	$1,510	$241,298
77	$1,818	$310	$1,508	$240,988
78	$1,818	$312	$1,506	$240,676
79	$1,818	$314	$1,504	$240,362
80	$1,818	$316	$1,502	$240,047
81	$1,818	$318	$1,500	$239,729
82	$1,818	$320	$1,498	$239,409
83	$1,818	$322	$1,496	$239,088
84	$1,818	$324	$1,494	$238,764
85	$1,818	$326	$1,492	$238,438
86	$1,818	$328	$1,490	$238,110
87	$1,818	$330	$1,488	$237,781
88	$1,818	$332	$1,486	$237,449
89	$1,818	$334	$1,484	$237,115
90	$1,818	$336	$1,482	$236,779
91	$1,818	$338	$1,480	$236,441
92	$1,818	$340	$1,478	$236,100
93	$1,818	$342	$1,476	$235,758
94	$1,818	$345	$1,473	$235,413
95	$1,818	$347	$1,471	$235,067
96	$1,818	$349	$1,469	$234,718
97	$1,818	$351	$1,467	$234,367
98	$1,818	$353	$1,465	$234,014
99	$1,818	$355	$1,463	$233,658
100	$1,818	$358	$1,460	$233,301
101	$1,818	$360	$1,458	$232,941
102	$1,818	$362	$1,456	$232,579
103	$1,818	$364	$1,454	$232,214
104	$1,818	$367	$1,451	$231,848
105	$1,818	$369	$1,449	$231,479
106	$1,818	$371	$1,447	$231,107
107	$1,818	$374	$1,444	$230,734
108	$1,818	$376	$1,442	$230,358
109	$1,818	$378	$1,440	$229,980
110	$1,818	$381	$1,437	$229,599
111	$1,818	$383	$1,435	$229,216
112	$1,818	$385	$1,433	$228,831
113	$1,818	$388	$1,430	$228,443
114	$1,818	$390	$1,428	$228,053
115	$1,818	$393	$1,425	$227,660
116	$1,818	$395	$1,423	$227,265
117	$1,818	$398	$1,420	$226,867
118	$1,818	$400	$1,418	$226,467
119	$1,818	$403	$1,415	$226,065
120	$1,818	$405	$1,413	$225,659
121	$1,818	$408	$1,410	$225,252
122	$1,818	$410	$1,408	$224,842
123	$1,818	$413	$1,405	$224,429
124	$1,818	$415	$1,403	$224,014
125	$1,818	$418	$1,400	$223,596
126	$1,818	$421	$1,397	$223,175
127	$1,818	$423	$1,395	$222,752
128	$1,818	$426	$1,392	$222,326
129	$1,818	$428	$1,390	$221,898
130	$1,818	$431	$1,387	$221,467
131	$1,818	$434	$1,384	$221,033
132	$1,818	$437	$1,381	$220,596
133	$1,818	$439	$1,379	$220,157
134	$1,818	$442	$1,376	$219,715
135	$1,818	$445	$1,373	$219,270
136	$1,818	$448	$1,370	$218,823
137	$1,818	$450	$1,368	$218,372
138	$1,818	$453	$1,365	$217,919
139	$1,818	$456	$1,362	$217,463
140	$1,818	$459	$1,359	$217,004
141	$1,818	$462	$1,356	$216,542
142	$1,818	$465	$1,353	$216,078
143	$1,818	$468	$1,350	$215,610
144	$1,818	$470	$1,348	$215,140
145	$1,818	$473	$1,345	$214,667
146	$1,818	$476	$1,342	$214,190
147	$1,818	$479	$1,339	$213,711
148	$1,818	$482	$1,336	$213,229
149	$1,818	$485	$1,333	$212,743
150	$1,818	$488	$1,330	$212,255
151	$1,818	$491	$1,327	$211,763
152	$1,818	$494	$1,324	$211,269
153	$1,818	$498	$1,320	$210,771
154	$1,818	$501	$1,317	$210,271
155	$1,818	$504	$1,314	$209,767
156	$1,818	$507	$1,311	$209,260
157	$1,818	$510	$1,308	$208,750
158	$1,818	$513	$1,305	$208,237
159	$1,818	$517	$1,301	$207,720
160	$1,818	$520	$1,298	$207,200
161	$1,818	$523	$1,295	$206,677
162	$1,818	$526	$1,292	$206,151
163	$1,818	$530	$1,288	$205,621
164	$1,818	$533	$1,285	$205,089
165	$1,818	$536	$1,282	$204,552
166	$1,818	$540	$1,278	$204,013
167	$1,818	$543	$1,275	$203,470
168	$1,818	$546	$1,272	$202,924
169	$1,818	$550	$1,268	$202,374
170	$1,818	$553	$1,265	$201,821
171	$1,818	$557	$1,261	$201,264
172	$1,818	$560	$1,258	$200,704
173	$1,818	$564	$1,254	$200,140
174	$1,818	$567	$1,251	$199,573
175	$1,818	$571	$1,247	$199,003
176	$1,818	$574	$1,244	$198,428
177	$1,818	$578	$1,240	$197,851
178	$1,818	$581	$1,237	$197,269
179	$1,818	$585	$1,233	$196,684
180	$1,818	$589	$1,229	$196,095
181	$1,818	$592	$1,226	$195,503
182	$1,818	$596	$1,222	$194,907
183	$1,818	$600	$1,218	$194,307
184	$1,818	$604	$1,214	$193,703
185	$1,818	$607	$1,211	$193,096
186	$1,818	$611	$1,207	$192,485
187	$1,818	$615	$1,203	$191,870
188	$1,818	$619	$1,199	$191,251
189	$1,818	$623	$1,195	$190,628
190	$1,818	$627	$1,191	$190,002
191	$1,818	$630	$1,188	$189,371
192	$1,818	$634	$1,184	$188,737
193	$1,818	$638	$1,180	$188,099
194	$1,818	$642	$1,176	$187,456
195	$1,818	$646	$1,172	$186,810
196	$1,818	$650	$1,168	$186,159
197	$1,818	$655	$1,164	$185,505
198	$1,818	$659	$1,159	$184,846
199	$1,818	$663	$1,155	$184,184
200	$1,818	$667	$1,151	$183,517
201	$1,818	$671	$1,147	$182,846
202	$1,818	$675	$1,143	$182,170
203	$1,818	$679	$1,139	$181,491
204	$1,818	$684	$1,134	$180,807
205	$1,818	$688	$1,130	$180,119
206	$1,818	$692	$1,126	$179,427
207	$1,818	$697	$1,121	$178,731
208	$1,818	$701	$1,117	$178,030
209	$1,818	$705	$1,113	$177,324
210	$1,818	$710	$1,108	$176,615
211	$1,818	$714	$1,104	$175,900
212	$1,818	$719	$1,099	$175,182
213	$1,818	$723	$1,095	$174,459
214	$1,818	$728	$1,090	$173,731
215	$1,818	$732	$1,086	$172,999
216	$1,818	$737	$1,081	$172,262
217	$1,818	$741	$1,077	$171,521
218	$1,818	$746	$1,072	$170,775
219	$1,818	$751	$1,067	$170,024
220	$1,818	$755	$1,063	$169,269
221	$1,818	$760	$1,058	$168,509
222	$1,818	$765	$1,053	$167,744
223	$1,818	$770	$1,048	$166,974
224	$1,818	$774	$1,044	$166,200
225	$1,818	$779	$1,039	$165,421
226	$1,818	$784	$1,034	$164,637
227	$1,818	$789	$1,029	$163,848
228	$1,818	$794	$1,024	$163,054
229	$1,818	$799	$1,019	$162,255
230	$1,818	$804	$1,014	$161,451
231	$1,818	$809	$1,009	$160,642
232	$1,818	$814	$1,004	$159,828
233	$1,818	$819	$999	$159,009
234	$1,818	$824	$994	$158,185
235	$1,818	$829	$989	$157,355
236	$1,818	$835	$983	$156,521
237	$1,818	$840	$978	$155,681
238	$1,818	$845	$973	$154,836
239	$1,818	$850	$968	$153,986
240	$1,818	$856	$962	$153,130
241	$1,818	$861	$957	$152,269
242	$1,818	$866	$952	$151,403
243	$1,818	$872	$946	$150,531
244	$1,818	$877	$941	$149,654
245	$1,818	$883	$935	$148,771
246	$1,818	$888	$930	$147,883
247	$1,818	$894	$924	$146,989
248	$1,818	$899	$919	$146,090
249	$1,818	$905	$913	$145,185
250	$1,818	$911	$907	$144,274
251	$1,818	$916	$902	$143,358
252	$1,818	$922	$896	$142,436
253	$1,818	$928	$890	$141,508
254	$1,818	$934	$884	$140,575
255	$1,818	$939	$879	$139,635
256	$1,818	$945	$873	$138,690
257	$1,818	$951	$867	$137,739
258	$1,818	$957	$861	$136,782
259	$1,818	$963	$855	$135,819
260	$1,818	$969	$849	$134,850
261	$1,818	$975	$843	$133,874
262	$1,818	$981	$837	$132,893
263	$1,818	$987	$831	$131,906
264	$1,818	$994	$824	$130,912
265	$1,818	$1,000	$818	$129,912
266	$1,818	$1,006	$812	$128,906
267	$1,818	$1,012	$806	$127,894
268	$1,818	$1,019	$799	$126,875
269	$1,818	$1,025	$793	$125,850
270	$1,818	$1,031	$787	$124,819
271	$1,818	$1,038	$780	$123,781
272	$1,818	$1,044	$774	$122,737
273	$1,818	$1,051	$767	$121,686
274	$1,818	$1,057	$761	$120,628
275	$1,818	$1,064	$754	$119,564
276	$1,818	$1,071	$747	$118,493
277	$1,818	$1,077	$741	$117,416
278	$1,818	$1,084	$734	$116,332
279	$1,818	$1,091	$727	$115,241
280	$1,818	$1,098	$720	$114,143
281	$1,818	$1,105	$713	$113,038
282	$1,818	$1,112	$706	$111,927
283	$1,818	$1,118	$700	$110,809
284	$1,818	$1,125	$693	$109,683
285	$1,818	$1,132	$686	$108,551
286	$1,818	$1,140	$678	$107,411
287	$1,818	$1,147	$671	$106,264
288	$1,818	$1,154	$664	$105,111
289	$1,818	$1,161	$657	$103,949
290	$1,818	$1,168	$650	$102,781
291	$1,818	$1,176	$642	$101,606
292	$1,818	$1,183	$635	$100,423
293	$1,818	$1,190	$628	$99,232
294	$1,818	$1,198	$620	$98,034
295	$1,818	$1,205	$613	$96,829
296	$1,818	$1,213	$605	$95,616
297	$1,818	$1,220	$598	$94,396
298	$1,818	$1,228	$590	$93,168
299	$1,818	$1,236	$582	$91,932
300	$1,818	$1,243	$575	$90,689
301	$1,818	$1,251	$567	$89,438
302	$1,818	$1,259	$559	$88,178
303	$1,818	$1,267	$551	$86,912
304	$1,818	$1,275	$543	$85,637
305	$1,818	$1,283	$535	$84,354
306	$1,818	$1,291	$527	$83,063
307	$1,818	$1,299	$519	$81,764
308	$1,818	$1,307	$511	$80,457
309	$1,818	$1,315	$503	$79,142
310	$1,818	$1,323	$495	$77,819
311	$1,818	$1,332	$486	$76,487
312	$1,818	$1,340	$478	$75,147
313	$1,818	$1,348	$470	$73,799
314	$1,818	$1,357	$461	$72,442
315	$1,818	$1,365	$453	$71,077
316	$1,818	$1,374	$444	$69,703
317	$1,818	$1,382	$436	$68,321
318	$1,818	$1,391	$427	$66,930
319	$1,818	$1,400	$418	$65,530
320	$1,818	$1,408	$410	$64,122
321	$1,818	$1,417	$401	$62,705
322	$1,818	$1,426	$392	$61,278
323	$1,818	$1,435	$383	$59,843
324	$1,818	$1,444	$374	$58,399
325	$1,818	$1,453	$365	$56,946
326	$1,818	$1,462	$356	$55,484
327	$1,818	$1,471	$347	$54,013
328	$1,818	$1,480	$338	$52,533
329	$1,818	$1,490	$328	$51,043
330	$1,818	$1,499	$319	$49,544
331	$1,818	$1,508	$310	$48,036
332	$1,818	$1,518	$300	$46,518
333	$1,818	$1,527	$291	$44,991
334	$1,818	$1,537	$281	$43,454
335	$1,818	$1,546	$272	$41,907
336	$1,818	$1,556	$262	$40,351
337	$1,818	$1,566	$252	$38,786
338	$1,818	$1,576	$242	$37,210
339	$1,818	$1,585	$233	$35,625
340	$1,818	$1,595	$223	$34,029
341	$1,818	$1,605	$213	$32,424
342	$1,818	$1,615	$203	$30,809
343	$1,818	$1,625	$193	$29,183
344	$1,818	$1,636	$182	$27,547
345	$1,818	$1,646	$172	$25,902
346	$1,818	$1,656	$162	$24,246
347	$1,818	$1,666	$152	$22,579
348	$1,818	$1,677	$141	$20,902
349	$1,818	$1,687	$131	$19,215
350	$1,818	$1,698	$120	$17,517
351	$1,818	$1,709	$109	$15,808
352	$1,818	$1,719	$99	$14,089
353	$1,818	$1,730	$88	$12,359
354	$1,818	$1,741	$77	$10,619
355	$1,818	$1,752	$66	$8,867
356	$1,818	$1,763	$55	$7,104
357	$1,818	$1,774	$44	$5,331
358	$1,818	$1,785	$33	$3,546
359	$1,818	$1,796	$22	$1,750
360	$1,818	$1,807	$11	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.

Listing Provided By

Nichole Roberts an agent of ALL FLORIDA HOMES REALTY LLC. Lic #3145616

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 09, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.