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35511 Monterra Ter #101

Union City, CA, 94587

For Sale $689,000 ($680.16 per Sq Ft)

$689,000 ($680.16 per Sq Ft)

☆☆☆☆☆★★★★★
Five Stars
(0)

2 Bedrooms
2 Bathrooms
1,013 Sq Ft
Unknown Sq Ft

Description

This end unit 2 bedrooms, 2 bathrooms 1015 sq. ft. condo in the highly desirable Monte Vista community in Union City is one of the more private units in the complex. This ground level condo is close to the entrance of the complex and the great amenities the community offers; the club house, gym, swimming pool and play ground. The unit is freshly painted, all walls, doors, closet doors and ceilings. The unit also has brand new carpet in the bedrooms, living & dining areas, newer kitchen stainless steel appliances, standard size washer and dryer in the garage. The front entry way is gated with only three units having access to it. The attached garage is connected to the back of the kitchen with secured metal door for easy access and safety. Ample guest parking spaces all around the unit. The HOA fees cover water, garbage, insurance, common area maintenance, hot water, ensuring a hassle-free living experience. Perfectly located near shopping, dining, BART, I-880, and the Dumbarton Bridge, this home is also close to outdoor attractions like Alameda Creek Trail, Quarry Lakes Regional Park, and the vibrant Historic Downtown Niles. Make it your own before someone owns it.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$689,000
Property Type	Condo/Co-Op
Usable Sqft	1,013
Number of Stories	1 stories
Parking Spots	1 spots
Year Built	2001
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$630
Association Name:	Monte Vista Villas
Association Amenities:	Clubhouse,Fitness Center,Hot Water,Playground,Pool,Spa/Hot Tub,Trash,Water, Sewer

APN #	0870111002
MLS #	ML81998170
Property ID	296580642
Lot Sqft	Unknown
Zoning	PUD
Days on Market	34
Original List Price	$689,000
Applicances	Dishwasher,Disposal,Microwave,Refrigerator,Range Hood%
Date Updated	April 06, 2025
Date Created	March 20, 2025

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Your payment
$4,985
per month

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Estimated payment	$4,985 /mo
Loan amount	$689,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,985
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,044,925 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,818	$512	$4,306	$688,488
2	$4,818	$515	$4,303	$687,973
3	$4,818	$518	$4,300	$687,455
4	$4,818	$521	$4,297	$686,934
5	$4,818	$525	$4,293	$686,409
6	$4,818	$528	$4,290	$685,881
7	$4,818	$531	$4,287	$685,350
8	$4,818	$535	$4,283	$684,815
9	$4,818	$538	$4,280	$684,277
10	$4,818	$541	$4,277	$683,736
11	$4,818	$545	$4,273	$683,192
12	$4,818	$548	$4,270	$682,643
13	$4,818	$551	$4,267	$682,092
14	$4,818	$555	$4,263	$681,537
15	$4,818	$558	$4,260	$680,979
16	$4,818	$562	$4,256	$680,417
17	$4,818	$565	$4,253	$679,851
18	$4,818	$569	$4,249	$679,282
19	$4,818	$572	$4,246	$678,710
20	$4,818	$576	$4,242	$678,134
21	$4,818	$580	$4,238	$677,554
22	$4,818	$583	$4,235	$676,971
23	$4,818	$587	$4,231	$676,384
24	$4,818	$591	$4,227	$675,793
25	$4,818	$594	$4,224	$675,199
26	$4,818	$598	$4,220	$674,601
27	$4,818	$602	$4,216	$673,999
28	$4,818	$606	$4,213	$673,394
29	$4,818	$609	$4,209	$672,785
30	$4,818	$613	$4,205	$672,171
31	$4,818	$617	$4,201	$671,555
32	$4,818	$621	$4,197	$670,934
33	$4,818	$625	$4,193	$670,309
34	$4,818	$629	$4,189	$669,681
35	$4,818	$633	$4,186	$669,048
36	$4,818	$636	$4,182	$668,412
37	$4,818	$640	$4,178	$667,771
38	$4,818	$644	$4,174	$667,127
39	$4,818	$648	$4,170	$666,478
40	$4,818	$653	$4,165	$665,826
41	$4,818	$657	$4,161	$665,169
42	$4,818	$661	$4,157	$664,508
43	$4,818	$665	$4,153	$663,844
44	$4,818	$669	$4,149	$663,175
45	$4,818	$673	$4,145	$662,502
46	$4,818	$677	$4,141	$661,824
47	$4,818	$682	$4,136	$661,143
48	$4,818	$686	$4,132	$660,457
49	$4,818	$690	$4,128	$659,767
50	$4,818	$694	$4,124	$659,072
51	$4,818	$699	$4,119	$658,373
52	$4,818	$703	$4,115	$657,670
53	$4,818	$708	$4,110	$656,963
54	$4,818	$712	$4,106	$656,251
55	$4,818	$716	$4,102	$655,534
56	$4,818	$721	$4,097	$654,813
57	$4,818	$725	$4,093	$654,088
58	$4,818	$730	$4,088	$653,358
59	$4,818	$735	$4,083	$652,623
60	$4,818	$739	$4,079	$651,884
61	$4,818	$744	$4,074	$651,141
62	$4,818	$748	$4,070	$650,392
63	$4,818	$753	$4,065	$649,639
64	$4,818	$758	$4,060	$648,881
65	$4,818	$762	$4,056	$648,119
66	$4,818	$767	$4,051	$647,352
67	$4,818	$772	$4,046	$646,580
68	$4,818	$777	$4,041	$645,803
69	$4,818	$782	$4,036	$645,021
70	$4,818	$787	$4,031	$644,234
71	$4,818	$792	$4,026	$643,443
72	$4,818	$796	$4,022	$642,646
73	$4,818	$801	$4,017	$641,845
74	$4,818	$806	$4,012	$641,038
75	$4,818	$812	$4,006	$640,227
76	$4,818	$817	$4,001	$639,410
77	$4,818	$822	$3,996	$638,589
78	$4,818	$827	$3,991	$637,762
79	$4,818	$832	$3,986	$636,930
80	$4,818	$837	$3,981	$636,093
81	$4,818	$842	$3,976	$635,250
82	$4,818	$848	$3,970	$634,402
83	$4,818	$853	$3,965	$633,550
84	$4,818	$858	$3,960	$632,691
85	$4,818	$864	$3,954	$631,828
86	$4,818	$869	$3,949	$630,958
87	$4,818	$875	$3,943	$630,084
88	$4,818	$880	$3,938	$629,204
89	$4,818	$885	$3,933	$628,318
90	$4,818	$891	$3,927	$627,427
91	$4,818	$897	$3,921	$626,531
92	$4,818	$902	$3,916	$625,629
93	$4,818	$908	$3,910	$624,721
94	$4,818	$913	$3,905	$623,807
95	$4,818	$919	$3,899	$622,888
96	$4,818	$925	$3,893	$621,963
97	$4,818	$931	$3,887	$621,033
98	$4,818	$937	$3,881	$620,096
99	$4,818	$942	$3,876	$619,154
100	$4,818	$948	$3,870	$618,205
101	$4,818	$954	$3,864	$617,251
102	$4,818	$960	$3,858	$616,291
103	$4,818	$966	$3,852	$615,325
104	$4,818	$972	$3,846	$614,352
105	$4,818	$978	$3,840	$613,374
106	$4,818	$984	$3,834	$612,390
107	$4,818	$991	$3,827	$611,399
108	$4,818	$997	$3,821	$610,402
109	$4,818	$1,003	$3,815	$609,399
110	$4,818	$1,009	$3,809	$608,390
111	$4,818	$1,016	$3,802	$607,375
112	$4,818	$1,022	$3,796	$606,353
113	$4,818	$1,028	$3,790	$605,324
114	$4,818	$1,035	$3,783	$604,290
115	$4,818	$1,041	$3,777	$603,249
116	$4,818	$1,048	$3,770	$602,201
117	$4,818	$1,054	$3,764	$601,147
118	$4,818	$1,061	$3,757	$600,086
119	$4,818	$1,067	$3,751	$599,018
120	$4,818	$1,074	$3,744	$597,944
121	$4,818	$1,081	$3,737	$596,863
122	$4,818	$1,088	$3,730	$595,776
123	$4,818	$1,094	$3,724	$594,681
124	$4,818	$1,101	$3,717	$593,580
125	$4,818	$1,108	$3,710	$592,472
126	$4,818	$1,115	$3,703	$591,357
127	$4,818	$1,122	$3,696	$590,235
128	$4,818	$1,129	$3,689	$589,106
129	$4,818	$1,136	$3,682	$587,970
130	$4,818	$1,143	$3,675	$586,827
131	$4,818	$1,150	$3,668	$585,676
132	$4,818	$1,158	$3,660	$584,519
133	$4,818	$1,165	$3,653	$583,354
134	$4,818	$1,172	$3,646	$582,182
135	$4,818	$1,179	$3,639	$581,003
136	$4,818	$1,187	$3,631	$579,816
137	$4,818	$1,194	$3,624	$578,622
138	$4,818	$1,202	$3,616	$577,420
139	$4,818	$1,209	$3,609	$576,211
140	$4,818	$1,217	$3,601	$574,994
141	$4,818	$1,224	$3,594	$573,770
142	$4,818	$1,232	$3,586	$572,538
143	$4,818	$1,240	$3,578	$571,298
144	$4,818	$1,247	$3,571	$570,051
145	$4,818	$1,255	$3,563	$568,796
146	$4,818	$1,263	$3,555	$567,533
147	$4,818	$1,271	$3,547	$566,262
148	$4,818	$1,279	$3,539	$564,983
149	$4,818	$1,287	$3,531	$563,696
150	$4,818	$1,295	$3,523	$562,401
151	$4,818	$1,303	$3,515	$561,098
152	$4,818	$1,311	$3,507	$559,787
153	$4,818	$1,319	$3,499	$558,468
154	$4,818	$1,328	$3,490	$557,140
155	$4,818	$1,336	$3,482	$555,804
156	$4,818	$1,344	$3,474	$554,460
157	$4,818	$1,353	$3,465	$553,108
158	$4,818	$1,361	$3,457	$551,746
159	$4,818	$1,370	$3,448	$550,377
160	$4,818	$1,378	$3,440	$548,999
161	$4,818	$1,387	$3,431	$547,612
162	$4,818	$1,395	$3,423	$546,217
163	$4,818	$1,404	$3,414	$544,812
164	$4,818	$1,413	$3,405	$543,399
165	$4,818	$1,422	$3,396	$541,978
166	$4,818	$1,431	$3,387	$540,547
167	$4,818	$1,440	$3,378	$539,107
168	$4,818	$1,449	$3,369	$537,659
169	$4,818	$1,458	$3,360	$536,201
170	$4,818	$1,467	$3,351	$534,735
171	$4,818	$1,476	$3,342	$533,259
172	$4,818	$1,485	$3,333	$531,773
173	$4,818	$1,494	$3,324	$530,279
174	$4,818	$1,504	$3,314	$528,775
175	$4,818	$1,513	$3,305	$527,262
176	$4,818	$1,523	$3,295	$525,740
177	$4,818	$1,532	$3,286	$524,207
178	$4,818	$1,542	$3,276	$522,666
179	$4,818	$1,551	$3,267	$521,114
180	$4,818	$1,561	$3,257	$519,553
181	$4,818	$1,571	$3,247	$517,983
182	$4,818	$1,581	$3,237	$516,402
183	$4,818	$1,590	$3,228	$514,811
184	$4,818	$1,600	$3,218	$513,211
185	$4,818	$1,610	$3,208	$511,601
186	$4,818	$1,621	$3,198	$509,980
187	$4,818	$1,631	$3,187	$508,349
188	$4,818	$1,641	$3,177	$506,709
189	$4,818	$1,651	$3,167	$505,058
190	$4,818	$1,661	$3,157	$503,396
191	$4,818	$1,672	$3,146	$501,724
192	$4,818	$1,682	$3,136	$500,042
193	$4,818	$1,693	$3,125	$498,349
194	$4,818	$1,703	$3,115	$496,646
195	$4,818	$1,714	$3,104	$494,932
196	$4,818	$1,725	$3,093	$493,208
197	$4,818	$1,735	$3,083	$491,472
198	$4,818	$1,746	$3,072	$489,726
199	$4,818	$1,757	$3,061	$487,969
200	$4,818	$1,768	$3,050	$486,200
201	$4,818	$1,779	$3,039	$484,421
202	$4,818	$1,790	$3,028	$482,631
203	$4,818	$1,802	$3,016	$480,829
204	$4,818	$1,813	$3,005	$479,016
205	$4,818	$1,824	$2,994	$477,192
206	$4,818	$1,836	$2,982	$475,357
207	$4,818	$1,847	$2,971	$473,510
208	$4,818	$1,859	$2,959	$471,651
209	$4,818	$1,870	$2,948	$469,781
210	$4,818	$1,882	$2,936	$467,899
211	$4,818	$1,894	$2,924	$466,005
212	$4,818	$1,905	$2,913	$464,100
213	$4,818	$1,917	$2,901	$462,183
214	$4,818	$1,929	$2,889	$460,253
215	$4,818	$1,941	$2,877	$458,312
216	$4,818	$1,954	$2,864	$456,358
217	$4,818	$1,966	$2,852	$454,392
218	$4,818	$1,978	$2,840	$452,414
219	$4,818	$1,990	$2,828	$450,424
220	$4,818	$2,003	$2,815	$448,421
221	$4,818	$2,015	$2,803	$446,406
222	$4,818	$2,028	$2,790	$444,378
223	$4,818	$2,041	$2,777	$442,337
224	$4,818	$2,053	$2,765	$440,284
225	$4,818	$2,066	$2,752	$438,218
226	$4,818	$2,079	$2,739	$436,138
227	$4,818	$2,092	$2,726	$434,046
228	$4,818	$2,105	$2,713	$431,941
229	$4,818	$2,118	$2,700	$429,823
230	$4,818	$2,132	$2,686	$427,691
231	$4,818	$2,145	$2,673	$425,546
232	$4,818	$2,158	$2,660	$423,388
233	$4,818	$2,172	$2,646	$421,216
234	$4,818	$2,185	$2,633	$419,031
235	$4,818	$2,199	$2,619	$416,832
236	$4,818	$2,213	$2,605	$414,619
237	$4,818	$2,227	$2,591	$412,392
238	$4,818	$2,241	$2,577	$410,152
239	$4,818	$2,255	$2,563	$407,897
240	$4,818	$2,269	$2,549	$405,628
241	$4,818	$2,283	$2,535	$403,346
242	$4,818	$2,297	$2,521	$401,048
243	$4,818	$2,311	$2,507	$398,737
244	$4,818	$2,326	$2,492	$396,411
245	$4,818	$2,340	$2,478	$394,071
246	$4,818	$2,355	$2,463	$391,716
247	$4,818	$2,370	$2,448	$389,346
248	$4,818	$2,385	$2,433	$386,961
249	$4,818	$2,399	$2,419	$384,562
250	$4,818	$2,414	$2,404	$382,147
251	$4,818	$2,430	$2,388	$379,718
252	$4,818	$2,445	$2,373	$377,273
253	$4,818	$2,460	$2,358	$374,813
254	$4,818	$2,475	$2,343	$372,337
255	$4,818	$2,491	$2,327	$369,847
256	$4,818	$2,506	$2,312	$367,340
257	$4,818	$2,522	$2,296	$364,818
258	$4,818	$2,538	$2,280	$362,280
259	$4,818	$2,554	$2,264	$359,726
260	$4,818	$2,570	$2,248	$357,157
261	$4,818	$2,586	$2,232	$354,571
262	$4,818	$2,602	$2,216	$351,969
263	$4,818	$2,618	$2,200	$349,351
264	$4,818	$2,635	$2,183	$346,716
265	$4,818	$2,651	$2,167	$344,065
266	$4,818	$2,668	$2,150	$341,398
267	$4,818	$2,684	$2,134	$338,713
268	$4,818	$2,701	$2,117	$336,012
269	$4,818	$2,718	$2,100	$333,294
270	$4,818	$2,735	$2,083	$330,559
271	$4,818	$2,752	$2,066	$327,807
272	$4,818	$2,769	$2,049	$325,038
273	$4,818	$2,787	$2,031	$322,252
274	$4,818	$2,804	$2,014	$319,448
275	$4,818	$2,821	$1,997	$316,626
276	$4,818	$2,839	$1,979	$313,787
277	$4,818	$2,857	$1,961	$310,930
278	$4,818	$2,875	$1,943	$308,056
279	$4,818	$2,893	$1,925	$305,163
280	$4,818	$2,911	$1,907	$302,252
281	$4,818	$2,929	$1,889	$299,323
282	$4,818	$2,947	$1,871	$296,376
283	$4,818	$2,966	$1,852	$293,411
284	$4,818	$2,984	$1,834	$290,426
285	$4,818	$3,003	$1,815	$287,424
286	$4,818	$3,022	$1,796	$284,402
287	$4,818	$3,040	$1,778	$281,361
288	$4,818	$3,059	$1,759	$278,302
289	$4,818	$3,079	$1,739	$275,223
290	$4,818	$3,098	$1,720	$272,126
291	$4,818	$3,117	$1,701	$269,008
292	$4,818	$3,137	$1,681	$265,872
293	$4,818	$3,156	$1,662	$262,715
294	$4,818	$3,176	$1,642	$259,539
295	$4,818	$3,196	$1,622	$256,343
296	$4,818	$3,216	$1,602	$253,128
297	$4,818	$3,236	$1,582	$249,892
298	$4,818	$3,256	$1,562	$246,635
299	$4,818	$3,277	$1,541	$243,359
300	$4,818	$3,297	$1,521	$240,062
301	$4,818	$3,318	$1,500	$236,744
302	$4,818	$3,338	$1,480	$233,406
303	$4,818	$3,359	$1,459	$230,047
304	$4,818	$3,380	$1,438	$226,666
305	$4,818	$3,401	$1,417	$223,265
306	$4,818	$3,423	$1,395	$219,843
307	$4,818	$3,444	$1,374	$216,399
308	$4,818	$3,466	$1,352	$212,933
309	$4,818	$3,487	$1,331	$209,446
310	$4,818	$3,509	$1,309	$205,937
311	$4,818	$3,531	$1,287	$202,406
312	$4,818	$3,553	$1,265	$198,853
313	$4,818	$3,575	$1,243	$195,278
314	$4,818	$3,598	$1,220	$191,680
315	$4,818	$3,620	$1,198	$188,060
316	$4,818	$3,643	$1,175	$184,418
317	$4,818	$3,665	$1,153	$180,752
318	$4,818	$3,688	$1,130	$177,064
319	$4,818	$3,711	$1,107	$173,353
320	$4,818	$3,735	$1,083	$169,618
321	$4,818	$3,758	$1,060	$165,860
322	$4,818	$3,781	$1,037	$162,079
323	$4,818	$3,805	$1,013	$158,274
324	$4,818	$3,829	$989	$154,445
325	$4,818	$3,853	$965	$150,592
326	$4,818	$3,877	$941	$146,716
327	$4,818	$3,901	$917	$142,815
328	$4,818	$3,925	$893	$138,889
329	$4,818	$3,950	$868	$134,939
330	$4,818	$3,975	$843	$130,965
331	$4,818	$3,999	$819	$126,965
332	$4,818	$4,024	$794	$122,941
333	$4,818	$4,050	$768	$118,891
334	$4,818	$4,075	$743	$114,816
335	$4,818	$4,100	$718	$110,716
336	$4,818	$4,126	$692	$106,590
337	$4,818	$4,152	$666	$102,438
338	$4,818	$4,178	$640	$98,260
339	$4,818	$4,204	$614	$94,056
340	$4,818	$4,230	$588	$89,826
341	$4,818	$4,257	$561	$85,570
342	$4,818	$4,283	$535	$81,286
343	$4,818	$4,310	$508	$76,976
344	$4,818	$4,337	$481	$72,639
345	$4,818	$4,364	$454	$68,275
346	$4,818	$4,391	$427	$63,884
347	$4,818	$4,419	$399	$59,465
348	$4,818	$4,446	$372	$55,019
349	$4,818	$4,474	$344	$50,545
350	$4,818	$4,502	$316	$46,043
351	$4,818	$4,530	$288	$41,513
352	$4,818	$4,559	$259	$36,954
353	$4,818	$4,587	$231	$32,367
354	$4,818	$4,616	$202	$27,751
355	$4,818	$4,645	$173	$23,107
356	$4,818	$4,674	$144	$18,433
357	$4,818	$4,703	$115	$13,730
358	$4,818	$4,732	$86	$8,998
359	$4,818	$4,762	$56	$4,237
360	$4,818	$4,792	$26	$0

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