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4024 Centavo Ct

Hernando Beach, FL, 34607

For Sale $299,000 ($207.21 per Sq Ft)

$299,000 ($207.21 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,443 Sq Ft
5,000 Sq Ft

Description

Investor Special! As-Is Property with HUGE potential! This 2-bedroom, 2-bath home (easily converted to 3 bedrooms) offers NO HOA, NO short-term rental restrictions, and DIRECT GULF ACCESS—perfect for coastal living or investment. The home features a 1-car garage and a wood floating dock for easy access to the water. With a new metal roof (2023) and new AC (2024), this home is built to last while offering a charming blank slate for customization. Located in a prime area, this property is a fantastic opportunity to embrace the coastal lifestyle! Schedule your showing today and unlock the full potential of this one-of-a-kind property!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$299,000
Property Type	Single Family Homes
Usable Sqft	1,443
Number of Stories	1 stories
Parking Spots	1 spots
Year Built	1978
Last Sold	Unknown
Sold Price	Unknown

APN #	R1322316232009500280
MLS #	TB8343287
Property ID	296732361
Lot Sqft	5,000
Zoning	R1B
Days on Market	68
Original List Price	$329,000
Applicances	None%
Date Updated	March 17, 2025
Date Created	January 27, 2025

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Your payment
$2,258
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$2,258 /mo
Loan amount	$299,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,258
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $453,290 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,091	$222	$1,869	$298,778
2	$2,091	$224	$1,867	$298,554
3	$2,091	$225	$1,866	$298,329
4	$2,091	$226	$1,865	$298,103
5	$2,091	$228	$1,863	$297,875
6	$2,091	$229	$1,862	$297,645
7	$2,091	$231	$1,860	$297,415
8	$2,091	$232	$1,859	$297,183
9	$2,091	$234	$1,857	$296,949
10	$2,091	$235	$1,856	$296,714
11	$2,091	$237	$1,854	$296,477
12	$2,091	$238	$1,853	$296,239
13	$2,091	$240	$1,852	$296,000
14	$2,091	$241	$1,850	$295,759
15	$2,091	$243	$1,848	$295,516
16	$2,091	$244	$1,847	$295,272
17	$2,091	$246	$1,845	$295,027
18	$2,091	$247	$1,844	$294,780
19	$2,091	$249	$1,842	$294,531
20	$2,091	$250	$1,841	$294,281
21	$2,091	$252	$1,839	$294,029
22	$2,091	$253	$1,838	$293,776
23	$2,091	$255	$1,836	$293,521
24	$2,091	$256	$1,835	$293,264
25	$2,091	$258	$1,833	$293,006
26	$2,091	$260	$1,831	$292,747
27	$2,091	$261	$1,830	$292,485
28	$2,091	$263	$1,828	$292,222
29	$2,091	$265	$1,826	$291,958
30	$2,091	$266	$1,825	$291,691
31	$2,091	$268	$1,823	$291,424
32	$2,091	$270	$1,821	$291,154
33	$2,091	$271	$1,820	$290,883
34	$2,091	$273	$1,818	$290,610
35	$2,091	$275	$1,816	$290,335
36	$2,091	$276	$1,815	$290,059
37	$2,091	$278	$1,813	$289,780
38	$2,091	$280	$1,811	$289,501
39	$2,091	$282	$1,809	$289,219
40	$2,091	$283	$1,808	$288,936
41	$2,091	$285	$1,806	$288,650
42	$2,091	$287	$1,804	$288,363
43	$2,091	$289	$1,802	$288,075
44	$2,091	$291	$1,800	$287,784
45	$2,091	$292	$1,799	$287,492
46	$2,091	$294	$1,797	$287,198
47	$2,091	$296	$1,795	$286,902
48	$2,091	$298	$1,793	$286,604
49	$2,091	$300	$1,791	$286,304
50	$2,091	$302	$1,789	$286,003
51	$2,091	$303	$1,788	$285,699
52	$2,091	$305	$1,786	$285,394
53	$2,091	$307	$1,784	$285,086
54	$2,091	$309	$1,782	$284,777
55	$2,091	$311	$1,780	$284,466
56	$2,091	$313	$1,778	$284,153
57	$2,091	$315	$1,776	$283,838
58	$2,091	$317	$1,774	$283,521
59	$2,091	$319	$1,772	$283,202
60	$2,091	$321	$1,770	$282,881
61	$2,091	$323	$1,768	$282,558
62	$2,091	$325	$1,766	$282,233
63	$2,091	$327	$1,764	$281,906
64	$2,091	$329	$1,762	$281,577
65	$2,091	$331	$1,760	$281,246
66	$2,091	$333	$1,758	$280,912
67	$2,091	$335	$1,756	$280,577
68	$2,091	$337	$1,754	$280,240
69	$2,091	$340	$1,752	$279,900
70	$2,091	$342	$1,749	$279,559
71	$2,091	$344	$1,747	$279,215
72	$2,091	$346	$1,745	$278,869
73	$2,091	$348	$1,743	$278,521
74	$2,091	$350	$1,741	$278,171
75	$2,091	$352	$1,739	$277,818
76	$2,091	$355	$1,736	$277,464
77	$2,091	$357	$1,734	$277,107
78	$2,091	$359	$1,732	$276,748
79	$2,091	$361	$1,730	$276,386
80	$2,091	$364	$1,727	$276,023
81	$2,091	$366	$1,725	$275,657
82	$2,091	$368	$1,723	$275,289
83	$2,091	$370	$1,721	$274,918
84	$2,091	$373	$1,718	$274,545
85	$2,091	$375	$1,716	$274,170
86	$2,091	$377	$1,714	$273,793
87	$2,091	$380	$1,711	$273,413
88	$2,091	$382	$1,709	$273,031
89	$2,091	$385	$1,706	$272,646
90	$2,091	$387	$1,704	$272,259
91	$2,091	$389	$1,702	$271,870
92	$2,091	$392	$1,699	$271,478
93	$2,091	$394	$1,697	$271,084
94	$2,091	$397	$1,694	$270,687
95	$2,091	$399	$1,692	$270,288
96	$2,091	$402	$1,689	$269,886
97	$2,091	$404	$1,687	$269,482
98	$2,091	$407	$1,684	$269,075
99	$2,091	$409	$1,682	$268,666
100	$2,091	$412	$1,679	$268,254
101	$2,091	$414	$1,677	$267,840
102	$2,091	$417	$1,674	$267,423
103	$2,091	$420	$1,671	$267,003
104	$2,091	$422	$1,669	$266,581
105	$2,091	$425	$1,666	$266,156
106	$2,091	$428	$1,663	$265,729
107	$2,091	$430	$1,661	$265,298
108	$2,091	$433	$1,658	$264,866
109	$2,091	$436	$1,655	$264,430
110	$2,091	$438	$1,653	$263,992
111	$2,091	$441	$1,650	$263,551
112	$2,091	$444	$1,647	$263,107
113	$2,091	$447	$1,644	$262,660
114	$2,091	$449	$1,642	$262,211
115	$2,091	$452	$1,639	$261,759
116	$2,091	$455	$1,636	$261,304
117	$2,091	$458	$1,633	$260,846
118	$2,091	$461	$1,630	$260,385
119	$2,091	$464	$1,627	$259,922
120	$2,091	$466	$1,625	$259,455
121	$2,091	$469	$1,622	$258,986
122	$2,091	$472	$1,619	$258,513
123	$2,091	$475	$1,616	$258,038
124	$2,091	$478	$1,613	$257,560
125	$2,091	$481	$1,610	$257,078
126	$2,091	$484	$1,607	$256,594
127	$2,091	$487	$1,604	$256,107
128	$2,091	$490	$1,601	$255,617
129	$2,091	$493	$1,598	$255,123
130	$2,091	$496	$1,595	$254,627
131	$2,091	$500	$1,591	$254,127
132	$2,091	$503	$1,588	$253,624
133	$2,091	$506	$1,585	$253,119
134	$2,091	$509	$1,582	$252,610
135	$2,091	$512	$1,579	$252,097
136	$2,091	$515	$1,576	$251,582
137	$2,091	$519	$1,572	$251,063
138	$2,091	$522	$1,569	$250,542
139	$2,091	$525	$1,566	$250,016
140	$2,091	$528	$1,563	$249,488
141	$2,091	$532	$1,559	$248,956
142	$2,091	$535	$1,556	$248,421
143	$2,091	$538	$1,553	$247,883
144	$2,091	$542	$1,549	$247,341
145	$2,091	$545	$1,546	$246,796
146	$2,091	$549	$1,542	$246,248
147	$2,091	$552	$1,539	$245,696
148	$2,091	$555	$1,536	$245,140
149	$2,091	$559	$1,532	$244,581
150	$2,091	$562	$1,529	$244,019
151	$2,091	$566	$1,525	$243,453
152	$2,091	$569	$1,522	$242,884
153	$2,091	$573	$1,518	$242,311
154	$2,091	$577	$1,514	$241,734
155	$2,091	$580	$1,511	$241,154
156	$2,091	$584	$1,507	$240,570
157	$2,091	$587	$1,504	$239,983
158	$2,091	$591	$1,500	$239,392
159	$2,091	$595	$1,496	$238,797
160	$2,091	$599	$1,492	$238,198
161	$2,091	$602	$1,489	$237,596
162	$2,091	$606	$1,485	$236,990
163	$2,091	$610	$1,481	$236,380
164	$2,091	$614	$1,477	$235,767
165	$2,091	$617	$1,474	$235,149
166	$2,091	$621	$1,470	$234,528
167	$2,091	$625	$1,466	$233,903
168	$2,091	$629	$1,462	$233,274
169	$2,091	$633	$1,458	$232,640
170	$2,091	$637	$1,454	$232,003
171	$2,091	$641	$1,450	$231,362
172	$2,091	$645	$1,446	$230,718
173	$2,091	$649	$1,442	$230,068
174	$2,091	$653	$1,438	$229,415
175	$2,091	$657	$1,434	$228,758
176	$2,091	$661	$1,430	$228,097
177	$2,091	$665	$1,426	$227,432
178	$2,091	$670	$1,421	$226,762
179	$2,091	$674	$1,417	$226,088
180	$2,091	$678	$1,413	$225,410
181	$2,091	$682	$1,409	$224,728
182	$2,091	$686	$1,405	$224,042
183	$2,091	$691	$1,400	$223,351
184	$2,091	$695	$1,396	$222,656
185	$2,091	$699	$1,392	$221,957
186	$2,091	$704	$1,387	$221,253
187	$2,091	$708	$1,383	$220,545
188	$2,091	$713	$1,378	$219,832
189	$2,091	$717	$1,374	$219,115
190	$2,091	$722	$1,369	$218,393
191	$2,091	$726	$1,365	$217,667
192	$2,091	$731	$1,360	$216,937
193	$2,091	$735	$1,356	$216,202
194	$2,091	$740	$1,351	$215,462
195	$2,091	$744	$1,347	$214,718
196	$2,091	$749	$1,342	$213,969
197	$2,091	$754	$1,337	$213,215
198	$2,091	$758	$1,333	$212,456
199	$2,091	$763	$1,328	$211,693
200	$2,091	$768	$1,323	$210,925
201	$2,091	$773	$1,318	$210,153
202	$2,091	$778	$1,313	$209,375
203	$2,091	$782	$1,309	$208,593
204	$2,091	$787	$1,304	$207,805
205	$2,091	$792	$1,299	$207,013
206	$2,091	$797	$1,294	$206,216
207	$2,091	$802	$1,289	$205,414
208	$2,091	$807	$1,284	$204,607
209	$2,091	$812	$1,279	$203,794
210	$2,091	$817	$1,274	$202,977
211	$2,091	$822	$1,269	$202,155
212	$2,091	$828	$1,263	$201,327
213	$2,091	$833	$1,258	$200,495
214	$2,091	$838	$1,253	$199,657
215	$2,091	$843	$1,248	$198,814
216	$2,091	$848	$1,243	$197,965
217	$2,091	$854	$1,237	$197,111
218	$2,091	$859	$1,232	$196,252
219	$2,091	$864	$1,227	$195,388
220	$2,091	$870	$1,221	$194,518
221	$2,091	$875	$1,216	$193,643
222	$2,091	$881	$1,210	$192,762
223	$2,091	$886	$1,205	$191,876
224	$2,091	$892	$1,199	$190,984
225	$2,091	$897	$1,194	$190,087
226	$2,091	$903	$1,188	$189,184
227	$2,091	$909	$1,182	$188,275
228	$2,091	$914	$1,177	$187,361
229	$2,091	$920	$1,171	$186,441
230	$2,091	$926	$1,165	$185,515
231	$2,091	$932	$1,159	$184,584
232	$2,091	$937	$1,154	$183,646
233	$2,091	$943	$1,148	$182,703
234	$2,091	$949	$1,142	$181,754
235	$2,091	$955	$1,136	$180,799
236	$2,091	$961	$1,130	$179,838
237	$2,091	$967	$1,124	$178,871
238	$2,091	$973	$1,118	$177,898
239	$2,091	$979	$1,112	$176,919
240	$2,091	$985	$1,106	$175,933
241	$2,091	$991	$1,100	$174,942
242	$2,091	$998	$1,093	$173,944
243	$2,091	$1,004	$1,087	$172,941
244	$2,091	$1,010	$1,081	$171,930
245	$2,091	$1,016	$1,075	$170,914
246	$2,091	$1,023	$1,068	$169,891
247	$2,091	$1,029	$1,062	$168,862
248	$2,091	$1,036	$1,055	$167,826
249	$2,091	$1,042	$1,049	$166,784
250	$2,091	$1,049	$1,042	$165,736
251	$2,091	$1,055	$1,036	$164,681
252	$2,091	$1,062	$1,029	$163,619
253	$2,091	$1,068	$1,023	$162,550
254	$2,091	$1,075	$1,016	$161,475
255	$2,091	$1,082	$1,009	$160,394
256	$2,091	$1,089	$1,002	$159,305
257	$2,091	$1,095	$996	$158,210
258	$2,091	$1,102	$989	$157,108
259	$2,091	$1,109	$982	$155,998
260	$2,091	$1,116	$975	$154,882
261	$2,091	$1,123	$968	$153,759
262	$2,091	$1,130	$961	$152,629
263	$2,091	$1,137	$954	$151,492
264	$2,091	$1,144	$947	$150,348
265	$2,091	$1,151	$940	$149,197
266	$2,091	$1,159	$932	$148,038
267	$2,091	$1,166	$925	$146,873
268	$2,091	$1,173	$918	$145,700
269	$2,091	$1,180	$911	$144,519
270	$2,091	$1,188	$903	$143,331
271	$2,091	$1,195	$896	$142,136
272	$2,091	$1,203	$888	$140,934
273	$2,091	$1,210	$881	$139,723
274	$2,091	$1,218	$873	$138,506
275	$2,091	$1,225	$866	$137,280
276	$2,091	$1,233	$858	$136,047
277	$2,091	$1,241	$850	$134,807
278	$2,091	$1,248	$843	$133,558
279	$2,091	$1,256	$835	$132,302
280	$2,091	$1,264	$827	$131,038
281	$2,091	$1,272	$819	$129,766
282	$2,091	$1,280	$811	$128,486
283	$2,091	$1,288	$803	$127,198
284	$2,091	$1,296	$795	$125,902
285	$2,091	$1,304	$787	$124,598
286	$2,091	$1,312	$779	$123,286
287	$2,091	$1,320	$771	$121,965
288	$2,091	$1,329	$762	$120,636
289	$2,091	$1,337	$754	$119,299
290	$2,091	$1,345	$746	$117,954
291	$2,091	$1,354	$737	$116,600
292	$2,091	$1,362	$729	$115,238
293	$2,091	$1,371	$720	$113,867
294	$2,091	$1,379	$712	$112,488
295	$2,091	$1,388	$703	$111,100
296	$2,091	$1,397	$694	$109,703
297	$2,091	$1,405	$686	$108,298
298	$2,091	$1,414	$677	$106,884
299	$2,091	$1,423	$668	$105,461
300	$2,091	$1,432	$659	$104,029
301	$2,091	$1,441	$650	$102,588
302	$2,091	$1,450	$641	$101,138
303	$2,091	$1,459	$632	$99,679
304	$2,091	$1,468	$623	$98,211
305	$2,091	$1,477	$614	$96,734
306	$2,091	$1,486	$605	$95,248
307	$2,091	$1,496	$595	$93,752
308	$2,091	$1,505	$586	$92,247
309	$2,091	$1,514	$577	$90,733
310	$2,091	$1,524	$567	$89,209
311	$2,091	$1,533	$558	$87,675
312	$2,091	$1,543	$548	$86,132
313	$2,091	$1,553	$538	$84,579
314	$2,091	$1,562	$529	$83,017
315	$2,091	$1,572	$519	$81,445
316	$2,091	$1,582	$509	$79,863
317	$2,091	$1,592	$499	$78,271
318	$2,091	$1,602	$489	$76,669
319	$2,091	$1,612	$479	$75,057
320	$2,091	$1,622	$469	$73,436
321	$2,091	$1,632	$459	$71,804
322	$2,091	$1,642	$449	$70,161
323	$2,091	$1,652	$439	$68,509
324	$2,091	$1,663	$428	$66,846
325	$2,091	$1,673	$418	$65,173
326	$2,091	$1,684	$407	$63,489
327	$2,091	$1,694	$397	$61,795
328	$2,091	$1,705	$386	$60,090
329	$2,091	$1,715	$376	$58,375
330	$2,091	$1,726	$365	$56,649
331	$2,091	$1,737	$354	$54,912
332	$2,091	$1,748	$343	$53,164
333	$2,091	$1,759	$332	$51,405
334	$2,091	$1,770	$321	$49,635
335	$2,091	$1,781	$310	$47,855
336	$2,091	$1,792	$299	$46,063
337	$2,091	$1,803	$288	$44,260
338	$2,091	$1,814	$277	$42,445
339	$2,091	$1,826	$265	$40,619
340	$2,091	$1,837	$254	$38,782
341	$2,091	$1,849	$242	$36,934
342	$2,091	$1,860	$231	$35,074
343	$2,091	$1,872	$219	$33,202
344	$2,091	$1,883	$208	$31,318
345	$2,091	$1,895	$196	$29,423
346	$2,091	$1,907	$184	$27,516
347	$2,091	$1,919	$172	$25,597
348	$2,091	$1,931	$160	$23,666
349	$2,091	$1,943	$148	$21,723
350	$2,091	$1,955	$136	$19,768
351	$2,091	$1,967	$124	$17,800
352	$2,091	$1,980	$111	$15,820
353	$2,091	$1,992	$99	$13,828
354	$2,091	$2,005	$86	$11,824
355	$2,091	$2,017	$74	$9,807
356	$2,091	$2,030	$61	$7,777
357	$2,091	$2,042	$49	$5,734
358	$2,091	$2,055	$36	$3,679
359	$2,091	$2,068	$23	$1,611
360	$2,091	$2,081	$10	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 17, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.